Cardiac health cover

The Heart Foundation statistics for cardiovascular disease in Australia can be unsettling for many people: it’s the leading cause of death accounting for 33 per cent of people who die, and it kills one Australian every 11 minutes. Yet many people overlook cardiac cover when choosing health insurance.

Picking the right health insurance cover is a tricky business, with so many choices and prices to compare, and one of the options that’s often overlooked is cardiac cover. Young people especially dismiss the idea of cardiac cover as irrelevant despite the fact that heart-related issues can happen to people of all ages.

Heart disease affects more than 3.4 million Australians and directly affects 1.4 million people from living a full life because of disability caused by the disease.

So while a lot of people die from cardiovascular disease, many are also surviving, often with reduced physical capabilities. This can also lead to medical bills piling up, which means getting cardiac cover as part of your health insurance is an essential move.

These sobering statistics on cardiac health are improving, as Australians get the message that high cholesterol, a bad diet, unhealthy lifestyle, smoking and stress need to be reduced, but it’s a problem which will remain the most common cause of death and disability for some time.

To find out whether you’re covered for cardiac health issues, check your insurance policy carefully and use comparison websites such as to find the most appropriate cover at the best price.

Written by Debbie McTaggart