Will all Pension Concession Cards be reinstated?

We clarify the confusion as to who will have their PCCs reinstated and why.

older woman using pensioner concession card

The reinstatement of Pension Concession Cards (PCC) was welcome news to those who lost them in January after the asset threshold rebalance. However, it did raise the question as to whether those who lost their PCC after this date would also have them reinstated.

We have asked the Department of Human Services to clarify who will have their cards reinstated, who won’t and why.

Whose cards will be reinstated?

From 9 October 2017, the PCC will be reinstated to around 92,300 former recipients, including 3600 Department of Veterans’ Affairs payment recipients.  This effectively ‘grandfathers’ those former part-pensioners directly affected by the rebalancing of the assets test on the day it took effect – 1 January 2017.

Whose cards will not be reinstated?
People whose cards were not cancelled on 1 January 2017 but who subsequently lost their PCC due to a change in assets or income are not entitled to the PCC, unless they re-qualify under the current income and assets tests.

Why will people who have their pension cancelled after 1 January 2017 not be issued with a pensioner concession card?

The changes to the assets test effective from 1 January 2017 provide more help to people who have modest assets and less taxpayer support to those who can support themselves because of their significant assets.

People who move out of the pension system because of their changed circumstances, such as an increase in their assets, will not get the PCC. But they may be eligible for other concession cards, such as the Commonwealth Seniors Health Card if they have reached Age Pension age.

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    COMMENTS

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    floss
    26th Jun 2017
    10:22am
    After hearing the last budget a lot of pensioners were under the impression that their Pension Concession Cards would be reinstated but like a lot of the budget it proved to be hog wash.They not only lost their small part pension but the PCC as well.Those effected will have to wait till the next Federal to show their displeasure.
    KSS
    26th Jun 2017
    12:38pm
    They 'lost' them because they have assets they should be using. Clearly they had assets before which is why they had 'small part pension'.
    Rae
    26th Jun 2017
    3:50pm
    I think the effects are being felt already floss in lost sales around the country. You can't keep pulling money out of the real economy through austerity measures without consequences.
    AutumnOz
    27th Jun 2017
    6:35am
    KSS, we must agree to disagree as many pension cards and small part pensions could well have been lost by the inefficiency at the Centrelink office.
    After weeks of asking for a copy of the assets Centrelink says I have it finally arrived. Much to my surprise I am credited with two "foreign pension payments" as I have never worked outside Australia I am puzzled by this as I am by the very nice share portfolio listed, I haven't played the stock exchange since the early 90s when I sold the last of my shares.
    It seems a trip to the Centrelink office in the nearest town is in order to clear up this mess as the my gov site does not agree with my computer or vice versa.
    boxer
    26th Jun 2017
    10:51am
    I am so angry, we lost our pension card in the review in March, what makes us any different from those who lost it in January? Not much point in trying to save to give yourself a better old age.
    KSS
    26th Jun 2017
    12:38pm
    You have assets and clearly didn't qualify before January 1 2017.
    Rae
    26th Jun 2017
    3:54pm
    Yes boxer and having to cut spending to make up the extra costs of over priced council rates and other government levies will not help local businesses one little bit. This was a decidedly stupid IPA decision made by those who obviously get paid too much. That can change.
    niemakawa
    26th Jun 2017
    10:44pm
    PAYEdmydues. KSS and you 2 of a kind I suspect. Why do you visit this site if it is "pathetic"". Telling the truth is not being prejudiced, but honest. So hope not to see you here again snowflake.
    PAYEdmydues
    26th Jun 2017
    11:35pm
    I like the economical recipes. So helpful.
    niemakawa
    26th Jun 2017
    11:50pm
    PAYEdmydues. You are a fraud, a troll and a Government stooge, it seems. A trifecta, in any order.
    PAYEdmydues
    27th Jun 2017
    12:40am
    Niemakawa no need to compliment me. But I appreciate the kind thought although very inaccurate.
    niemakawa
    27th Jun 2017
    12:44am
    PAYEdmydues for the quaddie a "Traitor" sounds more like it and accurate to boot.
    PAYEdmydues
    26th Jun 2017
    12:11pm
    Oh well I guess I'll just have to Pay My Own Way.
    Isn't that an old Fleetwood Mac song? Is that Stevie Nicks I can hear ????
    Chat
    26th Jun 2017
    12:18pm
    I agree boxer that it is very frustrating having gone without and saved, put our ow,n already taxed, money into Super and been content to live in a regular home (not some 1 or 2 million dollar mansion) to reach Pension age and be ineligible for the Pension, or the PCC, because of the Asset test when those assets are what provides our entire Income which is less than the pension.
    My question is --- why is it fair that some people who are ineligible for the pension can get a PCC but others can't?
    KSS
    26th Jun 2017
    12:39pm
    Well that's what you get when you demand 'grandfathering'.
    Rae
    26th Jun 2017
    4:00pm
    Yes putting after tax income into super was a dumb idea. Fortunately those coming after won't make the same mistakes.

