Centrelink

The following articles have the tag Centrelink

How Centrelink assesses your super

How Centrelink assesses your super

How Centrelink assesses your super

Centrelink uses a glad bag of rules when assessing super: Here are some of them.

Could your fund perform better?

Could your fund perform better?

Could your fund perform better?

Super funds need more access to members’ financial data, says expert.

Does Judy qualify for Newstart?

Does Judy qualify for Newstart?

Does Judy qualify for Newstart?

Illness is pushing Judy out of the workforce, but she cannot yet get an Age ...

Centrelink Q&A: Carer fears future

Centrelink Q&A: Carer fears future

Centrelink Q&A: Carer fears future

Can she take paid ‘time out’ if her husband were to die?

Strangers pay pensioner's rent

Elderly renter finds Facebook group is a friend indeed

Strangers pay pensioner's rent

Rental manager driven to help elderly tenant reclaim pension and pay back debt.

Will a gift affect my pension?

Will a gift affect my pension?

Will a gift affect my pension?

If I gift my three grandchildren, will my Age Pension be affected?

Concession Card eligibility queried

Concession Card eligibility queried

Concession Card eligibility queried

Does Susanne qualify to have the card reinstated?

Pam’s fears on nursing home fees

Pam’s fears on nursing home fees

Pam’s fears on nursing home fees

Couple in their 80s seek advice on how to cover costs.

Can Centrelink scan your bankcard?

Can Centrelink scan your bankcard?

Can Centrelink scan your bankcard?

Ellie fears security breach after her bankcard was copied.

Low Income Health Care Card

Low Income Health Care Card

Low Income Health Care Card

You may qualify for a Low Income Health Care Card if your income falls below ...

Rent assistance – 20 March 2018

Rent assistance – 20 March 2018

Rent assistance – 20 March 2018

The new payment rates and limits for rent assistance.

Pension thresholds from 20 March 2018

Age Pension: new thresholds from 20 March 2018

Pension thresholds from 20 March 2018

Changes to income and asset thresholds will take effect from 20 March 2018.

Newstart rates and thresholds 20 March

Changes to Newstart rates and thresholds

Newstart rates and thresholds 20 March

From 20 March 2018, Newstart rates and thresholds will be indexed.

Age Pension increases – 20 March 2018

Age Pension increases – 20 March 2018

Age Pension increases – 20 March 2018

How much more Age Pension will you receive?

Beware implications of downsizing

Beware implications of downsizing

Beware implications of downsizing

Ann sold her home to downsize and deposited the funds in the bank before buying ...

33m Centrelink calls unanswered

Unanswered calls not a staffing problem: Centrelink

33m Centrelink calls unanswered

Technology is the problem, not staffing, says agency.

How moving overseas affects Age Pension

How moving overseas affects Age Pension

How moving overseas affects Age Pension

Will Wayne still be eligible for the pension after living in the Philippines?

How to pass your assets on to your kids

How to pass your assets on to your kids

How to pass your assets on to your kids

The move that allows you to pass property to your kids without upsetting Centrelink.

Assessing a second home

Centrelink Q&A: Assessing a second home

Assessing a second home

What are the rules when a husband and wife each own a home?

Does Barnaby pass Centrelink test?

Does Barnaby pass Centrelink test?

Does Barnaby pass Centrelink test?

How would Centrelink - another government department - assess Barnaby's affair?

Reapplying for the Age Pension

Reapplying for the Age Pension

Reapplying for the Age Pension

A frustrated Colin has a warning for others in his position.

Will I lose my concession card?

Gerald wants to know if he’ll lose his Pensioner Concession Card.

Will I lose my concession card?

Gerald wants to know if he’ll lose his Pensioner Concession Card.

Government update 2018

Government update 2018

Government update 2018

Part of making retirement affordable requires fully understanding your entitlements.

Where is my concession card?

Where is my concession card?

Where is my concession card?

John hasn’t received his Pensioner Concession Card and wants to know where it is.

Warning: save your Centrelink data

Warning: save your Centrelink data

Warning: save your Centrelink data

Changes to Centrelink’s Express Plus mobile app will require PIN numbers.

Centrelink’s dodgy deal

Centrelink gives dodgy businesses access to recipients’ accounts

Centrelink’s dodgy deal

Centrelink allowed retailers to take money from Centrelink recipients’ payments.

Should you declare an inheritance?

Should you declare an inheritance?

Should you declare an inheritance?

Kate wants to know if she needs to declare an inheritance to Centrelink.

Centrelink overpays $2.84 billion

Centrelink confesses to $2.84 billion overpayment bungle

Centrelink overpays $2.84 billion

Centrelink admits to bungling $2.84 billion of welfare payments last year.

Welfare recipients on govt hitlist

The Federal Government to target welfare recipients over drug use

Welfare recipients on govt hitlist

The Federal Government to push ahead with drug tests of Logan welfare recipients.

Government alienates older Aussies

Government alienates older Aussies

Government alienates older Aussies

Federal Treasury report on cost of Age Pension alienates older Australians.

Will an inheritance affect Linda’s pension?

Will an inheritance affect Linda’s pension?

Will an inheritance affect Linda’s pension?

Some lump sums are excluded from assessment, but which ones?

Centrelink holiday reporting dates

Centrelink holiday reporting dates

Centrelink holiday reporting dates

Centrelink reporting and payment dates for the Christmas and New Year period.

How does an overseas pension work?

How does an overseas pension work?

How does an overseas pension work?

Maryanne wants to know if she can retire in the UK and still receive an ...

Working life residence explained

Working life residence explained

Working life residence explained

Marcy is confused about how living overseas affects her Age Pension.

Centrelink offers free money advice

Centrelink offers financial information sevrices

Centrelink offers free money advice

Who better to inform you about your Age Pension and entitlements than Centrelink?

Selling the family house

Selling the family house

Selling the family house

Leigh is selling the family home but is concerned she’ll lose her Age Pension.

Centrelink snitches raise $40m

Centrelink snitches raise $40m

Centrelink snitches raise $40m

Centrelink snitches raise nearly $40 million in welfare debt.

Increasing your super pension

super money

Increasing your super pension

Ellenora is considering upping the amount of pension she receives from her super.

Pension Supplement faces razor

pensioner overseas

Pension Supplement faces razor

Overseas travellers who stay away for six weeks may lose Pension Supplement.

Pension pay inches up to $44.4b

Pension pay inches up to $44.4b

Pension pay inches up to $44.4b

Total Age Pension payments have inched up slightly to $44.4 billion.

Will shares affect an Age Pension?

money stack

Will shares affect an Age Pension?

John is unsure how purchasing shares will affect his Age Pension.

Carer payments made simple

husband carer

Carer payments made simple

The type of relationship you have with your carer will decide what they are paid.

What concessions do I get with a CSHC?

concession cards

What concessions do I get with a CSHC?

What concessions do you get if you have a Commonwealth Seniors Health Card?

Centrelink to outsource call centre

Centrelink to outsource call centre to a UK-owned company

Centrelink to outsource call centre

Centrelink announced it will outsource its strained call centre to a foreign company.

Is your concession card in the mail?

Is your concession card in the mail?

Is your concession card in the mail?

More than 90,000 concession cards will be reinstated to former part-pensioners this week.

Pension advance payments

Pension advance payments

Pension advance payments

A pension advance payment could help Tracy deal with a couple of unexpected bills.

Govt admits to incorrect debt notices

Govt admits to incorrect debt notices

Govt admits to incorrect debt notices

Turnbull Government admits to 20,000 incorrect robo-debt notices.

CSHC income limits – 20 September 2017

CSHC income limits – 20 September 2017

CSHC income limits – 20 September 2017

From 20 September 2017, the income limits that apply to the CSHC will change.

Rent assistance – 20 September 2017

Rent assistance – 20 September 2017

Rent assistance – 20 September 2017

The new payment rates and limits for rent assistance.

Pension thresholds from 20 September 2017

older couple counting assets finances

Pension thresholds from 20 September 2017

Changes to income and asset thresholds will take effect from 20 September 2017.

Newstart rates and thresholds 20 September

Newstart rates and thresholds 20 September

Newstart rates and thresholds 20 September

From 20 September 2017, Newstart rates and thresholds will be indexed.

Age Pension increases – 20 September 2017

Age Pension increases – 20 September 2017

Age Pension increases – 20 September 2017

How much more Age Pension will you receive?

20 September pension increases

20 September pension increases

20 September pension increases

Millions will receive an increase to their pension payments on 20 September 2017.

Working and the Age Pension

working in malta

Working and the Age Pension

Gozitano wants to know if working overseas will affect his Age Pension.

