finance

The need for a financial planner and why this is important for all retirees

The recovery in superannuation continued through August as funds posted further gains.

The coronavirus has triggered some interesting and unusual changes in our buying behaviour.

Superannuation mergers have led to a considerable reduction in fees.

Consumer group CHOICE compares prices on 150 products at Aldi, Woolworths and Coles.

Thank the banks for missing out on a collective $1.6 billion in the past six ...

Important economic reform in Australia peaked in the 1980s and 1990s.

Established in 2006, the Future Fund was meant to strengthen government finances.

Some measures should stay or Australia may struggle to get out of this hole.

The Australian Lawyers Alliance says millions in compensation payments are being delayed.

Former prime minister Tony Abbott calls for COVID rules to be relaxed in Australia.

The number of households expecting to be able to pay bills decreased in August.

The vast majority of leading Australian economists oppose super hikes set for 2021.

An Australian Stock Exchange study suggests many Australians will delay retirement.

Even bond traders find it hard to get a handle on what bonds are.

SMSF expert concerned about the way tax office will treat excess pension payments.

The financial impact of COVID-19 is starting to hit more people, according to ABS figures.

$37.7 million is a new Australian record. Why our corporate chiefs are paid so well.

Westpac’s scrapping of dividend payments will slash one million retirement incomes.

Research finds nearly three in four over-60s were struggling to save before pandemic.

So who – or what – is to blame for this inequality?

Some pensioners can borrow instalments from the government.

July super figures still down on last year, but there are signs of growth.

How 'being a tortoise' works and the results Gary Stone’s investment system has delivered.

How to avoid money issues in a relationship.

Allowing Australia Post to take deposits could secure essential banking services.

Deeksie and Kaye talk with SuperRatings boss Kirby Rappell about preservation age, drawdowns and retirement ...

Cheap fuel and free childcare key contributors, while panic buying pushes up prices.

The Commonwealth Seniors Health Card is a massive money saver. So who can receive one, ...

The $300 billion hit to government finances is as good as it is going to ...

ANU report calls for a major tax overhaul to address intergenerational inequality.

Josh Funder sets the record straight on reverse mortgages.

Seven ways supermarkets try to tempt you into spending more money.

The Pension Supplement has been paid to those on certain pensions since September 2009.

Should compulsory longevity risk management be added to all super products?

And how to spot when you are talking to one.

Ben explains exchange traded funds and how they could work for you.

Retirement planning is complex, but these trends are set to make things even harder.

As the first phase of COVID-19 assistance from the banks ends, new plans are announced.

Candice is worried her mother is trying to cut her out of her will.

Why this recession will be different, and what can be done to help.

Victoria and NSW are considering scrapping stamp duty in favour of land taxes.

More older Australians can now make voluntary contributions to their super.

The number of Aussies who couldn't pay rent or mortgage on time has more than ...

‘Everybody is having a punt,’ says investment expert.

Financial elder abuse on the rise as children demand bailouts from retired parents.

The tax office is zeroing in on fraud schemes taking advantage of stimulus packages.

Australians lost more than $634 million to scams in 2019, ACCC finds.

For most of us, 2020 has not been what we expected.

Changes to superannuation pension are set to start from 1 July.

Super funds have proven resilient to the turmoil that hit markets in the wake of ...

Dr Adrian Raftery shares updates on ways retirees can maximise their tax returns.

Increased reliance on family in time of COVID putting more older people at risk.

Not in the business of telling you how to spend your own money: senator.

Throwing Australian retirees a lifeline could save more than retirement dreams.

How AFCA can help you resolve issues with financial services providers.

The pace of super fund mergers will continue to rise over the next two years.

What is open banking? Can it save you money? Should you trust it?

First impressions last.

Blame COVID-19 and a royal commission, but your super looks set to cost your more. ...

Peak financial body suggests super could play a big part in pandemic recovery.

Canberra announces a plan aimed at keeping older Australians employed.

Interest rates on deposits have dropped again and the short-term outlook is ‘bleak’.

The Commonwealth Bank will provide itemised digital receipts through its app.

Paul is yet to get money back for cancelled travel and wonders if his bank ...

Some women are having to withdraw entire super balances to survive the pandemic.

There are strict rules and limits relating to how much Rent Assistance you can receive.

Most Aussies wrongly believed their funds would de-risk pre-COVID-19.

Facebook was among the most distrusted brands in Australia during April.

CHOICE consumer finance expert Patrick Veyret joins host John Deeks to explain the credit card ...

Cutting back on stuff could save you quite a lot.

If your retirement income has taken a hit, a household loan might be the right ...

Research house SuperRatings predicts a negative result for super this financial year.

Prime Minister Scott Morrison plans to review COVID-19 assistance payments.

Life will never be the same, but decisions retirees make now can still help.

National cabinet announces three-step plan for safe economy by July.

Beyond travel, a trans-Tasman bubble is an opportunity for Australia and NZ to reduce dependence ...

The number of Australians seeking access to welfare support and unclaimed cash doubled.

APRA releases data relating to the first week of the early superannuation initiative.

The uptake of contactless payments could lead to the death of cash.

When a person dies, in most cases their super provider pays their remaining super to ...

Save water, money and help the environment by reducing water waste at home.

