Australian pensioners struggling with shortfall

After paying a lifetime of taxes, are pensioners being given the cold shoulder?

Australian pensioners struggling with shortfall, government, australia, pension, age, aged, disability, part pension, full, couple, single

The International Monetary Fund (IMF) has warned governments around the world that they will need to lift their countries' pension age due to rising longevity. The news is very concerning to me, but not for the reason you may think.

According to the ASFA Retirement Standard, to maintain a modest lifestyle, an Australian single needs at least $841 per fortnight, while an Australian couple needs $1214. Current pension rates for singles are $756 per fortnight, a shortfall of $85 while couples receive $1139 per fortnight, a $75 shortfall. What is most concerning about these figures is that they assume the ‘retiree’ owns his or her own house. For those who do not, these gaps are even greater.

After paying a lifetime of taxes, largely missing out on the implementation of superannuation funds and having played a large part in making Australia the great country it is today, the current pension rates are a slap in the face to millions of Australians struggling on a less-than-modest income.

Having gone over the figures and breakdowns by the ASFA Retirement Standard, I then decided to write down my own list of weekly expenses to see how living on a pension would feel. While I expected that certain luxuries such as buying a few beers at the football would certainly have to be cut out of the budget, I was shocked by how much I would have to give up. It is clear to me, and to most pensioners, that there needs to be a serious government review into the current pension rates.

Where do you think funding cuts should be made to increase pension rates?

Read more about the ASFA Retirement Standard
Read what other members thought about the recent $6.70 fortnightly increase to the single Age Pension and $5.00 increase for each eligible member of a couple





    COMMENTS

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    oldileaks
    12th Apr 2012
    2:43pm
    Not only are many pensioners who've lived all their lives in Australia struggling but also many who have move to live and work here from the UK. When they retire they discover that their UK State Pension is "frozen" at the rate that they start receiving it. This "freezing" of Expat pensions only applies in some (mainly Commonwealth) countries and is therefore discriminatory based on when you live. British Pensions in Australia (BPiA) is part of the International Consortium of British Pensioners (ICBP). These volunteer organisations are campaigning and lobbying the UK Government to correct this injustice. Over 240,000 UK pensiones live in Australia so many will be members of Your Life Choices. Would you be prepared to help publicise our campaign? I can be contacted at mikecgoodall@btconnect.com
    maggi14au
    12th Apr 2012
    2:46pm
    Who are the ASFA? I looked at their standard figures and wondered what planet they are living on because it is definitely not this one. $18 a week for clothing, it would take months so save for just one item, let alone a whole outfit
    AngelMamma
    12th Apr 2012
    4:26pm
    ASFA = The Association of Superannuation Funds of Australia. You can find out more about them on their website.
    jeniwren
    12th Apr 2012
    2:57pm
    The small increase was laughable as we watch our Members of Parliament sit down and count their money. How about starting with the stopping of payment of all these HUGE BONUS payments to these so called high flyers...we are all paying for the cost of these bonuses in the extra charages we are being made to pay.
    In the years past you were happy to receive a gold watch after your many years of honourable service to a Co. Now they move around like flies around a dead dog. The bonus payments to those working at the Salination Plant ...Why? are they not paid an excellent wage? What about those working in the Electricial side of the business, why do they expect a bonus of hundreds of thousands or milliions? All we get is the increase to our costs. We the small tax payer and the retired person who paid their taxes for all those years and gave honest service. Look at Qantas, all those millions going out for bonuses, but why when they have had more strife and strikes that you could count on one hand?
    It all ends up on the bottom line, either in the black or the red, the red is being handed out to those pensioners that have worked diligently and honestly all those years to keep the books in the black. Get rid of the Pollies big pay packets. The same as they should be made to work in the industry that they are supposed to be looking after. Being on the deck of the Titanic is very different that watching what happens from the shoreline.
    Those that make the choices for all the rest should also live my their word's and deeds.
    Peaceful
    12th Apr 2012
    4:02pm
    Hi All. I'm one of those ex-pats from the UK * who's impacted by the freezing of my UK State Pension [*where most of my working life was spent].
    I came back here in 2004 to be close to my only daughter, fully antiicpating finding a suitable medium level job in my specialist profession of Occupational Health Nursing - but I had been misinformed, as there are barely any what I would consider real OHN jobs in this country. It is so far behind Europe and the rest of the developed countries in that regard.
    I must have sent out over a thousand applications and/or made enquiries by phone/email about jobs in a wide variety of sectors since I came back in 2004. Many of these apparently did not even warrant the courtesy of a brief acknowedgement , far less a favourable response!!!
    It has been the worst time in my life; to say it has been soul - destroying is putting it mildly!! Many a time I have seriously considered returning to the UK, but now with grandchildren on the scene that decision has been shelved for the time being at least.

    So now, at almost 64, I have retrained and am gradually setting up a small business, as I cannot survive on the pittance I have been getting from C/Link [ which is reduced because of my UK pension]. lt's also not in my nature to be dependant on such benefits.

