1st Sep 2016
FONT SIZE: A+ A-
Unemployed older Australians fear further pension age increases
Author: YourLifeChoices
Unemployed older Australians fear further pension age increases

Federal Government plans to reintroduce legislation to raise the pension age to 70 by 2035 has many unemployed older Australians terrified of future pension age increases.

In July, departing Age Discrimination Commissioner Susan Ryan warned of the ageing revolution crisis and highlighted the additional hurdles that older Australians have to climb to gain employment. Widespread discrimination against older workers, including ageist mindsets, were exposed in the National Willing to Work report, recently released by the Australian Human Rights Commission.

Council on the Ageing (COTA) ACT Executive Director Jenny Mobbs believes that older candidates are too often missing out on jobs. COTA claims that the Federal Government's recruitment practices, which require candidates to disclose their age, reinforces the problem.

"The selection panels in the public service can be quite a young group of people, and they don't want their mum or their dad walking in and taking over in the workforce," Ms Mobbs said. "Younger people don't like to work with older people who've got much more experience because they feel threatened."

COTA and various other organisations offer seminars for older workers on how to get interviews and re-enter the workforce, as well as how to compete with younger candidates for jobs. Many participants are ready and willing to work, but there is an overwhelming frustration with the number of knockbacks received.

Are you currently looking for a job or have gone through the process in the past year? If so, please share your experiences in the comments below.

Find out more from www.abc.net.au

RELATED ARTICLES





    COMMENTS

    To make a comment, please register or login
    MICK
    1st Sep 2016
    10:20am
    Continued information affirming that this government has retirees on the hit list whilst turning a blind eye to the big end of town which can avoid its tax and do as it likes. Interesting development in Ireland yesterday where the Irish are going to force Apple to pay their taxes and I wonder if our lot will adopt their business as usual attitude or follow.
    Either way this government continues down its road of budget repair by the masses and tax cuts and/or no taxes for the rich.
    KSS
    1st Sep 2016
    11:17am
    Actually Mick you are quite wrong on the Irish forcing Apple to pay back tax. The Irish Government have joined forces with Apple to appeal the decision made by the European Commission.

    It is this type of interference by the EU/EC in internal State affairs that has created the climate in which Brexit succeeded.
    Old Man
    1st Sep 2016
    12:12pm
    Here we go again, "the big end of town" gets it daily mention from Mick of the left. Please be more specific Mick, name names, tell us how much tax they should pay, tell us how much they are avoiding. It's all well and good to have an opinion but its always better to back an opinion up with facts.

    KSS is correct, the EU has decided that the Irish shouldn't run their own country and have interfered once again. There is much argument whether the EU can actually make such a decision. The Irish have chosen to give tax relief to a number of tech companies to attract their business and are collecting PAYE taxes from the thousands of employees in those companies.
    HarrysOpinion
    1st Sep 2016
    2:33pm
    "The Irish Government have joined forces with Apple to appeal the decision made by the European Commission."
    - Is this the new Irish joke of the year?-
    Old Man
    1st Sep 2016
    5:03pm
    No HS, the Irish are considering an appeal and a link is here;

