money

The following articles have the tag money

Retirement outlook positive, trends show

Couple at the beach

Retirement outlook positive, trends show

Older Australians can take a bow for the way they have weathered the pandemic storm. ...

'Rip-off' discount service targets seniors

An image from the Senior Advantage website

'Rip-off' discount service targets seniors

CHOICE warns Australians against using ‘Senior Advantage’ service.

Aussies hardest hit by COVID fallout

Stock exchange sinks and the global economy crash caused by the Coronavirus in 2020

Aussies hardest hit by COVID fallout

Australians may have dodged the health impacts, but COVID hit investments hard.

Way forward in a low interest rate world

Low interest rate with economic recession

Way forward in a low interest rate world

Noel Whittaker says switching banks regularly for an extra 0.5 per cent is a mug’s ...

Why your bill isn’t getting smaller

Why your bill isn’t getting smaller

Why your bill isn’t getting smaller

Energy rates are finally on the way down. Is your energy provider passing on the ...

Is the bank of mum and dad in trouble?

Family time dad and son talking

Is the bank of mum and dad in trouble?

Australians are in ‘survival mode’ due to the coronavirus recession, Canstar finds.

ETFs for total beginners

Explainer: ETFs for total beginners

ETFs for total beginners

With almost zero interest on bank deposits and fewer dividends, time to consider ETFs.

Calls to change carer laws

woman helping older adult with paperwork

Calls to change carer laws

Queensland has introduced new laws to protect the elderly from financial abuse.

Is upsizing an option?

Centrelink Q&A: Can I upsize so I can claim the Age Pension?

Is upsizing an option?

Judy wants to sell her home and investment property to become eligible for the pension.

Which solar panels are best?

What are the different types of solar panels? Which is best for you?

Which solar panels are best?

Everything that you need to consider before committing to solar panels.

Advice could solve pension problems

Mature couple talking to financial planner at home

Advice could solve pension problems

Proper professional advice for all Australians could reduce Age Pension spending.

How to get the pension you’re entitled to

couple receiving advice

How to get the pension you’re entitled to

Recent changes to means testing could put more money in your pocket.

Major financial overhaul slammed

banker chases person over a debt cliff

Major financial overhaul slammed

More than 100 groups have attacked the government’s plan to axe safe lending laws.

Aussies supporting small business

Aussies plan to proactively support these businesses on Black Friday

Aussies supporting small business

New research reveals nearly four in five shoppers will proactively support small businesses.

Offsetting rental losses

Can you use losses on rental properties to offset other income?

Offsetting rental losses

Mike has two investment properties and wants to know what happens when they make a ...

Government considers super increase pause

Treasurer Josh Frydenberg

Government considers super increase pause

The government has released the findings from the Retirement Income Review at long last.

Who has the highest life satisfaction?

people walking through Melbourne wearing masks

Who has the highest life satisfaction?

Measuring the material factors of our lives can tell us a lot about the state ...

Granny flat interest explained

What is a granny flat interest and how can it help you?

Granny flat interest explained

A granny flat interest is an agreement for accommodation for life.

Your retirement planning starts here

Your retirement planning must start here

Your retirement planning starts here

No plan is a good plan if you don’t know how much your need, writes ...

How does income protection protect you?

older female worker injured sitting on her couch

How does income protection protect you?

How much do you really know about income protection insurance?

Save money at the servo

Are these things costing you money at the service station?

Save money at the servo

From the latest apps to skipping snacks.

COVID puts retirement on hold

pandemic impact on global economic recession

COVID puts retirement on hold

Experts preach patience, frugality to older workers hit hard by the pandemic recession.

Class action against big four bank

Class Action Law Concept

Class action against big four bank

Federal Court to notify those eligible to join consumer credit class action.

Australia embraces online shopping

A hand in a sterile medical glove holds a shopping cart with a credit card for online purchases

Australia embraces online shopping

Even reluctant web browsers say they won’t be rushing back to stores – or credit ...

How money woes affect ageing

How money woes affect ageing

How money woes affect ageing

Adults who spend four years in economic hardship are at risk of accelerated ageing.

Super funds clawing back $213.7b deficit

economic recovery vector graph

Super funds clawing back $213.7b deficit

Funds are on the road back and may fuel a faster economic recovery.

Silver lining to low interest rates

savings interest rates

Silver lining to low interest rates

Analyst tells how homeowners can save more than $20,000 in five years.

Beware the promises of debt vultures

Beware the promises of debt vultures

Beware the promises of debt vultures

Consumer advocates, the government and a bank call out predatory debt management firms.

Are older Aussies better prepared?

Piggy bank Christmas

Are older Aussies better prepared?

Research predicts Christmas spending will change this year, but not among older Australians.

Australia’s houses the world’s biggest

A modern Australian house

Australia’s houses the world’s biggest

A report into home sizes reveals Australians are again building big houses and apartments.

Plea for action to halt stroke threat

Human brain damage and treatment concept

Plea for action to halt stroke threat

Younger people increasingly falling victim, Stroke Foundation studies find.

Budget bathroom cleaning tips

Brilliant budget bathroom cleaning tips

Budget bathroom cleaning tips

Keep your bathroom sparkling with these brilliant budget cleaning tips.

Why the same product has multiple prices

same product different pricing concept

Why the same product has multiple prices

Sneaky system means a product can have different prices for different customers.

Super changes explained

What the latest super changes mean for you

Super changes explained

The government said there would be few super changes in the Budget, but there were ...

Products and services best avoided

Marg Rafferty and Alan Kirkland

Products and services best avoided

Harvey Norman is among those in CHOICE’s crosshairs for its credit card policies.

Calls to keep responsible lending laws

Treasurer Josh Frydenberg

Calls to keep responsible lending laws

Federal treasurer wants watered down laws to help lift the country out of recession.

Consider these before renovating

planning a renovation

Consider these before renovating

Home renovation is a key term in 2020.

Aussies urged to check their super

Money bag with the word Fees and up arrow

Aussies urged to check their super

Have you checked your super balance lately?

How COVID is changing property

Narrabeen to Longreef

How COVID is changing property

CUA’s home sentiment survey reveals a drastic shift in what is important in property.

Calls for deeming rate cuts

men standing on calculator

Calls for deeming rate cuts

Association of Independent Retirees calls rate cut ‘a kick in the guts’ for retirees.

Less money back on your savings

wounded piggy bank

Less money back on your savings

It might not be the worst problem to have during a recession, but for Australians ...

The problem with honeymoon rates

The problem with honeymoon rates – and beware this new scam

The problem with honeymoon rates

Noel Whittaker tells whether Joan should continue to hunt better bank interest rates.

Look who’s raking in the money

using smartphone against gambling app screen

Look who’s raking in the money

Bank Australia joins roll call of financial institutions blocking gambling on credit.

The 2020 Melbourne Cup

horses racing at flemington

The 2020 Melbourne Cup

Drew looks into the history of the Melbourne Cup and explains how to choose your ...

Home care packages explained

Understanding home care packages so you can access them when needed

Home care packages explained

New research reveals older Aussies lack confidence when accessing home care packages.

Why do bankers behave so badly?

signs reading good bank and bad bank

Why do bankers behave so badly?

They make too much money to ask questions, says Associate Professor Mark Crosby.

Key to keeping retirement plans ‘real’

How to estimate longevity to keep your retirement plans ‘real’

Key to keeping retirement plans ‘real’

How far your retirement funds need to stretch depends on how long you are likely ...

Time to rediscover past passions

older people rediscovering past passions

Time to rediscover past passions

Wanted to paint or learn another language, but never found the time? Now you have ...

Holding bank to account

How to close an account and stop fees mounting up

Holding bank to account

Can a bank insist that you visit a branch in order to close an account? ...

Defaulting on a mortgage

What happens when you default on a mortgage?

Defaulting on a mortgage

Like any big commitment, breaking a mortgage can have serious consequences.

Affordable gadgets that make life easier

Affordable gadgets that make life easier

Affordable gadgets that make life easier

It can be difficult to keep up with new technology, but it doesn’t have to ...

Electricity prices falling

falling costs concept with colorful piggy bank

Electricity prices falling

The Australian Competition and Consumer Commission finds electricity reforms working.

Introductory rate merry-go-round

boosting income

Introductory rate merry-go-round

The big tip for Melbourne Cup day is a big fat RBA rate cut, say ...

Thousands struggling to pay power bills

Debt letters that are collected on past overdue bills

Thousands struggling to pay power bills

Money is always tight for Hobart grandmother Kathy Flynn, but never before has a bill ...

COVID tax deductions explained

COVID-related tax deductions explained

COVID tax deductions explained

As with everything in 2020, your tax return may look very different this year.

Tree change vs sea change

An aerial view of the south end of Newcastle Beach and King Edward Park

Tree change vs sea change

Pandemic increases buying in remote areas and research reveals the best value locations.

Call to boost retirement savings

mature woman holding a wad of cash

Call to boost retirement savings

Industry Super Australia says tax cuts need to be matched by a change to tax ...

The key to your post-COVID recovery?

The key to your post-COVID recovery?

The key to your post-COVID recovery?

Financial advice hard to access and expensive, says Financial Planning Association chair.

Supermarkets no longer accepting cash

The terminal for cashless payment

Supermarkets no longer accepting cash

Stores are seeing fewer cash transactions and want to see even less.

No more digging into super

shovel digging up a buried piggy bank

No more digging into super

Senator discusses likelihood of a third tranche of the early access to super scheme.

Wills made simple

Podcast: Wills made simple with Aaron Zelman

Wills made simple

All you need to know about creating a will.

Labor promises a more secure future

Anthony Albanese

Labor promises a more secure future

Anthony Albanese wants Australian manufacturing to grow and details his plan.

Bank of mum and dad under siege

Mature Parents Frustrated With Adult Son Living At Home

Bank of mum and dad under siege

Kids returning to the family home are straining their parents’ finances.

Carry-forward super contributions

How you can increase your super with carry-forward contributions

Carry-forward super contributions

Make larger concessional contributions if you have unused concessional cap space.

Pay your GP what you want

woman waiting to pay her GP

Pay your GP what you want

Provocative plan shows people would pay more for shorter waiting times, longer consults.

Best long-term investment

hand plots investment returns on a graph

Best long-term investment

A significant proportion of older Aussies would invest in property with their super.