Cashless welfare card roll-out

Cashless welfare card to roll out to a third region

Cashless welfare card roll-out

The PM has declared the Government’s cashless welfare card trial a “success”.

How will Alex’s Age Pension change?

assets test

How will Alex’s Age Pension change?

Alex wants to know how his assessable assets affect his Age Pension.

Age Pension and the Work Bonus

man at local bowls club

Age Pension and the Work Bonus

Ben asks Debbie how much he can earn before his Age Pension is reduced.

Will his assets be counted?

worried woman

Will his assets be counted?

Will June’s estranged husband’s income and assets affect her Age Pension claim?

Is renting a room worth the hassle?

room for rent

Is renting a room worth the hassle?

Janne is contemplating renting out a room to cover maintenance costs.

Centrelink still 'threatening' clients

Centrelink sends ‘threatening’ letters to vulnerable clients

Centrelink still 'threatening' clients

Centrelink is in the hot seat again, for sending ‘threatening’ letters to vulnerable clients.

Will I lose my Age Pension?

Older man worried about losing his pension

Will I lose my Age Pension?

Will Albert lose his Age Pension when he returns overseas?

Can I get a single Age Pension?

coupleatwar

Can I get a single Age Pension?

How will Centrelink assess two singles living under the same roof?

Can two live as cheaply as one?

middle-aged couple sitting on couch looking at their finances

Can two live as cheaply as one?

What financial issues should you consider before taking the plunge?

Centrelink and offset accounts

Centrelink and offset accounts

Centrelink and offset accounts

Graham wants to know how Centrelink assesses offset accounts.

Auditor finds myGov ‘effective’

Auditor-General gives myGov website a tick of approval

Auditor finds myGov ‘effective’

Positive reviews for improvements to myGov site, despite budget blowout.

Concession card discrimination unfair

Unfairness in reinstatement of Pensioner Concession Cards

Concession card discrimination unfair

David speaks out about the unfairness of Pensioner Concession Card reinstatement.

Concession card reinstatement

older woman using pensioner concession card

Concession card reinstatement

We clarify the confusion as to who will have their PCCs reinstated and why.

Pension thresholds from 1 July 2017

Older couple looking at age pension rates

Pension thresholds from 1 July 2017

Annual indexation of income and asset thresholds will take effect from 1 July 2017.

Paying bills the easy way

Paying bills the easy way

Paying bills the easy way

Sharyn has heard of a service provide by Centrelink which can help her spread the ...

Senate calls for end to robo-debt

Inquiry finds litany of Centrelink errors has caused extensive harm

Senate calls for end to robo-debt

Inquiry finds litany of Centrelink errors has caused extensive harm.

No evidence of Age Pension eligibility

Stressed man looks at his age pension paperwork

No evidence of Age Pension eligibility

Bert has been left with no documentation to support his Age Pension claim.

Will his income be assessed?

Income assessment of money with magnifying glass

Will his income be assessed?

Carol is concerned that her partner’s income will stop her getting an Age Pension.

Can my son claim a Carer Payment?

Carer son enjoying time with older mother

Can my son claim a Carer Payment?

Do you need to be a live-in carer to receive the Carer Payment?

When can I claim an Age Pension?

When can I claim an Age Pension?

When can I claim an Age Pension?

Martin is unsure how holiday pay will affect his claim for the Age Pension.

Payments under Age Pension age

Payments under Age Pension age

Payments under Age Pension age

Carol would like to know of any payments available to her from Centrelink.

Centrelink assessment of inheritance

Many hands assessing inheritance eligibiity

Centrelink assessment of inheritance

As a general rule, how is an inheritance assessed by Centrelink?

When will the energy payment be paid?

When will the energy payment be paid?

When will the energy payment be paid?

The one-off Energy Assistance Payment is due to hit bank accounts soon.

DHS encouraged to lower the bar

Government rejects advice to lower DHS satisfaction goals

DHS encouraged to lower the bar

DHS advised to lower Centrelink's customer satisfaction targets.

Will the Carer Supplement be paid?

home carer with elderly woman

Will the Carer Supplement be paid?

Many people rely on the one-off Carer Supplement so will it be paid this year?

Pension Supplement explained

Pension Supplement explained

Pension Supplement explained

Debbie explains what, and how much, the Pension Supplement is.

Pollies’ pension age remains at 60

Politicians’ pension rules are unfair for the rest of us

Pollies’ pension age remains at 60

From 2025, the pension age is planned to increase to 70, but not for politicians.

Centrelink’s 42 million call fail

Centrelink too busy to answer 42 million calls

Centrelink’s 42 million call fail

In the past 10 months, 42 million calls to Centrelink received an engaged signal.

Tudge: welfare dependency “poison”

Tudge labels Australia’s welfare system as “poison”

Tudge: welfare dependency “poison”

Alan Tudge labels Australia’s social security system as “poison” for the unemployed.

Which pension is better?

Two Pensioners

Which pension is better?

Joe is unsure whether he would be better off remaining on the DSP.

Robo-debt program to be expanded

pensioners with centrelink debt recovery letter

Robo-debt program to be expanded

Pensioners could be the next group to be hit with robo-debt letters.

Claiming the Low Income Supplement

Hourglass LIS

Claiming the Low Income Supplement

You have until the end of the financial year to claim the Low Income Supplement.

Can Centrelink wait times be fixed?

Can Centrelink wait times be fixed?

Can Centrelink wait times be fixed?

How does the Government plan to reduce painfully long Centrelink call wait times?

Claiming a New Zealand pension

NZ Nest Egg

Claiming a New Zealand pension

Can Toni claim New Zealand Super if he doesn't qualify for an Age Pension?

Could pensioners be drug tested?

Could pensioners be drug tested?

Could pensioners be drug tested?

A proposal to target job seekers might eventually target all welfare.

AFP won’t investigate Tudge leak

AFP won’t investigate Tudge leak

AFP won’t investigate Tudge leak

Claims Minister illegally shared private details won’t be investigated.

Centrelink phone wait times worsen

Centrelink phone wait times worsen

Centrelink phone wait times worsen

Average wait times for Centrelink's business phone lines were nearly 27 minutes in January.

Can Troy get financial assistance?

Senior man considers his options for financial assistance can centrelink help

Can Troy get financial assistance?

Is there an affordable way to borrow money?

Welfare cheats to face crackdown

vintage image of men looking for work

Welfare cheats to face crackdown

Budget measures are expected to crackdown on Newstart rort.

Downsizing and the Age Pension

Senior woman considers downsizing age pension australia

Downsizing and the Age Pension

May is unsure how selling her home will affect her Age Pension.

Rent Assistance on site fees

Senior woman looks at her finances and rent assistance eligibility

Rent Assistance on site fees

Will Janet be able to claim Rent Assistance on site fees?

Ombudsman slams robo-debt scheme

Ombudsman slams robo-debt scheme

Ombudsman slams robo-debt scheme

Customers treated unfairly, system lacks transparency, says Ombudsman.

Centrelink debt collectors get heavy

Centrelink debt collectors could be “breaching the law”

Centrelink debt collectors get heavy

Centrelink debt collectors still chasing debts that are under dispute.

Tudge could face jail: top lawyer

Top lawyer says Minister Tudge may have broken the law

Tudge could face jail: top lawyer

Leaking of Centrelink client’s personal information may be a criminal offence.

Lost super and the Age Pension

Finding lost super: how it affects your Age Pension

Lost super and the Age Pension

Ben is unsure how lost super will affect his Age Pension

Granny flat arrangements

granny flat in australian backyard

Granny flat arrangements

How do the rules surrounding granny flat agreements affect pension payments?

The truth of Centrelink wait times

older woman waits on the phone

The truth of Centrelink wait times

The time it takes to talk to a Centrelink operator is longer than the DHS ...

Can I start my Age Pension claim?

Couple nearing retirement age

Can I start my Age Pension claim?

Will having a younger partner stop Maeve from being able to claim her Age Pension? ...

Robo-debt Senate inquiry starts

Senate inquiry into Centrelink debt recovery system

Robo-debt Senate inquiry starts

Community sector representatives have called Centrelink’s debt recovery system inhumane.

Human Services email scam

Catherine has received a suspicious email is it a Centrelink scam or an Age Pension scam?

Human Services email scam

How can Catherine tell if a Human Services email is a scam?

Pension increases – 20 March 2017

dollar sign on post it

Pension increases – 20 March 2017

How much more Age Pension will you receive?

Personal details wrongly released

Minister Tudge wrongly releases personal Centrelink details

Personal details wrongly released

Legal guidelines used to justify the release of recipient's personal details were incorrect.

