age pension

The following articles have the tag age pension

New Age Pension reporting rule

pensioners

New Age Pension reporting rule

Government looks to save $150m over four years through ‘proof of life’ requirement.

Centrelink payments may increase

Centrelink payments may increase

Centrelink payments may increase

Formula shows how the Government can afford to increase Centrelink payments.

Retirement income top up extended

Retirement income top up extended

Retirement income top up extended

This is how you can access equity in your home to boost your spending clout.

Why Age Pension rises fail retirees

Why Age Pension rises fail retirees

Why Age Pension rises fail retirees

Economist Matt Grudnoff explains why much of Norm’s Age Pension increase has disappeared.

Both payments woefully inadequate

Both payments woefully inadequate

Both payments woefully inadequate

YourLifeChoices members share their views on increasing Newstart or the pension.

Can I share legacy with siblings?

Can I share legacy with siblings?

Can I share legacy with siblings?

Lawyer Rod Cunich explains the ramifications of Jeff’s planned generosity.

Centrelink Q&A: Living overseas

Centrelink Q&A: Living overseas

Centrelink Q&A: Living overseas

Charles spent most of his working life in Australia but has chosen to retire overseas.

Age Pension or Newstart increase?

Age Pension or Newstart increase: which one should be a priority?

Age Pension or Newstart increase?

Age Pension or Newstart increase: which one should be a priority?

Signs point to rise in Age Pension

Money coming the way of pensioners

Signs point to rise in Age Pension

Age pensioners should be a little better off thanks to rising wages.

Is Tina being short-changed?

Is Tina being short-changed?

Is Tina being short-changed?

Are super fund and cash deposits denying her a full Age Pension?

Revealing the reality of retirement

Revealing the reality of retirement

Revealing the reality of retirement

Take part in our Friday Flash Poll and reveal the reality retirement.

False view of retirement 'heaven'

Pensioners doing it tough

False view of retirement 'heaven'

Comment: Financial stress in retirement is very real, writes Kaye Fallick.

Retirees living the dream: report

well-off retiree

Retirees living the dream: report

Most retirees are comfortable and can actually save in retirement, report finds.

PM dangles carrots for older voters

PM says he would prefer to increase the pension over Newstart

PM dangles carrots for older voters

Scott Morrison says he would rather increase the Age Pension than Newstart.

Will shares affect Age Pension?

Will shares affect Age Pension?

Will shares affect Age Pension?

Explaining how shares and dividends are assessed.

CPI's surprise price increases

shopping just got more expensive

CPI's surprise price increases

The most recent price increases are not the ones you were expecting.

How to manage the retirement years

How to manage the retirement years

How to manage the retirement years

Your super is as good as it’s going to get, now to use those funds ...

Why deeming rate is 3.25 per cent

Why deeming rate is 3.25 per cent

Why deeming rate is 3.25 per cent

Some pensioners are expected to receive interest of 3.25 per cent on their savings.

Centrelink Q&A: Shared housing

Centrelink Q&A: Shared housing

Centrelink Q&A: Shared housing

Robyn is looking to move closer to the city and is considering buying a house ...

Levy mooted to fund older Aussies

Elderly to be looked after

Levy mooted to fund older Aussies

Keating calls for levy on wages to fund living costs of the elderly.

Focus should shift to flat income

Focus should shift to flat income

Focus should shift to flat income

Some retirees are being hit harder by increases in energy costs.

Can Jenny request pension early?

Can Jenny request pension early?

Can Jenny request pension early?

Jenny has limited savings and is concerned about possible processing delays.

Female nest eggs set cracking pace

Women retirees sitting pretty

Female nest eggs set cracking pace

Pollster warns super balances not enough for retirement independent of Age Pension.

Can Diane gift her sick grandson?

Can Diane gift her sick grandson?

Can Diane gift her sick grandson?

Would helping her sick grandson result in an Age Pension increase for Diane?

Explaining the retirement tribes

Explaining the retirement tribes

Explaining the retirement tribes

How they were created and why.

Latest retirement income changes

Latest retirement income changes

Latest retirement income changes

The latest pension rates, supplement details, and asset and income test thresholds.

Living longer, living smarter

Living longer, living smarter

Living longer, living smarter

Your retirement savings need to keep working hard long after you stop work.

Cherry picking anyone?

Cherry picking anyone? MP’s plan for grey nomads

Cherry picking anyone?

MP’s plan to harness the working power of retirees on the road.

Jack and Sue’s retirement makeover

Retirement makeover improves couple's financial situation

Jack and Sue’s retirement makeover

Retirement expert Glenn Smith-Cameron gives Jack and Sue a retirement makeover.

Noel offers retirement strategy

Noel offers retirement strategy

Noel offers retirement strategy

Should Deirdre put her earnings into super or shares or both?

Will your retirement income last?

We know your retirement concerns, now here’s the solution …

Will your retirement income last?

Making your money last is the number one retirement concern.

Will land put pension in peril?

Will land put pension in peril?

Will land put pension in peril?

Trent lives on acreage and is unclear how that affects an Age Pension.

Are you getting enough pension?

Are you getting enough Age Pension? Or are you missing out on your entitlements?

Are you getting enough pension?

Are you getting enough Age Pension? Or are you missing out on your entitlements?

Travel bans for welfare recipients

PM to impose travel bans on welfare recipients and tax dodgers

Travel bans for welfare recipients

New policy could ground welfare cheats and tax debt dodgers.

How to work without losing pension

How to work without losing pension

How to work without losing pension

Changes in 2019 will help pensioners like Rod continue to work.

New bid to block retiree refunds

Retiree's franking credit at risk

New bid to block retiree refunds

Treasurer orders committee to probe if retirees really rely on franking credits.

Retiring overseas: will it work?

Retiring overseas: will it work?

Retiring overseas: will it work?

Look before you leap: what you must know before retiring overseas.

Six-month wait for Age Pension

centrelink

Six-month wait for Age Pension

Centrelink under siege with month-long waits on queries.

How do I retire at 76?

How do I retire at 76?

How do I retire at 76?

Noel Whittaker tells how best to use the money Ron has saved.

Boomers less reliant on pension

Boomers less reliant on pension

Boomers less reliant on pension

Proportion of older Aussies relying on the pension decreases significantly.

Age Pension increases ‘inadequate’

feeling cold

Age Pension increases ‘inadequate’

Get the politics out of the pension, urges Benevolent Society campaigner.

Pension thresholds: September 2018

Age Pension update: September 2018

Pension thresholds: September 2018

Changes to the Age Pension that will come into effect on 20 September 2018.

Newstart changes 20 September 2018

Changes to Newstart rates and thresholds

Newstart changes 20 September 2018

From 20 September 2018, Newstart rates and thresholds will be indexed.

Low Income Health Care Card

Low Income Health Care Card

Low Income Health Care Card

You may qualify for a Low Income Health Care Card if your income falls below ...

Why would you work until 70?

What would encourage older Australians to work until 70?

Why would you work until 70?

What would encourage older Australians to work longer?

Costs delaying your retirement

Costs delaying your retirement

Costs delaying your retirement

Aussies are working more years before retirement. Here’s why.

Tony’s plea for help on Work Bonus

Tony’s plea for help on Work Bonus

Tony’s plea for help on Work Bonus

Tony is in his 70s and needs to find work, but how will that affect ...

Backflip better late than never

Backflip better late than never

Backflip better late than never

Reversal of Government’s Age Pension eligibility policy welcome news for many.

Plan to lift pension age scrapped

age pensioners

Plan to lift pension age scrapped

Government does U-turn on plan to lift retirement age to 70.

How to reapply for the Age Pension

How to reapply for the Age Pension

How to reapply for the Age Pension

Ready to reapply for the Age Pension after losing your entitlements? Here’s how.

Will good deed affect Age Pension?

Will good deed affect Age Pension?

Will good deed affect Age Pension?

Maria is borrowing to help her daughter, but is concerned about the ramifications.

Avoid this if you retire early

Avoid this if you retire early

Avoid this if you retire early

Faced with the prospect of an early retirement, planning could save your sanity.

Will loan scheme affect pension?

Fears Pension Loan Scheme funds may affect pension

Will loan scheme affect pension?

Health Department clears up confusion on how funds are assessed.

Will loan and rent affect pension?

Will loan and rent affect pension?

Will loan and rent affect pension?

How to assess the impact of borrowing to build a home.

Accepting gifts to buy a house

Accepting gifts to buy a house

Accepting gifts to buy a house

Will a gift from a family member to help you buy a house affect your ...

Explained: get a pension top up

Explained: get a pension top up

Explained: get a pension top up

If you receive less than a full pension, the Government may lend you some money.

When to check your pension

When to check your pension

When to check your pension

Your pension is not always static, so how often should you check for changes?

How does sale affect Age Pension?

How does sale affect Age Pension?

How does sale affect Age Pension?

Mavis is considering the pension implications of moving into a retirement village.

Why must I reapply for my pension?

Why must I reapply for my pension?

Why must I reapply for my pension?

Chris says Centrelink has all his details yet he’s been told to start all over ...

Should I downsize?

Should I downsize?

Should I downsize?

Harry thinks he understands downsizing, but he asks Noel Whittaker for his advice.

Why we should work until 70 – or not

Why we should work until 70 – or not

Why we should work until 70 – or not

Influential voices on both sides of the fence have their say.

Can travel delay Age Pension?

Can travel delay Age Pension?

Can travel delay Age Pension?

A couple isn’t sure if their time overseas will affect their Age Pension eligibility.

Jobless seniors face health risks

Consumer group urges higher dole to cut health risks

Jobless seniors face health risks

Boosting the dole would reduce chronic disease among the poorest.

Know your pension entitlements

Know your pension entitlements

Know your pension entitlements

Here are the latest government updates to help you stay on track.

How to choose the right payment

How to choose the right payment

How to choose the right payment

Information on choosing between the Age Pension and Carer Payment.

Crisis “to get worse” for over 55s

Crisis for over 55s “only going to get worse”

Crisis “to get worse” for over 55s

Immediate action is critical to solve growing homelessness problem.

When a gift isn't so welcome

When a gift isn't so welcome

When a gift isn't so welcome

Chris could be about to come into some money, but will it be a blessing?

Research reveals retiree spending

Retirees spending less than the Age Pension: report

Research reveals retiree spending

Retirees spending less than the Age Pension, even though they can afford to spend more.

Over 65s hit by hidden affliction

The ‘hidden affliction’ affecting older Australians

Over 65s hit by hidden affliction

Chronic wound cases to soar as population ages.

Retirement income unfair for one group

Retirement income unfair for one group

Retirement income unfair for one group

Australia’s system may seem fair, but new research tells another story.

Noel's tips for cash-strapped duo

Two homes but this couple are struggling

Noel's tips for cash-strapped duo

When is the right time for this cash-strapped couple to sell their second house?

Transitional Age Pension shock

Transitional Age Pension shock

Transitional Age Pension shock

A recent Age Pension rule change has seen Bill’s payment drop and he wants to ...

Clearing debt on an Age Pension

money, debt, savings, finance, age pension,

Clearing debt on an Age Pension

Getting out of debt is about recognising the problem and taking steps, says expert.

No photo, no Age Pension?

Will photos for age pensioners soon become compulsory?

No photo, no Age Pension?

Age pensioners may soon be required to have their faces scanned.

Power price reductions are here

Power price reductions are here

Power price reductions are here

Australian energy providers introduced lower rates as of 1 July.

Does tutoring work affect pension?

Does tutoring work affect pension?

Does tutoring work affect pension?

Lynn’s partner has left Australia but can he still receive an Age Pension?

Report damns Centrelink systems

Anglicare report damns Centrelink’s automated systems

Report damns Centrelink systems

Centrelink’s automated system “deliberately designed to make it hard for people”.

Age Pension “too hard”

Age Pension process is “too hard, too complicated and too long”

Age Pension “too hard”

The application process for the Age Pension is “too complicated and too long”.

Crusading for dignity in retirement

Crusading for dignity in retirement

Crusading for dignity in retirement

The woman behind the fight for a dignified retirement for all – meet Kaye Fallick.

Will Airbnb ruin my pension?

Will Airbnb ruin my pension?

Will Airbnb ruin my pension?

Renting out a room is a good way to earn income, but what does it ...

Big spike in ‘payday loans’

Big spike in ‘payday loans’

Big spike in ‘payday loans’

The number of stressed older Australians seeking instant cash is on the rise.

How will home sales affect pension?

How will home sales affect pension?

How will home sales affect pension?

Age pensioners Kevin and his partner have bought a house together. What now?

Age Pension: 1 July 2018 changes

happy couple drinking tea

Age Pension: 1 July 2018 changes

New Age Pension changes will take effect from 1 July 2018.

