A bleak future for pensioners who don’t own a home

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The Australian Bureau of Statistics (ABS) has calculated the housing costs of older Australians and, unsurprisingly, those who own their home are sitting pretty compared to private renters.

According to the ABS, the average housing cost of a homeowner aged 65 and over is around $38 per week, compared to $103 per week for those who live in social housing and $232 for private renters.

The Conversation conducted interviews with older Australians who don’t own their home to see how they managed their household expenses. It was interesting to read just how pensioners who live in social housing are able to manage their money. Some of them are even able to save and still engage in modest leisure activities.

The interviews revealed that tenants who live in social housing pay, on average, around 25 per cent of their income in rent, leaving them a good amount of ‘disposable’ income. Social housing tenants also enjoy a general feeling of security, as older tenants are typically guaranteed security of tenure.

One such tenant, John, is very grateful for social housing, saying: “I’m quite content and I think it’s just wonderful that the Government does supply these houses.”

Unsurprisingly, the ones who don’t manage their money well are usually the people who drink or smoke a lot, or who have an illness that requires expensive treatment or medicine.

On the other hand, private renters reliant on the Age Pension often live in a state of anxiety and insecurity. The anxiety is caused by the strain of making ends meet after using a large proportion of their income to pay rent, while the insecurity stems from knowing that, once their lease ends, they could be asked to leave their home.

Janet, who was a private renter for years, spoke to The Conversation after she had just been accepted for social housing.

“I was absolutely, well, I sat down and cried. I literally sat down and cried because I felt like, well, at least I had the protection of the Department of Housing whereas before of course I didn’t have any of that. I had no protection whatsoever …”

Opinion: We need more social housing

These interviews highlight the need for affordable and secure housing for older Australians who don’t own their home. There is simply not enough social housing in Australia to cope with our ageing population and the widening chasm between the rich and poor.

A single person receiving a full Age Pension would have $438.55 per week. Once the average rent of $232 is paid, they would have $206.55 left for living expenses, including bills and food. That’s around $29.50 per day.

Most Australians who currently receive a full Age Pension are homeowners, but there’s still a good proportion of those who rent. Our Retirement in a Digital World survey shows that 32.5 per cent of those surveyed receive a full Age Pension. Just over 70 per cent of those surveyed own their home, with around 13 per cent renting.

However, with housing becoming increasingly unaffordable for the average Australian, this trend will change over the coming years. Soon, the number of Australians who will rely solely on the Age Pension and who do not own their own home will have a significant effect on the economy.

Regardless of the economic effects, living in secure and affordable housing is fundamental to the overall wellbeing of all Australians. Having a place to call home is essential for living a decent life, creating social connections and developing a sense of community.

In 2015, 817,300 Australians lived in social housing. This number has doubled since 2008, but there are still around 200,000 on the social housing wait list. More than half the tenants in social housing are either aged 55 and older, or children the age of 14 and under. Around 53 per cent of social housing households are single people living alone.

Last week’s agreement between the state and territory governments that could result in rental and community housing becoming more affordable and readily available will no doubt be welcomed by the hundreds of thousands on the social housing wait list.

Almost 10 per cent of people aged over 65 and over 20 per cent of those aged 55 to 64 who live by themselves are private renters. Most of the 55-to-64 age cohort that hit retirement age within the next 10 years will be reliant on the Age Pension.

It doesn’t take a genius to do the maths. The financial and housing prospects for many age pensioners are bleak to say the least. Social housing may make that future a little brighter.

Are you an Age Pensioner who pays rent? How do you manage? Do you feel secure? Have you applied for social housing? How was/is your experience?

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Written by Leon Della Bosca

Leon Della Bosca is a voracious reader who loves words. You'll often find him spending time in galleries, writing, designing, painting, drawing, or photographing and documenting street art. He has a publishing and graphic design background and loves movies and music, but then, who doesn’t?