    How do 'the powers that be' expect us oldies to actually find a suitable job - as agesism is rife here in Australia - people younger than me tell me that once you're over 40 it's hard to find a job - what chance if you are over 50 or 60 ??
    ARMO
    12th Apr 2012
    4:28pm
    One of the many baffling decisions by the current Federal Government was to refuse HBF their request to reduce Pensioner health care contributions, based on years of membership! Surely it is to the Federal Government's advantage for senior citizens to contribute to their health care? The latest rise is now seriously impacting on our pension and so we will have to reluctantly consider foregoing private health cover and go on the over loaded public system. And my husband receives the NZ pension - but it cannot be more than the Australian one!
    talofa
    12th Apr 2012
    5:20pm
    here i am again...talofa....i see myself as lucky as i receive a part pension from germany plus centrelink payment & together this makes
    up a little more than just centrelink...i am also lucky that i have learned to manage my income well when i was a child...plus i own
    a small unit in glenelg....my suggestion would be to drasticly reduce the number of polititians...3 tiers of governement seems a bit too much with many overlaps...talofa
    buby
    18th Apr 2012
    1:54pm
    i so agree with what you say talofa, far too many politicians. how many were sacked from toyota, perhaps we do the same from the tiers of government?
    stillman
    12th Apr 2012
    5:38pm
    I think it is wrong that my husband loses part of his pension due to my,fairly modest,earnings.
    When he was earning a good wage due to working in isolated areas he was taxed as a single person. Marrying later in life he is being penalised.
    jangary
    21st Apr 2012
    12:33am
    Hi stillman: Have you heard of Centrelink Financial Services they are there to help you get the most of Centerlink payments. When my Hubby retired we went to them, they told him to put his Super back into the fund so that I would get my a full dissabillity payment. Your Hubby just has to ask what he has to do so he can get his full benefit. I did not ask for a cent they told me I was entitled to it. also if you salary sacrifice some of your earnings that reduces your income,you have nothing to loose we found them very helpful better than paying a financial advisor. Good Luck and God Bless
    alamoe417
    13th Apr 2012
    10:10am
    I really think the $6.70 is a joke, $3.35 a week, its laughable. What infuriates me is the amount of pay rise the Politicians get.Julia Gillard $90,000 a year increase, shes now on more than $440,000 a year,more than the President, and the Politicians, who are not worth a grain of salt, who the majority have got their jobs through friends in the Government. Its jusy one big rort!!!!!!
    pixii
    13th Apr 2012
    11:42am
    I commented previously about the amount paid to Pensioners, and I firmly believe the payment should be the same , at least, as is paid to women on maternity leave, who have made a choice to have a family, remember- age is not a choice, it is a fact from day one. I am widowed and still working , and all my friends of my age agree, why are all these payments going to working mothers, who make the choices to " have it all " career , baby , child care subsidised, and yes, cut politicians pay In all levels of government
    Peaceful
    13th Apr 2012
    4:10pm
    Pixii -