John talks to money man Noel Whittaker about when to tell Centrelink about your reduced ...

The government’s early access to super scheme could be weighed down by ineligible claims.

You can access super within five days, but at what cost to your future income?

If you’re worried about making ends meet and want to look forward with confidence, a ...

The pandemic has exposed flaws in how companies operated pre-COVID-19.

Super members are scrambling to check their account balances.

Banks will not report failed payments; creditors under pressure to freeze interest.

Edith is planning an overseas trip next year and is wondering about the best way ...

Australians are among the most generous when it comes to donations to worthy causes.

Research reveals 4.2 million working Aussies were living hand to mouth well before the coronavirus ...

Should accessing super early be a last resort? What are your options?

RBA Shadow Board says the cash rate should stay at historic low.

Scammers trying to exploit Australians hit financially by the COVID-19 crisis.

What are the most equitable ways to handle this major short-term trauma?

The PM says ‘no’, but could franking credits and dividends still be seen as options?

Lynda wants to know what the rules are regarding owning cryptocurrency and the Age Pension.

World leaders saying they will do whatever it takes to minimise the impact of COVID-19 ...

Exhaust every other stimulus measure before accessing your super, say super experts.

If you’re worried about your super in these turbulent times, it might be time to ...

It is still possible to buy and sell property, but the rules have changed.

AMP’s chief economist provides some tips for thinking about your money and what to do ...

Graham Hand managing editor at First Links newsletter tells YourLifeChoices members about the three biggest ...

Noel Whittaker, Kirby Rappell and Russell Markham share their thoughts.

The ACCC has issued advice for consumers when events, flights or travel services are cancelled.

Banks offering relief on repayments, low-interest loans and ATO easing up on tax requirements.

Scheme could enable greater wealth for all, with big benefits flowing to low-income earners.

An ageing population and aged care concerns may lead to more family care arrangements.

Knowing how to deactivate online accounts when loved ones die can save you a lot ...

Have you helped your child get on the ladder? How much did you sacrifice?

There is a way to ensure a reliable income stream without the volatility of the ...

Elaine reveals how using RateSetter helped her prepare for a relaxing retirement.

Create a steady income stream and stay ahead of the curve during low-rate environment.

Impact investing aims to balance the twin objectives of acceptable financial returns and positive social ...

Research shows that Australians are prepared to borrow big regardless of risks.

The majority of hospital treatment policies held by Australians now contain exclusions.

Get to know your spending habits with one of these free budgeting apps.

Worried about running out of money? This concept could ensure income for life.

‘Tax refunds are simply helping us to get by now,’ says Money.com.au spokesperson.

Rene is about to retire, still owes money to the bank and wants to know ...

Thousands of credit scores changed last week. We explain why.

Health insurers are paying considerably less for medical equipment, so why are prices rising?

If there was ever such a thing as the key to investment success, this may ...

‘With a universal age pension, Australians will have an incentive to save for retirement,’ says ...

Markets are starting to feel the pinch as they react to the outbreak of the ...

What should you do with an inheritance? Should you spend it on your mortgage? A ...

Do you believe the banks have abandoned Aussie retirees?

Squeals would be heard, but there would be relatively few squealers and they might be ...

Read this before you even consider lending your children money.

Here’s how to cut household costs and maintain your property’s value.

Research reveals stigma and anxiety is stopping Aussies talking about their finances.

Financial advice is a term with a multitude of meanings.

Law firm Maurice Blackburn has launched a class action against the National Australia Bank.

While 2019 was a good year, fund members are reminded that super is a long ...

Price rises in the September quarter were smaller than in the June quarter with all ...

YourLifeChoices members generously participate in numerous surveys each year. These yield valuable information about the ...

If you had financial forewarning, would it have made any difference to your retirement status?

Make some super simple changes that could make a lifetime of difference in retirement.

While retirees tend to prefer ‘safe options’ for their nest eggs, higher yields through dividends ...

Private hospitals believe curbing claims on private health insurance for treatment in public hospitals is ...

Andrée is expecting a big inheritance and wants to know what happens if she pays ...

Many are concerned this will give the banks and authorities too much control over how ...

Some premium credit cards have complimentary airport lounge entry as an added feature.

‘This is their money they have worked hard to accumulate, and in some cases – ...

What is the likelihood of a downturn in 2020? And how might it affect retirees?

When it comes to their golden years, there are three essential factors retirees should take ...

What you can expect to pay more for this year based on 2019 trends.

The easy way to mitigate the cost of rising insurance premiums.

Bianca is about to apply for the Age Pension and has some questions about the ...

Baby boomers remain the least wasteful of all Australians, throwing out only $498 of their ...

An entire generation has probably never even seen a cheque, says finance analyst.

Beware of offers to withdraw your superannuation early, and illegally.

ASIC has warned Australians considering self-managed superannuation funds to be wary.

‘More cuts to income support payments is also the last thing the country needs,’ says ...

‘While ASIC is trying to get this right, this is a missed opportunity for consumers,’ ...

Australians could save more than $180,000 by switching financial product providers, says Money Magazine

Average retail petrol prices fell slightly in the quarter ending September 2019.

It’s not because of their size, but because of what they do with it.

Excessive or indefinite deferral of home purchase can have consequences.

