13th Apr 2018

Rent rises pile the pressure on age pensioners

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Rent rises pile the pressure on age pensioners

Rental costs in some capital cities have gone through the roof, which is alarming news for the YourLifeChoices retirement tribes that receive an Age Pension and don’t own a home.

A Domain report released yesterday shows that median rents for apartments rose by 14.8 per cent in Hobart in the past year to $350 per week, by 5.9 per cent in Canberra to $450, by 3.8 per cent in Sydney and Melbourne to $550 and $410 respectively, by 1.7 per cent in Adelaide to $300 and were static in Perth at $300.

The average increase for apartments across Australia was 3.3 per cent.

Centrelink’s Rent Allowance in the past year has increased by 1.62 per cent for couples (from $191 per fortnight in March 2017 to $194.10 in March 2018) and by 2.04 per cent for singles ($117.80 to $120.20).



As one YourLifeChoices member said after the March announcement: “So it looks like I will be getting 90 cents per week increase in Rent Allowance (the increase compared with the September 2017 rates) and I have just received a letter notifying me that my rent will increase by $10 pw from 1st May. Definitely going backwards.”

Centrelink rent assistance rates for people with no dependent children on 20 March, 2018.

 


Family situation


Maximum payment per fortnight


Maximum payment is paid if your fortnightly rent is more than


No payment if your fortnightly rent is less than


Single


$134.80


$299.93


$120.20


Single, sharer


$89.87


$240.02


$120.20


Couple


$127.00


$363.93


$194.60


One of a couple who are separated due to illness


$134.80


$299.93


$120.20


One of a couple who are temporarily separated


$127.00


$289.53


$120.20

 

For Cash-Strapped Couples and Singles, the challenge to enjoy a dignified retirement while renting on the Age Pension gets harder.

Figures in the March edition of the Retirement Affordability Index™ paint a grim picture in which, for some, income does not match essential expenditure.

After the 20 March increases, a single Age Pensioner can receive $907.60, including supplements, per fortnight ,while YourLifeChoices estimates fortnightly expenditure is $868.96. That leaves $38.64 per fortnight for non-essentials.

Cash-strapped couples were worse off. They can receive a maximum fortnightly Age Pension, with supplements, of $1368.20. However, YourLifeChoices estimates their essential expenditure to be $1382.86.

Take into account the 3.28 per cent increase in average rental costs and their situation appears dire.

Late last year, Mission Australia called for a revamp of retirement payments, especially to older people who did not own their home.

In a report titled Ageing and Homelessness: solutions to a growing problem, the organisation stated that older Australians who rented were more likely to become homeless as the Age Pension failed to keep up with their housing costs.

“Those who become homeless for the first time later in life are likely to have been private renters with a stable housing history who have experienced significant health problems, family problems, unaffordable rent, eviction or accessibility problems,” Mission Australia said.

“A review of retirement incomes is required to ensure that older people can meet the cost of living. A particular focus is needed on social security payments for older people who do not own their own home and single older people, including the growing numbers of older women at risk of homelessness.”

Mission Australia Chief Executive Catherine Yeomans called for a commitment from governments to build 60,000 extra public housing dwellings specifically for older people.

“If funding was made available to build one new supported aged care facility in each state each year, that would have a meaningful impact on addressing the current shortfall.”

Are higher rental costs having an impact on your lifestyle? Can you see a way to ease the pain?


