Budget 2016/17: What’s in it for retirees?

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Treasurer Scott Morrison has delivered his first budget and as expected, there were few surprises in areas he targeted. So, how does Budget 2016/17 shape up for you?

Superannuation
Introduction of a $1.6 million superannuation balance transfer cap an individual can transfer tax-free into retirement phase accounts
Reduction of $250,000 the threshold of combined income and superannuation contributions at which an individual pays 30 per cent tax
Lowering of the concessional superannuation cap to $25,000
Introduction of a $500,000 lifetime cap for non-concessional contributions
Introduction of Low Income Superannuation Tax Offset for those earning less than $37,000
Removal of current restrictions on those aged between 65 and 74 who continue to pay superannuation contributions
Increase the income threshold from $10,800 to $37,000 for receiving spouse superannuation contributions

Retirement
Removal of restrictions on the development of new retirement income products
Tightening of the rules surrounding transition to retirement strategies to close potential tax loopholes

Taxation
Increase to the Medicare levy threshold for low-income earners
Increase to the middle tax bracket threshold for those earning over $80,000
Four annual 12.5 per cent increases in tobacco excise

Welfare
Removal of the Clean Energy Supplement for new welfare recipients after 1 July 2017
Tougher assessments for 90,000 Australians currently receiving a Disability Support Pension
Better targeting of dental services for low income adults
Maintainence of the current level of Medicare Benefits Schedule fees for all services until 2020

Is there anything you think should have been included that wasn’t?

Keep an eye on your inbox tomorrow morning for more information on each of these items.

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Written by Debbie McTaggart

297 Comments

Total Comments: 297
  1. 0
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    Not even $2-3 a week for those solely on the age pension – yet again the big boys get the buckeroonies.

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      Apparently over $16,000 pa more for anybody earning $1 million a year.

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      You could have lost another $2-3 a week instead. So it wasn’t a bad outcome.

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      I’ve been at work, so I want to see the easing of super conditions for those in my position – bordering on 67 and still working and planning to do so for some time, even probably moving into full time soon, or close to.

      Damn – instead of buying my 25 foot cruiser out of my super, by continuing to work I’ll just have to pay for it out of income… demn me!

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      You can keep what you have got and add another $500,000. More than enough for a small fishing boat.

      It’s good they did it that way as it doesn’t restrict the percentage return one can earn on their super like the $70,000 pa Labor one does.

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      *gags* fishing boat? I’m talking about a cruiser here… though it will do some fishing work, I’m sure.

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      Besides, we’ve flogged super to death… super contributors get a tax cut to put cash away, then they get dividend imputation meaning no tax paid by their fund for shares in most cases, then they pay no tax when it is drawn at the end.

      I don’t see a single reason why excessive super earnings should not be taxed. Better still – pay everyone the Pension and tax all income above that by the normal standards. That will not meaningfully affect those with low super, but only those with more than they need, especially considering that they’ve had a sweet run to even gather that much super.

      Some of the best hits under that regime would be politicians – which I would expect would bring the crowd to their feet in applause.

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      Come on now, Trebor. Of course it’s a bad thing to tax high super earnings. It would hurt greedy privileged people like Bonny who want the battlers to pay for everything society needs so she can keep handing out to her precious children, while screaming that pensioners shouldn’t be allowed to leave anything to theirs.

      Never-mind that the underpaid work and excessive taxes on the lower paid position her to make a lavish income. She then beats her chest and claims superiority, accusing the real LIFTERS of this nation of ”laziness” because they don’t fund their own retirement AS WELL AS WORKING THEIR GUTS OUT TO CREATE THE ENVIRONMENT THAT FUNDS HERS.

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      Anyone seeing the contradictions here from Bonny? On the one hand, she claims to be living below the poverty line. On the other, she claims her investments are making her a motza (better returns than almost anyone else can achieve, according to Treasury), and now she’s glad there won’t be a tax on super income over $70,000 pa.

      Liars have to have good memories. Seems hers doesn’t measure up!

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      Do I sense envy here?

      Unfortunately everything I say is true and importantly I don’t rely up the taxpayers to support me. My kids are disadvantaged because I use my assets to live and not have them stashed away whilst living on welfare. That is where it is not fair.

