The following articles have the tag finance
Government’s proposed retirement income framework is making Australians nervous.
Money doesn’t guarantee a happy retirement. Here’s what does.
Court orders 12-month suspended sentence for woman who defied the ATO.
Retirees spending less than the Age Pension, even though they can afford to spend more.
Will you ever be able to pay off a solar installation in time to enjoy ...
YourLifeChoices subscribers are invited to attend the AIA National Investors Conference.
The decreasing reliance on cash is leading people to lose control of their finances.
Customers sold super products from staff unauthorised to provide advice.
Cutting through the waffle to explain how energy pricing works.
When is the right time for this cash-strapped couple to sell their second house?
One Australian super fund is outperforming the pack by a significant margin.
Getting out of debt is about recognising the problem and taking steps, says expert.
Home-care packages promised to 100,000 eligible retirees will now be dropped.
Cryptocurrency and Uber claims join the income tax return hit list.
Funds are investing in products like the ones that led to the Global Financial Crisis.
There are a number of ways to remove the sting of your council rates.
Be in the best position you can as the new financial year begins with this ...
How to know if an estate needs to lodge an income tax return.
German discount superstore Kaufland is coming to Australia.
Scammers encouraging people to access their retirement savings early.
Can trusts keep avoiding $3.5b in taxes and Bill Shorten’s threats to make them pay?
The Government’s tax package promises short-term gains but long-term pain.
Super funds bounced back in May despite global tensions shaking the market.
Choose your words carefully when talking money with your elderly parents.
Discounting not understood, satisfaction in freefall.
Real Estate Industry Super calls for stricter controls on self-managed super funds.
By identifying your spending personality, you can turn your savings around.
Identify your spending profile and start saving.
Banks claim they are best placed to stop growing problem of financial abuse of the ...
Even retirees on a budget should follow these simple savings tips.
Don’t pay to fix your bad credit rating, warns ASIC.
Responsible Investment Association ranks the most ethical super funds.
If you are preparing to downsize, how do you calculate what your house is worth?
Australia’s richest added $49.6 billion to their collective coffers.
Younger people are finding it harder to break into the property market, but you can ...
How can you make sure your family receive your fortune?
CommBank tells customers they will foot the $80m bill for regulatory compliance.
Australia should follow Danish approach to pensions to achieve fairer outcomes.
The slightest error could void your will. And once you’re gone, you can’t fix it.
Superannuation funds will be forced to offer lifetime income streams to members.
Spending less than you earn sounds easy, but there are traps out there.
Two months of losses reversed by superannuation funds as shares pile on the fat.
Now that the Budget 2018 dust has settled, we reveal what matters most for retirees.
There is a view that forcing retirees to buy annuities will wean them off the ...
Government admits 300,600 pensioners spend more than a third of income on housing.
Watchdog report shows power retailers need to lift their game, says Energy Minister.
CommBank admits to losing data of around 20 million customer accounts.
Each year, tweaks to the deeming rate formula erode some pension entitlements
Australian super funds suffer second monthly decline in returns but there's still good news.
A Sydney law firm has begun investigating a class action against AMP.
Retirees are buying bigger homes to protect their pensions and investments.
The Government's defence of proposed company tax cuts is becoming untenable.
Lynne Dorney describes financial literacy as a minefield and has asked us for help.
Household costs for age pensioners rose 0.6 per cent in the December 2017 quarter.
Olga Galacho reveals the plans and products that are most confusing.
We keep you up to date with retirement income changes and updates.
Where does your money go? We ask economist Matt Grudnoff for some answers.
Annuities are becoming a popular means of ensuring a reliable income stream.
Scott Morrison ‘deeply disturbed’ about banking royal commission confessions.
Super funds need more access to members’ financial data, says expert.
Super fund holders look for ways to subvert a shaky share market.
Dementia will have dire consequences for financial decision making, report says.
The next cash rate hike will come as a shock, says RBA boss.