    http://www.reuters.com/article/us-eu-apple-ireland-idUSKCN116136
    Anonymous
    1st Sep 2016
    6:40pm
    what else can you expect of labor stooge and union troll mick, would not know if it was day or night unless shorty told him!
    MICK
    1st Sep 2016
    9:47pm
    Not what I heard last night KSS. Of course there are two sides to the coin because the Irish have attracted big business with its tax haven and fear that what blew in with the wind may just as fast disappear. This is of course at the heart of the real issue, that multinationals play one country against another to get the deal they want. What the world has not come to grips with is that this is a cartel in operation where we all forgo services in our own countries to feed the monster companies and their wealthy CEOs, Directors and shareholders.
    MD
    2nd Sep 2016
    8:15am
    What in gawds name have the bleedin Irish and their rotten apples got to do with our Govt considering an increase to retirement, facts or no facts. C'mon boys, this entire repetition of same old ,same old clap trap strikes me as cut & paste, day in day out. Surely you consider that we are just as capable of comprehending fresh info as you are equally capable of disseminating it ? Go outside and shoot the breeze, it may clear your heads enough to consider a new perspective. With respect.
    ex PS
    2nd Sep 2016
    10:48am
    The only thing rotten apples are good for is making cider.
    4b2
    1st Sep 2016
    11:00am
    Pension age increases to 70 by 2035 may be achievable as the Manufacturing Industries will all be lost by then. I cant see in the future or now many 50 year olds working the hard manual jobs such as road works and other hard labouring jobs (except for owners, foremen or supervisors). There are many mature workers who have worked in these areas for many years and may not be qualified, or have the interest for retraining.
    The youth unemployment rate is also an issue, if the younger people cant find work quickly after finishing their academic years the become a part of the problem rather than a part of the solution. Refreshing the workforce with younger workers is a benefit for all of us. Older workers should be able to make their own decision when to retire, governments should not change the age fro accessing the pension unless they can guarantee positions for older workers. They can make a stronger contribution by reintroducing the Employer Superannuation Contribution increases which successive Coalition Governments have put on hold.
    KSS
    1st Sep 2016
    11:32am
    The whole point of retraining is that it is regardless of previous qualifications so not being 'qualified' is a false argument. More likely people have no interest in doing so as you suggest and that is no argument if they want or have to get a job.

    Youth unemployment is an issue in some areas it is true. Yet even then there are jobs available but the youth just won't do them. That is why backpackers get jobs in areas like the HUnter Valley in NSW. This area has over 20% youth unemployment yet the growers cannot find workers!

    Older (and indeed younger) workers have always been able to decide when to retire and they will be able to do so in the future. The only difference is that if they are expecting to apply for welfare - the age pension - then they have to play by the rules and they will have to be self supporting until they meet the new qualifications which may include a new minimum age of 70.

    And for goodness sake we are talking 40 years away. People should be will versed in saving for retirement given the compulsory super will have been in operation for over 50 years by then in fact all workers will have been contributing to it by 2035. There should be very very few who still need the safety net of the age pension by then.

    We also don't know what jobs will be available in 5 years time never mind in 40 years. Children starting school now will have jobs we haven't even dreamed of yet. Just as kids today are in jobs that didn't exist when we were at school. We simply cannot judge the future based on what happens today. Society and the workplace are changing and we have to change with it or be left behind. Hanging on to the past through misguided nostalgia won't help anyone (Holden car anyone?).
    East of Toowoomba
    1st Sep 2016
    2:00pm
    KSS it is 2016 now and 2035 is only 19 years away, not 40.

