14th Dec 2010

Consolidating insurance policies


David and Marcia don’t want to be dealing with different providers should something happen to their belongings and would like to consolidate their policies to streamline the process.

Their insurance challenge
They are hoping to consolidate their insurance with one provider. They require cover for their home, contents, their two cars, a holiday home on the coast and an expensive fishing boat

Apia’s solution
An attractive feature of Apia’s home and contents insurance product is that all the additional benefits, like cover for flood damage, electrical motors burning out, and damage to plants in your garden and office equipment (up to $10,000) are included at no extra cost. This is particularly useful for David who is operating a home office.

Also, in the case of a major event or loss, such as a fire, they will be covered for any fees associated with rebuilding and removal of debris; this is in addition to the amount they are insured for.

This product would also be suitable for the couple’s holiday home.

Apia’s Car Advantage has some great, new, class leading features which would be valuable for the couple. For example, the New for Old feature means that if David or Marcia has their car stolen and it is up to 10 years old, then it will be replaced with a brand new one. No other insurer offers this type of benefit. We would highly recommend Comprehensive Boat insurance for the couple’s boat. Apia’s product provides cover for loss or damage if the boat is in the water or being towed and for loss or damage to personal effects (up to $250).

To speak to an Australian-based insurance professional today, call 13 50 50, visit www.apia.com.au or drop in to an Apia branch to find out more.


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4th Feb 2012
Oh does that say that APIA is to be considered s the best there is, well goodness sake. I deat with APIA for years until my car insurance was getting far too much so I went looking for another more reasonable company. As I have never had a crash considered by police to be my fault I \certainly didn't see why I should be penalised just because I couldn't afford to buy a new vehicle, this made me mad as I had looked after my car There wasn't a mark to be seen anywhere on the car.


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