Project aims to turn hobbies into cash businesses

Project aims to help older women turn hobbies turn into cash businesses.

Project aims to turn hobbies into cash businesses

A public policy expert has called for more direct action to stop growing ageism and intergenerational wars.

Myfan Jordan, the Social Innovation Projects Manager at think tank Per Capita, told YourLifeChoices “fear-mongering being caused by those who are pitting the generations against each other” has to end.

She has helped design Money for Jam, a recently launched business training project for older women at risk of poverty. Ms Jordan hopes the training will help to turn their hobbies into micro-enterprises and boost womens’ self-esteem in the face of growing discrimination.

“Few people want to be a burden when they are older. So it is really important for s to get behind a full range of opportunities to ease them into self-sufficiency,” Ms Jordan told YourLifeChoices.

Per Capita has recruited 15 Melbourne women for the pilot project.

Ms Jordan hopes that it will eventually be rolled out across Australia, but admits that funding will be a challenge.

Per Capita Executive Director Emma Dawson told ABC News on Friday that women aged 50 and over were the fastest-growing group of homeless people in Australia.

She said “many older women have specific skillsets that can generate income, but they often need assistance to create an effective business model”.

If the 18-month pilot succeeds, the organisation would like to make Money for Jam available to welfare groups around the nation.

Ms Jordan said the program is more than just about teaching business skills.

“We need to build emotional well-being, too,” she said. “This is especially vital for women who are put off from going into business because they perceive it as too competitive and hyper masculine.

“Following the building up of self-esteem, they are taught about identifying a market, selling online and micro-business management tools.”

Per Capita is also working on developing a free, smartphone app to make the Money for Jam program more widely available. Ms Jordan hopes to recruit 40 older women to trial the app early next year. Readers interested in the program can email her here.

Opinion: Let them work at growing old with grace

Last week, Age Discrimination Commissioner Dr Kay Patterson sounded a warning to employers: rid your workplace of ageist practices or be answerable to her when older workers complained about being sidelined.

Speaking at a Future of Work forum, she noted that ‘age’, compared with other areas of inclusion, may drop off bosses’ radars completely.

Yet, as the population ages, the issue remains the elephant in the room. Older Australians face discrimination in their jobs as much as a growing disrespect from the diminishing pool of younger workers.

Long before our society reaches a point where seniors are treated like pariahs, workplaces need to be re-educated and governments must force the issue to avoid increasing intergenerational tensions.

Dr Patterson said that in 2015, there were 4.7 people of working age supporting every older person over 65. As that demographic swells proportionately, in 40 years time there will be just 2.7 workers for every person over 65.

The brains behind Money For Jam, Myfan Jordan, told YourLifeChoices that it was imperative for the Federal Government to “show leadership in challenging ageism”.

“We live in a pervasive, ageist world,” she said. “This notion that there is a bunch of cashed-up retirees running around creating the housing affordability crisis is a diversionary tactic.

“Older Australians did not necessarily create the world as it is … the Government should do more to nip these perceptions in the bud.”

With respect for seniors seemingly diminishing, action is needed to switch off the unfounded views that older people have damaged prospects for younger Aussies and that their roles in the workplace are limited.

As Dr Patterson said: “Older workers are a significant part of the future of our workforce and age inclusion is critical for the growth of our businesses and economy. It is a conversation that the corporate world can’t afford not to have.

“It is, therefore, a demographic and economic imperative that older Australians are encouraged and supported to remain in the workforce for longer if they are willing and able to do so.

“This is consistent with the current Government’s policy and governments at all levels must take an active role in progressing this.”

An education campaign is needed now to change attitudes towards older Australians … to change discriminatory practices and views that will lead to growing mental health problems.

Dr Patterson encapsulated this phenomenon with the retelling of the story of Susan Jackson-Wood, a 65-year-old, Adelaide corporate relations manager whose self-esteem was so wrecked by co-workers that she suffered a nervous breakdown.

The Commissioner then rightfully reminded the audience that barring a premature death, they would all end up being old one day.

If younger generations wish to be treated with respect and dignity when they are seniors, they have to begin changing society’s mindset today. Otherwise, they too will live out their twilight years facing the discrimination they mete out today.