    Retraining people aged 50 and above was suggested as an option to consider, but think about this: the 50 or older job applicant who has completed re-training is still less likely to obtain a job if they are competing for jobs against younger, but more experienced candidates. E.g. the 55 year old former factory worker who completes retail training still has to compete against 20 somethings who have been working in retail since high school. The older applicant will still be disadvantaged, despite their current skills training. Nothing beats recent "hands on" experience when it comes to job hunting.
    Brissiegirl
    1st Sep 2016
    2:04pm
    4bt: splendid suggestion that the government should not be able to deny a pension to workers unless they can guarantee a job for them.
    Some people may be able to self-support from an earlier age by accessing the bulk of their superannuation until they reach the retirement age of 70.
    But to just make a blanket qualification of 70 for the pension is cruel and unworkable. Most tradesmen are doing hard time from about 45 on, crippled with bad backs and knees. If only out of respect, the government should acknowledge that there are large numbers of manual workers who are simply incapable of continuing beyond mid-life and to what can they be re-trained when our youth will be occupying the jobs.
    Most manual labourers are men, (I don't see many women laying concrete, climbing into roofs doing electrical work, laying bricks, lifting heavy cargo) so they don't expect much thoughtful consideration on this issue. If it were women in these hard yakka jobs, just imagine the outcry over expectations they do hard yakka until 70. They would be yelling and screaming to every influential pro-women's in the country, every politician, the Minister for Women. Protected species imo.
    HarrysOpinion
    1st Sep 2016
    2:56pm
    "the younger people cant find work quickly after finishing their academic years"
    - Generally, those with completed academic years, who can't find work in their field of studies, do find it difficult to find work because employers feel that they are not experienced . The same academic qualified graduates seeking work in other fields are considered either under-qualified and in many cases over qualified with no practical experience.
    In situations like this the government should introduce a support plan where these candidates can get 6 months experience at no cost to the employer and supporting the candidate' cost of living with 6-months Newstart Allowance during the initial internship. If the intern qualifies with the employer to be engaged full-time then the government should provide a bonus of $5,000 to the employer.
    I'm not sure how the current incentive of $10,0000 to employers is working out to encourage them to hire more people.
    Old Geezer
    1st Sep 2016
    3:28pm
    There is big supermarket in the town near me that employs lots of older women. I actually find them frustrating as they are way too slow. I could put groceries through a checkout twice as fast even at my age. It is enough for one to want to try out those self service checkouts. Then again that is putting people out of work.
    Rae
    1st Sep 2016
    4:28pm
    OG I too thought that but on inquiry found it was the old technology that only scanned at a certain rate. The Coles was revamped and new checkouts put in and the speed of the service increased. They want you to get frustrated and work for them for nothing.

    I get annoyed by having to serve myself, do my own research, print my own bills etc these days.In fact in many cases I fail to see why I wouldn't just shop online. The local department store for example now has no available staff, one poor lady trying to guard the front of the store against thieves and a self serve in the middle. No way will I shop there now. Just greedy.

    Once there were actually people answered phones too when you rang a business not a machine that puts you into a queue mostly with appalling music on tap.

    I'm surprised businesses aren't going backwards faster as they move to using machines instead of workers.
    Old Man
    1st Sep 2016
    5:08pm
    Old Geezer, there is a mix of young and mature checkout operators where we shop and although some, not all, of the mature workers tend to be a bit slow, they more than make up for that with some conversation. I'd rather wait a bit longer and be acknowledged as a person rather than watch a young person be quicker at scanning and the only conversation is about whether we have Flybuys. I am loath to use self service checkouts because it destroys jobs. The savings don't come back to the consumer because the market sets prices but goes to shareholders.
    HarrysOpinion
    1st Sep 2016
    9:14pm
    Old Geezer- It's opinions like yours that confirm why employers in general don't want to employ older people. There will be a lot more older people on the Newstart Allowance competing for jobs that younger people should / will win. Older unemployable people will be left out to hang dry on Newstart unable to survive in paying rent, transport and buying food. Then what? Will those in poverty begin a life of crime of stealing? Will they invade your home to rob you because you made your wealth? The people who have joined the Apex gang are a classic proof of what will happen. Wish you luck Old Man hope you don't get robbed.
    Old Geezer
    1st Sep 2016
    10:22pm
    I loathe grocery shopping so I want to be in and out as quick as I can. I don't want to talk to anyone and make an outing out of it I just want to buy groceries. It has nothing to do with speed of the scanners as the young kids have competitions to see who is the fastest. Last I heard a 14 year old girl was the front runner.

    I seem to cause havoc everything I go near those self service checkouts. I couldn't get assistance one day so left everything and walked out of the store after cursing that stupid machine.