Will my Age Pension be reduced?

Human hand add a coin in the final row of coins over red house

Will my Age Pension be reduced?

If Anne takes full ownership of a house, will her Age Pension be reduced?

Centrelink releases personal details

DHS releases recipient’s data to contradict criticism

Centrelink releases personal details

Centrelink releases recipient’s private information to defend itself.

Age Pension explained

Age Pension explained

Age Pension explained

In this quick guide, Anne Rady explains whether you will qualify for an Age Pension.

Can you gift as much as you like?

Mans hand holding Australian money in white envelope

Can you gift as much as you like?

If you don't receive an Age Pension, can you gift as much money as you ...

Assessment of defined benefit income

Older woman holding a pen with her finger keeping place on a document

Assessment of defined benefit income

Sue is seeking clarification on the assessment of income from a defined benefit pension.

How are my pensions taxed?

Mature man in office looking at finanical documents

How are my pensions taxed?

Ken is confused about how his Age Pension and income stream are taxed.

More strikes for Centrelink staff

Centrelink office sign in Melbourne

More strikes for Centrelink staff

Public backlash over the debt-recovery program has lead to strike action.

Senator Abetz joins the queue

Liberal Senators speak out against Centrelink robo-debt system

Senator Abetz joins the queue

Liberal Senator Eric Abetz says Centrelink system has “let down the Australian people”.

Clarification of pensions overseas

Puzzle pieces fitting together for travel pension

Clarification of pensions overseas

If you’re confused about pension payments overseas, this should clarify.

Is the cashless welfare working?

Early report reveals signs that cashless welfare card trial is working

Is the cashless welfare working?

Reports shows that the cashless welfare card is having a positive effect on the community.

Has Centrelink got it wrong?

Elderly couple walk through a maze of money problems

Has Centrelink got it wrong?

Bob is confused about the status of his wife’s super balance.

The Centrelink scandal continues

Government is using false figures to defend its robo-debt system

The Centrelink scandal continues

The Government won’t disclose actual debt recovered. DHS admits further faults.

Tempted to raid your super?

Mature couple at home assessing finances

Tempted to raid your super?

If you’re struggling with money, accessing super may seem the ideal solution.

Centrelink reporting and payment dates

Centrelink reporting dates

Centrelink reporting and payment dates

Centrelink will be closed on Australia Day.

Centrelink to target age pensioners

Centrelink ‘robo-debt’ system to target pensioners and disabled

Centrelink to target age pensioners

Parliamentary memos show that the ‘robo-debt’ system will target pensioners next.

Coalition dumped in opinion polls

Public opinion expresses disgust at, and distrust of, the Government

Coalition dumped in opinion polls

The Government is seriously slipping in public opinion polls.

Centrelink system flaws were known

Reports reveal Government knew about flawed system

Centrelink system flaws were known

Reports reveal that the Government knew the Centrelink debt-recovery system was flawed.

Age Pension and your super

Hand with calculator working out superannuation

Age Pension and your super

How does super and the Age Pension affect your retirement income?

Is Minister Tudge fudging?

Is Minister Tudge fudging?

Is Minister Tudge fudging?

Human Services Minister Alan Tudge has defended Centrelink’s debt recovery system.

Centrelink disaster far from over

Centrelink disaster far from over

Centrelink disaster far from over

Overworked Centrelink staff are bracing for an onslaught of customer appeals.

Centrelink debacle hits thousands

Couple worried about Centrelink debt recovery process

Centrelink debacle hits thousands

The Government has pushed ahead with a system that is fundamentally flawed.

Do I need to claim a UK pension?

Person applying for a UK pension

Do I need to claim a UK pension?

Denise is confused as to whether or not she needs to apply for a pension ...

Limits for selling on eBay

Smartphone with eBay app against computer keyboard

Limits for selling on eBay

When selling items on eBay or similar, does Centrelink monitor this income?

Centrelink to ban 200k from travel

Centrelink to place travel ban on 200,000 Australians

Centrelink to ban 200k from travel

Australians who owe Centrelink money could be prevented from leaving the country.

The real sting in pension cuts

Pensioner looking at the globe

The real sting in pension cuts

Buried in yesterday’s MYEFO was a statement that should have pensioners concerned.

Pension changes understood

Age pensioner counting cents after pension cuts

Pension changes understood

It’s easy to forget that the Age Pension changes were actually the preferred option.

No Centrelink Christmas cheer

Age Pension: how will you be affected by the changes?

No Centrelink Christmas cheer

Letters advising changes to Age Pension payments couldn’t have come at a worse time.

Does Centrelink know my assets?

Centrelink files with Assets tab

Does Centrelink know my assets?

We clarify what you need to do before the asset threshold changes.

Government threatens pensioners

Government threatens to jail Centrelink recipients

Government threatens pensioners

Human Services Minister threatens to jail those who owe Centrelink money.

Pensioners left in legislation limbo

Retired couple worried about pension portability

Pensioners left in legislation limbo

There's only fours days until Parliament rises, but what will be passed before then?

Pros and cons of equity release

Pros and cons of reverse mortgages

Pros and cons of equity release

A number of Australians are considering equity release products, to manage finances.

Savers ‘fooled’ over interest rates

savings rates for term deposits

Savers ‘fooled’ over interest rates

Much-trumpeted August increase in term deposit rates have now been reversed.

Will the pension increase by $30?

Australian money enclosed in a pension jar

Will the pension increase by $30?

Who will receive more in Age Pension from January 2017?

Payday loan alternatives

Payday loan debt on notebook beside piggy bank and calculator

Payday loan alternatives

Payday loans can seem like the easy way out.

No answer at Centrelink

woman on the phone to centrelink

No answer at Centrelink

Having problems getting through to Centrelink on the phone?

Should I now get a single pension?

Single woman of pension age considers applying-for a singles age pension

Should I now get a single pension?

Peter would like to know if he can be assessed as single age pensioner.

Age Pension 'inadequate'

Aged pension 'inadequate'

Age Pension 'inadequate'

YourLifeChoices publisher Kaye Fallick spoke to 6PR's Chris Ilsley.

Centrelink's pension christmas 'present'

Man getting letter re pension threshold changes

Centrelink's pension christmas 'present'

Retirees may not find out until just before Christmas if their Age Pensions will be ...

Is it worth making a pension claim?

Dice with Australian money

Is it worth making a pension claim?

Should Michael make a pension claim even though he’ll fail the income test?

What if I lose my Age Pension?

Pension concept Australian coins in a jar

What if I lose my Age Pension?

Here is clarification of how the asset threshold changes will be applied.

Your retirement and the Age Pension

Your retirement and the Age Pension

Your retirement and the Age Pension

Simplified and concise information on retirement and the Age Pension.

CSHC income limits

CSHC income limits

CSHC income limits

From 20 September 2016, the income limits that apply to the CSHC have been indexed.

Pension increases – 20 September 2016

Increases to Age Pension rates

Pension increases – 20 September 2016

In accordance with indexation, Age Pension rates will increase on 20 September 2016.

Will I lose my pension if I leave?

Office desk with world map made of money coins and piggy bank

Will I lose my pension if I leave?

Will Neville have to wait two years before returning overseas?

Volunteering in health care

nursing uniform for volunteer

Volunteering in health care

Where can qualified nurses use their skills as volunteers?

Fear of pension age increase

Unemployed older Australians fear further pension age increases

Fear of pension age increase

The Government plans to reintroduce legislation to raise the pension age.

Cashing in funeral bonds

Cashing in funeral bonds

Cashing in funeral bonds

Paul is considering a funeral bond, but can he cash it in?

Will the family home be an asset?

concept lego houses beside stacks of coins

Will the family home be an asset?

What is the best way to spend an inheritance to save your Age Pension?

How do I start my retirement?

How do I start my retirement?

How do I start my retirement?

Robert is planning on retiring but isn’t sure when he should apply for an Age ...

Does Airbnb make my home an asset?

Woman looks at airbnb app on smartphone unsure how it will affect her pension

Does Airbnb make my home an asset?

Will renting space in her home cost Lyn under the asset test?

ACOSS to fight welfare changes

Welfare body calls for better care of those on low incomes

ACOSS to fight welfare changes

ACOSS is prepared to fight the Government over proposed welfare changes.

Does your retirement need a rethink?

Does your retirement need a rethink?

Does your retirement need a rethink?

Will the proposed changes to super have an impact on your retirement income?

Will my home be an asset?

Man on the phone to centrelink discussing whether or not his home will be considered an asset

Will my home be an asset?