Noel Whittaker’s take on the Budget

Noel Whittaker

Noel Whittaker’s take on the Budget

The Budget initiatives that will assist older Australians.

House brand vs big brands

10 products you should always buy house brand

House brand vs big brands

Loyalty is a great quality, but it can be costly when you shop.

Granny flat tax cut

Architectural photography of a grey coastal style home facade with a granny flat bungalow off to the side

Granny flat tax cut

Government announces capital gains tax incentives in a bid to prevent elder abuse.

Cut the cost of your mobile phone bill

woman using her smartphone

Cut the cost of your mobile phone bill

A guide to make sure you don't pay for what you don't need.

How Australia has changed

Perth in the 1980s

How Australia has changed

YLC member Frank reflects on the positives and negatives of 40 years in Australia.

How to pass your assets on to your kids

How to pass your assets on to your kids

How to pass your assets on to your kids

The move that allows you to pass property to your kids without upsetting Centrelink.

‘Help poorest pensioners first’

Help poorest pensioners first, not all pensioners, says advocacy group

‘Help poorest pensioners first’

Pensioners group seeks a permanent pension hardship supplement.

Postcodes with the most finance issues

New Australian money over blurred map background

Postcodes with the most finance issues

The Australian Financial Complaints Authority releases latest complaint statistics.

Save on your energy bill

Six ways to save on your electricity bill

Save on your energy bill

Energy strategies that will make a big difference to your upcoming bills.

Is a GST increase on the cards?

Victorian Premier Dan Andrews

Is a GST increase on the cards?

A question at Daniel Andrews’ press conference points to a possible GST increase.

Government removing consumer protections

financial support concept

Government removing consumer protections

The Morrison government plans to remove lending legislation introduced after the GFC.

Sombre outlook for post-COVID Australia

Two elderly women are walking together

Sombre outlook for post-COVID Australia

Josh Frydenberg has painted a sombre picture of the outlook for the Australian economy.

Allowing industries to disappear

Vintage Australian Holden EK special series car produced in Australia in the early 1960's

Allowing industries to disappear

Theo R. reflects on why Australia was a much better country in 1966.

Does your home contain asbestos?

What to do if you suspect your house contains asbestos

Does your home contain asbestos?

One-third of Australian homes contain asbestos, so it’s important to know what to look for.

How much more will you pay?

health fund increase letter

How much more will you pay?

Depending on your fund, the October rate rise could be higher or lower than 2.92 ...

Trend towards unretirement

Why you should plan for ‘unretirement’ as you prepare for retirement

Trend towards unretirement

The number of people returning to the workforce after retiring is growing.

Where to invest for the grandkids

Dos and don’ts when investing for the grandkids

Where to invest for the grandkids

What Noel Whittaker says about putting money aside for the grandchildren.

Poorest performing super funds

man shocked at poor super performance

Poorest performing super funds

‘When retirement arrives, it won’t be a good feeling’.

Challenging times and financial advice

Why every retiree needs a financial planner

Challenging times and financial advice

The need for a financial planner and why this is important for all retirees

Tax cuts good news for rich men

silhouette of a man smoking a cigar

Tax cuts good news for rich men

Expert modelling shows for every dollar women get, men would get $2.19.

Four simple things to do right now

storm hitting nest eggs

Four simple things to do right now

How to protect your nest egg as COVID-19 challenges keep coming.

Bank offers no-interest credit card

no interest credit card

Bank offers no-interest credit card

Simplicity and transparency promised as analysts say ‘do the maths’.

Some super fees dropping

cut fees concept

Some super fees dropping

Superannuation mergers have led to a considerable reduction in fees.

Why growth is vital – even at 64

Why Jean must focus on growth – even at 64

Why growth is vital – even at 64

Noel Whittaker answers your questions about super – and offers a money-saving tip.

Cheapest supermarket for big brands

woman scanning barcode through digital tablet at supermarket

Cheapest supermarket for big brands

Consumer group CHOICE compares prices on 150 products at Aldi, Woolworths and Coles.

If you’re over 50 and risk averse …

If you’re over 50 and risk averse, is it still worth investing?

If you’re over 50 and risk averse …

COVID and low interest rates are forcing a rethink on how to manage the nest ...

Retirees miss out on billions

reflective man sitting on sofa

Retirees miss out on billions

Thank the banks for missing out on a collective $1.6 billion in the past six ...

Sweet Potato and Poppy Seed Cake

Sweet Potato and Poppy Seed Cake

Sweet Potato and Poppy Seed Cake

This twist on a classic Czech pastry is perfect with a mug of strong black ...

Were things better in the old days?

Bob Hawke and Paul Keating

Were things better in the old days?

Important economic reform in Australia peaked in the 1980s and 1990s.

Where there’s money, there are scammers

investment information

Where there’s money, there are scammers

Trying your hand at the stock market? Be careful where your information is coming from.

Centrelink delays millions in payments

centrelink sign

Centrelink delays millions in payments

The Australian Lawyers Alliance says millions in compensation payments are being delayed.

Former PM slams COVID strategy

Former Prime Minister Tony Abbott

Former PM slams COVID strategy

Former prime minister Tony Abbott calls for COVID rules to be relaxed in Australia.

Vic crisis causing financial stress

Worried woman with mask groceries shopping in supermarket looking at empty wallet

Vic crisis causing financial stress

The number of households expecting to be able to pay bills decreased in August.

COVID to delay retirement

Countdown to retirement, note on cork board

COVID to delay retirement

An Australian Stock Exchange study suggests many Australians will delay retirement.

What is a government bond?

What is a government bond? How do they work?

What is a government bond?

Even bond traders find it hard to get a handle on what bonds are.

Lessons from parents that never get old

Financial advice from seniors that never went out of fashion

Lessons from parents that never get old

When it comes to money, maybe our parents and grandparents did know best.

Pension rule hurts retirees

woman sitting on sofa feels desperate crying covered face

Pension rule hurts retirees

SMSF expert concerned about the way tax office will treat excess pension payments.

Ways you’re wasting money on food

Man with trolley holding grocery receipt at supermarket

Ways you’re wasting money on food

Here are five ways you may be wasting money on food.

Where stimulus money is spent

Australia dollar money bill with face mask on money notes over Australia flag

Where stimulus money is spent

The financial impact of COVID-19 is starting to hit more people, according to ABS figures.

Retiree incomes to be slashed

dollar slashed

Retiree incomes to be slashed

Westpac’s scrapping of dividend payments will slash one million retirement incomes.

Older Aussies face savings crisis

Portrait of stressful sad senior

Older Aussies face savings crisis

Research finds nearly three in four over-60s were struggling to save before pandemic.

Increasing the value of your home

Surprising ways to add value to your home

Increasing the value of your home

It’s easier to increase the value of your property than you think.

The curious case of the missing billions

stack of hundred dollar notes

The curious case of the missing billions

Are Australians saving for a rainy day, or just being super cautious?

Which generation has it worse?

mature woman looking through photo album with her daughter

Which generation has it worse?

So who – or what – is to blame for this inequality?

Pension Loans Scheme explained

How the Pension Loans Scheme works

Pension Loans Scheme explained

Some pensioners can borrow instalments from the government.

COVID making us financially smarter?

COVID helping us to be financially smarter, index finds

COVID making us financially smarter?

There’s a rare silver lining to the pandemic, survey finds.

Super starts the year strongly

graph showing signs of a recovery

Super starts the year strongly

July super figures still down on last year, but there are signs of growth.

Retirement income system fails this group

Portrait of a group of senior men and senior women

Retirement income system fails this group

A key area the government’s Retirement Income Review must tackle.

Spike in demand for help with pensions

Big spike in demand for professional help with Age Pension applications

Spike in demand for help with pensions

But Services Australia says processing goals are met 80 per cent of the time.

Leave these items on the shelf

Leave these items on the shelf

Leave these items on the shelf

Items you should definitely leave out of your trolley at the supermarket.

Will your savings go the distance?

man with briefcase at the starting line

Will your savings go the distance?

Do you fully understand how long your retirement savings need to last?

Worried about financial infidelity?

Do you need to worry about financial infidelity?

Worried about financial infidelity?

How to avoid money issues in a relationship.

Calls for public bank grow

Sydney Post Office in Bondi suburb

Calls for public bank grow

Allowing Australia Post to take deposits could secure essential banking services.

Long-term outlook for super earnings

Long-term outlook for super earnings

Long-term outlook for super earnings

Should Australians in retirement, or nearing retirement, be reappraising their income?

ASIC fears for mum and dad investors

hand playing a poker machine

ASIC fears for mum and dad investors

New and returned stock market ‘players’ buying up big as super funds were selling hard.

Noel explains index funds

Could an index fund grow your nest egg?

Noel explains index funds

Noel Whittaker explains how index funds work.

Commonwealth Seniors Health Card eligibility

Commonwealth Seniors Health Card eligibility

Commonwealth Seniors Health Card eligibility

The Commonwealth Seniors Health Card is a massive money saver. So who can receive one, ...

Budget numbers will get worse

paper showing lots of numbers

Budget numbers will get worse

The $300 billion hit to government finances is as good as it is going to ...

‘Hidden epidemic’ of abuse

woman feeling stressed and overwhelmed suffering anxiety crisis and depression

‘Hidden epidemic’ of abuse

Survey shows more than one in four adults experienced some form of financial abuse.

Energy poverty hits housebound Aussies

A man checks the temperature of an electric oil heater with his hand

Energy poverty hits housebound Aussies

Australians forced home by COVID-19 are struggling to pay energy bills.

Senior drivers buy cars

Finally, somebody acknowledges senior drivers buy cars

Senior drivers buy cars

For far too long, senior drivers have been ignored or, even worse, vilified.

Call to include house in means test

Rear view at middle aged loving couple preparing breakfast together in the kitchen standing at big window

Call to include house in means test

ANU report calls for a major tax overhaul to address intergenerational inequality.

Busting reverse mortgage myths

money bags and a house on a set of scales

Busting reverse mortgage myths

Josh Funder sets the record straight on reverse mortgages.

Affluents cruise, Cash-Strapped lose

Affluents cruise, Cash-Strapped bear brunt of increases

Affluents cruise, Cash-Strapped lose

Fires and drought have biggest impact on March quarter costs.

Which super funds outperformed?

3d rendering of a piggy bank front view with strong arms drawn on both sides on a blue background

Which super funds outperformed?

As funds finalise their reporting for June 2020, the fallout from the COVID-19 crisis is ...