    I used a self service checkout once to buy a $2 bottle of milk. So put in $2 in change and it told me I was 5c short. They got my money back to prove it. Only problem was it was a very different combinations of the coins I had put in. So I gave the assistant 5c and she asked me to put it all back in. I said no it can't count. She put it all back in and it was again 5c short. I told her to put in the 5c and left the store.
    ex PS
    2nd Sep 2016
    10:52am
    Fair go OG, you can't complain about paying people for not working and then decide to not employ people because of age. It makes life a bit hard. It seems to me that if it was raining $50.00 notes you'd complain they weren't $100.00 notes.
    Old Geezer
    2nd Sep 2016
    10:58am
    Rubbish all I am saying is that people need to be able to do the job not just give them a job and let the public suffer because they can't do it. Even at my age I could do a better job than most of the older people they employ.

    Money means very little to me now as I have more than enough to see me through to my department form this mortal world. I really couldn't care about money falling from the sky as it would be nothing but a hassle picking it up knowing that is was not mine and I would have to do something about it.
    Blue
    1st Sep 2016
    12:01pm
    I am 60+ and was looking for work for over six years applied for hundreds of jobs in management continually knocked back. Awhile ago I applied for a job as a manager with Avon it is full time income with car plus achievable bonuses on top, looking after their representatives in the field.
    Avon is a company that looks at the experience that comes with age and at a recent conference was surprised to see that at least three quarters of the people employed by them are 55 plus in age.
    So next time that rep comes to your door with the Avon brochure support her, and buy your everyday products like shampoos, skincare, fragrance etc from a company that supports the older workers by employing them.
    Avon is a major sponsor of the Breast Cancer foundation and Domestic Violence so money spent goes towards these causes.
    Avon was started 130 years ago and still going strong it gives young mums and older women the opportunity to make a little money on the side or a lot of money by building a business without the overheads.
    We need more non judgemental businesses to employ the experience and not just the DOB.
    HarrysOpinion
    1st Sep 2016
    3:12pm
    Problem with Avon door knockers is that they are self-employed and get paid commission on the sales they make, monthly (?). It is a tedious job and it involves the agent to pre-buy the merchandise and do so monthly (regularly). Also, the Avon is like a pyramid structure, the more you sell a commission is paid to your sponsor up the ladder. You also have to attend regular meetings with the sponsor to get "pumped-up" and make commitments that may not be able to be achieved. The whole game with Avon is creation of sponsorship through which the merchandise is channeled. If you don't succeed sponsoring other people into the chain - to create your own sub-pyramid structure - you will end up wasting a lot of effort and time for no return plus you will get a dose of depression. This is not employment. This is not security of income. There is no superannuation, no holiday or sick pay.
    Old Man
    1st Sep 2016
    5:11pm
    Nice unpaid advertisement Blue. HS, you have described something that sounds like the harder you work, the more money you make and say it like that is a bad thing. My mate left a good job to assist his wife with her Avon business and they are both doing well and are very happy.
    jackie
    1st Sep 2016
    1:34pm
    More and more jobs will continue to be replaced by technology and robotics. Governments are aware this is the reality of the future in an ever populating world. They won't be able to sustain an ever increasing welfare dependant society due to lack of jobs and birth control. Governments will need to change our entire monetary social structure for us all to live. The Venus Project would be a great solution but too many rich don't want to let go of their power. https://www.thevenusproject.com/the-venus-project/
    Brissiegirl
    1st Sep 2016
    2:10pm
    The Venus project aims to re-design our culture....well if what we are seeing in the West with our culture being re-designed by force-fed multi-culturalism, and incompatible religions, then I doubt it will get very far.
    East of Toowoomba
    1st Sep 2016
    2:26pm
    ..."Many participants are ready and willing to work, but there is an overwhelming frustration with the number of knockbacks received. Are you currently looking for a job or have gone through the process in the past year? If so, please share your experiences in the comments below.".....

    My experience was that I found myself out of work aged 55 after my partner got too sick to continue working in our sole trader business and I don''t have the skills to work the business alone. Nevertheless I felt confident I could obtain work as an office administrator and wasn't worried about finding paid employment - after all I had worked as a secretary and personal assistant before we started our own business and I had current skills and recent experience. Shouldn't be too long before I was working again, thought I.

