Super the most tax-effective investment for a worry-free retirement

Next to your first home purchase, superannuation is one of the most important investment decisions that you will make in their lifetime.

Next to your first home purchase, superannuation is one of the most important investment decisions that you will make in their lifetime.

Statistics show that with people now living 20 or 30 years in retirement, there is a greater need to ensure sufficient funds are available to last the long haul. Statistics also show that if you take a couple aged 65, one of them has a one-in-three chance of reaching 100. That's a lot of retirement income.

Superannuation remains one of the most tax-effective ways that you can save for a comfortable lifestyle in retirement. Generous tax benefits are available both when you contribute to super, and during retirement, which means that money invested can last years longer into retirement, longer than if it was invested in the same way outside the structure of superannuation.

InvestSMART, a discount broker of superannuation investments, have provided the YOURLifeChoices website with the following table which shows a number of the top performing diversified superannuation funds based on 12 months performance.

If you wish to look at any of the funds in the table below you will be taken to InvestSMART’s website where you can research this fund more, compare it with other investment options and most importantly request or download a Product Disclosure Statement.

Top Performing Super Funds

Managed Fund data is supplied by Morningstar Research and Standard & Poor's Information Services and is subject to the following disclaimer.
Managed fund unit prices are indicative only.

Investing in Superannuation allows you to plan for a comfortable retirement by putting away a small amount every week during your working life, providing you with a benefit on retirement, in the form of a lump sum or an income stream. Click here to find out more about retirement income streams.
Considering you cannot access your super until you retire, earnings in your super fund are compounded each year, adding to the benefit you receive on retirement.

If you are looking to get your super into order the first place to start is to make sure you do not have lost super (from a previous job) or multiple funds. Latest research from ASFA – The Voice of Super has found that there is a significant deadweight cost for funds and fund members in having multiple funds.

InvestSMART is able to perform a free search to locate lost super, simply click here to access their “Find My Super” online facility.

IMPORTANT : This information has been prepared for distribution over the internet and without taking into account the investment objectives, financial situation and particular needs of any particular person. Neither InvestSMART Financial Services Pty Ltd nor makes any recommendations as to the merits of any investment opportunity referred to on or any related websites. All indications of performance returns are historical and can not be relied upon as an indicator for future performance.

© 2007 Morningstar Research Pty Ltd. All rights reserved. To the extent that the above constitutes general advice by Morningstar, this advice has been prepared by Morningstar Research Pty Ltd ABN: 83 062 096 342, AFSL: 243 161 and does not take account of your objectives, financial situation or needs. Before acting on any advice, you should consider the appropriateness of the advice, having regard to your objectives, financial situation and needs. Please refer to Morningstar’s Financial Service Guide (FSG) for more information at and consider the product disclosure statement before making a decision to acquire the financial product.


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