Banking inquiry will probe systematic failures in financial advice divisions.
Expert analyses the pros and cons of lifting the preservation age.
Like many retirees, Karen believes that deeming rates are simply too high.
Minister tells retirees to save more while taking swipe at superannuation chiefs.
Richard Di Natale will reveal plans for a people's bank and universal basic income.
You may not realise you are owed a refund from company tax paid on your ...
The case for corporate tax cuts is flawed and will hurt ordinary Australians.
Private health insurance is the biggest challenge for retirees.
Politicians have avoided talking about Age Pensioners, so we asked them to speak up.
As you near retirement, you need to think carefully about how to draw on your ...
Some retirees become so good at saving for retirement that they forget to enjoy it.
The franking credits fiasco has become more complicated than necessary.
The Commonwealth Bank failed to act in the best interests of customers.
Just like playing an instrument, knowing how to manage your money better is a learned ...
Labor's election win prompts Bill Shorten to forge ahead with unpopular tax grab.
February delivers negative return but long-term performance still positive.
Well-meaning loans are leading to legal disputes and fractured families.
Compare Forex Brokers can answer all your currency trading questions.
There are several ways homeowners can put extra money in the bank.
Renovations are about adding real value to your property when it is time to sell.
The move that allows you to pass property to your kids without upsetting Centrelink.
Make this strategy a monthly habit and watch your savings grow and clutter disappear.
Making and sticking to a budget isn’t easy, but there are ways to ease the ...
Ask these questions before you make a decision.
Call for insurance rule exemption that disadvantages policyholders to be dropped.
The list of Australian companies that don’t pay any tax is simply gobsmacking.
Superannuation system still failing Australia’s poorest: Grattan.
The lifestyles afforded the haves and the have-nots are poles.
Retirees are living on the edge, what is the solution?
A pre-paid funeral ensures you get the funeral you want, while containing costs for you ...
We asked for your stories if you were finding life as a retiree challenging.
Did your credit card run hot over the Christmas-New Year period?
Retirees are hurting with one in four now living in poverty in Australia.
Part of making retirement affordable requires fully understanding your entitlements.
Smartwealth’s Justin McMillan shares six simple tips to improve your finances in 2018.
If you are thinking of renovating before downsizing, be sure to avoid these traps.
Innovation chief calls on Government to encourage genomics study to boost longevity.
Many retire as soon as they hit retirement age, but is there a better way?
ASIC commences civil proceedings against CommBank over alleged rate manipulation.
Kate wants to know if she needs to declare an inheritance to Centrelink.
ASIC finds that financial advice given by banks is purely self-serving.
Lenders to blame for the surging rates of mortgage stress.
Ethics beats traditional investments for superannuation funds.
Industry super funds continue to outperform retail funds and the gap is widening.
What is Bitcoin and is it a smart investment for you?
Never before has paying your way through retail therapy been as convenient as today
Fraud and financial misconduct has cost Australian SMSF owners up to $103 billion.
James wants to know if a second overseas trip will affect his Age Pension.
Australians aged 55 to 64 are the fastest growing group of entrepreneurs in Australia.
The Big Four banks are penalising loyal customers in favour of new business.
Don’t forget to tell the taxman about your cash-in-hand bonus.
Changes to the Age Pension rules are having a detrimental effect on retirees.
Calculate whether your super and pensions will deliver your desired lifestyle
There has been a rapid increase in the number of Australians dipping into super early.
Revamped code of conduct seeks to rebuild trust in banks.
A recent investigation reveals NAB overcharged some of its home loan customers.
ASIC is encouraging Australians to start the New Year by setting financial goals.
Women and young migrants are easing the burden on Australia’s pension system.
Super fund returns may hit double digits, but don’t become complacent.
Is facial recognition technology the future of secure payment?
Infrastructure Australia report makes dire prediction about future costs.
Online stores will allow you to grab a discount via cash-back websites.
There are rumblings that we could see bitcoin used for retirement accounts.
