finance

The following articles have the tag finance

How to let others invest your money

How to let others invest your money

How to let others invest your money

You may be the best person to manage your own money.

Tax break boosts your super income

Tax break boosts your super income

Tax break boosts your super income

Salary sacrificing easily lowers your tax rate while growing your nest egg.

Older Aussies embrace empty nests

Older Aussies embrace empty nests

Older Aussies embrace empty nests

Getting kids out of the family home contributes to financial and social freedom.

Energy prices hit pensioners hard

Energy prices hit pensioners hard

Energy prices hit pensioners hard

Householders’ income spent on energy in Australia is surging, says ACOSS.

How to ensure income for life

How to ensure income for life

How to ensure income for life

Can Constrained Couple structure their saving to ensure they don’t run out of money?

Income strategy is always important

Income strategy is always important

Income strategy is always important

Jeff and Marion have a $420,000 super nest egg, but the future looks challenging.

Pay bills and have money to spare

Pay bills and have money to spare

Pay bills and have money to spare

Paula struggles from week to week to pay essential bills. We sought some advice.

Health and transport drive up costs

Health and transport drive up costs

Health and transport drive up costs

Transport has been a significant driver of price increases in the past year.

Lifeline for struggling retirees

Lifeline for struggling retirees

Lifeline for struggling retirees

Retirees are turning to the sharing economy to boost their income.

Calls to ban for-profit super funds

Calls to ban for-profit super funds

Calls to ban for-profit super funds

ALP senate candidate urges industry super funds to force companies to pay tax.

Retirees' cash being chipped away

Cash savings are dwindling

Retirees' cash being chipped away

Retirees face dilemma as low interest rates rob them of income from savings.

Have your say on super boost

older worker

Have your say on super boost

Chance to tell Treasury what you really think of the work test for superannuation.

Who can you trust with your money?

Who can you trust with your money?

Who can you trust with your money?

There is a way to rebuild trust in the financial planning sector, a peak body ...

Main drain on retirement savings

Main drain on retirement savings

Main drain on retirement savings

Research reveals that rising energy costs are hurting retirees the most.

ATO sets its sights on super

Australian Tax Office turning its sights to super

ATO sets its sights on super

The Australian Tax Office is targeting self-managed super funds.

How to stretch your holiday money

How to stretch your holiday money

How to stretch your holiday money

Our currency might be weak, but there are still ways to stretch your holiday money.

Aussies urged to claim their share

Aussies urged to claim their share of $1.1 billion

Aussies urged to claim their share

Australians urged to claim their share of $1.1 billion in unclaimed money.

Do you have retirement concerns?

Do you have retirement concerns?

Do you have retirement concerns?

Most retirees are concerned that their savings will not last in retirement.

New bid to block retiree refunds

Retiree's franking credit at risk

New bid to block retiree refunds

Treasurer orders committee to probe if retirees really rely on franking credits.

Your postcode can ruin retirement

Your postcode significantly affects the cost of retirement

Your postcode can ruin retirement

Report shows super funds may be failing members in predicting retirement costs.

The issue with insurance fine print

The issue with insurance fine print

The issue with insurance fine print

Government-mandated insurance disclosure doesn’t help make purchasing decisions.

How to get your money back

How to get your money back

How to get your money back

Retailers can’t refuse refunds, no matter how many signs to the contrary they show.

How much stuff do Aussies hoard?

How much stuff do Aussies hoard?

How much stuff do Aussies hoard?

Australia is a nation of hoarders with up to $4200 worth of unwanted goods at ...

Super funds drag feet on gripes

Super funds slow to sign on to new complaints tribunal

Super funds drag feet on gripes

New body for superannuation complaints to go live, but funds go missing.

How to tell if your card is hacked

How to tell if your card is hacked

How to tell if your card is hacked

Banks can’t fight online credit card fraud alone, and neither can you.

Older Aussies want to leave a legacy

Older Aussies want to leave a legacy

Older Aussies want to leave a legacy

Leaving a financial legacy is becoming less important to older Australians.

New minister to fix super for all

New minister says he will fix super for all retirees

New minister to fix super for all

New Assistant Treasurer Stuart Robert says he will focus on fixing super for all.

Make your garden grow money

Make your garden grow money

Make your garden grow money

Find the treasure chest bursting with riches at the bottom of your garden.

Costs delaying your retirement

Costs delaying your retirement

Costs delaying your retirement

Aussies are working more years before retirement. Here’s why.

Grandfathered commissions stopped

Grandfathered commissions stopped

Grandfathered commissions stopped

The National Australia Bank announces it will stop taking grandfathered commissions.

Richest man wants your super

super funds want to be lenders

Richest man wants your super

Super chief wants pension funds to lend to business when banks refuse.

Six effective ways to spend less

Six effective ways to spend less

Six effective ways to spend less

If sticking to a budget is a struggle for you, try these ways to curb ...

The crippling cost of divorce

The crippling cost of divorce

The crippling cost of divorce

The price you pay for dissolving a marriage begins with unavoidable court fees.

Super grows 8 per cent wealthier

Superannuation assets exceed $2.7 trillion barrier

Super grows 8 per cent wealthier

Despite the growth spurt, superannuation fund payouts slide nearly five per cent.

Reverse mortgages concern ASIC

Reverse mortgages concern ASIC

Reverse mortgages concern ASIC

Older Australians are increasingly turning to reverse mortgages to fund their retirement.

Get your funeral plans sorted

Get your funeral plans sorted

Get your funeral plans sorted

Will your loved ones be able to afford your funeral?

Govt wants to help you make money

Kelly O’Dwyer launches national money-making scheme

Govt wants to help you make money

Government launches financial literacy plan to make Australians $200 billion richer.

Finance industry watchdogs savaged

Kenneth Hayne chairs super inquiry

Finance industry watchdogs savaged

Findings of bad behaviour ranging from disappointing to downright shocking.

Massive sting targets ATMs

ATM machine

Massive sting targets ATMs

Banks are on alert for a co-ordinated cyber attack plan to target their ATMs.

Beware this realistic fake bill scam

Beware this realistic fake bill scam

Beware this realistic fake bill scam

Emails claiming to be from Optus are the latest scam threat to watch out for.

Explained: get a pension top up

Explained: get a pension top up

Explained: get a pension top up

If you receive less than a full pension, the Government may lend you some money.

Super inquiry week one wrap up

Super inquiry week one wrap up

Super inquiry week one wrap up

Bank-owned funds’ bad behaviour exposed in probe.

Seniors steadying property market

Older Australians holding the property market steady

Seniors steadying property market

Older Australians are the reason Australia’s property prices won’t dive.

Do you qualify for a PCC?

Do you qualify for a PCC?

Do you qualify for a PCC?

Bob’s wife is eligible for concessions even though she’s not an age pensioner.

When to check your pension

When to check your pension

When to check your pension

Your pension is not always static, so how often should you check for changes?

Are your super fund fees fair?

Fees strip returns

Are your super fund fees fair?

Comparing super fund fees is no easy task if you want to shop around for ...

Commbank takes hit over laundering

Commbank profit slides five per cent after company fines

Commbank takes hit over laundering

Corporate fines cost Commbank a record profit, new chief executive laments.

Top 20 funds really ripping you off

The top 20 super funds that may really be ripping you off

Top 20 funds really ripping you off

Members matter when it comes to claims of high fees charged by super funds.

Increase the value of your home

Increase the value of your home

Increase the value of your home

Choose the wrong colour and you could actually decrease the value of your home.

Govt bank response falls short

Treasurer believes “consumer power” will drive banking reform

Govt bank response falls short

Treasurer says customers “complicit in allowing the deck to be stacked against us”.

Four rules for property renovation

Four rules for property renovation

Four rules for property renovation

How do you ensure that you don’t end up over-capitalising your renovation?

A shock to the super system

A shock to the super system

A shock to the super system

Australia’s $2.6 trillion super industry may be in for a shock.

Explained: slash car repair costs

Explained: slash car repair costs

Explained: slash car repair costs

This is how to avoid becoming a victim of expensive rorting by car mechanics.

Super funds ‘exploiting’ members

Super funds are ‘exploiting’ members: ASIC chairman

Super funds ‘exploiting’ members

ASIC chairman reminds sector it is built on other people’s money.

Manage money with minimal effort

Manage money with minimal effort

Manage money with minimal effort

Who wants to spend valuable time worrying about balancing the budget?

Super fees likely to increase: APRA

Government moves could lead to super fund premium increase

Super fees likely to increase: APRA

APRA confirms that Government moves could increase super fund fees.