    If you don't get a tax concession it makes little sense.

    We need to start acting like the neo libs and my cat. If there isn't something in it for me then forget it.
    PAYEdmydues
    26th Jun 2017
    10:34pm
    I find it very satisfying that having worked successfully in my career and contributed for decades to my own superannuation that I can support myself and family very comfortably.
    Thanks Paul.
    floss
    26th Jun 2017
    1:11pm
    It was a major blunder by Joe the Glutton did the man not realise that retirement planning and implementing the plan can take a life time to carry out. Change the rules and you can ruin the plan. As their super pension is used up the returns decrease and they will be back on the pension any way so what has Joe achieved nothing.Super has not got the attraction it did have more people will use CLink for their retirement
    boxer
    26th Jun 2017
    1:14pm
    no kss we did qualify before 1 January, but due to reassessment in March we lost out.
    Can see you have no sympathy, but we went without and saved to give ourselves a bit of comfort in retirement, no one gave it to us.....
    KSS
    26th Jun 2017
    1:36pm
    Well if you had the card before 1 January then reapply. From October those that had the card will have it restored. If you don't get it its simply because your assets are enough. So use the assets as they were meant to be used - to fund retirement.
    PAYEdmydues
    26th Jun 2017
    10:36pm
    Well said KSS.
    Rae
    27th Jun 2017
    1:57pm
    Keep an eye on asset prices boxer and don't hesitate to inform Centrelink when they start falling.
    Anonymous
    27th Jun 2017
    2:38pm
    KSS, some people saved and acquired assets that were MEANT to meet particular anticipated medical or care expenses in later life, or to fund decent aged care - NOT to benefit taxpayers who are far better off than they are, or pensioners who didn't bother to save. Assets are NOT meant to substitute for a pension. Where they are sufficient to generate an income greater than the pension, it's fair to deny the pension, but nobody should have to sacrifice the comforts they saved for to fund a better lifestyle for people who are either far less responsible or far more affluent. The assets test is WRONG on every level, and the change to it was grossly unfair and economically damaging. It won't save the nation money. It will reduce economic activity - jobs, profits and tax revenue. Most who were deprived of the pension will spend a bit and go back on a higher pension than they would otherwise have required. These people are not fools in financial matters. They achieved their status by being more financially savvy than most, and they will figure out how to circumvent the disgraceful changes that unfairly disadvantage them. It's actually not that hard. Trade up to a more costly home, or spend $100K on a world cruise that, under the ridiculously ill-conceived changes to the assets test, will be paid for by the taxpayer with a generous bonus on top! Why would anyone save when it renders them WORSE off than not saving? This stupid government and its dumb supporters have effectively declared it idiotic to strive for self-sufficiency in old age and smart to simply spend up big and put your hand out. No wonder the economy is stuffed!
    niemakawa
    27th Jun 2017
    3:01pm
    Rainey, you have explained it very well. I agree with your comments. Many pensioners are having their pension cut by $3 for every $1,000 once the threshold kicks in. The cut-off point for part pensions is ridclously low. So they are using part of their assets to fund those that decided not to invest or save during their working lives. I am an advocate of a basic State pension for all those who are eligible regardless of income or assets.

