Making the right ‘CHOICE’

Finances often dictate how you choose to fund your funeral costs, but the seemingly cheapest option can cost you more in the long term. Consumer advocacy group, CHOICE, carried out research into the actual cost of funeral insurance, prepaid funerals and funeral bonds.

Providing independent, qualified consumer advice, CHOICE found that when paying funeral insurance premiums over a considerable period of time, the costs far outweigh the benefits and that prepaid funerals and bonds are better options. As well as the staggering fact that premiums can amount to four times the cost of a funeral, it also found that if you opt to stop paying premiums, you’re no longer covered and seldom receive a refund.

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