    Not all of us women choose to be working Mums. I raised my daughter single-handedly from when she was 4 years old - after her father decided that 'the grass was greener' with a female work colleague [whom he later married then treated her the same way, and worse].
    I happened to be lucky to have a professional qualification, but even then it was not easy to find a suitable job that would accommodate child caring. It all entailed a lot of hard work on my part, at some times working 2 and 3 part time jobs - to keep a roof over our heads, and feed and clothe us both. Her father was of little or no support, either financially or otherwise! We divorced in the late 1970s, and I have been independant and self supporting since then - until that is, till I came back to Australia where it has been so hard to find a suitable job - despite high level qualifications and many years' experience!
    At almost 64 yrs - I am establishing my own business - all my peers, and even younger friends back home in UK are already for some years - happily retired!!!
    Kali-G
    14th Apr 2012
    8:49am
    The plight of the retirees lot is disgusting! A wealthy country like ours should look after its senior citizens far better. This dreadful socialist Labor governments spends BILLIONS OF Dollars on " foreign aid and refugees .... but denigrate its own citizens. Make Australians come first, cancel all foreign aid and DOUBLE pensions. Vote Labor OUT!
    Create a GREY PARTY! I will work for ot with all my heart, so folks get on with it.
    buby
    18th Apr 2012
    1:57pm
    Kali i think perhaps all politicans are to blame, not just the UP and coming labour party. but perhaps cause the oldies out number the young, now they are going to be in strife looking after them all. I think perhaps many won't be looked after its on the cards!!!<
    jeniwren
    14th Apr 2012
    10:07am
    All very well voting Labor out but it doesn't take care of the GREEDY people that demand those huge wages that suck up our money when we pay for our Power, petrol, water etc.,
    These people have company cars which they would use regardless of how much they cost, they aren't paying for them (WE ARE, THE PENSIONERS) The million dollar bonus also comes out of that money we pay - all these costs come out first then the money that needs to be costed against the actually running of the essentials come next - if there is a short fall then we the public have to pay for that short fall, hence the rise is costs. Julia Gillard was given a huge pay rise (WHY???it certainly wasn't for honesty or good work) who is the person who pays for that, the tax payer, the pensioner forgoes their increase and has to make do. Mind you Julia's outgoings would be paid for by the govt. same as her Govt. car and petrol, insurance. Julia won't have to worry about living on the pension, her pension will be taken care of by the Govt. The more Julia receives now the higher her pension when that time comes, plus all the fringe benefits of airtravel etc., The huge payment of these ridiculous bonuses has to stop and be brought into line. After all these people aren't the people who really do the work - they just organise and sit back. The big hands on the clock might look showy but it is all the little cogs at the back that actually make the whole thing work and give you the proper time. It is these very Pensioners that have help the foundations of what we have today, many have lost super money because of the mismanagement of their hard earned money.
    Labor certainly know how to disperse the money into their own pockets and overseas - how about sharing with the past workers of this country. They in turn will invest that money by purchasing their household needs back into this country where it will again work.
    Bluebell
    15th Apr 2012
    5:20pm
    I think I will stick to a day of Motorsport rather than football, it is a full day's entertainment with lower admission fee and 2 -3 hours entertainment. I wonder how many of the pensioners who have a shortfall buy takeway, smoke or drink to excess. I personally know some families who own their own house and are way behind with bills such as their water rates and their gas was disconnected, yet they go out to tea every Sun. night and play bingo. They even drive 15 minutes to an ATM to withdraw cash to do so. I Know some who are genuinely struggling. A lot are taking a lot more medication than their allowance covers. Those in High Aged Care Facilities have high costs of living too, far more than their pension is and they still pay for clothing etc. out of whatever savings they had in the past. I know families who are struggling to pay the gap of their parents aged care, clothing etc. Some are retired and on Centrelink payments themselves. The Govt. needs to get its priorities right, put more funds into health, and forget about luxuries such as their perks and the arts. They need to remember that if people are unable to receive good health services they are unable to attend events that the Govt. is pouring money into. Aged care facilities do not employ enough staff. Some employ 1 carer for every 6 residents. Considerring that many need the assistance of 2 carers for safe handling, that equals availability of 1 carer for every 12 residents when it comes to waiting for help. It is not good to be left sitting on a commode for 30 minutes, and believe me it happens. My now late Mother was in a facility and I witnessed it for myself on many occasions involving several residents.
    Peaceful
    15th Apr 2012
    5:52pm
    Yes, of course, it is all about priorities - what some people feel is important may not suit others. What's the expression - different strokes for different folks ??
    I, for one, could not bear Motorsports - the noise and pollution would drive me nuts!

    There are many of us 'pensioners' who don't smoke, drink or eat take-aways - some of us do look after ourselves by eating healthily etc - and not allowing ourselves to be doped up by well-meaning GPs!

    I think it's important no matter how constrained our finances are, that we do take time out to do something that's enjoyable to us, as individuals - taking 'time out' is crucial to our well-being!
    I have very little social life, nowadays, but what I do enjoy is meeting up with like-minded folks who enjoy live music, and we sing and play different instruments, end enjoy the cameraderie.
    Pastimes don't have to be expensive to be enjoyable - nor do they have to revolve around Clubs, 'Pokies' and/or Alcohol!!

    Whilst I agree with the sentiments about funding of Healthcare, generally, and Aged Care in particular - to suggest that the Govt cuts Arts funding is not, in my view, a good idea at all!
    pixii
    15th Apr 2012
    8:35pm
    Responding to Peaceful, I was raised by a single Mum, and I can understand those issues, but what I mean for the present generation , is for working Mums who have these now well paying jobs/ careers, to cater for themselves financially and let the older generation who perhaps need more financial aid in retirement , older years, have money equal to maternity leave payments, as pension.
    douwe26
    15th Apr 2012
    11:21pm
    If they started stop paying money to some of the overseas countries and stop wasting millions of dollars on the NBN which is not going to work that will save this useless government a lot of many . But what change have the pensioners got if Gillard is , as she says , is very much opposed to increases in the pension, as the pensioners do not vote Labor anyway
    douwe26
    15th Apr 2012
    11:23pm
    Lets create a grey party now
    Peaceful
    15th Apr 2012
    11:34pm
    Remember that not all of the current working Mums have the 'luxury' of well - paying jobs, Pixii. And may I suggest that those who do, may well be 'paying a high price' by having top level, stressful jobs, with long hours, commutes etc. That all leaves them with little quality time to spend with their children - with the all too often unfortunate consequences of, for example, anti-social behaviour, excessive drinking, etc that we see around us daily. People of my generation were schooled at home in being 'canny' with their money, but subsequent generations have often missed out on that important aspect of life - it's usually about instant gratification and spend, spend... for many, though not all younger ones !!