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      It can’t all be true, Bonny, because you directly contradict yourself. Obviously you’ve forgotten what you said earlier. Funny how you claim it’s not fair for you to live on your assets, but you scream that it’s perfectly fair for those who have a lot less to have to drain theirs!

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      Seen it for some time Rainey. Latest one is Bronnie claiming to have to go to work. What next.

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      Mick you no longer have to work at a job to put concessional money into super.

  2. 0
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    The big winner appears to be small business which is the big employer. More people in work means a drop in welfare payments and an increase in taxation contribution. There has been some negative complaints from self interest groups but overall it seems to be a good budget, especially as it is an election year.

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      Listened to a top economist on Sky News Agenda this afternoon and said it is a fallacy that small business is the growth engine of Australia, rather it is Big Business that employs more.

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      Hold judgement Old Man until you understand the facts. There is a heap of things mentioned which need investigation and are likely to yield more surprises. The speech was a confident one but that is where it is likely to end. Read my post below.

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      @Misty, all business employs people and of course big business employs more but small business does its bit.

      @MICK, I don’t appreciate being told how to make my decisions. Your arrogance is breathtaking. BTW, the definition of a small business has nothing to do with turnover, it has always been classified as a business which employs less than 120 people. Making mistakes like that doesn’t do a lot for your credibility.

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      “Small business is the big employer” Maybe/maybe not, I wouldn’t know but I do know that if a business profits a few more dollars it may just stay with the owners not necessarily employ more people.

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      Thanks Greg, my definition is the one used by the NSW government. I accept that different organisations will have different definitions.

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      Small and Medium sized businesses employ around 65-70% of the workforce. The concept of reducing tax is a good one on many levels.

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      Economists have shot the government’s theory down in flames on two counts. First, it’s been well evidenced that any employment growth from company tax cuts is negligible. Second, there’s minimal benefit as lower company tax just means higher profits and therefore higher taxes for business owners.

      What’s really disturbing, though, is a nearly $17,000 a year tax cut for people earning $1 million a year, and an effective tax INCREASE for battlers with families. And higher income earning couples with no kids getting more while struggling families get less. How is that good?

      My biggest concern, though, is the freeze on Medical Benefits Schedule until 2020. That’s a GP tax in disguise. It’s going to cripple a lot of people, and making health care more expensive is NOT good for the nation. Watch the doctors and specialists withdraw further from bulk-billing and out of pocket costs and health insurance fees skyrocket.

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      Rainey that’s not a tax cut for high income earners, it’s the end of the budget repair tax imposed by Tony Abbott. Only those on high incomes paid the tax and now the government good to it’s word as promised is stopping the levy.

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      Why? The budget problem is WORSE, not better. And the poor are still paying the price for the deficit. Why should those who need help least be prioritized for relief?

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      We are all paying the price for Labor’s mismanagement not just the poor. I’m pretty sure Abbott promised it would be for only this term of government.

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      Lying Abbot also promised no changes to pensions. So promises to high income earners must be honoured, but promises to battlers don’t matter? And no, we are certainly NOT all paying any price for mismanagement by previous governments (primarily Howard and Costello, not Labor Frank. Only the ill-informed believe that particular LNP lie).

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      He didn’t lie. He said no changes to pensions during the government’s first term.

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      And he made changes during the government’s first term. Doesn’t matter when they take effect. That’s just advertising his gross dishonesty. The changes were made, and passed, during the first term. HE LIED.

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      Really mindboggling, Frank, that anyone could be dishonest enough to try to defend Abbott’s filthy fraudulent slight-of-hand. He was far worse than any liar. He lied about lying while planning how to lie. He defrauded the Australian public. He never even evidenced being qualified to hold office, but he committed electoral fraud. He lied to get elected with absolutely no intention of honouring his promises. If he was a company director, he’d be jailed. But politicians don’t hold themselves to the standards they impose on others. There is no worse scum alive, and Abbott and Hockey were the worst of the worst.

  3. 0
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    As Expected !! Bugger All !!

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      Get the cabbages in and growing. Mine already under way. Put in peas and beans as well as I knew what was coming.