    I applied for mainly office work but also cleaning and hospitality jobs too and although I was invited to at least 2 interviews per month I just couldn't get a job offer until eventually I was offered casual industrial cleaning work which I did for about 4 months but it was so physically demanding that my husband asked me to quit because he was worried I would have a work accident as I was always so tired. It's now been 9 months since we stopped working our own business and we have decided to draw our Super and live on that rather than claim Newstart.

    Worst case scenario would see us drawing down around $30K a year, from Super until we qualify for the pension. Best case scenario would see one or both of us finding work so we can save our Super for later.
    Rae
    1st Sep 2016
    2:40pm
    This is happening to far to many now. They are forced to draw down super and end up on a pension. Superannuation was never designed to be used as an unemployment payment. It is blatantly a failure by government and the reserve bank to fulfil a very important function. The maintenance of full employment.
    jeffr
    1st Sep 2016
    2:42pm
    I believe you are eligible to receive New Start if you work as a volunteer for eg In a Red Cross shop, volunteer ambulance officer, Salvo's etc: you have to work 3 days a week. This work can be very rewarding knowing you are assisting the community in which you live.
    Old Geezer
    1st Sep 2016
    3:11pm
    I have been drawing a pension from my super since I turned 55 rather than have my fund pay tax on the earnings. That tax saved was income I didn't have to earn elsewhere.
    Old Man
    1st Sep 2016
    5:20pm
    I'm sorry to read your story East of Toowoomba. I had difficulty finding full-time employment when I was made redundant because of my age. I only started to get interviews when I left my age off applicaions and I could sense the mood when I walked into an interview room. The reasons for my refusal were many and varied but none of them ever mentioned age. I was under qualified, over qualified, just the person they were looking for but a better qualified/more experienced person was offered the position.

    Because my wife was working part time, I was ineligible for Newstart so occasionally had to dip into my super. I would strongly suggest that you claim Newstart and use your super to top it up now and then. I'm not sure about jeffr's advice, I know that volunteering was allowable in lieu of applying for a number of jobs but you'd need to confirm this. I hope your husband has fully recovered but, if not, you could apply for a DSP. Good luck.
    Rae
    1st Sep 2016
    2:28pm
    Actually I'd like to see all self funded retirees who lost part pensions or will lose part pensions register for employment. It would certainly make a statement and stuff up the stupidly inaccurate employment figures.

    After all if your income falls you should be able to return to work to make up the difference.

    I have found that my contract work stopped abruptly when I hit my 65the birthday. Perhaps something to do with insurances etc. The economy did take a dive then too so it could be that. I can manage fine without the work but I do miss the interaction that the odd stint of work provided.
    HarrysOpinion
    1st Sep 2016
    3:16pm
    Also, you can't get Income Protection Insurance once you hit 65.
    Old Geezer
    1st Sep 2016
    3:30pm
    Why would you want income protection insurance anyway?
    Rae
    1st Sep 2016
    4:41pm
    I don't need income protection as I am self funded using both superannuation and private income. I don't need to work.

    I still think we as a very large cohort are not using our power well.

    Even if a few hundred turned up to register for work it would be a statement. A few thousand even better.

    I think I'll do it just to see how the experience goes. I read the book 'The Short Goodbye" about the total uselessness of the current employment industry in Australia. Well worth a read.

    Sometimes it is well to consider the needs of others. An old buddhist monk I trained with in meditation and understanding Dharma explained that Grace was achieved by being eternally grateful for all the countless blessings received and Compassion by helping others to share those blessings as well.