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COMMENTS

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Bren
13th Apr 2018
10:53am
The max rent allowance for a single is $134.80. The $120 odd dollars mentioned above is when the rent allowance phases out if you pay less than this amount in rent. It seems like the author can't interpret their own table !!!
jackie
13th Apr 2018
10:57am
I think that it is sad that the rent supplement is going to wealthy landlords. The wealthy receive more welfare than the poor. Build more public housing it is far more cost effective than handing out welfare to the not needy.
Old Man
13th Apr 2018
2:40pm
I wonder at the hyperbole suggesting landlords are wealthy. As you have pointed out, jackie, there is a huge shortage of public housing for low income earners so who do you think provides housing when the governments have failed renters? Statistics show us that almost 83% of rental homes are owned by wage earners who have the one property as an investment. Not what I would consider to be wealthy landlords.
jackie
14th Apr 2018
12:22am
Old Man Negative gearing and charging high rents to the poor does not earn you a medal. Just remember you can’t take it all with you when you go.????????
OnlyGenuineRainey
14th Apr 2018
7:19am
Jackie, if landlords were wealthy, a lot more people would buy investment houses instead of investing in shares and managed funds etc. The reality is that rental properties return quite poorly, and they are a damned headache to own. Negative gearing only works for very high income earners, and you have to operate your investment at a loss to benefit - so it's really not very profitable at all. High rents? Where? I can't find residential property that's returning better than about 4%. That's NOT HIGH RENT. That's a gift to the tenant! Landlords cop rates, water bills, repair bills, agent fees, maintenance costs, cleaning up after dirty tenants... it goes on and on and on and on.

And as for public housing - the extent to which houses are trashed suggests we are far too generous in providing housing. Maybe if it was harder to have a roof over one's head, more people would respect the property and care for it.- and more might strive to own a home. That may sound harsh, but it's reality. The handouts in this country have created a nation of bludgers, cheats, thieves, and vandals - while totally failing the genuinely disadvantaged. Somehow, we need to turn it all around, and I believe abolishing needs-based welfare is the ONLY solution.
Adrianus
16th Apr 2018
8:53am
Jackie, negative gearing and high rents have an inverse correlation. The higher the rent the less negative the gearing.
tisme
13th Apr 2018
11:12am
such a nice future/retirement we have to not look forward to. rent now takes up nearly all my income daughter on disability the day to day expenses + disability needs govt pays me 3.50 an hour to care , if only they would pay me what they owe me , living wouldn't be a problem
KSS
13th Apr 2018
1:20pm
The Government owes you nothing. Your daughter, your responsibility.
Kathleen
13th Apr 2018
5:44pm
KSS, that is very harsh! When I see older people in particular looking after their disabled children I think how hard it must be for them!
Children are everyone’s responsibility. It takes a village!
jackie
14th Apr 2018
12:28am
KSS His child didn’t ask to be born and it’s not her fault she has a disability.

Shove your Liberal attitude up you entitled self.
OnlyGenuineRainey
14th Apr 2018
7:26am
Yes, despite my view that needs-based welfare is extremely harmful to all, and should be abolished, I do think we fail LEGITIMATE carers hideously. Those who have children with significant disabilities deserve a great deal more support. That said, it's a tough one. I know a bludger in perfect health who, after inheriting over $1 million, built a lavish waterfront mansion and moved her gay lover in as her ''carer''. Between them, they get two single pensions, a carer allowance, and rent assistance - totalling more than a lot of hard-working taxpayers earn and way more than honest aged pensioner couples who are struggling.

Tisme, I feel deeply for you. It's a very hard life for parents of disabled children. Quite apart from the financial hardship, they are hard work and as much as you love them and they bring joy into your life, you can't help but grieve every day. Life is very unfair to some.
Foxy
13th Apr 2018
11:22am
The Govt. are living in "la la land"!!! Time for them to get a grip on real costs - real living expenses and the real poverty that is becoming common place - because of the ongoing rising rental prices! Lucky country? Hmmmm - is it any more?

