Would it be better to borrow from the bank or should I use my super?

Kerry is nearing retirement and wants to know whether to borrow from the bank or use his super to build a new home. He asks Noel Whittaker if that would be a way to avoid paying interest.


How to estimate when super stash will run out

Martha* asks Noel Whittaker how she can estimate when her super will run out and she needs to prepare to transition to an Age Pension.

Finance News

The banks have failed to help Pat. Can Noel Whittaker?

Pat has a house but no superannuation and very little retirement income to allow her to spread her wings and enjoy life. She asks personal finance guru Noel Whittaker how she can live a little.

Seniors Finance

Jeanette fears $700,000 nest egg will not be enough

Jeanette and her husband have retired with $700,000 in super, but are worried that they will run out of money. They have asked Noel Whittaker for guidance.

Super Funds

Explaining the super fund puzzle

Greg is closely following the performance of his super fund now that he is retired and asks personal finance expert Noel Whittaker for help on how to assess funds.


‘Are my pension fund fees too high?’

Mike is concerned that the fees he is paying on his pension fund for advice and administration are over the odds and asks personal finance guru Noel Whittaker for his view.


Retirees warned to prepare for new assets test

Last year, we experienced considerable volatility in the stock market, with the All Ordinaries Accumulation Index down two per cent for the 12 months.


How can sale proceeds be best shared among siblings?

Marina seeks information about the ramifications of her mother-in-law selling her home and sharing the proceeds among her siblings. She asks Noel Whittaker for guidance.


Noel Whittaker on all matters retirement

Noel Whittaker is YourLifeChoices’ personal finance guru and helps hundreds of members with their queries. We present some of his answers from 2018 that may help others in similar situations.

Finance News

Where should Monica stash her nest egg?

Monica has worked hard to establish herself as a self-funded retiree and continues to be frugal. She asks personal finance guru Noel Whittaker for feedback on how she has ordered her finances.

Finance News

Noel Whittaker tells how to simplify our tax system

Gus echoes the complaints of many – that our tax system is too complicated. He asks personal finance expert Noel Whittaker how it could be simplified.


Noel Whittaker tells John how he can minimise his tax

Noel Whittaker explains the CGT implications of John’s block of land now that council rules have changed to allow for sub-division.

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