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      I and others here Beat You Mick ! 🙂 Ours are well underway !
      I wonder who Cormorant is enjoying a + 12.5% Cigar with on the lawn after this Budget ? His best mate Gone 🙁

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      I would have to talk to the Council people here and see if I´m permitted to grow my garden patch on the footpath!!! Well, it is not a very good alternative, realty, around here…the wallabies would munch the lot. Never mind, I love them more than some, I have said, some people.

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      We are the Very last Building on the outskirts of Town ! But we’ve got a good Roo Proof Fence 🙂 🙂

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      I certainly wouldn’t eat anything grown on a footpath with all that pollution contaminating the food.

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      Chewing gum and dog guano – nothing better as mulch….

  4. 0
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    Tougher assessments for 90,000 Australians currently receiving a Disability Support Pension. As if life isn’t tough enough, they pick on the people that have to struggle with a disability to drive them into a grave. Sorry for thinking these SCUM had some heart in them, shame on the LNP : (

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      I think they were Chasing the Disability Vote 🙂 🙂

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      http://www.abc.
      et.au/news/2014-03-05/jericho-disability-support-pension/5297540

      Sounds like they’re going to target around 11-12% of current recipients, meaning they think there are 90,000 rorters out there…. wonder what categories they are going to hunt down and drag to the ground and chew to death….

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      I agree as there are too many people on the disability pension that should be working instead.

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      I see nothing wrong with re-assessing ALL those on a disability pension, particularly those ‘sufferring’ relatively minor afflictions. There are many whose disability is severe and lifelong and any welfare payments should be available for them, not for those who ‘choose’ disability over New Start or other welfare payments as a lifestyle.

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      Unfortunately any system that can be rort will be rort. There is a growing philosophy in the community that, “If I can take from the government I will.” – and that affects the genuine people who need help by creating volumes of paper work and mistrust. ….and a need to take from everyone else’s pocket.

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      I know of one self funded retiree that feels she cannot admit that she is not a pensioner and tells evrone she has left her pension card at home. We are now a country of people with a welfare mentality which is not a recipe for good economic prosperity.

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      I am getting a t shirt printed with “don’t rob me I’m a pensioner.” I get charged double when people realise I’m not a pensioner.

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      Maybe if we saw some fairness and common sense in the system, the mentality would change. Why wouldn’t someone want to be a pensioner when they suffer such abuse for saving to try to be self-sufficient.

      I want to be a pensioner after Jan 2017. I don’t want to live on half the income pensioners get and zero benefits. Sure, I can spend my savings. I went without lifestyle for 50+ years so I could be WORSE off in retirement than a pensioner and forced to give up EVERY BENEFIT I saved for, while people who had all the pleasures I went without get handouts. I should be quite happy to have to blow the money I saved for an expensive medical procedure to save my sight when I reach about 75 on daily living expenses and not have anything left of the money I saved for the eye operation I was warned I would need. I should be quite content to have to live off the savings from going without holidays and restaurant dinners and never see one ounce of benefit from that saving. Why the hell should I be entitled to preserve my eye-sight using money I saved for that purpose?

      My partner gets no compensation for being stolen and suffering hideous injustice in childhood because he’s not Aboriginal. But part-Aboriginal doctors and lawyers get ”compensation” for deprivation they never suffered. Well-to-do women get paid maternity leave while a woman forced out of the workforce by the birth of a disabled child who needs expensive special care gets nothing (except insults from the likes of Bonny when she later needs an aged pension because she gave up her income to care for her special child!!!) The mother of a disabled child struggles to survive on peanuts while couples getting fat pay-checks get big handouts to pay for childcare so they can keep drawing fat incomes.

      People who gift millions to their kids before they turn 60 claim a full pension and benefits, while honest aged people who struggled to try to be self-sufficient get screwed. Owners of multi-million dollar houses get full pensions while owners of country shacks with a few bob in the bank get screwed over.

      The problem isn’t PEOPLE’S ATTITUDE. It’s a stinking system that works on favouring this group unfairly for this benefit and that group unfairly for that benefit, and giving far too much to the haves and bugger all to the have nots.

