help on some info

Hi there, I am new to this forum and found it while surfing the net looking for an answer to a problem. I have been caring for my mother part-time since 2011, then gave up my job to become her full time carer in Jan 2013. I am finding it becoming very difficult to look after mum, she is 92, has dementia and some other health problems. We are both on the mortgage of the house, even though I am the one that has paid the mortgage over the years. I know that the house will not be taken into account when she does go into a nursing home as an asset because I have been her carer for more than two years.  My dilema is, there is still some money owing on the house and I will not be able to continue paying the mortgage without my carers pension. I dont like my chances of getting a job at 57, also I have a hearing disability that has been declining. If I can not get a job, and have to sell the house, is there a time limit where I would not have to give half of the profit to the nursing home. I guess I really begrudge having to give half of the proceeds over as the only thing the mum contributed to the house was the inital deposit 20 and I have been paying the mortgage. I hope this does not sound mean. Any helpful comments would be appreciated Thanks Sharon 

7 comments

Sharon

Do not know which state you are from but in NSW you should be able to ask for assistance to help you care for your mum at home ... like cleaning, bathing, shopping meals etc.

Also you should be entitled to book her into residential care several times a year so you can get a bit of free time for yourself.

Hi Abby, I am in South Australia, she has been in respite and loved it. But she has since changed her mind and doesnt want to go into care. It is a very difficult situation as she was taken into hospital last Thursday with a fibilation attack, but while there she had a seizure which caused her to lose consciousness, which was a real worry for me as I can not be with her 24/7. She is still in hospital at the moment. I have no outside help at the moment, but is something I am going to have to look at if she comes homes

Ask to see a welfare officer at the Hospital .. they should be able to assist you to organise help. Also there may be a community centre in the area that she may be able to attend to through the week ?

Make sure help is arranged prior to your mum coming home ... also you may need structural alterations like rails and ramps in the home.

I DONT KNOW ABOUT YOUR STATE,  but in victoria you can ,  through your council,   get someone in a few days a week for bathing or shopping purposes,   or just to sit and keep her company while you have time to yourself,     if you have a local health care service,   ask them,      we have one here in south melbourne and they offer all kinds of help,    start with your local council,    they should know,    BEST OF LUCK, 

Thanks guys, will phone the council today to see what they can offer :)

You may find this link useful

http://www.sa.gov.au/topics/community-support/in-home-care/domiciliary-care

but if you get in touch with the the appropriate welfare officer at the hospital they should be able to arrange the services for you.

hope the council is able to help,  SHAZ1958,       I think there is a nominal fee to be paid,  but it is inline with your income,   so if you are on a pension the fee would be very small,   but any help you can get is a bonus,    good luck,

Shazz, I would say that if you are part owners --ie the home is also in your name --I would not think that will be a problem I know it wasn't with my Mother but that was in 1981 /2

I would be asking quite a lot of questions, if you sell the home the money you get from it is also clear of any Centrlelink payments for 12 months

Abby, PlanB and Catsahoy: great stuff. It's this sort of interaction we value most on the Meeting Place. So, we'd like to send you out a reward for your participation on this forum and helping out a fellow member. Please email your postal address and we'll get something to you.

Shazz1958: welcome to the Meeting Place! We hope you like it here. Our members are great, and always willing to impart their wisdom and advice and opinions to (hopefully) help out with whatever life throws your way. We'd also like to send you a welcome gift, so email your postal address and we'll get on it.

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Thanks everyone for your answers and help. I have a llot of investigation to do :)

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