Aussies stung by credit card fees

Aussie travellers warned of travel credit card rip off

Aussies stung by credit card fees

Should you use a credit or debit card, or put your money in a pre-paid ...

The price of financial freedom

How much you think you’d need to be financially free in retirement?

The price of financial freedom

How much you think you’d need to be financially free in retirement?

Future is bright for Aussie super

Super fund members can expect a better second half of 2018

Future is bright for Aussie super

SuperRatings says fund members can expect a much better second half of 2018.

Retirement income plan unnerving

Government’s plan to provide retirement stability is backfiring

Retirement income plan unnerving

Government’s proposed retirement income framework is making Australians nervous.

Know your pension entitlements

Know your pension entitlements

Know your pension entitlements

Here are the latest government updates to help you stay on track.

What guarantees happy retirement?

What guarantees happy retirement?

What guarantees happy retirement?

Money doesn’t guarantee a happy retirement. Here’s what does.

Woman fails to lodge 91 tax returns

Woman fails to lodge 91 tax returns

Woman fails to lodge 91 tax returns

Court orders 12-month suspended sentence for woman who defied the ATO.

Research reveals retiree spending

Retirees spending less than the Age Pension: report

Research reveals retiree spending

Retirees spending less than the Age Pension, even though they can afford to spend more.

Pay off solar sooner than you think

Pay off solar sooner than you think

Pay off solar sooner than you think

Will you ever be able to pay off a solar installation in time to enjoy ...

AIA National Investors Conference

AIA National Investors Conference

AIA National Investors Conference

YourLifeChoices subscribers are invited to attend the AIA National Investors Conference.

The reason Aussies overspend

The reason Aussies overspend

The reason Aussies overspend

The decreasing reliance on cash is leading people to lose control of their finances.

Major banks in trouble over super

Major banks in trouble over super

Major banks in trouble over super

Customers sold super products from staff unauthorised to provide advice.

Energy prices explained

Energy prices explained

Energy prices explained

Cutting through the waffle to explain how energy pricing works.

Noel's tips for cash-strapped duo

Two homes but this couple are struggling

Noel's tips for cash-strapped duo

When is the right time for this cash-strapped couple to sell their second house?

Super fund blitzes the competition

Super fund outperforming the pack by a significant margin

Super fund blitzes the competition

One Australian super fund is outperforming the pack by a significant margin.

Clearing debt on an Age Pension

money, debt, savings, finance, age pension,

Clearing debt on an Age Pension

Getting out of debt is about recognising the problem and taking steps, says expert.

100,000 pensioners lose funding

Government winds back funding to 100,000 older Aussies

100,000 pensioners lose funding

Home-care packages promised to 100,000 eligible retirees will now be dropped.

What the ATO will target this year

Tax-time refresher before you complete your return

What the ATO will target this year

Cryptocurrency and Uber claims join the income tax return hit list.

Super funds risking your money

Super funds are gambling with members’ money on risky options

Super funds risking your money

Funds are investing in products like the ones that led to the Global Financial Crisis.

Make your council rates affordable

Make your council rates affordable

Make your council rates affordable

There are a number of ways to remove the sting of your council rates.

Smart ways to keep extra cash

Smart ways to keep extra cash

Smart ways to keep extra cash

Be in the best position you can as the new financial year begins with this ...

When death is not a tax deduction

When death is not a tax deduction

When death is not a tax deduction

How to know if an estate needs to lodge an income tax return.

Prepare for ‘Aldi on steroids’

Superstore hailed as ‘Aldi on steroids’ is coming to Australia

Prepare for ‘Aldi on steroids’

German discount superstore Kaufland is coming to Australia.

Super scammers target savings

Super scammers target savings

Super scammers target savings

Scammers encouraging people to access their retirement savings early.

Would a trust benefit your family?

Would a trust benefit your family?

Would a trust benefit your family?

Can trusts keep avoiding $3.5b in taxes and Bill Shorten’s threats to make them pay?

How tax cuts will affect you

Tax cuts: older Australians will lose out in the long run

How tax cuts will affect you

The Government’s tax package promises short-term gains but long-term pain.

Aussie super funds bounce back

Aussie super funds bounce back

Aussie super funds bounce back

Super funds bounced back in May despite global tensions shaking the market.

How to have that tricky money talk

How to have that tricky money talk

How to have that tricky money talk

Choose your words carefully when talking money with your elderly parents.

A sector you trust less than banks

A sector you trust less than banks

A sector you trust less than banks

Discounting not understood, satisfaction in freefall.

Super fund calls for tougher rules

Super fund calls for tougher rules

Super fund calls for tougher rules

Real Estate Industry Super calls for stricter controls on self-managed super funds.

Are you trapped by your spending?

Are you trapped by your spending?

Are you trapped by your spending?

By identifying your spending personality, you can turn your savings around.

The reason why you can’t save

The reason why you can’t save

The reason why you can’t save

Identify your spending profile and start saving.

Banks want to stop elder abuse

Banks want to stop elder abuse

Banks want to stop elder abuse

Banks claim they are best placed to stop growing problem of financial abuse of the ...

Simple tips for big savings

Coins in a jar money saved while renting

Simple tips for big savings

Even retirees on a budget should follow these simple savings tips.

The one credit fix you don’t need

The one credit fix you don’t need

The one credit fix you don’t need

Don’t pay to fix your bad credit rating, warns ASIC.

How responsible is your super?

How responsible is your super?

How responsible is your super?

Responsible Investment Association ranks the most ethical super funds.

What’s the value of your house?

What’s the value of your house?

What’s the value of your house?

If you are preparing to downsize, how do you calculate what your house is worth?

The rich get richer

Australia’s wealthiest should be the Government’s next tax target

The rich get richer

Australia’s richest added $49.6 billion to their collective coffers.

Lending your child a helping hand

How can I help my child get into the property market?

Lending your child a helping hand

Younger people are finding it harder to break into the property market, but you can ...

Super – who gets what?

Super – who gets what?

Super – who gets what?

How can you make sure your family receive your fortune?

CBA fee hike an out-and-out gouge

commbank customers

CBA fee hike an out-and-out gouge

CommBank tells customers they will foot the $80m bill for regulatory compliance.

Making a universal pension work

Making a universal pension work

Making a universal pension work

Australia should follow Danish approach to pensions to achieve fairer outcomes.

When should you review your will?

When should you review your Will?

When should you review your will?

The slightest error could void your will. And once you’re gone, you can’t fix it.

Planned change to pension revealed

Planned change to pension revealed

Planned change to pension revealed

Superannuation funds will be forced to offer lifetime income streams to members.

10 terrible spending habits

buying bottled water

10 terrible spending habits

Spending less than you earn sounds easy, but there are traps out there.

Super funds return to riches

Super funds return to riches

Super funds return to riches

Two months of losses reversed by superannuation funds as shares pile on the fat.

Post-Budget, this is what counts

Post-Budget, this is what counts

Post-Budget, this is what counts

Now that the Budget 2018 dust has settled, we reveal what matters most for retirees.

Budgeting for lifelong income

Budgeting for lifelong income

Budgeting for lifelong income

There is a view that forcing retirees to buy annuities will wean them off the ...

‘Budget fails 12% of pensioners’

‘Budget fails 12% of pensioners’

‘Budget fails 12% of pensioners’

Government admits 300,600 pensioners spend more than a third of income on housing.

Energy cop damning on retailers

Regulator says power companies fail vulnerable customers

Energy cop damning on retailers

Watchdog report shows power retailers need to lift their game, says Energy Minister.

Are your savings at risk?

CBA now scrambles to tell customers of huge data loss

Are your savings at risk?

CommBank admits to losing data of around 20 million customer accounts.

How deeming rates affect you

How deeming rates affect you

How deeming rates affect you

Each year, tweaks to the deeming rate formula erode some pension entitlements

Super slump continues

Australian super funds suffer second monthly decline in returns

Super slump continues

Australian super funds suffer second monthly decline in returns but there's still good news.

Recouping your lost AMP money

Recouping your lost AMP money

Recouping your lost AMP money

A Sydney law firm has begun investigating a class action against AMP.

How upsizing protects your pension

How upsizing protects your pension

How upsizing protects your pension

Retirees are buying bigger homes to protect their pensions and investments.

Get tax right and triple the pension

Economists warn against company tax cuts

Get tax right and triple the pension

The Government's defence of proposed company tax cuts is becoming untenable.

Financial literacy is a minefield

Financial literacy is a minefield – I need superannuation 101!

Financial literacy is a minefield

Lynne Dorney describes financial literacy as a minefield and has asked us for help.