A large number of retired Australians are independently navigating their way through their retirement finances.

Australians can, for the first time, be reunited with lost money without having to take ...

Funds are off to a positive start in the December quarter.

David has had a big share market win but is now worried about his pension ...

Report finds big gaps between perception and reality of managing money.

Aussie property owners could have their homes underinsured by up to 66 per cent.

As a consumer, you have automatic rights after you purchase a product or service.

Are you looking for ways to find stocks paying dividends while delivering capital growth?

Australians could be at risk of injuries from 6.6 million products under voluntary recall.

Your partner may be eligible for concessions, even if they’re not on the pension.

What’s the price of loyalty? Potentially hundreds of dollars a year. So why stick with ...

Simple ways to earn passive income to stretch your retirement dollars.

Super watchdog butts heads with funds over a comparison tool that could quickly and reliably ...

Falling interest rates are scaring Australians, with confidence falling to a four-year low.

‘The claims made by the Grattan Institute are based on a fantasy world that doesn’t ...

Making sense of retirement savings – and how best to ‘spend’ them.

If you want to live well in retirement, investment is the key, but watch out ...

Two-thirds of low-income households that rent are in rental distress: report.

Negative interest rates could be coming to Australia.

There’s no room for complacency when it comes to your super and pension funds.

Review to assess how the retirement income system will perform as the population ages.

Estate planning expert Rod Cunich answers your questions about power of attorney powers.

Sleepless nights might be averted by a strategy known as bill smoothing.

Adults who spend four years in economic hardship are at risk of accelerated ageing.

If you own shares or managed funds, then you may be owed money by the ...

There have been some wild changes in the latest super satisfaction rankings.

Will your Age Pension be affected by a lump-sum loan repayment from one of your ...

The nature of direct debits means you can lose track of who you are paying ...

Nearly a million customers on standing offers have seen automatic savings to their electricity bills.

Unresolved issues that date back to 2008 can now be pursued through the watchdog.

More older Australians are finding it difficult to pay off their mortgage debt before they ...

Jan is finding retirement confusing but is worried about dodgy financial advisers.

Joanne is wondering whether it is possible to avoid being stung by high fees on ...

Noel Whittaker explains how duo can best set aside money for their granddaughter.

Credit cards are a convenient way to pay for things, but that convenience can come ...

The ACCC is working on an efficient way to share data with energy service providers.

One of the golden rules of superannuation is, the less you pay, the more you ...

Pensioners will have two reasons to smile in September with the scheduled increase to the ...

Australia is one of only seven OECD countries without any inheritance, estate or gift taxes. ...

Australians spend almost $20 billion on gifts each year, but some generations are more generous ...

A better designed assets test would ensure that we didn’t penalise thrift.

Today’s 40-year-olds are paying twice as much to support retirees than boomers did at the ...

Garry and his wife have accounts for the grandkids, but now it is time to ...

Over-65s are the most targeted group for scammers, and baby boomers aged 55 to 64 ...

Older Australians are increasingly asking for help in managing credit card debt.

Australians are set to lose a record amount to scams in 2019, according to the ...

Big four bank engaged in unconscionable conduct and misleading and deceptive conduct, say lawyers.

Australians prefer to stay in their own home as they age. Can you afford the ...

Safety and security and having somewhere that feels like home are critical.

Economists say as many as two more cuts are likely, starting in October or November.

Tips to help you avoid being ripped off by a tradesperson.

Scams involving identity theft have cost Australians at least $16 million this year.

Building a granny flat adds value to your home and could create a new revenue ...

The current financial climate may inspire some to take risks with their savings.

Building your nest egg is part of the journey. How to use those savings is ...

How can living costs be such an issue when the official measure of inflation is ...

Despite a rollercoaster ride of a year, super funds have finished well in the black.

Research shows nearly nine million Australians are aware of their credit mismanagement.

The deeming rates have finally been cut, but it’s “too little too late”, say critics.

Industry super funds increased their lead over retail funds based on member satisfaction.

Retirees are suffering from cash rate cuts, prompting calls for cuts to deeming rates.

Tax Practitioners Board warns that unregistered tax agents could cost victims dearly.

Your life expectancy has increased – will your retirement savings last the distance?

The majority of older Australians own their homes and have no intention of leaving.

Banks to be held to a higher standard under fresh code of practice starting on ...

Is your investment portfolio ready for EOFY?

Retirees are taking a double hit to their income due to government inaction.

Geoff believes the falling property market makes him eligible for the pension again.

Don’t be denied a loan because of an error in your credit report.

Millions of Australians are hiding purchases from their partners.

Has owning a home really become more expensive? Matt Grudnoff investigates.

Sceptics issue warnings to the financially vulnerable.

Retirement is meant to be permanent, but many people are changing their minds.

University of NSW Business School to investigate low uptake of reverse mortgages.

Savvy investors share how to futureproof retirement income by investing defensively.

Ted wants to know the maximum income he can earn without paying income tax.

New complaints body is receiving 5900 complaints a month – mostly about the banks.

Is it time to change your investment strategy?

Reserve Bank is set to cut official interest rates, which is bad news for retirees.

The future of the Age Pension: Is the family home safe from assets tests?

