The following articles have the tag age pension
Max’s pension has been cut from $574 a fortnight to just $220, and he wants ...
Terry wants to sell his home and has questions about what to do with the ...
Jack wants to know which of his investments may be exempt from deeming rates.
A better designed assets test would ensure that we didn’t penalise thrift.
John has bought a new home as the first step in downsizing and needs some ...
Garry and his wife have accounts for the grandkids, but now it is time to ...
Over-65s are caught between a transition to a new retirement system, a changing labour market ...
Barbara is unsure whether she is better off with the carer’s pension or the Age ...
The Centrelink rules that apply if you have a caravan park address.
Housing expert Mark Skelsey explains the pitfalls of the Pension Loans Scheme.
Lyn wants to know if her life-long lease prevents her from accessing the PLS.
More than two million Australians are living on the edge.
Glenny is a little bit confused about how the income test applies to couples.
Phillip has been told he was overpaid and wants to know how to challenge the ...
Could move from retail to an industry fund affect couple’s pension entitlements?
A new report finds Centrelink’s couple rule is causing difficulties for victims of violence.
Pension and deeming rates must reflect reality, say members
The Age Pension base rate looks good next to Newstart rates.
Dorothy wants to know if she is in a position to benefit from changes to ...
Were the Senator's comments taken out of context?
The Minister is deeply concerned that her comments may have caused offence.
Deeming rates have been cut – for the first time since 2015 – but are ...
Dorothy knows she is not eligible for the Age Pension, but should she apply anyway?
‘It is a generous amount of money that taxpayers make available to older Australians.’
Is including the family home in the Age Pension assets test the right thing to ...
Deeming rate cuts don’t go far enough, writes Kaye Fallick.
Pensioners pleased but say increase is paltry and will make little difference.
The deeming rates have finally been cut, but it’s “too little too late”, say critics.
Including family home in assets test ‘the right thing to do’, says economist
Family home provides retirees with the means to take care of themselves: Sean Corbett.
Christmas? September? When will deeming rates be cut?
As a pensioner, you may be eligible for the seniors and pensioners tax offset (SAPTO).
Cuts will see retirees fall further behind, writes Kaye Fallick.
Reserve Bank set to announce whether interest rates will be cut again.
Revised income and assets test thresholds will take effect from 1 July.
George’s mum is moving into aged care and he wants to know what happens to ...
Retirees are taking a double hit to their income due to government inaction.
Geoff believes the falling property market makes him eligible for the pension again.
Study delivers devastating finding on why 23 older Australians died.
Terry has been receiving his pension overseas but needs to temporarily return to Australia.
Does Centrelink have the power to check your bank account?
Flash Poll delivers resounding verdict – on family home, assets test and pollies.
It may not be long before the family home is on the assets test? Is ...
What's the allowable income for someone on the Age Pension?
Learn more about travelling, including effects on Age Pension payment rates.
Reserve Bank is set to cut official interest rates, which is bad news for retirees.
The future of the Age Pension: Is the family home safe from assets tests?
John wants to sell his home and move to a larger property. How will it ...
Could wage rise finally trigger a lift in the base rate of the Age Pension?
John wants to know why he needs to move back to Australia to claim the ...
Super, pensions and taxation will all be scrutinised, says Treasurer.
Learn about having savings, cut-off limits, deeming rules and their effect on the Age Pension.
Older Australians who rent their home should know these strategies, says Centrelink expert Glenn Smith-Cameron.
Roy’s wife has entered a new contract with her employer. How does she report the ...
Ninety-two per cent of Australians unaffected by Labor’s proposal.
Gail wants to withdraw money and wants to know whether she has to inform Centrelink.
How long will it take for my Age Pension application to be processed?
Do you feel as if society views you as a burden?
Tax laws are costing some older workers thousands.
Deeming rates are set at 3.25 per cent, but try to find a term deposit ...
David’s wife is considering retiring soon, but he wants to get the timing right.
Age pensioners doing it tougher, self-funded retirees gain ground.
Bob wants to sell an investment property and wonders how his pension will be affected.
Survey finds more Australians are retiring with inadequate funds.
Centrelink closing dates, Age Pension and supplement increases and much more.
Marjie is currently assessed under the income test and wants to know if that can ...
The election issue that will get the ‘older’ vote.
Susan is worried about her finances if her husband is not granted a disability pension.
If I receive a lump sum payment, can it be counted as income for my ...
David thinks his mother-in-law has been underpaid and wants to know what to do.
Ron has returned to Australia and wants to buy a house but is worried about ...
Will my Age Pension be affected by selling my family home or downsizing?
Raising super contributions could lead to a pension increase.
Martha* asks Noel Whittaker how she can estimate when she will need an Age Pension.
DHS debt-recovery tactics reignite a fiery debate about robodebt.
Michael is considering the financial implications of separating for the Age Pension.
Calls for a universal dental care scheme have strengthened, but is it an election issue ...
Mike receives a UK age pension and wonders how this payment is treated by Centrelink.
Susan is concerned about the Age Pension implications of renting out her house.
Centrelink wait times are down, but staff says callers are getting the wrong information.
Norma is worried her husband’s life insurance policy is robbing them of pension payouts.
Pension poverty is real. It’s time politicians realised this and did something about it.
Changes to the Age Pension that will come into effect on 20 March 2019.
From 20 March 2019, Newstart rates and thresholds will be indexed.
You may qualify for a Low Income Health Care Card if your income falls below ...
Should an increase to the Age Pension base rate become an election issue?
Actuaries Institute urges Government to cap value of the family home for means test.
Learn more about claiming your Age Pension when you go to live overseas.
How will you be assessed as a couple? Check your eligibility here?
Older Australians reveal the election 2019 issues that matter most to them.
The issue that matters the most.
David is considering downsizing but is worried about his pension payments.
One group of older Australians is doing it particularly tough.
Six in 10 older Australians say the new pension changes won’t improve retirement.
Ray lost his part pension but believes he may now be eligible. Does he have ...
