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Your Life, Your Retirement. PO Box 1150N Armadale
North Victoria 3143 Australia
Phone: 613 9824 6901 - Fax: 613
9824 6362
Email:
publisher@yourlifechoices.com.au
 IS PUBLISHED BY
Copyright Retirement Publishing Pty Ltd 2001
-- ISSN 1031-6620 ACN 088 049 218
ALL RIGHTS RESERVED No parts
of this publication may be printed, reproduced, stored in a retrieval system or
transmitted, in any form or by any means, electronic, mechanical, photocopying,
recording or otherwise, without the permission in writing from the publishers,
with the exception of short extracts for review purposes.
PUBLISHERS
NOTE While every effort has been made to ensure the accuracy of the information
given in the publication, the publishers do not, in any way accept liability
for inaccuracies or for loss of any kind, whether caused through editorial
matter or in the form of claims made in advertisements.
Your Retirement is published by Retirement
Publishing Pty. Ltd.
IMPORTANT DISCLAIMER No person should rely on
contents of this publication or website without first obtaining advice from a
qualified professional person. This publication is sold on the terms and
understanding that (1) the publisher, authors, consultants and editors are not
responsible for the results of any actions taken on the basis of information in
this publication, nor for any omission from this publication; and (2) the
publisher is not engaged in rendering legal accounting, professional or other
advice or services. The publisher and the authors, consultants and editors
expressly disclaim all and any liability and responsibility to any person,
whether a purchaser or reader of this publication or not, in respect of
anything, and of the consequences of anything done or omitted to be done by any
such person in reliance, whether wholly or partially, upon the whole of any
part of the contents of this publication. Without limiting the generality of
the above no publisher, author, consultant or editor shall have any
responsibility for any act or omission of any author, consultant or editor.
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