Bank shares have shot up since Labor's franking credits policy was shot down in flames.

Support for pre-retirees needs urgent reform, says Rice Warner.

Is your energy provider incorrectly charging you too much for your usage?

Super funds deliver positive returns in April, but there are dark clouds on the horizon.

Frank has asked Noel Whittaker for guidance on early retirement planning.

You might think you are frugal but not replacing some items can affect your health.

You can build a bigger bank by working a bit longer, but there are other ...

Enjoy these jokes at the expense of our financially focused fiscal friends.

The number of rental listings suitable for age pensioners has dropped dramatically.

Making a claim on an insurance policy isn’t as simple as a quick phone call ...

Is owning your home the best option for your retirement or is there another option?

Joan wants to leave her son a legacy but block his controlling father.

The Consumer Price Index (CPI) rose 0.5 per cent in the December quarter of 2018.

What you should know before speaking with your financial adviser about aged care.

Brendan wants to know how Centrelink will assess bonuses from his life insurance policy.

New ASIC laws aimed at safeguarding your super.

YourLifeChoices members believe the government is not doing enough to support retirees.

Rental property owners are being warned to ensure their claims are accurate this tax time.

Reduced returns for twice the cost – the problem with bank-owned super products.

Soon little more than half will own where they live.

Regulators give the super industry until 30 June to clean up – or else.

A successful retirement requires several elements. Where you live is vitally important.

Choosing a term deposit might sound simple, but you should consider these tips.

Satisfaction with industry super funds jumps as overall satisfaction within the sector falls.

David thinks his mother-in-law has been underpaid and wants to know what to do.

Low confidence in retirement among women has broad social implications: ASFA chief.

It seems that a healthy economy means big health spending.

The Government commits $607m to fix banking and finance system.

Australians will benefit from more affordable medicines and access to health services.

Retirees won’t benefit much from this Budget, but those still saving for retirement may.

More funds aimed to make a dent in at-home aged-care wait lists

But will it have an impact on how you will vote in May?

Government’s ‘immediate relief for taxpayers’ cops a whack.

We’ve dug deep to find how Federal Budget 2019 will affect you.

Federal Treasurer Josh Frydenberg spruiks the economy’s return to surplus.

Ron has returned to Australia and wants to buy a house but is worried about ...

Raising super contributions could lead to a pension increase.

Assessing potential risks in retirement should be a significant part of your planning.

House prices are dropping around Australia so can retirees capitalise on the situation?

Funds have emerged from the recent market downturn in top shape.

What will the ATO be targeting come tax time this year?

An under-performing super fund can cost you about 13 years’ pay over a working lifetime.

APRA will begin publishing ‘heat maps’ of the performance of pension funds next year.

Finance bodies ‘too slow’ in reviews of fees-for-no-service scandals: ASIC.

Your home equity could save your retirement – or your children’s future.

Generations at risk of retirement poverty, Government warned.

Are baby boomers’ concerns about private health cover finally being heard?

Rice Warner suggests three alternatives to Labor’s franking credits policy.

More than half of all Australians feel some form of financial stress.

Follow these tips for smarter online shopping.

ISA is calling for a change to superannuation laws that are costing Aussies millions.

Franking credits are being ‘rorted on an industrial scale’, says prominent economist.

A banking expert reveals his tips to pay off your debts and save money.

Australia’s financial comfort gap has narrowed for the first time in seven years.

Parliament urged to use this sitting week to pass laws to protect super savings.

The next step for the royal commission is ensuring that victims get compensation.

Inquiry to test public response to franking credit policy now under scrutiny.

Are you confident that the royal commission report will fix the finance sector?

Opportunity missed to right the wrongs of our system.

How does the royal commission affect older Australians and retirees?

Graham Hand highlights the problems missed by the royal commission.

This is what you think of the professional financial advice you have paid for.

Downsizing might seem like a great idea, but what do you do if your property ...

A range of complex issues means property owners in some areas pay more for insurance.

Probable consequences on aged-care costs and pensions explained.

Super members are at risk of their first annual loss since 2011.

Key lenders promise to improve lending practices after ASIC review.

Funeral insurers have convinced many consumers to pay too much for their costs.

Health forum seeks value for money with greater transparency around surgeons’ fees.

Christmas chews through your money faster than you can say 'Dear Santa' … till now.

It can be very tempting to overindulge during the festive season.

Your queries answered: investment, super, the lot.

ACCC forces airlines to stop misleading consumers over their refund rights.

Credit cards are a convenient way to pay for things, but convenience can come at ...

New APRA rules to crackdown on underperforming superannuation funds.

There are strict rules and limits relating to how much Rent Assistance you can receive.

Seven suggestions that can teach us a thing or two about the secrets of the ...

Scamwatch is warning people to be careful about being caught out by holiday season scams.

APRA has taken off the gloves and made its most aggressive move in a decade.

Thousands of Australians unwittingly reveal bank details after threats of arrest.

New financial misconduct body receives 13,000 calls in first month.

A prominent Victorian barrister wants to challenge the robo-debt recovery scheme in court.

Massive data breach exposes sensitive medical details of bank customers.

Rosario is caring for a husband with dementia and wants to know if she can ...

Super is running out of investments, foreshadowing poorer returns, says funds chief.