      When the system is fixed, people’s attitude will change. The current mentality developed along with the neoliberal thinking of governments and the beginning of handouts to the rich. It will change when that thinking ends.

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      Rainey, I agree with you. I saved and put extra of my wages into super. Now I am just over the upper threshold and get nothing at all, pay gap on medical services, medicines.
      Women had no super scheme when I started work. There was no salary sacrifice. We paid full tax on the money we put into super., that we put into savings accounts etc.
      Salary + interest from banking it = taxed twice.
      We are not encouraged to save by being taxed several times for money we earn & save. Many don’t try to save for their retirement, and a lot don’t spend it wisely. Not many gift large amounts to relatives, friends, charities.

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      Highly amused to see the number of people that imagine that those taken of various benefits will actually find jobs to go into. Don’t know for sure but I am willing to bet that a majority of positions currently created are part time.

  5. 0
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    There is nothing in this Budget for people who are already retired or for low income earners. While $6 dollars a week may not mean a lot to people earning over $80,000 it would mean an lot to pensioners and low income earners struggling to pay utility bills and other basic costs. Last year’s Treasurer said the cuts to the income of self-funded retirees and other cuts would cover tax cuts for business and higher income earners. That is exactly what has happened. The tax cuts for small business will probably not make much difference to the tax take or business income as small businesses do not pay a lot of tax. Saul Estlake reported that 67% of Australian small businesses are non profitable and non taxable.

    • 0
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      It has already been commented on that the many Australians earning less than $80,000 pa get nix and then are hit with falling services as this government rips the heart out of everything which working Australians require.
      I found it interesting that Morrison used the term “hard working Australians” a number of times whilst spitting in the faces of these people. I guess he wanted to befriend working Australians so that they would vote for his bunch of pirates.

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      Yes ! Nothing for “Leaners” 🙂

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      Oh for goodness sake. The minor personal tax cut (well flagged) was to stop the bracket creep of those on who are ‘punished’ for moving into the second highest tax bracket on what is really only an average salary and as a result taking home a lower wage despite earning more. Earning $80000 $87000 does NOT make you rich!

      And before the likes of MICK weigh in on me, I earn far less than $80000 so will not be affected one way or the other from this change to personal tax thresholds.

    • 0
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      Look on the positive side retired and low income earners get to keep what they have already got.

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      I had no idea that the budget was meant to make retirees and non workers rich? The Victorian Premier will not like losing the bracket creep.

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      KSS please exlain to me how someone can take home less money because of bracket creep. When you go to the next bracket you pay 37 cents instead of 30 or whatever only on money you earn over the bracket amount. You still take home 63 cents for every extra $ you earn. There is no way your take home wages will decrease.

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      The attitudes we see here from the privileged are shocking in the extreme. ”Look on the positive side retired and low income earners get to keep what they have already got.” No, Bonny, they don’t actually. Because medical costs will soar. And if there IS any bracket creep (which major economists say is BS – it isn’t happening because wages have stagnated) then prices will rise and the poor will lose yet again.

      Frank, nobody suggested the budget was meant to make retirees and non-workers rich. But neither was it intended to make the rich richer while the battlers who build this country keep getting screwed.

      We can’t afford tax cuts. But those who need them least get them – at the cost of blowing the deficit out to worse than it’s ever been. Anyone who doesn’t deem that VERY BAD ECONOMIC MANAGEMENT is missing brain cells.

    • 0
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      KSS: Never mean to weigh in on you mate as long as your posts do not sound like government propaganda. Discuss the facts honestly and you’ll get a fair go from me.
      In regards to the repositioning to slow down bracket creep: fair enough but then the richest amongst us are getting a 5% tax cut. Is that fair? The really big boys may have to wait a few years but the deceit from Morrison was to redefine what a Small Business is (it was NEVER one turning over $10 pa) and to every year after that double the threshold so that ALL business gets the tax cut. Big business goes from 30% down to 25%. I call that corruption by any other word with this government working for the big end of town, not the nation.
      Call me what you like, they are the facts after the Budget speech.