How much can I gift my son?

How much can I gift my son?

How much can I gift my son?

Janice wants to know if she can help her disabled son without affecting her Age ...

Retirees missing out on the boom?

Retirees missing out on the boom?

Retirees missing out on the boom?

Economy may be surging, but pensioners are losing out on the growth spurt.

Aussies not willing to work past 65

Aussies not willing to work past 65

Aussies not willing to work past 65

Few Aussies retire at 70, an age pension threshold the Government is proposing.

Do retirees have an income problem?

Do retirees have an income problem?

Do retirees have an income problem?

Is the Age Pension adequate or are those advocates living on a different planet?

Will wage ruling boost pensions?

Will wage ruling boost pensions?

Will wage ruling boost pensions?

The boost to the minimum wage should flow to Age Pensions.

Calls to fix pension poverty

Calls to fix pension poverty

Calls to fix pension poverty

Australia is far from the ‘lucky country’ for 500,000 older Australians.

Will illness compo affect pension?

Will illness compo affect pension?

Will illness compo affect pension?

Margaret wants to know how a super payment will be assessed.

Are retirees frugal or just broke?

Are retirees being frugal or struggling to survive?

Are retirees frugal or just broke?

What’s the real story behind the spending habits of older Australians?

The rich get richer

Australia’s wealthiest should be the Government’s next tax target

The rich get richer

Australia’s richest added $49.6 billion to their collective coffers.

Subdivision plan comes unstuck

Subdivision plan comes unstuck

Subdivision plan comes unstuck

How should June proceed after making a mistake?

Your thoughts on assessing the home

YLC members archetype

Your thoughts on assessing the home

YourLifeChoices members have their say on Rice report recommendations.

Assess home for pension: expert

Assess home for pension: expert

Assess home for pension: expert

Pension and superannuation systems ‘favour wealthy, home-owning retirees’.

Planned change to pension revealed

Planned change to pension revealed

Planned change to pension revealed

Superannuation funds will be forced to offer lifetime income streams to members.

Will casual work cut my pension?

Centrelink Q&A: Effect of casual work on the Age Pension

Will casual work cut my pension?

The work test rules must be met for super payments.

How Centrelink will chase debt

How Centrelink will chase debt

How Centrelink will chase debt

Government crackdown on welfare debt to get more strict.

What to do with holiday shack funds

What to do with holiday shack funds

What to do with holiday shack funds

Can Pauline and Phil top up their super?

Initiatives for aged fall short

Initiatives for aged fall short

Initiatives for aged fall short

Home-care package funding inadequate and rental stress ignored.

Budgeting for lifelong income

Budgeting for lifelong income

Budgeting for lifelong income

There is a view that forcing retirees to buy annuities will wean them off the ...

Pension Work Bonus limit lifted

Federal Budget 2018: Pension Work Bonus limit lifted

Pension Work Bonus limit lifted

Age pensioners can earn an extra $50 per fortnight without penalty.

Are we being 'fattened for the kill'?

Federal Budget 2018: 'Fattening older workers for the kill'

Are we being 'fattened for the kill'?

Sweeteners, but no Age Pension increase to allow a dignified retirement.

Framework for working until 70

Federal Budget 2018: Plan to end age discrimination

Framework for working until 70

The Government is trying to end age discrimination so people can work longer.

Will residency rule change hurt you?

Will residency rule change hurt you?

Will residency rule change hurt you?

New legislation set to take effect on 1 July.

Lift Newstart and the Age Pension

Lift Newstart, but don't forget about age pensioners

Lift Newstart and the Age Pension

Federal Budget must consider plight of all Australians on welfare.

How deeming rates affect you

How deeming rates affect you

How deeming rates affect you

Each year, tweaks to the deeming rate formula erode some pension entitlements

Pensioner housing woes worsening

Age pensioners' housing woes worsen

Pensioner housing woes worsening

Shockingly few affordable homes are available for pensioners and low-income earners.

What’s in the Budget for retirees?

What’s in the Budget for retirees?

What’s in the Budget for retirees?

Minister Kelly O’Dwyer speaks exclusively with YourLifeChoices.

Plan C to cut Centrelink wait times

Plan C to cut Centrelink wait times

Plan C to cut Centrelink wait times

Government to hire 1000 new staff to help ease call woes.

How upsizing protects your pension

How upsizing protects your pension

How upsizing protects your pension

Retirees are buying bigger homes to protect their pensions and investments.

YourLifeChoices RetirePlanner™

Pension and super rules are complex, but help is available

YourLifeChoices RetirePlanner™

Why you need the YourLifeChoices RetirePlanner™ tool.

Pension changes March 2018

Government Update: Changes to pension payments and rules

Pension changes March 2018

We keep you up to date with retirement income changes and updates.

Does Judy qualify for Newstart?

Does Judy qualify for Newstart?

Does Judy qualify for Newstart?

Illness is pushing Judy out of the workforce, but she cannot yet get an Age ...

Pushing Age Pension to 70 ‘unfair’

Pushing Age Pension to 70 ‘unfair’

Pushing Age Pension to 70 ‘unfair’

Government bid to save on Age Pension would not pass Senate, says Macklin.

How Centrelink assesses your super

How Centrelink assesses your super

How Centrelink assesses your super

Centrelink uses a glad bag of rules when assessing super: Here are some of them.

Rent rises pile on the pressure

Rent rises pile the pressure on age pensioners

Rent rises pile on the pressure

Rental costs across Australia rise by 3.3 per cent in the past year.

Strangers pay pensioner's rent

Elderly renter finds Facebook group is a friend indeed

Strangers pay pensioner's rent

Rental manager driven to help elderly tenant reclaim pension and pay back debt.

Will a gift affect my pension?

Will a gift affect my pension?

Will a gift affect my pension?

If I gift my three grandchildren, will my Age Pension be affected?

Deeming rates: are they too high?

Are deeming rates too high?

Deeming rates: are they too high?

Like many retirees, Karen believes that deeming rates are simply too high.

Greens talk pension and retirement

Greens talk pension and retirement

Greens talk pension and retirement

We grill the Greens on pension eligibility, super and rising energy and healthcare costs.

What about the Age Pension, Tim?

What about the Age Pension, Tim?

What about the Age Pension, Tim?

An increase to Newstart payments high on new Senator's to-do list.

Is Australia the best place to retire?

Is Australia the best place to retire?

Is Australia the best place to retire?

Australia is ranked in the top third of countries considered the best countries to retire.

Concession Card eligibility queried

Concession Card eligibility queried

Concession Card eligibility queried

Does Susanne qualify to have the card reinstated?

Politicians’ views on Age Pension

Politicians’ views on Age Pension

Politicians’ views on Age Pension

Politicians have avoided talking about Age Pensioners, so we asked them to speak up.

Tax cuts will hurt Age Pension

How will corporate tax cuts affect your Age Pension?

Tax cuts will hurt Age Pension

Peak bodies concerned that tax cuts would come at the expense of welfare.

Pam’s fears on nursing home fees

Pam’s fears on nursing home fees

Pam’s fears on nursing home fees

Couple in their 80s seek advice on how to cover costs.

Your retirement questions answered

Older woman asking retirement questions

Your retirement questions answered

Retirement experts to gather for the Melbourne Retirement Bootcamp™.

Age Pension too complicated

Age Pension too complicated

Age Pension too complicated

The rules surrounding the Age Pension are complicated, say older Australians.

How to apply for an Age Pension

How to apply for an Age Pension

How to apply for an Age Pension

Our Beginner’s Guide helps you navigate the process.

Retirees speak up on homes test

A quarter of retirees want homes included in asset test

Retirees speak up on homes test

Call for homes worth just $500,000 to be asset tested for the Age Pension.

Pension rises fail the vulnerable

Pension rises fail the vulnerable

Pension rises fail the vulnerable

Increases will not deliver a dignified retirement for older Australians.

Pension thresholds from 20 March 2018

Age Pension: new thresholds from 20 March 2018

Pension thresholds from 20 March 2018

Changes to income and asset thresholds will take effect from 20 March 2018.

Newstart rates and thresholds 20 March

Changes to Newstart rates and thresholds

Newstart rates and thresholds 20 March

From 20 March 2018, Newstart rates and thresholds will be indexed.

Age Pension increases – 20 March 2018

Age Pension increases – 20 March 2018

Age Pension increases – 20 March 2018

How much more Age Pension will you receive?

Coping on the smell of an oily rag

Coping on the smell of an oily rag

Coping on the smell of an oily rag

How to overcome fear of running out of money when you retire.

Beware implications of downsizing

Beware implications of downsizing

Beware implications of downsizing

Ann sold her home to downsize and deposited the funds in the bank before buying ...

33m Centrelink calls unanswered

Unanswered calls not a staffing problem: Centrelink

33m Centrelink calls unanswered

Technology is the problem, not staffing, says agency.

Govt to blame for housing crisis

Government to blame for housing crisis: Grattan Institute

Govt to blame for housing crisis

The Grattan Institute says governments are to blame for 'poisonous' politics of housing.

Opposing views on the Age Pension

Opposing views on the Age Pension

Opposing views on the Age Pension

The Government says all is good, the Opposition begs to differ.

How moving overseas affects Age Pension

How moving overseas affects Age Pension

How moving overseas affects Age Pension

Will Wayne still be eligible for the pension after living in the Philippines?

How to pass your assets on to your kids

How to pass your assets on to your kids

How to pass your assets on to your kids

The move that allows you to pass property to your kids without upsetting Centrelink.

Assessing a second home

Centrelink Q&A: Assessing a second home

Assessing a second home

What are the rules when a husband and wife each own a home?

How to fix the Age Pension system

How to fix the Age Pension system

How to fix the Age Pension system

It’s possible for every Australian to live in retirement with dignity.

Reapplying for the Age Pension

Reapplying for the Age Pension

Reapplying for the Age Pension

A frustrated Colin has a warning for others in his position.

Tax breaks could make super worse

Tax breaks could make super worse

Tax breaks could make super worse

Superannuation system still failing Australia’s poorest: Grattan.

Should the Age Pension increase?

Should the Age Pension increase?

Should the Age Pension increase?

The Grattan Institute says compulsory super increases should be put on hold.

Pensioners slugged most by costs

Pensioners slugged most by costs

Pensioners slugged most by costs

Latest data shows Age Pensioners bear biggest brunt of cost-of-living hikes.

How your money works in retirement

How your money works in retirement

How your money works in retirement

The lifestyles afforded the haves and the have-nots are poles.

The retirement income story

The retirement income story

The retirement income story

Retirees are living on the edge, what is the solution?

Retirees share their journeys

Retirees share their journeys

Retirees share their journeys

We asked for your stories if you were finding life as a retiree challenging.

How to fix the Age Pension

How to fix the Age Pension

How to fix the Age Pension

Retirees are hurting with one in four now living in poverty in Australia.

Government update 2018

Government update 2018

Government update 2018

Part of making retirement affordable requires fully understanding your entitlements.

Energy costs are responsible

Energy costs are responsible

Energy costs are responsible

More than three million Australian retirees are living on a fixed income.

Critics lambast Age Pension system

Critics lambast Age Pension system

Critics lambast Age Pension system

There is a problem. At least that is what an overwhelming number of retirees say ...

New assets test nabs almost 90,000

New assets test claims 90,000 Age Pension payments

New assets test nabs almost 90,000

New Age Pension assets and income test claims almost 90,000 part-pensions.

Where is my concession card?

Where is my concession card?

Where is my concession card?

John hasn’t received his Pensioner Concession Card and wants to know where it is.

Should you declare an inheritance?

Should you declare an inheritance?

Should you declare an inheritance?

Kate wants to know if she needs to declare an inheritance to Centrelink.

Can I travel overseas?

Can I travel overseas?

Can I travel overseas?

James wants to know if a second overseas trip will affect his Age Pension.

Do you have to declare eBay sales?

Do you have to declare eBay sales?

Do you have to declare eBay sales?

Maria wants to know if she can sell items on eBay without declaring it to ...

New Age Pension eligibility rules

Age pensioners to be subject to new rules as of 1 July 2018

New Age Pension eligibility rules

The pension rules will save the Government and taxpayers around $119 million.

Assets test changes ruining retirement?

Are Age Pension changes ruining your retirement?

Assets test changes ruining retirement?

Changes to the Age Pension rules are having a detrimental effect on retirees.

Age Pension and residential status

Age Pension and residential status

Age Pension and residential status

Bruce wants to know if he has to be a citizen to apply for an ...

Government alienates older Aussies

Government alienates older Aussies

Government alienates older Aussies

Federal Treasury report on cost of Age Pension alienates older Australians.

Will an inheritance affect Linda’s pension?

Will an inheritance affect Linda’s pension?