We’d like to know if the proposed pension changes will help you.
New Age Pension rules could come into effect on 1 July 2019.
Marilyn is planning on travelling around Australia for 12 months but has serious concerns.
Grant lives on acreage and is unclear how that affects an Age Pension.
Centrelink is being taken to court over its flawed robo-debt system.
Denise is worried that her part pension payments are not being calculated correctly.
Without rent assistance, poverty will continue to plague ‘Cash-Strapped’ tribes.
PM considers one-off payment ahead of federal election.
YourLifeChoices keeps you up to date with retirement and income changes.
Jock is having trouble around the home and wonders if he qualifies for a special ...
Sandra is desperate to visit her mother overseas, but fears that will delay pension.
How would you fix the pension system? Here are your ideas …
Centrelink reporting and payment dates for the Christmas and New Year period.
Sandra is retiring with 16 weeks of long service leave and is worried about her ...
We want to know your take on pension issues.
Government looks to save $150m over four years through ‘proof of life’ requirement.
Formula shows how the Government can afford to increase Centrelink payments.
This is how you can access equity in your home to boost your spending clout.
Economist Matt Grudnoff explains why much of Norm’s Age Pension increase has disappeared.
YourLifeChoices members share their views on increasing Newstart or the pension.
Lawyer Rod Cunich explains the ramifications of Jeff’s planned generosity.
Charles spent most of his working life in Australia but has chosen to retire overseas.
Age Pension or Newstart increase: which one should be a priority?
Age pensioners should be a little better off thanks to rising wages.
Are super fund and cash deposits denying her a full Age Pension?
Take part in our Friday Flash Poll and reveal the reality retirement.
Comment: Financial stress in retirement is very real, writes Kaye Fallick.
Most retirees are comfortable and can actually save in retirement, report finds.
Scott Morrison says he would rather increase the Age Pension than Newstart.
Explaining how shares and dividends are assessed.
The most recent price increases are not the ones you were expecting.
Your super is as good as it’s going to get, now to use those funds ...
Some pensioners are expected to receive interest of 3.25 per cent on their savings.
Robyn is looking to move closer to the city and is considering buying a house ...
Keating calls for levy on wages to fund living costs of the elderly.
Some retirees are being hit harder by increases in energy costs.
Jenny has limited savings and is concerned about possible processing delays.
Pollster warns super balances not enough for retirement independent of Age Pension.
Would helping her sick grandson result in an Age Pension increase for Diane?
The latest pension rates, supplement details, and asset and income test thresholds.
Your retirement savings need to keep working hard long after you stop work.
MP’s plan to harness the working power of retirees on the road.
Retirement expert Glenn Smith-Cameron gives Jack and Sue a retirement makeover.
Should Deirdre put her earnings into super or shares or both?
Making your money last is the number one retirement concern.
Trent lives on acreage and is unclear how that affects an Age Pension.
Are you getting enough Age Pension? Or are you missing out on your entitlements?
New policy could ground welfare cheats and tax debt dodgers.
Changes in 2019 will help pensioners like Rod continue to work.
Treasurer orders committee to probe if retirees really rely on franking credits.
Look before you leap: what you must know before retiring overseas.
Centrelink under siege with month-long waits on queries.
Noel Whittaker tells how best to use the money Ron has saved.
Proportion of older Aussies relying on the pension decreases significantly.
Get the politics out of the pension, urges Benevolent Society campaigner.
Changes to the Age Pension that will come into effect on 20 September 2018.
From 20 September 2018, Newstart rates and thresholds will be indexed.
What would encourage older Australians to work longer?
Aussies are working more years before retirement. Here’s why.
Tony is in his 70s and needs to find work, but how will that affect ...
Reversal of Government’s Age Pension eligibility policy welcome news for many.
Government does U-turn on plan to lift retirement age to 70.
Ready to reapply for the Age Pension after losing your entitlements? Here’s how.
Maria is borrowing to help her daughter, but is concerned about the ramifications.
Faced with the prospect of an early retirement, planning could save your sanity.
Health Department clears up confusion on how funds are assessed.
How to assess the impact of borrowing to build a home.
Will a gift from a family member to help you buy a house affect your ...
If you receive less than a full pension, the Government may lend you some money.
Your pension is not always static, so how often should you check for changes?
Mavis is considering the pension implications of moving into a retirement village.
Chris says Centrelink has all his details yet he’s been told to start all over ...
Harry thinks he understands downsizing, but he asks Noel Whittaker for his advice.
Influential voices on both sides of the fence have their say.
A couple isn’t sure if their time overseas will affect their Age Pension eligibility.
Boosting the dole would reduce chronic disease among the poorest.
Here are the latest government updates to help you stay on track.
Information on choosing between the Age Pension and Carer Payment.
Immediate action is critical to solve growing homelessness problem.
Chris could be about to come into some money, but will it be a blessing?
Retirees spending less than the Age Pension, even though they can afford to spend more.
Chronic wound cases to soar as population ages.
Australia’s system may seem fair, but new research tells another story.
When is the right time for this cash-strapped couple to sell their second house?
A recent Age Pension rule change has seen Bill’s payment drop and he wants to ...
Getting out of debt is about recognising the problem and taking steps, says expert.
Age pensioners may soon be required to have their faces scanned.
Australian energy providers introduced lower rates as of 1 July.
Lynn’s partner has left Australia but can he still receive an Age Pension?
Centrelink’s automated system “deliberately designed to make it hard for people”.
The application process for the Age Pension is “too complicated and too long”.
The woman behind the fight for a dignified retirement for all – meet Kaye Fallick.
Renting out a room is a good way to earn income, but what does it ...
The number of stressed older Australians seeking instant cash is on the rise.
Age pensioners Kevin and his partner have bought a house together. What now?
New Age Pension changes will take effect from 1 July 2018.
Janice wants to know if she can help her disabled son without affecting her Age ...
Economy may be surging, but pensioners are losing out on the growth spurt.
Few Aussies retire at 70, an age pension threshold the Government is proposing.