    Being able to see through the eyes of those Others is a bonus.
    Old Man
    1st Sep 2016
    5:23pm
    We do volunteer work Rae and I was amazed to find out that I wasn't allowed to change a light bulb because OH&S (or whatever the name is now) has decreed that over 65's are not allowed to climb a ladder. Who makes these rules and what is their justification?
    marls
    1st Sep 2016
    7:48pm
    HS your also no entitled to workcover after your pension age
    HarrysOpinion
    1st Sep 2016
    9:26pm
    maris- As pension age will be 67 and later 70 I don't get your statement.
    Perhaps you meant that once you go past 65 and have to work to 67 during that period you are not covered by Workcover. Well this bloody government better change this and enforce a ruling that all workers over 65 have to be covered by Workcover up to their retirement age.
    Old Geezer
    1st Sep 2016
    10:09pm
    Old Man by law you have to get a licenced electrician to change a light bulb so nothing to do with climbing a ladder. It's one of those rules that have never changed like the one that says a taxi must have a bale of hay in it's boot.
    ex PS
    2nd Sep 2016
    11:01am
    Unfortunately Old Man, there are people out there that are always looking for someone to pay for their retirement, if the council leaves a crack in the pavement and someone is not paying attention trips and breaks a leg out come the lawyers. Organisations can not afford to trust that individuals will not sue them.
    If a case came to court where a 65+ year old was allowed to climb a ladder the jury/magistrate would be asked to consider whether it would be likely that a person of that age would have a fall and what the consequences of that fall would be.
    Depending on the makeup of the jury, I would guess that in all likely hood the organisation would be found to be at fault, this could send them broke, as being a volunteer you may not be covered by the insurance.
    KB
    1st Sep 2016
    5:13pm
    There is more to life than working until you drop. There are not enough jobs to go around now for all age groups, Not one size fit al Working is dependent on how fit you are and if you have other obligations to fulfil The aged pension should be available for people on low incomes not for the rich. I agree with HS.
    Boof
    1st Sep 2016
    9:24pm
    I worry more about pension cuts for aged pensioners. They were around & paying taxes after WW2. I have never been given anything extra by the Govt. Am 73 now. I think aged pension should be seperate from any other pensions. Returned from acrive service aged pensioners are going OK with the DVA. I think that would be about what all aged pensioners should be on. Some of us were in speciallised employment. Some in support jobs. Etc. Nonetheless, we may not have been able to contrtibute in the regard our frontline soldiers did. But. We all have to live & feed our family now, all the same & are finding it hard. Some of us cannot work or even walk anymore.
    MD
    2nd Sep 2016
    8:13am
    What in gawds name have the bleedin Irish and their rotten apples got to do with our Govt considering an increase to retirement, facts or no facts. C'mon boys, this entire repetition of same old ,same old clap trap strikes me as cut & paste, day in day out. Surely you consider that we are just as capable of comprehending fresh info as you are equally capable of disseminating it ? Go outside and shoot the breeze, it may clear your heads enough to consider a new perspective. With respect.
    Old Geezer
    2nd Sep 2016
    9:34am
    Maybe if those rotten apples paid their fair share of tax an increase in retirement age would not be needed.

    I don't use Apple products myself. However I do use Samsung ones. Did you know that Samsung products are priced differently in each country? They price their products at a price point the people can afford. That's why you can import Samsung products for less than half what you pay here in Australia for them.
    MD
    2nd Sep 2016
    8:45am
    And whilst I'm on my soap box: any Govt consideration to increase retirement age seems to unfairly burden those that, having laboured to a point in life and thus earned the privilege of retirement, the Govt then attempts to 'pull the rug from beneath their feet'. That's gratitude for you.
    Fine, well in so doing then spread the associated drain (that we seem to be responsible for) across the population. How or why is it that school leavers - never having been employed - in most cases, apply for Newstart (dole).
    If oldies that have been - or those that will be - affected by bureaucratic brain snaps, then why hasn't anyone considered that conversely an increase to the age of 'entitlement' (for school leavers) is warranted. Why should retirees who; having carried the can to the night cart for the bulk of their lives, then be the sole demographic that is required to clean up the mess - a mess of the guvmints making whatsmore.
    Old Geezer
    2nd Sep 2016
    9:28am
    School leavers do not get Newstart as you have to be aged 22 or over to qualify for it.

