Win $10,000 cash

YOURLifeChoices website is proud to join with Apia to offer you the chance of a lifetime – the chance to win $10,000 cash. To enter, you will need to do just two things after agreeing to the terms and conditions.

First you can share our website with a friend (You must make sure you have consent of your friends to send the referral email). Then we are asking you to tell us, in 25 words or fewer, the reason why having sufficient insurance cover means you can feel more financially secure.

Need some help answering the question? Read these interesting facts about why insurance means security from APIA.

Sponsored message from Apia
Why insurance means security

Your home is probably your largest asset.  So why wouldn’t you take the appropriate measures to protect it? According to recent research, older Australians are under-insuring their homes.

  • Older owner-occupiers are under-insuring their homes by an average of $131,000
  • The average cost to completely replace a home is $424,000, calculated by Cordell, the foremost authority on the research of building cost and project information. Yet on average over 50s are only insuring their properties for $293,000 according to Apia’s figures.
  • In the lead-up to summer, the traditional storm and fire season, Apia is recommending that all Australians review their home insurance policy to ensure they have adequate cover. On average, with Apia, the cost to increase the amount a home is insured by $50,000 will only cost an additional $5.57 a month.

You have gained a lot of experience in life, and you know what is best for your situation. It’s important to look at this on an annual basis, and Apia provides the tools to allow you to price the rebuild cost of your property. If you would like to discuss whether you have an appropriate level of insurance coverage for your home, please feel free to contact us 24/7 on 13 50 50, visit us at or come and see us in one of our branches throughout Australia.

*Australian Pensioners Insurance Agency Pty Limited ABN 14 099 650 996 (Apia) is an authorised representative of Australian Alliance Insurance Company Limited (AAI) ABN 11 006 471 709 the issuer of the products.  Please consider the Product Disclosure Statement before deciding to purchase the product.
End sponsored message from Apia

To read the competition Terms and Conditions, click here.

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