Will an inheritance affect Linda’s pension?

Some lump sums are excluded from assessment, but which ones?

Centrelink holiday reporting dates

Centrelink holiday reporting dates

Centrelink holiday reporting dates

Centrelink reporting and payment dates for the Christmas and New Year period.

Immigration may save your pension

Young migrants and women easing Age Pension burden

Immigration may save your pension

Women and young migrants are easing the burden on Australia’s pension system.

How to supercharge your super savings

How to supercharge your super savings

How to supercharge your super savings

Putting extra super away now will accelerate your nest egg’s growth

How does an overseas pension work?

How does an overseas pension work?

How does an overseas pension work?

Maryanne wants to know if she can retire in the UK and still receive an ...

The retirement income sweet spot

Super experts believe they’ve found the retirement income sweet spot

The retirement income sweet spot

You can save less, retire early and still have enough for a comfortable retirement.

Will my PCC be reinstated?

Will my PCC be reinstated?

Will my PCC be reinstated?

Rob wants to know if he’ll have his Pensioner Concession Card reinstated.

Working life residence explained

Working life residence explained

Working life residence explained

Marcy is confused about how living overseas affects her Age Pension.

Centrelink offers free money advice

Centrelink offers financial information sevrices

Centrelink offers free money advice

Who better to inform you about your Age Pension and entitlements than Centrelink?

Renters face homelessness risk

Renters face homelessness risk

Renters face homelessness risk

Growing number of homeless made up of elderly people who rented.

Perks of staying on the payroll

Perks of staying on the payroll

Perks of staying on the payroll

Older workers find there are many benefits to being ‘bossed’ around

Selling the family house

Selling the family house

Selling the family house

Leigh is selling the family home but is concerned she’ll lose her Age Pension.

Will a loan affect my Age Pension?

Will a loan affect my Age Pension?

Will a loan affect my Age Pension?

Can Rosemary lend her son money without negatively affecting her Age Pension?

Gift in time saves Age Pension

Gift in time saves Age Pension

Gift in time saves Age Pension

Being overly generous by giving your assets away could compromise your Age Pension.

Should Age Pensions rise with wages?

older woman down on her luck

Should Age Pensions rise with wages?

The ACTU is worried about workers living in poverty, but what about our pensioners?

Will a NZ payment reduce my Age Pension?

Will a NZ payment reduce my Age Pension?

Will a NZ payment reduce my Age Pension?

Can a New Zealand pension be exempt under the Work Bonus?

Don’t get caught out in a caravan

caravans

Don’t get caught out in a caravan

Living in a caravan has catches that could affect your Age Pension.

Increasing your super pension

super money

Increasing your super pension

Ellenora is considering upping the amount of pension she receives from her super.

Pension pay inches up to $44.4b

Pension pay inches up to $44.4b

Pension pay inches up to $44.4b

Total Age Pension payments have inched up slightly to $44.4 billion.

How does our pension system rate?

How does our pension system rate?

How does our pension system rate?

Report compares the pension systems of 12 countries.

Will shares affect an Age Pension?

money stack

Will shares affect an Age Pension?

John is unsure how purchasing shares will affect his Age Pension.

How to shop smart and save

Seven simple ways to slash your grocery bills

How to shop smart and save

Here are seven simple ways to cut your grocery costs.

Is your concession card in the mail?

Is your concession card in the mail?

Is your concession card in the mail?

More than 90,000 concession cards will be reinstated to former part-pensioners this week.

Age Pension on return to Australia

disappointed pensioner

Age Pension on return to Australia

What are the Age Pension rules on returning to Australia?

Seven outrageously overpriced items

movie popcorn

Seven outrageously overpriced items

Seven overpriced products and how you can adapt your budget and avoid the extra cost.

Age Pensions overseas

empty pockets

Age Pensions overseas

Can Bill claim an Age Pension from his Asian home?

The gravy train and your pension

Hitch a ride on the gravy train and keep your pension

The gravy train and your pension

Hitch a ride to work on the gravy train and keep your full Age Pension.

Earn up to $3250 extra Age Pension

Work Bonus workaround could earn you up to $3250 a year

Earn up to $3250 extra Age Pension

How you can work around the Work Bonus and earn up to $3250 extra Age ...

How is a reverse mortgage assessed?

reverse mortgage

How is a reverse mortgage assessed?

Can Diane gift her reverse mortgage lump sum without affecting her Age Pension?

Pension advance payments

Pension advance payments

Pension advance payments

A pension advance payment could help Tracy deal with a couple of unexpected bills.

Govt admits to incorrect debt notices

Govt admits to incorrect debt notices

Govt admits to incorrect debt notices

Turnbull Government admits to 20,000 incorrect robo-debt notices.

Home is where the tax haven is

room available

Home is where the tax haven is

Turn the spare room into a tax haven and keep the full Age Pension.

CSHC income limits – 20 September 2017

CSHC income limits – 20 September 2017

CSHC income limits – 20 September 2017

From 20 September 2017, the income limits that apply to the CSHC will change.

Pension thresholds from 20 September 2017

older couple counting assets finances

Pension thresholds from 20 September 2017

Changes to income and asset thresholds will take effect from 20 September 2017.

Newstart rates and thresholds 20 September

Newstart rates and thresholds 20 September

Newstart rates and thresholds 20 September

From 20 September 2017, Newstart rates and thresholds will be indexed.

Age Pension increases – 20 September 2017

Age Pension increases – 20 September 2017

Age Pension increases – 20 September 2017

How much more Age Pension will you receive?

20 September pension increases

20 September pension increases

20 September pension increases

Millions will receive an increase to their pension payments on 20 September 2017.

Working and the Age Pension

working in malta

Working and the Age Pension

Gozitano wants to know if working overseas will affect his Age Pension.

Labor slams change to pension age

Labor slams change to pension age

Labor slams change to pension age

New figures reveal plan to lift the pension age to 70 will affect 375,000 Aussies.

The three chapters of retirement

The three chapters of retirement

The three chapters of retirement

David Williams explains how to manage your longevity.

Age Pension and the Work Bonus

man at local bowls club

Age Pension and the Work Bonus

Ben asks Debbie how much he can earn before his Age Pension is reduced.

Dual citizens may score two pensions

Dual citizens may score two pensions

Dual citizens may score two pensions

Retired Australians with two nationalities could claim two pensions

Will his assets be counted?

worried woman

Will his assets be counted?

Will June’s estranged husband’s income and assets affect her Age Pension claim?

Is renting a room worth the hassle?

room for rent

Is renting a room worth the hassle?

Janne is contemplating renting out a room to cover maintenance costs.

Can you still get a free flu shot?

Flu shot

Can you still get a free flu shot?

Here’s why you should get the 2017 flu vaccine in August.

HILDA shows threat to Age Pension

young family in debt

HILDA shows threat to Age Pension

The latest HILDA survey reveals a trend that may threaten the retirement income system.

Will I lose my Age Pension?

Older man worried about losing his pension

Will I lose my Age Pension?

Will Albert lose his Age Pension when he returns overseas?

Global Retirement Index rankings

Global Retirement Index rankings

Global Retirement Index rankings

Australia rates highly on the Global Retirement Index, but there’s room to improve.

Can I get a single Age Pension?

coupleatwar

Can I get a single Age Pension?

How will Centrelink assess two singles living under the same roof?

Rent costs may bust pension system

house key sitting on top of hundred dollar notes

Rent costs may bust pension system

The cost of renting and the increase in renters may blow out our pension system.

Can I get an Age Pension?

My husband works. Should I apply for an Age Pension?

Can I get an Age Pension?

Should Francine apply for an Age Pension, even though her husband works?

Pensioners selling prescriptions

Pensioners selling prescription painkillers to make ends meet

Pensioners selling prescriptions

Pensioners are selling prescription painkillers to make ends meet.

Centrelink and offset accounts

Centrelink and offset accounts

Centrelink and offset accounts

Graham wants to know how Centrelink assesses offset accounts.

Aussies tired of unfair economy

Unfair economy ‘benefits the wealthy over ordinary workers’

Aussies tired of unfair economy

Poll shows 71.5 per cent of Australians think we now live in an unfair economy.

Pension changes target migrants

older migrant pensioner

Pension changes target migrants

A new parliamentary bill could restrict pension access to elderly migrants.

Are you old enough for a pension?

man waiting

Are you old enough for a pension?

Who will be affected by the eligibility age for the Age Pension increasing?

The fake intergenerational war

Grattan Institute commentary an attack on older Australians

The fake intergenerational war

Tired of being attacked for being old? I sure am.

Politicians receive pay rise

$100 bill windfall

Politicians receive pay rise

Politicians have received, with immediate effect, a two per cent pay increase.

Concession card reinstatement

older woman using pensioner concession card

Concession card reinstatement

We clarify the confusion as to who will have their PCCs reinstated and why.

Pension thresholds from 1 July 2017

Older couple looking at age pension rates

Pension thresholds from 1 July 2017

Annual indexation of income and asset thresholds will take effect from 1 July 2017.

Seven common retirement mistakes

Seven common retirement mistakes

Seven common retirement mistakes

When it comes to retirement, knowing what not to do is just as important as ...

Managing your money at 60

Stacks of gold coins for money management

Managing your money at 60

Turning 60 often sharpens your focus on the need to plan for your financial future.

No evidence of Age Pension eligibility

Stressed man looks at his age pension paperwork

No evidence of Age Pension eligibility

Bert has been left with no documentation to support his Age Pension claim.

Common questions planners are asked

Five most common questions planners are asked

Common questions planners are asked

Kane Jiang shares the five most common questions financial planners are asked.

How to make extra spending money

How to make extra spending money

How to make extra spending money

We’ve put together an extensive list of hobbies and skills that you can use to ...

Will his income be assessed?

Income assessment of money with magnifying glass

Will his income be assessed?

Carol is concerned that her partner’s income will stop her getting an Age Pension.

25 ways to save $25 a week

pile of australian gold coins that add up to 25 dollars

25 ways to save $25 a week

Saving $25 per week may be simpler than you think. Here’s how you can do ...

When can I claim an Age Pension?

When can I claim an Age Pension?

When can I claim an Age Pension?

Martin is unsure how holiday pay will affect his claim for the Age Pension.

Payments under Age Pension age

Payments under Age Pension age

Payments under Age Pension age

Carol would like to know of any payments available to her from Centrelink.

Centrelink assessment of inheritance

Many hands assessing inheritance eligibiity

Centrelink assessment of inheritance

As a general rule, how is an inheritance assessed by Centrelink?

When is a liability an asset?

red folder with assets and liabilities printed on the spine

When is a liability an asset?

Elisa is unsure how Centrelink will class credit available to her.

When will the energy payment be paid?

When will the energy payment be paid?

When will the energy payment be paid?

The one-off Energy Assistance Payment is due to hit bank accounts soon.

Long-term retirement income view

House built out of Australia money

Long-term retirement income view

Review highlights need for a secure a sustainable retirement income system.

Can you receive a super co-contribution?

money jar

Can you receive a super co-contribution?

Can Peter receive a super co-contribution while on the Age Pension?

Will my Age Pension be affected?

working pensioner

Will my Age Pension be affected?

Gerry has the opportunity to earn some extra income but wonders how his Age Pension ...

Is our super system working?

Is Australia’s superannuation system working?

Is our super system working?

How does Australia’s superannuation system compare with the rest of the world?

Concerns over pension age push

Increasing pension age to 70 will hurt older workers: AIST

Concerns over pension age push

According to peak super body, many people don’t get to choose when they retire.

Pension Supplement explained

Pension Supplement explained

Pension Supplement explained

Debbie explains what, and how much, the Pension Supplement is.

Workers score minimum wage increase

Poor pensioner with empty pockets

Workers score minimum wage increase

Australia’s lowest paid workers will receive an extra $22.20* a week.

Housing system broken and unfair

Is a 15 per cent increase in Rent Assistance enough?

Housing system broken and unfair

Productivity Commission proposes 15 per cent increase in rent assistance.

Understanding key retirement risks

Understanding key retirement risks

Understanding key retirement risks

The three retirement risks all Australians need to address.

Pollies’ pension age remains at 60

Politicians’ pension rules are unfair for the rest of us

Pollies’ pension age remains at 60

From 2025, the pension age is planned to increase to 70, but not for politicians.

Centrelink’s 42 million call fail

Centrelink too busy to answer 42 million calls

Centrelink’s 42 million call fail

In the past 10 months, 42 million calls to Centrelink received an engaged signal.

Will concession cards be returned?

Age Pension: when will Pension Concession cards be returned?

Will concession cards be returned?

Why and when are Pensioner Concession Cards being reinstated?

What is behind elderly suicide rate?

Professor blames lack of support for high elderly suicide rate

What is behind elderly suicide rate?