Is the Age Pension adequate or are those advocates living on a different planet?
The boost to the minimum wage should flow to Age Pensions.
Australia is far from the ‘lucky country’ for 500,000 older Australians.
Margaret wants to know how a super payment will be assessed.
What’s the real story behind the spending habits of older Australians?
Australia’s richest added $49.6 billion to their collective coffers.
How should June proceed after making a mistake?
YourLifeChoices members have their say on Rice report recommendations.
Pension and superannuation systems ‘favour wealthy, home-owning retirees’.
Superannuation funds will be forced to offer lifetime income streams to members.
The work test rules must be met for super payments.
Government crackdown on welfare debt to get more strict.
Can Pauline and Phil top up their super?
Home-care package funding inadequate and rental stress ignored.
There is a view that forcing retirees to buy annuities will wean them off the ...
Age pensioners can earn an extra $50 per fortnight without penalty.
Sweeteners, but no Age Pension increase to allow a dignified retirement.
The Government is trying to end age discrimination so people can work longer.
New legislation set to take effect on 1 July.
Federal Budget must consider plight of all Australians on welfare.
Each year, tweaks to the deeming rate formula erode some pension entitlements
Shockingly few affordable homes are available for pensioners and low-income earners.
Minister Kelly O’Dwyer speaks exclusively with YourLifeChoices.
Government to hire 1000 new staff to help ease call woes.
Retirees are buying bigger homes to protect their pensions and investments.
Why you need the YourLifeChoices RetirePlanner™ tool.
We keep you up to date with retirement income changes and updates.
Illness is pushing Judy out of the workforce, but she cannot yet get an Age ...
Government bid to save on Age Pension would not pass Senate, says Macklin.
Centrelink uses a glad bag of rules when assessing super: Here are some of them.
Rental costs across Australia rise by 3.3 per cent in the past year.
Rental manager driven to help elderly tenant reclaim pension and pay back debt.
If I gift my three grandchildren, will my Age Pension be affected?
Like many retirees, Karen believes that deeming rates are simply too high.
We grill the Greens on pension eligibility, super and rising energy and healthcare costs.
An increase to Newstart payments high on new Senator's to-do list.
Australia is ranked in the top third of countries considered the best countries to retire.
Does Susanne qualify to have the card reinstated?
Politicians have avoided talking about Age Pensioners, so we asked them to speak up.
Peak bodies concerned that tax cuts would come at the expense of welfare.
Couple in their 80s seek advice on how to cover costs.
Retirement experts to gather for the Melbourne Retirement Bootcamp™.
The rules surrounding the Age Pension are complicated, say older Australians.
Our Beginner’s Guide helps you navigate the process.
Call for homes worth just $500,000 to be asset tested for the Age Pension.
Increases will not deliver a dignified retirement for older Australians.
Changes to income and asset thresholds will take effect from 20 March 2018.
From 20 March 2018, Newstart rates and thresholds will be indexed.
How much more Age Pension will you receive?
How to overcome fear of running out of money when you retire.
Ann sold her home to downsize and deposited the funds in the bank before buying ...
Technology is the problem, not staffing, says agency.
The Grattan Institute says governments are to blame for 'poisonous' politics of housing.
The Government says all is good, the Opposition begs to differ.
Will Wayne still be eligible for the pension after living in the Philippines?
The move that allows you to pass property to your kids without upsetting Centrelink.
What are the rules when a husband and wife each own a home?
It’s possible for every Australian to live in retirement with dignity.
A frustrated Colin has a warning for others in his position.
Superannuation system still failing Australia’s poorest: Grattan.
The Grattan Institute says compulsory super increases should be put on hold.
Latest data shows Age Pensioners bear biggest brunt of cost-of-living hikes.
The lifestyles afforded the haves and the have-nots are poles.
Retirees are living on the edge, what is the solution?
We asked for your stories if you were finding life as a retiree challenging.
Retirees are hurting with one in four now living in poverty in Australia.
Part of making retirement affordable requires fully understanding your entitlements.
More than three million Australian retirees are living on a fixed income.
There is a problem. At least that is what an overwhelming number of retirees say ...
New Age Pension assets and income test claims almost 90,000 part-pensions.
John hasn’t received his Pensioner Concession Card and wants to know where it is.
Kate wants to know if she needs to declare an inheritance to Centrelink.
James wants to know if a second overseas trip will affect his Age Pension.
Maria wants to know if she can sell items on eBay without declaring it to ...
The pension rules will save the Government and taxpayers around $119 million.
Changes to the Age Pension rules are having a detrimental effect on retirees.
Bruce wants to know if he has to be a citizen to apply for an ...
Federal Treasury report on cost of Age Pension alienates older Australians.
Some lump sums are excluded from assessment, but which ones?
Centrelink reporting and payment dates for the Christmas and New Year period.
Women and young migrants are easing the burden on Australia’s pension system.
Putting extra super away now will accelerate your nest egg’s growth
Maryanne wants to know if she can retire in the UK and still receive an ...
You can save less, retire early and still have enough for a comfortable retirement.
Rob wants to know if he’ll have his Pensioner Concession Card reinstated.
Marcy is confused about how living overseas affects her Age Pension.
Who better to inform you about your Age Pension and entitlements than Centrelink?
Growing number of homeless made up of elderly people who rented.
Older workers find there are many benefits to being ‘bossed’ around
Leigh is selling the family home but is concerned she’ll lose her Age Pension.
Can Rosemary lend her son money without negatively affecting her Age Pension?
Being overly generous by giving your assets away could compromise your Age Pension.
The ACTU is worried about workers living in poverty, but what about our pensioners?
Can a New Zealand pension be exempt under the Work Bonus?
Living in a caravan has catches that could affect your Age Pension.
Ellenora is considering upping the amount of pension she receives from her super.
Total Age Pension payments have inched up slightly to $44.4 billion.
Report compares the pension systems of 12 countries.
John is unsure how purchasing shares will affect his Age Pension.
Here are seven simple ways to cut your grocery costs.