    Yes best to spend some on yourself or give $ 10,000 dollars each year upto a maximum of $30,000 over a 5 year period to your children or family. Th pension will not be reduced by doing so. Of course you can give more as a gift, which may reduce the pension, but marginally so, provided you do not overdo it. Any amount over the $30,000 will be included as an asset for a five year period.

    Best to give your assets to those that deserve it ( Children and friends) than pass it to those that have made no or very little to conserve funds for their retirement.

    A pension is a right and not a handout and the notion that it is welfare is totally wrong.
    floss
    26th Jun 2017
    1:36pm
    Please read Super Guide their superannuation experts state this crazy Federal Government has destroyed superannuation in Australia and more and more burden will be put on CLink in the future. Well done and they get a pay rise wake up Australia.
    niemakawa
    26th Jun 2017
    3:38pm
    Superannuation is a de-facto State penesion. Successive Governments extracting more and more money from the savers. The day will soon come when lump sum payments will not be allowed, regular pensions paid from your account, which will be aligned to the State pension. Residual balances upon death will almost certainly be handed over to the Government. Take your moeny out now if you can, before they close the door.
    marls
    26th Jun 2017
    7:36pm
    niemakawa
    totally agree the govt in the future will take everyones super and put it into consolidated revenue, the writing has been on the wall for some time and i decided to retire two years earlier and live of my super i thought my in the hell do i cant to travel 2hrs each way to work and also end up buying another car i decided to sit back and relax and eat up my super and receive the pension after all i paid my taxes and my way. and i was reading about how the govt will before long put super in revenue and you will not be able to take a lump sum then last year the govt did exactly that they confiscated the defined benefits super and ppl had to negotiate for entitlement
    PAYEdmydues
    27th Jun 2017
    9:34pm
    Of course it's welfare.
    Otherwise all us slightly too wealthy would get it.
    Retired
    26th Jun 2017
    2:32pm
    I agree Boxer what's the difference between losing the concession card on 1 February to 1 January. It's not worth saving for your old age, as the changes of the goalposts seem very unfair.
    niemakawa
    26th Jun 2017
    3:12pm
    They have been sent to India, more than likely.
    PAYEdmydues
    26th Jun 2017
    10:22pm
    And where you you come from Niemakwa?
    niemakawa
    26th Jun 2017
    11:46pm
    Why do you need to know? I am an Australian, aka, English, the founders of this Country.
    PAYEdmydues
    27th Jun 2017
    12:33am
    Go back where you came from
    niemakawa
    27th Jun 2017
    12:40am
    PAYEdmydues. As my ancestors are the founders of this country I have a right to stay. Australian/English one of the same.
    PAYEdmydues
    27th Jun 2017
    12:43am
    aka? No Australian and English are different. I mean English included so many from the subcontinent for example.
    niemakawa
    27th Jun 2017
    12:47am
    aka = also known as, where have you been all your life, floating around like a snowflake, perhaps. Time for you to melt away.
    PAYEdmydues
    27th Jun 2017
    1:58am
    You don't seem to realise that Australia is no longer a colony of England.
    And Australia is not aka England.
    What utter nonsense.

    Still I got amusement thanks.
    niemakawa
    27th Jun 2017
    2:05am
    PAYEdmydues. You do know that The Queen of England is our Head of State or has that escaped you like everthing else. The English made this country what it is today. They did all the hard yakka, yet now people like you have given way to the hordes of dross coming into the country. England itself needs to be rejuvenated and all the dross thrown out. That will happen believe me. Back to basics as they say.