Retirees’ cost of living rising

Transport and food drive household cost increases

Retirees’ cost of living rising

Household costs for age pensioners rose 0.6 per cent in the December 2017 quarter.

Which plans are most baffling?

Insurance, mobile phones, super or energy. Which is most confusing?

Which plans are most baffling?

Olga Galacho reveals the plans and products that are most confusing.

Pension changes March 2018

Government Update: Changes to pension payments and rules

Pension changes March 2018

We keep you up to date with retirement income changes and updates.

The costs that cut deepest

Matt Grudnoff: The costs that cut the deepest

The costs that cut deepest

Where does your money go? We ask economist Matt Grudnoff for some answers.

Understanding annuities

Could annuities be the solution to a reliable income stream?

Understanding annuities

Annuities are becoming a popular means of ensuring a reliable income stream.

‘Lying’ bank bosses may be jailed

‘Lying’ bank bosses may be jailed

‘Lying’ bank bosses may be jailed

Scott Morrison ‘deeply disturbed’ about banking royal commission confessions.

Could your fund perform better?

Could your fund perform better?

Could your fund perform better?

Super funds need more access to members’ financial data, says expert.

Super shocked by shaky market

Super funds shocked by shaky share market

Super shocked by shaky market

Super fund holders look for ways to subvert a shaky share market.

Fears for financial decision making

Dementia will have dire consequences for financial decisions

Fears for financial decision making

Dementia will have dire consequences for financial decision making, report says.

Next RBA rate hike will shock

RBA's 'shocking' impending rate hike may be a boon for retirees

Next RBA rate hike will shock

The next cash rate hike will come as a shock, says RBA boss.

Banks to be grilled on poor advice

Banks to be grilled on poor advice

Banks to be grilled on poor advice

Banking inquiry will probe systematic failures in financial advice divisions.

Not such a super idea

Not such a super idea

Not such a super idea

Expert analyses the pros and cons of lifting the preservation age.

Deeming rates: are they too high?

Are deeming rates too high?

Deeming rates: are they too high?

Like many retirees, Karen believes that deeming rates are simply too high.

Minister lashes out at super funds

Minister says Aussies need to save more for retirement

Minister lashes out at super funds

Minister tells retirees to save more while taking swipe at superannuation chiefs.

Government aiding failing banks

Greens calling for a people's bank and universal basic income

Government aiding failing banks

Richard Di Natale will reveal plans for a people's bank and universal basic income.

How to find your tax refund

How to find your tax refund

How to find your tax refund

You may not realise you are owed a refund from company tax paid on your ...

Bury big business tax cuts for good

Bury big business tax cuts for good

Bury big business tax cuts for good

The case for corporate tax cuts is flawed and will hurt ordinary Australians.

What to do about healthcare hike

What to do about healthcare hike

What to do about healthcare hike

Private health insurance is the biggest challenge for retirees.

Politicians’ views on Age Pension

Politicians’ views on Age Pension

Politicians’ views on Age Pension

Politicians have avoided talking about Age Pensioners, so we asked them to speak up.

Beginners’ Guide: super funds

Beginners’ Guide: super funds

Beginners’ Guide: super funds

As you near retirement, you need to think carefully about how to draw on your ...

Has retirement made you a scrooge?

Has retirement made you a scrooge?

Has retirement made you a scrooge?

Some retirees become so good at saving for retirement that they forget to enjoy it.

Experts explain franking credits

australian stock exchange screen

Experts explain franking credits

The franking credits fiasco has become more complicated than necessary.

What CBA hid from pensioners

What CBA hid from pensioners

What CBA hid from pensioners

The Commonwealth Bank failed to act in the best interests of customers.

Do you need a money coach?

Do you need a money coach?

Do you need a money coach?

Just like playing an instrument, knowing how to manage your money better is a learned ...

Retirees could escape 'tax grab'

Change to Labor 'tax grab' will benefit 350,000 older Australians

Retirees could escape 'tax grab'

Labor's election win prompts Bill Shorten to forge ahead with unpopular tax grab.

The risk in switching super funds

Super fund members warned about the dangers of switching

The risk in switching super funds

February delivers negative return but long-term performance still positive.

Cracks in 'Bank of Mum and Dad'

parents lending money

Cracks in 'Bank of Mum and Dad'

Well-meaning loans are leading to legal disputes and fractured families.

Simplifying forex trading

Compare Forex Brokers simplifies currency trading

Simplifying forex trading

Compare Forex Brokers can answer all your currency trading questions.

Renovate to maximise sale price

Renovate to maximise sale price

Renovate to maximise sale price

Renovations are about adding real value to your property when it is time to sell.

How to pass your assets on to your kids

How to pass your assets on to your kids

How to pass your assets on to your kids

The move that allows you to pass property to your kids without upsetting Centrelink.

This retail therapy will kill debt

This retail therapy will kill debt

This retail therapy will kill debt

Make this strategy a monthly habit and watch your savings grow and clutter disappear.

How to budget without the pain

How to budget without the pain

How to budget without the pain

Making and sticking to a budget isn’t easy, but there are ways to ease the ...

Get tough with your planner

Get tough with your planner

Get tough with your planner

Ask these questions before you make a decision.

Insurers asked to stop rorting

Insurers asked to stop rorting

Insurers asked to stop rorting

Call for insurance rule exemption that disadvantages policyholders to be dropped.

Corporate tax in Australia a joke

Hundreds of Australian companies avoid paying tax

Corporate tax in Australia a joke

The list of Australian companies that don’t pay any tax is simply gobsmacking.

Tax breaks could make super worse

Tax breaks could make super worse

Tax breaks could make super worse

Superannuation system still failing Australia’s poorest: Grattan.

How your money works in retirement

How your money works in retirement

How your money works in retirement

The lifestyles afforded the haves and the have-nots are poles.

The retirement income story

The retirement income story

The retirement income story

Retirees are living on the edge, what is the solution?

Save your family money and heartache

Save your family money and heartache

Save your family money and heartache

A pre-paid funeral ensures you get the funeral you want, while containing costs for you ...

Retirees share their journeys

Retirees share their journeys

Retirees share their journeys

We asked for your stories if you were finding life as a retiree challenging.

Conquer your credit card debt

Conquer your credit card debt

Conquer your credit card debt

Did your credit card run hot over the Christmas-New Year period?

How to fix the Age Pension

How to fix the Age Pension

How to fix the Age Pension

Retirees are hurting with one in four now living in poverty in Australia.

Government update 2018

Government update 2018

Government update 2018

Part of making retirement affordable requires fully understanding your entitlements.

Six tips to fix your finances

Six tips to fix your finances

Six tips to fix your finances

Smartwealth’s Justin McMillan shares six simple tips to improve your finances in 2018.

Home renovation traps

Home renovation traps

Home renovation traps

If you are thinking of renovating before downsizing, be sure to avoid these traps.

Aussies should live longer: report

Aussies should live longer: report

Aussies should live longer: report

Innovation chief calls on Government to encourage genomics study to boost longevity.

How to time your retirement

How to time your retirement

How to time your retirement

Many retire as soon as they hit retirement age, but is there a better way?

ASIC takes CommBank to court

ASIC commences legal proceedings against CommBank

ASIC takes CommBank to court

ASIC commences civil proceedings against CommBank over alleged rate manipulation.

Should you declare an inheritance?

Should you declare an inheritance?

Should you declare an inheritance?

Kate wants to know if she needs to declare an inheritance to Centrelink.

ASIC slams planners’ bias

asic chair peter kell

ASIC slams planners’ bias

ASIC finds that financial advice given by banks is purely self-serving.

Bank practice putting seniors at risk

Poor lending practice putting older Australians at risk

Bank practice putting seniors at risk

Lenders to blame for the surging rates of mortgage stress.

An ethical way to make money

An ethical way to make money

An ethical way to make money

Ethics beats traditional investments for superannuation funds.

How is your super fund stacking up?

How is your super fund stacking up?

How is your super fund stacking up?

Industry super funds continue to outperform retail funds and the gap is widening.

Is Bitcoin a good investment?

Is Bitcoin a good investment?

Is Bitcoin a good investment?

What is Bitcoin and is it a smart investment for you?

How to splash someone else’s cash

How to splash someone else’s cash

How to splash someone else’s cash

Never before has paying your way through retail therapy been as convenient as today

Financial fraud costs super $103b

Financial fraud and misconduct costing SMSF owners $103 billion

Financial fraud costs super $103b

Fraud and financial misconduct has cost Australian SMSF owners up to $103 billion.

Can I travel overseas?

Can I travel overseas?

Can I travel overseas?

James wants to know if a second overseas trip will affect his Age Pension.