The only politician that ever "cared/did anything" and built masses of Public Housing units - was Joan Kirner! Years ago!
Tib
13th Apr 2018
1:56pm
Who?
Cowboy Jim
13th Apr 2018
6:27pm
Joan Kirner, the Wombat, followed John Cain as Premier of Vic when he bombed out - since then Victoria is a poor house and west Melbourne a Sudanese ghetto.
Tib
13th Apr 2018
9:10pm
Jim doesn't sound like she did much of a job.
patti
13th Apr 2018
11:24am
On the Sunshine Coast the cheapest rent is around $280 - $350, for a basic unit. Even with rent allowance that's a stretch. Perhaps single older people need to get together and rent a house with a few bedrooms and living areas, and pool their resources? Just what we need - a geriatric version of "The Young Ones"..haha
Tib
13th Apr 2018
2:00pm
All jokes aside ,probably better than being homeless and there is most likely better security and if you find a nice country town with good facilities it will be cheaper again , it's not as if you have to live in the city for a better shopping experience you have no money.
Hasbeen
13th Apr 2018
2:18pm
2 Bedroom house - Quiet Location

2 Bedrooms 1 with built in cupboard Air conditioning in Living room Fully fenced yard Double Lock up Garage

Try a tree change. The above is a darling downs town for $150 a week.

If you want to live in Sydney that is your business, & no one else's responsibility to pay for.
Tib
13th Apr 2018
2:23pm
Hasbeen exactly but listen to them whinge when someone suggests they should move.
Sundays
13th Apr 2018
4:06pm
Has been, the Sunshine Coast in Qld is hardly Sydney. The idea of sharing is a good one, people can stay in the area they know without the expense of moving. Without Public, or low cost housing there aren’t many choices, so alternative ideas have to be considered because I don’t think this Government are going to do much
Cowboy Jim
13th Apr 2018
6:33pm
Hasbeen certainly has been there! The Darling Downs is a beautiful area with most facilities handy. Not many jobs but that is not what we are talking about here. I left the city as well and bought a place for 60% of what I got in the city and I have been happy here for 10 years.
Grateful
13th Apr 2018
11:25am
Just confirms again why being married is discriminated against when compared to being single.
Each of the married couple is an individual citizen and should be treated as such by Centrelink. Being married should be irrelevant, same as colour and creed.
That old adage that 2 can live as cheaply as one is so archaic that it is no longer funny. Married couples nowadays very often have "separate" time and lifestyles and do have the same expenditure requirements as singles. But, apart from the arguments that that will undoubtedly create here, the basic fact is that there is blatant discrimination for being married.
As for the rent allowance, that is even more archaic. How can those rates be logically justified, makes absolutely no economic sense whatsoever. It's just a token handout, an insult.
melbgirl
13th Apr 2018
1:43pm
As a single I find your comments to be quite presumptuous, my rent of $560 per fortnight would be affordable if it was shared. Likewise my other bills are no less because I am single. Single pensioners paying rent have a daily struggle to meet basic needs, at least couples have some capacity to make choices beyond eating which can be a luxury for single renters. I do agree that rent assistance has failed to keep up with rent; and blame the government for lack of investment in public housing for those struggling to find affordable rental accommodation.
Tib
13th Apr 2018
2:19pm
Melbgirl move outside of the city for cheaper rent or eat less.
Anonymous
13th Apr 2018
3:16pm
My god
Tib has finally seen the light
Hallelujah praise the lord
Tib
13th Apr 2018
3:19pm
Raphael I've never had a problem with telling people to do something to help themselves. :)
Anonymous
13th Apr 2018
4:04pm
But that’s so against the loonie lefts values
Anyway - proud of you son
Foxy
13th Apr 2018
5:00pm
Tib and Raph - (and u really surprise me Raph after knowing you all these years on YLC - are you simply "stirring the pot"??)
What cold callous replies from you guys! People cannot just "up and move" - they have their specialists - doctors - family -friends - some kind of "lifeline"!

Also to move - you have to come up with rent in advance - bond in advance - moving trucks - deposits for "this/that" - what pensioner (in rental) has a lazy $3000 lying around to move?? Also - there is the fact that a person can get a 12 month lease - and then NOT get it renewed again - because the "landlord" has other plans for the property? You gotta' move yet again!