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      If they run a commercial vehicle over a certain size they pay tax big time in fuel tax etc. Every time them give them a rebate the up the charge on something relating to the vehicle higher than the rebate.
      I know a person who runs a truck (not as large as a semi-trailer) who thought he would be better off…but that didn’t happen. He like many others are struggling even more. If they charge the same high prices as the big companies they don’t get the jobs.

  6. 0
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    I have been saying for some time that the winners in this budget were always going to be big business and the rich who were going to get a big tax cut.
    Morrison tried to cover his tracks by changing the definition of small business from those turning over $2 million a year to those turning over $10 million a year. So now $10 million pa turnover is a small business? Yeah right.
    Morrison went further and stated that in the second year the above tax cut would be extended to businesses turning over $25 million pa, the year after $50 million pa, etc.
    In other words BIG BUSINESS is getting a tax cut. It’s just that this is going to be phased in. So the chiseler has hidden the truth. Welcome to the coalition government.
    There is more to come but the Budget is little more than a shell game run by the government casino. Not a responsible Budget. Lies and half lies. A sham designed to sell the ‘we are responsible’ fairytale. Con men is closer to the truth.
    Morrison is a confident speaker…but when the speech is pulled apart Australians will see the dishonesty.

    • 0
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      Yes MICK it is all looking like smoke and mirrors.
      The biggest benefit to the lift in tax threshold will be to the top end of town – – again.
      The median wage of Australians in $57,000 per annum which means the vast majority of Australians are earning less than this magical $80,000.
      I have always led to believe that Christians were honest, upright people but Morrison, who proclaims himself to be Christian, does not appear to be able to lie straight in bed.

    • 0
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      Good budget especially increasing the turnover of small businesses to $10 million.

      Tax fee income from multimillion dollar super funds has been limited to only tax free income on $1.6 million.

      However I don’t think that people will now be able to put enough in super to fund their retirements in the future.

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      You assume that Morrison and the rest of the front bench are Christians. They are anything other than that.

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      Its Lay straight in bed, But Lie will do in this case !! 🙂

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      You know one shouldn’t mix politics and religion. Anyway what does it really matter who is Christian and who is not?

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      Yes – they could be hardline Muslim and it should make no difference……..

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      And a bird in the hand is worth two in the bush Bronnie.

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      MICK, your post is nothing but a vicious personal attack straight from the Labor/Union handbook.
      It was Labor who floated the $AUS. We are part of the rest of the world now so get over it. This government is recognising that our prosperity lies in competing, not with each other, but with the rest of the world. There are 1,000,000 Australians working overseas, many of whom have chosen to set up a business on foreign soil. Driven out by your mob MICK. While you sit in your Sydney Harbour front, multimillion dollar mansion, calling hard working Australians dishonest? Pick up your game mate!

    • 0
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      Interesting that they up the tax on smokes to encourage people to give up, but they are counting the budget gain as if nobody quits! Another example of the Treasurer’s gross incompetence, and yet another flag that the budget problem will increase due to mismanagement.

      As for Morrison claiming to be a Christian…. OMG!!!!

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      Wrong Rainey. Your Labor party ran with the idea that smokers wouldn’t quit and finished with a $20b black hole which apparently was a “rounding error.” Morrison counted on only $4.8b over 10 years.

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      Wrong, Frank. The Labor Party used figures supplied by the Government, and those figures were wrong, as are the Government’s forward estimates.

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      BTW. Frank. I don’t support Labor. Never have. Probably never will, though I will likely vote Labor next election simply because it seems the only way to try to ensure this facist LNP isn’t re-elected.

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      It’s a win/win for the government. If people don’t give up smokes they get extra tax and if they do then you will need less health care.

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      Rainey the ALP used old figures from Treasury. They were asked if they should be updated. So blaming someone else for Labor’s incompetence is no longer an option. It happens far too often. And for the record, MICK doesn’t support the Unions either. 🙂

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      So say the lying LNP, Frank, but it’s BS.

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      I note Treasury now says the Government’s figures on the cost of company tax cuts are out by mega-millions. Bet you don’t acknowledge and condemn that error, Frank. No doubt you’ll refute Treasury’s claim. Your precious LNP can do no wrong.