    16th Apr 2012
    2:08pm
    Posted on behalf of one of our readers, Daphne P.

    12/04/12

    Hello everyone

    The information gained from your newsletters is so interesting, even more so the details supplied the ASFA Retirement Standard.

    Yes, we do need the Government to review the pension amounts, but better still, if a generous (very) concession/allowance was given for energy/utilities/water it would be a God Send. Unfortunately retirees are at home at lot more than when working thus the power used is far more.

    Once again, all the information you provide is great!!!!

    Sincerely,

    Daphne
    Henry
    17th Apr 2012
    9:15am
    THere are pros and cons on this saga of the pension levels. I always earned very good money, but I never, ever thought I would be old one day therefore I didn't save, so this is a "con": why do I need to blame the government for my overspending? On the other hand I earned very good money therefore I paid very high tax and this a "pro" Now is my term to get some of it back. I agree wih the comment that why should we be giving money to foreigners (like Indonesia: a wealthy country that doesn't even like us!) and leave us pensioners behind? 3 tiers of government is ridiculous, we should only have 2 (Councils and Canberra) could you imagine the amount of money that would be saved here? I wish I had the same power about my pension that polititians have with their salaries. They argue about everything in parliament, but all of a sudden they become very "partisan" when it comes to raising their onw salaries. My brother in law is English and I always call him (jokingly) a whinging pom, if the doesn't like something he expresses his point of view quite clearly and this is what they do in the UK: they march, they put ads in newspapers, they scream and carry on until they are heard! Do we do similarly in Australia? oh, no, it wouldn't be british we say: BUT THE BRITISH ARE DOING IT!
    I strongly believe we should move to form a Grey Party, it would be a very powerful one with all of our combined experience, expertise and having all the time in the world to do it we could create something we would be proud of.
    OK,WHO WANTS TO START? I for one put my name down: any followers? come on ladies and gentlemen, let's do something about it. I'm pretty good with computers and with writing.
    Let's have a go!!!!!!
    Kali-G
    17th Apr 2012
    10:47am
    I have suggested the very same thing and would support anyone joining in. I put my name up for the katter party here in Qld, but was unsuccessful probably because I was too far right orientated.
    I am very serious about our country's future and the despicable way both parties conveniently ignore the pensioners and the plight of the elderly. They spend billions on illegal immigrants and billions on foreign aid , yet we live on bugger all.!!!
    jangary
    21st Apr 2012
    12:08am
    Gee where were you all when we had a "Grey Power" party some years ago they disbanded after the short term because nobody was interested !
    Henry
    17th Apr 2012
    11:02am
    Kali: Let's start the ball rolling. I'm goping to go to Facebook and twitter to start with to see if anybody else is interested.
    My email address is: hlatorre60@hotmail.com
    Please send me a quick email, in my case I'm going to keep them in a special folder and when we have enough (which I'm certain we will) we will start making noises.
    Like Jamie Oliver says on his commercila: 'Oh, I'm so excited about this"
    WELCOME TO THE GREY PARTY!
    Kali-G
    17th Apr 2012
    6:45pm
    GREY PARTY..........we need 500+ members to register a Party. It should be quite easy to get that number signed up in a short time.
    I am all fired up to get started, and looking for like minded politically aware people to join.
    This forum is a good star but we need more input.
    Like to hear your views..
    Histoman
    17th Apr 2012
    10:30pm
    You might like to read some facts and figures re overseas aid. post cyclone Yasi, Julia announced the government had provided $17 million to the disaster fund, with more to come. I don't recall how much, but i bet it wasn't as much as it could have been. Last year Oz provided $4.3 billion , yes that is billion, in overseas dvelopment programmes, which they want to increse to $8 - 9 billion by 2015-2016. Indonesia $1.092 billion, PNG and pacific region $1.085 billion, Centralsia and middle east $273.8 million, Africa $200.9 million, plus more, even for South America-- ?! The government is donating $60million over a 4 year period to UNCERF, -United Nations Centrtal Emergency response Fund. Why didn't she make a withdrawal for Yasi victims. And somebody mentioned about perks and Govt. jobs, here are a couple :Supervisor of Vanuatus roads system - $443K per annum, , Gender intergration advisor to PNG , - $293, 423 p.a.. When will this stupidity end. If this nonsense was stopped and the overseas aid checked against what money is provided at home. The phrase 'Charity begins at home' springs to mind. Well , I think Julia and her high flyers should jolt their consciences out of their stupor and take a good look at how people who have helped build this country to what it was 30 years ago are struggling to make a decent living for themselves in their retirement. The $3.35 aweek is a slap in the face.