Credit cards are about to become more resistant to fraudsters.

Electricity consumers in many states are failing to take full advantage of cheaper plans.

An emergency fund gives you some breathing space to deal with unexpected challenges.

There is no worse feeling than finding an expired gift card, but can you do ...

A new study reveals Australians are less confident they will be able to retire comfortably.

There has been a surge in demand for properties located in ‘lifestyle’ regions.

ACCC targets the number of unsafe consumer products being sold online.

For a small fee, public trustees can make financial and legal worries disappear.

A survey of older Aussies finds little support for closing the franking credits loophole.

What makes a successful financial plan? Is there a foolproof formula?

The most recent price increases are not the ones you were expecting.

New super changes address some minor but important issues that affect retirees.

Online investment adviser Stockspot releases its annual super rankings.

Some pensioners are expected to receive interest of 3.25 per cent on their savings.

The new superannuation guard dog is ready to bare its teeth.

Petrol prices have sky rocketed recently, but what do the cheaper options do to your ...

For super members, the share plunge could equal the cost of a short, overseas trip.

Jeff and Marion have a $420,000 super nest egg, but the future looks challenging.

Transport has been a significant driver of price increases in the past year.

You may be the best person to manage your own money.

Salary sacrificing easily lowers your tax rate while growing your nest egg.

Getting kids out of the family home contributes to financial and social freedom.

Householders’ income spent on energy in Australia is surging, says ACOSS.

Can Constrained Couple structure their saving to ensure they don’t run out of money?

Paula struggles from week to week to pay essential bills. We sought some advice.

Retirees are turning to the sharing economy to boost their income.

ALP senate candidate urges industry super funds to force companies to pay tax.

Retirees face dilemma as low interest rates rob them of income from savings.

Chance to tell Treasury what you really think of the work test for superannuation.

There is a way to rebuild trust in the financial planning sector, a peak body ...

Research reveals that rising energy costs are hurting retirees the most.

The Australian Tax Office is targeting self-managed super funds.

Our currency might be weak, but there are still ways to stretch your holiday money.

Australians urged to claim their share of $1.1 billion in unclaimed money.

Most retirees are concerned that their savings will not last in retirement.

Treasurer orders committee to probe if retirees really rely on franking credits.

Report shows super funds may be failing members in predicting retirement costs.

Government-mandated insurance disclosure doesn’t help make purchasing decisions.

Retailers can’t refuse refunds, no matter how many signs to the contrary they show.

Australia is a nation of hoarders with up to $4200 worth of unwanted goods at ...

New body for superannuation complaints to go live, but funds go missing.

Banks can’t fight online credit card fraud alone, and neither can you.

Leaving a financial legacy is becoming less important to older Australians.

New Assistant Treasurer Stuart Robert says he will focus on fixing super for all.

Find the treasure chest bursting with riches at the bottom of your garden.

Aussies are working more years before retirement. Here’s why.

The National Australia Bank announces it will stop taking grandfathered commissions.

Super chief wants pension funds to lend to business when banks refuse.

If sticking to a budget is a struggle for you, try these ways to curb ...

The price you pay for dissolving a marriage begins with unavoidable court fees.

Despite the growth spurt, superannuation fund payouts slide nearly five per cent.

Older Australians are increasingly turning to reverse mortgages to fund their retirement.

Will your loved ones be able to afford your funeral?

Government launches financial literacy plan to make Australians $200 billion richer.

Findings of bad behaviour ranging from disappointing to downright shocking.

Banks are on alert for a co-ordinated cyber attack plan to target their ATMs.

Emails claiming to be from Optus are the latest scam threat to watch out for.

If you receive less than a full pension, the Government may lend you some money.

Bank-owned funds’ bad behaviour exposed in probe.

Older Australians are the reason Australia’s property prices won’t dive.

Bob’s wife is eligible for concessions even though she’s not an age pensioner.

Your pension is not always static, so how often should you check for changes?

Comparing super fund fees is no easy task if you want to shop around for ...

Corporate fines cost Commbank a record profit, new chief executive laments.

Members matter when it comes to claims of high fees charged by super funds.

Choose the wrong colour and you could actually decrease the value of your home.

Treasurer says customers “complicit in allowing the deck to be stacked against us”.

How do you ensure that you don’t end up over-capitalising your renovation?

Australia’s $2.6 trillion super industry may be in for a shock.

This is how to avoid becoming a victim of expensive rorting by car mechanics.

ASIC chairman reminds sector it is built on other people’s money.

Who wants to spend valuable time worrying about balancing the budget?

APRA confirms that Government moves could increase super fund fees.

Should you use a credit or debit card, or put your money in a pre-paid ...

How much you think you’d need to be financially free in retirement?

SuperRatings says fund members can expect a much better second half of 2018.

Government’s proposed retirement income framework is making Australians nervous.

Here are the latest government updates to help you stay on track.

Money doesn’t guarantee a happy retirement. Here’s what does.

Court orders 12-month suspended sentence for woman who defied the ATO.

Retirees spending less than the Age Pension, even though they can afford to spend more.

Will you ever be able to pay off a solar installation in time to enjoy ...

YourLifeChoices subscribers are invited to attend the AIA National Investors Conference.

The decreasing reliance on cash is leading people to lose control of their finances.

