Finance

Welcome to the YOURLifeChoices Finance page, where we feature the latest money news and updates. We can help you with information on cancelling contracts, choosing the right credit card, making a will and why you might consider a Power of Attorney.

Superannuation is an important part of your retirement planning. Did you know there is hundreds of millions of lost super money just waiting to be claimed? Use the link to the lost super site to see if you have unclaimed funds.

We can also help you save your money and manage your finances better both before and after retirement and during the transition to retirement.

 

 

 

Should you downsize?

Should you downsize?

There can be many reasons to downsize your home, but should you do it?

Top Stories

  1. Tips for stretching a fixed income
  1. Save on your car costs
  1. Register of planners launched
  1. Spotting fake banknotes
  1. Dining out on the cheap

The sign of good advice

The sign of good advice

Making the right decisions about your retirement has never been more important.

Is deeming rate cut on the cards?

Is deeming rate cut on the cards?

The RBA has cut the cash rate to a record low of two per cent.

Is bankruptcy the only option?

Is bankruptcy the only option?

Is this extreme course of action the only answer?

Your credit score explained

Your credit score explained

Most of us know we have a credit score – even if we don’t know ...

Pension advance payments

Pension advance payments

A pension advance payment could help Tracy deal with a couple of unexpected bills.

Sneaky super fees explained

Sneaky super fees explained

Julie is outraged that she is expected to pay additional fees through her super.

Superannuation

Make super fair in two minutes

In this short video, a 10-year-old explains how to make super fair for all.

Join the campaign

Superannuation and life insurance

Life insurance within and outside of superannuation explained.

Which option is right?

The high cost of retirement

Retirement in Australia now requires a $1.5 million nest egg.

We need a reality check

Banking & Investment

Common investment mistakes

Do you make any of these common investment mistakes?

Do you make these?

Is property a good investment?

Considering buying an investment property, but is this still the best way to make money?

Safe as houses?

No relief for savers

The news for those relying on savings to generate an income is only getting worse.

Will you lose out?

Credit Cards

CHOICE calls on banks to be fair

CHOICE has called on the banks to pass on the latest RBA rate cut to credit card holders.

Cutting credit card rates

Christmas credit card safety

It’s often easy to miss fraudulent transactions on your credit cards over the festive period.

Top 10 safety tips

Banish Christmas credit card woes

Here are five tips to save you from a New Year credit hangover.

Do you have a canny tip?

Property

Should you downsize?

There can be many reasons to downsize your home, but should you do it?

Stay big or go small?

Is property a good investment?

Considering buying an investment property, but is this still the best way to make money?

Safe as houses?

Tax implications of renting a room

Margaret wants to know how renting out a room will affect her tax liability.

Will I pay CGT?

Insurance

Superannuation and life insurance

Life insurance within and outside of superannuation explained.

Which option is right?

The Good Time are back

Apia is proud to present the 2015 Apia Good Times Tour – back, bigger and better than ever.

Get your groove on

Health cover designed for over 50s

Now’s the right time to check if your cover reflects your changing needs.

Flexible health cover

Legal & General

Ama receives $170,000 compensation

Ama was involved in a car accident that caused nasty injuries to her knee and leg.

Ama's payout

The world of personal injury law

Getting advice from a good lawyer is the key to making sure you get compensation.

Meet Henry Carus

Are you entitled to compensation?

It’s important that you know what to do when accidents occur.

Can you get compensation?

Mortgage & Home Loans

Can I sell my home to my son?

June would like to sell her home to her son as a vendor financier.

How does it work?

Reverse mortgage or line of credit

Should you take out a reverse mortgage or line of credit?

Releasing your equity

Locking in low interest rates

Is it worth looking to fix your rate?

Interest rates explained

Seniors Finance

Calculate your heating costs

It can be difficult to pin down an exact figure, there are some basic calculations you can do.

Calculate your heating and cooling costs

Financial services fees explained

Craig Hall explains common financial fees to consider before you invest.

Be informed

No relief for savers

The news for those relying on savings to generate an income is only getting worse.

Will you lose out?

Finance News

Five ways to spend less on food

These five simple tips could help you save at the checkout.

Save at the checkout

Rent assistance rates

Rent assistance rates and thresholds will increase from 20 March 2015.

Can you claim rent assistance?

No relief for savers

The news for those relying on savings to generate an income is only getting worse.

Will you lose out?

News

Common investment mistakes

Do you make any of these common investment mistakes?

Do you make these?

Superannuation and life insurance

Life insurance within and outside of superannuation explained.

Which option is right?

Five ways to spend less on food

These five simple tips could help you save at the checkout.

Save at the checkout

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The ten worst retirement planning mistakes

The ten worst retirement planning mistakes

Paul Clitheroe reviews the ten biggest retirement planning mistakes – and why you need to avoid them.

Learn from others mistakes

Low income energy rebate increase

Low income energy rebate increase

From 1 July 2011, the Low Income Household Rebate replaced the Energy rebate, and is paid at the rate of $200 per annum.

Are you eligible?

Save your superannuation

Save your superannuation

Australians on average having four super accounts, this can be a large proportion of your retirement income. Now is the time to consider consolidating your superannuation.

Save on fees

Money milestones

Money milestones

Managing your money doesn’t get any easier as you get older, but there are certain money milestones of which you can take advantage.

Money milestones

What to ask a financial adviser

What to ask a financial adviser

Starting on the right foot with a financial advisor can help ensure you get the most from your meeting. YOURLifeChoices has 50 useful questions you may wish to ask.

50 useful questions