More than 90,000 concession cards will be reinstated to former part-pensioners this week.
What are the Age Pension rules on returning to Australia?
Seven overpriced products and how you can adapt your budget and avoid the extra cost.
Hitch a ride to work on the gravy train and keep your full Age Pension.
How you can work around the Work Bonus and earn up to $3250 extra Age ...
Can Diane gift her reverse mortgage lump sum without affecting her Age Pension?
A pension advance payment could help Tracy deal with a couple of unexpected bills.
Turnbull Government admits to 20,000 incorrect robo-debt notices.
Turn the spare room into a tax haven and keep the full Age Pension.
From 20 September 2017, the income limits that apply to the CSHC will change.
Changes to income and asset thresholds will take effect from 20 September 2017.
From 20 September 2017, Newstart rates and thresholds will be indexed.
How much more Age Pension will you receive?
Millions will receive an increase to their pension payments on 20 September 2017.
Gozitano wants to know if working overseas will affect his Age Pension.
New figures reveal plan to lift the pension age to 70 will affect 375,000 Aussies.
David Williams explains how to manage your longevity.
Ben asks Debbie how much he can earn before his Age Pension is reduced.
Retired Australians with two nationalities could claim two pensions
Will June’s estranged husband’s income and assets affect her Age Pension claim?
Janne is contemplating renting out a room to cover maintenance costs.
Here’s why you should get the 2017 flu vaccine in August.
The latest HILDA survey reveals a trend that may threaten the retirement income system.
Will Albert lose his Age Pension when he returns overseas?
Australia rates highly on the Global Retirement Index, but there’s room to improve.
How will Centrelink assess two singles living under the same roof?
The cost of renting and the increase in renters may blow out our pension system.
Should Francine apply for an Age Pension, even though her husband works?
Pensioners are selling prescription painkillers to make ends meet.
Graham wants to know how Centrelink assesses offset accounts.
Poll shows 71.5 per cent of Australians think we now live in an unfair economy.
A new parliamentary bill could restrict pension access to elderly migrants.
Who will be affected by the eligibility age for the Age Pension increasing?
Tired of being attacked for being old? I sure am.
Politicians have received, with immediate effect, a two per cent pay increase.
We clarify the confusion as to who will have their PCCs reinstated and why.
Annual indexation of income and asset thresholds will take effect from 1 July 2017.
When it comes to retirement, knowing what not to do is just as important as ...
Turning 60 often sharpens your focus on the need to plan for your financial future.
Bert has been left with no documentation to support his Age Pension claim.
Kane Jiang shares the five most common questions financial planners are asked.
We’ve put together an extensive list of hobbies and skills that you can use to ...
Carol is concerned that her partner’s income will stop her getting an Age Pension.
Saving $25 per week may be simpler than you think. Here’s how you can do ...
Martin is unsure how holiday pay will affect his claim for the Age Pension.
Carol would like to know of any payments available to her from Centrelink.
As a general rule, how is an inheritance assessed by Centrelink?
Elisa is unsure how Centrelink will class credit available to her.
The one-off Energy Assistance Payment is due to hit bank accounts soon.
Review highlights need for a secure a sustainable retirement income system.
Can Peter receive a super co-contribution while on the Age Pension?
Gerry has the opportunity to earn some extra income but wonders how his Age Pension ...
How does Australia’s superannuation system compare with the rest of the world?
According to peak super body, many people don’t get to choose when they retire.
Debbie explains what, and how much, the Pension Supplement is.
Australia’s lowest paid workers will receive an extra $22.20* a week.
Productivity Commission proposes 15 per cent increase in rent assistance.
The three retirement risks all Australians need to address.
From 2025, the pension age is planned to increase to 70, but not for politicians.
In the past 10 months, 42 million calls to Centrelink received an engaged signal.
Why and when are Pensioner Concession Cards being reinstated?
Elderly feel like they don’t want to impose on society, says leading professor.
Plans are still afoot to increase the Age Pension qualifying age.
There may be a financial sting in the tail for those considering downsizing.
Joe is unsure whether he would be better off remaining on the DSP.
Pensioners could be the next group to be hit with robo-debt letters.
How does the Government plan to reduce painfully long Centrelink call wait times?
Can Toni claim New Zealand Super if he doesn't qualify for an Age Pension?
Pension Concession Cards will be reinstated to 92,000 pensioners.
Age Pension residency requirements to increase.
The change to Age Pension portability has been scrapped.
Analysis reveals that 870,000 non-citizens receive about $15 billion a year in welfare.
May is unsure how selling her home will affect her Age Pension.
Understanding whether your super is assessed as income or an asset is vital.
Scott Morrison needs to consider housing affordability for retiree renters.
Since super and Age Pension changes, older Australians are deserting the Coalition.
Feeling the pinch? You’re not alone when it comes to retirement affordability.
What are you hoping will be announced on Budget night?
Celia can’t understand why her Energy Supplement has ceased.
Debbie explains how ambulance-cover concessions are applied.
Xenophon’s deal to pass company tax legislation is parochial and short term.
Ben is unsure how lost super will affect his Age Pension
How can you make the most of super and your retirement income?
How do the rules surrounding granny flat agreements affect pension payments?
How much was Tony Shepherd paid his work on the Commission of Audit?
Tony Shepherd has renewed calls for the family home to be included in the assets ...
The myth that the Age Pension is unaffordable and unsustainable is simply not true.
Tony Shepherd predicts that Australia risks being ‘crippled by pension spending’.
June has been told she has to apply for an overseas pension.
The PM took to Twitter to deny reports of cuts to the Age Pension.
Will having a younger partner stop Maeve from being able to claim her Age Pension? ...
New package could encourage older Australians to sell the family home.
Will the extra $10.40 per fortnight in Age Pension payments really make a difference?
What are the consequences of giving up private health insurance once you receive the Age ...
How much more Age Pension will you receive?
If Anne takes full ownership of a house, will her Age Pension be reduced?
In this quick guide, Anne Rady explains whether you will qualify for an Age Pension.