    Kali-G
    18th Apr 2012
    7:46am
    An excellent comment, and support for our cause.!
    Henry
    18th Apr 2012
    8:18am
    Well, to start the ball rolling I am now asking all members/non members of Your Life Choices to express a desire to become members of The Grey Party by emailing me such wish. My email address (and I don't mind make it public) is hlatorre60@hotmail.com. If each one of us not only join this group now, but invites their own friends to join and as Kali said we will get the initial 500 needed to register this party in no time.
    Henry
    18th Apr 2012
    8:20am
    The main objective of this new party will be to get a/various vooices in Canberra, to be heard, the make other parties realised the votes they are missing by not assisting us with our urgent needs.
    Anytning else?
    Billy
    18th Apr 2012
    12:06pm
    Who is the bloody expert that decided married couples can live cheaper than a single person, absolute rubbish, may as well go for a quicky divorce - the rate difference gets greater and greater. I believe that situation might only apply if you own your home outright, consider the massive rents people are paying out there, probably one of Australia's biggest ever accomodation problem today. Get a grip and sort it out and don't discriminate against married couples.
    Grateful
    18th Apr 2012
    4:02pm
    Thank God someone has exposed the blatant discrimination against married couples! The ASFA Retirement Standard has "deemed" that a single person needs at least $841 p.f. while a married couple needs $1,214 p.f. That says that it considers that by being married you "save' $468 p.f. or $12,168 pe annum!! The rates of pension also reflect that discrimination, with a difference of $373 p.f., or, $9,686 p.a.. What absolute bunkum! Each person in that "married couple" is still an individual, with individual rights, but, by getting married, repeat, just getting married, one of those individuals is PENALISED over 25%, yes, just for being married!!!!
    Peaceful
    18th Apr 2012
    1:27pm
    I heard in today's news that employers are apparently to be given $1,000 for employing people over 50yrs. Well good luck all you over 50s people out there - it ain't that easy to find a job here these days , as I have found to my great cost!
    Henry
    18th Apr 2012
    2:19pm
    Julia Gillard got a $90.000 a year increase in her salary, this is $3462.00 per fortnight. I am not saying she deserves it, neither that she doesn't, all I am doing is comparing it with the increase in "salary" we received: $6.70 per fortnight, a difference of $3455.00. This, together with all the foreing assistance our government gives we could get quite a nice increase and it wouldn't even be noticed in the budget.
    This is why we need to start our own party: AUSTRALIAN GREY PARTY (AGP), it has a ring to it, doesn't it!
    Come on guys, make a move on, stop whinging and start acting.
    Email me your expression of interest in the first place to hlatorre60@hotmail.com and write next to SUBJECT: AGP and nothing else.
    Come on, I'm waiting!
    tomtom
    18th Apr 2012
    4:39pm
    As we do not appear to have ONE politician with the balls to help retired persons,I am right behind starting a movement to wake up the idiots in Canberra.Through my local MP I received a letter from Jenny Macklin ( who is a total waste of space ) advising me that we have received $154.00 single and $156.00 couple per fortnight increase since 2009.WOW - this equates to a whole $26.00 per week over 3 years.These idiots in Parliament must think the grey brigade is dumb,how the blazes do they expect us to live,our expenses have gone up more than $26.00 per week,with petrol/power/medicine/food - they dont have a clue,time we stood up and be counted.
    didar
    19th Apr 2012
    6:39pm
    I have just found this site and how happy am I to express my frustration. As with all times and ages life experience is the only thing that is a teacher. You have to have aged, you have to experience not having enough money, you have to experience how the body ages regardless of so called good living. Until you have experienced lifes trials you will never understand how it is to be a pensioner. I would like to be treated with respect by the government (no matter who is in power) to realise that it is exceptionally difficult to cope on money that is below the poverty line. Each fortnight I run short and miss out on a lot of things life does offer but I can't take on. To ask a politician to live on the pension for a month is not long enough - Let them give it a go for 6-12months then we will see how these 'young whippersnippers' can cope - insurances, petrol, car rego, food, holidays, meals out, clothes, presents, need I go on.
    sudaca
    18th Apr 2012
    9:38pm
    Thanks Billy for exposing the TREMENDOUS DISCRIMINATION in regards to married couples.
    It seem to be that retired married couples that have done the right thing during their lives, like bringing up a family, sending their kids to school, then to UNI.or TAFE, also paying their fair share of taxes, Health, Car, Home and Contents Insurances, instead of being rewarded in retirement they are being Heavily Penalised and Discriminated against.