Seniorpreneurs taking over

Seniorpreneurs taking over

Seniorpreneurs taking over

Australians aged 55 to 64 are the fastest growing group of entrepreneurs in Australia.

Bank cuts to hit older Australians

Banks do the dodgy on loyal customers

Bank cuts to hit older Australians

The Big Four banks are penalising loyal customers in favour of new business.

Are any cash jobs legal?

Some cash payments could land pensioners in trouble

Are any cash jobs legal?

Don’t forget to tell the taxman about your cash-in-hand bonus.

Assets test changes ruining retirement?

Are Age Pension changes ruining your retirement?

Assets test changes ruining retirement?

Changes to the Age Pension rules are having a detrimental effect on retirees.

Set your dream retirement nest egg

Set your dream retirement nest egg

Set your dream retirement nest egg

Calculate whether your super and pensions will deliver your desired lifestyle

Why Aussies raid their super early

Why Aussies raid their super early

Why Aussies raid their super early

There has been a rapid increase in the number of Australians dipping into super early.

Crackdown on credit card offers

Crackdown on credit card offers

Crackdown on credit card offers

Revamped code of conduct seeks to rebuild trust in banks.

NAB caught overcharging interest

NAB caught overcharging interest

NAB caught overcharging interest

A recent investigation reveals NAB overcharged some of its home loan customers.

Set your financial goals for 2018

Set your financial goals for 2018

Set your financial goals for 2018

ASIC is encouraging Australians to start the New Year by setting financial goals.

Immigration may save your pension

Young migrants and women easing Age Pension burden

Immigration may save your pension

Women and young migrants are easing the burden on Australia’s pension system.

Ensure your fund is fighting fit

Super funds may be returning generously, but don’t become complacent

Ensure your fund is fighting fit

Super fund returns may hit double digits, but don’t become complacent.

Paying with your face, would you?

Paying with your face, would you?

Paying with your face, would you?

Is facial recognition technology the future of secure payment?

Water bills set to double

Water bills are set to double

Water bills set to double

Infrastructure Australia report makes dire prediction about future costs.

Get money back when you shop

Get money back when you shop

Get money back when you shop

Online stores will allow you to grab a discount via cash-back websites.

Could Bitcoin save your retirement?

Could Bitcoin save your retirement?

Could Bitcoin save your retirement?

There are rumblings that we could see bitcoin used for retirement accounts.

Car insurance rip-offs

Car insurance rip-offs

Car insurance rip-offs

Don’t get taken for a ride by shonky salesmen selling junk car insurance.

How to get free shipping

How to get free shipping

How to get free shipping

New Australia Post product means you can dodge shipping fees this Christmas.

Five unexpected retirement expenses

Five unexpected retirement expenses

Five unexpected retirement expenses

No matter how good your planning is, there are always unforeseen expenses.

Turnbull pens bank probe script

Royal commission findings have already been decided by PM

Turnbull pens bank probe script

Turnbull launches ‘nothing to see here’ banking royal commission.

The political perspective

PM announcing royal commission into banking

The political perspective

Let’s consider more closely the context of the PM’s apparent 180 degree change of direction. ...

Will my PCC be reinstated?

Will my PCC be reinstated?

Will my PCC be reinstated?

Rob wants to know if he’ll have his Pensioner Concession Card reinstated.

Turnbull backflips on banks probe

prime minister malcolm turnbull

Turnbull backflips on banks probe

Government concedes speculation could not go on.

The letter that started it all

The banks called for an inquiry and got a royal commission instead

The letter that started it all

Read the letter that launched a royal commission into the banking and finance sector.

Public reaction is priceless

Australians welcome royal commission with scepticism and humour

Public reaction is priceless

Australians have long called for a royal commission and now that they have one …

Concerns about retirees’ spending

Retirees worried they’ll run out of time before money is spent

Concerns about retirees’ spending

Retirees spending big for fear they’ll run out of life before they run out of ...

Big business is after your super

Should we give Australian businesses access to our super?

Big business is after your super

Australia’s richest get together to ‘scheme’ for your super.

Millionaire factory fleeces savers

Millionaire factory fleeces savers

Millionaire factory fleeces savers

Macquarie Bank refuses to explain why it is slashing payments on savings accounts.

Beware Xmas surcharge rip-off

Beware Xmas surcharge rip-off

Beware Xmas surcharge rip-off

ACCC cracks down on excessive payment surcharging.

Origin fails those in hardship

Origin fails those in hardship

Origin fails those in hardship

Origin Energy fined for failing to provide financial hardship assistance.

Massive windfall for super funds

Massive windfall for super funds

Massive windfall for super funds

Australia’s top super funds reporting massive windfalls due to bullish market.

Justice for ripped-off retirees

Financial fraudster jailed for ripping off retirees

Justice for ripped-off retirees

Former financial planner imprisoned for stealing almost $10 million from retirees.

True cost of village life exposed

True cost of village life exposed

True cost of village life exposed

Mathematician develops tool to expose the true cost of retirement village living.

Boomers’ biggest retirement fear

Study reveals baby boomers’ biggest retirement fear

Boomers’ biggest retirement fear

Study shows that sudden financial shocks top the list of retirement fears.

Aussie’s food cravings cost millions

middle aged man eating burger

Aussie’s food cravings cost millions

Australians are spending a small fortune to satisfy their food cravings, says CommBank.

Things your banker won’t tell you

Things your banker won’t tell you

Things your banker won’t tell you

Bankers are just salespeople, and other important lessons you need to know.

Which assets should you sell first?

Which assets should you sell first?

Which assets should you sell first?

Deciding to sell assets can be very difficult. What should you sell first?

Car insurance costs don’t add up

Car insurance costs don’t add up

Car insurance costs don’t add up

Anti-poverty group urges rethink of vehicle insurance to increase fairness.

Avoid a nasty retirement shock

Avoid a nasty retirement shock

Avoid a nasty retirement shock

The latest Superannuation Funds Tribunal report reveals common super complaints.

When to let go of an investment

When to let go of an investment

When to let go of an investment

Volatility can make set-and-forget investing worse for your returns

How to pay less for the car you want

How to pay less for the car you want

How to pay less for the car you want

If you are looking to buy the car of your dreams, now could be the ...

Do you need your extras?

chiropractor

Do you need your extras?

Private health insurance is increasingly expensive; are your extras giving you value?

How your spending will change

How your spending will change

How your spending will change

Living longer than previous generations comes at a price.

Managing the costs of healthcare

Managing the costs of healthcare

Managing the costs of healthcare

Medical costs are a great worry to retirees, especially those facing failing health.

How do you manage your power?

How do you manage your power usage?

How do you manage your power?

We asked YourLifeChoices members to share their tips for managing power usage.

How to cope when rates rise

rate rise

How to cope when rates rise

Noel Whittaker has a simple tip for managing your mortgage when rates rise again.

Should Govt manage default super?

Peter Costello calls for Government control of default super

Should Govt manage default super?

Peter Costello calls on the Government to take control of default super.

CommBank slashes interest on cards

Commonwealth Bank slashes credit card interest by 25 per cent

CommBank slashes interest on cards

Commonwealth Bank slashes credit card interest by 25 per cent.

Is your fund ‘stealing’ from you?

Stockspot releases its annual Fat Cat Funds Report

Is your fund ‘stealing’ from you?

Report reveals the super funds that charge high fees and deliver low returns.

What are the chances?

four leaf clover

What are the chances?

Statistically speaking, the following six things are more likely than winning the lotto.

No faith in financial planners?

financial planner

No faith in financial planners?

Should we tar all financial planners with the same brush?

Applying for a personal loan

How to avoid making mistakes when applying for a personal loan

Applying for a personal loan

Simple loan application tips to ensure that you don’t fall into any financial traps.

Shop around for best savings rates

big interest

Shop around for best savings rates

There are some deeming accounts still paying 3.25 per cent interest on your savings.

Is it too late to start investing?

couple investing

Is it too late to start investing?

Have you left it too late to begin buying investments?

Earn up to $3250 extra Age Pension

Work Bonus workaround could earn you up to $3250 a year

Earn up to $3250 extra Age Pension

How you can work around the Work Bonus and earn up to $3250 extra Age ...

Big Four banks scrap ATM fees

Big Four banks scrap $500 million in ATM withdrawal fees

Big Four banks scrap ATM fees

Australia’s Big Four banks to scrap $500 million worth of ATM fees.

Investment scheme robbing Aussies

binary options trading graph

Investment scheme robbing Aussies

Older Australians are losing their life savings to a global investment scam.

