Banking & Investment

The annuities sweetener explained

Many people are unaware that the ways annuities are assessed changed last year. We explain how it works.

Income and asset tests

Talking retirement and pension strategies

It’s never too early, or too late, to understand pension thresholds and how they can affect your lifestyle in retirement.

Centrelink News

Centrelink to resume assets testing

The Centrelink assets test waiver is set to end on 24 September, and its reinstatement will create a set of new challenges for anyone depending on those payments.

Income and asset tests

How to reduce assets

Norm has shares purchased through an equity loan account and wants to know how they are assessed by Centrelink.

Income and asset tests

Getting a property revalued

Suzanne lives on a big property and thinks the excess land has been overvalued. She is keen to know whether she can challenge the decision.

Finance News

Five ways to boost retirement incomes

There are five big problems the Retirement Income Review will need to confront. Here are five changes that would tackle them.

Centrelink – Services Australia

Are adjoining blocks exempt?

Bianca is about to apply for the Age Pension and has some questions about the exemptions for primary residence.

Age Pension

Home purchase and the pension

Gloudina wants to buy half of her daughter’s house but is worried that it will affect her pension.

Income and asset tests

Home inclusion decided by postcode?

Under an Institute of Actuaries proposal, only retirees with more valuable than normal homes would face an assets test, and only on that part of the value that was higher than normal.

Centrelink – Services Australia

Can a margin loan reduce assets?

Hyacinth wants to know how Centrelink assesses her margin loan.

Income and asset tests

The problem with the assets test

A better designed assets test, preferably through a merging of the income and assets tests, would ensure that increased savings boosted retirement incomes.

Age Pension

New rules for the assets test

Dorothy wants to know if she is in a position to benefit from changes to the assets test.

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