Customers sold super products from staff unauthorised to provide advice.

Cutting through the waffle to explain how energy pricing works.

When is the right time for this cash-strapped couple to sell their second house?

One Australian super fund is outperforming the pack by a significant margin.

Getting out of debt is about recognising the problem and taking steps, says expert.

Home-care packages promised to 100,000 eligible retirees will now be dropped.

Cryptocurrency and Uber claims join the income tax return hit list.

Funds are investing in products like the ones that led to the Global Financial Crisis.

There are a number of ways to remove the sting of your council rates.

Be in the best position you can as the new financial year begins with this ...

How to know if an estate needs to lodge an income tax return.

German discount superstore Kaufland is coming to Australia.

Scammers encouraging people to access their retirement savings early.

Can trusts keep avoiding $3.5b in taxes and Bill Shorten’s threats to make them pay?

The Government’s tax package promises short-term gains but long-term pain.

Super funds bounced back in May despite global tensions shaking the market.

Choose your words carefully when talking money with your elderly parents.

Discounting not understood, satisfaction in freefall.

Real Estate Industry Super calls for stricter controls on self-managed super funds.

By identifying your spending personality, you can turn your savings around.

Identify your spending profile and start saving.

Banks claim they are best placed to stop growing problem of financial abuse of the ...

Even retirees on a budget should follow these simple savings tips.

Don’t pay to fix your bad credit rating, warns ASIC.

Responsible Investment Association ranks the most ethical super funds.

If you are preparing to downsize, how do you calculate what your house is worth?

Australia’s richest added $49.6 billion to their collective coffers.

Younger people are finding it harder to break into the property market, but you can ...

How can you make sure your family receive your fortune?

CommBank tells customers they will foot the $80m bill for regulatory compliance.

Australia should follow Danish approach to pensions to achieve fairer outcomes.

The slightest error could void your will. And once you’re gone, you can’t fix it.

Superannuation funds will be forced to offer lifetime income streams to members.

Spending less than you earn sounds easy, but there are traps out there.

Two months of losses reversed by superannuation funds as shares pile on the fat.

Now that the Budget 2018 dust has settled, we reveal what matters most for retirees.

There is a view that forcing retirees to buy annuities will wean them off the ...

Government admits 300,600 pensioners spend more than a third of income on housing.

Watchdog report shows power retailers need to lift their game, says Energy Minister.

CommBank admits to losing data of around 20 million customer accounts.

Each year, tweaks to the deeming rate formula erode some pension entitlements

Australian super funds suffer second monthly decline in returns but there's still good news.

A Sydney law firm has begun investigating a class action against AMP.

Retirees are buying bigger homes to protect their pensions and investments.

The Government's defence of proposed company tax cuts is becoming untenable.

Lynne Dorney describes financial literacy as a minefield and has asked us for help.

Household costs for age pensioners rose 0.6 per cent in the December 2017 quarter.

Olga Galacho reveals the plans and products that are most confusing.

We keep you up to date with retirement income changes and updates.

Where does your money go? We ask economist Matt Grudnoff for some answers.

Annuities are becoming a popular means of ensuring a reliable income stream.

Scott Morrison ‘deeply disturbed’ about banking royal commission confessions.

Super funds need more access to members’ financial data, says expert.

Super fund holders look for ways to subvert a shaky share market.

Dementia will have dire consequences for financial decision making, report says.

The next cash rate hike will come as a shock, says RBA boss.

Banking inquiry will probe systematic failures in financial advice divisions.

Expert analyses the pros and cons of lifting the preservation age.

Like many retirees, Karen believes that deeming rates are simply too high.

Minister tells retirees to save more while taking swipe at superannuation chiefs.

Richard Di Natale will reveal plans for a people's bank and universal basic income.

You may not realise you are owed a refund from company tax paid on your ...

The case for corporate tax cuts is flawed and will hurt ordinary Australians.

Private health insurance is the biggest challenge for retirees.

Politicians have avoided talking about Age Pensioners, so we asked them to speak up.

As you near retirement, you need to think carefully about how to draw on your ...

Some retirees become so good at saving for retirement that they forget to enjoy it.

The franking credits fiasco has become more complicated than necessary.

The Commonwealth Bank failed to act in the best interests of customers.

Just like playing an instrument, knowing how to manage your money better is a learned ...

Labor's election win prompts Bill Shorten to forge ahead with unpopular tax grab.

February delivers negative return but long-term performance still positive.

Well-meaning loans are leading to legal disputes and fractured families.

Compare Forex Brokers can answer all your currency trading questions.

Renovations are about adding real value to your property when it is time to sell.

The move that allows you to pass property to your kids without upsetting Centrelink.

Make this strategy a monthly habit and watch your savings grow and clutter disappear.

Making and sticking to a budget isn’t easy, but there are ways to ease the ...

Ask these questions before you make a decision.

Call for insurance rule exemption that disadvantages policyholders to be dropped.

The list of Australian companies that don’t pay any tax is simply gobsmacking.

Superannuation system still failing Australia’s poorest: Grattan.

The lifestyles afforded the haves and the have-nots are poles.

Retirees are living on the edge, what is the solution?

A pre-paid funeral ensures you get the funeral you want, while containing costs for you ...

