finance

The following articles have the tag finance

Retiring at 60 a pipedream

Retiring at 60 a pipedream

A report released yesterday has found that the notion of retiring at 60 is becoming ...

The ages and stages of retirement

The ages and stages of retirement

Our finance expert Richard Shermon explains the finer points of retirement.

How to save $2500 per year

How to save $2500 per year

Anne Rady shares several simple tips, which if followed, can help you to save up ...

50 questions to ask an adviser

50 questions to ask an adviser

YourLifeChoices has 50 useful questions you may wish to ask.

Five best retirement calculators

Five best retirement calculators

We’ve rounded up the top five free retirement calculators on the internet.

The magic of compound interest

The magic of compound interest

Interest is calculated on the increasing balance, generating more and more interest.

Industry vs retail super funds

Industry vs retail super funds

Why do industry super funds outperform retail?

Super – who gets what?

Super – who gets what?

How can you make sure your family receive your fortune?

Is bankruptcy the only option?

Is bankruptcy the only option?

Is this extreme course of action the only answer?

Your credit score explained

Your credit score explained

Most of us know we have a credit score – even if we don’t know ...

Tips for choosing a credit card

Tips for choosing a credit card

To ensure you get the best card for you, you need to understand how you ...

Lump sum superannuation to end

Lump sum superannuation to end

Australians will have their superannuation made available as a self-funded pension.

Best apps for budgeting

Best apps for budgeting

The best apps for managing your money.

Earn extra cash from home

Earn extra cash from home

How to have fun while earning extra money from home

Pretend you make less and save

Pretend you make less and save

Pretending that you earn less can save you money.

Deeming rates in detail

Deeming rates in detail

The Federal Government has announced that it will lower deeming rates in March.

Millionaire pension payments

Millionaire pension payments

Asset-rich retirees have been receiving around $500 million in benefits per year.

Paying bills the easy way

Paying bills the easy way

Sharyn has heard of a service provide by Centrelink which can help her spread the ...

Big banks delay rate cuts

Big banks delay rate cuts

Australia’s biggest banks will profit $68 million by delaying for 17 days the RBA rate ...

RBA cuts interest rate to record low

RBA cuts interest rate to record low

The Reserve Bank of Australia has cut interest rates for the first time since August ...

CHOICE calls on banks to be fair

CHOICE calls on banks to be fair

CHOICE has called on the banks to pass on the latest RBA rate cut to ...

Avoiding identity theft

Avoiding identity theft

It’s estimated that one in five Australians are affected by identity theft.

Common credit mistakes

Common credit mistakes

How to protect your credit rating when living on a fixed income.

Youth can’t replace experience

Youth can’t replace experience

Australia may be ‘dumbed down’ as baby boomers move towards retirement.

Quick guide to life insurance

Quick guide to life insurance

Follow our easy to read guide on life insurance.

Ignorance is never bliss

Ignorance is never bliss

According to nearly 4500 respondents, the outlook is bleak.

What is an annuity?

What is an annuity?

One of the most common ways to provide an income in retirement is by using ...

DIY will kits

DIY will kits

How to activate probate when in possession of a DIY will, and are such kits ...

ATM skimming explained

ATM skimming explained

NSW Police are reporting a surge of ATM skimming across Australia.

When is a liability an asset?

When is a liability an asset?

When is a liability assessed as an asset?

Trusted financial advice needed

Trusted financial advice needed

Financial industry experts still have doubts over the integrity of many financial advisors.

Equity release – is it for you?

Equity release – is it for you?

A Reverse Mortgage may be a good way to access money for those who are ...

No escaping Capital Gains Tax

No escaping Capital Gains Tax

Claiming a Capital Gains Tax exemption for a property takes more than just living in ...

Top 10 money-managing websites 

Top 10 money-managing websites 

Starting the year with a clean(er) slate will make you feel much better.

Discussing money matters

Discussing money matters

These tips will help you to broach the difficult topic of money.

Breaking bad money habits

Breaking bad money habits

Understanding your bad money habits and how to fix them will help get your finances ...

Five tips to save on health insurance

Five tips to save on health insurance

Five top savings tips for those looking review their private health insurance

Five ways to be money smart

Five ways to be money smart

In today’s world of easy credit and growing debt, how can you get your finances ...

Ten penny-pinching tips

Ten penny-pinching tips

Everyone has a favourite tip for saving money or reusing household goods.

Off-setting rental income

Off-setting rental income

What are the implications on the Age Pension of any rental income received?