    So when you kid leaves school you lose you family allowance payment and they can only get youth allowance if they are enrolled in approved course. Therefore as parents you hav to pay their way until they get employment.

    You though OAPs had it tough. These kids get nothing.
    Rae
    2nd Sep 2016
    9:31am
    A very reasonable question.

    Personally I think a lot of these austerity decisions aimed at retirees are coming from the IMF and Central Bankers.

    It will be interesting to hear the brain snaps of Morrison and Cormann after the coming G20.

    I believe all retirees would be wise to save as much discretionary money as possible as a buffer just in case. It wouldn't hurt to go missing from the shopping centres for a month or so. It might just slow the attacks down when businesses start missing retirees money.

    Aged pensions have been cut in many countries recently.

    Medical tests are increasingly not covered by either Medicare or insurance and are a hefty new cost that should be budgeted for.

    The days of spending every dollar each fortnight and expecting the taxpayer to fund the lack of discipline and saving are over.

    No one knows the effect the including of Chinese money in the SDR basket will have on the value of Chinese money. If it lifts it and the Aussie dollar falls then a lot of things will become much more expensive quickly. Best to be prepared.

    We are being made the sole demographic because of the belief that we are rich and have a victim mentality which precludes any attempts at protest.
    ex PS
    2nd Sep 2016
    11:04am
    Makes no sense, if you don't increase the employment rate, increasing the Pension age is useless, you are just putting more people on Jobstart.
    In other words re-arranging the deck chairs on the Titanic.
    ex PS
    2nd Sep 2016
    10:46am
    Maybe we are looking at the retirement age from the wrong angle. Maybe retirement should have nothing to do with age, maybe it should be based on things like health (mental and physical), capacity to earn, type of employment, personal circumstances etc.
    The first thing we need to do is to set up a practical social security system that ensures that all workers pay a percentage of wages towards their eventual retirement. This fund needs to be set up in a way that thieving politicians can't get their hands on the money as has happened previously.
    We then have to set up a practical method of measuring the capacity of people to work by using the parameters set out above. If possible government should have no say on who is eligible for payment and how it is dispensed.
    Of course those who fund their own retirement should be allowed to retire whenever they like but it should not preclude them from paying their share towards Social Security.
    Old Geezer
    2nd Sep 2016
    10:50am
    I disagree the government will just take the money and run. It is your money so you should be able to keep it and if necessary have it preserved until you reach retirement.
    ex PS
    2nd Sep 2016
    11:10am
    I agree OG, that is why it has to be locked up so tight that no government of any flavor can get to it. No government can be trusted around large sums of money, they will always try to justify stealing it.
    A similar system is used by many countries in Europe and it works well if the controls are in place. In some countries the earnings of these funds are used to build important infrastructure and social welfare projects. The proviso being that there is always enough in the fund to cover projected outgoings and all profit from the projects go back into the fund.
    MD
    2nd Sep 2016
    4:31pm
    Is that right Old geezer - that unemployed youth cannot access the dole till age 22, yet can claim youth allowance if attending an accredited course ? Well I never. Even so, what they receive in social benefit - training or otherwise - still inflicts burden on the dwindling balance in the gravy train coffers. In fact where's the logic in training - for what ? Obviously somebody feels some benefit is thereby generated when these same youth spend the proceeds of the Govt's largesse, perhaps. Fair enough I guess. Thanks for the insight.

    Now on other matters, I'm shocked to the core Old Geezer, you incorrigable you - of all people - gave up on a machine, the damn thing had a lend of you and you LET IT ?
    This from a man that claims to have (universally it seems) 'been there done that' and then some. If we are to believe your many and varied claims - your knowledge and associated wisdom are sought by all and sundry, yet you're annoyed cause some poor soul at the checkout doesn't measure up to your standard.
    I confess to admiring your magnanimous gesture by TALKING to checkout chick/chook(s).
    Truly an admirable trait for someone seemingly so self possessed. Oh I'm sorely tempted to
    continue in this vein, tho' I seriously doubt it will register any recognition.
    I'll have to be content, along with everyone else on-site, I've put up - now I'd best shut up !