$100 billion nixed from nest eggs

match burning hundred dollar note

$100 billion nixed from nest eggs

Individual retirees could lose as much as $270,000 as a result of super wipeout.

Govt out of step on energy prices

Govt out of step on energy prices

Govt out of step on energy prices

A new poll shows a clear majority of Australians want energy prices regulated.

Apartment downturn could impact super

Apartment downturn could impact super

Apartment downturn could impact super

How will the slowdown in the apartment market affect the economy?

Is this the fix for unpaid super?

Is this the fix for unpaid super?

Is this the fix for unpaid super?

Plan to align superannuation guarantee payments to the wage cycle.

Can you demand a refund?

health insurance form

Can you demand a refund?

If you want a refund for add-on junk insurance, here’s what you need to know.

Mum and Dad make up the ‘Big Five’

The Bank of Mum and Dad is now Australia’s fifth biggest lender

Mum and Dad make up the ‘Big Five’

In 2016, parents lent $65.3 billion to children with 67 per cent not expecting repayment.

Retirees urged to watch their wallet

The ‘bank of mum and dad’ urged to be cautious with retirement savings

Retirees urged to watch their wallet

The ‘bank of mum and dad’ is one of Australia’s most significant lenders.

CBA share slide eats into super

older couple reviewing super

CBA share slide eats into super

The CBA share price slide is eroding the life savings of millions of Australian retirees.

Is there any value in reward cards?

rewards cards

Is there any value in reward cards?

New research reveals that the average value of rewards cards has dropped.

How to deal with overwhelming debt

debt worry

How to deal with overwhelming debt

Mick Bellairs from Consumer Action Law Centre explains how to manage overwhelming debt.

Being an executor: what’s involved?

executor

Being an executor: what’s involved?

Rod Cunich discusses what’s involved in being an executor.

Are you a CBA scandal victim?

Are you a CBA scandal victim?

Are you a CBA scandal victim?

Commonwealth Bank announces refund program for customers and staff.

CBA to block executive bonuses

CBA to block executive bonuses

CBA to block executive bonuses

Commonwealth Bank board takes action over AUSTRAC scandal.

Will CBA scandal break the bank?

Will CBA scandal break the bank?

Will CBA scandal break the bank?

The CBA has allegedly enabled criminal syndicates to launder millions of dollars.

HILDA shows threat to Age Pension

young family in debt

HILDA shows threat to Age Pension

The latest HILDA survey reveals a trend that may threaten the retirement income system.

10 fees you shouldn’t be paying

Woman shows her empty wallet no money

10 fees you shouldn’t be paying

Here’s a handy list of fees that you simply should not be paying.

Labor pledges trust crackdown

Labor pledges trust crackdown

Labor pledges trust crackdown

The ALP wants to impose a 30 per cent tax rate on family trusts.

Superannuation fund law overhaul

Superannuation fund law overhaul

Superannuation fund law overhaul

The Federal Government has announced an overhaul of laws governing super funds.

Super funds deliver $140b windfall

Australian super funds enjoy the strongest returns in four years

Super funds deliver $140b windfall

Australian super funds deposit $140 billion into the retirement kitty.

5 questions to ask your planner

Five important questions retirees forget to ask their planner

5 questions to ask your planner

Here are five important questions retirees forget to ask their planner.

Australians are getting poorer

australian currency

Australians are getting poorer

Household gross disposable income has declined for the second time in three years.

Would you pay this woman’s rent?

Would you pay this woman’s rent?

Would you pay this woman’s rent?

A Bondi student has started a crowdfunding page to help pay her rent.

You’re paying for return to surplus

Coalition shifts tax burden from businesses to the individual

You’re paying for return to surplus

Parliamentary Budget Office report shows that the nation’s tax burden is now on you.

Layered approach for retirement income

middle aged couple planning retirement

Layered approach for retirement income

The need to provide for a longer retirement has become more critical than ever.

EOFY brings many changes

The new financial year brings with it many money changes

EOFY brings many changes

It’s the end of the financial year, and the beginning of a many money changes ...

Household debt at an all-time high

middle aged couple dealing with debt

Household debt at an all-time high

RBA dilemma: raising interest rates may help the economy but cripple many households.

Seven common retirement mistakes

Seven common retirement mistakes

Seven common retirement mistakes

When it comes to retirement, knowing what not to do is just as important as ...

Paying bills the easy way

Paying bills the easy way

Paying bills the easy way

Sharyn has heard of a service provide by Centrelink which can help her spread the ...

Does a single will cover all my offshore assets?

Rod Cunich explains whether a single will can cover offshore assets

Does a single will cover all my offshore assets?

Does an Australian will cover your offshore assets as well?

Rod Cunich explains trusts

Rod Cunich explains trusts and answers your questions

Rod Cunich explains trusts

Determining how to pass your inheritance on to the next generation is a difficult decision ...

How to make extra spending money

How to make extra spending money

How to make extra spending money

We’ve put together an extensive list of hobbies and skills that you can use to ...

Are you in the ATO's sights?

Are you in the ATO's sights?

Are you in the ATO's sights?

If you own a rental property, you’ll be in the ATO’s crosshairs come tax time.

ATM skimming explained

A person inserts their card into an ATM machine

ATM skimming explained

ATM skimming scammers cost Australians close to $40 million a year.

What will happen to your super?

What will happen to your super?

What will happen to your super?

The latest share market dip could mean trouble for Australians looking to retire soon.

Moves to outlaw fees for paper bills

Moves to outlaw fees for paper bills

Moves to outlaw fees for paper bills

Draft laws propose banning companies from charging for paper statements.

Savers losing interest and money

Savers losing money as tax and inflation outgrows interest rates

Savers losing interest and money

Interest earned on savings accounts too low to keep up with inflation.

Super Ombudsman funding cut

Super Ombudsman funding cut

Super Ombudsman funding cut

The Superannuation Complaints Tribunal has its funding halved.

Mum and Dad’s payback

bank mum and dad

Mum and Dad’s payback

New tool keeps track of Bank of Mum and Dad lending.

How much will the bank levy cost you?

australian money and a calculator

How much will the bank levy cost you?

The Australia Institute has calculated how much the bank levy will cost if it’s passed ...

ASIC warns of new trust fund scam

ASIC warns of new trust fund scam

ASIC warns of new trust fund scam

ASIC urges public to be wary of cold callers threatening access to their funds.

Is some of this $1.1 billion yours?

Is some of this $1.1 billion yours?

Is some of this $1.1 billion yours?

ASIC urges Australians to do a search to find if they are owed missing money.

How to save $2500 per year

How to save $2500 per year

How to save $2500 per year

Anne Rady shares several simple tips, which if followed, can help you to save up ...

Government’s $427m travel bill

Federal Government's $427 million travel bill

Government’s $427m travel bill

The government travel system bill for 2015–16 totalled $427 million.

Is one executor of a will enough?

Rod Cunich explains estate planning

Is one executor of a will enough?

Rod Cunich answers your questions and simplifies the intricacies of estate planning.

Should we keep the deficit levy?

Labor calls on the Government to keep the deficit levy

Should we keep the deficit levy?

Labor questions the PM giving millionaires a $16,400 handout at the expense of the poor.

What about Capital Gains Tax?

Rod Cunich explains the intricacies of Capital Gains Tax

What about Capital Gains Tax?

Rod Cunich answers some tricky questions, including how CGT affects an inheritance.

Difficulties paying energy bills

Woman looking at unpaid bills wondering what to do when you cant pay a bill

Difficulties paying energy bills

What can you do if you’re experiencing utility bill payment difficulties?

Retirees pessimistic about future

Survey shows that Australian retirees are the happiest people in the nation.

Retirees pessimistic about future

Survey shows that Australian retirees are the happiest people in the nation.

Avoiding debt disaster

Senior couple dealing with a debt disaster that could have been avoided

Avoiding debt disaster

Did you know that Australians owe over $50 billion on their credit cards?

You should be paying less for power

Electricity companies are enjoying high profits by rorting Australians

You should be paying less for power

Australian electricity providers are enjoying ridiculous profits at the expense of consumers.

Five tips to save on health insurance

wallet and money private health insurance

Five tips to save on health insurance

Five top savings tips for those looking review their private health insurance.

Aussies don’t trust banks with super

Australians do not trust banks to manage their super

Aussies don’t trust banks with super

Seven out of 10 Australians do not trust banks to manage their super.

Social planning for retirement

Social planning for retirement

Social planning for retirement

Most people think money is the most important part of preparing for retirement.

A way to reduce assessable assets

an older man with his grandchild on his shoulders

A way to reduce assessable assets

There is one step people can take to reduce their assets tested.