Elderly feel like they don’t want to impose on society, says leading professor.

Should you have to work until 70?

Tired older worker at desk

Should you have to work until 70?

Plans are still afoot to increase the Age Pension qualifying age.

Crunching the downsizing numbers

Crunching the downsizing numbers

Crunching the downsizing numbers

There may be a financial sting in the tail for those considering downsizing.

Which pension is better?

Two Pensioners

Which pension is better?

Joe is unsure whether he would be better off remaining on the DSP.

Robo-debt program to be expanded

pensioners with centrelink debt recovery letter

Robo-debt program to be expanded

Pensioners could be the next group to be hit with robo-debt letters.

Can Centrelink wait times be fixed?

Can Centrelink wait times be fixed?

Can Centrelink wait times be fixed?

How does the Government plan to reduce painfully long Centrelink call wait times?

Claiming a New Zealand pension

NZ Nest Egg

Claiming a New Zealand pension

Can Toni claim New Zealand Super if he doesn't qualify for an Age Pension?

Pension Concession Card reinstated

Budget 2017: good news for pensioners

Pension Concession Card reinstated

Pension Concession Cards will be reinstated to 92,000 pensioners.

Age Pension residence requirements

Budget 2017: Age Pension residence requirement to increase

Age Pension residence requirements

Age Pension residency requirements to increase.

Pension portability changes scrapped

Budget 2017: Age Pension portability changes scrapped

Pension portability changes scrapped

The change to Age Pension portability has been scrapped.

Non-citizens receive $15b in welfare

Analysis reveals that $15 billion in welfare is paid to non-citizens

Non-citizens receive $15b in welfare

Analysis reveals that 870,000 non-citizens receive about $15 billion a year in welfare.

Downsizing and the Age Pension

Senior woman considers downsizing age pension australia

Downsizing and the Age Pension

May is unsure how selling her home will affect her Age Pension.

Super and the Age Pension

Super and the Age Pension

Super and the Age Pension

Understanding whether your super is assessed as income or an asset is vital.

Retirement haves and have nots

Our research shows retirement renters are doing it toughest

Retirement haves and have nots

Scott Morrison needs to consider housing affordability for retiree renters.

Older Australians deserting the PM

Older Australians are deserting the Coalition

Older Australians deserting the PM

Since super and Age Pension changes, older Australians are deserting the Coalition.

Is retirement now unaffordable?

Revealing the truth about retirement affordability

Is retirement now unaffordable?

Feeling the pinch? You’re not alone when it comes to retirement affordability.

What’s on your Budget wishlist?

What are you hoping will be announced on Budget night?

What’s on your Budget wishlist?

What are you hoping will be announced on Budget night?

Why has my Energy Supplement stopped?

centrelink energy supplement screen

Why has my Energy Supplement stopped?

Celia can’t understand why her Energy Supplement has ceased.

Do pensioners get free ambulance cover?

ambulance

Do pensioners get free ambulance cover?

Debbie explains how ambulance-cover concessions are applied.

Will you get a pension payment?

Will you get a pension payment?

Will you get a pension payment?

Xenophon’s deal to pass company tax legislation is parochial and short term.

Lost super and the Age Pension

Finding lost super: how it affects your Age Pension

Lost super and the Age Pension

Ben is unsure how lost super will affect his Age Pension

How long will your superannuation last?

Superannuation: how can you make yours last longer?

How long will your superannuation last?

How can you make the most of super and your retirement income?

Granny flat arrangements

granny flat in australian backyard

Granny flat arrangements

How do the rules surrounding granny flat agreements affect pension payments?

How much was Mr Shepherd paid?

How much was Tony Shepherd paid for chairing Commission of Audit?

How much was Mr Shepherd paid?

How much was Tony Shepherd paid his work on the Commission of Audit?

Family home not safe from test

Renewed calls for the family home to be included in the assets test

Family home not safe from test

Tony Shepherd has renewed calls for the family home to be included in the assets ...

Geez Louise, here we go again

Geez Louise, here we go again

Geez Louise, here we go again

The myth that the Age Pension is unaffordable and unsustainable is simply not true.

Pension spending time bomb

Tony Shepherd predicts that Australia risks being ‘crippled by pension spending’.

Pension spending time bomb

Tony Shepherd predicts that Australia risks being ‘crippled by pension spending’.

Claiming your overseas pension

purse full of euros

Claiming your overseas pension

June has been told she has to apply for an overseas pension.

Backlash over ‘proposed’ cuts

The PM rejects reports of cuts to the Age Pension

Backlash over ‘proposed’ cuts

The PM took to Twitter to deny reports of cuts to the Age Pension.

Can I start my Age Pension claim?

Couple nearing retirement age

Can I start my Age Pension claim?

Will having a younger partner stop Maeve from being able to claim her Age Pension? ...

Could retirees cash in with new rules?

New package could incentivise older Australians to sell the family home

Could retirees cash in with new rules?

New package could encourage older Australians to sell the family home.

Can you live on an Age Pension?

Age Pension increases miss the much-needed income mark

Can you live on an Age Pension?

Will the extra $10.40 per fortnight in Age Pension payments really make a difference?

Do I still need health insurance?

Health insurance being ripped from a piece of paper

Do I still need health insurance?

What are the consequences of giving up private health insurance once you receive the Age ...

Pension increases – 20 March 2017

dollar sign on post it

Pension increases – 20 March 2017

How much more Age Pension will you receive?

Will my Age Pension be reduced?

Human hand add a coin in the final row of coins over red house

Will my Age Pension be reduced?

If Anne takes full ownership of a house, will her Age Pension be reduced?

Age Pension explained

Age Pension explained

Age Pension explained

In this quick guide, Anne Rady explains whether you will qualify for an Age Pension.

Can you gift as much as you like?

Mans hand holding Australian money in white envelope

Can you gift as much as you like?

If you don't receive an Age Pension, can you gift as much money as you ...

A way to reduce assessable assets

an older man with his grandchild on his shoulders

A way to reduce assessable assets

There is one step people can take to reduce their assets tested.

Five rules of retirement

The five rules of retirement

Five rules of retirement

Kaye shares five basic rules for reviewing your retirement savings or income.

Assessment of defined benefit income

Older woman holding a pen with her finger keeping place on a document

Assessment of defined benefit income

Sue is seeking clarification on the assessment of income from a defined benefit pension.

How are my pensions taxed?

Mature man in office looking at finanical documents

How are my pensions taxed?

Ken is confused about how his Age Pension and income stream are taxed.

Family home in assets test: ACCI

ACCI says family home should be included in assets test

Family home in assets test: ACCI

The ACCI recommends that the family home be included in pension assets test.

Seniors Card 2017 discounts

Mature friends enjoying coffee with seniors discount card

Seniors Card 2017 discounts

Discover the most up-to-date Seniors Card discounts for 2017.

Senator Abetz joins the queue

Liberal Senators speak out against Centrelink robo-debt system

Senator Abetz joins the queue

Liberal Senator Eric Abetz says Centrelink system has “let down the Australian people”.

Clarification of pensions overseas

Puzzle pieces fitting together for travel pension

Clarification of pensions overseas

If you’re confused about pension payments overseas, this should clarify.

Has Centrelink got it wrong?

Elderly couple walk through a maze of money problems

Has Centrelink got it wrong?

Bob is confused about the status of his wife’s super balance.

The big super rip off

Thousands of Australians are missing money from their super accounts

The big super rip off

Thousands of Australians’ super accounts have been short-changed by employers.

The Centrelink scandal continues

Government is using false figures to defend its robo-debt system

The Centrelink scandal continues

The Government won’t disclose actual debt recovered. DHS admits further faults.

Come and meet the team

Bootcamp image

Come and meet the team

Come and meet the YourLifeChoices team and our expert commentators.

Centrelink reporting and payment dates

Centrelink reporting dates

Centrelink reporting and payment dates

Centrelink will be closed on Australia Day.

Age Pension and your super

Hand with calculator working out superannuation

Age Pension and your super

How does super and the Age Pension affect your retirement income?

Rethinking the role of cash

couple assessing retirement income

Rethinking the role of cash

In an era of low returns, many retirees are questioning the value of cash investments. ...

Do I need to claim a UK pension?

Person applying for a UK pension

Do I need to claim a UK pension?

Denise is confused as to whether or not she needs to apply for a pension ...

How to be richer this time next year

Person holding multiple 100 dollar notes

How to be richer this time next year

These seven tips should see you be richer in a year's time.

Has your Age Pension changed?

hundred dollar notes on scales

Has your Age Pension changed?

Changes to the asset test thresholds took effect from 1 January 2017.

Limits for selling on eBay

Smartphone with eBay app against computer keyboard

Limits for selling on eBay

When selling items on eBay or similar, does Centrelink monitor this income?

The real sting in pension cuts

Pensioner looking at the globe

The real sting in pension cuts

Buried in yesterday’s MYEFO was a statement that should have pensioners concerned.

Should I lend my son money?

mother considering whether she should loan her son money

Should I lend my son money?

Should Jane help her son buy a home or make him save a bit harder?

Pension changes understood

Age pensioner counting cents after pension cuts

Pension changes understood

It’s easy to forget that the Age Pension changes were actually the preferred option.

Why bother saving for retirement?

Pension changes threaten the point of saving for retirement

Why bother saving for retirement?

Changes to the Age Pension asset test mean retirement saving is pointless.

Age Pension meaning changes

Since when was the Age Pension a handout?

Age Pension meaning changes

The Age Pension was introduced as a right for all – never a handout.

Private renters fear the future

A bleak future for pensioners who don’t own a home

Private renters fear the future

Affordable housing and financial prospects for age pensioners are not promising.

No Centrelink Christmas cheer

Age Pension: how will you be affected by the changes?

No Centrelink Christmas cheer

Letters advising changes to Age Pension payments couldn’t have come at a worse time.

Does Centrelink know my assets?

Centrelink files with Assets tab

Does Centrelink know my assets?

We clarify what you need to do before the asset threshold changes.

Deal to increase affordable housing

Housing agreement signed but ‘no’ to negative gearing

Deal to increase affordable housing

Treasurer Scott Morrison will not consider any changes to negative gearing.

Pensioners left in legislation limbo

Retired couple worried about pension portability

Pensioners left in legislation limbo

There's only fours days until Parliament rises, but what will be passed before then?

Do will bequeaths count as gifting?

Older woman and man with calculator

Do will bequeaths count as gifting?

Does Centrelink gifting apply to will bequeaths?

Seniors tax breaks in firing line

Pensioner couple worried about bills

Seniors tax breaks in firing line

The Grattan Institute has turned the focus to seniors – the new group of “taxed ...

Pros and cons of equity release

Pros and cons of reverse mortgages

Pros and cons of equity release

A number of Australians are considering equity release products, to manage finances.

Age Pension boost or super top up?

Age Pension boost or super top ups? Which would help pensioners more?

Age Pension boost or super top up?

Should super top ups be scrapped in favour of an Age Pension or rent assistance ...

Do you have enough for retirement?

Three in five Australians will not have enough money to retire

Do you have enough for retirement?

Most Australians are concerned that they will not have enough money to retire.

What are transitional Age Pensions?

Older couple discussing superannuation benefits

What are transitional Age Pensions?

Many of our members want to know why transitional rates are paid.

Savers ‘fooled’ over interest rates

savings rates for term deposits

Savers ‘fooled’ over interest rates

Much-trumpeted August increase in term deposit rates have now been reversed.

Not a poor old pensioner in sight

Welfare stamp

Not a poor old pensioner in sight

Both sides of politics seem to be missing the point when it comes to welfare.

Will the pension increase by $30?

Australian money enclosed in a pension jar

Will the pension increase by $30?

Who will receive more in Age Pension from January 2017?

No answer at Centrelink

woman on the phone to centrelink

No answer at Centrelink

Having problems getting through to Centrelink on the phone?

Should I now get a single pension?

Single woman of pension age considers applying-for a singles age pension

Should I now get a single pension?

Peter would like to know if he can be assessed as single age pensioner.

Overseas pension changes to fail

pensioners on a bench overseas

Overseas pension changes to fail

Nick Xenophon has stated that he will oppose the proposed changes to pension portability.

Real shame of the poverty figures

Woman putting coins in purse

Real shame of the poverty figures

The number of Australians living below the poverty line is increasing.

Centrelink's pension christmas 'present'

Man getting letter re pension threshold changes

Centrelink's pension christmas 'present'

Retirees may not find out until just before Christmas if their Age Pensions will be ...

Is it worth making a pension claim?

Dice with Australian money

Is it worth making a pension claim?

Should Michael make a pension claim even though he’ll fail the income test?

What if I lose my Age Pension?