Don’t get taken for a ride by shonky salesmen selling junk car insurance.
New Australia Post product means you can dodge shipping fees this Christmas.
No matter how good your planning is, there are always unforeseen expenses.
Turnbull launches ‘nothing to see here’ banking royal commission.
Let’s consider more closely the context of the PM’s apparent 180 degree change of direction. ...
Rob wants to know if he’ll have his Pensioner Concession Card reinstated.
Government concedes speculation could not go on.
Read the letter that launched a royal commission into the banking and finance sector.
Australians have long called for a royal commission and now that they have one …
Retirees spending big for fear they’ll run out of life before they run out of ...
Australia’s richest get together to ‘scheme’ for your super.
Macquarie Bank refuses to explain why it is slashing payments on savings accounts.
ACCC cracks down on excessive payment surcharging.
Origin Energy fined for failing to provide financial hardship assistance.
Australia’s top super funds reporting massive windfalls due to bullish market.
Former financial planner imprisoned for stealing almost $10 million from retirees.
Mathematician develops tool to expose the true cost of retirement village living.
Study shows that sudden financial shocks top the list of retirement fears.
Australians are spending a small fortune to satisfy their food cravings, says CommBank.
Bankers are just salespeople, and other important lessons you need to know.
Deciding to sell assets can be very difficult. What should you sell first?
Anti-poverty group urges rethink of vehicle insurance to increase fairness.
The latest Superannuation Funds Tribunal report reveals common super complaints.
Volatility can make set-and-forget investing worse for your returns
If you are looking to buy the car of your dreams, now could be the ...
Private health insurance is increasingly expensive; are your extras giving you value?
Living longer than previous generations comes at a price.
Medical costs are a great worry to retirees, especially those facing failing health.
We asked YourLifeChoices members to share their tips for managing power usage.
Noel Whittaker has a simple tip for managing your mortgage when rates rise again.
Peter Costello calls on the Government to take control of default super.
Commonwealth Bank slashes credit card interest by 25 per cent.
Report reveals the super funds that charge high fees and deliver low returns.
Statistically speaking, the following six things are more likely than winning the lotto.
Should we tar all financial planners with the same brush?
Simple loan application tips to ensure that you don’t fall into any financial traps.
There are some deeming accounts still paying 3.25 per cent interest on your savings.
Have you left it too late to begin buying investments?
How you can work around the Work Bonus and earn up to $3250 extra Age ...
Australia’s Big Four banks to scrap $500 million worth of ATM fees.
Older Australians are losing their life savings to a global investment scam.
Individual retirees could lose as much as $270,000 as a result of super wipeout.
A new poll shows a clear majority of Australians want energy prices regulated.
How will the slowdown in the apartment market affect the economy?
Plan to align superannuation guarantee payments to the wage cycle.
If you want a refund for add-on junk insurance, here’s what you need to know.
In 2016, parents lent $65.3 billion to children with 67 per cent not expecting repayment.
The ‘bank of mum and dad’ is one of Australia’s most significant lenders.
The CBA share price slide is eroding the life savings of millions of Australian retirees.
New research reveals that the average value of rewards cards has dropped.
Mick Bellairs from Consumer Action Law Centre explains how to manage overwhelming debt.
Rod Cunich discusses what’s involved in being an executor.
Commonwealth Bank announces refund program for customers and staff.
Commonwealth Bank board takes action over AUSTRAC scandal.
The CBA has allegedly enabled criminal syndicates to launder millions of dollars.
The latest HILDA survey reveals a trend that may threaten the retirement income system.
Here’s a handy list of fees that you simply should not be paying.
The ALP wants to impose a 30 per cent tax rate on family trusts.
The Federal Government has announced an overhaul of laws governing super funds.
Australian super funds deposit $140 billion into the retirement kitty.
Here are five important questions retirees forget to ask their planner.
Household gross disposable income has declined for the second time in three years.
