What’s your credit score?

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To coincide with MoneySmart Week, a new initiative, GetCreditScore.com.au, has launched today. With the aim of empowering Australians with information, the website allows immediate and free access to your credit score for the first time.

Credit scores are used by credit providers, such as banks and credit card companies, to assess an individual’s credit risk and to determine who qualifies for a loan, at what interest rate and what credit limits apply.

Credit scores have been widely used in most developed economies, such as England and the United States, for decades allowing individuals to access credit and negotiate better terms from banks and other lenders. As of today, Australians can now benefit in the same way, by becoming informed, finding out their score and pushing for a better deal.

MoneySmart Week is Australia’s biggest initiative promoting the importance of financial literacy. To find out what your credit score is, simply visit GetCreditScore.com.au and fill in some basic information.

Written by SJ



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