Will running a home business make Rod’s house an assessable asset?

Is board assessed as income?

Mature parents with adult daughter giving money

Is board assessed as income?

Will charging his children board and lodging affect Seth’s Age Pension?

How is my car valued as an asset?

How is my car valued as an asset?

How is my car valued as an asset?

How will the purchase of a new car affect Diane’s Age Pension?

Coalition crackdown on welfare fraud

Election 2016: Coalition target welfare recipients

Coalition crackdown on welfare fraud

New savings of $2.3 billion are coming from an additional crackdown on welfare recipients.

Centrelink assessment of gifts

 Centrelink assessment of gifts

Centrelink assessment of gifts

How will a monetary gift of $10,000 affect the recipient’s Age Pension?

Is Centrelink checking your bank account?

Is Centrelink checking your bank account?

Is Centrelink checking your bank account?

Does Centrelink have the power to check your bank account?

Work Bonus and part-time work

older school teacher thinking about the work bonus

Work Bonus and part-time work

Does the Work Bonus make part-time work worthwhile? That is, will it affect my Age ...

Will we get a full Age Pension?

worried senior thinking about full age pension

Will we get a full Age Pension?

Tony would like to know how his Age Pension might be affected by providing homestay.

Benefit by planning ahead

Man talking to funeral director about his funeral plans

Benefit by planning ahead

A testament to Mareena Purslowe Funerals’ customer service and professional care.

Benefits of planning ahead

Man talking to funeral director about his funeral plans

Benefits of planning ahead

A testament to White Lady Funerals’ customer service and professional care.

Will my Age Pension reduce?

Age Pension changes: will my pension reduce

Will my Age Pension reduce?

We clarify for Kay what the Age Pension asset threshold changes mean.

Are Age Pensions being cut?

Close up worried mature womans hand holding empty purse

Are Age Pensions being cut?

Will the Age Pension payment be reduced?

Financial assistance for grandparents

Grandparents figures on a scale with stacks of money

Financial assistance for grandparents

If you have responsibility for your grandchildren, what help is available?

Fairness and the family home

middle aged couple stand outside their home

Fairness and the family home

Simon Cowan explains why the family home should be assessed.

Are deeming rates unfair?

house icon and percentage sign on opposite ends of a see saw

Are deeming rates unfair?

Deeming rates can be higher than actual interest paid.

DHS strikes could delay pensions

receipt from atm showing empty bank account

DHS strikes could delay pensions

Will your pension payment be affected by DHS strike action?

Pension increases – 20 March 2016

Pension savings in a bowl

Pension increases – 20 March 2016

In accordance with indexation Age Pension payment rates will increase.

Will I get a pension bonus?

Yellow folder with pension with papers and calculator

Will I get a pension bonus?

Is Martin entitled to an extra payment from Centrelink when he retires?

Pensioners resort to living in cars

Pensioners resort to living in cars

Pensioners resort to living in cars

Hundreds of Australians are sleeping in their cars due to having nowhere else to go.

Age Pension and a de facto partner

defacto older couple holding hands

Age Pension and a de facto partner

How does a de facto relationship affect an Age Pension Claim?

Pension to become a loan?

house of money with sold sign

Pension to become a loan?

Watch out home owners – they’re coming to get you!

Age Pension to become a loan?

house of money with sold sign

Age Pension to become a loan?

Watch out home owners – they’re coming to get you!

Who will receive concessions?

lady handing over payment card to a man

Who will receive concessions?

Concessions can be a vital component to being able to survive on a fixed income.

How to stop Centrelink tracking you

How to stop Centrelink tracking you on social media

How to stop Centrelink tracking you

Drew explains how to boost your privacy settings on social media.

Welfare cheats caught via social media

Magnifying glass held over computer screen displaying Facebook logo

Welfare cheats caught via social media

Centrelink is monitoring social media accounts to catch welfare cheats.

Fraudulent couples on welfare notice

woman inspecting fraudulent paperwork

Fraudulent couples on welfare notice

Centrelink has put on notice welfare recipients trying to defraud the system.

Will my overseas pension be affected?

Man's hands holding nest full of gold pension eggs

Will my overseas pension be affected?

Frank doesn’t understand how the income and asset test is applied overseas.

Transferring to the Age Pension

Transferring to the Age Pension

Transferring to the Age Pension

What should you consider before making the move to the Age Pension?

Age Pension no guarantee

Age Pension no guarantee

Age Pension no guarantee

Scott Morrison has outlined the government’s vision for a new retirement income system.

myGov frustration for Centrelink customer

myGov frustration for Centrelink customer

myGov frustration for Centrelink customer

Not all people who need Centrelink support are as lucky as Ms Smith.

Can I claim an Age Pension?

Can I claim an Age Pension?

Can I claim an Age Pension?

Florence wants to know if she can claim an Age Pension from overseas.

New scam aimed at pensioners

New scam aimed at pensioners

New scam aimed at pensioners

The ACCC has issued a warning of a new scam primarily aimed at pensioners.

Will my pension be reduced?

Will my pension be reduced?

Will my pension be reduced?

What will changes to the defined benefit rules mean to pensions?

Pension payments overseas

Pension payments overseas

Pension payments overseas

Amanda and her husband are considering making the move back to the UK.

Centrelink blocks 60k calls a day

Centrelink blocks 60k calls a day

Centrelink blocks 60k calls a day

More than 22 million phone calls to Centrelink were blocked in the past year.

Will you get an Age Pension?

Will you get an Age Pension?

Will you get an Age Pension?

Do you meet the criteria to qualify for an Age Pension?

Selling the family home

Selling the family home

Selling the family home

How can downsizing the family home affect Age Pension payments?

Missing Seniors Supplement

Missing Seniors Supplement

Missing Seniors Supplement

Leia has noticed that her Seniors Supplement hasn’t been paid.

Centrelink share valuation

Centrelink share valuation

Centrelink share valuation

When is it worthwhile to ask Centrelink for a reassessment?

Millionaire’s wife jailed for fraud

Millionaire’s wife jailed for fraud

Millionaire’s wife jailed for fraud

Wife of wealthy mining boss, Hamish Bohannan, will be jailed for $62,000 fraud.

Can I have my assets devalued?

Can I have my assets devalued?

Can I have my assets devalued?

Brian would like to know why his assets are not devalued more regularly.

Can we get DSP outside Australia?

Can we get DSP outside Australia?

Can we get DSP outside Australia?

Joan wants to know what payments she will receive if she moves to the UK.

Two-year residency rule

Two-year residency rule

Two-year residency rule

The two-year residency rule is causing Dale some confusion.

Ten-year residency rule

Ten-year residency rule

Ten-year residency rule

Brenda isn’t sure how the 10-year residency rule is applied.

Income or asset test?

Income or asset test?

Income or asset test?

When is an Age Pension payment assessed under the income or asset test?

Prepaid funerals and the pension

Prepaid funerals and the pension

Prepaid funerals and the pension

There is a cost-effective and legitimate means by which to decrease your assessable assets.

Crackdown on welfare fraud

Crackdown on welfare fraud

Crackdown on welfare fraud

As of 1 July, the Government has increased its efforts to wipe out welfare fraud.

Telstra’s $90 million phone bill

Telstra’s $90 million phone bill

Telstra’s $90 million phone bill

Telstra has lost millions of dollars on its phone line deal with the DHS.

Superannuation and the Age Pension

Superannuation and the Age Pension

Superannuation and the Age Pension

Frank has a few questions on how his super might affect his Age Pension.

Pension changes get Green light

Pension changes get Green light

Pension changes get Green light

Changes to pension asset thresholds and taper rate will pass through the Senate.

Cashless welfare card to be trialled

Cashless welfare card to be trialled

Cashless welfare card to be trialled

The government will trial a cashless welfare card in some areas later this year.

Super or high-interest account?

Super or high-interest account?

Super or high-interest account?

Gaye would like to know if super is a good alternative to a high-interest account.

How will I be assessed?

How will I be assessed?

How will I be assessed?

Richard is seeking clarification on how his assets and income will be assessed.

Can I sell my home to my son?

Can I sell my home to my son?

Can I sell my home to my son?

June would like to sell her home to her son as a vendor financier.

Centrelink services under fire

Centrelink services under fire

Centrelink services under fire

Almost a quarter of the 57 million calls made to Centrelink last year went unanswered.

Age Pension indexation

Age Pension indexation

Age Pension indexation

Proposed Age Pension changes announced in the 2014 Budget have been scrapped.

Moving in with family

Moving in with family

Moving in with family

Joyce is considering moving in with her daughter, but how will this affect her Age ...