Government lockdown costs exaggerated?

 La Trobe street Melbourne Central

Government lockdown costs exaggerated?

Confusion abounds over economic cost of the virus compared to cost of lockdowns.

Explaining the Pension Supplement

Pension Supplement: What is it for and how much should you get?

Explaining the Pension Supplement

The Pension Supplement has been paid to those on certain pensions since September 2009.

Expert calls for super funds purge

Jack Gray

Expert calls for super funds purge

Mega-mergers are coming and there will soon be far fewer superannuation funds: expert.

She’ll be right, mate

Senior man with laptop at home

She’ll be right, mate

I’ll be okay, but the economy will struggle: surveys find.

Deadly tax sins the ATO won’t tolerate

Seven deadly tax sins that could sink your hopes of a return

Deadly tax sins the ATO won’t tolerate

Tax time can be painful or highly anticipated. Dr Adrian Raftery outlines the traps and ...

How to search for lost money

How to search for lost money – that you didn’t know was lost

How to search for lost money

Are you sure you’ve kept track of all your finances? Should you check?

Plan to boost retirement income by 30%

man adding up pile of coins on a calculator

Plan to boost retirement income by 30%

Should compulsory longevity risk management be added to all super products?

Exchange-traded funds explained

Exchange-traded funds explained

Exchange-traded funds explained

Ben explains exchange traded funds and how they could work for you.

Trends redefining retirement

The trends that are redefining retirement in Australia

Trends redefining retirement

Retirement planning is complex, but these trends are set to make things even harder.

Banks offer further assistance

Anna Bligh

Banks offer further assistance

As the first phase of COVID-19 assistance from the banks ends, new plans are announced.

Are you being cut out of a will?

How can you tell if you are being left out of a will?

Are you being cut out of a will?

Candice is worried her mother is trying to cut her out of her will.

GST holiday to ease recession

chadstone shopping centre

GST holiday to ease recession

Why this recession will be different, and what can be done to help.

How will land tax affect retirees?

Land taxes may be coming, what will it mean for retirees?

How will land tax affect retirees?

Victoria and NSW are considering scrapping stamp duty in favour of land taxes.

Super changes for older Aussies

senator jane hume

Super changes for older Aussies

More older Australians can now make voluntary contributions to their super.

Test your retirement income knowledge

Test your retirement income knowledge

Test your retirement income knowledge

Quiz will quickly show whether you’re on the right path – or not.

Noel Whittaker on riding out the storm

Noel Whittaker on riding out the storm

Noel Whittaker on riding out the storm

Personal finance expert answers key financial questions from panicked Australians.

Rate of housing stress doubles

Concerned Senior Man Standing And Looking Out Of Kitchen Door

Rate of housing stress doubles

The number of Aussies who couldn't pay rent or mortgage on time has more than ...

Millennials ‘stuffing’ the stock market?

stock trader broker stretching hands at workplace

Millennials ‘stuffing’ the stock market?

‘Everybody is having a punt,’ says investment expert.

Mistakes you must avoid this tax time

woman's hand holding a pen while filling in a tax return

Mistakes you must avoid this tax time

Beware these capital gains tax risks when claiming deductions for working from home.

Pandemic a perfect storm for elder abuse

millennial child withdrawing money from a bank teller

Pandemic a perfect storm for elder abuse

Financial elder abuse on the rise as children demand bailouts from retired parents.

Are you in aged care denial?

Are you in aged care denial?

Are you in aged care denial?

Challenger shares five facts that might surprise you when it comes to aged care planning. ...

ATO crackdown on COVID payments

Businessman study report using a magnifying glass

ATO crackdown on COVID payments

The tax office is zeroing in on fraud schemes taking advantage of stimulus packages.

How to ensure you won’t get a pension

How homeowners can ensure they won’t get an Age Pension

How to ensure you won’t get a pension

Retired actuary John De Ravin crunches the numbers on owning a home and the Age ...

Explained: E10 fuel

Everything you need to know about E10 fuel

Explained: E10 fuel

Why do we need E10? Is it safe for your car? Paul Murrell explains.

Banks reveal scams targeting Aussies

wife's fingers holding plastic credit card in background a computer sits on husband's lap

Banks reveal scams targeting Aussies

Australians lost more than $634 million to scams in 2019, ACCC finds.

The retirement income squeeze

mature man looking at his computer

The retirement income squeeze

For most of us, 2020 has not been what we expected.

Pension payments could be slashed

australian dollar with graph, home budget laptop and calculator

Pension payments could be slashed

Changes to superannuation pension are set to start from 1 July.

Money 101: risk and return

noel whittaker

Money 101: risk and return

Understanding this concept is a fundamental plank in being money smart.

Does this fuel tactic save you money?

Does this tactic at the browser save you money?

Does this fuel tactic save you money?

With fuel prices at historic lows, could you be reaping rewards at the servo?

Super down but not out

Super down but not out

Super down but not out

Super funds have proven resilient to the turmoil that hit markets in the wake of ...

How retirees can maximise their tax return

How retirees can maximise their tax return

How retirees can maximise their tax return

Dr Adrian Raftery shares updates on ways retirees can maximise their tax returns.

Financial elder abuse on the rise

Financial elder abuse on the rise

Financial elder abuse on the rise

Increased reliance on family in time of COVID putting more older people at risk.

Your spending not our business: senator

liberal senator jane hume talking in parliament

Your spending not our business: senator

Not in the business of telling you how to spend your own money: senator.

COVID-19 recovery could take years

COVID-19 recovery could take years

COVID-19 recovery could take years

Throwing Australian retirees a lifeline could save more than retirement dreams.

AFCA explained

What to do if you have a financial services complaint

AFCA explained

How AFCA can help you resolve issues with financial services providers.

Super funds set to decline

Analysts predict 60 per cent decline in super funds

Super funds set to decline

The pace of super fund mergers will continue to rise over the next two years.

What is open banking?

man using laptop and smartphone

What is open banking?

What is open banking? Can it save you money? Should you trust it?

How much to update a will?

black and white portrait of an older woman looking rather sad

How much to update a will?

Marcia wants to know how much it will cost to update her will.

‘Stunning’ results for super

‘Stunning’ results for super

‘Stunning’ results for super

Superannuation fund results defy coronavirus crisis, APRA stats show.

Expert strategies to keep your tax down

Don’t hand more of your hard-earned money to the taxman than needed

Expert strategies to keep your tax down

Mr Taxman’s tips to ensure you make the most of end-of-financial year strategies.

Super fees ‘high’ and set to get higher

Super fees ‘high’ and set to get higher

Super fees ‘high’ and set to get higher

Blame COVID-19 and a royal commission, but your super looks set to cost your more. ...

Calls for post-pandemic super boost

savings boost

Calls for post-pandemic super boost

Peak financial body suggests super could play a big part in pandemic recovery.

HomeBuilder ‘fails’ those doing it tough

HomeBuilder ‘fails’ those doing it tough, say agencies

HomeBuilder ‘fails’ those doing it tough

New scheme ‘lining the kitchens and bathrooms of people who can already afford it’.

How to keep your retirement on track

How to keep your retirement on track

How to keep your retirement on track

Humans have a natural preference for things to stay as they are. But in a ...

Age-friendly ACT plan

Age-friendly ACT plan

Age-friendly ACT plan

Canberra announces a plan aimed at keeping older Australians employed.

Easing tax load on beneficiaries

Easing tax load on beneficiaries

Easing tax load on beneficiaries

Noel Whittaker tells Jane how to organise her assets to minimise taxes on her death.

ASIC attacks term deposit scams

ASIC attacks term deposit scams

ASIC attacks term deposit scams

Australia’s corporate watchdog warns consumers about fake term deposit scams.

The best NBN plans

What are the best NBN plans?

The best NBN plans

Are the top NBN plans as fast as they claim?

CBA offers digital receipts

An easier way to manage returns, warranties and your budget

CBA offers digital receipts

The Commonwealth Bank will provide itemised digital receipts through its app.

Women’s financial health at greater risk

Women’s financial health at greater risk

Women’s financial health at greater risk

Some women are having to withdraw entire super balances to survive the pandemic.

Rent Assistance explained

Centrelink Rent Assistance explained

Rent Assistance explained

There are strict rules and limits relating to how much Rent Assistance you can receive.

Most Aussies have no idea super works

Could you have stopped COVID-19 smashing your retirement savings?

Most Aussies have no idea super works

Most Aussies wrongly believed their funds would de-risk pre-COVID-19.

Tax raid in store on super earnings?

Tax raid in store on super earnings?

Tax raid in store on super earnings?

Experts tell how government may seek to ease the financial burden of COVID-19.

How to bequeath life insurance

How to bequeath life insurance

How to bequeath life insurance

Patrick asks Rod Cunich for help on how to bequeath insurance on his wife’s life. ...

Save money and free up cash flow

Practical ways to save money and free up cash flow

Save money and free up cash flow

It’s never too late, says financial adviser Helen Baker. Here’s how.

Can I challenge my speeding fine?

Can I challenge my speeding fine?

Can I challenge my speeding fine?

Can you blame your cruise control for your speeding fine?

Interest rate rip-off

 Interest rate rip-off

Interest rate rip-off

CHOICE consumer finance expert Patrick Veyret joins host John Deeks to explain the credit card ...

Shopping for animal welfare

man buying eggs

Shopping for animal welfare

Many of us intend to make ethical purchase decisions, but the goal often falls short. ...

Should new property be jointly owned?

Should new property be in both or one of our names?

Should new property be jointly owned?

Bryan wonders whether a new property should be jointly owned or in his wife’s name ...

Super fund of the year

super fund of the year

Super fund of the year

‘Payouts consistent with Treasury estimate and not presenting liquidity issues’.

Eight money-saving tips

Eight money-saving tips minimalists swear by

Eight money-saving tips

Cutting back on stuff could save you quite a lot.

How can I use a household loan?

How can I use a household loan?

How can I use a household loan?

If your retirement income has taken a hit, a household loan might be the right ...

How to calculate travel costs

Travel Gadget: A travel tool to help you calculate costs and time

How to calculate travel costs

Travelmath can help you calculate your travel costs, time and distance.

Will stepfather have final say?

Will stepfather have the final say with his new will?

Will stepfather have final say?

Can siblings contest new will drawn up by stepfather after the death of their mother? ...