If you don't receive an Age Pension, can you gift as much money as you ...
There is one step people can take to reduce their assets tested.
Kaye shares five basic rules for reviewing your retirement savings or income.
Sue is seeking clarification on the assessment of income from a defined benefit pension.
Ken is confused about how his Age Pension and income stream are taxed.
The ACCI recommends that the family home be included in pension assets test.
Discover the most up-to-date Seniors Card discounts for 2017.
Liberal Senator Eric Abetz says Centrelink system has “let down the Australian people”.
If you’re confused about pension payments overseas, this should clarify.
Bob is confused about the status of his wife’s super balance.
Thousands of Australians’ super accounts have been short-changed by employers.
The Government won’t disclose actual debt recovered. DHS admits further faults.
Come and meet the YourLifeChoices team and our expert commentators.
Centrelink will be closed on Australia Day.
How does super and the Age Pension affect your retirement income?
In an era of low returns, many retirees are questioning the value of cash investments. ...
Denise is confused as to whether or not she needs to apply for a pension ...
These seven tips should see you be richer in a year's time.
Changes to the asset test thresholds took effect from 1 January 2017.
When selling items on eBay or similar, does Centrelink monitor this income?
Buried in yesterday’s MYEFO was a statement that should have pensioners concerned.
Should Jane help her son buy a home or make him save a bit harder?
It’s easy to forget that the Age Pension changes were actually the preferred option.
Changes to the Age Pension asset test mean retirement saving is pointless.
The Age Pension was introduced as a right for all – never a handout.
Affordable housing and financial prospects for age pensioners are not promising.
Letters advising changes to Age Pension payments couldn’t have come at a worse time.
We clarify what you need to do before the asset threshold changes.
Treasurer Scott Morrison will not consider any changes to negative gearing.
There's only fours days until Parliament rises, but what will be passed before then?
Does Centrelink gifting apply to will bequeaths?
The Grattan Institute has turned the focus to seniors – the new group of “taxed ...
A number of Australians are considering equity release products, to manage finances.
Should super top ups be scrapped in favour of an Age Pension or rent assistance ...
Most Australians are concerned that they will not have enough money to retire.
Many of our members want to know why transitional rates are paid.
Much-trumpeted August increase in term deposit rates have now been reversed.
Both sides of politics seem to be missing the point when it comes to welfare.
Who will receive more in Age Pension from January 2017?
Having problems getting through to Centrelink on the phone?
Peter would like to know if he can be assessed as single age pensioner.
Nick Xenophon has stated that he will oppose the proposed changes to pension portability.
The number of Australians living below the poverty line is increasing.
Retirees may not find out until just before Christmas if their Age Pensions will be ...
Should Michael make a pension claim even though he’ll fail the income test?
Here is clarification of how the asset threshold changes will be applied.
Policy needs to look beyond super to address retirement income issues.
Can losses from an investment property be offset against other income?
Are one third of Australian age pensioners living below the poverty line?
Simplified and concise information on retirement and the Age Pension.
From 20 September 2016, the income limits that apply to the CSHC have been indexed.
A new report has found that the Age Pension is thoroughly inadequate.
Will you be affected by changes to the asset thresholds?
In accordance with indexation, Age Pension rates will increase on 20 September 2016.
Here are the seven planning mistakes that it will pay you to avoid.
Will Neville have to wait two years before returning overseas?
Will Paul’s superannuation pensions have an effect on his Age Pension?
The least expensive cuts of meat can often be the tastiest.
Super changes must happen if there’s any hope of saving budget.
How long your super will last is a major retirement concern.
The Government plans to reintroduce legislation to raise the pension age.
Planned benefit cut may be more costly than expected.
It's never too late to make a difference to your super balance.
From 1 January 2017, the asset thresholds and taper rate that apply to the Age ...
Gwenda is horrified at that rate at which the debt of her reverse mortgage is ...
Director of CEPAR, John Piggott, shares his point of view on retirement.
CBA chief Ian Narev’s annual salary won't win him any friends.
Westpac’s head of wealth management says super needs to be fixed now.
What is the best way to spend an inheritance to save your Age Pension?
YourLifeChoices clarifies the status of asset threshold indexation.
Baby boomers are claiming lower levels of financial comfort in retirement.
Robert is planning on retiring but isn’t sure when he should apply for an Age ...
The least expensive cuts of meat can often be the tastiest.
Will renting space in her home cost Lyn under the asset test?
The Work Bonus enables older workers to supplement their Age Pension.
Australian households are getting richer, but are we better off?
It’s time access to the Age Pension was tailored to your circumstances.
A better understanding of the cost of aged care can’t come soon enough.
Softening of the proposed superannuation changes may be on the cards
Reverse mortgages may become more popular as a means to fund retirement.
Will running a home business make Rod’s house an assessable asset?
Will charging his children board and lodging affect Seth’s Age Pension?
How will the purchase of a new car affect Diane’s Age Pension?
Deeming rate thresholds will change from 1 July 2016
How will a monetary gift of $10,000 affect the recipient’s Age Pension?
Private Health insurance cover can reduce your tax burden.
It’s time to stop beating up older Australians.
Does the Work Bonus make part-time work worthwhile? That is, will it affect my Age ...
Tony would like to know how his Age Pension might be affected by providing homestay.
Proposed changes to pension residency criteria could see over 80,000 pensioners cut off.
Bill Shorten has announced that Labor won't reverse asset threshold changes.
We clarify for Kay what the Age Pension asset threshold changes mean.
Under new super limits more Australians will be forced onto the Age Pension, or to ...
If you have responsibility for your grandchildren, what help is available?
Betty believes that deeming rates are simply too high.
Bill Shorten last night gave his Budget 2016/17 reply speech.
43 per cent of Australians believe they can rely on government support.
Does $1 million in the bank mean you’re rich?
How much money do you need to fund a comfortable retirement?
There are two ways to review Scott Morrison’s first budget.
Stopping the Clean Energy Supplement is just one welfare measure.