Asset thresholds to be lowered

Asset thresholds to be lowered

Asset thresholds to be lowered

Budget changes could see 200,000 part-pensioners lose their entitlements.

750,000 welfare recipients overpaid

750,000 welfare recipients overpaid

750,000 welfare recipients overpaid

An estimated one-in-10 welfare recipients were overpaid.

Claiming the Pension Bonus

Claiming the Pension Bonus

Claiming the Pension Bonus

Can Chris make a retrospective claim under the Pension Bonus Scheme?

Means test could save budget

Means test could save budget

Means test could save budget

Means-testing the family home could result in a $6000 increase to pensions.

Time to rethink retirement

Time to rethink retirement

Time to rethink retirement

What is retirement? What does it mean to you?

Centrelink holiday arrangements

Centrelink holiday arrangements

Centrelink holiday arrangements

The Easter holiday period may mean altered reporting and payment dates.

Protect the Age Pension

Protect the Age Pension

Protect the Age Pension

Hold Mr.Abbott to his promise that there would be "no changes to pensions".

Reverse mortgage or line of credit

Reverse mortgage or line of credit

Reverse mortgage or line of credit

Should you take out a reverse mortgage or line of credit?

Welfare review signals change

Welfare review signals change

Welfare review signals change

Review undertaken by Patrick McClure has found welfare system needs restructured.

Are offset accounts an asset?

Are offset accounts an asset?

Are offset accounts an asset?

Offset accounts are a useful way of helping to reduce the interest you pay on ...

Reducing your assets

Reducing your assets

Reducing your assets

Will buying a more expensive property increase pension payments?

How to Claim the Essential Medical Equipment Payment

Household Assistance Package, essential medical equipment payment, Centrelink

How to Claim the Essential Medical Equipment Payment

Are you eligible for assistance?

Why is my Age Pension reducing?

Why is my Age Pension reducing?

Why is my Age Pension reducing?

Mariam can’t understand why her Age Pension reduces when her husband earns money.

An alternative to reverse mortgages

Reverse Mortgages, Pension Loans Scheme, Centrelink, Answer, real estate, tax, interest

An alternative to reverse mortgages

Information provided by Centrelink People of Age Pension age (or their ...

Age Pension and overseas travel

Age Pension and overseas travel

Age Pension and overseas travel

Michael would like to know how overseas trips will affect his payments.

What is the Work Bonus?

What is the Work Bonus?

What is the Work Bonus?

Craig Hall explains how the Work Bonus can help your claim for the Age Pension. ...

New rules for DSP paid overseas

New rules for DSP paid overseas

New rules for DSP paid overseas

The rules have changed for those on DSP intending to travel overseas.

Changes to DSP claims

Changes to DSP claims

Changes to DSP claims

The assessment process of claims for the Disability Support Pension changed on 1 January.

A fair go for older Australians

A fair go for older Australians

A fair go for older Australians

The rich are getting richer and the poor are getting poorer.

Will more super affect my pension?

Will more super affect my pension?

Will more super affect my pension?

Would extra super payments be assessed by Centrelink and affect the Age Pension?

Human Services industrial action

Human Services industrial action

Human Services industrial action

Human Services officers will commence industrial action on 11 December.

Deeming rules confusion

Deeming rules confusion

Deeming rules confusion

John believes many of the rules surrounding the changes to deeming rules are detrimental.

Parental gifting

Parental gifting

Parental gifting

How will granny flat arrangements and gifting an inheritance advancement affect the pension?

New Zealand pension claims

New Zealand pension claims

New Zealand pension claims

How will the increased working-life residency requirement affect those from New Zealand?

Compensation payments on a pension

Compensation payments on a pension

Compensation payments on a pension

As Deborah has realised, there can be penalties when you receive a compensation payout.

Are you a dole bludger?

Are you a dole Bludger?

Are you a dole bludger?

If you’re claiming Newstart Allowance then the chances are that you are considered a dole ...

Seniors Supplement stand-off

Seniors Supplement stand-off

Seniors Supplement stand-off

A bill to abolish the Senior Supplement is due to be introduced to the upper ...

Is Newstart classed as income?

Is Newstart classed as income?

Is Newstart classed as income?

Does a wife’s claim for the Newstart Allowance affect her husband’s Age Pension?

Lump-sum withdrawals

Lump sum withdrawals

Lump-sum withdrawals

Beth wants to know if a lump-sum withdrawal will affect her Age Pension.

Granny flat rules

Granny flat rules

Granny flat rules

Will building her daughter a flat on her property affect Lyn’s Age Pension?

Centrelink customer service shake-up

Centrelink customer service shake-up

Centrelink customer service shake-up

The DHS has been forced to rethink its plans for a customer service revamp.

Asset reduction rates

Asset reduction rates

Asset reduction rates

Robert would like to know if the rate at which a pension is reduced has ...

Living apart – together

Living apart – together

Living apart – together

Could George and his wife be reassessed as singles?

New rules for reversionary pensioners

New rules for reversionary pensioners

New rules for reversionary pensioners

Many pensions ‘grandfathered’ under existing rules could lose their special exemption.

Super rules change again

Super rules change again

Super rules change again

Included in the legislation to repeal the mining is changes to the SGC.

Using super to pay out mortgage

Using super to pay out mortgage

Using super to pay out mortgage

Could Jenny use her super to pay out her mortgage and still get an Age ...

Centrelink privacy breach

Centrelink privacy breach

Centrelink privacy breach

An official from Centrelink has left behind personal details of 23 clients at a railway ...

How much will be exempt?

How much will be exempt?

How much will be exempt?

Will downsizing be a blessing in disguise for Graham?

Overseas pension calculation

Overseas pension calculation

Overseas pension calculation

Annie isn’t sure if the allowable earning threshold is applied to her Age Pension.

Retiring from the workforce

Retiring from the workforce

Retiring from the workforce

Can you get the Age Pension if you stop working before 65?

Income Stream Reviews go online

Income Stream Reviews go online

Income Stream Reviews go online

From 1 August 2014 you will be able to complete your Income Stream Review online.

Changes to the dole for over 50s

Changes to the dole for over 50s

Changes to the dole for over 50s

Those aged over 50 will have to undertake 15 hours per week of approved activities.

Couple's Age Pension quandary

Couple's Age Pension quandary

Couple's Age Pension quandary

Jeff would like to know if he will receive a single or couples' Age Pension. ...

Do I get a $600 bonus?

Do I get a $600 bonus?

Do I get a $600 bonus?

James wants to know if he should be getting a bi-annual bonus from Centrelink.

Annual Carers’ Supplement

Annual Carers’ Supplement

Annual Carers’ Supplement

Will the Carer’s Supplement be paid this year and if so, when?

Changes to pensions overseas

Changes to pensions overseas

Changes to pensions overseas

When you leave Australia your rate of payment may change after 26 weeks.

Loans for pensioners

Loans for pensioners

Loans for pensioners

If you’re on a pension, a personal load may not be accessible, nor the most ...

Changes to pensions

Changes to pensions

Changes to pensions

How will changes to pensions announced in the Federal Budget 2014 affect you?

DSP under fire

DSP under fire

DSP under fire

Changes to indexation could see Disability Support Pension (DSP) rates cut.

A response to pension cuts

A response to pension cuts

A response to pension cuts

Richard shares his strong opinion on why a pension cut would be a mistake.

Transferring from a UK pension

Transferring from a UK pension

Transferring from a UK pension

Ann isn’t sure how her British pension will affect her claim for the Australian Age ...

Pension paid to convicted murderer

Pension paid to convicted murderer

Pension paid to convicted murderer

A convicted murderer has mistakenly been paid a Disability Support Pension for nine months.

Overseas travel trap

Overseas travel trap

Overseas travel trap

A miscalculation has cost Russ dearly and he doesn’t want others to be caught out.

Will downsizing affect my pension?

Will downsizing affect my pension?

Will downsizing affect my pension?

Elise is unsure how the proceeds of her house sale and gifting may affect her ...

Increased Newstart income limits

Increased Newstart income limits

Increased Newstart income limits

Increased thresholds applied to the Newstart Allowance may mean you now qualify.

Government announces pension rise

Government announces pension rise

Government announces pension rise

From 20 March 2014 3.6 million pensioners should see a rise in their payments.

Will I lose my part Age Pension?

Will I lose my part Age Pension?

Will I lose my part Age Pension?

How will a casual income affect Peter’s part Age Pension?

Which Age Pension will I get?

Which Age Pension will I get?

Which Age Pension will I get?

As a New Zealand citizen, Barry is unsure if he is entitled to an Australian ...