A Bondi student has started a crowdfunding page to help pay her rent.
Parliamentary Budget Office report shows that the nation’s tax burden is now on you.
The need to provide for a longer retirement has become more critical than ever.
It’s the end of the financial year, and the beginning of a many money changes ...
RBA dilemma: raising interest rates may help the economy but cripple many households.
When it comes to retirement, knowing what not to do is just as important as ...
Sharyn has heard of a service provide by Centrelink which can help her spread the ...
Does an Australian will cover your offshore assets as well?
Determining how to pass your inheritance on to the next generation is a difficult decision ...
We’ve put together an extensive list of hobbies and skills that you can use to ...
If you own a rental property, you’ll be in the ATO’s crosshairs come tax time.
ATM skimming scammers cost Australians close to $40 million a year.
The latest share market dip could mean trouble for Australians looking to retire soon.
Draft laws propose banning companies from charging for paper statements.
Interest earned on savings accounts too low to keep up with inflation.
The Superannuation Complaints Tribunal has its funding halved.
The Australia Institute has calculated how much the bank levy will cost if it’s passed ...
ASIC urges public to be wary of cold callers threatening access to their funds.
ASIC urges Australians to do a search to find if they are owed missing money.
Anne Rady shares several simple tips, which if followed, can help you to save up ...
The government travel system bill for 2015–16 totalled $427 million.
Rod Cunich answers your questions and simplifies the intricacies of estate planning.
Labor questions the PM giving millionaires a $16,400 handout at the expense of the poor.
Rod Cunich answers some tricky questions, including how CGT affects an inheritance.
What can you do if you’re experiencing utility bill payment difficulties?
Survey shows that Australian retirees are the happiest people in the nation.
Did you know that Australians owe over $50 billion on their credit cards?
Australian electricity providers are enjoying ridiculous profits at the expense of consumers.
Five top savings tips for those looking review their private health insurance.
Seven out of 10 Australians do not trust banks to manage their super.
Most people think money is the most important part of preparing for retirement.
There is one step people can take to reduce their assets tested.
The cuts to Sunday penalty rates will hit retail workers hardest.
PM Malcolm Turnbull says no need for royal commission after ANZ rate cut.
A simple trick that could save you hundreds.
Here are some simple money management tips for singles.
What are the key things to keep in mind when buying a second-hand car?
Australian homeowners are among the world's most indebted with $1 trillion in borrowings.
Discover the most up-to-date Seniors Card discounts for 2017.
Is this extreme course of action the only answer?
Thousands of Australians’ super accounts have been short-changed by employers.
Australians will retire later with insufficient superannuation balances.
Discover five high-tech ways to buy second-hand and save.
Embrace the online banking revolution and pay no account fees in 2017.
Five tips to help you take control of your finances.
These seven tips should see you be richer in a year's time.
We show you how to get an idea of long your super will last.
Three money-making schemes that people still fall for.
Just after the holiday season is a great time to buy second-hand things.
Household power bills in eastern states will rise by an extra $78 from mid next ...
New report reveals it takes divorcees five years to regain control of finances.
We’ve rounded up the top five free retirement calculators on the internet.
Rod Cunich guides you through the execution of a will.
'Experts' advise the Government not to go ahead with a banking tribunal.
New laws will prevent vulnerable Aussies from being ripped off by dodgy lenders.
What would happen if the big four banks controlled your super?
Seven suggestions that can teach us a thing or two about the secrets of the ...
Rachel investigates whether an app can really turn you into a savvy investor.
You can clear credit card debt by Christmas. Here’s how …
Government to introduce new body to oversee the financial advisory sector.
Have you ever wondered why some super funds outperform others?
We set about discovering the hopes, fears and motivators of those in retirement.
Going guarantor: what you need to know before signing someone else’s home loan.
By choosing the wrong super fund, people in their 50s could lose $100,000.
The Saver Plus program will match your savings dollar for dollar up to $500.
What should you do when you lose your card?