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      Rainey, as I posted here somewhere a couple of days ago. I had a doubt over the $48.5b figure because there are too many moving variables, particularly with < $10m enterprises. Level of profit for one. When you think about the many activities which can influence profit then all you have is an educated guess. I think the figure could be more accurately estimated for big business.
      There is no doubt about the power of taxation to influence consumer behaviour. A good example is the instant tax right off below $20,000 for small business which was introduced by Abbott. We’ve had record car sales. Of course also feuling that surge was the dropping of the false economy with the big car makers. Imported cars are now cheaper than the locally made.

  7. 0
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    Good budget to get the engine room of Australia moving but a loss of some franking credits for super funds and self funded retirees.

    Good move increasing the turnover of small businesses to $10 million.

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    How about extra increase in pay? and assistance with health care

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      Politician’s pay rise is under Consideration. With Private Hospital No Worries 🙂 Thanks.

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      “Maintainence of the current level of Medicare Benefits Schedule fees for all services until 2020”

      Over the next 4 years that may start hurting people.

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      Yes Greg, hurting the GPs who will continue to be out of pocket. People have to start seeing the GP as a small business because that is exactly what they are and an employer of others. They have exactly the same overheads as any other small business. If medicare rebates do not increase they have to raise their fees just like any other business.

      And then there is the rise in the level at which the medicare levy kicks in. That amounts to a small tax cut for those people.

      And before all the haters jump on this comment too, let me be clear: philosophically I think that Australian CITIZENS should be able to access life long high quality health care – including dental care – and high quality education without having to pay more in addition to tax. If people want to ‘opt out’ of the public systems they are welcome to do so BUT they should pay the full cost and not rely on the Government to support their personal choices. Everyone else pays, no exceptions.

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      Unfortunately one does not have a choice you need to have one leg in each camp. They designed it that way.

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      KSS, just how do you think people are supposed to pay for medical care when they are born disabled, have serious accidents, get cancer, have disabled children, or are denied opportunity in childhood and struggle in shit jobs on pay that doesn’t cover rent and food, let alone saving or insurance?

      Only the privileged think as you do. People who have no respect for others, but think society should enslave and exploit those born to disadvantage so the rich can keep partying and plundering.

      The freeze won’t hurt GPs. It will screw the struggling sick and create more health problems, more social problems, and ultimately higher burdens on the taxpayer.

      Until people realise that tax is an essential to fund civilization, and serious inequity leads to serious social ills, we will continue to see this country slide downhill.

      As for clamping down on disability benefits – if anyone had the ability to assess disability accurately, it might be a good thing. But when a quadriplegic in a wheelchair is denied benefits, and a cancer patient can’t get benefits because they haven’t been on their death bed long enough for ”their condition to stabilize”, the system is broken, and it’s certainly not the fault of the victims of this stupidity.

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      Rainey: Almost all those you mention in your first paragraph are or could be bulk billed and therefore changes will not apply to them as they will not be charged a ‘gap’ payment.

      And by the way, you have NOT cornered the market on compassion even if you think you have.

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      KSS, you show your gross ignorance. You have absolutely no idea how things work in the real world!

      I know people who were sent bankrupt paying for cancer treatment. I know battlers who risks serious consequences by rejecting a recommendation to have diagnostic tests that cost them thousands, out of pocket, because specialists DON’T bulk bill CSHC holders if they are not on a pension. I know struggling families who pay thousands per month for treatment for disabled children, and get very little help. If you really believe what you say, you are ill-informed and it’s time you stopped making claims and investigated the true situation out there for strugglers.

      As for compassion… I judge by what I see. Your comments reflect a total lack of it.

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      Rainey KSS is right medical bills for these people are bulk billed even those of specialists. Having had a first hand knowledge of all but that of being a quadriplegic all of these things are of very little cost if any.

      When I hear stories of battlers struggling financially with these costs I really wonder what they are talking about since they would not be struggling with the medical costs. If you get cancer they even help to pay for your household bills or petrol costs. Cancer treatment is free in public hospitals. All diagnostics tests are bulk billed unless you elect to have them done where they are not. With my disabled child all the treatment and medication given was at very little cost.

      So I can’t understand why battlers struggle as they also get help from the government through sickness support.

