Finance

Welcome to the YOURLifeChoices Finance page, where we feature the latest money news and updates. We can help you with information on cancelling contracts, choosing the right credit card, making a will and why you might consider a Power of Attorney.

Superannuation is an important part of your retirement planning. Did you know there is hundreds of millions of lost super money just waiting to be claimed? Use the link to the lost super site to see if you have unclaimed funds.

We can also help you save your money and manage your finances better both before and after retirement and during the transition to retirement.

 

 

 

Pension advance payments

Pension advance payments

A pension advance payment could help Tracy deal with a couple of unexpected bills.

Top Stories

  1. Best apps for budgeting
  1. Beat the winter bill blues
  1. Earn extra cash from home
  1. Reverse mortgage or line of credit
  1. CHOICE calls on banks to be fair

Sneaky super fees explained

Sneaky super fees explained

Julie is outraged that she is expected to pay additional fees through her super.

Tips for stretching a fixed income

Tips for stretching a fixed income

Money-saving tips to help stretch a fixed income

Save on your car costs

Save on your car costs

Reduce your car costs with these five money-saving tips.

Register of planners launched

Register of planners launched

ASIC’s register of qualified financial planners is now online.

Spotting fake banknotes

Spotting fake banknotes

Australian banknotes are very difficult to copy.

Dining out on the cheap

Dining out on the cheap

Take a look at these helpful hints to make dining out more affordable.

Superannuation

MySuper explained

MySuper has been around for almost two years, but do you know how it works?

Is MySuper for you?

How much is enough for retirement?

How much is enough when it comes to your retirement nest egg?

One size never fits all

Your essential guide to super

Our quick guide will help you to understand your super better.

Understand your super

Banking & Investment

Is property a good investment?

Considering buying an investment property, but is this still the best way to make money?

Safe as houses?

No relief for savers

The news for those relying on savings to generate an income is only getting worse.

Will you lose out?

Big banks delay rate cuts

Australia’s biggest banks will profit $68 million by delaying for 17 days the RBA rate cut.

Is this fair?

Credit Cards

CHOICE calls on banks to be fair

CHOICE has called on the banks to pass on the latest RBA rate cut to credit card holders.

Cutting credit card rates

Christmas credit card safety

It’s often easy to miss fraudulent transactions on your credit cards over the festive period.

Top 10 safety tips

Banish Christmas credit card woes

Here are five tips to save you from a New Year credit hangover.

Do you have a canny tip?

Property

Is property a good investment?

Considering buying an investment property, but is this still the best way to make money?

Safe as houses?

Tax implications of renting a room

Margaret wants to know how renting out a room will affect her tax liability.

Will I pay CGT?

Spruce up your home for less

A few simple tasks can have your home looking like a million dollars in no time.

Increase your home’s value

Insurance

The Good Time are back

Apia is proud to present the 2015 Apia Good Times Tour – back, bigger and better than ever.

Get your groove on

Health cover designed for over 50s

Now’s the right time to check if your cover reflects your changing needs.

Flexible health cover

Three major myths about insurance

Taking out insurance can be a great way to protect your loved ones.

Protect your family

Legal & General

Ama receives $170,000 compensation

Ama was involved in a car accident that caused nasty injuries to her knee and leg.

Ama's payout

The world of personal injury law

Getting advice from a good lawyer is the key to making sure you get compensation.

Meet Henry Carus

Are you entitled to compensation?

It’s important that you know what to do when accidents occur.

Can you get compensation?

Mortgage & Home Loans

Reverse mortgage or line of credit

Should you take out a reverse mortgage or line of credit?

Releasing your equity

Locking in low interest rates

Is it worth looking to fix your rate?

Interest rates explained

An alternative to reverse mortgages

Information provided by Centrelink People of Age Pension age (or their partners) who cannot get a pension because of their income or assets (but not both), or those who only receive a part pension, can access capital tied up in their assets under the Pension Loans ...

Reverse mortgage alternative

Seniors Finance

Financial services fees explained

Craig Hall explains common financial fees to consider before you invest.

Be informed

No relief for savers

The news for those relying on savings to generate an income is only getting worse.

Will you lose out?

Register of planners launched

ASIC’s register of qualified financial planners is now online.

A flawed response

Finance News

Rent assistance rates

Rent assistance rates and thresholds will increase from 20 March 2015.

Can you claim rent assistance?

No relief for savers

The news for those relying on savings to generate an income is only getting worse.

Will you lose out?

Is trust in planners possible?

Is trust in financial planners still possible?

Shakeout is needed now

News

Financial services fees explained

Craig Hall explains common financial fees to consider before you invest.

Be informed

Cut electricity and water costs

Reduce the costs of your household electricity and water.

Save money

How much is enough for retirement?

How much is enough when it comes to your retirement nest egg?

One size never fits all

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The ten worst retirement planning mistakes

The ten worst retirement planning mistakes

Paul Clitheroe reviews the ten biggest retirement planning mistakes – and why you need to avoid them.

Learn from others mistakes

Low income energy rebate increase

Low income energy rebate increase

From 1 July 2011, the Low Income Household Rebate replaced the Energy rebate, and is paid at the rate of $200 per annum.

Are you eligible?

Save your superannuation

Save your superannuation

Australians on average having four super accounts, this can be a large proportion of your retirement income. Now is the time to consider consolidating your superannuation.

Save on fees

Money milestones

Money milestones

Managing your money doesn’t get any easier as you get older, but there are certain money milestones of which you can take advantage.

Money milestones

What to ask a financial adviser

What to ask a financial adviser

Starting on the right foot with a financial advisor can help ensure you get the most from your meeting. YOURLifeChoices has 50 useful questions you may wish to ask.

50 useful questions