New research shows high levels of public distrust about banks.
A prepaid funeral may help reduce your assessable assets.
AMEX’s new travel card could challenge options from the big four banks.
The least expensive cuts of meat can often be the tastiest.
Australian banks are reporting increasing levels of personal debt and loan defaults.
Government must borrow and spend to dial up growth according to the RBA Governor.
These five tips will help you manage your money when suffering memory loss.
Prime Minister Malcolm Turnbull has demanded that the banks pass on the cut.
A new app helps you work out the true cost of buying and running a ...
Baby boomers are claiming lower levels of financial comfort in retirement.
Smartphone payment apps are becoming more common, but how safe are they?
The least expensive cuts of meat can often be the tastiest.
What is the ideal cash and assets mix? Money expert Chris Malloy has the answer.
In a few years’ time, a minority of Australians will own a home.
Do you pay for an accountant to do your taxes? Why not try myTax – ...
Will the proposed changes to super have an impact on your retirement income?
How to spot the signs of an investment scam.
The start of the financial year is a great time to hit reset on your ...
RateCity has created a calculator that informs you of the personal cost of your vote.
Credit reporting agency Veda is being criticised for allegedly selling private data.
Deeming rate thresholds will change from 1 July 2016
The Australian Tax Office tells taxpayers what it’s targeting come tax time.
Why do Australians waste $4.3 billion each year on interest repayments?
June is considered one of the best times to buy a new set of wheels.
A quick video that explains seven smart yet simple tips for saving money.
Interested in finding out how your current mortgage stacks up against those on the market?
It’s easier than you think to knock years off your home loan.
If you have responsibility for your grandchildren, what help is available?
Banks stand to pocket around $21 million dollars by withholding rate cuts.
Big changes to how the Government plans to tax superannuation may be on the way.
Is it right to charge people to receive paper copies of bills?
What you want in Budget 2016 will change the face of retirement.
What you want in Budget 2016 will change the face of retirement.
Fifty prominent Australians have called on the Government not to cut the company tax rate.
A new report from finder.com.au reveals the secret spending habits of Australians.
Managing your money doesn’t get any easier as you get older, but there are certain ...
Managing your money doesn’t get any easier as you get older, but there are certain ...
The risk of funding retirement income has well and truly shifted – and now it’s ...
Three quarters of Australians aged 45 and over dream of retiring early but can’t.
Yesterday, George Brandis addressed a national conference on elder abuse.
The new National Hardship Register has been created to help those struggling to pay off ...
Newstart Allowance recipients are exploiting a loophole that allows them to refuse jobs.
The now has ACCC the power to fine companies charging excessive surcharges.
A recent report shows that older Aussies are becoming increasingly financially comfortable.
Emotional spending can impact on more than just your financial health.
Renewable investments outperformed fossil-fuel investments in 2015.
The richest 1 per cent, or 62 people, have more wealth than the rest of ...
Australian superannuation funds have already posted a 2.5 per cent loss in 2016.
Pet insurance is now big business, but which policy should you choose?
The 2015 median investment return on balanced super funds was 5.3 per cent.
Where is your charitable donation going?
A Senate inquiry has called on the Government to help those struggling with debt.
Noel Whittaker has taken the time to share the three important lessons he has learned.
Don’t splash the cash this Christmas with our tips for frugal festivities.
New research suggests that pensioners will be better off under proposed changes to the GST.
These tips will help you to broach the difficult topic of money.
Do you make any of these nine common credit card mistakes?
Divorce can be a lengthy and expensive process.
Do you need to break away from these five bad money habits?
Westpac has been accused of gouging its customers with its new mortgage rate.
How you spend your money can have a long-term effect on your happiness, according to ...
Australians who are sticking with current service providers could be losing big bucks.
The electricity component of your latest bill made up just 11 per cent of what ...
Twelve Pacific-rim nations have agreed upon the largest free-trade agreement in history.
Our seven habits for managing money will make for happier couples and better bottom lines.