Pension concept Australian coins in a jar

What if I lose my Age Pension?

Here is clarification of how the asset threshold changes will be applied.

Super shift needed

Patricia Pascuzzo

Super shift needed

Policy needs to look beyond super to address retirement income issues.

Can I offset rental losses?

Rental house concept jar of coins beside house figure

Can I offset rental losses?

Can losses from an investment property be offset against other income?

Pensioners’ poverty plight

Pensioners’ poverty plight

Pensioners’ poverty plight

Are one third of Australian age pensioners living below the poverty line?

Your retirement and the Age Pension

Your retirement and the Age Pension

Your retirement and the Age Pension

Simplified and concise information on retirement and the Age Pension.

CSHC income limits

CSHC income limits

CSHC income limits

From 20 September 2016, the income limits that apply to the CSHC have been indexed.

The Age Pension is inadequate

Aussies living in poverty prove Age Pension inadequacy

The Age Pension is inadequate

A new report has found that the Age Pension is thoroughly inadequate.

Asset threshold changes explained

Senior couple look over documents trying to understand the changes to asset thresholds

Asset threshold changes explained

Will you be affected by changes to the asset thresholds?

Pension increases – 20 September 2016

Increases to Age Pension rates

Pension increases – 20 September 2016

In accordance with indexation, Age Pension rates will increase on 20 September 2016.

Seven worst retirement mistakes

Green road sign saying retriement next exit

Seven worst retirement mistakes

Here are the seven planning mistakes that it will pay you to avoid.

Will I lose my pension if I leave?

Office desk with world map made of money coins and piggy bank

Will I lose my pension if I leave?

Will Neville have to wait two years before returning overseas?

Will super pensions affect Age Pension?

Older pensioner man's hands holding coins

Will super pensions affect Age Pension?

Will Paul’s superannuation pensions have an effect on his Age Pension?

Best cheap cuts of meat: lamb

Female butcher with cuts of meat

Best cheap cuts of meat: lamb

The least expensive cuts of meat can often be the tastiest.

Economy rests on super reforms

Superannuation: changes only hope of fixing deficit

Economy rests on super reforms

Super changes must happen if there’s any hope of saving budget.

How to make your super last

older man calculating if his super will last

How to make your super last

How long your super will last is a major retirement concern.

Fear of pension age increase

Unemployed older Australians fear further pension age increases

Fear of pension age increase

The Government plans to reintroduce legislation to raise the pension age.

PM urged to drop benefit cut

PM urged to drop benefit cut

PM urged to drop benefit cut

Planned benefit cut may be more costly than expected.

Give your super a boost

Superannuation: how to give your super a book

Give your super a boost

It's never too late to make a difference to your super balance.

Explaining the asset threshold changes

Explaining the asset threshold changes

Explaining the asset threshold changes

From 1 January 2017, the asset thresholds and taper rate that apply to the Age ...

Can I claim rental assistance?

Dollar sign in life preserver concept for rent help

Can I claim rental assistance?

Gwenda is horrified at that rate at which the debt of her reverse mortgage is ...

Take five on retirement

Is our retirement income system really broken?

Take five on retirement

Director of CEPAR, John Piggott, shares his point of view on retirement.

CBA chief’s $12.3 million salary

CBA chief’s $12.3 million salary

CBA chief’s $12.3 million salary

CBA chief Ian Narev’s annual salary won't win him any friends.

Super needs to be fixed right now

Major bank chief says superannuation needs to be fixed now

Super needs to be fixed right now

Westpac’s head of wealth management says super needs to be fixed now.

Will the family home be an asset?

concept lego houses beside stacks of coins

Will the family home be an asset?

What is the best way to spend an inheritance to save your Age Pension?

Will asset thresholds be frozen?

Senior using centrelink and human services online is confused over asset threshold changes

Will asset thresholds be frozen?

YourLifeChoices clarifies the status of asset threshold indexation.

Baby boomers feeling the pinch

Standard of retirement living for baby boomers on the decline

Baby boomers feeling the pinch

Baby boomers are claiming lower levels of financial comfort in retirement.

How do I start my retirement?

How do I start my retirement?

How do I start my retirement?

Robert is planning on retiring but isn’t sure when he should apply for an Age ...

The best cheap cuts of meat: beef

Affordable cuts of meat on display in a butcher

The best cheap cuts of meat: beef

The least expensive cuts of meat can often be the tastiest.

Does Airbnb make my home an asset?

Woman looks at airbnb app on smartphone unsure how it will affect her pension

Does Airbnb make my home an asset?

Will renting space in her home cost Lyn under the asset test?

Will I be eligible for the Work Bonus?

work bonus, age pension, payment, workforce, eligibility

Will I be eligible for the Work Bonus?

The Work Bonus enables older workers to supplement their Age Pension.

Do you feel richer?

rich older man

Do you feel richer?

Australian households are getting richer, but are we better off?

Why pension age should vary

It’s time access to the Age Pension was tailored to your circumstances

Why pension age should vary

It’s time access to the Age Pension was tailored to your circumstances.

Eleven most common aged care Q&As

Senior man having fun with his aged carer

Eleven most common aged care Q&As

A better understanding of the cost of aged care can’t come soon enough.

More super changes on the cards

retiree examining is superannuation or retirement income

More super changes on the cards

Softening of the proposed superannuation changes may be on the cards

Is a reverse mortgage for you?

Documents for reverse mortgage on a table what is reverse mortgage

Is a reverse mortgage for you?

Reverse mortgages may become more popular as a means to fund retirement.

Will my home be an asset?

Man on the phone to centrelink discussing whether or not his home will be considered an asset

Will my home be an asset?

Will running a home business make Rod’s house an assessable asset?

Is board assessed as income?

Mature parents with adult daughter giving money

Is board assessed as income?

Will charging his children board and lodging affect Seth’s Age Pension?

How is my car valued as an asset?

How is my car valued as an asset?

How is my car valued as an asset?

How will the purchase of a new car affect Diane’s Age Pension?

Deeming rates in detail

Deeming rates in detail

Deeming rates in detail

Deeming rate thresholds will change from 1 July 2016

Centrelink assessment of gifts

 Centrelink assessment of gifts

Centrelink assessment of gifts

How will a monetary gift of $10,000 affect the recipient’s Age Pension?

Prepaid funerals and the Age Pension

Couple assess their finances and consider the value of a prepaid funeral

Prepaid funerals and the Age Pension

Private Health insurance cover can reduce your tax burden.

Is Centrelink checking your bank account?

Is Centrelink checking your bank account?

Is Centrelink checking your bank account?

Does Centrelink have the power to check your bank account?

The great retiree blame game

It’s time to stop beating up older Australians

The great retiree blame game

It’s time to stop beating up older Australians.

Work Bonus and part-time work

older school teacher thinking about the work bonus

Work Bonus and part-time work

Does the Work Bonus make part-time work worthwhile? That is, will it affect my Age ...

Will we get a full Age Pension?

worried senior thinking about full age pension

Will we get a full Age Pension?

Tony would like to know how his Age Pension might be affected by providing homestay.

Over 80,000 pensions to be cut

Unhappy pensioners

Over 80,000 pensions to be cut

Proposed changes to pension residency criteria could see over 80,000 pensioners cut off.

Labor won’t reverse asset changes

Assets folder

Labor won’t reverse asset changes

Bill Shorten has announced that Labor won't reverse asset threshold changes.

Will my Age Pension reduce?

Age Pension changes: will my pension reduce

Will my Age Pension reduce?

We clarify for Kay what the Age Pension asset threshold changes mean.

Super changes don’t stack up

New super limits will force more Australians onto the Age Pension

Super changes don’t stack up

Under new super limits more Australians will be forced onto the Age Pension, or to ...

Are Age Pensions being cut?

Close up worried mature womans hand holding empty purse

Are Age Pensions being cut?

Will the Age Pension payment be reduced?

Financial assistance for grandparents

Grandparents figures on a scale with stacks of money

Financial assistance for grandparents

If you have responsibility for your grandchildren, what help is available?

Are deeming rates too high?

Older woman concerned about deeming rates

Are deeming rates too high?

Betty believes that deeming rates are simply too high.

Bill’s Budget 2016/17 rebuff

Budget 2016/17: Bill Shorten rebuffs the Budget

Bill’s Budget 2016/17 rebuff

Bill Shorten last night gave his Budget 2016/17 reply speech.

Are you banking on an Age Pension?

Many Australians are banking on government support in retirement

Are you banking on an Age Pension?

43 per cent of Australians believe they can rely on government support.

Does $1 million make you rich?

Does 1 million in the bank mean youre rich

Does $1 million make you rich?

Does $1 million in the bank mean you’re rich?

Can you fund your retirement?

You need a lump sum of 640000

Can you fund your retirement?

How much money do you need to fund a comfortable retirement?

Is that all there is?

Is that all there is?

Is that all there is?

There are two ways to review Scott Morrison’s first budget.

Welfare safety net tightens

Budget 2016/17 – targeted welfare safety net

Welfare safety net tightens

Stopping the Clean Energy Supplement is just one welfare measure.

Scott Morrison talks superannuation

Budget 2016/17: Scott Morrison on a fairer super system

Scott Morrison talks superannuation

Here’s why the Treasurer thinks a fairer superannuation system is important.

Nothing fair about these changes

Budget 2016/17: the goal posts have moved again

Nothing fair about these changes

The reality of Budget 2016/17 is that retirees and pre-retirees will see little or no ...

Fairer, more sustainable super

Budget 2016/17: making super fairer and sustainable

Fairer, more sustainable super

Has Scott Morrison delivered on his promise to make super fairer?

What’s in the budget for you?

Budget 2016/17: What’s in it for retirees?

What’s in the budget for you?

How does Budget 2016/17 shape up for you?

RBA tipped to cut interest rates

RBA tipped to cut interest rates

RBA tipped to cut interest rates

The Reserve Bank of Australia is tipped to cut the cash rate to a record ...

Self employed and Work Bonus

centrelink money woman who works from home

Self employed and Work Bonus

If you’re self employed, will the Work Bonus be applied to your Age Pension?

Unfair super rules cost veterans

older veteran looking worried at his lack of super

Unfair super rules cost veterans

According to Herb Ellerbock veterans’ superannuation is being unfairly indexed.

How the PM plans to tax super

portrait of australian prime  minister malcolm turnbull

How the PM plans to tax super

Big changes to how the Government plans to tax superannuation may be on the way.

Fairness and the family home

middle aged couple stand outside their home

Fairness and the family home

Simon Cowan explains why the family home should be assessed.

Are deeming rates unfair?

house icon and percentage sign on opposite ends of a see saw

Are deeming rates unfair?

Deeming rates can be higher than actual interest paid.

Family home in assets test?

michael caton in the castle

Family home in assets test?

Will Budget 2016/17 include the family home in the assets test?

Age Pension age changes

increasing retirement age

Age Pension age changes

Will the Age Pension age change in the Federal Budget 2016/17?

DHS strikes could delay pensions

receipt from atm showing empty bank account

DHS strikes could delay pensions

Will your pension payment be affected by DHS strike action?

Pension increases – 20 March 2016

Pension savings in a bowl

Pension increases – 20 March 2016

In accordance with indexation Age Pension payment rates will increase.

Time for super tax concession changes

Rolls of money received in superannuation tax concessions

Time for super tax concession changes

Changes to superannuation tax concession will happen but what are they likely to be?

Saving your retirement

Saving your retirement

Saving your retirement

Accessing equity in the family home could be a retirement saver for millions.

Response to Age Pension portability

old man looking out at the sea

Response to Age Pension portability

The changes to Age Pension portability will have an affect on real Aussies. Frank is ...

Super to be enshrined in legislation

Super to be enshrined in legislation

Super to be enshrined in legislation

The objective of super is to be enshrined in law before the system can be ...

Boomer babble

boxing glove punching a middle aged man in the face

Boomer babble

Boomers may be an easy target for the media to bash but it has to ...

Retirement: the risk is all yours

Retired couple look over their retirement finances with concern for risk

Retirement: the risk is all yours

The risk of funding retirement income has well and truly shifted – and now it’s ...

Retiring politicians’ bumper pensions

Warren Truss addressing an audience

Retiring politicians’ bumper pensions

‘Retiring’ politicians will add $2 million to the parliamentary pension bill.

Charged for paying cash

concerned older man working out his expenses

Charged for paying cash

Can Telstra charge for paying a bill in cash?

The Age Pension bunfight

The Age Pension bunfight

The Age Pension bunfight

A new report released by the Centre for Independent Studies may have missed the point ...

How is Uber income assessed?

older man driving a uber car

How is Uber income assessed?

How is Uber income assessed by Centrelink?

Plan to offer super opt-out

purse with a few coins depicting a reduced income in retirement

Plan to offer super opt-out

You don’t need to spend big to show your true feelings.