    God save the Queen.
    PAYEdmydues
    27th Jun 2017
    2:31pm
    When Chucky is King we'll become a republic. Soon.
    Anachronisms such as Niemakawa will have to go to UK to save the King.
    Best wishes to all.
    niemakawa
    27th Jun 2017
    2:44pm
    Off with your head, I am sure your friend Mo can oblige.
    PAYEdmydues
    27th Jun 2017
    7:18pm
    Capital punishment is not applicable in the country of my birth.
    You really have some serious issues making these threat Seek help.
    Preferably amongst your kind in England.
    PAYEdmydues
    27th Jun 2017
    7:18pm
    Capital punishment is not applicable in the country of my birth.
    You really have some serious issues making these threat Seek help.
    Preferably amongst your kind in England.
    niemakawa
    27th Jun 2017
    9:43pm
    Well it should be. The death penalty or as you call it Capital punishment is a vital mechanism to rid the world of scum. My head is screwed on the right way and is not hanging by a thread as your's maybe.
    niemakawa
    26th Jun 2017
    3:18pm
    Government can always find money for all the illegals and so-called refugees ( economic migrants). Most are uneducated third world bludgers, who have no intention of working, or making a contribution, or integrating, or accepting our hospitality. Get rid of them all. They are bleeding our country dry. Australians must come first.
    marls
    26th Jun 2017
    7:38pm
    niemakawa
    not to mention the millions daily we give away to islamic countries
    eg indonesia gets over 1 million daily. and the govt has the nerve to cry poor
    niemakawa
    26th Jun 2017
    8:36pm
    marls, and the Indonesian economy is on track to overtake that of Australia very soon.
    PAYEdmydues
    26th Jun 2017
    10:25pm
    What a lot of Bollocks you write, Niemakawa.
    Enough charity for bludging whining pensioners I say.
    niemakawa
    26th Jun 2017
    10:38pm
    PAYEdmydues. So you are saying third world bludgers are welcome here. 90% of true Australians do not want anymore overseas bludgers here. Yet the Government(s) ignore the people and continues bringing them in by the "truck load". Enjoy your time as a globalist your days are numbered. Now stop whining will you!
    PAYEdmydues
    26th Jun 2017
    11:32pm
    Pay your own way.
    niemakawa
    26th Jun 2017
    11:38pm
    PAYEdmydues. Go and tell that to all the freeloaders coming into the country. But of course you will not, snowflake.
    floss
    26th Jun 2017
    3:32pm
    WOULD HAVE TO AGREE NIEMAKAWA WE HAD A FAIR COUNTRY TILL THIS MOB TURNED UP ,THEY ARE INDEED A WEIRD MOB.
    niemakawa
    27th Jun 2017
    1:41am
    http://www.perthnow.com.au/news/western-australia/visa-applications-refused-refugees-in-wa-stuck-in-ultimate-catch22/news-story/164f38edf7fc1f89b467e813918a2adb

    All the countries mentioned are safe, just that they do not have the benefits that Australia has. These people always complaining that they have to wait too long for the process of validation to be completed.

    Many applications have been rejected, yet these people are allowed to stay in Australia, whereas they must be deported.

    Any legal services that they receive will be paid by Australians, so the money is taken from pensioners .

    These people should be sent back to help rebuild their own countries and fight there for their rights.
    sammy
    26th Jun 2017
    4:29pm
    when will the people learn all those in power are only there to feather their own nest thats it not there to help the people its greed. have a good look at the price of fuel. paying $1.26 at $45 a barrel go back 2 3 years or more we were paying $1.50 ? when it was $105 a barrel something is wrong somewhere
    niemakawa
    26th Jun 2017
    4:38pm
    Only when they pull out the drip line. For many that is too painful as the thought of being able to do anything for themselves without Government help is too oldmuch to bear. The Brainwashing has taken hold to the extent that many people cannot think for themselves anymore. This is quite evident with the young and not so young. Lambs to the slaughter.
    PAYEdmydues
    26th Jun 2017
    10:48pm
    159 litres in a barrel of oil.
    Crude $45= 28 cents. So that leaves 98 cents for processing and distribution.
    Crude $105 = 66 cents. Leaves 84 cents for p & d.
    So that makes the difference 14 cents to be explained by someone who has knowledge. Rather than jingoistic rubbish.
    niemakawa
    26th Jun 2017
    11:07pm
    PAYEdmydues : the "Messiah". Or more than likely a Mohammed.
    PAYEdmydues
    26th Jun 2017
    11:34pm
    You have problem with the name Mohammed?
    PAYEdmydues
    26th Jun 2017
    11:34pm
    You have problem with the name Mohammed?
    niemakawa
    27th Jun 2017
    12:56pm
    PAYEdmydues, Yes I do it is such an awful name but it probably suits you.
    Rodent
    26th Jun 2017
    8:21pm
    Dear All


