Health insurance myths busted: You need to be ill to get value from your health cover

We’ve all been there: health premiums deducted from your account month after month of not making any claims. Even though you know your insurance is a safety net, the cost is still a blow – and it’s often the unused everyday extras that are really costing you.

Luckily, there’s a way to reduce your premiums so you can save more of your hard-earned cash every month. Last year Aussies who used this serviced saved an average of $312*.

Save $312 on my health cover? What’s the catch?

There’s no catch. Cutting costs and maxing out your extras is a tactic used by Aussies to keep premiums down and cash flowing back into their wallet after a visit to the dentist or physio.

But you can save more. If you compare and switch to a fund that covers 80% of that cost, then you’ll get back $355 on your yearly visit to the dentist. That’s a massive saving of $133 at the dentist alone and means you’re not hit with high out-of-pocket expenses.

The experts at Health Insurance Comparison can easily compare extras rebates to ensure you’re getting as much back as possible.

Comparing is the quickest way to cut your costs

You don’t have to be sick or always using your hospital cover to get value for money from your health fund. It’s often the everyday expenses in your extras like dentist check-ups and new glasses that quickly add up.

But it’s not always easy to work out if your extras are giving you good value, which is why Health Insurance Comparison does all the hard work for you. We’ll compare extras cover across a panel of trusted insurers so you can make your health insurance work harder for you.

There’s no need to worry about waiting to claim either. Switching to cheaper equivalent cover means you usually won’t need to serve any new waiting periods.

What’s more, on average, our customers saved $312 when they switched with us in 2020, Ready to move to a better-value policy? Start comparing today.

This article is opinion only and should not be taken as medical or financial advice. Check with a financial professional before making any decisions.

*Based on 25,311 policies in 2020.

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