Age Pension and a de facto partner

defacto older couple holding hands

Age Pension and a de facto partner

How does a de facto relationship affect an Age Pension Claim?

Pension to become a loan?

house of money with sold sign

Pension to become a loan?

Watch out home owners – they’re coming to get you!

Age Pension to become a loan?

house of money with sold sign

Age Pension to become a loan?

Watch out home owners – they’re coming to get you!

Who will receive concessions?

lady handing over payment card to a man

Who will receive concessions?

Concessions can be a vital component to being able to survive on a fixed income.

Pension portability changes approved

Age Pension portability changes pass Lower House

Pension portability changes approved

Changes to Age Pension portability have passed the Lower House of Parliament.

Welfare cheats caught via social media

Magnifying glass held over computer screen displaying Facebook logo

Welfare cheats caught via social media

Centrelink is monitoring social media accounts to catch welfare cheats.

Older workers vital to nation’s growth

The “untapped wealth of wisdom” of older workers

Older workers vital to nation’s growth

Older workers possess vital skills and experience for Australia’s future.

Redefining retirement

A woman approaching retirement age looks out the window with uncertainty

Redefining retirement

Reimagining retirement is very much a necessity.

Age Pension portability under threat

age pensioner looking at the globe planning travel

Age Pension portability under threat

Changes to portability of the Age Pension will be discussed in Parliament this week.

Age Pension paid overseas

A couple look over their pension information unsure if they will receive an overseas pension

Age Pension paid overseas

We clarify the rules for Age Pension payment outside of Australia.

Pension changes clarified

Brown folder labelled pension detailing pension changes

Pension changes clarified

We clarify what the 1 January 2017 pension changes actually mean.

Your financial year

Calculator clock and calendar preparing for the year ahead

Your financial year

Here are some important financial deadlines that you should note.

Retirees living in needless frugality

Retirees living in needless frugality

Retirees living in needless frugality

Most Australians are living in unnecessary frugality during retirement.

Fraudulent couples on welfare notice

woman inspecting fraudulent paperwork

Fraudulent couples on welfare notice

Centrelink has put on notice welfare recipients trying to defraud the system.

Australian pensioners living in poverty

Pensioner living in poverty with only bread to eat

Australian pensioners living in poverty

Australian pensioners don’t have enough money to live on.

Will my overseas pension be affected?

Man's hands holding nest full of gold pension eggs

Will my overseas pension be affected?

Frank doesn’t understand how the income and asset test is applied overseas.

Age Pension changes flawed

Age Pension: Industry Super Australia calls tempered changes

Age Pension changes flawed

ISA has called for the May 2015 budget pension changes to be wound back.

Age Pension - asset threshold changes

Retiree sitting on his age pension funds

Age Pension - asset threshold changes

Asset thresholds and the pension taper rate will change from 1 January 2017.

GST increase good for pensioners

GST increase good for pensioners

GST increase good for pensioners

New research suggests that pensioners will be better off under proposed changes to the GST.

Transferring to the Age Pension

Transferring to the Age Pension

Transferring to the Age Pension

What should you consider before making the move to the Age Pension?

Family home safe from assets test

Family home safe from assets test

Family home safe from assets test

Scott Morrison has confirmed that the family home will not be means tested.

Age Pension no guarantee

Age Pension no guarantee

Age Pension no guarantee

Scott Morrison has outlined the government’s vision for a new retirement income system.

A regular income in retirement

A regular income in retirement

A regular income in retirement

When a lump-sum super withdrawal runs out, or returns are not as expected, what happens ...

Super reform to target the wealthy

Super reform to target the wealthy

Super reform to target the wealthy

The Government could save almost $7 billion per year by better targeting super tax.

myGov frustration for Centrelink customer

myGov frustration for Centrelink customer

myGov frustration for Centrelink customer

Not all people who need Centrelink support are as lucky as Ms Smith.

Your Age Pension fact check

Your Age Pension fact check

Your Age Pension fact check

The claim that super should replace the Age Pension is a porky.

Can I claim an Age Pension?

Can I claim an Age Pension?

Can I claim an Age Pension?

Florence wants to know if she can claim an Age Pension from overseas.

Lost National Insurance number

Lost National Insurance number

Lost National Insurance number

How can Rosanne find out her National Insurance number from the UK?

Will my pension be reduced?

Will my pension be reduced?

Will my pension be reduced?

What will changes to the defined benefit rules mean to pensions?

Higher GST will hit retirees

Higher GST will hit retirees

Higher GST will hit retirees

Plans to raise GST could cost the average family an extra $2915 per year.

Pension payments overseas

Pension payments overseas

Pension payments overseas

Amanda and her husband are considering making the move back to the UK.

Centrelink blocks 60k calls a day

Centrelink blocks 60k calls a day

Centrelink blocks 60k calls a day

More than 22 million phone calls to Centrelink were blocked in the past year.

$44 billion welfare blowout

$44 billion welfare blowout

$44 billion welfare blowout

Australia’s welfare budget is heading for a $44 billion blowout by the end of the ...

Will you get an Age Pension?

Will you get an Age Pension?

Will you get an Age Pension?

Do you meet the criteria to qualify for an Age Pension?

Age Pension for citizens overseas

Age Pension for citizens overseas

Age Pension for citizens overseas

Mick is unsure if he needs to return to Australia to claim an Age Pension.

Selling the family home

Selling the family home

Selling the family home

How can downsizing the family home affect Age Pension payments?

Investing in hearing devices

Investing in hearing devices

Investing in hearing devices

One of the most common questions asked about hearing aids is the cost.

Super tax breaks back on agenda

Super tax breaks back on agenda

Super tax breaks back on agenda

Financial Services Inquiry head, David Murray, has called for the new PM to rethink super.

One third of over 60s in poverty

One third of over 60s in poverty

One third of over 60s in poverty

Australia has a poverty rate of 33 per cent for those over 60.

Centrelink share valuation

Centrelink share valuation

Centrelink share valuation

When is it worthwhile to ask Centrelink for a reassessment?

Millionaire’s wife jailed for fraud

Millionaire’s wife jailed for fraud

Millionaire’s wife jailed for fraud

Wife of wealthy mining boss, Hamish Bohannan, will be jailed for $62,000 fraud.

Reliance on Age Pension remains

Reliance on Age Pension remains

Reliance on Age Pension remains

The white paper on retirement incomes highlights the financial issues facing retirees.

Can I have my assets devalued?

Can I have my assets devalued?

Can I have my assets devalued?

Brian would like to know why his assets are not devalued more regularly.

Pension gap widens

Pension gap widens

Pension gap widens

Pension changes place further pressure on Australian retirees.

Calls to index family home

Calls to index family home

Calls to index family home

The CSRI are calling for the exemption status of the family home to be revisited.

Former MPs’ allowances battle

Former MPs’ allowances battle

Former MPs’ allowances battle

Former federal MPs have launched a bid to have their allowances increased.

Two-year residency rule

Two-year residency rule

Two-year residency rule

The two-year residency rule is causing Dale some confusion.

Cashless welfare card trial in SA

Cashless welfare card trial in SA

Cashless welfare card trial in SA

The Federal Government has found its testing ground for a new cashless welfare card.

Ten-year residency rule

Ten-year residency rule

Ten-year residency rule

Brenda isn’t sure how the 10-year residency rule is applied.

Health premiums set to soar

Health premiums set to soar

Health premiums set to soar

Health insurance premiums tipped to rise by more than 10 per cent per annum.

Lump sum pension withdrawal

Lump sum pension withdrawal

Lump sum pension withdrawal

Will a withdrawal from an allocated pension affect the Age Pension?

Income or asset test?

Income or asset test?

Income or asset test?

When is an Age Pension payment assessed under the income or asset test?

Prepaid funerals and the pension

Prepaid funerals and the pension

Prepaid funerals and the pension

There is a cost-effective and legitimate means by which to decrease your assessable assets.

Superannuation and the Age Pension

Superannuation and the Age Pension

Superannuation and the Age Pension

Frank has a few questions on how his super might affect his Age Pension.

Super guarantee after 65

Super guarantee after 65

Super guarantee after 65

Pauline has heard that she may not be entitled to super from her employer.

Pension changes approved

Pension changes approved

Pension changes approved

New pension legislation changes will save the Government $2.4 billion.

Pension changes get Green light

Pension changes get Green light

Pension changes get Green light

Changes to pension asset thresholds and taper rate will pass through the Senate.

Budget affects retiree spending

Budget affects retiree spending

Budget affects retiree spending

Retiree spending habits are changing in response to the 2015/16 Budget.

Call to expand Pension Loan Scheme

Call to expand Pension Loan Scheme

Call to expand Pension Loan Scheme

Senate crossbenchers want the government to expand the Pension Loans Scheme.

How will I be assessed?

How will I be assessed?

How will I be assessed?

Richard is seeking clarification on how his assets and income will be assessed.

Can I sell my home to my son?

Can I sell my home to my son?

Can I sell my home to my son?

June would like to sell her home to her son as a vendor financier.

Pensioners may lose concessions

Pensioners may lose concessions

Pensioners may lose concessions

Pensioners may lose part Age Pensions and concessions under new rules.

Politics wins over policy

Politics wins over policy

Politics wins over policy

No wonder Joe Hockey is looking so happy with himself.

Federal Budget 2015/16 summary

Federal Budget 2015/16 summary

Federal Budget 2015/16 summary

So, what does the 2015/16 Federal Budget mean for you?

Age Pension indexation

Age Pension indexation

Age Pension indexation

Proposed Age Pension changes announced in the 2014 Budget have been scrapped.

Moving in with family

Moving in with family

Moving in with family

Joyce is considering moving in with her daughter, but how will this affect her Age ...

Pension petition victory

Pension petition victory

Pension petition victory

The back down on changes to indexation of the Age Pension is a victory.

Budget pension changes announced

Budget pension changes announced

Budget pension changes announced

Wealthier pensioners to lose pensions.

Hands off super: Costello

Hands off super: Costello

Hands off super: Costello

Peter Costello has warned the government against tinkering with our superannuation system.

Claiming the Pension Bonus

Claiming the Pension Bonus

Claiming the Pension Bonus

Can Chris make a retrospective claim under the Pension Bonus Scheme?

Means test could save budget

Means test could save budget

Means test could save budget

Means-testing the family home could result in a $6000 increase to pensions.

New age discrimination inquiry

New age discrimination inquiry

New age discrimination inquiry

The Human Rights Commission to investigate low employment rates for older Australians.

Relief in sight for pensioners

Relief in sight for pensioners

Relief in sight for pensioners

The Federal Government is considering changes to the pension taper rate.

An end to indexation uncertainty?

An end to indexation uncertainty?

An end to indexation uncertainty?

Recommendations have been made for a review of eligibility for a part Age Pension.

Time to rethink retirement

Time to rethink retirement

Time to rethink retirement

What is retirement? What does it mean to you?

Abbott to ‘pocket your pension’

Abbott to ‘pocket your pension’

Abbott to ‘pocket your pension’

Labor have commenced a campaign to lobby against changes to the Age Pension.

Coalition pushes pension review

Government pushes pension review

Coalition pushes pension review

The offer of an independent review into pension rates is nothing more than lip service ...

Will I still get an Age Pension?

Will I still get an Age Pension?

Will I still get an Age Pension?

Will Beth receive an Age Pension when she turns 65?

What are the Age Pension changes?

What are the Age Pension changes?

What are the Age Pension changes?

Debate is raging about the proposed changes to Age Pension legislation.

Backbenchers target pension cuts

 Backbenchers target pension cuts

Backbenchers target pension cuts

A group of liberal backbenchers are pushing to scrap planned cuts to the pension.

Protect the Age Pension

Protect the Age Pension

Protect the Age Pension

Hold Mr.Abbott to his promise that there would be "no changes to pensions".

It’s all your fault… apparently

It’s all your fault… apparently

It’s all your fault… apparently

Those over 50 could be forgiven for thinking they are to blame for the country’s ...

Carer payment and the Age Pension

Carer payment and the Age Pension

Carer payment and the Age Pension

Bill is wondering how his wife’s Age pension will affect his claim for the Carer ...

Intergenerational Report released

Intergenerational Report released

Intergenerational Report released

Here’s a breakdown of what it says and how will it affect your future.

Australia ranks high for retirees

Australia ranks high for retirees

Australia ranks high for retirees

Australia has been ranked as one of the top countries in the world for retiree ...

Welfare review signals change

Welfare review signals change

Welfare review signals change

Review undertaken by Patrick McClure has found welfare system needs restructured.

Are offset accounts an asset?

Are offset accounts an asset?

Are offset accounts an asset?