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139 Comments

Total Comments: 139
  1. 0
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    For Australian citizens Social Housing- Country areas= 2 years wait. Regional areas= 4-5 years wait. Capital cities = 10 -15 years. But if you are refugee, housing is immediate. If all that you have is a fortnightly pension, one can barely survive.

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      It’s disgusting that honest Australians that have paid tax all their lives and contributed their blood sweat and tears to this country are being discriminated.

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      Where did you get the idea that refugees get social housing?
      Some of the rabid right make such statements but a check of such statements would be of value.
      Too many people allow themselves to drawn into incorrect beliefs.

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      HS, May I suggest you get the FACTS before posting ignorant dribble.

      ]Refugees, housing, and neighbourhoods in Australia – Australian …
      https://www.ahuri.edu.au/__…/AHURI_Final_Report_No224_Refugees,-housing

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      Tom Tank. I wrote “housing” not social housing. They get assistance in sourcing housing from the below organisation supported and funded by Social Services. I wrote “immediate” because the organisation already has a list of accommodations available prepared in advance which means that the ordinary citizen is beaten to available affordable housing on the market. Also the expression “immediate” refers to the fact that refugees do not have the waiting period that ordinary Australians are subjected to regarding welfare assistance.

      http://www.australianrefugee.org/services/client-services-2/accommodation-program/

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      So, Retired Knowall, the link you provided to your page does not exist any longer.
      As for verification of Social Housing waiting periods please refer to this link ( It actually works) and it’s no dribble!
      http://www.housingpathways.
      sw.gov.au/how-to-apply/expected-waiting-times

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      Tom Tank. Come visit where I live in QLD. Social housing is slowly being taken over refuges. It makes me angry when I hear of families living in cars because dad lost his job and can’t pay the mortgage or the rent.
      There is one refuge family here living in a four bed room public house. They have a nice car and the six children attend the local private catholic school.
      Her husband is a chemist living in Sydney.

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      Refugees (so-called) get housing priority because they are the chosen ones by charities and governments. A government can bring people here then not provide them a decent place to live. A friend took me to look at a unit for sale which was occupied by “refugees”. The rent was quite high for its condition but the agent said the charity rental component was heavily subsidised by a government component. The neighbours, all with tidy, clean gardens etc. were very unhappy their properties were being de-valued by the careless attitude of both occupants and the charity facilitating the accommodation. Inside this unit was filthy. The cooktop almost burnt out, dirty kitchen utensils stacked high looked like been there for months, smelly left-over food everywhere. However there was an abundance of electronic gadgetry, phones, computers, huge t.v. Filthy lounge/chairs. No wonder the owners of that unit put it up for sale.

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      Gee whiz HS, Tom Tank went very quiet on that one didn’t they. Perhaps they were too busy trying to get their foot out of their mouth to apologize to you.

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    The numbers posted by HS are scary to say the least. Why are Australians being left out for the refugees or ‘illegal immigrants’ something not right here!

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      The numbers posted hers are scary, they are also absolute garbage. Tell me where my rates will be less than $2000 pa, & I’ll move there.

      My council rates on my home are $3300 a year, $63 a week. This year is an under average year for maintenance. I had to buy a new 3,000 gallon water tank, replacing the 23 year old one that rusted out, some guttering & the facia board behind it, I am currently saving up to replace some leaky plumbing, & the shade cloth & polycarbonate on the fernery roof. So 2184, & $1500 to go for this year. I dread the time when I have to paint the outside, I did inside myself over a year or so recently.

      So my costs in my own home are $105 in a good year, the worst was over $4000. I feel abused that I pay more to live in my own home, than housing commission tenants pay to live in housing I also paid for.

      Retirement is a bit like a camel crossing a desert. They start with a full hump, & off they go. The hump depleting over time. We start with a home, fittings & appliances in good condition, a car or two, & all the tools & gardening equipment working well. Then like the camel, our hump of stuff starts to wear out.

      First is probably a car needs replacing, then a fridge, washing machine, stove & hot water service. I would hated to pay a builder & plumber to fix that gutter, & doing it yourself starts to become dangerous as you near 80. It would be lovely to phone the housing commission, to get a new gutter, the plumbing fixed, or just the leaves cleaned out of the gutter.