Super hit milder than GFC

Super hit milder than GFC

Super hit milder than GFC

Research house SuperRatings predicts a negative result for super this financial year.

Assistance may be cut short

Assistance may be cut short

Assistance may be cut short

Prime Minister Scott Morrison plans to review COVID-19 assistance payments.

COVID-19 to hit retirees hardest

older woman stressed about her future

COVID-19 to hit retirees hardest

Life will never be the same, but decisions retirees make now can still help.

Life in a post-pandemic world

Life in a post-pandemic world

Life in a post-pandemic world

Tell us about what you want from life in a post-pandemic world – and win!

PM outlines plan for easing restrictions

PM outlines plan for easing restrictions

PM outlines plan for easing restrictions

National cabinet announces three-step plan for safe economy by July.

Time to reduce dependence on China

boxes made in china on a conveyor belt

Time to reduce dependence on China

Beyond travel, a trans-Tasman bubble is an opportunity for Australia and NZ to reduce dependence ...

Bank ‘support’ you should avoid

Credit card rate rip-off

Bank ‘support’ you should avoid

Banks have been quick to introduce hardship measures, but be wary of this move.

How share market affects your nest egg

How share market affects your nest egg

How share market affects your nest egg

For many, understanding investment risk has been a painful lesson of COVID-19.

How much should Peg keep in cash?

How much should Peg keep in cash?

How much should Peg keep in cash?

What’s the ‘rule’ about keeping some funds readily accessible for emergencies?

Aussies seek digital welfare support

Aussies seek out digital welfare support during crisis

Aussies seek digital welfare support

The number of Australians seeking access to welfare support and unclaimed cash doubled.

COVID-19 a cash killer?

COVID-19 a cash killer?

COVID-19 a cash killer?

The uptake of contactless payments could lead to the death of cash.

Super death benefits explained

Tax implications if super benefit is left to non-dependant

Super death benefits explained

When a person dies, in most cases their super provider pays their remaining super to ...

How to deal with Centrelink

How to deal with Centrelink

How to deal with Centrelink

John talks to money man Noel Whittaker about when to tell Centrelink about your reduced ...

Does property sale attract CGT?

How does property sale affect winding up of father’s estate?

Does property sale attract CGT?

Hilda* is the executor of her late father’s will and has a question regarding property ...

Is premium fuel worth it?

Is it worthwhile spending the extra money on premium fuel?

Is premium fuel worth it?

Premium fuel costs considerably more than non-premium fuel. Motoring writer Paul Murrell tells whether spending ...

Are we being ripped off at the petrol bowser?

Are we being ripped off at the bowser?

Are we being ripped off at the petrol bowser?

The wholesale price of fuel in Australia is about 82 cents per litre, so why ...

How the PBS works

What is the PBS? And how does it work?

How the PBS works

The PBS began in 1948 providing free medicines for specific conditions.

Noel tells when you can retire

Noel tells when you can retire

Noel tells when you can retire

Words from the wise: Noel Whittaker answers your questions and shares his 20 commandments of ...

A million Aussies set for super shock

A million Aussies set for super shock

A million Aussies set for super shock

The government’s early access to super scheme could be weighed down by ineligible claims.

Pay less for expensive essentials

Pay less for medicine, wine clubs, sportswear, glasses, and mattresses

Pay less for expensive essentials

How to avoid paying too much for five essential products.

Access super early at your peril

mouse trap shut on an australian fifty dollar note

Access super early at your peril

You can access super within five days, but at what cost to your future income?

Ignore this advice at your peril

The costly pitfalls in failing to consider financial advice

Ignore this advice at your peril

SuperRatings’ Camille Schmitt explains the dangers in turning your back on financial advice.

Do you qualify for a household loan?

Do you qualify for a household loan?

Do you qualify for a household loan?

If you’re worried about making ends meet and want to look forward with confidence, a ...

Government aid that could help you

Government assistance that could help you

Government aid that could help you

YourLifeChoices keeps you up to date with government changes that could affect your retirement.

Who’ll be hit hardest, who’ll pay?

woman wearing a surgical mask stares out of her window

Who’ll be hit hardest, who’ll pay?

Spare a thought for those who’ll be hit hardest and those who’ll pay the bill, ...

Scrap dividends, say experts

aerial view of a city

Scrap dividends, say experts

The pandemic has exposed flaws in how companies operated pre-COVID-19.

Five best ways to cut power costs

Five best ways to cut power costs

Five best ways to cut power costs

Five best ways to reduce the ‘idle load’ cost of your power bill.

Can I share legacy with siblings?

Can I share legacy with siblings?

Can I share legacy with siblings?

Lawyer Rod Cunich explains the ramifications of Jeff’s planned generosity.

Super members need long-term view

Super members need long-term view

Super members need long-term view

Super members are scrambling to check their account balances.

Eight travel budget blunders

Eight travel budget blunders

Eight travel budget blunders

Ignorance is bliss – right up until you’re in your overdraft.

Health funds must return what they save

health insurance concept image

Health funds must return what they save

Funds must level with their members and return what they save on the shutdown of ...

Credit ratings safe from COVID-19

older man relieved

Credit ratings safe from COVID-19

Banks will not report failed payments; creditors under pressure to freeze interest.

Which credit card is best for travel?

Which credit card is best for travel?

Which credit card is best for travel?

Edith is planning an overseas trip next year and is wondering about the best way ...

Charities and your donations

Explained: Charities and your donations

Charities and your donations

Australians are among the most generous when it comes to donations to worthy causes.

Over 60s living hand to mouth

Over 60s living hand to mouth

Over 60s living hand to mouth

Research reveals 4.2 million working Aussies were living hand to mouth well before the coronavirus ...

Accessing the equity in your home

Accessing the equity in your home

Accessing the equity in your home

Should accessing super early be a last resort? What are your options?

The price of advice

How to ensure your financial adviser is right for you

The price of advice

Personal finance expert Noel Whittaker tells how to choose a financial adviser and what you ...

How long will the rate stay low?

How long will the rate stay low?

How long will the rate stay low?

RBA Shadow Board says the cash rate should stay at historic low.

COVID-19 scammers target super

COVID-19 scammers target super

COVID-19 scammers target super

Scammers trying to exploit Australians hit financially by the COVID-19 crisis.

How can we help business now?

How can we help business now?

How can we help business now?

What are the most equitable ways to handle this major short-term trauma?

Retirees to help fund stimulus?

australian ten dollar note surgical mask

Retirees to help fund stimulus?

The PM says ‘no’, but could franking credits and dividends still be seen as options?

Supermarket shortages looming

Supermarket shortages looming

Supermarket shortages looming

Supermarkets struggling to keep up with demand caused by the coronavirus outbreak.

How does Centrelink assess bitcoin?

Can you use cryptocurrency to hide money from Centrelink?

How does Centrelink assess bitcoin?

Lynda wants to know what the rules are regarding owning cryptocurrency and the Age Pension.

Could COVID-19 spell the end of cash?

Could COVID-19 spell the end of cash?

Could COVID-19 spell the end of cash?

With so many vendors refusing cash payments, we could see a cashless society soon.

Desperately seeking lost estate

Desperately seeking help to track down lost estate

Desperately seeking lost estate

When matters of wills and legacies cross state lines and relate to years gone by, ...

How to earn an income in retirement

Transition your super to keep earning an income in retirement

How to earn an income in retirement

A superannuation expert discusses how to earn an income after you retire.

Time for universal basic income

woman wearing coronavirus mask on the train

Time for universal basic income

World leaders saying they will do whatever it takes to minimise the impact of COVID-19 ...

Short-term gain, long-term pain

five dollar note showing the queen wearing a surgical mask

Short-term gain, long-term pain

Exhaust every other stimulus measure before accessing your super, say super experts.

Alternatives to drawing on super

Alternatives to drawing on super

Alternatives to drawing on super

If you’re worried about your super in these turbulent times, it might be time to ...

Can you still sell your house?

Can you still sell your house?

Can you still sell your house?

It is still possible to buy and sell property, but the rules have changed.

What can a FISO do for you?

Explained: What can a Centrelink FISO do for you?

What can a FISO do for you?

Who better to inform you about your Age Pension and entitlements than Centrelink?

Things for investors to keep in mind

australian ten dollar note with a coronavirus mask

Things for investors to keep in mind

AMP’s chief economist provides some tips for thinking about your money and what to do ...

Why review your health cover?

Why you should review your health cover every year

Why review your health cover?

With health funds set to lift the price of cover within days, we asked an ...

Small funds deny liquidity crisis

super funds

Small funds deny liquidity crisis

Small funds deny they have a problem as the regulator prepares to issue fresh guidance ...

The three biggest investment mistakes

The three biggest investment mistakes

The three biggest investment mistakes

Graham Hand managing editor at First Links newsletter tells YourLifeChoices members about the three biggest ...

What the latest rate cut means to you

What the latest rate cut means to you

What the latest rate cut means to you

Noel Whittaker, Kirby Rappell and Russell Markham share their thoughts.

Government’s next stimulus package

australian flag with medical equipment in the background

Government’s next stimulus package

When will the government present the next coronavirus stimulus package?

Super’s first victims of volatility

wilted seedling

Super’s first victims of volatility

Australia’s largest super funds not immune to effects of global pandemic.

How to ensure you get a refund

How to ensure you get a refund

How to ensure you get a refund

The ACCC has issued advice for consumers when events, flights or travel services are cancelled.

Help from unlikely sources

coronavirus 3d concept overlaid on australian hundred dollar notes

Help from unlikely sources

Banks offering relief on repayments, low-interest loans and ATO easing up on tax requirements.

Is it too late to save your super?

concept image of rescuing money from downturn

Is it too late to save your super?

Is it too late to save your super?

Will a big win make you happier?

Will a big lottery win make you happier?

Will a big win make you happier?

What if you didn’t just dream you’d won Tattslotto? Are you sure you’d be happier? ...

Who will the stimulus package help?

Who will the stimulus package help?

Who will the stimulus package help?

One in four Australians will get a $750 coronavirus cash handout. Will you qualify?

Special hours for older shoppers

older man shopping at a supermarket with empty shelves

Special hours for older shoppers

Woolworths leads the way, offering dedicated shopping times for the elderly and disabled.

Cash splash for pensioners

stimulus package

Cash splash for pensioners

Pensioners receive a one-off cash payment in the government’s stimulus package.

Why do you have health insurance?

Why do you have health insurance?