Offset accounts are a useful way of helping to reduce the interest you pay on ...

Reducing your assets

Reducing your assets

Reducing your assets

Will buying a more expensive property increase pension payments?

Millionaire pension payments

Millionaire pension payments

Millionaire pension payments

Asset-rich retirees have been receiving around $500 million in benefits per year.

Pension deeming rates change

Pension deeming rates change

Pension deeming rates change

Minister Morrison announces a $200 million pension boost.

Why is my Age Pension reducing?

Why is my Age Pension reducing?

Why is my Age Pension reducing?

Mariam can’t understand why her Age Pension reduces when her husband earns money.

Age Pension and overseas travel

Age Pension and overseas travel

Age Pension and overseas travel

Michael would like to know how overseas trips will affect his payments.

The PM, the Press Club & pensions

The PM, the Press Club & pensions

The PM, the Press Club & pensions

PM faces National Press Club to spell out agenda for families and small business.

What is the Work Bonus?

What is the Work Bonus?

What is the Work Bonus?

Craig Hall explains how the Work Bonus can help your claim for the Age Pension. ...

Retire rich on a low income

Retire rich on a low income

Retire rich on a low income

Retirement is another country. So which one will it be for you?

A fair go for older Australians

A fair go for older Australians

A fair go for older Australians

The rich are getting richer and the poor are getting poorer.

Will more super affect my pension?

Will more super affect my pension?

Will more super affect my pension?

Would extra super payments be assessed by Centrelink and affect the Age Pension?

Human Services industrial action

Human Services industrial action

Human Services industrial action

Human Services officers will commence industrial action on 11 December.

Deeming rules confusion

Deeming rules confusion

Deeming rules confusion

John believes many of the rules surrounding the changes to deeming rules are detrimental.

Parental gifting

Parental gifting

Parental gifting

How will granny flat arrangements and gifting an inheritance advancement affect the pension?

Changes to deeming rules

Changes to deeming rules

Changes to deeming rules

Who will be affected by 1 January changes to deeming rules?

New Zealand pension claims

New Zealand pension claims

New Zealand pension claims

How will the increased working-life residency requirement affect those from New Zealand?

Compensation payments on a pension

Compensation payments on a pension

Compensation payments on a pension

As Deborah has realised, there can be penalties when you receive a compensation payout.

Can my wife get a pension?

Can my wife get a pension?

Can my wife get a pension?

Neil’s wife is of Age Pension age but his income is ad hoc, so will ...

Seniors Supplement stand-off

Seniors Supplement stand-off

Seniors Supplement stand-off

A bill to abolish the Senior Supplement is due to be introduced to the upper ...

Is Newstart classed as income?

Is Newstart classed as income?

Is Newstart classed as income?

Does a wife’s claim for the Newstart Allowance affect her husband’s Age Pension?

Lump-sum withdrawals

Lump sum withdrawals

Lump-sum withdrawals

Beth wants to know if a lump-sum withdrawal will affect her Age Pension.

Aged care funding options

Aged care funding options

Aged care funding options

Maurice Patane outlines some of the aged care funding options available.

Granny flat rules

Granny flat rules

Granny flat rules

Will building her daughter a flat on her property affect Lyn’s Age Pension?

Age Pension residency requirement

Age Pension residency requirement

Age Pension residency requirement

Does Jon have to remain in Australia for two years after claiming the pension?

Is her super an asset?

Is her super an asset?

Is her super an asset?

Richard is concerned that he will have to pay back the Age Pension he has ...

Asset reduction rates

Asset reduction rates

Asset reduction rates

Robert would like to know if the rate at which a pension is reduced has ...

Older women the poorest

Older women the poorest

Older women the poorest

An estimated 533,000 women over 65 are living under the poverty line.

New rules for reversionary pensioners

New rules for reversionary pensioners

New rules for reversionary pensioners

Many pensions ‘grandfathered’ under existing rules could lose their special exemption.

Super rules change again

Super rules change again

Super rules change again

Included in the legislation to repeal the mining is changes to the SGC.

Overseas pension calculation

Overseas pension calculation

Overseas pension calculation

Annie isn’t sure if the allowable earning threshold is applied to her Age Pension.

Retiring from the workforce

Retiring from the workforce

Retiring from the workforce

Can you get the Age Pension if you stop working before 65?

Income Stream Reviews go online

Income Stream Reviews go online

Income Stream Reviews go online

From 1 August 2014 you will be able to complete your Income Stream Review online.

Couple's Age Pension quandary

Couple's Age Pension quandary

Couple's Age Pension quandary

Jeff would like to know if he will receive a single or couples' Age Pension. ...

Pension indexation

Pension indexation

Pension indexation

Pension indexation changes will hit pensioners hard if implemented.

Do I get a $600 bonus?

Do I get a $600 bonus?

Do I get a $600 bonus?

James wants to know if he should be getting a bi-annual bonus from Centrelink.

New asset deeming limits

New asset deeming limits

New asset deeming limits

The asset thresholds which apply to deeming rates for the Age Pension have changed from ...

PM writes pensioners a letter

PM writes pensioners a letter

PM writes pensioners a letter

The Prime Minister has taken time to write to each and every pensioner to explain ...

Changes to pensions overseas

Changes to pensions overseas

Changes to pensions overseas

When you leave Australia your rate of payment may change after 26 weeks.

Retirees set to suffer

Retirement living costs

Retirees set to suffer

Planned indexation cuts to the pension assume there is fat to be cut. But is ...

Should pensioners demonstrate?

Should pensioners demonstrate?

Should pensioners demonstrate?

Jimmy thinks it’s time to take to the streets and let the Government know what ...

Dear Treasurer, help us

Dear Treasurer, help us

Dear Treasurer, help us

The budget fails to address the long term issues confronting longer living older Australians.

DSP under fire

DSP under fire

DSP under fire

Changes to indexation could see Disability Support Pension (DSP) rates cut.

Pension indexation simplified

Pension indexation simplified

Pension indexation simplified

It’s important to understand which rules are currently applied to index pensions.

Pension Bonus decision appeal

Pension Bonus decision appeal

Pension Bonus decision appeal

Can Mary’s husband appeal the decision on his Pension Bonus claim?

Family home to be part of means test

Family home to be part of means test

Family home to be part of means test

Commission recommends family home as part of Age Pension means test.

Voters revolt

Voters revolt

Voters revolt

The announcement of proposed budget measures seems to have dented voter confidence in the Government.

Our budget black hole

Our budget black hole

Our budget black hole

Fixing the budget black hole.

Ageing population not a burden

Ageing population not a burden

Ageing population not a burden

The increasing cost of the Age Pension is not due to demographic ageing.

Horror cuts to come

Horror cuts to come

Horror cuts to come

More horror budget cuts are looming.

A response to pension cuts

A response to pension cuts

A response to pension cuts

Richard shares his strong opinion on why a pension cut would be a mistake.

Universal Age Pension

Universal Age Pension

Universal Age Pension

The budget could be more than $13 billion better off if super tax breaks were ...

Treasurer warns of Pension changes

Treasurer warns of Pension changes

Treasurer warns of Pension changes

Federal Treasurer Joe Hockey has flagged possible changes to the Age Pension

Changes to Age Pension rules

Changes to Age Pension rules

Changes to Age Pension rules

Legislation to extend deeming to account-based pensions has passed the Senate.

Transferring from a UK pension

Transferring from a UK pension

Transferring from a UK pension

Ann isn’t sure how her British pension will affect her claim for the Australian Age ...

Will downsizing affect my pension?

Will downsizing affect my pension?

Will downsizing affect my pension?

Elise is unsure how the proceeds of her house sale and gifting may affect her ...

Crisis looming for tax system

Crisis looming for tax system

Crisis looming for tax system

Now is the time for action on our complex and unsustainable taxation system.

Government announces pension rise

Government announces pension rise

Government announces pension rise

From 20 March 2014 3.6 million pensioners should see a rise in their payments.

Your home, your asset

Your home, your asset

Your home, your asset

The pension ramifications of downsizing the family home.

Which Age Pension will I get?

Which Age Pension will I get?

Which Age Pension will I get?

As a New Zealand citizen, Barry is unsure if he is entitled to an Australian ...

Is an insurance payout an asset?

Is an insurance payout an asset?

Is an insurance payout an asset?

Paul's mother has just received an insurance payout and is unsure whether it will affect ...

Gift or income?

Gift or income?

Gift or income?

Is the money Brian received from his son a gift or income?

Will my pension be deemed?

Will my pension be deemed?

Will my pension be deemed?

Legislation has been introduced which will result in the deeming of account based income streams.

Australians are retiring early

Australians are retiring early

Australians are retiring early

The average age of retirement in Australia for 2012/13 was 53.8 years of age.

GST and pension changes needed

GST and pension changes needed

GST and pension changes needed

Pensions, asset test inclusion, superannuation contributions and GST all in the firing line.

Assistance for digital switchover

Assistance for digital switchover

Assistance for digital switchover

The end of analog television is less than a month away.

Cruising and the Age Pension

Cruising and the Age Pension

Cruising and the Age Pension

Will Ruth’s three-month cruise affect her Age Pension?

Time to claim an Age Pension

Time to claim an Age Pension

Time to claim an Age Pension

John needs urgent financial assistance but is reluctant to approach Centrelink.

Can you live the good life on an Age Pension?

Can you live the good life on an Age Pension?

Can you live the good life on an Age Pension?

Debbie McTaggart explains why your money may not be stretching as far as you would ...

How much travel is acceptable?

How much travel is acceptable?

How much travel is acceptable?

How much travel is acceptable in the required two-year residency period?

Changes to deeming rates

Changes to deeming rates

Changes to deeming rates

Changes to deeming rates will benefit more than 740,000 pensioners

Your former home and the pension

Your former home and the pension

Your former home and the pension

Marion is considering having her parents come to live with her.

Pensions in firing line?

Pensions in firing line?

Pensions in firing line?

Are pensions in firing line for the Commission of Audit?

Clarification on gifting

Clarification on gifting

Clarification on gifting

Paula wants to know if paying for a family member’s surgery is considered gifting.

Is my wife’s super an asset?

Is my wife’s super an asset?

Is my wife’s super an asset?

Glen is planning ahead for his retirement and would like to know what is included ...

Are you entitled to a UK pension?

Are you entitled to a UK pension?

Are you entitled to a UK pension?

Many British expats are unaware that they may be entitled to a UK pension.

A letter to all retirees

A letter to all retirees

A letter to all retirees

We recently received an anonymous letter at YOURLifeChoices, addressed to all retirees

$1 million not enough

$1 million not enough

$1 million not enough

Staggeringly, $1 million will not be enough to retire on in the very near future

Too much information

Too much information

Too much information

Fewer taxpayers and more people living in retirement means a ticking time bomb

Calculating residential aged care fees

Calculating residential aged care fees

Calculating residential aged care fees

This case study provided by NICRAC may help you calculate aged care fees.

Dear Prime Minister…

Dear Prime Minister…

Dear Prime Minister…

It’s time to increase the Age Pension - sign the petition

Owing Centrelink money

Owing Centrelink money

Owing Centrelink money

Ebe has just been advised by Centrelink that he and his wife both owe $15,000 ...

What older Australians want

What older Australians want

What older Australians want

Advocacy groups release their political demands for older Australians.

Will casual work affect the Age Pension?

Will casual work affect the Age Pension?

Will casual work affect the Age Pension?

Will it pay Richard to keep on working?

Off-setting rental income

age pension, rent, rental income, finance, centrelink

Off-setting rental income

What are the implications on the Age Pension of any rental income received?

Will my wife get an Age Pension?

Will my wife get an Age Pension?

Will my wife get an Age Pension?

When claiming an Age Pension, what is your spouse entitled to?

Carbon tax compensation confusion

Carbon tax compensation confusion

Carbon tax compensation confusion

It seems that a few people are still confused about carbon tax compensation.

Will our Age Pension be reduced?

Will our Age Pension be reduced?

Will our Age Pension be reduced?

Will the end of the carbon tax mean a reduction in the Age Pension?

What are my Age Pension options?

What are my Age Pension options?

What are my Age Pension options?

When Barbara reaches Age Pension age, what are her Age Pension options?

Choosing the right Pension

Choosing the right Pension

Choosing the right Pension

The different features of the Age Pension and the Disability Support Pension explained

Centrelink entitlements on Oz return

Centrelink entitlements on Oz return

Centrelink entitlements on Oz return

What are Ray’s entitlements on returning to Australia?

Affordable legal advice

Affordable legal advice

Affordable legal advice

Paula is in desperate need of legal advice, but simply can’t afford a solicitor.

Age Pension reporting requirements

Age Pension reporting requirements

Age Pension reporting requirements

Do you have to report your income to Centrelink once you get an Age Pension?