Centrelink reporting and payments

Centrelink reporting and payments

Centrelink reporting and payments

Altered reporting and payment dates.

Is an insurance payout an asset?

Is an insurance payout an asset?

Is an insurance payout an asset?

Paul's mother has just received an insurance payout and is unsure whether it will affect ...

Gift or income?

Gift or income?

Gift or income?

Is the money Brian received from his son a gift or income?

Will my pension be deemed?

Will my pension be deemed?

Will my pension be deemed?

Legislation has been introduced which will result in the deeming of account based income streams.

Cruising and the Age Pension

Cruising and the Age Pension

Cruising and the Age Pension

Will Ruth’s three-month cruise affect her Age Pension?

Time to claim an Age Pension

Time to claim an Age Pension

Time to claim an Age Pension

John needs urgent financial assistance but is reluctant to approach Centrelink.

Can you live the good life on an Age Pension?

Can you live the good life on an Age Pension?

Can you live the good life on an Age Pension?

Debbie McTaggart explains why your money may not be stretching as far as you would ...

When is a post office not a PO?

When is a post office not a PO?

When is a post office not a PO?

When is a post office not a post office?

Your former home and the pension

Your former home and the pension

Your former home and the pension

Marion is considering having her parents come to live with her.

Clarification on gifting

Clarification on gifting

Clarification on gifting

Paula wants to know if paying for a family member’s surgery is considered gifting.

Is my wife’s super an asset?

Is my wife’s super an asset?

Is my wife’s super an asset?

Glen is planning ahead for his retirement and would like to know what is included ...

Centrelink payments overseas

Centrelink payments overseas

Centrelink payments overseas

Merv would like the Centrelink ruling on payments outside Australia clarified.

1200 Centrelink workers sacked

1200 Centrelink workers sacked

1200 Centrelink workers sacked

A quarter of all call centre workers at Centrelink will lose their jobs by Christmas

Calculating residential aged care fees

Calculating residential aged care fees

Calculating residential aged care fees

This case study provided by NICRAC may help you calculate aged care fees.

Owing Centrelink money

Owing Centrelink money

Owing Centrelink money

Ebe has just been advised by Centrelink that he and his wife both owe $15,000 ...

Phone scams on the rise

Scams, Australia, Phone, ATO, Federal Government, Centrelink, Grants, $7000, Seniors, Target, Australian Tax Office, Hardship Grants, identify, report

Phone scams on the rise

Margaret was recently contacted by someone claiming to be from the ATO handing out ‘Hardship ...

Will casual work affect the Age Pension?

Will casual work affect the Age Pension?

Will casual work affect the Age Pension?

Will it pay Richard to keep on working?

Off-setting rental income

age pension, rent, rental income, finance, centrelink

Off-setting rental income

What are the implications on the Age Pension of any rental income received?

Carer bonus payments

Carer bonus payments

Carer bonus payments

Waren would like to know if he will receive a carer bonus payment this year.

Age Pension reporting requirements

Age Pension reporting requirements

Age Pension reporting requirements

Do you have to report your income to Centrelink once you get an Age Pension?

Centrelink’s residency requirements

Clarifying Centrelink’s residency requirements

Centrelink’s residency requirements

When applying for an Age Pension you must meet residency requirements

Using super to buy a car

Using super to buy a car

Using super to buy a car

What will happen to Tom’s Age Pension if he uses his super to buy a ...

Will your pension be affected?

Will your pension be affected?

Will your pension be affected?

UK pension reforms are set to affect those living outside the British Isles.

The Budget and the Age Pension

The Budget and the Age Pension

The Budget and the Age Pension

The week before the Federal Budget is usually a time of rash predictions

Making downsizing affordable

Federal Budget 2013-14: Making downsizing affordable

Making downsizing affordable

A pilot program will be introduced to assist older Australians to downsize their home.

How much Age Pension will we lose?

How much Age Pension will we lose?

How much Age Pension will we lose?

How much could you lose by having an overseas pension?

Can I claim the Pension Bonus?

Can I claim the Pension Bonus?

Can I claim the Pension Bonus?

How do you know if you’re eligible for the Pension Bonus?

Free eye glasses

Free eye glasses

Free eye glasses

I believe one can get free glasses if you have the PCC, is that right? ...

Can our son pay our rent?

Can our son pay our rent?

Can our son pay our rent?

Maria is considering moving to Queensland. Will it affect her Age Pension if he pays ...

No Interest Loan Scheme

No Interest Loan Scheme

No Interest Loan Scheme

If you meet the criteria, the No Interest Loan Scheme (NILS) could be a godsend

Pension deeming rates to increase payments

Pension deeming rates to increase payments

Pension deeming rates to increase payments

The Government has announced a reduction in pension deeming rates

Pension reductions

Pension reduction, how much, part-time income, regular, earn, Age Pension, centrelink, payments, seniors

Pension reductions

Peter would like to know how additional income will affect his Age Pension

Maintaining your Age Pension

Maintaining your Age Pension

Maintaining your Age Pension

Will coming into an inheritance cancel out YOURLifeChoices member Madeline's Age Pension?

Will I get a pension overseas?

Will I get a pension overseas?

Will I get a pension overseas?

Debbie McTaggart explains whether you are entitled to a pension when travelling or living overseas.

Missing Centrelink statements

Missing Centrelink statements

Missing Centrelink statements

Charlie has stopped receiving his Centrelink statements in the mail and wants to know why

Separated under one roof

Relationships, Separated under one roof, single, partnered, age pension, centrelink, australia, seniors

Separated under one roof

YOURLifeChoices subscriber Pam is her husband’s carer but they are married in name only. She ...

Centrelink on the road

centrelink, travel, pension, travelling, on the road, caravans, motorhomes

Centrelink on the road

You may not think it's important to advise Centrelink when you're going on holiday, but ...

Disability Support Pension or Carer’s Payment?

Disability Support Pension or Carer’s Payment?

Disability Support Pension or Carer’s Payment?

Which payment is more financially supportive?

What will I get if I marry?

What will I get if I marry?

What will I get if I marry?

YOURLifeChoices member Lee is worried that if she chooses to marry, she will ...

Record abuse of Centrelink staff

Record abuse of Centrelink staff

Record abuse of Centrelink staff

It seems that tensions at Centrelink offices are boiling over.

Transfer of Carer Payment

Transfer of Carer Payment

Transfer of Carer Payment

YOURLifeChoices member Sharon is having a difficult time transferring her fathers Carer payments to her. ...

Centrelink and reverse mortgages

Centrelink and reverse mortgages

Centrelink and reverse mortgages

Linda is considering releasing some of the equity in her home but is unsure how ...

Clarifying pension entitlements

Clarifying pension entitlements

Clarifying pension entitlements

Understanding Centrelink entitlements has become difficult.

$2 million Centrelink fraud

$2 million Centrelink fraud

$2 million Centrelink fraud

A Queensland woman went on a spending spree with $2 million of Centrelink’s money

Age pensioners are well-off

Age pensioners are well-off

Age pensioners are well-off

One in ten Australians living on the dole cannot afford a substantial meal each day

Changes to Centrelink.gov.au

Changes to Centrelink.gov.au

Changes to Centrelink.gov.au

How will changes to the Centrelink website affect your dealings with this government agency?

Rejected Age Pension claim

Rejected Age Pension claim

Rejected Age Pension claim

Centrelink asked Bill to put in a claim for the Age Pension, only for it ...

Dole bludgers bleed millions from taxpayers

Dole bludgers bleed millions from taxpayers

Dole bludgers bleed millions from taxpayers

Recently released figures show that 105 Victorians have been out of work for more than ...

Changes to Centrelink payments overseas

Changes to Centrelink payments overseas

Changes to Centrelink payments overseas

Ron wishes to stay in Philippines as cannot live on the DSP in Australia.

Government benefits to working longer

Government benefits to working longer

Government benefits to working longer

Dennis has continued to work past the age of 65 but isn’t aware of any ...

Ageing population no burden

Ageing population no burden seniors

Ageing population no burden

Australia's ageing population is not to blame for the nation's rising health bill.

Are Medicare rebates classed as income?

Are Medicare rebates classed as income?

Are Medicare rebates classed as income?

Medicare rebates will now be paid electronically. How will this money be assessed?

Working longer but what are your entitlements?

entitlements, Centrelink, pension, over 65

Working longer but what are your entitlements?

Q. Pauline I am 63 and hoping to transition to retirement from ...

Private Health Insurance Rebate

Private Health, insurance, rebate, Centrelink

Private Health Insurance Rebate

YOURLifeChoices subscriber Kerri is keen to know which income year will determine ...