      If you want to be taken seriously, you have to look carefully at what you publish, & not let ideology get in the way of publishing true facts. It is very foolish to take the ramblings of the ABS, or the Australian Council of Social Service as true, or even approaching anything like it.

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      Agree, rates are totally ridiculous. I live in a small 2br house, small block, lower socio-economic area, 49kms from nearest capital city. No footpaths, no street lighting, but my rates have just hit $3645. Not on aged pension yet, but even with small council rebate, dread when I will be.

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      Yes, the numbers are wrong. It costs me nearly $100 a week to live in my own home, PLUS the loss of pension benefits. My neighbour calculated it cost $405 a week including pension loss to live in his own home.

      Rates are typically over $3000 in most areas. Then there is insurance, and maintenance. This is one reason why the changed assets test is dangerous. People who saved to be comfortable in retirement will now have to spend down their capital and younger retirees (65 to 70) may well find that in a decade or two they can’t afford necessary home repairs.

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      It will be worse than that Rainey if we let them bring in land taxes and GST increases. We won’t be able to afford to stay in our homes.

      This betrayal is only the beginning and this is a very dangerous government indeed.

      A bit of that old rioting in the streets would be a good idea come the land tax idea or the GST on everything at 15%.

      They still need at least another $35 billion to fund that $50 billion they have promised business and the high income earners.

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      That’s why it doesn’t pay to own your own home. There are much better ways of owning houses where all expenses can be written off so that one can live virtually rent free.

    • 0
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      “PLEASE EXPLAIN ??”

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      Yes OG and it is surprising that more family trusts, boarding houses, B&Bs, small resorts etc don’t exist. Even homesteads on the old family farm. Having a corporation own the property would work out just dandy too with all those tax deductions and only 30% although most pay little or no tax anyway.

      Still with the talk of making the home an ‘asset’ recognised as such perhaps at that point all the costs will have to become tax deductible. It is an interesting.

      There has to be some downsides to it all such as capital gains etc but then there are so many these days gaming the whole system.

      More money spent on enforcing the regulations would be good.

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      Geez Old geezer do you know something i don’t YEs Please explain.
      I’m a private renter, and let me tell you, its not easy here either.
      NO backyard, not allow to have a pet. Hardly any room to hang your washing. But yes i have a great bedroom, which backs onto anothers bedroom and i get to hear them moan and groan and they can hear me farting every night. ITs so YOu don’t have any privacy.
      Its a tough life. Now i can’t even sleep in my bed, cause if i get up in the middle of the night to go to the loo and my neighbor hears me, i can’t get back to sleep, cause then the neighbor is up playing on its internet in bed, making clicking noises that keeps me awake. Its a vicious cycle. Ps. i think they stopped building for elderly long time ago. they don’t give a bugger once we get to a certain age. they slap us together in little dog boxes. Its only if you have a family now do you get anything decent to live in???
      And now where i live. they do reno’s and not just small ones. Big ONEs, that you can have a big asthma attack, and may even die, if you can’t get enough fresh air!! And do you think anybody cares….. lol mmm NOT even the coucil, cause they give them permits to tear down the old dwellings, and the crap and smell, that leaves these places on the wind and wafts inside your place should you leave the door open, will stop you opening your door for ages and ages, and you can'[t even leave your washing out. Its HELL where i live. ITs NOT earth. I”ve died and gone to hell and been there for a while. Pollution big time down where i live.
      Squashing Us all together like fricken sardines. ITs disgusting.
      The Pollies aren’t out to look after us i can tell you.
      They too busy lining their own pockets. Bahumbug this xmas i tell you!

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      Pensioner rebate hasn’t gone up since the Greiner years – those ones he spent enriching self and family out of ‘privatising’ roads…. next time you pay a toll, remember poor old Nick needs your dollars….

