Seniors Travel Insurance

The most important thing you can have apart from your Passport when you travel, is travel insurance, incase something happens while you are enjoying yourself in an overseas country. Knowing what Travel Insurance Plan suits you is important, and YOURLifeChoices are happy to give you some Tips on picking the correct Travel Insurance plan and have found the best Seniors Travel Insurance offers available on the market.

Seniors Travel Insurance

YOURLifeChoices receives many questions about travel insurance for older Australians and how to get the best deal.  We understand the difficulties in getting travel insurance once you reach a certain age or have a pre-existing medical condition, so we decided to source the best cover for our subscribers.  In association with Mondial, YOURLifeChoices is pleased to offer its subscribers the opportunity to purchase the Canstar Cannex award winning Worldcare travel insurance. 

While age is often a barrier to travel insurance, Worldcare cover is automatically available to travellers aged less than 86 years when purchasing Comprehensive International and Australia only, giving much needed peace of mind when booking your next trip.

With over ten year’s experience of helping Australians travel safely, Worldcare is YOURLifeChoices first choice when booking travel insurance.

What are your travel insurance options?

Comprehensive International Travel Insurance
Offering the highest level of travel insurance for those travelling internationally, Comprehensive International Travel Insurance is suitable for business and holiday travel and offers substantial cancellation, luggage, medical/repatriation, accident & liability cover. Find out more about Comprehensive International Travel Insurance.

Budget Travel Insurance (Plan C)
Providing medical & repatriation cover for persons travelling overseas. Cover applies from when you leave Australia, and ends once you are back in Australia. Want to know more? Find out more about Budget Travel Insurance.

Frequent Traveller Travel Insurance (Plan D)
As the name suggests, this is an annual policy for frequent/business travellers, providing comprehensive cover for multiple journeys taken during a calendar year. Medical Cover only applies outside Australia, and is not available during domestic travel. Want to know more? Find out more about Frequent Traveller Travel Insurance.

Why choose Worldcare?
Worldcare Travel Insurance provides you benefits such as:
· Cancellation cover
· Cover in the event of terrorism or natural disasters
· Medical & Health cover
· Pre-existing medical cover
· Specified Luggage cover against theft, damage or loss
· Concierge services anytime, anywhere
· Excess removal
· Online travel insurance and medical advice
· Online services such as submitting claims

As a Worldcare policy holder, you will be securely covered by Australian travel insurance for your domestic travel or overseas travel.

Ready to buy or want to know more? Visit Worldcare Travel Insurance for a quote which takes into consideration your individual circumstances.

No cover is available under any plans for travellers aged 86 years and over at date of policy issue.
The following additional premiums apply to travellers aged 71 to 85 where applicable as at the date of policy issue. (PLEASE NOTE: An additional surcharge for Pre-existing Medical Conditions may also apply).
· Travellers aged 71 to 75 years*: + 50% of premium
· Travellers aged 76 to 80 years*: + 100% of premium
· Travellers aged 81 to 85 years*: + 200% of premium
*Not available for Budget (Plan C) and Frequent Traveller (Plan D).

Disclosure: To purchase Worldcare travel insurance you are being referred to the Worldcare Website where you will be dealing with Mondial Assistance. If you buy a travel insurance policy from Mondial Assistance, we receive a commission calculated as 10% of the premium you pay for the policy.

Flying After DVT

Many people are rightly concerned about flying after suffering from Deep Vein Thrombosis (DVT) but by following a few simple guidelines, there is no reason why you shouldn’t be able to travel.

Arriving home from an extended overseas trip always feels strange. Having experienced a lifestyle not ruled by the clock, suddenly everything seems so regimented. Get up. Shower. Eat breakfast. Catch a train. Mutter a mandatory curse about your local public transport operator. Arrive at work to spend the next eight hours sitting at a desk. Only this time its different.

When I stand up to get my morning coffee I feel a slight pain in my leg. Its strange. I don’t remember pulling a muscle. Fast-forward 24 hours to the emergency ward of Box Hill Hospital and the doctor confirms my worst fears: I have deep vein thrombosis (DVT). My heart sinks. What does this mean for my future travel? As an aspiring travel writer, I certainly hope this isn’t the end of my dream.

DVT is the formation of blood clots in deep veins, often caused by long periods of immobility. The condition occurs most commonly in bed-ridden hospital patients; however the condition can also occur in healthy people who sit for long periods, such as long haul flights or car trips. The main danger with DVT is that the clot will break loose and travel through the bloodstream to the lungs, where it can cause a pulmonary embolism. In some cases, this can be fatal.

It was only luck that took me to a doctor. Having travelled regularly. I was blasé. I had heard of DVT, but it never crossed my mind that I might get it. I mean, whoever heard of anyone getting DVT? Fortunately, a friend had. She advised me to see a doctor.

The next month is surreal. I’m admitted to ‘home hospital’, which involves a nurse visiting me at home to administer blood-thinning injections. This prevents the clot from propagating and, hopefully, dissolves it. Then I learnt to self-inject and I’m left to my own devices, toting a personal bag of injections.

Treatment for DVT varies for case to case, but sometimes the blood-thinning injections are replaced by Warfarin tablets, which are taken for three to six months. During treatment there is an increased risk of bleeding, so regular blood tests are require to monitor dosage.

For the next month, I have plenty of time for hindsight. On my flight home I had barely moved. Sitting beside the window, I was conscious of disturbing other passengers, so I didn’t get up for a walk. And there were other things increasing my risk; being more than 40 years old, taking birth control pills and, quite possibly, dehydration.

Fortunately, I’m lucky and the blood clot dissolves after three weeks. I can still travel, but I need to take precautions: wear compression stockings, do leg exercise, drink plenty of water and avoid alcohol. Even in the worst-case scenario – a recurrence of DVT – I can carry blood-thinning injections with me. One thing is for certain; I won’t be requesting a window seat.

More:

Seek urgent medical advice if you develop swelling or pain in your calf or thigh, or if you have breathing problems or chest pain after travelling.

For more information on DVT visit the Better Health Channel website.

Travel Insurance Tips

One of the difficulties older people have when travelling is finding suitable insurance. In our handy downloadable PDF, Break a limb, not the bank, Perry Morecombe has some travel insurance tips.

Click here to download the file.

If you would like to save the file to your computer, simply use your right mouse button to click on the words Click here, and select Save Target As, and select where to save it to your computer!