Have you been discriminated at work? Have you missed out on a job because you were ‘over qualified’? Should governments run campaigns to re-educate society against ageism? 

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    COMMENTS

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    Tib
    21st Sep 2017
    11:05am
    The fastest growing group of homeless in Australia are women. It's probably doubled .....there was one now there's two. By far the majority of homeless are men but nobody cares about them. Never mind the attempt at having fun with numbers.
    Trees
    21st Sep 2017
    11:41am
    The article is about giving women the confidence to use their skills to generate an income, grow confidence & ridding the workplace of ageism for both men & women. Its a great article - don't get hung up on the numbers, homeless is homeless.
    This is a great opportunity for women to learn business skills & support or supplement their earnings with their particular skill sets.
    How did you not get any of the positive stuff out of this?
    Tib
    21st Sep 2017
    12:08pm
    When I see BS I have to comment even if it's only a small section of the article. Many men these days are sick of the continuous " women are victims " BS. Most of the women I know are very capable, why do they always have to bring gender into it always pretending women are doing it tougher than anybody else. I'm also very sick of " games with numbers" being used to misrepresent the issue. Usually to get women even more money and more services that men don't get. After all for women there is never enough money or free services.
    Trees
    21st Sep 2017
    12:16pm
    Is there really more money & free services for women? can you tell what they comprise of?
    Tib
    21st Sep 2017
    12:44pm
    Money for jam is what is being discussed.
    Women are given priority on public housing that why most homeless are men.
    Money spent on breast cancer dwarfs money spent on prostate cancer even though prostrate cancer kills more.
    Mental health such as beyond blue tell men to go to a men's line rather than help men even though men are 70 % is suicides.
    Education there is support for women getting into stem subjects even though men are performing worse than women in universities. Education has a whole list but there is no space.
    Domestic violence money provided by government often ends up in the hands of women's groups whose aim is more political than addressing the problem. ( feminist groups)
    Family courts are very much slanted against men because of the work done by these groups.
    If you look carefully at many ads for charities they will focus on any impact on women , why because there is no money in helping men. That enough!
    KSS
    21st Sep 2017
    1:46pm
    Single women are not given priority on public housing Tib. They are treated the same as men. Single women with children, now that's a different matter.So really it is children that make a difference in that example.