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      Bonny, you don’t understand because you trade on misinformation and anecdotal claims. And YOU ARE WRONG! Sorry. People wouldn’t be complaining about struggling with costs if those costs didn’t exist. I was recently quoted $2000 for a simple procedure that’s free for pensioners. ”CSHC NOT accepted in our practice. Sorry.” was the explanation. The procedure was not available in a public hospital.

      My disabled child cost me three houses. My disabled grandson is costing his parents a fortune. Yes, SOME treatment is free. Most isn’t. And if you want QUALITY treatment, you have to pay. Much of what is offered free is very poor and conditional on you accepting terms that are often not acceptable. My grandson’s parents would have had to accept that he had a condition he didn’t have and put him on an inappropriate diet to get treatment he needed free, because the SYSTEM says if he has XXX disability, then he has XXX diet problem. Except he doesn’t! They label people and box them, for convenience, and they get it hopelessly wrong.

      You pretend to live in some sort of utopian dream that has nothing whatever to do with reality in Australia. The real world is NOTHING like you pretend to believe.

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      So battlers can access these services for free unless they decide to go private instead.

      I rest my case.

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      I get it, Bonny. Battlers are supposed to accept sub-standard care or wait excessive lengths of time – possibly dying before they get to the top of the queue – DESPITE having saved to be able to pay for BETTER quality care – so you and your rich mates can retain your sense of superiority and the elitist benefits you seem to think you are somehow entitled to?

      In any case, Bonny, a lot of needed care is NOT free under ANY conditions. My partner needs medicines that cost hundreds of dollars a month because they are not on the PBS. NOBODY, no matter what their circumstances, gets those medications cheaply.

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      Yes you can make choices to pay for treatment and medications but it is still free under medicare.

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      Are you as thick as two bricks, Bonny, or do you just CHOOSE to miss the point. Nobody said SOME treatment isn’t available under Medicare free. But it isn’t always quality. It often involves long waiting lists. And people who saved to afford better shouldn’t be deprived of their savings by greedy, selfish, self-serving nasties who want to avoid a fair tax on super because it HURTS THEM, but are quite content for others to be treated unfairly.

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      I’m only just finding my way around. My assessment is that Doctors are in complete control over who pays and how much they pay for medical treatment. I have spent a fortune until recently.

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    It is of serious concern that Aged care providers will lose more than $1 billion in funding for complex healthcare over four years. This is an area that is already struggling to cope with demand. As the income and assets of current retirees are whittled away fewer people will be able to cover their own aged care costs. These cuts will precipitate a major crisis for aged care. It is a safe enough area to cut as it is likely to go unnoticed. The frail aged are not likely to be out shouting from the hustings and it seems no one else is likely to do it for them. Instead people such as those who benefit from running this website are advocating using the family home, which has been a fall back for covering aged care costs, to pay for the pension. This leaves people destitute when they need assets to pay for aged care.
    Yes Mick as you said if you are earning $1 million + you get the equivalent of the aged pension p.a. and the coming the tax cut for very big business, turnover up to $100,000 million, is disguised as a more palatable cut for small business.
    This is what the Treasurer called fairness.

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      Correction, a ‘the’ too many. It should have read ‘the coming tax cut for very big business, turnover up to $100,000 million, is disguised as a more palatable cut for small business.’

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      LNP have just lost 1million+ voters – vast majority of Age & Disability Pensioners + Carers. Goodonya Scotty & Mal…not!!!

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      I am lost for words. It is more than obvious who the LNP favours with Budget 2016. They haven’t given aged pensioners, low paid workers, the sick, and the disabled, any consideration whatsoever, except to show them things are going to get much worse for most of them.

      I hope Bill Shorten is worthy of our votes, and I hope he is sharpening his policies so that the LNP is booted out with the biggest defeat…..ever… as they most certainly deserve to be decimated at the polls.

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      Yes agree Bill Shorten and his team will be decimated in the polls because they simply have nothing better to offer anyone.

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      B(r)onny?…..you must have misread my post. I’m wanting the LNP out and anyone else who agrees with their discrimination towards people doing it hard has absolutely no place in our country’s government, or in our society.

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      Sounds like you could be jumping out of the frying pan into the fire then if you expect any better from the opposition.

