Neil’s wife is of Age Pension age but his income is ad hoc, so will she qualify for a pension?
Neil’s wife is of Age Pension age but as his income is not consistent, he is unsure if this will affect her claim for the Age Pension.
Currently I work as a subcontractor in transport, which at the moment is very unstable; some weeks are two to three days, others are nil. My wife has not been in the work force since 2008 and will be 66 on her next birthday. We would like to know if she is entitled to any pension or benefits.
Whether or not your wife is entitled to an Age Pension will depend on the level of income and assets which you jointly have. Your income and assets will be assessed separately and she will receive the lower rate of the two calculations. Income is assessed on a fortnightly basis. You may find that if your wife is entitled to an Age Pension, it is most likely to be a part Age Pension. If this is the case, the amount she receives will change each fortnight, as you report the income which you have received in the associated reporting period.
You can view the current assets and income limits at the links below, but you may find it more beneficial to make an appointment to speak with a Centrelink Financial Information Services officer. You can do this by calling 13 23 00.
If she does not qualify for a pension, but you have a combined annual adjusted taxable income below $82,400, then she may qualify for a Commonwealth Seniors Health Card, which will entitle her to certain concessions. You can find out more at Humanservices.gov.au.
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