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      Just checked my Council rates for the past 12 months ($1300) and water rates ($1,000 – including excess), not bad it seems for living in a large regional city. Does anyone really pay over $3000 a year for council rates? I don’t know anywhere I could rent a house or even a small flat for $45 a week, the amount my council and water rates work out at. Telephone, gas, electricity and insurances don’t come into the argument, you have those expenses whether you own or rent well most people do anyway. I think I will remain content to be a house owner.

  3. 0
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    Your right mogo51 something is not right.

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      I read the infrastructure cost for each immigrant was around $250 000. If that is correct then the millions brought in each year by the LNP government to boost the GPS figures and lower wage costs has stuffed Australia up.

      I think we need some immigration but it has been overdone lately and we are paying for it now.

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      Thank Kevin Rudd for the influx when he opened the flood gates. Labor have acknowledged their error.

      Thank goodness the current government had the guts to turn the boats back and stop the flow via the people smugglers.

      Seventeen immigration detention centres have been closed down and that is saving the taxpayers a great deal of money and therefore the demand for housing will have dropped and maybe those who have been on lists for years may find a home becoming available for them.

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      Not that old saw again – we’re talking about immigration – not asylum seekers, Radish. Do try to keep up in class….

      The highest proportion of ‘illegal immigrants’ are people who over-stay visas, and continue to live and work here.. refugees on boats are just the whipping people for a government bereft of policy for the economy and the people.

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      Radish I wasn’t talking about the 50 000 Rudd and Co let loose but the 300 000 + a year Howard started off that still continues today. Legal immigration through normal channels is huge and costs are very high for each new settle.

      As far as I’m concerned all three major parties have sold out to the wealthy and crony capitalism.

      It is the sheer size and speed of immigration that is of concern. Also most have the resources to buy property almost immediately and are not too fussed about where that is.

      Huge numbers of fully trained, high skilled workers arriving every single day and our kids can’t get the training or the jobs.

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      housing will have dropped and maybe those who have been on lists for years may find a home becoming available for them……….lol
      YES right RADISH F I won’t hold my breath, for i may die before i get anything decent because they not making anything decent for us aussie Point blank!
      aND i be one that worked like a dog

  4. 0
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    It is becoming harder not only for private renters, but also for older homeowners, who find it increasingly difficult paying the continuously rising council rates. The Agenda21’s mission is to strip people off their ownership totally, including cars. Their aim is to prevent us from transportation and communication implementing genocidal methods and getting rid of the inconvenient ones, no longer productive and unwanted, regardless of their contributions in their earlier years. COMPLETELY COMPASSION-LESS ! This a typical trite of certain very powerful tribe ruling today’s world elite.

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      Another factor in driving up housing rental is the latest revenue raising gem that councils have discovered.. That of levying a HIGHER rates amount on “non-occupier owners”. I am fortunate, thru a lot of hard work and sacrifice, to have a rental property, BUT, because I, the owner, is NOT RESIDENT, then the rates are quite higher that if I was resident..i.e. not renting it to someone.. Now, the councils in their greedy grab for $$$$ see this as a soft touch, but as this affects ALL rental properties in that local council area, then this is treated as another cost and passed onto the renter, thus raising the rent against those who, usually, can least afford it.. And what does the renter get for this added cost… ABSOLUTELY NOTHING… I was advised by our local council that the law allows them to levy rates in this DISCRIMATRY way.. especially when the QLD govt BACKDATED legislation so that the councils would NOT be out of pocket if a law suit was found against them… It may be legal, but it is immoral to load renters with additional costs, for EXACTLY the same council services.. Can you imagine if petrol stations were able to set the price of fuel depending on what car you drove ?? same principal here…

    • 0
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      YEP ! 🙁 🙁

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      Spot on ‘would-be’…I had to move to get a job, so had to rent out my house. I get slugged BOTH ways.
      FIRST – I have to pay nearly $250 a quarter EXTRA on my rates purely because I rent out my house. Nothing extra offered, a simple and sole RORT.
      Second, I cannot offset the rent I get for my house, against the rent I have to pay to keep a job, and stay off govt benefits. So I have to pay tax on my rent, yet pay more to rent a place to work.
      Even my accountant says I was stupid – would have been better off to just go on benefits. I have just got a large bill from the tax office – PLUS have been hit with provisional tax. I pay rent, work 40+ hours a week – and am the HUGE amount of $82 a week better off than if I went on benefits. Just ridiculous.