    Your other examples I do mostly agree with you. However, men are their own worst enemies to a great extent. They need to band together and put their case (much like women have done in the past and still do) in order to garner more attention for men's health, education and family law issues.
    Tib
    21st Sep 2017
    2:12pm
    KSS I disagree on the priority on public housing for single women, I've seen examples. Blaming men for not being politically active is just victim blaming. I think we both know there is no support for men's rights groups in the community, and most definitely no funding. If any men's groups do make an attempt to state their case they are immediately screamed down by feminist groups determined to see men's groups get no support. The red pill is a good film to watch. Part of this problem is the " women are wonderful" phenomena. If you don't know what that is do a search , I think it's very accurate. I think men's situation will change probably without political activity.
    As the attitude of young men to marriage has changed. Marriage was once respected and a good thing , young men now commonly call it " buying a house for someone you hate."
    Trees
    21st Sep 2017
    2:54pm
    Tib you have Men's Shed which funded by the Federal Government, Black Dog Institute for depression aimed primarily at men because many men feel it is a sign of weakness to ask for help.... No point going tit for tat here though, that would just be a waste of time wouldn't it.
    Tib
    21st Sep 2017
    3:06pm
    No use going tit for tat because it supports what I say. Did I mention that more than 70% of all suicides are men. Around 6 a day. I support men's shed but it's not solving the issue. Beyond blue used to be more supportive until Julia Gillard got on the board.
    Tib
    21st Sep 2017
    3:21pm
    By the way trees I find your comment the reason for male suicde is because men feel it is a sign of weakness to ask for help. It's a prize bit of feminist victim blaming. Studies have proved that most men who suicide have asked for help but that help has been inadequate. But thanks for your lack of compassion or understanding.
    Trees
    21st Sep 2017
    3:38pm
    Really Tib - victim blaming??? I think not - don't read things that aren't there - read things properly, process what is said, then comment don't make up stories in your mind & twist things, shows lack of understanding
    Rosret
    21st Sep 2017
    4:25pm
    Goodness Tib - so bitter. I think you need to see the actual stats and start seeing for yourself.
    I am sure there are lots of men in a similar predicament - but their are more women with little or no superannuation.
    If you want to quote suicide stats then you need to understand both women and men attempt suicide it is just that men are more successful at it!
    - and as a note - there are men's sheds, clubs, pubs, Lyons, Rotary etc etc.
    What is there for women where they don't have to bake cakes and make knitting squares? (Don't answer - its a rhetorical question)
    Tib
    21st Sep 2017
    9:20pm
    Thankyou Rosret for your rather bizarre and unrelated comment.
    Tib
    21st Sep 2017
    9:35pm
    Really trees your comment is there to read for yourself. Your condescending comment is typical , really read things properly, process what is said ..... Let me guess you were a primary school teacher. So I guess we can add being condescending to a lack of compassion and understanding. You must of made it hell for your male students.
    Hobbit
    21st Sep 2017
    11:51am
    People over 65 still pay taxes. GST plus everything we buy contributes to company profits and therefore company taxes. Stop making out pensioners are a drain on the country. We paid our taxes, paid for our pension. It's pollies that spent it, and continue to do so. $300,000 a year for a backbench MP, they don't do enough for a tenth of that.
    older&wiser
    21st Sep 2017
    12:26pm
    I work for one, believe me, you are right
    Brian@Brompton
    21st Sep 2017
    12:50pm
    From Brian@Brompton: Tib, does it really do anybody, you included, any good to vent your angry feelings dressed up as worthwhile opinions? Give us a more careful reading of the article, add some relevant facts and subtract the anger. That might save your stuff from the 'glazed eye' reaction it now deserves.
    More men ARE homeless AND women ARE the fastest growing section of that struggling group; neither fact contradicts nor reduced the importance of the other. Why try to pit the homeless against one another (unless it is somethig altogether different that is driving you)? Compassion is a HUMAN need - and capacity. Why introduce gender into the housing issue in the dismissive way you do?
    BTW, labelling quantifiable facts you don't like doesn't make them 'BS; and feeling strongly about your views doesn't stop them being BS. The back-pedalling in your second go-around doesn't ring true.The claimed 'facts' keep pouring out bereft of any backing evidence.
    Tib
    21st Sep 2017
    1:54pm
    No back-pedalling just stating simple facts. Presenting statistics to give the wrong impression is just paying games. I didn't introduct gender into homelessness they did, read the article again. If you don't like my option don't read it. I am sure getting a glazed eye reading your rubbish.
    Trees
    21st Sep 2017
    2:59pm
    Totally agree Brian@Brompton
    BrianP
    21st Sep 2017
    1:00pm
    Myfan Jordan - There is no point promoting this while those older women who could benefit would be taxed or lose pension on any income they receive.