Sunday pay cuts for Aussie workers

Fair Work Commission announces Sunday pay cuts

Sunday pay cuts for Aussie workers

The cuts to Sunday penalty rates will hit retail workers hardest.

PM takes credit for interest rate cut

Malcolm Turnbull takes credit for ANZ interest rate cut

PM takes credit for interest rate cut

PM Malcolm Turnbull says no need for royal commission after ANZ rate cut.

A simple way to save $800 a year

A simple trick that could save you hundreds

A simple way to save $800 a year

A simple trick that could save you hundreds.

Money management for one

A recently separated woman manages her finances

Money management for one

Here are some simple money management tips for singles.

How to buy a used car

Miniature used cars standing in a row

How to buy a used car

What are the key things to keep in mind when buying a second-hand car?

Australia’s mortgage nightmare

Australian mortgage debt hits $1 trillion

Australia’s mortgage nightmare

Australian homeowners are among the world's most indebted with $1 trillion in borrowings.

Seniors Card 2017 discounts

Mature friends enjoying coffee with seniors discount card

Seniors Card 2017 discounts

Discover the most up-to-date Seniors Card discounts for 2017.

Is bankruptcy the only option?

Holding empty wallet as a result of bankruptancy

Is bankruptcy the only option?

Is this extreme course of action the only answer?

The big super rip off

Thousands of Australians are missing money from their super accounts

The big super rip off

Thousands of Australians’ super accounts have been short-changed by employers.

Not enough money for retirement

Lack of retirement funds forcing later retirement

Not enough money for retirement

Australians will retire later with insufficient superannuation balances.

Three new ways to shop second-hand

Vintage second hand clothes hanging on shop rack

Three new ways to shop second-hand

Discover five high-tech ways to buy second-hand and save.

Cutting bank fees in 2017

How to avoid paying any account fees in 2017

Cutting bank fees in 2017

Embrace the online banking revolution and pay no account fees in 2017.

Five steps to a better financial future

woman putting money in her back pocket

Five steps to a better financial future

Five tips to help you take control of your finances.

How to be richer this time next year

Person holding multiple 100 dollar notes

How to be richer this time next year

These seven tips should see you be richer in a year's time.

How long will your super last?

How long will your super last?

How long will your super last?

We show you how to get an idea of long your super will last.

Don’t fall for these money schemes

They say if it’s too good to be true, it probably is

Don’t fall for these money schemes

Three money-making schemes that people still fall for.

Guide to buying second hand

woman is buying second hand and asking questions

Guide to buying second hand

Just after the holiday season is a great time to buy second-hand things.

Energy bills to rise next year

Energy bills will increase $78 on average from mid next year

Energy bills to rise next year

Household power bills in eastern states will rise by an extra $78 from mid next ...

Divorce hits retirement savings

Divorce hits retirement savings

Divorce hits retirement savings

New report reveals it takes divorcees five years to regain control of finances.

Five best retirement calculators

Five best retirement calculators

Five best retirement calculators

We’ve rounded up the top five free retirement calculators on the internet.

Navigating the execution of a will

Navigating the execution of a will

Navigating the execution of a will

Rod Cunich guides you through the execution of a will.

Banking tribunal “not needed”

Review reveals Government banking tribunal isn’t needed

Banking tribunal “not needed”

'Experts' advise the Government not to go ahead with a banking tribunal.

New SACC laws oust dodgy lenders

Aussies less likely to be ripped off after response to SACC inquiry

New SACC laws oust dodgy lenders

New laws will prevent vulnerable Aussies from being ripped off by dodgy lenders.

Malcolm Turnbull’s “toothless tiger”

Banks still getting away with bad behaviour, committee a “toothless tiger”

Malcolm Turnbull’s “toothless tiger”

What would happen if the big four banks controlled your super?

Seven money secrets of the rich

Rich man wearing suit with light bulb

Seven money secrets of the rich

Seven suggestions that can teach us a thing or two about the secrets of the ...

Investing for (total) beginners

Growing trees concept financial investment

Investing for (total) beginners

Rachel investigates whether an app can really turn you into a savvy investor.

Clear credit card debt by Christmas

Clear credit card debt by Christmas

Clear credit card debt by Christmas

You can clear credit card debt by Christmas. Here’s how …

Watchdog to oversee finance sector

New standards watchdog to oversee the financial sector

Watchdog to oversee finance sector

Government to introduce new body to oversee the financial advisory sector.

Industry or retail fund?

Australian money AUD with calculator notebook selective focus toning copy space background

Industry or retail fund?

Have you ever wondered why some super funds outperform others?

Baby boomers' financial needs

baby boomers, finance, advertising

Baby boomers' financial needs

We set about discovering the hopes, fears and motivators of those in retirement.

Should I sign as a guarantor?

Female hands with small model of house as guarantor

Should I sign as a guarantor?

Going guarantor: what you need to know before signing someone else’s home loan.

Is your bank super costing you $100k?

The wrong choice of super fund may cost you $100,000

Is your bank super costing you $100k?

By choosing the wrong super fund, people in their 50s could lose $100,000.

What is the Saver Plus program?

Coins stacked by hand

What is the Saver Plus program?

The Saver Plus program will match your savings dollar for dollar up to $500.

What to do if you lose your card?

Woman walking away after losing wallet on street

What to do if you lose your card?

What should you do when you lose your card?

Do you distrust your bank?

New report reveals public distrust of banks

Do you distrust your bank?

New research shows high levels of public distrust about banks.

Preparing for the asset changes

Could a prepaid funeral help reduce your assessable assets?

Preparing for the asset changes

A prepaid funeral may help reduce your assessable assets.

AMEX’s new travel card

AMEX’s new travel card

AMEX’s new travel card

AMEX’s new travel card could challenge options from the big four banks.

Best cheap cuts of meat: lamb

Female butcher with cuts of meat

Best cheap cuts of meat: lamb

The least expensive cuts of meat can often be the tastiest.

Australia’s personal debt dilemma

Australian banks are reporting increased levels of personal debt

Australia’s personal debt dilemma

Australian banks are reporting increasing levels of personal debt and loan defaults.

Government must borrow and spend

RBA Governor urges Government to borrow and spend

Government must borrow and spend

Government must borrow and spend to dial up growth according to the RBA Governor.

Memory loss and your money

Memory loss and your money

Memory loss and your money

These five tips will help you manage your money when suffering memory loss.

PM demands banks pass on rate cut

PM Turnbull demands big banks to pass on full rate cut

PM demands banks pass on rate cut

Prime Minister Malcolm Turnbull has demanded that the banks pass on the cut.

The real cost of running a car

New app helps you work out the true cost of buying and running a car

The real cost of running a car

A new app helps you work out the true cost of buying and running a ...

Baby boomers feeling the pinch

Standard of retirement living for baby boomers on the decline

Baby boomers feeling the pinch

Baby boomers are claiming lower levels of financial comfort in retirement.

Should you trust phone pay apps?

Contactless payments: are phone pay apps safe to use?

Should you trust phone pay apps?

Smartphone payment apps are becoming more common, but how safe are they?

The best cheap cuts of meat: beef

Affordable cuts of meat on display in a butcher

The best cheap cuts of meat: beef

The least expensive cuts of meat can often be the tastiest.

How liquid should you be?

A calculator and a pen laying on top of financial information and graphs

How liquid should you be?

What is the ideal cash and assets mix? Money expert Chris Malloy has the answer.

Home ownership numbers dwindling

Housing affordability in the spotlight after HILDA report findings

Home ownership numbers dwindling

In a few years’ time, a minority of Australians will own a home.

How to lodge your tax online

How to lodge your tax return online with myTax

How to lodge your tax online

Do you pay for an accountant to do your taxes? Why not try myTax – ...

Does your retirement need a rethink?

Does your retirement need a rethink?

Does your retirement need a rethink?

Will the proposed changes to super have an impact on your retirement income?

How to spot an investment scam

Spot the signs of an investment scam

How to spot an investment scam

How to spot the signs of an investment scam.

10 tips towards financial health

10 things to do for your financial health this year

10 tips towards financial health

The start of the financial year is a great time to hit reset on your ...

Why super doesn’t work

Superannuation – where did it go wrong?

Why super doesn’t work

Five reasons why our super system is stuffed.

What will your vote cost you?

Find out how your vote will affect your hip pocket

What will your vote cost you?

RateCity has created a calculator that informs you of the personal cost of your vote.

Is your private data being sold?

Credit company under fire for allegedly selling private information

Is your private data being sold?

Credit reporting agency Veda is being criticised for allegedly selling private data.