Why do you have health insurance?

What you want – and need – from a health insurer.

Scheme to increase retirement savings

Scheme to increase retirement savings

Scheme to increase retirement savings

Scheme could enable greater wealth for all, with big benefits flowing to low-income earners.

How do I retire at 76?

How do I retire at 76?

How do I retire at 76?

Noel Whittaker tells how best to use the money Ron has saved.

When granny flat deals go bad

When granny flat deals go bad

When granny flat deals go bad

An ageing population and aged care concerns may lead to more family care arrangements.

How COVID-19 may affect super

coronavirus render on stock market board

How COVID-19 may affect super

‘Barefoot Investor’ Scott Pape says there’s no need to panic about your retirement savings.

What happens online when you die?

What happens to you online when you die?

What happens online when you die?

Knowing how to deactivate online accounts when loved ones die can save you a lot ...

Boomers sacrificing for their kids

Boomers sacrificing for their kids

Boomers sacrificing for their kids

Have you helped your child get on the ladder? How much did you sacrifice?

Bills could be reduced by 40 per cent

bill shock

Bills could be reduced by 40 per cent

Industry cash cow outlawed in favour of fairer deals for all.

Could your nest egg be wiped out?

retiree panic

Could your nest egg be wiped out?

What fund experts say about the impact of the coronavirus on your retirement plans.

Do I help my mum rewrite her will?

Do I help my mum rewrite her will?

Do I help my mum rewrite her will?

Residency issues complicate inheritance wishes.

How to build retirement wealth

Do you have the income to make your retirement dreams come true?

How to build retirement wealth

There is a way to ensure a reliable income stream without the volatility of the ...

A recipe for successful retirement

How investing in P2P helped this teacher prepare for retirement

A recipe for successful retirement

Elaine reveals how using RateSetter helped her prepare for a relaxing retirement.

Earn more in a low-rate environment

How to earn more in the low-rate environment

Earn more in a low-rate environment

Create a steady income stream and stay ahead of the curve during low-rate environment.

How impact investing works

Using your retirement savings for financial gain and positive social change

How impact investing works

Impact investing aims to balance the twin objectives of acceptable financial returns and positive social ...

Risking it all on RBA decisions

man looking at his watch

Risking it all on RBA decisions

Research shows that Australians are prepared to borrow big regardless of risks.

Alarm over health fund exclusions

Alarm over health fund exclusions

Alarm over health fund exclusions

The majority of hospital treatment policies held by Australians now contain exclusions.

Until debt do you part

Should you check your partner’s credit rating?

Until debt do you part

Why you need to put finance before romance and do a credit check on your ...

Apps to help track your spending

Apps to help you track your spending

Apps to help track your spending

Get to know your spending habits with one of these free budgeting apps.

Income for life by longevity pooling

retired couple walking along a beach

Income for life by longevity pooling

Worried about running out of money? This concept could ensure income for life.

Costs that are crippling Aussies

poor retiree

Costs that are crippling Aussies

Medical and hospital costs almost treble over 20 years.

Where did your tax money go?

Report reveals how you spent your tax refund this year

Where did your tax money go?

‘Tax refunds are simply helping us to get by now,’ says Money.com.au spokesperson.

Why your credit rating changed

Why you need to check your credit rating immediately

Why your credit rating changed

Thousands of credit scores changed last week. We explain why.

Health premiums should decline

Health premiums should decline

Health premiums should decline

Health insurers are paying considerably less for medical equipment, so why are prices rising?

Noel helps ‘constrained' retirees

older couple shopping at a market

Noel helps ‘constrained' retirees

Could these constrained retirees be better placed? Personal finance expert Noel Whittaker assesses their financial ...

Secret to investment success

investors at work

Secret to investment success

If there was ever such a thing as the key to investment success, this may ...

The makings of a successful life

Living a successful life is not always about career or money

The makings of a successful life

Hint: it’s got nothing to do with money, your career, a fancy car or a ...

Calls to scrap pension means test

means test

Calls to scrap pension means test

‘With a universal age pension, Australians will have an incentive to save for retirement,’ says ...

Noel helps ‘affluent' retirees

Noel Whittaker helps ‘typical retirees’ organise their finances

Noel helps ‘affluent' retirees

Could these 'affluent' retirees be better organised financially? Personal finance expert Noel Whittaker assesses their ...

Will the coronavirus hit your super?

Will the coronavirus hit your super?

Will the coronavirus hit your super?

Markets are starting to feel the pinch as they react to the outbreak of the ...

How to make the most of a windfall

Simple tips to help you make the most of your inheritance

How to make the most of a windfall

What should you do with an inheritance? Should you spend it on your mortgage? A ...

Are banks doing enough for retirees?

Are banks doing enough for retirees?

Are banks doing enough for retirees?

Do you believe the banks have abandoned Aussie retirees?

Radical Age Pension proposal

hundred dollar bills in black and white

Radical Age Pension proposal

Squeals would be heard, but there would be relatively few squealers and they might be ...

Noel helps ‘typical retirees’

retired couple walking up stairs

Noel helps ‘typical retirees’

Could these retirees be better placed? Personal finance expert Noel Whittaker assesses their financial health ...

Seven rules for lending money

Seven simple rules for lending money to family

Seven rules for lending money

Read this before you even consider lending your children money.

Take guesswork out of retirement

Rule of thumb takes the guesswork out of retirement

Take guesswork out of retirement

Retired actuary and ‘rule of thumb’ co-creator John De Ravin explains how you can spend ...

Super switch cap will hurt us all

Super switch cap will hurt us all

Super switch cap will hurt us all

Comment: Government changes introduced in 2017 will eventually mean all of us will be taxed ...

Super an ‘inefficient monster’

Super an ‘inefficient monster’

Super an ‘inefficient monster’

As funds defend fee rises, senior economist and government minister go on the attack.

Simple home repairs to save money

Simple home repairs that will save you money

Simple home repairs to save money

Here’s how to cut household costs and maintain your property’s value.

Aussies embarrassed by debt

Aussies embarrassed by debt

Aussies embarrassed by debt

Research reveals stigma and anxiety is stopping Aussies talking about their finances.

What if one executor dies?

Your queries about executors answered

What if one executor dies?

We all need to ensure our end-of-life plans are in place in a timely fashion. ...

Would Centrelink changes affect you?

welfare reporting

Would Centrelink changes affect you?

As government funds for bushfire relief put the budget surplus in doubt, changes to the ...

Was/now pricing in the gun

Was/now pricing in the gun

Was/now pricing in the gun

The ACCC slams retailers for misleading consumers with false savings claims.

When cash transfer misses target

What to do if you transfer money to the wrong account

When cash transfer misses target

You meant to pay your car insurance bill, but got the account details wrong and ...

Do you need financial advice?

Do you need financial advice?

Do you need financial advice?

Financial advice is a term with a multitude of meanings.

How you can save big in 2020

How you can take charge of your finances in 2020

How you can save big in 2020

CHOICE experts share the top five things you can do to start the year right.

NAB sued over super ‘rip-off’

NAB sued over super ‘rip-off’

NAB sued over super ‘rip-off’

Law firm Maurice Blackburn has launched a class action against the National Australia Bank.

Neobanks challenge Big Four’s ‘sneaky sh*t’

interest rates

Neobanks challenge Big Four’s ‘sneaky sh*t’

Australia’s digital banks are shouting from the rooftops about their interest rates and taking a ...

Avoid credit card fraud

Common credit card fraud and how to avoid it

Avoid credit card fraud

In the eyes of scammers and thieves, credit cards are the holy grail. Here’s what ...

Super fund of the decade

piggy banks on a podium

Super fund of the decade

While 2019 was a good year, fund members are reminded that super is a long ...

Drought causes jump in food costs

Drought causes jump in food costs

Drought causes jump in food costs

Price rises in the September quarter were smaller than in the June quarter with all ...

When retirement spending peaks

Knowledge is power in juggling your spending in retirement

When retirement spending peaks

Will you spend more in retirement than during your working life? Will your spending change ...

Boosting confidence in retirement

Boosting confidence in retirement

Boosting confidence in retirement

Do you know how much you can ‘safely’ spend in retirement? Accurium (part of the ...

Millennials making mistakes

Millennials making mistakes

Millennials making mistakes

If you had financial forewarning, would it have made any difference to your retirement status?

Savings tips to boost your retirement

Savings tips to boost your retirement

Savings tips to boost your retirement

Make some super simple changes that could make a lifetime of difference in retirement.

Don’t expect big things this year

kirby rappell from superratings

Don’t expect big things this year

2020 could be the ‘year of the merger’ – meaning lower fees for members.

Time to end super ‘scandal’

super theft

Time to end super ‘scandal’

About one-third of all workers are missing out on legally entitled superannuation payments, according to ...

The case for dividends

The case for dividends if interest rates remain low

The case for dividends

While retirees tend to prefer ‘safe options’ for their nest eggs, higher yields through dividends ...

How to cut health premiums

How to cut health premiums

How to cut health premiums

Private hospitals believe curbing claims on private health insurance for treatment in public hospitals is ...

How will inheritance affect pension?

How will an inheritance affect pension?

How will inheritance affect pension?

Andrée is expecting a big inheritance and wants to know what happens if she pays ...

Government’s proposed cash ban

man getting money out of an atm

Government’s proposed cash ban

Many are concerned this will give the banks and authorities too much control over how ...

How to easily access airport lounges

Does your credit card have airport lounge access?

How to easily access airport lounges

Some premium credit cards have complimentary airport lounge entry as an added feature.

Banks’ ‘dirty little secret’

credit card rates

Banks’ ‘dirty little secret’

As official cash rates plummet, hurting older Australians with cash in the bank, credit card ...

Costs that could hurt your retirement

The living costs that could hurt your retirement

Costs that could hurt your retirement

Australia Institute senior economist Matt Grudnoff dusts off the crystal ball to help you budget ...

What we wish we knew about retirement

What we wish we knew about retirement

What we wish we knew about retirement

There seem to be many questions without answers for retirees and pre-retirees, writes Janelle Ward. ...

Super used to help fire victims?

Piggy bank on fire

Super used to help fire victims?

‘This is their money they have worked hard to accumulate, and in some cases – ...

Hidden cost of natural disasters

underinsurance

Hidden cost of natural disasters

A national crisis of underinsurance could cripple communities permanently, according to new research.

What chance a recession in 2020?