Obviously you people are NOT in Private Rental so may I please ask - you have some compassion for those who are!!!
Tib
13th Apr 2018
5:04pm
Foxy well I guess you have to starve, problem solved.
Tib
13th Apr 2018
5:06pm
Raphael I've yet to me a woman who didn't think whining somehow changed the facts. Women children same thing.
Kathleen
13th Apr 2018
5:48pm
No need to be nasty guys!
Anonymous
13th Apr 2018
5:57pm
I know Tib
Here we are giving quality advice and and we get is a slap in the face from the likes of Fixy and Kathleen

Foxy - the woman leaving her current expensive accommodation will get her higher bond back so savings eight there

There are doctors in other towns besides Melbourne sweetheart

They have a choice - stay out - but then spare us the whining
And stop expecting taxpayers to fund your lifestyle in the big smoke
Foxy
13th Apr 2018
6:20pm
Well Raph - I'm wondering what kind of medication you on right now? You are quite nasty today???

Taxpayers do not fund my lifestyle - you don't know me - so hey - get a life and stop telling other people who may be less fortunate than you - how to live theirs!

People have all kinds of unexpected "hardship" befall them - no one knows what the next day will bring?? I hope your next day is crap!
Cowboy Jim
13th Apr 2018
6:39pm
Can be done, people I know declared themselves single, live together in the same dwelling, each paying their own share of the rent. Even went to the Admin Tribunal about it and they now leave them alone. Two single pensions in one house would be a help as Grateful reckons. About $800+ a week coming in, not bad, especially when your rent is only $230 a week (only one gets rent allowance though, what a laugh).
OnlyGenuineRainey
13th Apr 2018
7:48pm
One slimey bludger I know, who has NEVER worked, inherited a fortune, spent nearly all on a waterfront mansion and expensive car and furniture, claimed disability, then moved her gay loved in a ''carer'', claiming carer pension plus allowance AND getting rent assistance to pay rent to the bludger. They are laughing all the way to the bank. Disgusting, when an HONEST married couple who have worked their whole lives and struggled for decades to pay a mortgage get a pittance in comparison.
Foxy
13th Apr 2018
7:55pm
Would to know Cowboy Jim where rent is only $230 per week? Bush maybe?? That does not suit a lot of people - people do not have a lot of choices - people need to understand that!

If you own a home - you will never ever understand the sad plight of people (seniors especially.....) in a rental situation!!! Never!!!
Tib
13th Apr 2018
8:19pm
Hard problems requires hard decisions. We are not being nasty at some point you will have to make hard decisions, most men know it will either be now or later women seem unable to make hard decisions they seem too tied up in what they think they deserve ,all I can say is grow up ..... Now would be a good time. You want to equal to a man well then ,man up.
Rae
14th Apr 2018
5:59am
Simply being poor limits choices. Choosing to live in an expensive area when you are only receiving welfare is unachievable.

It is the same for home owners. Many would love to have been able to buy in a better location but couldn't't afford it.

Those who chose a lifetime of renting in the expensive area and did not save towards retiring there have to move once the only income is welfare. There is no other sensible solution.

If the taxpayer is going to fork out for lifestyle choices I want to live on an Acreage at either Maleny or The Shannon.

No!. Didn't think so.
SuziJ
14th Apr 2018
8:03am
Foxy, I'm in private rental in a rural city in NSW. I've now lived in the same unit since December 2016, and have no reason to leave. The owner accepted my offer of more rent if I could get a shower screen for the bathroom rather than a shower curtain which billowed in to stick to the body when showering. Why would she decline extra rent?