    • 0
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      YEs HKW, i sort of get that feeling too

  5. 0
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    $232 per week rent ? Where ? A bedroom over a pub in Surry Hills is $350

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      Yes! Exactly! – where is a private rental (Unit/townhouse etc.) $235 per week? La la land?

      A “bedroom” in a shared house (with strangers) in Melbourne is $180 per week (PLUS share of utilities….) ……average cost of a rental (per week) in Melbourne – starts with a 3 in front of it ……. $3 – – ???

      I feel so very sorry for the elderly people in the Caravan Park here in Melbourne – who have been given “notice” (two weeks prior to Xmas) – to vacate their homes!! They have a few months to find alternative accommodation – but – still terrible!

      Happy Xmas Folks!!! – as if your life isn’t tough enough already….

    • 0
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      My townhouse unit is $540 per week and have seen others much the same being advertised.
      Not in la la land but in Melbourne!
      Article also omitted the rent allowance which could be more and also that people may also work on the Work Bonus scheme with Centrelink.
      Seniors Card also provides a greater movie cinema discount than the Age Pension card believe it or not.

    • 0
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      Made an error in my posting…..it is $540.00 per fortnight, NOT PER WEEK!

    • 0
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      OH and isn’t aware of it?

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      You can get low rents out in regional and country areas. I pay $230 per week for a 2 bed 1970’s house which has had no reno’s ever but is in a great location. Just over $12,000 per year rent is better than owning a house that I have to maintain and pay all the rates etc.

  6. 0
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    Absolutely disgraceful that we have Australians barely able to afford the necessities of life let alone some luxuries. Our Government that we pay, manage to find billions for refugees and for donation to already wealthy countries. (Indonesia for one) I believe we gave a massive amount to the Clinton foundation as well!!!!. Every body in this country pays some tax even if it’s GST and many more are taxed to the hilt while working. We seem to pay for certain products twice and even thrice, such as roads, we’ve already paid in taxes, then we have tolls on the roads we’ve already paid for, followed by, registration, petrol tax. We need to look after our own backyard before throwing money at other countries and their people. Things look like becoming even more dire with utilities increasing AGAIN next year. Constantly taking from the Aussies but giving very little back, although we do note the politicians seem to live the high life while continuing to treat us with contempt. People are no longer content to just keep taking this treatment and already showing at the polling stations our disgust.

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      Donations to Indonesia – only a tip of the iceberg.
      Please ask Mr. Prime Minister how much he donates to Israel….?

      The RAPEFUGEES in Europe get full support and more than ethnic citizens. If that’s not enough they go on rampaging the streets, burning and destroying cars, shops attacking innocent people. In Sweden the ethnic renters are forced to leave their cosy accommodations for the new RAPEFUGEES too.
      They arrive to well established countries, taking from us without contributing a cent.
      I just recently asked for some payment from my Superannuation. Guess what – My own money was denied to me!!!

      We have to get off our asses and seriously do something about it before is too late. Our children’s future also depend on us!

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      Agrees….also the majority of countries we do send millions of dollars in Aid to p.a – are corrupt as hell and their people never get to see any of the money!

      These so called “leaders” spend in on their own palatial lifestyles.. yet our Govt. still sends it (along with the “millions of $$$$’s” that other countries send as well…) Pathetic!

    • 0
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      Well that’s 3 People that have done their Homework !!