Financial Services Inquiry head, David Murray, has called for the new PM to rethink super.
Australians are carrying higher levels of debt into retirement than the previous generation.
The worst day of losses for the Australian sharemarket since the global financial crisis.
Major groups are calling on Canberra to stay open-minded about tax reform.
The RBA has called out the big banks for not reducing rates on credit cards.
Interest is calculated on the increasing balance, generating more and more interest.
Why do industry super funds outperform retail?
A report released yesterday has found that the notion of retiring at 60 is becoming ...
Our finance expert Richard Shermon explains the finer points of retirement.
YourLifeChoices has 50 useful questions you may wish to ask.
To ensure you get the best card for you, you need to understand how you ...
Australians will have their superannuation made available as a self-funded pension.
How to have fun while earning extra money from home
Pretending that you earn less can save you money.
It’s time to spring into action and take control of your own retirement.
Asset-rich retirees have been receiving around $500 million in benefits per year.
Australia’s biggest banks will profit $68 million by delaying for 17 days the RBA rate ...
The Reserve Bank of Australia has cut interest rates for the first time since August ...
CHOICE has called on the banks to pass on the latest RBA rate cut to ...
It’s estimated that one in five Australians are affected by identity theft.
How to protect your credit rating when living on a fixed income.
Australia may be ‘dumbed down’ as baby boomers move towards retirement.
Follow our easy to read guide on life insurance.
According to nearly 4500 respondents, the outlook is bleak.
How to activate probate when in possession of a DIY will, and are such kits ...
Financial industry experts still have doubts over the integrity of many financial advisors.
A Reverse Mortgage may be a good way to access money for those who are ...
Claiming a Capital Gains Tax exemption for a property takes more than just living in ...
Starting the year with a clean(er) slate will make you feel much better.
Understanding your bad money habits and how to fix them will help get your finances ...
In today’s world of easy credit and growing debt, how can you get your finances ...
Everyone has a favourite tip for saving money or reusing household goods.
What are the implications on the Age Pension of any rental income received?
What’s wrong with retirement planning in Australia? Everything!
The big four banks have failed to keep pace with the RBA's lowered cash rate
Paul Clitheroe reviews the ten biggest retirement planning mistakes.
It is important to know if your finances are heading in the right direction. ...
Caring for a child will mean many changes to your life, socially and financially.
YOURLifeChoices member Tony is trying to reduce his debt by paying off some of his ...
A useful calculator is one which helps you determine 'how much will I need?'
Taking the first steps towards retirement can be daunting, and most retirees feel they need ...
YOURLifeChoices member Mary has recently separated from her husband. As she only received a small ...
A Queensland woman went on a spending spree with $2 million of Centrelink’s money
Centrelink asked Bill to put in a claim for the Age Pension, only for it ...
Are you a self-funded retiree who has yet to receive compensation under the Household Assistance ...
Basil La Brooy highlights some of the ways NICRI can help you on your way ...
Do you know how good (or bad) your credit rating is?
Sometimes it seems that financial advisers speak a different language.
We don't often read about what happens after someone dies – from a legal aspect, ...
Many grandparents across Australia are keen to contribute in some way to the bringing ...
YOURLifeChoices subscriber Casper hasn’t noticed the Telephone Allowance being paid.
The National Information Centre on Retirement Investments Inc (NICRI) receives many requests for ...
An effective way of reaching your retirement goal
When it comes to making a will, many people are now opting to take ...
Retirement is a big step which requires careful planning and a considered approach to ...
The earlier you can start planning, the better your chances of meeting your retirement targets.
The Federal Government has announced that it will be abolishing the age limit for superannuation ...
According to a new study 85 per cent of Australians don’t feel that they ...
Steady interest rates may be helping those paying a mortgage but the increase in ...
Australia currently boasts around 435,000 Self Managed Super Funds. Martin Murden provides ...
Whether retirement is a long way off or just around the corner, it’s ...
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