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      If all else fails Bronnie attack Labor or unions. Are you really that desperate? The budget is a flop and the coming days will show why.

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      It is just so stupid that we don’t allow our pets to linger on but we allow our relatives to do so. This is not obly cruel but very costly.

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      Now you have really shown your true colours Bonny. Are you seriously advocating euthanasia for our relatives as a cost cutting measure? Please do not go where angels fear to tread!

      I’m off to buy an anti-ageing elixir. With obvious LNP supporters like you sprouking things like this, I’m going to need it to stay well clear of the aged care system.

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      No one should be left to suffer and linger on for the sake of their own dignity. Yes this is costly and serves no purpose.

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      Alex: correct. The tax cuts are a total con. Big business is getting a 2.5% tax cut but it will cut in. That is the deceit…again.
      I guess Ceo salaries will now go up another $1 million or more plus ‘performance’ bonuses.

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      Yes, Mick. CEO salaries will go up another million, and the poor CEOs will get a tax cut that’s more than an aged pension has to live on. But they still won’t be satisfied! Wait for the next barrage of whining from the Business Council!

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    As expected, absolutely nothing for retirees or single pensioners. Do they realise how difficult it is to live on a single pension? We have all paid our fair share of tax over the years, and what do we get now? NOTHING!! I hope the LNP does not expect the Pensioners vote at the next election as thinking Pensioners wont’t be giving it! On top of that we have a reduced interest rate announced today. What do they think we live on “Fresh Air?” Chrissy M

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      Chrissy L they probably think we can live on dog food if worse comes to worse. Just another budget to show the worsening inequality of the haves and the have nots. Unfortunately the LNP think they are born to rule and stuff the rest of us.

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      Spray some Vanilla Essence around to make Your “Fresh Air” more Nourishing 🙂

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      Chrissy L they don’t give a damn abt single pensioners et al as they’ll never need to live below the poverty line. Budget 2016 2nite totally ignored (not a single mention) age pensioners, disabled & their carers – lost all their votes, silly but not unexpected as LNP have always looked after their “uptown” mates. Don’t think many earning $80,000pa will be enamoured of a meagre extra $6/wk either.

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      It is even harder for some of our young families to make ends meet and just one disaster can tip them over the edge as they have no savings to fall back upon.

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      Don’t worry Chrissy. Plenty in the budget for the rich. Bronnie rubbing her hands together.

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      Gee you are doing well to afford vanilla today.

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      I wish I could find some of these struggling young families, Bonny. I’ve looked hard. The food courts are overflowing with young families stuffing their faces with expensive goodies. The mothers pull up in fancy new SUVs at the school gate daily. New housing estates seem to overflow with 4+ bedroom, 3+ bathroom, 3+ living room brick and tile homes with landscaped gardens and swimming pools. And all the ”struggling families” in my area are taking their kids to Bali for annual holidays.

      The only ”struggling” families I know of are those where parents are unable to find work, and those with disabled or chronically ill children. On the other hand, there are hundreds of thousands of struggling retirees – most of whom gave a great deal to this country and deserve a hell of a lot better than the vile treatment they are suffering. Even the veterans who saved YOUR freedom, and sacrificed their health and future earning capacity in the process, are struggling on pathetic incomes. And all the privileged care about is attacking so-called ”’welfare recipients”.

      What a disgrace!

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      No you won’t find struggling families stuffing their faces with expensive goodies as they can’t afford to do so.

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      But that’s the point, Bonny. They aren’t struggling, because they ARE out stuffing their faces with expensive goodies – or cruising to Bali with the kids.

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      Bonny, you are contradicting yourself again. You claim to be concerned for struggling families, yet you approve of a budget that slugs them to give more to the well-off! Mind boggling!

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      Other than smokers I can’t see where the budget slugs anyone.

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      The only ones getting slugged are the well off. I don’t mind that, but I object to 10 years retrospectivity. The 4% of superannuation members MICK refers to as the rich have been making plans based on the rules, but now the Turnbull government has wound back the clock to 2007. Of course no posters here would see that being unfair. I think it’s just as unfair to do it to a homeless person as a millionaire.

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