We asked for your stories if you were finding life as a retiree challenging.

Retirees are hurting with one in four now living in poverty in Australia.

Part of making retirement affordable requires fully understanding your entitlements.

Smartwealth’s Justin McMillan shares six simple tips to improve your finances in 2018.

If you are thinking of renovating before downsizing, be sure to avoid these traps.

Innovation chief calls on Government to encourage genomics study to boost longevity.

Many retire as soon as they hit retirement age, but is there a better way?

ASIC commences civil proceedings against CommBank over alleged rate manipulation.

Kate wants to know if she needs to declare an inheritance to Centrelink.

ASIC finds that financial advice given by banks is purely self-serving.

Lenders to blame for the surging rates of mortgage stress.

Ethics beats traditional investments for superannuation funds.

Industry super funds continue to outperform retail funds and the gap is widening.

What is Bitcoin and is it a smart investment for you?

Never before has paying your way through retail therapy been as convenient as today

Fraud and financial misconduct has cost Australian SMSF owners up to $103 billion.

James wants to know if a second overseas trip will affect his Age Pension.

Australians aged 55 to 64 are the fastest growing group of entrepreneurs in Australia.

The Big Four banks are penalising loyal customers in favour of new business.

Don’t forget to tell the taxman about your cash-in-hand bonus.

Changes to the Age Pension rules are having a detrimental effect on retirees.

Calculate whether your super and pensions will deliver your desired lifestyle

There has been a rapid increase in the number of Australians dipping into super early.

Revamped code of conduct seeks to rebuild trust in banks.

A recent investigation reveals NAB overcharged some of its home loan customers.

ASIC is encouraging Australians to start the New Year by setting financial goals.

Women and young migrants are easing the burden on Australia’s pension system.

Super fund returns may hit double digits, but don’t become complacent.

Is facial recognition technology the future of secure payment?

Infrastructure Australia report makes dire prediction about future costs.

Online stores will allow you to grab a discount via cash-back websites.

There are rumblings that we could see bitcoin used for retirement accounts.

Don’t get taken for a ride by shonky salesmen selling junk car insurance.

New Australia Post product means you can dodge shipping fees this Christmas.

No matter how good your planning is, there are always unforeseen expenses.

Turnbull launches ‘nothing to see here’ banking royal commission.

Let’s consider more closely the context of the PM’s apparent 180 degree change of direction. ...

Rob wants to know if he’ll have his Pensioner Concession Card reinstated.

Government concedes speculation could not go on.

Read the letter that launched a royal commission into the banking and finance sector.

Australians have long called for a royal commission and now that they have one …

Retirees spending big for fear they’ll run out of life before they run out of ...

Australia’s richest get together to ‘scheme’ for your super.

Macquarie Bank refuses to explain why it is slashing payments on savings accounts.

ACCC cracks down on excessive payment surcharging.

Origin Energy fined for failing to provide financial hardship assistance.

Australia’s top super funds reporting massive windfalls due to bullish market.

Former financial planner imprisoned for stealing almost $10 million from retirees.

Mathematician develops tool to expose the true cost of retirement village living.

Study shows that sudden financial shocks top the list of retirement fears.

Australians are spending a small fortune to satisfy their food cravings, says CommBank.

Bankers are just salespeople, and other important lessons you need to know.

Deciding to sell assets can be very difficult. What should you sell first?

Anti-poverty group urges rethink of vehicle insurance to increase fairness.

The latest Superannuation Funds Tribunal report reveals common super complaints.

Volatility can make set-and-forget investing worse for your returns

If you are looking to buy the car of your dreams, now could be the ...

Private health insurance is increasingly expensive; are your extras giving you value?

Living longer than previous generations comes at a price.

Medical costs are a great worry to retirees, especially those facing failing health.

We asked YourLifeChoices members to share their tips for managing power usage.

Noel Whittaker has a simple tip for managing your mortgage when rates rise again.

Peter Costello calls on the Government to take control of default super.

Commonwealth Bank slashes credit card interest by 25 per cent.

Report reveals the super funds that charge high fees and deliver low returns.

Statistically speaking, the following six things are more likely than winning the lotto.

Should we tar all financial planners with the same brush?

Simple loan application tips to ensure that you don’t fall into any financial traps.

There are some deeming accounts still paying 3.25 per cent interest on your savings.

Have you left it too late to begin buying investments?

How you can work around the Work Bonus and earn up to $3250 extra Age ...

Australia’s Big Four banks to scrap $500 million worth of ATM fees.

Older Australians are losing their life savings to a global investment scam.

Individual retirees could lose as much as $270,000 as a result of super wipeout.

A new poll shows a clear majority of Australians want energy prices regulated.

How will the slowdown in the apartment market affect the economy?

Plan to align superannuation guarantee payments to the wage cycle.

If you want a refund for add-on junk insurance, here’s what you need to know.

In 2016, parents lent $65.3 billion to children with 67 per cent not expecting repayment.

The ‘bank of mum and dad’ is one of Australia’s most significant lenders.

The CBA share price slide is eroding the life savings of millions of Australian retirees.

New research reveals that the average value of rewards cards has dropped.

Mick Bellairs from Consumer Action Law Centre explains how to manage overwhelming debt.