As for relocation costs, for my ex & myself it was move or not eat. Canberra is so cruel with rents, and over 7 years ago we moved to where we are now, and haven't looked back in regards to renting. The cost was not bad, considering it was a 'back load'. Rather than paying for a single 'forward load', we got a back load from a company who had already moved people to Goulburn and were returning home to Melbourne.
Cowboy Jim
14th Apr 2018
4:53pm
Yes Foxy - the place is in the bush (for a city person) but does have a hospital, a Woolworths Supermarket, clubs and pubs but no public transport so a car is almost a must but then the place of the rent I am writing about is within walking distance of Woolies and the pub.
moke
13th Apr 2018
2:20pm
Build more housing for the aged pensioners, I know of one lot of units that were supposedly for the aged with a separate building for the caretaker, that is what we were told. Not long after a friend went into care I passed this place and was astounded at the number of unemployed drunks and druggies that I was informed actually lived in this building. Then I was advised that an elderly couple had been on the waiting list for housing for 3 years and lived in a garage that was almost falling down. I wonder if the bigwigs will do anything about the problem???????????
jackie
14th Apr 2018
12:43am
The druggies get a lot of help because many come from well off families.
Old Man
13th Apr 2018
2:50pm
It's sad that there are people who have difficulty paying rent. They have to go without to keep a roof over their heads. The reasons that there are people in this position are many and varied including, job losses, poor health, divorce, addictions and plain bad luck. I wonder, however, if they fall under the umbrella of government assistance or whether they should rely more on charities which can provide food and clothing. Governments can only do so much and there will always be those who are more in need of assistance than others. My friend's sisters had to make a tree change because of exorbitant rent increases and were able to buy a house in a very small country town. The downside is the lack of facilities, no supermarket, no doctor, no hospital, no dentist and no pharmacy. They are prepared to travel the 50+ kilometres to the nearest large town and appear quite contented. It's not for everybody but it suits them.
moke
13th Apr 2018
2:53pm
Old Man Lucky they can afford the petrol, hope the price does not rise any more.
Crazy Horse
13th Apr 2018
4:04pm
Crazy that single people get less rent assistance than couples when they pay the same rent.
Anonymous
13th Apr 2018
5:59pm
But they get more pension than couples
Nothing to complain about
Foxy
13th Apr 2018
6:23pm
Crazy Horse is not complaining - merely making a statement/comment!

Move on Raph and get some compassion in ya' boring obviously "rich" life!! lol
OnlyGenuineRainey
14th Apr 2018
7:11am
Crazy that anyone gets rent assistance. Homeowners have huge costs and get bashed for having worked and gone without to pay off a mortgage, and people who lived it up instead of paying off a home get a cash reward. STUPID SYSTEM!
OnlyGenuineRainey
13th Apr 2018
7:52pm
It really angers me that rent assistance is paid but homeowners who slogged for decades to pay off a mortgage now have to content with huge rates and water bills, insurance, maintenance, and reduced pension. I'm sick of the whining about rent. I sympathize with the handful who genuinely had no opportunity to own, but 95% had the same opportunity to own a home as I did, but just didn't bother. And now they are rewarded, yet still whining.
Foxy
13th Apr 2018
8:00pm
... lots of today's "renters" slogged for years to pay off their house! They had a house! Circumstances that happened in their lives - divorce - unemployment - sickness - changed a lot of things for these people!

..... 95%???? lol lol lol Another person in "la la land"!!!! You must be "old school" are you Rainey to come to that ridiculous outlandish conclusion in 2018???
Anonymous
13th Apr 2018
8:30pm
extra cranky today Foxy
What’s the matter old Chook

Life got you down ? Cheer up. It’ll get better

Rainey is absolutely correct
So don’t shoot the messenger
Tib
13th Apr 2018
8:37pm
Foxy what's wrong , chuck out the old man, thought you would be cruising after the divorce. Didn't work out that way did it. Oh well.
Foxy
13th Apr 2018
8:59pm
What total oxymorons you two supposed "men" are Tib and Raph?