Retirement time bomb

Retirement time bomb

What’s wrong with retirement planning in Australia? Everything!

Money milestones

Money milestones

Managing your money doesn’t get any easier as you get older, but there are certain ...

Money milestones

Money milestones

Managing your money doesn’t get any easier as you get older, but there are certain ...

Don’t believe what the banks tell you

Don’t believe what the banks tell you

The big four banks have failed to keep pace with the RBA's lowered cash rate

The ten worst retirement planning mistakes

The ten worst retirement planning mistakes

Paul Clitheroe reviews the ten biggest retirement planning mistakes.

Financial health checklist

Financial health checklist

It is important to know if your finances are heading in the right direction. ...

Grandparents' support

Grandparents' support

Caring for a child will mean many changes to your life, socially and financially.

Can I use super to pay my mortgage?

Can I use super to pay my mortgage?

YOURLifeChoices member Tony is trying to reduce his debt by paying off some of his ...

Retirement calculators

Retirement calculators

A useful calculator is one which helps you determine 'how much will I need?'

Assistance for impending retirees

Assistance for impending retirees

Taking the first steps towards retirement can be daunting, and most retirees feel they need ...

Will I get his mother’s money?

Will I get his mother’s money?

YOURLifeChoices member Mary has recently separated from her husband. As she only received a small ...

$2 million Centrelink fraud

$2 million Centrelink fraud

A Queensland woman went on a spending spree with $2 million of Centrelink’s money

Rejected Age Pension claim

Rejected Age Pension claim

Centrelink asked Bill to put in a claim for the Age Pension, only for it ...

Will I get any carbon tax compensation?

Will I get any carbon tax compensation?

Are you a self-funded retiree who has yet to receive compensation under the Household Assistance ...

How to achieve investment independence

How to achieve investment independence

Basil La Brooy highlights some of the ways NICRI can help you on your way ...

Check your credit rating

Check your credit rating

Do you know how good (or bad) your credit rating is?

The A-Z of superannuation

The A-Z of superannuation

Sometimes it seems that financial advisers speak a different language.

Leaving it all behind

Leaving it all behind

We don't often read about what happens after someone dies – from a legal aspect, ...

Children’s savings and grandparents’ gifting

Children’s savings and grandparents’ gifting

Many grandparents across Australia are keen to contribute in some way to the bringing ...

What happened to our Telephone Allowance?

What happened to our Telephone Allowance?

YOURLifeChoices subscriber Casper hasn’t noticed the Telephone Allowance being paid.

When a reverse mortgage is the right choice

When a reverse mortgage is the right choice

The National Information Centre on Retirement Investments Inc (NICRI) receives many requests for ...

Bring forward rules for your non-concessional contributions

Bring forward rules for your non-concessional contributions

An effective way of reaching your retirement goal

Giving back to the community

Giving back to the community

When it comes to making a will, many people are now opting to take ...

Preparing for the first day of the rest of your life

Preparing for the first day of the rest of your life

Retirement is a big step which requires careful planning and a considered approach to ...

Superannuation shortfall solutions

Superannuation shortfall solutions

The earlier you can start planning, the better your chances of meeting your retirement targets.

Love and money – your questions answered

Love and money – your questions answered

Buying a home together Following on from her article, Love ...

Age limit abolished

Age limit abolished

The Federal Government has announced that it will be abolishing the age limit for superannuation ...

Tips for purchasing life insurance

Tips for purchasing life insurance

According to a new study 85 per cent of Australians don’t feel that they ...

Feeling the mortgage pinch?

Feeling the mortgage pinch?

Steady interest rates may be helping those paying a mortgage but the increase in ...

Good housekeeping for SMSFs

Good housekeeping for SMSFs

Australia currently boasts around 435,000 Self Managed Super Funds. Martin Murden provides ...

Pros and cons of reverse mortgages

Pros and cons of reverse mortgages

Like many YOURLifeChoices subscribers, Helene is considering if a reverse mortgage is ...

How to make the most of your salary

How to make the most of your salary

Whether retirement is a long way off or just around the corner, it’s ...

Managed Funds

Managed Funds

Over 10 million Australians have found the benefits of investing in managed funds, some of which include time saving, diversification and professional management of your money at competitive costs. General managed funds fall into one of five types: - Cash management - Fixed interest/bond - ...

Where there’s a will…

Where there’s a will…

Whether you’re leaving your fortune to your grandchildren or the local cat shelter, making ...

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