Centrelink’s residency requirements

Clarifying Centrelink’s residency requirements

Centrelink’s residency requirements

When applying for an Age Pension you must meet residency requirements

Using super to buy a car

Using super to buy a car

Using super to buy a car

What will happen to Tom’s Age Pension if he uses his super to buy a ...

Big four banks in profits gouge

Big four banks in profits gouge

Big four banks in profits gouge

The big four banks are finding other ways to gouge customers

Will your pension be affected?

Will your pension be affected?

Will your pension be affected?

UK pension reforms are set to affect those living outside the British Isles.

The Budget and the Age Pension

The Budget and the Age Pension

The Budget and the Age Pension

The week before the Federal Budget is usually a time of rash predictions

Budget measure: Free public transport

Budget measure: Free public transport for pensioners

Budget measure: Free public transport

Rising electricity costs have made it difficult to live on an Age Pension.

Making downsizing affordable

Federal Budget 2013-14: Making downsizing affordable

Making downsizing affordable

A pilot program will be introduced to assist older Australians to downsize their home.

How much Age Pension will we lose?

How much Age Pension will we lose?

How much Age Pension will we lose?

How much could you lose by having an overseas pension?

Can I claim the Pension Bonus?

Can I claim the Pension Bonus?

Can I claim the Pension Bonus?

How do you know if you’re eligible for the Pension Bonus?

Will super affect our pension?

Will super affect our pension?

Will super affect our pension?

Will Deb's superannuation affect her getting an Age Pension when she reaches 65

Pollies fight over pensioners

Pollies fight over pensioners

Pollies fight over pensioners

Pollies are claiming they will do more for Australian Pensioners. Oh yeah?

Can our son pay our rent?

Can our son pay our rent?

Can our son pay our rent?

Maria is considering moving to Queensland. Will it affect her Age Pension if he pays ...

Pension deeming rates to increase payments

Pension deeming rates to increase payments

Pension deeming rates to increase payments

The Government has announced a reduction in pension deeming rates

Pension reductions

Pension reduction, how much, part-time income, regular, earn, Age Pension, centrelink, payments, seniors

Pension reductions

Peter would like to know how additional income will affect his Age Pension

Maintaining your Age Pension

Maintaining your Age Pension

Maintaining your Age Pension

Will coming into an inheritance cancel out YOURLifeChoices member Madeline's Age Pension?

Will I get a pension?

Will I get a pension?

Will I get a pension?

Noel is struggling to work due to ill health, but isn’t sure if he can ...

Minister apologises for Newstart gaff

Minister apologises for Newstart gaff

Minister apologises for Newstart gaff

Just over a week since Minister for Families Jenny Macklin was caught on the hop ...

Should Jenny Macklin put her money where her mouth is?

Should Jenny Macklin put her money where her mouth is?

Should Jenny Macklin put her money where her mouth is?

Could you live on $35 per day?

Insurance payouts and gifting

Insurance payouts and gifting

Insurance payouts and gifting

Mavis is expecting an insurance payout and would like to know if she can give ...

Separated under one roof

Relationships, Separated under one roof, single, partnered, age pension, centrelink, australia, seniors

Separated under one roof

YOURLifeChoices subscriber Pam is her husband’s carer but they are married in name only. She ...

How shares affect the Age Pension

How shares affect the Age Pension

How shares affect the Age Pension

Janet is concerned that an elderly acquaintance may not be getting the correct Age Pension ...

How much part Age Pension will we get?

How much part Age Pension will we get?

How much part Age Pension will we get?

Rosemarie could receive a part Age Pension, but she may need to reduce her assets

Living in poverty

Living in poverty

Living in poverty

A recently released report reveals that more than 2.25 million Australians are living in poverty.

Pensioners hoard cash

Pensioners hoard cash

Pensioners hoard cash

The disappearance of $100 notes may be due to pensioners hoarding cash under their mattresses.

Ease into retirement

Ease into retirement

Ease into retirement

No longer is retirement about giving up work completely, but finding the balance between work ...

Centrelink and reverse mortgages

Centrelink and reverse mortgages

Centrelink and reverse mortgages

Linda is considering releasing some of the equity in her home but is unsure how ...

Clarifying pension entitlements

Clarifying pension entitlements

Clarifying pension entitlements

Understanding Centrelink entitlements has become difficult.

Age pensioners are well-off

Age pensioners are well-off

Age pensioners are well-off

One in ten Australians living on the dole cannot afford a substantial meal each day

Age Pension payments overseas

Age Pension payments overseas

Age Pension payments overseas

Barry wants to spend more time overseas, but will still receive his part Age Pension?

Rejected Age Pension claim

Rejected Age Pension claim

Rejected Age Pension claim

Centrelink asked Bill to put in a claim for the Age Pension, only for it ...

Government benefits to working longer

Government benefits to working longer

Government benefits to working longer

Dennis has continued to work past the age of 65 but isn’t aware of any ...

Statement of earnings

Centrelink, statetment of earnings, age pension, pension

Statement of earnings

Barry is keen to find out if he needs a statement of earnings from Centrelink.

Support for older workers

Federal budget, 2012 2013, pensioners, older workers, job seeker assistance, seniors, mature age participation, over 55, aged, age pension

Support for older workers

The Mature Age Participation program: practical help for job seekers over 55.

Pensioners cost of living win

Pensioners cost of living win, ABS, Statistics, Seniors, Australia, Centrelink, Age Pension

Pensioners cost of living win

The cost of living for pensioners rose only 1.1 per cent, 0.5 per cent below ...

Budget predictions – Age Pension

age pension, government, budget, predictions, senior Australians

Budget predictions – Age Pension

Will this budget address the need for more money for senior Australians?

Age Pension payments in the UK

UK, retirement, payments, age pension

Age Pension payments in the UK

Approaching retirement age can focus your attention on where you wish to see out ...

Austudy and Age Pension

austudy, age pension, australia

Austudy and Age Pension

At 68-years of age, YOURLifeChoices subscriber Fiekel still has a thirst for ...

Do you have any rights?

Blog, Kaye Fallick, Discussion, Australia, Rights, Fair, Older, Seniors, International Federation on Ageing, Age Pension

Do you have any rights?

We hear a lot of discussion about rights but do any of us really ...

Age Pension eligibility age

Age Pension eligibility age, government, centrelink, age pension, eligible, increase, rates, sustainability reforms

Age Pension eligibility age

Under the Pension Sustainability Reforms in 2009, the Federal Government announced an increase in ...

Will I lose my carer supplement?

carer supplement, carer payment, Age Pension, Centrelink, Seniors, Carers allowance, $600, Austarlian, Bereavement payment

Will I lose my carer supplement?

YOURLifeChoices subscriber Von is concerned that when she moves to the Age ...

Payment of Carer Supplement

Payment of Carer Supplement Centrelink

Payment of Carer Supplement

As of 1 July 2011 the Carer Supplement of $600 will be paid to ...

Age Pension - Budget 2011

Age Pension, Budget 2011, Australia, Pension Supplement, Veterans' Pharmaceutical Reimbursement Scheme

Age Pension - Budget 2011

Sadly, the Treasurer and the Prime Minister did NOT read our wish list. There is no increase to the Age Pension for singles, couples or any other household type.

The opposition responds

The opposition responds, interview, Bronwyn Bishop, Shadow Minister for Seniors, Age Pension

The opposition responds

Two weeks ago YOURLifeChoices asked key questions on health, aged care and the Age Pension to the responsible Federal Government ministers. In the interest of fairness, we also asked the Hon Bronwyn Bishop MP, Shadow Minister for Seniors, for her responses. Q. ...

What does cost of living mean?

What does cost of living mean, CPI, ABS, Indices, Age Pension, Centrelink, Affects, Australia, Seniors

What does cost of living mean?

A recent news item in the Age is very useful in highlighting the difference between the Consumer Price Index (CPI) and the Australian Bureau of Statistics (ABS) living cost indices. Confused? Read on for our plain-English explanation and how this affects those on an Age ...

Hit the road - How it will affect your Centrelink payments

Hit the road, Centrelink, Payments, Age Pension, Hours, Benefits, Motor Home, Australia, Seniors, Newstart Allowance, Travelling, Caravan

Hit the road - How it will affect your Centrelink payments

A life on the open road beckons for YOURLifeChoices subscriber Johnson. But where does this leave him with his Centrelink payments? Q. Johnson I have a query which Centrelink doesn’t seem to be able to confirm, I keep getting different answers, ...

Claiming Age Pension from overseas

Age Pension, Overseas, Vietnam, Claiming, Outside Australia, Seniors, Pensioner

Claiming Age Pension from overseas

YOURLifeChoices subscriber Emmie, is now eligible to claim the Age Pension but is currently living in Vietnam. She would like to know if she can make her claim from outside Australia. Q. Emmie I am an Australian citizen and have become ...

British pension and applying for an Australian pension

British Pension, Australian Pension, UK, Centrelink, Age Pension, Income, Assessment

British pension and applying for an Australian pension

Q. Rewa Can you please advise how a part British pension is treated when you apply for an Australian pension. As an Australian I worked in the UK for 14 years and now at the age of 61 have an entitlement to approximately $100 a week ...

How much can we gift?

Gifting, Children, Limits, Centrelink, Age Pension, Australia, Seniors

How much can we gift?

YOURLifeChoices subscribers, Glenn and Jennifer, would like to gift money to their children but are keen to know the limits? Q. Glenn and Jennifer One is allowed to gift to our children $30,000.00 over five years. After the five years elapses ...

Age Pension residency requirements

Age Pension, Residency Requirements, Claiming overseas, Centrelink, Seniors, Australia

Age Pension residency requirements

Strict residency requirements exist for those wishing to claim the Age Pension. YOURLifeChoices subscriber, Jamie, would like to know if he can claim the Age Pension from the Philippines. Q. Jamie I am an Australian citizen currently residing in the Philippines. ...

Work dilemma - Age Pension

Working, Part-time, Age Pension, Old, Single, Senior, Australia

Work dilemma - Age Pension

Q. Rita I have been offered a job lasting about 5 or 6 weeks, part time. I will receive about $800.00 in total for this work. I see that an old age pensioner, single, can earn $138.00 per fortnight. This makes it $3588.00 per year. ...

Salary sacrificing to superannuation

Salary Sacrifise, Superannuation, maximise your super fund, Australia, Government, Federal, Centrelink, Age Pension

Salary sacrificing to superannuation

As of 1 July 2009, the Government implemented changes to superannuation concessions. If you’re still salary sacrificing into your superannuation fund, you need to make sure this is still the best way to maximise your super. The annual cap on concessional superannuation contributions will be ...

Complying income streams

Exempt Assets, Income Streams, Age Pension, Centrelink, Australia, Pensions

Complying income streams

YOURLifeChoices subscriber, Tom, would like to know which income streams are classed as exempt assets? Q. Tom I purchased an income stream product eight years ago and would like to know will it be considered an asset when I apply for ...

Do we need to downsize?

Downsize, Assets, Limits, Tests, Age Pension

Do we need to downsize?

Q. Lyn and Graeme Two years ago my husband and I bought a home on four hectares. He has been on a Disability Support Pension for some years and I have been on Newstart. I am now eligible to apply for the Age Pension ...

Withdrawing from a super fund

Withdrawing from a super fund, Age Pension, Effect, Money, Finanace, Superannuation, Centrelink, Newstart, Volunteering

Withdrawing from a super fund

YOURLifeChoices subscriber Guy, would like to know what effect withdrawing money from his wife’s superannuation would have on his Age Pension. Q. Guy I am a pensioner and I get Centrelink payments as single. My wife will be 60 shortly and ...

Self-funded retirees benefits boost

Centrelink, boost superannuation, financial, global crisis, benefits, age pension, retirement planning

Self-funded retirees benefits boost

If you’re a self-funded retiree, you may have suffered considerable financial losses as a result of the global financial crisis. With some smart accounting, you may be eligible for Centrelink benefits. As the end of the current financial year looms, now is the time to consider ...

Confused by Centrelink - Couples Query

Centrelink, Newstart, Couple, Age Pension, Eligiblity Age Pension, Financial Information Service, Seniors, Australia

Confused by Centrelink - Couples Query

Q. Tom My wife and I have just been at Centrelink and we are now very confused. I am about to turn 65 and my wife is 62. I have supported her for the last 10 years as she has not worked. Centrelink is now telling ...

Separation and the Age Pension

Separation, Age Pension, House, Sold, Centrelink, Australia, Seniors

Separation and the Age Pension

YOURLifeChoices subscriber, Jeff, would like to know how best to structure his post-separation funds and how to achieve his dream of a life on the water. Q. Jeff We have just sold our house and have decided to go our separate ...

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