Australia’s farmers are no strangers to hardship. From the relentless sun baking the outback to the sudden deluges that turn paddocks into lakes, the weather alone can make—or break—a season.
But as many of us know, it’s not just the skies that can bring tough times. Market pressures, illness, and the ever-changing landscape of rural life can all take their toll on farming families.
If you’re a farmer or know someone who is, you might be surprised to learn that there’s a support payment available through Centrelink that could help ease the burden.
It’s called the Farm Household Allowance (FHA), and it’s designed to help farmers get back on their feet when times are tough.
What is the Farm Household Allowance?
The FHA is a government payment specifically for farmers and their families who are experiencing financial hardship.
Whether you’re facing drought, floods, market downturns, or personal challenges, the FHA is there to provide a safety net.
If you’re eligible, you could receive between $715 and $1,011 per fortnight, for up to four years within a 10-year period.
The exact amount depends on your individual circumstances, but even at the lower end, it’s a meaningful boost to help cover living expenses and keep the farm running.
More than just a payment
But the FHA isn’t just about the cash. It’s a comprehensive support package that includes:
- Professional financial assessment: You can choose a financial expert to review your farm’s recent performance, helping you understand where you stand and what steps to take next.
- $10,000 activity supplement: This can be used for professional advice, training, study, or even mental health support.
Whether you want to upskill, diversify your business, or get expert guidance, this supplement is there to help you invest in your future.
- Farm Household Case Officer (FHCO): From the moment you start receiving FHA, you’ll have a case officer by your side.
They’ll help you set up a Financial Improvement Agreement (FIA)—a tailored plan to improve your financial position—and check in regularly to offer guidance and support.
What’s involved in applying?
Applying for the FHA is straightforward, and there’s plenty of help available.
You’ll need to provide information about your farm’s financial position each year you receive the payment, so your case officer can tailor their advice and support to your changing circumstances.
And if you’re worried that ‘someone else needs it more’, remember: this support exists for a reason.
There’s no shame in seeking help—if you’re eligible, you should apply.
When farmers are supported, the whole community benefits, from local businesses to schools and services.
Where to get help
If you’re not sure where to start, you can call the free farmer assistance hotline on 132 316.
The specialists there can walk you through everything you need to know about the FHA, from eligibility to making a claim.
You can also access free, independent financial counselling through the Rural Financial Counselling Service.
Their national hotline is 1300 771 741, and they can help you apply for the FHA and other government support.
For more details, including eligibility criteria and how to apply, visit the Services Australia website.
A final word
As support options like the Farm Household Allowance become available, it’s important for farming families to consider what assistance might suit their individual circumstances.
Understanding the eligibility criteria and available resources can help farmers make informed decisions about managing financial pressures during challenging times.
Have you or someone you know accessed Centrelink support for farming? What has your experience been with the Farm Household Allowance or similar programs? Are there other types of assistance you think would be helpful? Feel free to share your thoughts and experiences in the comments below.
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