Guide to Centrelink

Guide to Centrelink, Centrelink, entitlements, send to a friend, downloadable

Guide to Centrelink

Understand your Centrelink entitlements once you enter retirement.

Welfare crackdown on eBay sellers

Welfare crackdown on eBay sellers

Welfare crackdown on eBay sellers

Selling on eBay? You may be forced to declare this extra income

Statement of earnings

Centrelink, statetment of earnings, age pension, pension

Statement of earnings

Barry is keen to find out if he needs a statement of earnings from Centrelink.

Age Pension and tax

Age Pension and tax, do we pay, centrelink, australians, seniors

Age Pension and tax

As tax time fast approaches, YOURLifeChoices subscriber, Dianne, would like to know ...

Changes to overseas Centrelink payments

centrelink, travel, overseas, retirement

Changes to overseas Centrelink payments

Income support rules for Australians travelling overseas have been tightened.

Centrelink reporting assets online

Centrelink, online services, assets, questions

Centrelink reporting assets online

Ever wondered why you can't report assets to Centrelink online?

Essential Medical Equipment Payment

essential medical assistance, centrelink, online, computer access

Essential Medical Equipment Payment

Paul's local Centrelink office told him that he could only claim online.

Pensioners cost of living win

Pensioners cost of living win, ABS, Statistics, Seniors, Australia, Centrelink, Age Pension

Pensioners cost of living win

The cost of living for pensioners rose only 1.1 per cent, 0.5 per cent below ...

Pension cuts

Pension cuts

Pension cuts

Tuesday’s budget may very well include cuts to welfare payments received by pensioners.

No charge for Centrelink statements

Centrelink, statements, email, mail

No charge for Centrelink statements

Media reports suggest Centrelink are about to start charging for mailed statements.

Grandparent entitlements

Grandparent entitlements, Centrelink, Australia, Information, Q & A

Grandparent entitlements

There are many advantages in being able to search for information on Centrelink’s website.

Know your limits

Centrelink, benefits, know your limits

Know your limits

We all know the importance of having regular health checks with our doctor or ...

Essential Medical Assistance payment

essential medical assistance, centrelink, CPAP machine

Essential Medical Assistance payment

Subscriber Gary is keen to find out if his CPAP machine will ensure his ...

What happened to our Telephone Allowance?

telephone allowance, Centrelink, finance

What happened to our Telephone Allowance?

YOURLifeChoices subscriber Casper hasn’t noticed the Telephone Allowance being paid.

Centrelink flood assistance

Centrelink, flood assistance, Queensland, NSW

Centrelink flood assistance

Areas of Queensland and New South Wales have been adversely affected by flooding since ...

Advising Centrelink of temporary absence

centrelink, reporting, temporary absence

Advising Centrelink of temporary absence

YOURLifeChoices subscriber Mary is lucky enough to be heading off on a ...

Centrelink customer service changes

Centrelink, customer service, changes, floods

Centrelink customer service changes

The recent flooding in Queensland and New South Wales has caused closures to some ...

The cost of financial advice

financial advice, cost, centrelink, Australian Government

The cost of financial advice

Despite the importance of getting good financial advice, there are people who simply cannot ...

Seniors Card – What if you lose it?

Seniors Card, lost card, concessions, help, centrelink, report, missing

Seniors Card – What if you lose it?

We all lose things now and again and Seniors Cards are no different. ...

Overseas pensions

Overseas pensions, claiming, Australian Age Pension, USA, Tax, Exempt, Centrelink, Seniors

Overseas pensions

YOURLifeChoices subscriber Ronnie is based in the US and would like to ...

Age Pension eligibility age

Age Pension eligibility age, government, centrelink, age pension, eligible, increase, rates, sustainability reforms

Age Pension eligibility age

Under the Pension Sustainability Reforms in 2009, the Federal Government announced an increase in ...

Compensation payments and Centrelink

Compensation payments, Centrelink, Australia, Seniors, Death

Compensation payments and Centrelink

Often paid as a result of difficult circumstances, compensation payments can seem like a godsend. But, as YOURLifeChoices subscriber, Deborah, has realised, there can be penalties. Q. Deborah Three years ago I lost my Mum in a tragic accident. Because of ...

Will I lose my carer supplement?

carer supplement, carer payment, Age Pension, Centrelink, Seniors, Carers allowance, $600, Austarlian, Bereavement payment

Will I lose my carer supplement?

YOURLifeChoices subscriber Von is concerned that when she moves to the Age ...

Volunteering and Centrelink

volunteering, centrelink, payments, newstart, carer, newstart allowance, carer payment

Volunteering and Centrelink

If you are receiving Centrelink benefits volunteering can be a great alternative to paid ...

Age Pension versus Disability Support Pension

Age Pension versus Disability Support Pension Centrelink

Age Pension versus Disability Support Pension

With which would Ron be better off?

Pensions, Payments, Allowances and Tests

Pensions Payments Allowances and Tests

Pensions, Payments, Allowances and Tests

Age Pension age for social security purposes is 65 years for men. ...

What is a carer?

What is a carer

What is a carer?

YOURLifeChoices subscriber, Carol, does a fantastic job looking after her elderly parents ...

Carbon tax update for self-funded retirees

Carbon Tax, Commonwealth Seniors Health Card, Self-Funded Retirees, Centrelink, Tax Return, Department for Families Housing Community Services and Indigenous Affairs

Carbon tax update for self-funded retirees

An estimated 285,000 self-funded retirees who do not qualify for a Commonwealth Seniors Health ...

The Carbon Tax: What’s in it for aged care residents

The Carbon Tax: What’s in it for aged care residents

The Carbon Tax: What’s in it for aged care residents

What will you receive? A one-off lump sum advance Australian recipients of an Age Pension or Disability Support Pension who reside in an aged care facility will receive assistance in two ways. Firstly, a separate Clean Energy Advance will be paid to pensioners. ...

The Carbon Tax: What’s in it for pensioners

The Carbon tax, pensioners, Clean Energy Advance, Pension increase, Clean Energy Supplement, Essential Medical Equipment Payment, one-off lump sum advance, extra costs, clean energy, centrelink, Pension Supplement

The Carbon Tax: What’s in it for pensioners

What will you receive? A one-off lump sum advance Australian ...

The Carbon Tax: What’s in it for carers and people with disability

Carbon Tax, Disability support pension, carers, Seniors, Australia, benefits, clean energy advance

The Carbon Tax: What’s in it for carers and people with disability

Receive assistance in two ways

Payment of Carer Supplement

Payment of Carer Supplement Centrelink

Payment of Carer Supplement

As of 1 July 2011 the Carer Supplement of $600 will be paid to ...

How do I apply for an Age Pension?

Applying for an Age Pension, Centrelink, Australia, How To, Senior, Concession Cards, Retirement

How do I apply for an Age Pension?

Q. How do I apply for an Age Pension? I will reach Age Pension age early next year but don’t know how to start the process of retirement. I have never had any dealings with Centrelink and don’t know whether I need to contact them, ...

Grandparent benefits

Centrelink, Grandparents, Benefits, Apply, Grandchildren, Primary Care-Giver, Family Tax, Child Care, Benefit, Rebate, Payments, Health Care Cards, Medicare

Grandparent benefits

In today’s society grandparents may find themselves being the primary care-giver for their grandchildren. As with any caring, there is a cost involved - as well as support available. Knowing what you may be entitled to is vital if you are considering taking over the ...

Centrelink online services explained

Centrelink online services explained, Centrelink, online, register

Centrelink online services explained

Save yourself the long phone calls and queues by using Centrelink online services. Once ...

Claiming a UK pension

Claiming a UK pension

Claiming a UK pension

If you have paid National Insurance contributions in the UK then you may be ...

Transferring your UK pension to Australia

Transferring your UK pension to Australia

Transferring your UK pension to Australia

Having a pension fund across the world may not be financially beneficial in terms ...

How to start retirement

Retirement, Centrelink, Australia, Senior, Age, Work Bonus, Income, Assets, Limits

How to start retirement

Q. Tom I will reach Age Pension age early next year but don’t know how to start the process of retirement. I have never had any dealings with Centrelink and don’t know whether I need to contact them, if they will contact me or if I ...

Easier bill payment - Centrepay

Centrelink, Help, Easier Bill Payment, Centrepay, Australia, Seniors, rent, affordable

Easier bill payment - Centrepay

Large bills can take the wind out your sails when they arrive unexpectedly in the post. Finding the money to pay such bills when you’re on a budget can be a struggle. Centrelink can help factor your bills into your budget. Centrepay is a free service ...