Deeming rates in detail

Deeming rates in detail

Deeming rates in detail

Deeming rate thresholds will change from 1 July 2016

Are you in the ATO's sights at tax time?

Are you in the ATO's sights at tax time?

Are you in the ATO's sights at tax time?

The Australian Tax Office tells taxpayers what it’s targeting come tax time.

$4.3 billion wasted on interest fees

Why do Australians waste $4.3 billion each year on interest repayments?

$4.3 billion wasted on interest fees

Why do Australians waste $4.3 billion each year on interest repayments?

Best deals for new wheels

Piggy bank on a brand new set of affordable car wheels

Best deals for new wheels

June is considered one of the best times to buy a new set of wheels.

Seven smart ways to save money

Seven smart ways to save money

Seven smart ways to save money

A quick video that explains seven smart yet simple tips for saving money.

Refinance your mortgage

Refinance your mortgage

Refinance your mortgage

Interested in finding out how your current mortgage stacks up against those on the market?

Reduce your mortgage by 10 years

How to reduce your mortgage by 10 years

Reduce your mortgage by 10 years

It’s easier than you think to knock years off your home loan.

Financial assistance for grandparents

Grandparents figures on a scale with stacks of money

Financial assistance for grandparents

If you have responsibility for your grandchildren, what help is available?

Banks profit from rate cut delay

Big banks stand to pocket millions by withholding RBA rates from customers

Banks profit from rate cut delay

Banks stand to pocket around $21 million dollars by withholding rate cuts.

How the PM plans to tax super

portrait of australian prime  minister malcolm turnbull

How the PM plans to tax super

Big changes to how the Government plans to tax superannuation may be on the way.

Should you have to pay to pay?

Senior woman opens a paper bill unhappily

Should you have to pay to pay?

Is it right to charge people to receive paper copies of bills?

What older Australians want (summary)

What older Australians want (summary)

What older Australians want (summary)

What you want in Budget 2016 will change the face of retirement.

Budget 2016 – what you want

words saying budget 2016 in bright colours on a white brick wall

Budget 2016 – what you want

What you want in Budget 2016 will change the face of retirement.

Company tax cuts not the answer

newspaper advert saying no to company tax cuts

Company tax cuts not the answer

Fifty prominent Australians have called on the Government not to cut the company tax rate.

Australia’s secret spending habits

Australia’s secret spending habits

Australia’s secret spending habits

A new report from finder.com.au reveals the secret spending habits of Australians.

Your money milestones

person pushing a cart with dollar sign in

Your money milestones

Managing your money doesn’t get any easier as you get older, but there are certain ...

Your money milestones

person pushing a cart with dollar sign in

Your money milestones

Managing your money doesn’t get any easier as you get older, but there are certain ...

Retirement: the risk is all yours

Retired couple look over their retirement finances with concern for risk

Retirement: the risk is all yours

The risk of funding retirement income has well and truly shifted – and now it’s ...

The murky future of retirement

The murky future of retirement

The murky future of retirement

Three quarters of Australians aged 45 and over dream of retiring early but can’t.

The continued rise of elder abuse

young lady with inheritance impatience looks enviously at her mother

The continued rise of elder abuse

Yesterday, George Brandis addressed a national conference on elder abuse.

Hardship register to help those in debt

Hardship register to help those in debt

Hardship register to help those in debt

The new National Hardship Register has been created to help those struggling to pay off ...

Dole recipient loophole exposed

Dole recipient loophole exposed

Dole recipient loophole exposed

Newstart Allowance recipients are exploiting a loophole that allows them to refuse jobs.

Excessive transaction fees to disappear

Excessive transaction fees to disappear

Excessive transaction fees to disappear

The now has ACCC the power to fine companies charging excessive surcharges.

Generation wealth gap widens

Generation wealth gap widens

Generation wealth gap widens

A recent report shows that older Aussies are becoming increasingly financially comfortable.

Are you an emotional spender?

Woman using a calculator to track her sepnding habits

Are you an emotional spender?

Emotional spending can impact on more than just your financial health.

Are you losing money from your super?

Superannuation: fossil fuels may be hurting your financial future

Are you losing money from your super?

Renewable investments outperformed fossil-fuel investments in 2015.

Super rich own half the world’s wealth

Sixty-two people own more than half the world’s wealth

Super rich own half the world’s wealth

The richest 1 per cent, or 62 people, have more wealth than the rest of ...

Super funds set to post a loss in 2016

Superannuation: returns set to take a hit in 2016

Super funds set to post a loss in 2016

Australian superannuation funds have already posted a 2.5 per cent loss in 2016.

Comparing pet insurance

Injured dog on vet's table

Comparing pet insurance

Pet insurance is now big business, but which policy should you choose?

Steady as it goes for super

Steady as it goes for super

Steady as it goes for super

The 2015 median investment return on balanced super funds was 5.3 per cent.

What charities do with your money

What charities do with your money

What charities do with your money

Where is your charitable donation going?

Calls for fairer credit card system

Senate inquiry calls for a fairer credit card system

Calls for fairer credit card system

A Senate inquiry has called on the Government to help those struggling with debt.

Noel Whittaker’s life lessons

Noel Whittaker 25 years of whitt and wisdom

Noel Whittaker’s life lessons

Noel Whittaker has taken the time to share the three important lessons he has learned.

Enjoy a frugal Christmas…

 Enjoy a frugal Christmas…

Enjoy a frugal Christmas…

Don’t splash the cash this Christmas with our tips for frugal festivities.

GST increase good for pensioners

GST increase good for pensioners

GST increase good for pensioners

New research suggests that pensioners will be better off under proposed changes to the GST.

Discussing money matters

Discussing money matters

Discussing money matters

These tips will help you to broach the difficult topic of money.

Common credit card mistakes

Common credit card mistakes

Common credit card mistakes

Do you make any of these nine common credit card mistakes?

Surviving a divorce financially

Surviving a divorce financially

Surviving a divorce financially

Divorce can be a lengthy and expensive process.

Money habits you need to break

Money habits you need to break

Money habits you need to break

Do you need to break away from these five bad money habits?

Westpac’s rate increase “greedy”

Westpac’s rate increase “greedy”

Westpac’s rate increase “greedy”

Westpac has been accused of gouging its customers with its new mortgage rate.

Can money buy happiness?

Can money buy happiness?

Can money buy happiness?

How you spend your money can have a long-term effect on your happiness, according to ...

Aussies losing billions to ‘lazy tax’

Aussies losing billions to ‘lazy tax’

Aussies losing billions to ‘lazy tax’

Australians who are sticking with current service providers could be losing big bucks.

Energy companies gouging consumers

Energy companies gouging consumers

Energy companies gouging consumers

The electricity component of your latest bill made up just 11 per cent of what ...

Trans-Pacific Partnership reached

Trans-Pacific Partnership reached

Trans-Pacific Partnership reached

Twelve Pacific-rim nations have agreed upon the largest free-trade agreement in history.

Money habits for happy couples

Money habits for happy couples

Money habits for happy couples

Our seven habits for managing money will make for happier couples and better bottom lines.

Super tax breaks back on agenda

Super tax breaks back on agenda

Super tax breaks back on agenda

Financial Services Inquiry head, David Murray, has called for the new PM to rethink super.

Older Australians retiring in debt

Older Australians retiring in debt

Older Australians retiring in debt

Australians are carrying higher levels of debt into retirement than the previous generation.

$60 billion sharemarket crash

$60 billion sharemarket crash

$60 billion sharemarket crash

The worst day of losses for the Australian sharemarket since the global financial crisis.

Should over 65s pay income tax?

Should over 65s pay income tax?

Should over 65s pay income tax?

Major groups are calling on Canberra to stay open-minded about tax reform.

RBA call to reduce credit rates

RBA call to reduce credit rates

RBA call to reduce credit rates

The RBA has called out the big banks for not reducing rates on credit cards.

The magic of compound interest

The magic of compound interest

The magic of compound interest

Interest is calculated on the increasing balance, generating more and more interest.

Industry vs retail super funds

Industry vs retail super funds

Industry vs retail super funds

Why do industry super funds outperform retail?

Retiring at 60 a pipedream

Retiring at 60 a pipedream

Retiring at 60 a pipedream

A report released yesterday has found that the notion of retiring at 60 is becoming ...

The ages and stages of retirement

The ages and stages of retirement

The ages and stages of retirement

Our finance expert Richard Shermon explains the finer points of retirement.

50 questions to ask an adviser

finance, superannuation, insurance, investment, adviser

50 questions to ask an adviser

YourLifeChoices has 50 useful questions you may wish to ask.