Whatever "crystal ball" you using is not doing either of you justice - you poor "old miserable sods" - try getting a life - instead of 'bullying/trolling" decent people on here! lol lol lol

How dare you "assume/presume" you know anything about anyone on this site??? Shows your utter lack of mentality!!!
Tib
13th Apr 2018
9:19pm
Oh dear must of touched a sensitive spot. Now you have hurt my feelings. It was you that replied to a comment we made. I'm quite miffed now you seem very unpleasant. It's not my fault you didn't scam enough out of the ex, better luck next time.
Anonymous
13th Apr 2018
9:27pm
Oh oh
Now you dunnit Tib
Get ready for the wrath of Foxy
Worse than Darth Vader and Hannibal Lecter combined
Tib
13th Apr 2018
9:33pm
Oh dear I hope she won't attempt to hurt my feelings. You know how sensitive I am. I was just giving her a few pointers for the next time around. No appreciation. :)
George
13th Apr 2018
10:43pm
Irrespective of the personal opinions, circumstances and explanations, it is irrefutable that homeowners also have large cost increases as all house maintenance costs are constantly going up.
Hence, rather that target specific groups, such as renters, for getting more benefits, it would be much more fair to have an across-the-board increase in pensions. TARGETTED BENEFITS ALWAYS have SOME PEOPLE SLIPPING THROUGH THE CRACKS, AND ARE THE STUPID APPROACH OF THE LABOR PARTY.

It is much better to have the Universal Pension for all Individuals without any tests (other than Age 65 and Residence of say 15 years), and then leave it to all to do better for themselves if they can. And, NO CENTRELINK to deal with.
OnlyGenuineRainey
14th Apr 2018
7:10am
Yes, George. Needs-based welfare drives more need. It's that simple. Our stupid welfare system is designed to keep people down, and it does so very effectively. It also encourages maximum cheating and manipulation. In the end, it costs more than any means test can save, if only the costs could be correctly computed.

I do sympathize with those who struggle with high rents, and I do understand that there are a few - a very few - who are genuinely disadvantaged through no fault of their own. But for the most part, we are, in life, where we planned to be. And I can't find a single person, anywhere, who is receiving rent assistance and isn't either rorting the system appallingly, or guilty of irresponsible waste of abundant life opportunity.

That said, the best thing that ever happened to me was being denied housing assistance when I was in desperate need. I might never have bought a house if I hadn't been refused help that, morally, I should have been granted. The result of that refusal was that I decided I'd buy a house somehow - no matter how damned impossible it seemed. I took private loans from family members and a solicitor, then signed a stat dec that I owned nobody anything to secure a loan to buy the worst, most run-down dump in town, and what my partner and I had to do to make payments doesn't bear thinking about. Best thing I ever did for my family. It just irks me now that others are getting handouts because they didn't do those hard yards.
George
14th Apr 2018
2:42pm
You are absolutely right, OGR. While some renters may have special needs which need to be supported (e.g. disabled), others are no different from homeowners who also get hit with large and ever-increasing expenses.
Needs-based welfare sounds good, but is also a recipe for rorts and promote some people to not look after themselves. Hence, I believe the Universal Pension approach is fair and equally supports all, and allows all to then do better on top of that without punishment for earning or saving.

Many homeowners like yourself have also gone through hell (including myself) to get to where they are and should not be discriminated against. However, I also don't begrudge those who did better and could get better for themselves even if there was Universal Pension.
Kathleen
14th Apr 2018
5:26pm
Personal attacks by a few males on here are abhorrent to say the least. It is very ungentlemenly behaviour and should be called out.
Anonymous
14th Apr 2018
7:00pm
I agree Kathleen
And so should women who attack men just for staring their opinion
So spare me your double standards - it’s disgusting
OnlyGenuineRainey
15th Apr 2018
7:14am
I do see a lot of very nasty sexist comments here, and not many from feminists, though both are equally abhorrent. But I'm amused that Kathleen objects to personal attacks, yet supports the worst kind of attack on struggling self-funded retirees, for apparently no better reason than that she has less than them - and NOBODY should be allowed to benefit from working hard or saving better, should they.
SuziJ
14th Apr 2018
7:53am
I live in a regional city in NSW. I only pay $155 pw for a 2 bedroom single level unit with a carport & storage area. I have no sympathy for those who rent in the major cities. It's their choice to live in these cities, whereas it's my choice to live in a regional city.