    EVERYBODY should read this Months ie June 2017 Superguide Newsletter, available on superguide.com.au

    WHY because it has several INTERESTING articles
    Captain
    27th Jun 2017
    2:48pm
    Rodent,

    Hockey's new asset limits were crazy when introduced in the 2014 budget and are crazy now. As the returns on cash are many times lower in 2017 than they were in 2007, many SFR's earnings are now below the pension. The new limits also encourage those near the top of the asset limit to spend so that they are eligible for a part pension.

    It also sends the erroneous message to younger folk that super is not a good vehicle for retirement savings. I personally believe that super (over a working lifetime) is the way to go, and by 2036 anyone retiring would have had that time period to contribute. Therefore the cost of pensions to the government will begin to decline, not 2050 as the government keeps harping on about.

    You are correct in saying the Super guide newsletter is interesting. It should be something that those over 55 receive and read.
    niemakawa
    27th Jun 2017
    3:06pm
    Captain your prognosis is fine on paper, but as we all know the Government of the day keeps changing the rules regarding Super. Until the Government stops meddling then confidence in the system will only foster more discontent.
    PAYEdmydues
    26th Jun 2017
    10:17pm
    There are way too many uneducated bludging pensioners out there. Some of you self serving prejudiced poor make me sick.
    Anonymous
    27th Jun 2017
    2:44pm
    You make me sick, PAYEmydues (who doesn't pay dues at all!) Has it ever occurred to your arrogant warped little brain that many suffered deprivation and disadvantage, ill health or disability that rendered them UNABLE to provide for themselves. Decent people have empathy and compassion and recognize a social obligation to the less fortunate. But clearly human decency is beyond your very limited understanding. What a vile individual you are!
    Captain
    27th Jun 2017
    2:59pm
    Thank goodness I am educated, volunteering and not a pensioner. I would hate to think of myself as self-serving. Please PAYDMYDUES stick to the subject and not fling mud willy nilly.
    niemakawa
    27th Jun 2017
    9:40pm
    On yer bike, dude. Youse got no idea.
    PAYEdmydues
    26th Jun 2017
    10:19pm
    And you know this how?
    floss
    27th Jun 2017
    11:55am
    Paidmydues you are nasty piece of work.
    PAYEdmydues
    27th Jun 2017
    9:37pm
    Just trying to capture the tone of this site.
    Love to all.
    niemakawa
    27th Jun 2017
    10:57pm
    PAYEdmydues. This site is a little too advanced for you. Not up to this grade. Be content with "watch with mother"
    sammy
    27th Jun 2017
    12:56pm
    the person who have shouted me down about fuel with the different price of a barrel of oil who know everything about it sounds crap to me and to other people who as worked for shell so who is talking Jingoistic rubbish. or may be your in government it does not make sense the way you have put it . why does the cost to processing and distribution go up dont cost any more to do it pull your head out of your ass payEdmydues
    niemakawa
    27th Jun 2017
    1:02pm
    It is suffice to say that the head of PAYEmydues is always stuck up is "ass".
    PAYEdmydues
    27th Jun 2017
    2:34pm
    Just saying the difference is 14 cents a litre.
    Have anice day.
    I certainly am.
    PAYEdmydues
    27th Jun 2017
    2:34pm
    Just saying the difference is 14 cents a litre.
    Have anice day.
    I certainly am.
    niemakawa
    28th Jun 2017
    11:20pm
    They should never have been taken away in the first place. Compensation should be paid to those who were affected.
    Bubbles
    13th Sep 2017
    9:50am
    I lost my part pension (jan2017) I am trying to survive on less than $20,000.00 per annum. I am constantly draining my few resources . I hold a low income health card which does give a few concessions (on request ) I was widowed at age 40 and saved hard to raise my child with no outside support.
    Yes I had a few assets but the allowance was halved and they are fast decreasing. I am frugal by necessity and can't understand the wastefulness by our polititions. Wish they could walk a mile in the shoes of us retirees.


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