Tips for choosing a credit card

Tips for choosing a credit card

Tips for choosing a credit card

To ensure you get the best card for you, you need to understand how you ...

Lump sum superannuation to end

Lump sum superannuation to end

Lump sum superannuation to end

Australians will have their superannuation made available as a self-funded pension.

Earn extra cash from home

Earn extra cash from home

Earn extra cash from home

How to have fun while earning extra money from home

Pretend you make less and save

Pretend you make less and save

Pretend you make less and save

Pretending that you earn less can save you money.

Retirement Update September 2015

Retirement Update September 2015

Retirement Update September 2015

It’s time to spring into action and take control of your own retirement.

Millionaire pension payments

Millionaire pension payments

Millionaire pension payments

Asset-rich retirees have been receiving around $500 million in benefits per year.

Big banks delay rate cuts

Big banks delay rate cuts

Big banks delay rate cuts

Australia’s biggest banks will profit $68 million by delaying for 17 days the RBA rate ...

RBA cuts interest rate to record low

RBA cuts interest rate to record low

RBA cuts interest rate to record low

The Reserve Bank of Australia has cut interest rates for the first time since August ...

CHOICE calls on banks to be fair

CHOICE calls on banks to be fair

CHOICE calls on banks to be fair

CHOICE has called on the banks to pass on the latest RBA rate cut to ...

Avoiding identity theft

Avoiding identity theft

Avoiding identity theft

It’s estimated that one in five Australians are affected by identity theft.

Common credit mistakes

Common credit mistakes

Common credit mistakes

How to protect your credit rating when living on a fixed income.

Youth can’t replace experience

Youth can’t replace experience

Youth can’t replace experience

Australia may be ‘dumbed down’ as baby boomers move towards retirement.

Quick guide to life insurance

life insurance, advice, finance

Quick guide to life insurance

Follow our easy to read guide on life insurance.

Ignorance is never bliss

Ignorance is never bliss

Ignorance is never bliss

According to nearly 4500 respondents, the outlook is bleak.

DIY will kits

DIY will kits

DIY will kits

How to activate probate when in possession of a DIY will, and are such kits ...

Trusted financial advice needed

Trusted financial advice needed

Trusted financial advice needed

Financial industry experts still have doubts over the integrity of many financial advisors.

Equity release – is it for you?

Reverse Mortgages, pirfalls, rich, poor, cash, money, finance, Equity release – is it for you?

Equity release – is it for you?

A Reverse Mortgage may be a good way to access money for those who are ...

No escaping Capital Gains Tax

No escaping Capital Gains Tax

No escaping Capital Gains Tax

Claiming a Capital Gains Tax exemption for a property takes more than just living in ...

Top 10 money-managing websites 

Top 10 money-managing websites 

Top 10 money-managing websites 

Starting the year with a clean(er) slate will make you feel much better.

Breaking bad money habits

Break bad money habits, money, finance, budget

Breaking bad money habits

Understanding your bad money habits and how to fix them will help get your finances ...

Five ways to be money smart

money smart, 2012, finance,

Five ways to be money smart

In today’s world of easy credit and growing debt, how can you get your finances ...

Ten penny-pinching tips

Ten penny-pinching tips, money, save, finance, frugal

Ten penny-pinching tips

Everyone has a favourite tip for saving money or reusing household goods.

Off-setting rental income

age pension, rent, rental income, finance, centrelink

Off-setting rental income

What are the implications on the Age Pension of any rental income received?

Retirement time bomb

Retirement time bomb

Retirement time bomb

What’s wrong with retirement planning in Australia? Everything!

Don’t believe what the banks tell you

Don’t believe what the banks tell you

Don’t believe what the banks tell you

The big four banks have failed to keep pace with the RBA's lowered cash rate

The ten worst retirement planning mistakes

The ten worst retirement planning mistakes, resources, finance, Paul Clitheroe, ipac, financial planning, living, homes

The ten worst retirement planning mistakes

Paul Clitheroe reviews the ten biggest retirement planning mistakes.

Financial health checklist

financial health checklist, financial planning, finance

Financial health checklist

It is important to know if your finances are heading in the right direction. ...

Grandparents' support

Grandparents' support

Grandparents' support

Caring for a child will mean many changes to your life, socially and financially.

Can I use super to pay my mortgage?

Can I use super to pay my mortgage?

Can I use super to pay my mortgage?

YOURLifeChoices member Tony is trying to reduce his debt by paying off some of his ...

Retirement calculators

retirement, superannuation, calculators, finance, superannuation calculators

Retirement calculators

A useful calculator is one which helps you determine 'how much will I need?'

Assistance for impending retirees

Assistance for impending retirees

Assistance for impending retirees

Taking the first steps towards retirement can be daunting, and most retirees feel they need ...

Will I get his mother’s money?

Will I get his mother’s money?

Will I get his mother’s money?

YOURLifeChoices member Mary has recently separated from her husband. As she only received a small ...

$2 million Centrelink fraud

$2 million Centrelink fraud

$2 million Centrelink fraud

A Queensland woman went on a spending spree with $2 million of Centrelink’s money

Rejected Age Pension claim

Rejected Age Pension claim

Rejected Age Pension claim

Centrelink asked Bill to put in a claim for the Age Pension, only for it ...

Will I get any carbon tax compensation?

Will I get any carbon tax compensation?

Will I get any carbon tax compensation?

Are you a self-funded retiree who has yet to receive compensation under the Household Assistance ...

How to achieve investment independence

How to achieve investment independence

How to achieve investment independence

Basil La Brooy highlights some of the ways NICRI can help you on your way ...

Check your credit rating

Check your credit rating

Check your credit rating

Do you know how good (or bad) your credit rating is?

The A-Z of superannuation

Superannuation, finance, martin murden, retirement, self managed super funds

The A-Z of superannuation

Sometimes it seems that financial advisers speak a different language.

Leaving it all behind

estate planning, probate, assets, will, finance, costs, money

Leaving it all behind

We don't often read about what happens after someone dies – from a legal aspect, ...

Children’s savings and grandparents’ gifting

saving, money, finance, grandparents, gifting

Children’s savings and grandparents’ gifting

Many grandparents across Australia are keen to contribute in some way to the bringing ...

What happened to our Telephone Allowance?

telephone allowance, Centrelink, finance

What happened to our Telephone Allowance?

YOURLifeChoices subscriber Casper hasn’t noticed the Telephone Allowance being paid.

When a reverse mortgage is the right choice

reverse mortgage, finance, property, mortgage

When a reverse mortgage is the right choice

The National Information Centre on Retirement Investments Inc (NICRI) receives many requests for ...

Bring forward rules for your non-concessional contributions

Bring forward rules for your non-concessional contributions

Bring forward rules for your non-concessional contributions

An effective way of reaching your retirement goal

Giving back to the community

community, finance, will, charity, legacy

Giving back to the community

When it comes to making a will, many people are now opting to take ...

Preparing for the first day of the rest of your life

retirement, financial strategy, finance, money, superannuation

Preparing for the first day of the rest of your life

Retirement is a big step which requires careful planning and a considered approach to ...

Superannuation shortfall solutions

Superannuation, Finance, Money, Westpac, Bank, Australian, Age, Fund, Downsizing, Segue Financial Services

Superannuation shortfall solutions

The earlier you can start planning, the better your chances of meeting your retirement targets.

Age limit abolished

superannuation, super, superannuation guarantee, age limit, finance, money

Age limit abolished

The Federal Government has announced that it will be abolishing the age limit for superannuation ...

Tips for purchasing life insurance

life insurance, choosi.com, choosi, tips for purchasing, today, shop around, ask, money, finance

Tips for purchasing life insurance

According to a new study 85 per cent of Australians don’t feel that they ...

Feeling the mortgage pinch?

finance, mortgages, saving, repayments

Feeling the mortgage pinch?

Steady interest rates may be helping those paying a mortgage but the increase in ...

Good housekeeping for SMSFs

SMSF, Self Managed Super Funds, Superannuation, Australia, Seniors, ATO, Pension Payments, Rules, Finance, Money

Good housekeeping for SMSFs

Australia currently boasts around 435,000 Self Managed Super Funds. Martin Murden provides ...

How to make the most of your salary

How to make the most of your salary, retirement, saving, nest egg, finance, money

How to make the most of your salary

Whether retirement is a long way off or just around the corner, it’s ...

Where there’s a will…

Wills, prepare, early, lawyer, beneficiaries, executor, draft, consider, will kit, money, legal, finance

Where there’s a will…

Whether you’re leaving your fortune to your grandchildren or the local cat shelter, making ...

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