How will retirees deal with a recession in 2020?

What chance a recession in 2020?

What is the likelihood of a downturn in 2020? And how might it affect retirees?

The top 10 retirement suburbs

The top 10 suburbs to retire in and build equity in your home

The top 10 retirement suburbs

When it comes to their golden years, there are three essential factors retirees should take ...

What you’ll pay more for in 2020

shopping basket

What you’ll pay more for in 2020

What you can expect to pay more for this year based on 2019 trends.

The big four retirement questions

The four questions you need to ask about retirement

The big four retirement questions

What do you want from retirement? Are you even ready to retire?

Are you too lazy to save money?

One quarter of Aussies too lazy to chase better deals

Are you too lazy to save money?

The easy way to mitigate the cost of rising insurance premiums.

Money matters for 2020

New year is the time to get your affairs in order

Money matters for 2020

Get your financial affairs in order and start the year on the right foot.

Are adjoining blocks exempt?

couple looking at their property

Are adjoining blocks exempt?

Bianca is about to apply for the Age Pension and has some questions about the ...

Water better than cleaning fluids

Water outperforms many cleaning fluids in CHOICE tests

Water better than cleaning fluids

‘No cleaner justifies the cost and effort you'd need to expend on buying these products,’ ...

Kanmantoo and the economic boom

Kanmantoo and the economic boom

Kanmantoo and the economic boom

In a small country town, money can do the rounds very quickly.

Noel to the rescue

Noel Whittaker to the rescue

Noel to the rescue

Personal income specialist Noel Whittaker assists YourLifeChoices members with queries about retirement plans, the Age ...

The mistake costing you $498

The common mistake costing boomers nearly $500 a year

The mistake costing you $498

Baby boomers remain the least wasteful of all Australians, throwing out only $498 of their ...

Best (last minute) gift cards

Best (last minute) gift cards

Best (last minute) gift cards

Avoid the gift card you give becoming one of the tens of thousands never redeemed.

Will joint tenancy status be costly?

David fears home ownership status may be costly

Will joint tenancy status be costly?

David and his wife own their home as ‘joint tenants’. They ask estate planning lawyer ...

Is your fund ending 2019 on a high?

Puzzled retiree

Is your fund ending 2019 on a high?

Have you received the perfect early Christmas present? Chant West reveals how funds are shaping ...

Centrelink holiday reporting dates

Centrelink holiday reporting dates

Centrelink holiday reporting dates

Centrelink reporting and payment dates for the Christmas and New Year period.

Don’t fall for these restaurant tricks

How restaurants fool you into spending more than you should

Don’t fall for these restaurant tricks

Becoming a savvy diner may help you eat out more often.

Government focus is all wrong

kaye fallick

Government focus is all wrong

Government needs to look to older Australians and the unemployed to stimulate the economy, writes ...

Cheques to be phased out soon: RBA

older man using a calculator and paying by cheque

Cheques to be phased out soon: RBA

An entire generation has probably never even seen a cheque, says finance analyst.

Tradies caught price fixing

tradie scandal

Tradies caught price fixing

Sydney hailstorms were the “perfect opportunity” to set minimum prices for damage repairs: tradies

ATO warning over illegal scheme

ATO warning over illegal scheme

ATO warning over illegal scheme

Beware of offers to withdraw your superannuation early, and illegally.

Why we must plan for death

Why we must plan for death

Why we must plan for death

Financial planner Helen Baker guides us through the really important conversation that many of us ...

Costly Christmas ahead

supermarket aisle of festive chocolates

Costly Christmas ahead

‘Christmas is set to be more expensive this year,’ says CHOICE consumer advocate.

Are SMSFs right for you?

ASIC issues warnings for those considering SMSFs

Are SMSFs right for you?

ASIC has warned Australians considering self-managed superannuation funds to be wary.

Promise of lower power bills

power bills

Promise of lower power bills

However, before pleasure there will be more pain …

Pension cuts on the way

migrant pensioner

Pension cuts on the way

‘More cuts to income support payments is also the last thing the country needs,’ says ...

How far can you drive on empty?

How far can you drive on empty?

How far can you drive on empty?

How many extra kms can you squeeze out of your car when its gauge reads ...

New super rules ‘confusing’

people with confused looks on their faces

New super rules ‘confusing’

‘While ASIC is trying to get this right, this is a missed opportunity for consumers,’ ...

Why challenge to will is inevitable

Why daughter’s challenge to will is inevitable

Why challenge to will is inevitable

Jacob* wants to block an estranged daughter from his will while providing for a disabled ...

Get gifts under the tree on time

How to ensure your Christmas gifts arrive on time

Get gifts under the tree on time

Gift senders can expect at least an extra day delay on all parcel deliveries.

Possible pension tweaks: report

letters on blocks spelling out pension

Possible pension tweaks: report

Would a pension rate linked to an individual’s working life salary be better than total ...

Money's best financial products

multiple denominations of australian currency

Money's best financial products

Australians could save more than $180,000 by switching financial product providers, says Money Magazine

Paying too much for meds?

Paying too much for meds?

Paying too much for meds?

Australian prices were 25 per cent below the median global cost.

Rethink dual Age Pension tests

Rethink dual Age Pension tests

Rethink dual Age Pension tests

Economist Sean Corbett tells how the Age Pension system must change.

What you need to know about shares

Noel Whittaker tells what you need to know before choosing shares

What you need to know about shares

Personal finance guru Noel Whittaker has updated his book, Making Money Made Simple. He shares ...

Good news for older drivers

Good news for older drivers

Good news for older drivers

Average retail petrol prices fell slightly in the quarter ending September 2019.

Cheapest cars to own

What it costs to run your car

Cheapest cars to own

Motoring writer Paul Murrell reveals what you really should be assessing when buying a car.

Super fund of the year announced

the crowd at the australian selectingsuper awards

Super fund of the year announced

It’s not because of their size, but because of what they do with it.

Robo-debt gets urgent makeover

robo-debt

Robo-debt gets urgent makeover

Government orders an immediate stop to a key part of Centrelink’s robo-debt scheme less than ...

Report reveals retirees most at risk

Report reveals retirees most at risk

Report reveals retirees most at risk

Excessive or indefinite deferral of home purchase can have consequences.

Can Linda amend her will this way?

‘Can I make voice-recorded amendments to my will?’

Can Linda amend her will this way?

Linda made her will 40-plus years ago and wishes to make some amendments. She asks ...

Retirees ‘flying solo’ with finances

Retirees ‘flying solo’ with finances

Retirees ‘flying solo’ with finances

A large number of retired Australians are independently navigating their way through their retirement finances.

Government’s ‘super tax grab’

shop assistant

Government’s ‘super tax grab’

Government idea called “nothing less than a tax grab” by one industry expert and “farcical” ...

Putting your money to work

Getting your money working when you’re not

Putting your money to work

Financial adviser and author Helen Baker tells what you should be doing to ensure your ...

Basic flaw in new super tool?

traffic lights

Basic flaw in new super tool?

APRA’s new super tool is leaving some people scratching their heads.

ATO publishes lost super hotspots

digital map of australia with location markers

ATO publishes lost super hotspots

Australians can, for the first time, be reunited with lost money without having to take ...

Super funds build momentum

Super returns

Super funds build momentum

Funds are off to a positive start in the December quarter.

How to maximise Age Pension

How to maximise Age Pension payment

How to maximise Age Pension

Carley seeks help from Noel Whittaker to structure her finances and receive maximum pension benefits.

The perfect Christmas pudding

christmas pudding

The perfect Christmas pudding

Aldi or Coles: which has the perfect pudding?

The sale that stops a nation

online shopping boxes bags and a smartphone

The sale that stops a nation

Score a bargain of a lifetime at Australia’s biggest online shopping event this year.

Pension system needs to ‘grow up’

australian coins with an australian flag in the background

Pension system needs to ‘grow up’

‘The big role of pension funds at the end of the day is about paying ...

Most complained about super funds

filing cabinet containing complaints

Most complained about super funds

Superannuation funds and advisers high on the list of complaints to AFCA.

How to shop smart on a pension

How to shop smart on a pension: The 15 items you should always buy generic

How to shop smart on a pension

Your loyalty to big brands may be costing you big money.

Spend your age and a bit more

Actuaries Institute devises a simple rule for a happy retirement

Spend your age and a bit more

Simple rule of thumb helps retirees decide how much they can draw down.

Pension, drought blamed for woes

Pension, drought blamed for woes

Pension, drought blamed for woes

Age Pension is less than what is needed to support even a modest standard of ...

Retirement savings under attack

Retirement savings vulnerable to cyber attacks, says InPayTech

Retirement savings under attack

The complexity of Australia’s super system could provide fertile ground for hackers to steal your ...

Can disrespectful son be blocked?

Can my disrespectful brother be removed from mum’s will?

Can disrespectful son be blocked?

You couldn’t ask for a worse son, but can you block his inheritance?

How are shares assessed?

Centrelink Q&A: How will shares affect the Age Pension?

How are shares assessed?

David has had a big share market win but is now worried about his pension ...

Desperate to retire

Does Lorraine have enough to retire?

Desperate to retire

Lorraine* is 64 and wants to ensure she gets to enjoy a retirement. She asks ...

Who’s better at managing money?

Men or women? Report reveals who’s better at managing money

Who’s better at managing money?

Report finds big gaps between perception and reality of managing money.

Are you underinsured?

Are you underinsured?

Are you underinsured?

Aussie property owners could have their homes underinsured by up to 66 per cent.

Eight rules about making returns

Eight rules about returning products that you need to know

Eight rules about making returns

As a consumer, you have automatic rights after you purchase a product or service.

How to find safe investments that pay

There’s a way to grow your earnings and save your retirement income

How to find safe investments that pay

Are you looking for ways to find stocks paying dividends while delivering capital growth?

Home inclusion decided by postcode?

Postcode by postcode: a clever way to include homes in the age pension assets test

Home inclusion decided by postcode?

Your postcode could be the ‘equaliser’ in family home inclusion plan.

PM’s plan to slash power costs

PM announces his plan to slash power prices

PM’s plan to slash power costs

The plan will ‘deliver price relief for households’, says energy minister.

Soon to be cashless countries

Could you cope with travelling to a cashless country?

Soon to be cashless countries

Experts say that, by 2023, cash will not exist in Sweden – and other countries ...

Daughters shattered after will change

Can daughters fight stealthy change to Mum’s will?