Here’s why the Treasurer thinks a fairer superannuation system is important.
The reality of Budget 2016/17 is that retirees and pre-retirees will see little or no ...
Has Scott Morrison delivered on his promise to make super fairer?
How does Budget 2016/17 shape up for you?
The Reserve Bank of Australia is tipped to cut the cash rate to a record ...
If you’re self employed, will the Work Bonus be applied to your Age Pension?
According to Herb Ellerbock veterans’ superannuation is being unfairly indexed.
Big changes to how the Government plans to tax superannuation may be on the way.
Simon Cowan explains why the family home should be assessed.
Deeming rates can be higher than actual interest paid.
Will Budget 2016/17 include the family home in the assets test?
Will the Age Pension age change in the Federal Budget 2016/17?
Will your pension payment be affected by DHS strike action?
In accordance with indexation Age Pension payment rates will increase.
Changes to superannuation tax concession will happen but what are they likely to be?
Accessing equity in the family home could be a retirement saver for millions.
The changes to Age Pension portability will have an affect on real Aussies. Frank is ...
The objective of super is to be enshrined in law before the system can be ...
The risk of funding retirement income has well and truly shifted – and now it’s ...
‘Retiring’ politicians will add $2 million to the parliamentary pension bill.
A new report released by the Centre for Independent Studies may have missed the point ...
How is Uber income assessed by Centrelink?
You don’t need to spend big to show your true feelings.
How does a de facto relationship affect an Age Pension Claim?
Watch out home owners – they’re coming to get you!
Watch out home owners – they’re coming to get you!
Concessions can be a vital component to being able to survive on a fixed income.
Changes to Age Pension portability have passed the Lower House of Parliament.
Centrelink is monitoring social media accounts to catch welfare cheats.
Older workers possess vital skills and experience for Australia’s future.
Changes to portability of the Age Pension will be discussed in Parliament this week.
We clarify the rules for Age Pension payment outside of Australia.
We clarify what the 1 January 2017 pension changes actually mean.
Here are some important financial deadlines that you should note.
Most Australians are living in unnecessary frugality during retirement.
Centrelink has put on notice welfare recipients trying to defraud the system.
Australian pensioners don’t have enough money to live on.
Frank doesn’t understand how the income and asset test is applied overseas.
ISA has called for the May 2015 budget pension changes to be wound back.
Asset thresholds and the pension taper rate will change from 1 January 2017.
New research suggests that pensioners will be better off under proposed changes to the GST.
What should you consider before making the move to the Age Pension?
Scott Morrison has confirmed that the family home will not be means tested.
Scott Morrison has outlined the government’s vision for a new retirement income system.
When a lump-sum super withdrawal runs out, or returns are not as expected, what happens ...
The Government could save almost $7 billion per year by better targeting super tax.
Not all people who need Centrelink support are as lucky as Ms Smith.
The claim that super should replace the Age Pension is a porky.
Florence wants to know if she can claim an Age Pension from overseas.
How can Rosanne find out her National Insurance number from the UK?
What will changes to the defined benefit rules mean to pensions?
Plans to raise GST could cost the average family an extra $2915 per year.
Amanda and her husband are considering making the move back to the UK.
More than 22 million phone calls to Centrelink were blocked in the past year.
Australia’s welfare budget is heading for a $44 billion blowout by the end of the ...
Do you meet the criteria to qualify for an Age Pension?
Mick is unsure if he needs to return to Australia to claim an Age Pension.
How can downsizing the family home affect Age Pension payments?
One of the most common questions asked about hearing aids is the cost.
Financial Services Inquiry head, David Murray, has called for the new PM to rethink super.
Australia has a poverty rate of 33 per cent for those over 60.
When is it worthwhile to ask Centrelink for a reassessment?
Wife of wealthy mining boss, Hamish Bohannan, will be jailed for $62,000 fraud.
The white paper on retirement incomes highlights the financial issues facing retirees.
Brian would like to know why his assets are not devalued more regularly.
Pension changes place further pressure on Australian retirees.
The CSRI are calling for the exemption status of the family home to be revisited.
Former federal MPs have launched a bid to have their allowances increased.
The two-year residency rule is causing Dale some confusion.
The Federal Government has found its testing ground for a new cashless welfare card.
Brenda isn’t sure how the 10-year residency rule is applied.
Health insurance premiums tipped to rise by more than 10 per cent per annum.
Will a withdrawal from an allocated pension affect the Age Pension?
When is an Age Pension payment assessed under the income or asset test?
There is a cost-effective and legitimate means by which to decrease your assessable assets.
Frank has a few questions on how his super might affect his Age Pension.
Pauline has heard that she may not be entitled to super from her employer.
New pension legislation changes will save the Government $2.4 billion.
Changes to pension asset thresholds and taper rate will pass through the Senate.
Retiree spending habits are changing in response to the 2015/16 Budget.
Senate crossbenchers want the government to expand the Pension Loans Scheme.
Richard is seeking clarification on how his assets and income will be assessed.
June would like to sell her home to her son as a vendor financier.
Pensioners may lose part Age Pensions and concessions under new rules.
No wonder Joe Hockey is looking so happy with himself.
So, what does the 2015/16 Federal Budget mean for you?
Proposed Age Pension changes announced in the 2014 Budget have been scrapped.
Joyce is considering moving in with her daughter, but how will this affect her Age ...
The back down on changes to indexation of the Age Pension is a victory.
Wealthier pensioners to lose pensions.
Peter Costello has warned the government against tinkering with our superannuation system.
Can Chris make a retrospective claim under the Pension Bonus Scheme?
Means-testing the family home could result in a $6000 increase to pensions.
The Human Rights Commission to investigate low employment rates for older Australians.
The Federal Government is considering changes to the pension taper rate.
Recommendations have been made for a review of eligibility for a part Age Pension.
Labor have commenced a campaign to lobby against changes to the Age Pension.
The offer of an independent review into pension rates is nothing more than lip service ...
Will Beth receive an Age Pension when she turns 65?