My family is already scattered around the state, so it was no problem for me to move to where I am now.
Joy Anne
14th Apr 2018
9:29am
Since there is no Public Housing for the aged over 60 available and pay full rental to landlords, which I admit is so hard as landlords don't want pensioners or aged in there premises especially when the rents are so high and it goes to someone else who works, which I have struck up here on the Suunshine Coast looking for a rental for over 2 months and had to go to Gympie to get a better property then what they are renting on the Sunshine Coast for less price. Maybe Centrelink should be looking at these people and increase rental assistance to a level to what people get in public housing. We pay over half of our pension in rent.
OnlyGenuineRainey
14th Apr 2018
3:09pm
We'd have far fewer problems if the stupid government STOPPED paying rent assistance altogether. I know pensioners who have sold or gifted their home to their kids and now rent it back, because the penalty for owning a home is just too harsh. Add pension loss, rates, insurance, water charges and maintenance and it's costing some homeowners well over $500 a week to live in their own home in retirement. Why bother to pay off a mortgage?

Set the pension at a rate adequate to support a modestly decent lifestyle and pay EVERYONE the same - no means test, no discrimination against couples, no discrimination against homeowners. We would have a much healthier and happier society and far less drain on the budget, as people would be encouraged to take responsibility for themselves and save for retirement. Let charities deal with the genuinely disadvantaged. With greater prosperity and genuine reward for effort, charities would be better placed to offer support and people, generally, would be more charitable. As things stand, most are sick of being bashed over the head for doing what's good for the nation and seeing others unfairly rewarded for ending up ''needy''.
George
15th Apr 2018
4:17pm
That's right, OGR. Picking winners and losers is a hopeless game and not in the interest of the country. It is of course the way politicians like to sell themselves.

Unfortunately, YLC regularly chooses to bat for one group or the other and that sets off groups against each other - pensioners vs SFRs, homeowners vs renters, etc. No doubt it generates a lot of heat, but not sure if anyone gets any sensible action out of it.

The only thing I hope these discussions lead to is more support & push for Universal Pension, and maybe Retirees starting to use their voting preferences more wisely to STOP the useless, rorting politicians getting back in for 2nd & subsequent terms just to qualify (from 8 years) for their excessively fat, undeserved pensions without any asset or income tests.
OnlyGenuineRainey
18th Apr 2018
10:12am
Sadly, the ''entitled'' brigade who are constantly demanding more, more, more to compensate for earlier irresponsible or overly indulgent lifestyles will NEVER show respect, let alone support, for SFRs. They are consumed with envy and they seem to think that having nothing is a result of misfortune and entitles them to fatter and fatter handouts. It never occurs to them to take responsibility for their circumstances, much less to respect those who do.

Unfortunately, this is precisely the mentality needs-based welfare creates. It makes people think that being needy equates to being special and entitled. As we see frequently, that leads to more people finding ways to appear needy, and to the needy being more inclined to reject any notion of personal responsibility and harp on demands for more handouts. Hence the mess that nation is in now.

Until we restore the concept of personal responsibility, the economy will not recover. That doesn't mean being uncharitable. It simply means developing a healthier mentality - one that endorses generous support for the genuinely needy, administered by groups that have the capacity to assess need more reliably than government - and focusing on the message that YOU are responsible for your situation in life, and YOU need to adjust your lifestyle accordingly. It's NOT up to my children to fund compensation for either your irresponsible life choices or your misfortune (genuine or otherwise). And this crap about taking from retirees who saved to hand out to those who didn't is wearing way too thin. And no, it's NOT okay to steal the inheritance of the worker and saver. THEIR CHILDREN HAVE A RIGHT TO IT AND YOU DON'T, because YOU didn't save it.