Daughters shattered after will change

Mum quietly changes will to exclude daughters from a share of the family home. Rod ...

‘Super has failed Australians’

‘I feel very sorry for retirees at the moment’: former treasurer

‘Super has failed Australians’

Peter Costello says compulsory super has failed Australians and reform is needed.

You can save hundreds with this

How a bottle of vinegar can save you money

You can save hundreds with this

Common pantry item has an acidic taste but a sweet result on your budget.

Recalled products still in circulation

Recalled products still in circulation

Recalled products still in circulation

Australians could be at risk of injuries from 6.6 million products under voluntary recall.

PCC rules and eligibility

Do you qualify for a Pensioner Concession Card?

PCC rules and eligibility

Your partner may be eligible for concessions, even if they’re not on the pension.

Do you qualify for an Age Pension?

Do you now qualify for an Age Pension or healthcare card?

Do you qualify for an Age Pension?

YourLifeChoices keeps you up to date with retirement income changes.

Paying too much for electricity?

Paying too much for electricity?

Paying too much for electricity?

What’s the price of loyalty? Potentially hundreds of dollars a year. So why stick with ...

Where you should be buying fuel

cheap petrol

Where you should be buying fuel

Motorists can save hundreds of dollars by shopping for petrol at these low-priced retailers, says ...

Retirees could lose out on changes

Retirees could lose out on changes

Retirees could lose out on changes

‘It’s really important that Australians check on their accounts before it’s too late,’ says super ...

Super fees post rare fall

super fees

Super fees post rare fall

Fee drop attributed to pressure on retail funds.

Make money without unretiring

How to make some extra money without unretiring

Make money without unretiring

Simple ways to earn passive income to stretch your retirement dollars.

Is super fund set-up working?

Are our retirement savings set up to best advantage?

Is super fund set-up working?

What does Noel Whittaker think of Troy’s retirement income set-up?

What funds don’t want you to know?

butt heads

What funds don’t want you to know?

Super watchdog butts heads with funds over a comparison tool that could quickly and reliably ...

Making the most of a garage sale

Four ways to make the most from a garage sale

Making the most of a garage sale

Tips to help you turn your pre-loved belongings into cash.

The challenge for retirees

The challenge for retirees

The challenge for retirees

Falling interest rates are scaring Australians, with confidence falling to a four-year low.

Think tank gets super wrong – again

Think tank gets super wrong – again

Think tank gets super wrong – again

‘The claims made by the Grattan Institute are based on a fantasy world that doesn’t ...

Super fund tops the dodgy list

The superannuation fund that tops the Shonky list

Super fund tops the dodgy list

Shonkys go to AMP superannuation, Medibank, Kogan, Ikea, Freedom Foods and pet insurance.

Funds hunt income for retirees

sinking feeling

Funds hunt income for retirees

Super funds posted modest gains in September, but are facing challenges to deliver income to ...

How best to use your nest egg

The missing link – how best to use the retirement nest egg

How best to use your nest egg

Making sense of retirement savings – and how best to ‘spend’ them.

Impact of excluding home from test

Retirement review the perfect time to assess the family home

Impact of excluding home from test

Terms of reference offer the Government a chance to scrutinise such policies as the treatment ...

Was bank wrong on funeral costs?

Can bank manager stop sisters withdrawing money for funeral?

Was bank wrong on funeral costs?

Confused Brendan asks Rod Cunich for clarification on bank’s funeral costs knockback.

Watchdog goes after super funds

Watchdog goes after super funds on junk insurance

Watchdog goes after super funds

ASIC says funds are failing to comply with a new code of conduct.

Ex-PM damns his former party

Australians are paying for the Libs’ denialist ways: former PM

Ex-PM damns his former party

Who’s to blame for high energy bills? The Liberal Party, says former PM.

Paying too much for power?

Do you know how much you’re paying for electricity?

Paying too much for power?

Do you know how much you’re paying for electricity?

Investments you should avoid

Investments that you should avoid in retirement

Investments you should avoid

If you want to live well in retirement, investment is the key, but watch out ...

Review could end up costing you

Fears the retirement income review could end up costing you

Review could end up costing you

Is Dr Deborah Ralston the right person for the job? Will this review end up ...

Super 'lottery' costing you thousands

Poor-performing funds costing Aussies $500,000 by retirement age

Super 'lottery' costing you thousands

More than one million accounts are costing retirees a fortune.

Why retirees are too conservative

Why retirees are too conservative

Why retirees are too conservative

If they have all this time on their hands, why then are they not spending ...

Help needed urgently: report

rent stress

Help needed urgently: report

Two-thirds of low-income households that rent are in rental distress: report.

New banking inquiry on the way

ACCC to go ahead with new banking inquiry

New banking inquiry on the way

The ACCC will approach financial sector companies for their views on competition in the sector.

Fleeced by funeral insurance

Treasurer announces plans to stop funeral insurance ‘rip-offs’

Fleeced by funeral insurance

Mr Frydenberg says that that funeral expenses policies should be treated the same as life ...

Problems selling the family home

The problems selling the family home

Problems selling the family home

To have or have-not? What happens if Kevin sells the family home?

Negative interest rate worry

Negative interest rate worry

Negative interest rate worry

Negative interest rates could be coming to Australia.

Is your super fund right for you?

How to ensure your super fund is the right one for you

Is your super fund right for you?

There’s no room for complacency when it comes to your super and pension funds.

Retirement review compromised?

Treasurer announces guidelines for retirement income review

Retirement review compromised?

Review to assess how the retirement income system will perform as the population ages.

Wasteful habits costing you hundreds

Wasteful habits costing Aussies hundreds each year

Wasteful habits costing you hundreds

Research highlights simple ways to reap big savings on household energy usage.

How to choose a power of attorney

How to choose a power of attorney

How to choose a power of attorney

Estate planning expert Rod Cunich answers your questions about power of attorney powers.

How to prepare for lower returns

super fund returns

How to prepare for lower returns

Rice Warner queries super funds’ strategies in ‘uncharted economic times’.

How bill smoothing can help you

Avoid sleepless nights with a strategy known as bill smoothing

How bill smoothing can help you

Sleepless nights might be averted by a strategy known as bill smoothing.

Baby boomer fears hijacking review?

baby boomers

Baby boomer fears hijacking review?

Government set to designate ‘sacred cows’ in retirement review: reports

Are you owed a franking credit payment?

Are you owed a franking credit payment?

Are you owed a franking credit payment?

If you own shares or managed funds, then you may be owed money by the ...

Retiree nest eggs raided

cyber crime

Retiree nest eggs raided

Syndicate bought stolen identification information on the dark web to raid super funds.

How is a loan repayment assessed?

How does Centrelink assess a lump-sum loan repayment?

How is a loan repayment assessed?

Will your Age Pension be affected by a lump-sum loan repayment from one of your ...

Paying for services you don’t use?

Set and forget … are you paying for services you don’t use?

Paying for services you don’t use?

The nature of direct debits means you can lose track of who you are paying ...

Thousands saving on energy prices

Thousands saving on energy prices

Thousands saving on energy prices

Nearly a million customers on standing offers have seen automatic savings to their electricity bills.

‘Should I bargain on will?’

Should Colin bargain with his brothers on will?

‘Should I bargain on will?’

Son fears parents’ promises will be contested by siblings and asks Rod Cunich for guidance.

Big Four banks under siege

smart banking

Big Four banks under siege

Traditional banks are facing a fresh wave of challenges from this new breed.

Loyalty schemes cop a caning

loyalty schemes

Loyalty schemes cop a caning

Big businesses boosting their earnings and selling out customers: ACCC.

Mortgage stress infiltrates retirement

Mortgage stress infiltrates retirement

Mortgage stress infiltrates retirement

More older Australians are finding it difficult to pay off their mortgage debt before they ...

It’s not all super doom and gloom

Grim outlook for Australian super funds

It’s not all super doom and gloom

There are indications that global growth could be negligible for many years.

How to choose a financial adviser

How do you choose a reliable financial adviser for retirement?

How to choose a financial adviser

Jan is finding retirement confusing but is worried about dodgy financial advisers.

How to avoid overseas bank fees

Travel SOS: How do you avoid paying overseas bank fees?

How to avoid overseas bank fees

Joanne is wondering whether it is possible to avoid being stung by high fees on ...

Robo-debt scheme hits new low

Centrelink’s controversial robo-debt scheme hits new low

Robo-debt scheme hits new low

Centrelink’s robo-debt scheme has ramped up a notch: QC.

Reduce food waste and save money

Nine simple ways to reduce food waste and save money

Reduce food waste and save money

Food waste costs the average Australian household $3800 each year.

Food prices set to soar

Australia’s food bowl is drying up and food prices are set to soar

Food prices set to soar

‘This is their food bowl and obviously they scream when prices go up.’

Could gift hurt grandparents’ income?

Could gift hurt grandparents’ income?

Could gift hurt grandparents’ income?

Noel Whittaker explains how duo can best set aside money for their granddaughter.

How to pick the right credit card

How to pick the right credit card

How to pick the right credit card

Credit cards are a convenient way to pay for things, but that convenience can come ...

Is this the path to cheaper energy?

Is this the path to cheaper energy?

Is this the path to cheaper energy?

The ACCC is working on an efficient way to share data with energy service providers.

Is your super fund fleecing you?

StockSpot’s Fat Cat Funds Report reveals the big super ‘rip-off’

Is your super fund fleecing you?

One of the golden rules of superannuation is, the less you pay, the more you ...

Money woes claim extra two million

Money woes claim extra two million

Money woes claim extra two million

The older you are the better you score, but only until this age.

Tax owing after Dad’s death

‘What are the tax implications for Mum after Dad’s death?’

Tax owing after Dad’s death

After the death of his father, Ken is helping his mother put financial assets in ...

Distrust in advisers still rampant

financial advice

Distrust in advisers still rampant

One-third believe financial advice is too expensive and of doubtful value, says report

Age Pension boost on the way

Age pensioners set to get a pay rise

Age Pension boost on the way

Pensioners will have two reasons to smile in September with the scheduled increase to the ...

Guide to getting cash back on trips

A traveller’s guide to getting cash back on your overseas trips

Guide to getting cash back on trips

Are you baffled by the regulations surrounding tourist rebate schemes around the world?