What does cost of living mean?

What does cost of living mean, CPI, ABS, Indices, Age Pension, Centrelink, Affects, Australia, Seniors

What does cost of living mean?

A recent news item in the Age is very useful in highlighting the difference between the Consumer Price Index (CPI) and the Australian Bureau of Statistics (ABS) living cost indices. Confused? Read on for our plain-English explanation and how this affects those on an Age ...

Hit the road - How it will affect your Centrelink payments

Hit the road, Centrelink, Payments, Age Pension, Hours, Benefits, Motor Home, Australia, Seniors, Newstart Allowance, Travelling, Caravan

Hit the road - How it will affect your Centrelink payments

A life on the open road beckons for YOURLifeChoices subscriber Johnson. But where does this leave him with his Centrelink payments? Q. Johnson I have a query which Centrelink doesn’t seem to be able to confirm, I keep getting different answers, ...

Gifting and DSP

Centrelink, Payments, Disability Support Pension, Gifting, Money, DSP

Gifting and DSP

While a gift of money may seem like blessing, you should take into consideration how it will affect your Centrelink payments. Q. Allison My mother is helping me purchase a car by gifting me a sum of money. My son suggested investing this ...

British pension and applying for an Australian pension

British Pension, Australian Pension, UK, Centrelink, Age Pension, Income, Assessment

British pension and applying for an Australian pension

Q. Rewa Can you please advise how a part British pension is treated when you apply for an Australian pension. As an Australian I worked in the UK for 14 years and now at the age of 61 have an entitlement to approximately $100 a week ...

Centrelink asset clarification - Mobile home

Mobile home, Caravan, Travel, Centrelink, Asset, Test, Australia, Senior, pensioner, Campervan, Caravan, Rent Assistance

Centrelink asset clarification - Mobile home

YOURLifeChoices subscriber, George, loves his life on the open road but is confused as to why his mobile home is classed as an asset. Q. George I noticed one of the answers in the Q&A stated that the primary home is ...

Entering aged care

Entering Aged Care, Centrelink, House, Facility, Ruling, sale

Entering aged care

YOURLifeChoices subscriber, Heidi, has recently moved her mother into an aged care facility. What is Centrelink’s two year ruling on the sale of her mother’s home. Q. Heidi My mother has just entered residential high level care in an aged care ...

How much can we gift?

Gifting, Children, Limits, Centrelink, Age Pension, Australia, Seniors

How much can we gift?

YOURLifeChoices subscribers, Glenn and Jennifer, would like to gift money to their children but are keen to know the limits? Q. Glenn and Jennifer One is allowed to gift to our children $30,000.00 over five years. After the five years elapses ...

Widow’s Allowance

Widows Allowance, Share Payments, Affect, Centrelink, Australia

Widow’s Allowance

Will a one off $5600 share payment affect my Widow's Allowance?

Age Pension residency requirements

Age Pension, Residency Requirements, Claiming overseas, Centrelink, Seniors, Australia

Age Pension residency requirements

Strict residency requirements exist for those wishing to claim the Age Pension. YOURLifeChoices subscriber, Jamie, would like to know if he can claim the Age Pension from the Philippines. Q. Jamie I am an Australian citizen currently residing in the Philippines. ...

Useful Centrelink publications

Centrelink, Publications, Online, Download, Guide, Concession Cards, Pension Bonus Scheme, Payments, Ill, Injured, Disability, Retire, Australia, Seniors

Useful Centrelink publications

Understanding your Centrelink entitlements may be made easier by first reading the host of publications provided by Centrelink, all available for download. A guide to Centrelink concession cards Pension Bonus Scheme A guide to Australian Government payments ...

Assets and Centrelink

Assets, Centrelink, Pensions, tests, income

Assets and Centrelink

Q. Heather Recently I was speaking to Centrelink (telephone discussion) to update some personal details. I was advised that the value of contents is added to any investments, e.g. bank account interest, to work out if there has been an income from these “investments”. Could you ...

Carer breaks

Carer breaks centrelink

Carer breaks

You can take a number of breaks from caring, up to 63 days per calendar ...

Disability Support Pension - entitlements and eligibility

Disability Support Pension - entitlements and eligibility, Australia, Centrelink

Disability Support Pension - entitlements and eligibility

If you are forced to give up work it can be difficult to ascertain your entitlements and how you can access these benefits, as YOURLifeChoices subscriber, Dianne, and her friend has realised. Q. Dianne I have a friend who is 60 ...

Age Pension allowance

Age Pension allowance, part time work, grand daughter school, reduce, centrelink, hank jongen

Age Pension allowance

Q.Juanita I am a 75-year-old widow and grandmother who has been offered part time work at my grand daughter's school. I am very excited at the thought of rejoining the work force (thank goodness someone thinks I’m still useful!), but wonder how much income I can ...

Salary sacrificing to superannuation

Salary Sacrifise, Superannuation, maximise your super fund, Australia, Government, Federal, Centrelink, Age Pension

Salary sacrificing to superannuation

As of 1 July 2009, the Government implemented changes to superannuation concessions. If you’re still salary sacrificing into your superannuation fund, you need to make sure this is still the best way to maximise your super. The annual cap on concessional superannuation contributions will be ...

Complying income streams

Exempt Assets, Income Streams, Age Pension, Centrelink, Australia, Pensions

Complying income streams

YOURLifeChoices subscriber, Tom, would like to know which income streams are classed as exempt assets? Q. Tom I purchased an income stream product eight years ago and would like to know will it be considered an asset when I apply for ...

Withdrawing from a super fund

Withdrawing from a super fund, Age Pension, Effect, Money, Finanace, Superannuation, Centrelink, Newstart, Volunteering

Withdrawing from a super fund

YOURLifeChoices subscriber Guy, would like to know what effect withdrawing money from his wife’s superannuation would have on his Age Pension. Q. Guy I am a pensioner and I get Centrelink payments as single. My wife will be 60 shortly and ...

Solar energy rebates

Solar energy rebates

Solar energy rebates

Under the Solar Energy Rebates Scheme it seemed that what was being given by one, was being taken by another. The news isn’t all bad and there is still hope of utilising the rebate without it affecting your pension.

Centrelink asset classes

Centrelink asset classes

Centrelink asset classes

Maureen is contemplating a move to over 50s accommodation.

Self-funded retirees benefits boost

Centrelink, boost superannuation, financial, global crisis, benefits, age pension, retirement planning

Self-funded retirees benefits boost

If you’re a self-funded retiree, you may have suffered considerable financial losses as a result of the global financial crisis. With some smart accounting, you may be eligible for Centrelink benefits. As the end of the current financial year looms, now is the time to consider ...

Australian pensions overseas

Australian pensions overseas, centrelink, claiming

Australian pensions overseas

Q. Graham My position is I am 64 next birthday and have been living in Thailand for 4 years. I brought 80,000 AUD here and have been living on this money. I have money invested in Aust. and am still paying tax. I have been told to ...

Caring for my sick father

Caring for my sick father

Caring for my sick father

Rhonda’s question concerns whether she will be able to claim a carer’s allowance

Confused by Centrelink - Couples Query

Centrelink, Newstart, Couple, Age Pension, Eligiblity Age Pension, Financial Information Service, Seniors, Australia

Confused by Centrelink - Couples Query

Q. Tom My wife and I have just been at Centrelink and we are now very confused. I am about to turn 65 and my wife is 62. I have supported her for the last 10 years as she has not worked. Centrelink is now telling ...

Change of residence - will it affect their pension?

Change of residence - will it affect their pension, centrelink, moving

Change of residence - will it affect their pension?

Q. Stuart My parents are currently on the full pension and would not survive too well without it. They now live in a unit in Yeronga which they own. It is not a very pleasant unit as it is very closed in, dark and cold in ...

Allocated pension

Calculate, Allocated Pension, Centrelink, Help

Allocated pension

Q. Ken I asked about a year ago how Centrelink calculates income from allocated pensions but am still mystified and haven't seen any response to that poser. I still can't work out how an asset valued at $415,320 which was then producing ...

Separation and the Age Pension

Separation, Age Pension, House, Sold, Centrelink, Australia, Seniors

Separation and the Age Pension

YOURLifeChoices subscriber, Jeff, would like to know how best to structure his post-separation funds and how to achieve his dream of a life on the water. Q. Jeff We have just sold our house and have decided to go our separate ...

Gifting – how does it work

Gifting, Retirement, Centrelink, Rent, Joint Tenacy, Divorce, Dixon Advisory Service

Gifting – how does it work

As YOURLifeChoices subscriber Allan considers his options for retirement, he’s keen to ...

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