Finance

Welcome to the YOURLifeChoices Finance page, where we feature the latest money news and updates. We can help you with information on cancelling contracts, choosing the right credit card, making a will and why you might consider a Power of Attorney.

Superannuation is an important part of your retirement planning. Did you know there is hundreds of millions of lost super money just waiting to be claimed? Use the link to the lost super site to see if you have unclaimed funds.

We can also help you save your money and manage your finances better both before and after retirement and during the transition to retirement.

 

 

 

CHOICE calls on banks to be fair

CHOICE calls on banks to be fair

CHOICE has called on the banks to pass on the latest RBA rate cut to ...

Top Stories

  1. No financial sector untouched
  1. Financial adviser register changes
  1. Speculate to accumulate
  1. FoFA reversal cuts cost of advice
  1. Learn from your financial mistakes

Changes may catch you out

Changes may catch you out

Changes to term deposit conditions may catch consumers unaware.

Multinationals continue to avoid tax

Multinationals continue to avoid tax

Multinationals continue to shift profits offshore to avoid paying tax.

Rate cuts call for action

Rate cuts call for action

It’s worthwhile shopping around to see if you can get a better interest rate.

Your financial health check

Your financial health check

A simple financial health check is the first step to a successful year money-wise

Dealing with debt collectors

Dealing with debt collectors

This guide will help you to deal with debt collectors.

A better financial planning sector

A better financial planning sector

David Murray highlights the urgent need for a major overhaul of the financial advice sector.

Superannuation

British pension transfer deadline

Time is running out if you wish to transfer a UK public service pension benefit.

Pension transfer deadline

Deeming rates in detail

The Federal Government has announced that it will lower deeming rates in March.

How will the cuts affect you?

Millionaire pension payments

Asset-rich retirees have been receiving around $500 million in benefits per year.

Will this affect you?

Banking & Investment

Big banks delay rate cuts

Australia’s biggest banks will profit $68 million by delaying for 17 days the RBA rate cut.

Is this fair?

Changes may catch you out

Changes to term deposit conditions may catch consumers unaware.

Is your money trapped?

Super stays steady as dollar drops

The Australian dollar falls to a five-year low, but superannuation returns remain steady.

Buy Australian

Credit Cards

CHOICE calls on banks to be fair

CHOICE has called on the banks to pass on the latest RBA rate cut to credit card holders.

Cutting credit card rates

Christmas credit card safety

It’s often easy to miss fraudulent transactions on your credit cards over the festive period.

Top 10 safety tips

Banish Christmas credit card woes

Here are five tips to save you from a New Year credit hangover.

Do you have a canny tip?

Property

Tax implications of renting a room

Margaret wants to know how renting out a room will affect her tax liability.

Will I pay CGT?

Spruce up your home for less

A few simple tasks can have your home looking like a million dollars in no time.

Increase your home’s value

Financial help with downsizing

June recalls hearing about a program which would exclude proceeds from the sale of her house from the means test.

Is there help with downsizing?

Insurance

The Good Time are back

Apia is proud to present the 2015 Apia Good Times Tour – back, bigger and better than ever.

Get your goove on

Health insurance premiums to rise

We are facing a considerable hike in health insurance premiums – seven per cent to be exact.

The end of private health insurance?

Are you storm ready?

How prepared are you for dealing with wild summer weather?

Are you prepared?

Legal & General

Have I been disinherited?

Does Kate have any legal way of finding out if she has been disinherited?

What are your rights?

Dealing with debt collectors

This guide will help you to deal with debt collectors.

Dealing with debt

Managing inheritance expectations

A few common-sense steps could make for a harmonious distribution of your wealth

What to consider when making a will

Mortgage & Home Loans

Locking in low interest rates

Is it worth looking to fix your rate?

Interest rates explained

Can I claim rental assistance?

Gwenda is horrified at that rate at which the debt of her reverse mortgage is accruing.

Can I get financial assistance?

How to get the best bank deal

How do you get the best bank deal?

Do you have the best deal?

Seniors Finance

Pretend you make less and save

Pretending that you earn less can save you money.

‘Earning less’ can save you more

Changes may catch you out

Changes to term deposit conditions may catch consumers unaware.

Is your money trapped?

Do you have the right super fund?

A new year is a good time to review how insurance premiums may be eroding your super balance.

Is your balance dropping?

Finance News

CHOICE calls on banks to be fair

CHOICE has called on the banks to pass on the latest RBA rate cut to credit card holders.

Cutting credit card rates

Financial pitfalls to avoid

As NICRI’s Craig Hall explains, even the simplest money mistakes can cost you dearly.

Don’t get caught out

Five costly money mistakes

We suggest five financial faux pas you should rectify as soon as possible.

Don’t get caught out

News

Have I been disinherited?

Does Kate have any legal way of finding out if she has been disinherited?

What are your rights?

Locking in low interest rates

Is it worth looking to fix your rate?

Interest rates explained

British pension transfer deadline

Time is running out if you wish to transfer a UK public service pension benefit.

Pension transfer deadline

Join YOURLifeChoices, it’s free

  • Receive our daily enewsletter
  • Enter competitions
  • Comment on articles

you might also be interested in...

The ten worst retirement planning mistakes

The ten worst retirement planning mistakes

Paul Clitheroe reviews the ten biggest retirement planning mistakes – and why you need to avoid them.

Learn from others mistakes

Low income energy rebate increase

Low income energy rebate increase

From 1 July 2011, the Low Income Household Rebate replaced the Energy rebate, and is paid at the rate of $200 per annum.

Are you eligible?

Save your superannuation

Save your superannuation

Australians on average having four super accounts, this can be a large proportion of your retirement income. Now is the time to consider consolidating your superannuation.

Save on fees

Money milestones

Money milestones

Managing your money doesn’t get any easier as you get older, but there are certain money milestones of which you can take advantage.

Money milestones

What to ask a financial adviser

What to ask a financial adviser

Starting on the right foot with a financial advisor can help ensure you get the most from your meeting. YOURLifeChoices has 50 useful questions you may wish to ask.

50 useful questions