Bring on a universal pension. It would resolve a lot of social and economic issues. The tragedy is that, as I said, the ''entitled'' pensioner brigade will never support it. Envy rules their heads.
LadyM
14th Apr 2018
12:29pm
Not all rental property owners are rich, my property was my own home that I left to go and live with my new husband. It’s MY only income and it isn’t enough to pay tax on, so it isn’t negatively geared.
I have a wonderful tenant, she’s lived there for 7 years and has only had one rent increase in that whole time! Call me stupid, as I could definitely use the extra income, but I truly value my tenant and I know how tough it is trying to make ends meet.
OnlyGenuineRainey
14th Apr 2018
3:22pm
I really don't get this argument that renters should be subsidized. Why? Homeowners incur high costs to live in homes they spent decades going without to buy, but they are discriminated against for being responsible. There are loads of options for people to rent. Buy an old caravan and park it in someone's yard. Advertise for a property owner needing a caretaker and willing to let you park your van on his property. Share a large house with a group. Move to a rural area where rents are cheap. No, these are not IDEAL options, but while responsible hard-working taxpayers are forced to accept less-than-ideal options, why should they be funding solutions for others? It's time we got back to some personal responsibility, instead of feeding lame ducks and beating up on those doing what's good for the nation.

No, I'm not heartless. I have deep sympathy for the genuinely disadvantaged - but they are few and far between. I've been extremely hard-up, sick, with a disabled partner and a disabled child, and I still managed to pull myself up in the world. Now, I'm suffering discrimination for having done so. The ''feed the lame duck'' mentality in Australia is destroying our economy. We need to get back to rewarding work and responsible lifestyle choices and let charities take care of the disadvantaged. Government is getting it all wrong!
GrayComputing
16th Apr 2018
2:05pm
Dear PM MPs and senators

It is time for the government (and for all of us to rant at them) to take action for human decency and a huge stress reduction for pensioners

NO ASSET TEST FOR A PENSION EVERV AGAIN!
A pension is not welfare.

For the retired and retiring people in your electorate do you think they really look forward and want 100++ visits to/from Centrelink and be part of 3 million waiting queues and lost calls?

Most economist say we will save taxpayers money by dropping asset testing because of the massive overheads cost in running Centrelink and the 10,000 conflicting rules
Even poorer New Zealand has a NO ASSET pension so it is cheaper and user friendly,

As an MP do you really like being part of the system that allows this indirect abuse of the elderly?

This abuse is actually sponsored by our government and forced down to Centrelink and borders on a criminal act.

Why do MPs normally compassionate persons let this Centrelink abuse happen at taxpayers’ expense?

As a MP you even stand to lose your chance at being part of the government unless all these criminal asset tests for a pension are dropped now.

NO ASSET TEST FOR A PENSION EVER AGAIN!
OnlyGenuineRainey
18th Apr 2018
10:24am
Rent assistance is a ridiculous notion. First, homeowners are slugged with pension loss for having spent decades going without to pay off a mortgage, and then those who didn't get extra handouts. And now they whinge about it not being enough to pay for the accommodation THEY think they are entitled to. It's a disgrace that renters are rewarded for not bothering to take responsibility for their accommodation in retirement and home owners are punished for being responsible.

Stop the rewards for irresponsible behaviour and the irresponsible behaviour will reduce. Let charities take care of the GENUINELY disadvantaged (who are few and far between). We are creating a nation of dependants with this stupid give-me-more-because-I've-got-less mentality. We need to get back to personal responsibility.

There is ample cheap accommodation if you look for it. Look for affordable options instead of expecting others to cater to your preferences. Workers have to accept what they can afford. They can't just scream for handouts. I know one who bought a run-down shack in the bush for no deposit and high-interest vendor finance, just to avoid renting. No, it wasn't great, but they worked and paid it off and later were able to move up to a little better, and eventually to a modestly comfortable home. Now they are told they are ''lucky'' and deprived of pension income while people who didn't struggle as they did get handouts.


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