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      yes Foxy i wouldn’t be surprised about that one thats for sure
      but what also stuns me is some monies are also being wasted on Job management programs too.
      I decided i might do a course in a community services, and was asked to come in for interview etc. and was told where it would be held, which was in a shopping Plaza, in board room. but i had interview in the food court, where i could hardly hear what the person was saying anyway cutting it short i decided not to do it but not before signing a paper. but apparently these job management places can still get money from the government even when you have signed a piece of paper yet you have withdrawn. Which leaves me dumbfounded.
      So i wonder how much money the government is wasting there too.

  7. 0
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    I dispute the ABS figures. Rates here, not a city but a region, are $50+ a week. Insurance is another $40 and then there is maintenance. The pest control today was $200.

    It costs at least $100 a week to live in your own home. And another $20 a week for water and sewerage.

    I’m glad I don’t live in Sydney or Melbourne. If I did I’d sell and move. Those cities are unaffordable for all but the really wealthy or the high salary earners. It is going to get worse.

    GST will be raised and land tax introduced. The government is nowhere near having that $50 billion they need for business and high income earner tax cuts.

    • 0
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      Better to rent if you are a single woman!

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      NOT really Mez what makes you say that. YOU the landlords don’t want to fix anything.
      they just take advantage.
      LIke i’ve got a door handle that is rather stuffed and one day i may walk out to go shopping or whatever, and won’t be able to get back in.
      Now i’m elderly, if i’m in a hurry to go to loo, when i get home and it don’t happen. i’m in deep do doooodo, and my agent is clear across town and they don’t do anything in a hurry. I rang up and complained the other day. And i was asked how many times had i complained already? well their guess was as good as mine, cause i can’t remember.
      but the point is they don’t care really. they waiting for me to move out, but if i can’t find anything better than i got i won’t be any time too soon. And as far as i can see i have the best already. Cause there is nothing BUT dumps out there. But at the same time i have really BAD pollution to cope with and my asthma is suffering, and i’m not sleeping and i’m not exercising part and part for that reason. So really NOT a good place for me to be living in, and i see if i can’t get out. I’ll be dead soon here!!!

  8. 0
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    It is definitely IMMORAL & TOTALLY STUPID of government’s giving out MORE ASSISTANCE TO REFUGEES THAN OUR AGE PENSIONERS!
    RIDICULOUS AND SHAMEFUL!
    WHERE IS JUSTICE?!

    • 0
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      No justice Mez! None at all! 🙁

      What people forget to factor in when discussing Private Rental – is that at any given day – you can go to your mailbox and receive a letter from your Agent giving you 60 days to “vacate” !!

      You then have to come up with – $1200+ Bond – $1200+ Month rent in advance – removal truck costs @ approx. $95 per hour – just to get into another place – and all this outlay is before you get your “bond/release money” back from where you are vacating!

      My dear friends of 40 years (in their late 60’s) are going thru this right now! The “owners” of their rental property are Chinese and it is a known fact “they” buy property here – then go back to China – wait the “appropriate” amount of time to then be able to be accepted permanently into Australia as residential “property owners”! ….reclaim their house back from their “renters” and live happily ever after!

      Leases are not worth the paper they are printed on these days – used to be – not any more!! So many “reasons” a property owner can “reclaim” their property back in a heartbeat!

      No fun renting!!! Awful “umbrella” to live under!!! imagine moving every couple of years til you die!

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      I wonder what happened to boarding houses. I grew up in one. Singles paid a fee and had a serviced room, meals and as a child it seemed to work just fine. You never hear of it these days.

      Mum did it to pay off the mortgage back in the 50s.

      We had three gentlemen boarders and a couple in a granny flat out the back.

      Down the street was a boarding house for ladies.

      You never hear of this anymore but it was very common back then.

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      Another mindless post based on gossip, do your research before posting dribble and advertising your limited intellect.

      ]Refugees, housing, and neighbourhoods in Australia – Australian …
      https://www.ahuri.edu.au/__…/AHURI_Final_Report_No224_Refugees,-housing

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      Renting better than owning your own home.
      Have done both and most people in other countries have been doing this for many decades!