    I'll be sending my expression of interest for the formation of the AGP.
    Grateful
    19th Apr 2012
    8:49am
    And we hear today that Joe Hockey reckons that we should cut our spending on "welfare"!! He describes it as "the end of the entitlement era" and wants us to be like Malaysia and Singapore where you are lucky to get anything from the government from all of those dollars that you have paid in taxes over your lifetime, apart from all the things that sudaca so rightly highlights.
    Will Tony Abbott, therefore, be asking us to make a choice between paying very highly paid people 6 months paid parental leave, or, raising pensions for the aged and disabled??
    didar
    19th Apr 2012
    6:43pm
    I dont want to be like any other country, I am Australian, I have contributed over my working life why the hell would I want to be like Malaysia and singapore. Besides these countries (as does Europe) believe in taking care of and living with their children. what would your children say to this????
    Henry
    19th Apr 2012
    9:08am
    This the reason why you should send and expression of interest to join the Australia Grey Party (AGP). You see: not all of us will be active members and not all of us will be supportive members. What we need to start with are the numbers.
    So far I have 5 expressions of interest, and it's only on day 2 of my campaign.
    Keep sending them in to hlatorre60@hotmail.com and next to Subject just put AGP, you don't need to do anything else.
    Surely we can get the numbers to start the ball rolling and show these third rate polititians in a remote village called Canberra that we still have the stamina they don't wish us to have to stand up and be counted!
    AGP
    robnlee
    19th Apr 2012
    5:02pm
    The issue tends towards needs and wants. Pensioners needs are targeted to food, transport, housing and health. Cover these and "luxuries" take care of themselves. Basic costs as outlined above should be capped. THEN pensions, retirement incomes etc can level out. And welfare can reduce.
    This will have an impact on middle and upper class welfare, which is totally unnecessary, but politicians offer it as a political sop to gain votes.
    Welfare should be ONLY offered at those who need it - elders, frail, homeless, ill.
    Kali-G
    19th Apr 2012
    6:03pm
    JOE HOCKEY.....what a stupid man, we paid taxes all our life and it is time the govt gave some of it back. Tony Abbot will rue the day he let Hockey open his mouth! The labor goons will be laughing, as it gives them a breather from the carbon tax fiasco etc.......
    We have no democracy, Labor Liberal are both will practice Kleptocracy... steal from the population....which is US!
    didar
    19th Apr 2012
    6:49pm
    Any government uses/loses/spends/ money that I often look at and cannot believe the energy and time that was used to 'stupid spending', that also includes local council - there is really no point at times unless you have a huge mob behind, beside you as minds, decisions are made with no understanding. Life is the greatest teacher to understand.
    sudaca
    19th Apr 2012
    9:56pm
    We should all look up to polititians with respect and trust knowing that they are doing the
    utmost for the good of the country and their citizens, who were the ones that put them in
    a position of Power and Trust.
    Unfortunatley most of us look at them with very little respect, no trust and people that
    "manipulate the truth" according to their convenience.
    They shoul look at Pensioners, Disables and Ill with Kidness and the utmost Respect,
    making sure that we can afford the most basic necessities,like Electricity,Water, Phone,
    Health, and believe it or not "Food". I never thought that this could happen in Australia.
    That is why we "must" let them know the way we feel and go ahead with the AGP.
    didar
    20th Apr 2012
    1:40pm
    NO politican on earth can be trusted or looked up to - the so called good they do is purely for their own egos - no other reason. How can they be allowed to understand or even empathise (god forgive) when you are given (thanks to us) all costs paid and overpaid for what they supposedly do for us - that includes their superannuation handed to them at the end and the perks given to them when they leave. What a joke, the basic necessities I try so hard to keep running in my home each week is apparently something i cannot expect as a basis necessity. I am not sure how much longer I can afford the basic necessities.
    Peaceful
    20th Apr 2012
    6:01pm
    Likewise here, Didar!! Bills, bills and more bills !!
    didar
    21st Apr 2012
    8:59pm
    You are not wrong Peaceful, bills, bills and more bills, strangely I now find the basics are necessity??
    particolor
    20th Apr 2012
    7:56pm
    I live in Public housing!! And the Greedy Basteds found a way to take your pittance of a Rise off you..You got $6.70 and the Housing just sent me a letter saying the rent is going up $6.60 due to them not being able to put their grotty claws on some rise we got 3 years ago!!!!!!!! So that meant you got 10 cents!!! ENJOY!!!!! I have all of this in writing !!!Have they no Shame??? HA Ha Ha !!!!
    didar
    21st Apr 2012
    9:01pm
    Particolor, the government would say to you 'you are lucky', consider 10cents towards that cup of coffee sometimes you can't afford. $3.50 is a lot of money when you don't have it.
    particolor
    20th Apr 2012
    8:00pm
    You waited 6 Long Months for 10 cents!!!! 10 Bloody Cents !!!! YODEL AYY DEE HOO!!!!
    Henry