Debate is raging about the proposed changes to Age Pension legislation.
A group of liberal backbenchers are pushing to scrap planned cuts to the pension.
Hold Mr.Abbott to his promise that there would be "no changes to pensions".
Those over 50 could be forgiven for thinking they are to blame for the country’s ...
Bill is wondering how his wife’s Age pension will affect his claim for the Carer ...
Here’s a breakdown of what it says and how will it affect your future.
Australia has been ranked as one of the top countries in the world for retiree ...
Review undertaken by Patrick McClure has found welfare system needs restructured.
Offset accounts are a useful way of helping to reduce the interest you pay on ...
Will buying a more expensive property increase pension payments?
Asset-rich retirees have been receiving around $500 million in benefits per year.
Minister Morrison announces a $200 million pension boost.
Mariam can’t understand why her Age Pension reduces when her husband earns money.
Michael would like to know how overseas trips will affect his payments.
PM faces National Press Club to spell out agenda for families and small business.
Craig Hall explains how the Work Bonus can help your claim for the Age Pension. ...
Retirement is another country. So which one will it be for you?
The rich are getting richer and the poor are getting poorer.
Would extra super payments be assessed by Centrelink and affect the Age Pension?
Human Services officers will commence industrial action on 11 December.
John believes many of the rules surrounding the changes to deeming rules are detrimental.
How will granny flat arrangements and gifting an inheritance advancement affect the pension?
Who will be affected by 1 January changes to deeming rules?
How will the increased working-life residency requirement affect those from New Zealand?
As Deborah has realised, there can be penalties when you receive a compensation payout.
Neil’s wife is of Age Pension age but his income is ad hoc, so will ...
A bill to abolish the Senior Supplement is due to be introduced to the upper ...
Does a wife’s claim for the Newstart Allowance affect her husband’s Age Pension?
Beth wants to know if a lump-sum withdrawal will affect her Age Pension.
Maurice Patane outlines some of the aged care funding options available.
Will building her daughter a flat on her property affect Lyn’s Age Pension?
Does Jon have to remain in Australia for two years after claiming the pension?
Richard is concerned that he will have to pay back the Age Pension he has ...
Robert would like to know if the rate at which a pension is reduced has ...
An estimated 533,000 women over 65 are living under the poverty line.
Many pensions ‘grandfathered’ under existing rules could lose their special exemption.
Included in the legislation to repeal the mining is changes to the SGC.
Annie isn’t sure if the allowable earning threshold is applied to her Age Pension.
Can you get the Age Pension if you stop working before 65?
From 1 August 2014 you will be able to complete your Income Stream Review online.
Jeff would like to know if he will receive a single or couples' Age Pension. ...
Pension indexation changes will hit pensioners hard if implemented.
James wants to know if he should be getting a bi-annual bonus from Centrelink.
The asset thresholds which apply to deeming rates for the Age Pension have changed from ...
The Prime Minister has taken time to write to each and every pensioner to explain ...
When you leave Australia your rate of payment may change after 26 weeks.
Planned indexation cuts to the pension assume there is fat to be cut. But is ...
Jimmy thinks it’s time to take to the streets and let the Government know what ...
The budget fails to address the long term issues confronting longer living older Australians.
Changes to indexation could see Disability Support Pension (DSP) rates cut.
It’s important to understand which rules are currently applied to index pensions.
Can Mary’s husband appeal the decision on his Pension Bonus claim?
Commission recommends family home as part of Age Pension means test.
The announcement of proposed budget measures seems to have dented voter confidence in the Government.
The increasing cost of the Age Pension is not due to demographic ageing.
Richard shares his strong opinion on why a pension cut would be a mistake.
The budget could be more than $13 billion better off if super tax breaks were ...
Federal Treasurer Joe Hockey has flagged possible changes to the Age Pension
Legislation to extend deeming to account-based pensions has passed the Senate.
Ann isn’t sure how her British pension will affect her claim for the Australian Age ...
Elise is unsure how the proceeds of her house sale and gifting may affect her ...
Now is the time for action on our complex and unsustainable taxation system.
From 20 March 2014 3.6 million pensioners should see a rise in their payments.
The pension ramifications of downsizing the family home.
As a New Zealand citizen, Barry is unsure if he is entitled to an Australian ...
Paul's mother has just received an insurance payout and is unsure whether it will affect ...
Legislation has been introduced which will result in the deeming of account based income streams.
The average age of retirement in Australia for 2012/13 was 53.8 years of age.
Pensions, asset test inclusion, superannuation contributions and GST all in the firing line.
The end of analog television is less than a month away.
Will Ruth’s three-month cruise affect her Age Pension?
John needs urgent financial assistance but is reluctant to approach Centrelink.
Debbie McTaggart explains why your money may not be stretching as far as you would ...
How much travel is acceptable in the required two-year residency period?
Changes to deeming rates will benefit more than 740,000 pensioners
Marion is considering having her parents come to live with her.
Are pensions in firing line for the Commission of Audit?
Paula wants to know if paying for a family member’s surgery is considered gifting.
Glen is planning ahead for his retirement and would like to know what is included ...
Many British expats are unaware that they may be entitled to a UK pension.
We recently received an anonymous letter at YOURLifeChoices, addressed to all retirees
Staggeringly, $1 million will not be enough to retire on in the very near future
Fewer taxpayers and more people living in retirement means a ticking time bomb
This case study provided by NICRAC may help you calculate aged care fees.
Ebe has just been advised by Centrelink that he and his wife both owe $15,000 ...
Advocacy groups release their political demands for older Australians.
Will it pay Richard to keep on working?
What are the implications on the Age Pension of any rental income received?
When claiming an Age Pension, what is your spouse entitled to?
It seems that a few people are still confused about carbon tax compensation.
Will the end of the carbon tax mean a reduction in the Age Pension?
When Barbara reaches Age Pension age, what are her Age Pension options?
The different features of the Age Pension and the Disability Support Pension explained
What are Ray’s entitlements on returning to Australia?
