Are you storm ready?

Summer storms are notorious for striking at any time without warning and can cause untold damage to property. So, how prepared are you for dealing with wild summer weather?

Being prepared to deal with whatever summer may send your way may seem a daunting task, but a quick survey or your property, and some home maintenance could save you a lot of trouble in the long run. These tips from Angela Wilkinson of Apia, could help you minimise any damage, or simplify the process should you need to make an insurance claim.

Sydney and Brisbane have been quite badly affected by storm damage of late and the other states and territories are expecting some storms over the coming months. However, it’s not always the severity of the weather which causes the most damage, but the unpredictability of when and where they hit. Rain, lightning strikes, large hailstones and strong winds can cause a lot of damage to homes particularly if you have not taken the necessary precautions.

Ensure you’re ready for whatever Mother Nature has in store for you over summer, by undertaking some general maintenance around the home to ensure your property is fully prepared. Some of the simple things you can do around to home is to check gutters and down pipes, because backed up gutters can send water flowing into the home during heavy rains. Make sure you check your roof for damage, loose tiles or raised corners of corrugated sheets. Trim any overgrown tree branches, but check with the local council first if you are unsure of which trees and branches you can cut and make sure you avoid doing this near any power lines. Other things you can do is keep your lawns short and the backyard tidy, removing or securing loose items around the garden which could be blown out in high winds. In strong winds, these things can become airborne and turn into missiles which can cause severe damage.   

It’s also a good opportunity to actually check your insurance policy and make sure you are covered for what you think you are. If you are in the unfortunate case where your property is damaged by weather events, get in touch with your insurer as soon as you can. If your claim isn’t urgent, you might want to consider lodging it online. Many Apia customers prefer to do that and then receive a call back from a member of its service staff.

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