    I should await your next instalment with bated breath however - I don't think it's worth the risk of lost O2 - you'd leave us gagging. Good cheer brethren.
    Tiny
    2nd Sep 2016
    7:56pm
    70 they have to be kidding, they have no idea what it is like trying to get a job over 50, let alone extending it.

    I have applied for jobs in the last two months since losing the one I had, I was putting my date of birth on my CV, and did not even get a reply, even a thank you for applying.

    Decided to see what would happen if I removed my date af birth, and have had two interviews and even responses, as it would appear they read them, not knowing my age.

    last interview I had with a recruitment agency, I mentioned that age played a big part of getting the job, and even they agreed it was, in many instances.

    I have friends also in the same age bracket over 50, one applying for over 150 jobs in the last 3 months, and not a single interview, and he was a previous OH&S advisor, so experienced in an area still needed these day.

    Jobs are short with the down turn in mining, and at present if you can get a job, being over 50, you are doing well.

    4th Sep 2016
    3:08pm
    The government just can't come to grips with the reality that technology combined with economic downturn is reducing the demand for labour. A considerable number people are going to be unemployed and need government support. So who, logically, is it best to allocate the available jobs to?

    I'll be shouted down, I know, but I wonder if it isn't time to reconsider whether we shouldn't move back toward a single income families - or a tax structure that penalizes dual income families heavily to enable the nation to provide adequately for the jobless. Is it right that a sector of the community enjoys two incomes (and generally two large incomes, it seems) while another sector has none?

    Surely, also, if a large percentage are to be without jobs, it makes sense for that percentage to be those who have already made a substantial contribution to society and are now at an age where continuing to work - especially full time - may be an excessive strain on health and capacity? Isn't it better for older folk to be supported by the tax payer than youngsters who have never worked, or middle-aged folk still supporting families or desperately trying to accumulate enough savings to retire without a pension.

    Government policies are making no sense to me. They are discouraging saving, encouraging over-investment in housing (despite inflated prices being a problem), rewarding irresponsible spending and gifting, and forcing people who are too old to work to compete with youngsters, young parents and middle age people who really NEED to work. Then they blame the victims of their cruel and ill-conceived policies. And while they are giving more and more to the wealthy privileged and shouting about needing to cut taxes, they are running up massive debts that they expect those without a living income to somehow pay.

    Greed has destroyed our society.
    disillusioned
    5th Sep 2016
    12:53pm
    Why is it that the pollies scream for US to tighten our belts while THEY enjoy increasing lurks and perks, plus an increase in THEIR pensions and an EARLY retirement age? STOP POLLIES' PERKS!!!
    Chance
    15th Oct 2016
    10:53pm
    I am in my mid 50's. After many unsuccessful attempts to secure employment like many others I stopped applying. We have gotten by as my husband earns a decent income although the experience has slowly eroded my confidence and self respect. I completed a Diploma of Financial planning via correspondence only to be told by employers they now required a University degree. The other issue compounding the ability of over 50's(not currently receiving Government support) to secure employment is the Government Restart Wage subsidy for "Eligible" mature age workers. Employers are allocated $10,000 from the Government as an incentive to employ those 'eligible' mature age workers who are on 'income support'! That has compounded the problem for me as I do not receive income support. A couple of years back I attended an interview at one of the Government run job agencies only to be told they could not help me as I was not receiving any Centrelink payment. The system is so wrong! I will persevere as I have a lot to offer an employer and deserve to be able to make my own living and not have to rely on my husband to support me.


    Join YOURLifeChoices, it’s free

    • Receive our daily enewsletter
    • Enter competitions
    • Comment on articles