Finance

Welcome to the YOURLifeChoices Finance page, where we feature the latest money news and updates. We can help you with information on cancelling contracts, choosing the right credit card, making a will and why you might consider a Power of Attorney.

Superannuation is an important part of your retirement planning. Did you know there is hundreds of millions of lost super money just waiting to be claimed? Use the link to the lost super site to see if you have unclaimed funds.

We can also help you save your money and manage your finances better both before and after retirement and during the transition to retirement.

 

 

 

Save on your car costs

Save on your car costs

Reduce your car costs with these five money-saving tips.

Top Stories

  1. Earn extra cash from home
  1. Reverse mortgage or line of credit
  1. CHOICE calls on banks to be fair
  1. Changes may catch you out
  1. Multinationals continue to avoid tax

Register of planners launched

Register of planners launched

ASIC’s register of qualified financial planners is now online.

Spotting fake banknotes

Spotting fake banknotes

Australian banknotes are very difficult to copy.

Pension advance payments

Pension advance payments

A pension advance payment could help Tracy deal with a couple of unexpected bills.

Dining out on the cheap

Dining out on the cheap

Take a look at these helpful hints to make dining out more affordable.

Best apps for budgeting

Best apps for budgeting

The best apps for managing your money.

Beat the winter bill blues

Beat the winter bill blues

Being prepared could help you save money on your winter bills.

Superannuation

An end to indexation uncertainty?

Recommendations have been made for a review of eligibility for a part Age Pension.

The right move?

Lump sum superannuation to end

Australians will have their superannuation made available as a self-funded pension.

What do you think?

Three super investment options

To help close your retirement shortfall gap, get savvy with your super.

Get savvy with your super

Banking & Investment

Is property a good investment?

Considering buying an investment property, but is this still the best way to make money?

Safe as houses?

Big banks delay rate cuts

Australia’s biggest banks will profit $68 million by delaying for 17 days the RBA rate cut.

Is this fair?

Changes may catch you out

Changes to term deposit conditions may catch consumers unaware.

Is your money trapped?

Credit Cards

CHOICE calls on banks to be fair

CHOICE has called on the banks to pass on the latest RBA rate cut to credit card holders.

Cutting credit card rates

Christmas credit card safety

It’s often easy to miss fraudulent transactions on your credit cards over the festive period.

Top 10 safety tips

Banish Christmas credit card woes

Here are five tips to save you from a New Year credit hangover.

Do you have a canny tip?

Property

Is property a good investment?

Considering buying an investment property, but is this still the best way to make money?

Safe as houses?

Tax implications of renting a room

Margaret wants to know how renting out a room will affect her tax liability.

Will I pay CGT?

Spruce up your home for less

A few simple tasks can have your home looking like a million dollars in no time.

Increase your home’s value

Insurance

The Good Time are back

Apia is proud to present the 2015 Apia Good Times Tour – back, bigger and better than ever.

Get your goove on

Don’t get caught out by increases

Not knowing where to start can mean we often just roll over our policy.

Due a review?

Health insurance premiums to rise

We are facing a considerable hike in health insurance premiums – seven per cent to be exact.

The end of private health insurance?

Legal & General

Ama receives $170,000 compensation

Ama was involved in a car accident that caused nasty injuries to her knee and leg.

Ama's payout

The world of personal injury law

Getting advice from a good lawyer is the key to making sure you get compensation.

Meet Henry Carus

Are you entitled to compensation?

It’s important that you know what to do when accidents occur.

Can you get compensation?

Mortgage & Home Loans

Reverse mortgage or line of credit

Should you take out a reverse mortgage or line of credit?

Releasing your equity

Locking in low interest rates

Is it worth looking to fix your rate?

Interest rates explained

Can I claim rental assistance?

Gwenda is horrified at that rate at which the debt of her reverse mortgage is accruing.

Can I get financial assistance?

Seniors Finance

Register of planners launched

ASIC’s register of qualified financial planners is now online.

A flawed response

Is trust in planners possible?

Is trust in financial planners still possible?

Shakeout is needed now

Pretend you make less and save

Pretending that you earn less can save you money.

‘Earning less’ can save you more

Finance News

Is trust in planners possible?

Is trust in financial planners still possible?

Shakeout is needed now

Rent Assistance rates and limits

Rent assistance rates and thresholds will increase from 20 March 2015.

Can you claim rent assistance?

Beat the winter bill blues

Being prepared could help you save money on your winter bills.

Save on heating bills

News

Save on your car costs

Reduce your car costs with these five money-saving tips.

Car-owner tips

Is property a good investment?

Considering buying an investment property, but is this still the best way to make money?

Safe as houses?

Spotting fake banknotes

Australian banknotes are very difficult to copy.

Is your banknote real?

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The ten worst retirement planning mistakes

The ten worst retirement planning mistakes

Paul Clitheroe reviews the ten biggest retirement planning mistakes – and why you need to avoid them.

Learn from others mistakes

Low income energy rebate increase

Low income energy rebate increase

From 1 July 2011, the Low Income Household Rebate replaced the Energy rebate, and is paid at the rate of $200 per annum.

Are you eligible?

Save your superannuation

Save your superannuation

Australians on average having four super accounts, this can be a large proportion of your retirement income. Now is the time to consider consolidating your superannuation.

Save on fees

Money milestones

Money milestones

Managing your money doesn’t get any easier as you get older, but there are certain money milestones of which you can take advantage.

Money milestones

What to ask a financial adviser

What to ask a financial adviser

Starting on the right foot with a financial advisor can help ensure you get the most from your meeting. YOURLifeChoices has 50 useful questions you may wish to ask.

50 useful questions