Peter I pay extra $80.00 per year for ambulance cover following advice from a friend with experience of needing them with a very sick daughter. In an emergency we are covered but apparently if they arrive and we say it is no longer necessary we can be charged around $800 BUT if they tell us on arrival it is not necessary we are not charged so leave the decision to the Ambos.

Also HBF covers the non-emergency transfers between hospitals or home to a hospital for treatment where an ambulance is the best mode of transport for someone with a non emergency condition.

Hope that helps.

Thanks Vivity - will pay cos we would get a grumpy one for sure

regards

peter

Maybe this will help peter

http://www.bupa.com.au/health-insurance/cover/ambulance-cover/australia

Really?  I was under the impression that if you were on any kind of pension and over the age of 65 - the Ambulance was free in the State of Vic.???  (Don't know about other States?) .... 

Glad that we have cover as there are many circumstances where "free ambulance" is not free to pensioners  such as being transfered from a public to private hospital -

we just discovered this  as well as the info on the Bupa site above.

regards

peter

Peter, when my mother-in-law was transferred by air ambulance from a hospital in Sydney to a nursing home in the country it didn't cost her anything. At first they were going to send her all the way by road ambulance - over 800 Klms - and that too would have been free but they changed it to air ambulance.