    21st Apr 2012
    4:46am
    Particolor: Now, I was definitely not aware of this charade, thanks for letting us all know.
    And remember: don't spend your 10 cents increase in "SALARY" all in one go, you must think of the future.
    WHAT A JOKE AT OUR EXPENSE!!!
    particolor
    21st Apr 2012
    8:49am
    Thans anyhow Mate!! It was not a Joke to me !! And I am Big on Humour!! I wonder if Gillard and Farrell have to pay 25% of their Income rent???? If not it is DESCRIMINATION !!!
    I seriosly thinking of ending it all !!!!
    I'M GLAD I'M OLD!!!!!!
    particolor
    21st Apr 2012
    8:56am
    I sit in the Dark!! I'm not game to turn on the Electric Stove And a Heater is out of the Question this Winter !!!!!!! In the LUCKY CLEVER COUNTRY!!! I'M thinking of Taking a Leaky Old Boat to Ceylon or Iran !!!! Ha Ha Ha !!! NOT
    didar
    21st Apr 2012
    9:03pm
    Yes, winter is the hardest, I go to bed early just to keep warm, to supposedly save on gas and elec. but it doesn't really work.
    Henry
    21st Apr 2012
    10:05am
    Particolor: I can only talk to you if you leave that stupid idea of ending it all aside. We just don't do this in Australia.
    I have one question for you: when you are on a housing commission place and Centrelink takes 25% of you income for rent do they also take away the Pension Supplement?
    particolor
    21st Apr 2012
    12:05pm
    Enriquito2005....As far as I know they cannot take any part of the supliment ,much to their displeasure!!! Thank You for the Reply!!!
    didar
    21st Apr 2012
    9:04pm
    chins up particolor,
    particolor
    21st Apr 2012
    3:02pm
    RECKLESS ABANDON!!!
    Why does everyone, almost without exception, come on here and PussyFoot around ???
    You may as well write the Politicians a Bloody LOVE LETTER!!! >>> Kiss! Kiss! Kiss!!! >> Hug! Hug! Hug!!!
    particolor
    21st Apr 2012
    3:07pm
    I'm going back to Connecting Singles Blogs now!!! To see if I can find myself a WEALTHY WIDDOW ??!! Bye! Ha! Ha! Ha !!!
    douwe26
    21st Apr 2012
    11:40pm
    Again Julia Gillard has made a promise to begin 2014 which will give her plenty of time to change her mind on these promises again , as we have become used to them now
    Henry
    22nd Apr 2012
    9:02am
    Kali: I am still waiting for your expression of interest. All you have to do is to send me an email and under SUBJECT write AGP followed by your state (QLD, NSW, etc).
    I am waiting......
    Kali-G
    22nd Apr 2012
    10:13am
    Hi I have sent you one a few days ago but will do again, cheers Kali.
    Henry
    22nd Apr 2012
    9:10am
    Particolor: I would like you to send me an expression of interest about joining the Australian Grey Party (AGP), simply write under SUBJECT AGP, followed by your state (QLD, WA, etc). You would be an invaluable source of ideas that will assist us in our task, after all you are not 80 years old for the hell of it. We definitely need in the AGP.
    We will have 2 types of members: active members, they will be the ones moving about and talking to people, etc and supportive members, they will be the one assisting us greatly with ideas, concepts and execution plans. I see you fitting beautifully in this category.
    Come on Particolor, I am waiting!
    particolor
    22nd Apr 2012
    12:10pm
    I gave my 10 cents fortnightly Pitance (rise) to my Grand Daughter Who Politely told me to stick it !!, Where The Sun Dont Shine!!!!....So I am sending it back to Canberra !!,Where They Have Loverly Sunny Days ??!!
    Kali-G
    22nd Apr 2012
    7:12pm
    Hey folks, here is the big news: the idiot Swan just gave $A6.8 billion !!!!! that is:$ 7 000 000 000.00 contribution to the IMF European bailout. What is wrong with these people? That money is OURS! The pensioners get a few cents and Labor gives 7 BILLION AWAY. To prop up the dead loss countries like Greece, Spain etc.... Write to your MP's and complain against this IDIOTIC GOVERNMENT!!!!!!
    particolor
    23rd Apr 2012
    6:03am
    Yep!! That sounds like the Waste of a Good Biro to me!!!!
    aworkinprogress
    23rd Apr 2012
    3:34pm
    You think it's tough living on the Pension? Try living on the Widows Allowance which is Newstart under another name.
    I'm a single woman, nearly 63, and I am looking forward to receiving the Pension, as I will then feel "rich"!! I will definitely have more money than I receive now.
    The Widows Allowance makes for true poverty. Fortunately I pay a low rent for my Housing Dpt house, and I have a medical concession. I also receive the travel vouchers but can never use them as that would mean having extra money to spend at my destination!
    I put money aside each fortnight for utilities etc, even pest control, which leaves me most fortnights with $100 to cover food, clothing, presents for family etc. Can anyone tell me it's fun to go supermarket shopping and have to waste so much time there because of having to decide what frugal food I can buy. For example, if something is going to cost $6, I have to think "that's nearly $10, I'd best not buy it".
    Thankfully I have never been materialistic, but it is very depressing to have to "make do" all the time, to have to save for so long for an item of new clothing, to have to go without so many things, so that I end up feeling like a second-class citizen.
    Henry
    23rd Apr 2012
    4:12pm
    Dear aworkinginprogress: Your situation is certainly disgusting. Why don't you go and visit your Dr and should he find something wrong with you he can assist you in applying for a Disability Pension.
