Travel insurance within Australia

Travel insurance within Australia may seem like an expensive luxury but YOURLifeChoices subscriber Pauline is right to make sure she's fully covered.

Q. Pauline
When travelling in Australia I have never purchased travel insurance. But now I'm a senior, I worry a little more each time I travel. Am I foolish not to consider travel insurance?

A.
When you need travel insurance is always a tricky one. As a rule, most policies will not cover medical expenses as these are generally covered under public health provisions. However, you should consider what would happen if you need to be transported to hospital – do you have ambulance cover?

Domestic policies will cover for additional expenses incurred while in hospital, accidental death, personal liability, expenses incurred due to a delay or cancellation and loss of luggage and personal effects. Some of these things you may have covered under additional policies such as life insurance or home contents so it is worthwhile considering just what you need.

For added peace of mind, purchasing travel insurance may be a godsend when there is the possibility of unforeseen nasties. YOURLifeChoices offers comprehensive, affordable travel insurance. Click here for a competitive quote.