Rod Cunich discusses what’s involved in being an executor.

Commonwealth Bank announces refund program for customers and staff.

Commonwealth Bank board takes action over AUSTRAC scandal.

The CBA has allegedly enabled criminal syndicates to launder millions of dollars.

The latest HILDA survey reveals a trend that may threaten the retirement income system.

Here’s a handy list of fees that you simply should not be paying.

The ALP wants to impose a 30 per cent tax rate on family trusts.

The Federal Government has announced an overhaul of laws governing super funds.

Australian super funds deposit $140 billion into the retirement kitty.

Here are five important questions retirees forget to ask their planner.

Household gross disposable income has declined for the second time in three years.

A Bondi student has started a crowdfunding page to help pay her rent.

Parliamentary Budget Office report shows that the nation’s tax burden is now on you.

The need to provide for a longer retirement has become more critical than ever.

It’s the end of the financial year, and the beginning of a many money changes ...

RBA dilemma: raising interest rates may help the economy but cripple many households.

When it comes to retirement, knowing what not to do is just as important as ...

Sharyn has heard of a service provide by Centrelink which can help her spread the ...

Does an Australian will cover your offshore assets as well?

Determining how to pass your inheritance on to the next generation is a difficult decision ...

We’ve put together an extensive list of hobbies and skills that you can use to ...

If you own a rental property, you’ll be in the ATO’s crosshairs come tax time.

ATM skimming scammers cost Australians close to $40 million a year.

The latest share market dip could mean trouble for Australians looking to retire soon.

Draft laws propose banning companies from charging for paper statements.

Interest earned on savings accounts too low to keep up with inflation.

The Superannuation Complaints Tribunal has its funding halved.

New tool keeps track of Bank of Mum and Dad lending.

The Australia Institute has calculated how much the bank levy will cost if it’s passed ...

ASIC urges public to be wary of cold callers threatening access to their funds.

ASIC urges Australians to do a search to find if they are owed missing money.

Anne Rady shares several simple tips, which if followed, can help you to save up ...

The government travel system bill for 2015–16 totalled $427 million.

Rod Cunich answers your questions and simplifies the intricacies of estate planning.

Labor questions the PM giving millionaires a $16,400 handout at the expense of the poor.

Rod Cunich answers some tricky questions, including how CGT affects an inheritance.

What can you do if you’re experiencing utility bill payment difficulties?

Survey shows that Australian retirees are the happiest people in the nation.

Did you know that Australians owe over $50 billion on their credit cards?

Australian electricity providers are enjoying ridiculous profits at the expense of consumers.

Five top savings tips for those looking review their private health insurance.

Seven out of 10 Australians do not trust banks to manage their super.

Most people think money is the most important part of preparing for retirement.

There is one step people can take to reduce their assets tested.

The cuts to Sunday penalty rates will hit retail workers hardest.

PM Malcolm Turnbull says no need for royal commission after ANZ rate cut.

A simple trick that could save you hundreds.

Here are some simple money management tips for singles.

What are the key things to keep in mind when buying a second-hand car?

Australian homeowners are among the world's most indebted with $1 trillion in borrowings.

Discover the most up-to-date Seniors Card discounts for 2017.

Is this extreme course of action the only answer?

Thousands of Australians’ super accounts have been short-changed by employers.

Australians will retire later with insufficient superannuation balances.

Discover five high-tech ways to buy second-hand and save.

Embrace the online banking revolution and pay no account fees in 2017.

Five tips to help you take control of your finances.

These seven tips should see you be richer in a year's time.

We show you how to get an idea of long your super will last.

Three money-making schemes that people still fall for.

Just after the holiday season is a great time to buy second-hand things.

Household power bills in eastern states will rise by an extra $78 from mid next ...

New report reveals it takes divorcees five years to regain control of finances.

We’ve rounded up the top five free retirement calculators on the internet.

Rod Cunich guides you through the execution of a will.

'Experts' advise the Government not to go ahead with a banking tribunal.

New laws will prevent vulnerable Aussies from being ripped off by dodgy lenders.

What would happen if the big four banks controlled your super?

Rachel investigates whether an app can really turn you into a savvy investor.

You can clear credit card debt by Christmas. Here’s how …

Government to introduce new body to oversee the financial advisory sector.

Have you ever wondered why some super funds outperform others?

We set about discovering the hopes, fears and motivators of those in retirement.

Going guarantor: what you need to know before signing someone else’s home loan.

By choosing the wrong super fund, people in their 50s could lose $100,000.

The Saver Plus program will match your savings dollar for dollar up to $500.

What should you do when you lose your card?

New research shows high levels of public distrust about banks.

A prepaid funeral may help reduce your assessable assets.

AMEX’s new travel card could challenge options from the big four banks.

The least expensive cuts of meat can often be the tastiest.

Australian banks are reporting increasing levels of personal debt and loan defaults.

Government must borrow and spend to dial up growth according to the RBA Governor.

These five tips will help you manage your money when suffering memory loss.

Prime Minister Malcolm Turnbull has demanded that the banks pass on the cut.

A new app helps you work out the true cost of buying and running a ...

Baby boomers are claiming lower levels of financial comfort in retirement.

Smartphone payment apps are becoming more common, but how safe are they?