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      Sorry Mez – normally agree with your comments on here (even though I rarely answer 🙂 – but – not this one! I would much rather own my own home and the consequences/expenses that go with it – and know I have complete “control” over my life etc. – than being at some “landlords” beck n call /mercy! Very nasty way to live!

      They can tip you out in a heartbeat to suit themselves – and – why wouldn’t they? It’s their home! Can always “release” at higher rent if they choose to -….
      asty way to have to live!

      You obviously have been lucky and had a reasonable time where you living Mez?? Onya -if you have! – Lot’s don’t! Trust me!

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      Just remember the very real plight of those who bought into a mobile home living villages etc – the owner decides to develop units at sixpence a shot – and out you go and spend the money you don’t have to move your home or auction it off the the highest bidder.

      The ex (for whom I am full-time carer) considered that – but the loss of personal autonomy and the control by someone else – some manager who can change at any time according to the whims of owners, and who can become your classical prison officer type once the power goes to their head (water-boarding sounds like fun – just not that kind of water-boarding) – absolutely wrote that out.

      Instead I pushed her to buy a house in need of some work – and we’ve been renovating and putting in ramps, a new bathroom, more insulation, raised garden beds for ease on old backs, and a heap of other things. Slow and steady wins this race… but even then water and city hall rates plus insurance are pretty hefty.

      The upside is that the value has appreciated around $100k since we moved here seven months ago – three car spaces, two bathrooms and three toilets plus a big yard with established gardens … but it takes work….. and dedication…. and a lot of cold beer in this current temperature.

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      Mez i’m sorry i beg to differ, renting is NOT better than owning your own home. I have owned my own home, and it was better, unfortunately when hubby and i split, then things went down the drain quickly. “shit happened”. excuse the expression.
      and it took me more than 15 years to find another half decent place to live in. but every year for 15 yrs i had to move. and trust me that was the most difficult of part of my life, and time consuming, and waste of money. If i had of been able to stay in my own home i would have been far better off.

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      Foxy, laws for renters are currently under review, so hold your breath and hope it will work out that renters will have more security.

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    What is this comment pensioners whom own their own home are sitting pretty and well of,do any of you know how much it cost to own and run your own home well it’s about time facts were given to you ,to own ones own home cost around $1000.00 per week and you think we are sitting pretty as to speak,we have rates ,water rates,electricity,phone and NBN,maintence,lawns ,insurances ,and you think we are doing ok don’t make me laugh,just because we put a home as priority when we were young doesn’t mean everything is peachy we worked hard to get our home we went without ,our family suffered as we couldn’t spend the time we would have liked with them,we worked Christmas Day and holidays to make a oends meet,would you have worked for 50 cents a hour well I did so my children could have some comforts and get a education I waited tables,cleaned rooms ,did kitchen work,worked till 2 am in the morning then up at 6 am getting breakfast and husband and children of to work and school then back the next day doing the same wonderful chores,oh it’s fun owning ones home and being told we are sitting pretty ,funny we are also human hate being penalised for something that most people usually do ,I feel sorry for those whom don’t own their home but we all have the chance to do something that’s right but only one chance to really care

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      No recognition or reward for all that struggle and going without, Biddy. Those who struggled to save are being trampled on, and we are now hearing that people who battled for decades to pay off a home should have it taken from them on death and not be allowed to leave it to their offspring. Then we hear folk whining about the ”welfare mentality” and the costs it imposes on taxpayers. Well, duh! You take away incentives and reward and what do you expect? Do these idiots really think we will all continue to work for nothing, just because they rant on about the cost of welfare?

      Every blow they strike against battlers who work and strive is another step toward a nation of people who will just give up and put their hands out. They think the big stick approach will work? Fools! The solution is so simple. Just let people enjoy fair reward for their efforts and we’ll have a nation of eager contributors to national prosperity.

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      I struggled by no one has trampled on me. You only get trampled on if you let them do it.

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    Average rent $232 per week!!!! Where????? Let’s not include one bedroom boxes in those “average” figures. $400 p.w. gets a very basic house if you are very lucky. No wonder the government only increased rent assistance by a few cents!!!

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