Paula is in desperate need of legal advice, but simply can’t afford a solicitor.
Do you have to report your income to Centrelink once you get an Age Pension?
When applying for an Age Pension you must meet residency requirements
What will happen to Tom’s Age Pension if he uses his super to buy a ...
The big four banks are finding other ways to gouge customers
UK pension reforms are set to affect those living outside the British Isles.
The week before the Federal Budget is usually a time of rash predictions
Rising electricity costs have made it difficult to live on an Age Pension.
A pilot program will be introduced to assist older Australians to downsize their home.
How much could you lose by having an overseas pension?
How do you know if you’re eligible for the Pension Bonus?
Will Deb's superannuation affect her getting an Age Pension when she reaches 65
Pollies are claiming they will do more for Australian Pensioners. Oh yeah?
Maria is considering moving to Queensland. Will it affect her Age Pension if he pays ...
The Government has announced a reduction in pension deeming rates
Peter would like to know how additional income will affect his Age Pension
Will coming into an inheritance cancel out YOURLifeChoices member Madeline's Age Pension?
Noel is struggling to work due to ill health, but isn’t sure if he can ...
Just over a week since Minister for Families Jenny Macklin was caught on the hop ...
Could you live on $35 per day?
Mavis is expecting an insurance payout and would like to know if she can give ...
YOURLifeChoices subscriber Pam is her husband’s carer but they are married in name only. She ...
Janet is concerned that an elderly acquaintance may not be getting the correct Age Pension ...
Rosemarie could receive a part Age Pension, but she may need to reduce her assets
A recently released report reveals that more than 2.25 million Australians are living in poverty.
The disappearance of $100 notes may be due to pensioners hoarding cash under their mattresses.
No longer is retirement about giving up work completely, but finding the balance between work ...
Linda is considering releasing some of the equity in her home but is unsure how ...
Understanding Centrelink entitlements has become difficult.
One in ten Australians living on the dole cannot afford a substantial meal each day
Barry wants to spend more time overseas, but will still receive his part Age Pension?
Centrelink asked Bill to put in a claim for the Age Pension, only for it ...
Dennis has continued to work past the age of 65 but isn’t aware of any ...
Barry is keen to find out if he needs a statement of earnings from Centrelink.
The Mature Age Participation program: practical help for job seekers over 55.
The cost of living for pensioners rose only 1.1 per cent, 0.5 per cent below ...
Will this budget address the need for more money for senior Australians?
Approaching retirement age can focus your attention on where you wish to see out ...
At 68-years of age, YOURLifeChoices subscriber Fiekel still has a thirst for ...
We hear a lot of discussion about rights but do any of us really ...
Under the Pension Sustainability Reforms in 2009, the Federal Government announced an increase in ...
YOURLifeChoices subscriber Von is concerned that when she moves to the Age ...
As of 1 July 2011 the Carer Supplement of $600 will be paid to ...
Sadly, the Treasurer and the Prime Minister did NOT read our wish list. There is no increase to the Age Pension for singles, couples or any other household type.
Two weeks ago YOURLifeChoices asked key questions on health, aged care and the Age Pension to the responsible Federal Government ministers. In the interest of fairness, we also asked the Hon Bronwyn Bishop MP, Shadow Minister for Seniors, for her responses. Q. ...
A recent news item in the Age is very useful in highlighting the difference between the Consumer Price Index (CPI) and the Australian Bureau of Statistics (ABS) living cost indices. Confused? Read on for our plain-English explanation and how this affects those on an Age ...
A life on the open road beckons for YOURLifeChoices subscriber Johnson. But where does this leave him with his Centrelink payments? Q. Johnson I have a query which Centrelink doesn’t seem to be able to confirm, I keep getting different answers, ...
YOURLifeChoices subscriber Emmie, is now eligible to claim the Age Pension but is currently living in Vietnam. She would like to know if she can make her claim from outside Australia. Q. Emmie I am an Australian citizen and have become ...
Q. Rewa Can you please advise how a part British pension is treated when you apply for an Australian pension. As an Australian I worked in the UK for 14 years and now at the age of 61 have an entitlement to approximately $100 a week ...
YOURLifeChoices subscribers, Glenn and Jennifer, would like to gift money to their children but are keen to know the limits? Q. Glenn and Jennifer One is allowed to gift to our children $30,000.00 over five years. After the five years elapses ...
Strict residency requirements exist for those wishing to claim the Age Pension. YOURLifeChoices subscriber, Jamie, would like to know if he can claim the Age Pension from the Philippines. Q. Jamie I am an Australian citizen currently residing in the Philippines. ...
Q. Rita I have been offered a job lasting about 5 or 6 weeks, part time. I will receive about $800.00 in total for this work. I see that an old age pensioner, single, can earn $138.00 per fortnight. This makes it $3588.00 per year. ...
As of 1 July 2009, the Government implemented changes to superannuation concessions. If you’re still salary sacrificing into your superannuation fund, you need to make sure this is still the best way to maximise your super. The annual cap on concessional superannuation contributions will be ...
YOURLifeChoices subscriber, Tom, would like to know which income streams are classed as exempt assets? Q. Tom I purchased an income stream product eight years ago and would like to know will it be considered an asset when I apply for ...
Q. Lyn and Graeme Two years ago my husband and I bought a home on four hectares. He has been on a Disability Support Pension for some years and I have been on Newstart. I am now eligible to apply for the Age Pension ...
YOURLifeChoices subscriber Guy, would like to know what effect withdrawing money from his wife’s superannuation would have on his Age Pension. Q. Guy I am a pensioner and I get Centrelink payments as single. My wife will be 60 shortly and ...
If you’re a self-funded retiree, you may have suffered considerable financial losses as a result of the global financial crisis. With some smart accounting, you may be eligible for Centrelink benefits. As the end of the current financial year looms, now is the time to consider ...
Q. Tom My wife and I have just been at Centrelink and we are now very confused. I am about to turn 65 and my wife is 62. I have supported her for the last 10 years as she has not worked. Centrelink is now telling ...
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