Finance News

Prepare your home for winter to save money and your health

Don’t be left out in the cold this winter – preparing your home for the chilly months will not only save you money, it may also help safeguard your health and wellbeing.

Retirement Planning

How to calculate your needs in retirement

How much money you will need in retirement is a very different question to how much money is enough. So how can you calculate how much it will take to cover your living costs?

Claiming your pension overseas

Age Pension: assessed under an international agreement

Frank and his wife will receive an Age pension under an international social security agreement, but he doesn’t understand how the asset and income test is applied.


Finland’s national basic income

Finland is looking to remove all benefit programs and replace them with a monthly €800 ($1190) stipend to every adult, regardless of whether or not they receive any other income.

Retirement Income

Boost your income from home

You can earn extra income with these simple business ideas that can be started from home this week, have low-set up costs and are great, even if you are a ‘technophobe’.


Super tax breaks back on agenda

Financial Services Inquiry head, David Murray, has called on the new Prime Minister to reconsider his predecessor’s stance on superannuation tax breaks.

Finance News

How to make and stick to a budget

Budgeting can help you cut expenses, pay off debt and increase your wealth. While devising a budget is a big task, it’s definitely worth the effort.


Another blow to low-income earners

As a result of the government’s latest budget, low-income families will see their total disposable incomes cut by 7.1 per cent by 2018-19.

Age Pension

Can I sell my home to my son?

June would like to sell her home to her son as a vendor financier but is unsure how Centrelink will assess her property and income received from interest paid.


Asset thresholds to be lowered

Senior government sources have confirmed that next week’s budget will see changes to the pension assets tests that could reduce the pensions of 200,000 people.

Age Pension

Your retirement and the Age Pension March 2015

Each quarter, YourLifeChoices updates the relevant income and asset thresholds, pension payment rates and changes to legislation which may affect your Age Pension eligibility. This information is then published in Your retirement and the Age Pension, an electronic magazine which is available to our members to download free of charge. n

Finance News

Three super investment options

Looking forward to retiring? Unfortunately, many of those for whom retirement is near face a retirement shortfall. To help close the gap, it’s time to get savvy with your super.

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