    You need to be lobbying Government for tax concessions. If the Government is serious about helping seniors they need to provide incentives.
    inextratime
    21st Sep 2017
    1:06pm
    I expressed a suggestion yesterday that related to all older people that were able to work but unable to find employment. Why not include men. There are lots of unused skills that could be put to good use, give back employment, earn some extra money and solve a few problems. Don't let the unions get involved tho.
    Not Senile Yet!
    21st Sep 2017
    1:31pm
    I hae read the Comments...woman get priority and agree! But then I disagree as well. There was no Why?
    Woman in general...have families...yes children!
    They are our Future...as a Nation...no?
    As fot the Homeless men?
    No one wants to confront the Real Elephant in the room do they?
    Most who are homeless are Unemployed.....and some are unemployable!
    No one wants to address the why?
    Perhaps our Govt. least of all?
    Mental Health issues are at the core....we all know it....but choose to ignore it by using labels and name calling.
    To me...it is irrelevant whether it is a Male or Female in crisis! Except where children are involved...it is then that the Relevent priorities change! Any Parent can surely see that!
    As for the Aged working longer if they can?
    Our current system Penalises a Pensioner of any description from doing so by removing part of their Pension! The level allowed before being penalised are Absurd!
    Inflation has made those rates rediculous!
    It is time for the Govt to Encourage NOT Penalise!
    Every Pensioner should be allowed to work up 16hrs without penalty of loosing part of their Pension. They will not hoard the extra money....they will spend it....boosting businesses and our economy. The Govt collects 10% gst regardless! That 10% will more than off set any reduction the Govt currently saves!
    Time for Govt to move forward & reward Pensioners willing to work a couple of days on casual hire rather than Penalise them!
    As for Downsizing....All pensioners should be exempt from any Tax when selling their home to downsize! Why?
    Because they will spend the extra received anyway...whether on Family or new Furniture...which will have 10% gst tax on every purchase....and increase sales for Busoness as wel as lift the Economy!
    They will not put it in a tin in the back yard!
    Time for Govt to encourage & Reward rather than Simply Penalise the Aged!
    Tib
    21st Sep 2017
    2:29pm
    Um men have families too. Hate to state the obvious. But I do agree with the comment that many of these men are unemployable. Mental health issues are very common in the homeless.
    Zicky
    21st Sep 2017
    1:55pm
    Boy oh Boy. The pessimism and greed (yes, greed) of some of the "contributors" to this subject astounds me.
    Let's be clear about one thing. This scheme is wonderful as it boosts self esteem and maybe makes a few dollars. More power to Myfan Jordan....great job. Contrary to what "Not Senile Yet" says about pensioners being penalised for very dollar they earn....not true. You get a "work bonus" so you can earn money and still retain full pension and after a certain level you lose PART of your pension but still making it financially better to work and earn an income. BUT!!!! Having some employment, even if no better off financially, still is a positive. You have a purpose each day, you meet new people, you contribute to society, ...etc. etc. ...so many positives other than monetary rewards. Though I personally, LOVE the extra money at 71 years.
    Look for the positive side....there is too much negative here. Have a wonderful day.
    Trees
    21st Sep 2017
    2:21pm
    Zicky well said, you read the whole article incontext - congrats on a positive comment they few & far between on this site in general
    Anonymous
    21st Sep 2017
    7:02pm
    zicky, wish everybody contributing to these post had the your same attitude, would it not be refreshing to hear some possitive comments the likes of your's instead of the always moaning and derogatory contributions of most contributors to these columns.
    MICK
    21st Sep 2017
    3:26pm
    Some good commentary from Myfan Jordan. A pity the mainstream media runs the 'it's their fault' tone in their stories about intergenerational inequity.
    Older Australians need purpose, not something to do which may be another job they do not want.
    Zicky
    21st Sep 2017
    6:35pm
    Mick, If your wife is serious about volunteering then let me know as I know where she would be very appreciated. Look forward to hearng from her - thanks.
    MICK
    21st Sep 2017
    8:07pm
    Thanks ZIcky. Perhaps point the way as I prefer not to divulge our location. My wife is more than capable of contacting whoever.
    Cheers
    Zicky
    21st Sep 2017
    8:41pm
    QCCN - Garth Brigden - 30400287.
    I'll advise she will be calling if you wish.
    Zicky
    21st Sep 2017
    8:54pm
    Read your profile. I've never tried Breckenridge. Keystone, Vail, Snowmass, Aspen and my favourite....Steamboat Springs. He is Breckenridge?
    Rosret
    21st Sep 2017
    4:18pm
    Wow two horrible articles on one day!
    Fact 1 - employers do not even invite older workers in for interview no matter how qualified they are. They want cheaper first year trained staff.
    Fact 2 - according to Aust census most woman are in retail. That means they are in competition with a younger cheaper work force. It also means they have little opportunity for a career path.
    Fact 3 - women raise and want to raise children which impacts on their working life which in turns means only a few will go into business for themselves. Those who do are often very successful.
    Fact 4 - the baby boomer and earlier generation married with the understanding that their husband's were going to provide the retirement super funds. If they were unfortunate enough to be divorced in their later years they have been left with little time to "catch up" and provide for themselves.
    Fact 5 - society is cruel - age, ill health, lack of mobility etc etc and loneliness is often their only friend. It is lovely when family take on the responsibility and provide for their elderly parents.
    Fact 6 - The government is behaving like the cruel heartless younger family members that are turning their backs on the elderly.
    MICK
    21st Sep 2017
    4:43pm
    I like your post. A pity we never read the facts in the mainstream media selling the dream and the lying coalition BS they push. Your post is the reality. Could not have said it better myself. Cheers.
    Gammer
    21st Sep 2017
    4:23pm
    And what about all the voluntary work that is done by retirees. At least we are very much appreciated by those organisations for which we offer our free services...
    Rosret
    21st Sep 2017
    4:29pm
    Very true.
    MICK
    21st Sep 2017
    4:45pm
    My wife tried volunteering a couple of years ago and was told 'we have plenty of people who offer their time but we have no need of it. What we want is donations'. From one of the well known charities.
    Good that you are appreciated. The response my got turned us off.
    Rosret
    21st Sep 2017
    7:00pm
    Yes, Mick, there is a clique with volunteer projects. I found that out too.
    However today a girl came to the door from the Victor Chang foundation. I offered her $10 and she said they didn't take cash! I wasn't going to give them my contact or visa details as well as a donation so she missed out. hehe - nothing to do with this article - but they seem to be getting very choosy.
    Rosret
    21st Sep 2017
    4:32pm
    Dr Patterson said that in 2015, there were 4.7 people of working age supporting every older person over 65. - Not every person - there is a significant proportion of the retired population who do not rely on the pension.
    MICK
    21st Sep 2017
    4:49pm
    Correct. The other issue is that looking after boomers IS A JOB in a country which enjoys sacking Australians and importing goods and services. The overseas Call Centres now dominate our country.
    I would not get too carried away with the statistics. These are often heavily massaged by politicians trying to push one thing or another through the parliament. It is funny how later down the track we all find out that we were lied to and the media is silent about this. The supposed high prices of electricity being blamed on the Carbon Tax is at the top of this list. Now the media never mentions it. Same deal as the huge debt the coalition has raked up in 6 years. Also never mentioned. Same deal now going on to build new coal fired white elephants.
    Sorry. On a roll.
    Triss
    21st Sep 2017
    7:12pm
    And, according to Dr Patterson, Rosret, that demographic will swell proportionately in 40 years time. But, hold on, haven't we been told ad nauseum that our kids will have shorter lives than we have because of all the fast, fatty junk food they consume which turns them into obese early death victims? Older folk won't be around then in forty years' time. Problem solved.
    mudGecko
    21st Sep 2017
    5:44pm
    Looking through the comments here causes me to offer two observations, not taking sides in this particular stoush:

    1. There's lots of brain power shown here, on all sides, wasted in making arguments at each other uselessly.

    There must be some way similar able citizens can organise a more militant group of older/retired folk to "rattle the cages" of the responsible politicians, pretty much all cowards who will not take notice of, or make any concessions to, anyone unless forced.

    Perhaps we should stop volunteering for many groups. This is impacting on paid jobs, for example rural fire brigades, as governments 'retire' professional paid workers and dragoon volunteers to do their work.

    2. Please, I'm not being nasty to anyone, but capital letters are used only to begin sentences, and proper names: (that is, the names of people, places' geographical names and the official names of organisations). It doesn't help anyone's case to scatter them around just for the fun of it and some imagined enhancement.
    Rosret
    21st Sep 2017
    7:10pm
    mudGecko I have found this site to be the most powerful form of social communication of any. People who matter are reading what we say.
    Obviously anyone who just flies a political flag just for the sake of it would be ignored however a lot of comment is very informative ....and fun!
    As for the grammar - once one presses "post reply " it often can't be edited and its very easy to make a mistake. Besides, at least my username starts with a capital and I haven't used camel text for a AKA.
    floss
    21st Sep 2017
    6:28pm
    Enjoyed reading two good comments Rosret and Mick.
    vinradio
    22nd Sep 2017
    3:01pm
    Tib, I wonder if you are bitter because things didn't go your way, in a divorce? Anyway, it's not a competition, both sexes need our help, whether you are a single Mum or Dad with kids, or an older male or female, trying to survive and put a roof over your head, with inadequate welfare help. Some men's groups are just bitter people, who hate women.
    Anonymous
    22nd Sep 2017
    3:51pm
    Why do you make the assumption that Tib had a bitter divorce or is a woman hater
    Can't a man express his views without being labeled and shouted down ?

    BTW I agree with Tib
    - government jobs are going to women and more and more companies are being pressured to hire more women over more qualified males . Government departments have become women's clubs