    In the meantime,please send me your expression of interest to join the Australian Grey Party (AGP). All you have to do is to send me an email and under SUBJECT write AGP, followed by your state (NSW, QLD).
    I am not promissing a single thing, but this is the type of discrepancies the Party should try to assist.
    In the meantime keep the chin up girl!
    particolor
    23rd Apr 2012
    4:48pm
    Aworkin...I realy sympathise with you!!! I had a friend on the same as you for years and was always 60-80 dollars lower than me,and had to wait till She was 66 to get the Pension!! Disgusting!!!
    alamoe417
    23rd Apr 2012
    9:38pm
    The salaries the PM and cabinet ministers get is way too much, the PM is $465,000 per year, what a joke, I wonder if she would like a $3 increase. None of them are worth their salary, for they do nothing positive for the people. Now winter is almost on us, I can see the seniors sat in the warm shopping centres, dozing, so they dont have to pay the huge gas and electric bills, this happened last year, and I think this year will be worse than ever.Nothing ever seems to reduce in price, food prices go higher and higher.Ha!well, I have some warm woollies for winter.
    nevardo
    24th Apr 2012
    7:13am
    The wife and I live on the age pension; The only reason for this is we have borowed against the house, and pay back interest only; Wouldn't mind having a farm, Like Hockey has; to off set costs, And the type of superanuation they get; maybe we should have worked for the government than private enterprise, We buy and grow, fresh food, don't have takeaways, and don't spend too much on doctors, don't go too far, as funds don't allow it, Other from arthritis in most joints, We are having a ball in retirement. so kick your heals up have a drink and a smoke we are here for a good time not a long time. All the very best to everyone else. P.S. wouln't want to be here too long, for what's going on in the world today SEYALATER..//..
    nevardo
    24th Apr 2012
    7:27am
    Footnote; You pay good money over bad money; what do you get ..\\\\... NO MONEY,..//.. SEYALATER..//..
    nevardo
    24th Apr 2012
    7:40am
    I said to the wife I just killed three flies two males and one female; she says how can you possibly, tell the sex, there was two males on a can of beer; and the female was sitting on the phone..///..
    QHR04
    6th Mar 2013
    9:43am
    thank you for your sense of humour. if we didn't laugh we would sit around crying!
    seth
    24th Apr 2012
    1:53pm
    Am I wrong in thinking that the future fund was set up ,by selling public assets. so that future super for public servants etc , can be paid, What a rip off, assets owned by the people sold so a certain group will get their super guaranteed. the fund is now over 75 billion dollars.
    alamoe417
    24th Apr 2012
    4:23pm
    All this privatisation is killing this country. The salaries and perks the Politicians get is ridiculous, and Ive just been reading Slipper is still getting his salary of $1000 per day while hes stood down, where does this end!!!!!!
    seth
    24th Apr 2012
    4:29pm
    with their fingers in your pocket.
    GlenD
    25th Apr 2012
    5:14pm
    What about self funded retirees.We lived on very little, saving for our future while many of our friends were earning more than we did , spent and are now crying poor and living on a pension, Originally the pension was to subsidise savings not fully support you in your retirement. Self funded retirees don't get all the perks and discounts PENSIONERS get.
    Why are we penalised signed NON PENSIONER
    particolor
    26th Apr 2012
    7:50am
    I've Stil got my 10 Cents Pittance (Rise), and next fortnight I'll put another 10 Cents with it ,And in 100 years I will buy a Push Bike !!! A PENSIONER
    particolor
    27th Apr 2012
    6:00pm
    Dear Julia ..KISS KISS KISS KISS !!!!
    particolor
    27th Apr 2012
    6:06pm
    OHH!! PS... I'll be able to get a Loaf of Bread in 39 Fortnights Time!!! Thank You !!
    EXTATIC OLD AGE PENSIONER!!!
    Diny
    27th Apr 2012
    9:06pm
    A married couple live so much cheaper than a single person. one electric bill, one gas bill one rates or rent, one car, registration, running, insuring, maintenance etc, one house and contents insurance. I just paid $6000.00 to have my house painted, I live by myself and have to pay these bills myself!
    QHR04
    6th Mar 2013
    9:40am
    So IMF and the Global governments are now overtly controlling us. How interesting . Back in the 1970's Barry Smitth from NZ told us all this was coming and most of us were faintly disbelieving but it has happened just like he said it would! Our Christian "conspiracy theories" are daily turning into facts! It's so good that we all knocked back the smart card with all our info, on the chip, they really listened to us didn't they? but what is this on my new driver's licence??Well surprise surprise it's a "Smart chip" with all my info on it. Next step, to combat fraud is to put a mark on our hands or foreheads, now where have i heard that before??? Oh and i was also advised that the licence photo is no longer a photo, it maps your facial features, and probably they are already allotting us 3 sets of 6 digits to brand us with....but hey don't worry, we Christians are all crazy and it can't possibly happen..... ( warning please be careful you do not slip on the sarcasm) Meanwhile i'm polishing my "harp" because Jesus is due back for His people any tick of the clock!


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