You don’t need $1 million to retire

Scott Pape tells why you don’t need $1 million to retire

You don’t need $1 million to retire

Financial adviser Scott Pape outlines the retirement strategy ‘that works for everyone’.

How to set up for retirement

How can Jan best set up for retirement?

How to set up for retirement

Jan asks Noel Whittaker how to structure the couple’s assets before she retires.

Calls to change inheritance laws

Calls to change inheritance laws

Calls to change inheritance laws

Australia is one of only seven OECD countries without any inheritance, estate or gift taxes. ...

Stingiest generation revealed

Report reveals the stingiest and most generous generations

Stingiest generation revealed

Australians spend almost $20 billion on gifts each year, but some generations are more generous ...

The problem with the assets test

Expert reveals the real problem with the pension assets test

The problem with the assets test

A better designed assets test would ensure that we didn’t penalise thrift.

Are boomers a burden?

For the first time in centuries, we're setting up a generation to be worse off than the one before it

Are boomers a burden?

Today’s 40-year-olds are paying twice as much to support retirees than boomers did at the ...

Spending in retirement confusing

Spending patterns in retirement a confusing issue

Spending in retirement confusing

Who says what about how much retirees are spending – and when.

One in four retirees losing money

One in four retirees has lost more than $1000 in credit card fraud

One in four retirees losing money

Over-65s are the most targeted group for scammers, and baby boomers aged 55 to 64 ...

How negative rates could cost you

negative rates

How negative rates could cost you

Could Australian banks charge for deposits and pay customers to borrow money?

'Comfort’ levels fall

unhappy shopper

'Comfort’ levels fall

Survey finds two key groups the biggest losers in ‘comfort stakes’.

When you shouldn’t use your card

Purchases you shouldn’t make with a credit card

When you shouldn’t use your card

Older Australians are increasingly asking for help in managing credit card debt.

Will kind hearts lead to will war?

Will sisters’ good intentions lead to will war?

Will kind hearts lead to will war?

Lawyer Rod Cunich tells how best to protect will from excluded grandchildren.

Are you too smart to be scammed?

Are you too smart to be scammed?

Are you too smart to be scammed?

Australians are set to lose a record amount to scams in 2019, according to the ...

One in 50 ‘fleeced’ by bank

One in 50 Australians may have been fleeced by big four bank

One in 50 ‘fleeced’ by bank

Big four bank engaged in unconscionable conduct and misleading and deceptive conduct, say lawyers.

Over-65s slip through the cracks

Older Australians slipping through the cracks

Over-65s slip through the cracks

Over-65s are caught between a transition to a new retirement system, a changing labour market ...

Live well at home as you age

Live well at home as you age

Live well at home as you age

Australians prefer to stay in their own home as they age. Can you afford the ...

Banks’ fresh push on elder abuse

elder abuse

Banks’ fresh push on elder abuse

Banking group lobbies Government to establish new financial elder abuse service.

How low will the cash rate go?

Rates on hold, but further cuts predicted

How low will the cash rate go?

Economists say as many as two more cuts are likely, starting in October or November.

Loans scheme has ‘problems’

The problem with the Pension Loans Scheme

Loans scheme has ‘problems’

Housing expert Mark Skelsey explains the pitfalls of the Pension Loans Scheme.

Want to sell a room to cash up?

New product lets you sell a spare room to cash up

Want to sell a room to cash up?

Product lets you realise some of the value in your home without having to sell. ...

Foreign exchange secrets

Four foreign exchange secrets for travellers

Foreign exchange secrets

Four foreign exchange tips to consider before travelling overseas.

Don’t be tricked by a tradie

How to avoid being conned by a tradie

Don’t be tricked by a tradie

Tips to help you avoid being ripped off by a tradesperson.

Looking for work? Go to Dubbo

head to dubbo

Looking for work? Go to Dubbo

Deputy PM tells jobless there is plenty of work on offer in rural Australia.

How criminals steal your identity

How criminals steal your identity

How criminals steal your identity

Scams involving identity theft have cost Australians at least $16 million this year.

How to boost your property value

How to boost your property value by 30 per cent in retirement

How to boost your property value

Building a granny flat adds value to your home and could create a new revenue ...

Would fund switch affect pension?

Will super fund switch affect the Age Pension?

Would fund switch affect pension?

Could move from retail to an industry fund affect couple’s pension entitlements?

When is super worth the risk?

When is super worth the risk?

When is super worth the risk?

The current financial climate may inspire some to take risks with their savings.

Costly online shopping mistakes

Are you making these costly online shopping mistakes?

Costly online shopping mistakes

How many of these costly online shopping missteps are you making without realising it?

How to make your savings sing

You work, you save, you retire. How best to use your money?

How to make your savings sing

Building your nest egg is part of the journey. How to use those savings is ...

Why the cost of living is rising

Inflation is low, yet living costs are rising. Here’s why

Why the cost of living is rising

How can living costs be such an issue when the official measure of inflation is ...

Time to check your super fund?

Super funds deliver solid returns after a shaky financial year

Time to check your super fund?

Despite a rollercoaster ride of a year, super funds have finished well in the black.

A third of Aussies defeated by debt

A third of Aussies defeated by debt

A third of Aussies defeated by debt

Research shows nearly nine million Australians are aware of their credit mismanagement.

Rate cut “too little too late”

Cut to deeming rates will see pensioners slightly better off

Rate cut “too little too late”

The deeming rates have finally been cut, but it’s “too little too late”, say critics.

Deeming dollars all talk

deeming rates

Deeming dollars all talk

Christmas? September? When will deeming rates be cut?

Super funds that satisfy

Super funds that satisfy

Super funds that satisfy

Industry super funds increased their lead over retail funds based on member satisfaction.

Investment strategies after retirement

Investment strategies after retirement

Investment strategies after retirement

Don’t make the mistake of converting all your assets to cash on the day you ...

Government needs to step up

Time for the Government to step up on deeming rates: Labor

Government needs to step up

Retirees are suffering from cash rate cuts, prompting calls for cuts to deeming rates.

Retirees hurt by tax cuts

Retirees hurt by tax cuts

Retirees hurt by tax cuts

Cuts will see retirees fall further behind, writes Kaye Fallick.

Beware of bogus tax agents

tax agent

Beware of bogus tax agents

Tax Practitioners Board warns that unregistered tax agents could cost victims dearly.

The retirement challenge

The retirement challenge

The retirement challenge

Your life expectancy has increased – will your retirement savings last the distance?

Home is where the heart is

Home is where the heart is

Home is where the heart is

The majority of older Australians own their homes and have no intention of leaving.

$1080 tax refund on its way

tax cuts

$1080 tax refund on its way

Tax refund could be yours by next week, says Treasurer.

‘Can we protect will from son’s ex?’

‘Can we protect will from son’s ex?’

‘Can we protect will from son’s ex?’

Steve fears his ex-daughter-in-law may be able to make a claim on his estate.

Pressure builds on deeming rates

cash rates

Pressure builds on deeming rates

Reserve Bank set to announce whether interest rates will be cut again.

You’ll regret buying these items

You’ll regret buying these items

You’ll regret buying these items

There are some purchases buyers are bound to regret.

Banks held to a higher standard

Banks to be held to a higher standard

Banks held to a higher standard

Banks to be held to a higher standard under fresh code of practice starting on ...

Is retirement plan just a dream?

Is retirement plan just a dream?

Is retirement plan just a dream?

Emma hopes to retire at 60, but what does Noel Whittaker say?

EOFY investor checklist

EOFY checklist for share market investors

EOFY investor checklist

Is your investment portfolio ready for EOFY?

Push to adjust deeming rates

Retirees tired of being ‘milked’ call for deeming rates change

Push to adjust deeming rates

Retirees are taking a double hit to their income due to government inaction.

Devalued assets and the pension

Devalued assets and the pension

Devalued assets and the pension

Geoff believes the falling property market makes him eligible for the pension again.

How to check your credit rating

How to check your credit rating

How to check your credit rating

Don’t be denied a loan because of an error in your credit report.

‘Do I need a codicil to my will?’

‘Do I need a codicil to my will?’

‘Do I need a codicil to my will?’

Does Barbara need to update her will after her husband’s death?

$1.6b spent on ‘secret purchases’

Aussies spend $1.6 billion per year on ‘secret purchases’

$1.6b spent on ‘secret purchases’

Millions of Australians are hiding purchases from their partners.

Is maintaining a home worth it?

Is maintaining a home worth it?

Is maintaining a home worth it?

Has owning a home really become more expensive? Matt Grudnoff investigates.

Retiree nest eggs ‘10 years short’

Retirees may run out of money a decade before they die: report

Retiree nest eggs ‘10 years short’

WEF report reveals that retirees may run out of money a decade before they die.

Retirees’ mortgage debt crisis

house worries

Retirees’ mortgage debt crisis

Implications for physical and mental health ‘huge’, say experts.

The growing ‘unretirement’ trend

The reasons ‘unretirement’ rate continues to grow

The growing ‘unretirement’ trend

Retirement is meant to be permanent, but many people are changing their minds.

Uni to probe reverse mortgages

Uni to probe reverse mortgages

Uni to probe reverse mortgages

University of NSW Business School to investigate low uptake of reverse mortgages.

Should Judy trust her adviser?

Should Judy trust her financial adviser?

Should Judy trust her adviser?

Post the banking inquiry, Judy is having second thoughts about her financial adviser.

Is an SMSF right for you?

Is an SMSF right for you?

Is an SMSF right for you?

An expert guide to deciding whether an SMSF is right for you and the steps ...

Futureproofing your retirement

How to futureproof your retirement income

Futureproofing your retirement

Savvy investors share how to futureproof retirement income by investing defensively.

Can pensioners offset their tax?

Centrelink Q&A: How can pensioners reduce their tax?

Can pensioners offset their tax?

Ted wants to know the maximum income he can earn without paying income tax.

Banks’ behaviour ‘appalling’

bank complaints

Banks’ behaviour ‘appalling’

New complaints body is receiving 5900 complaints a month – mostly about the banks.

More bad news for retirees

investments

More bad news for retirees

Is it time to change your investment strategy?

Can separated wife claim on will?

Can son’s separated wife claim on his mother’s will?

Can separated wife claim on will?

Caroline’s son and wife are separated but not yet divorced. Can she claim on will?

Peanut butter can do what?

How everyday household items can save you money

Peanut butter can do what?

Sneaky uses for everyday household items to save you money.

How rate cut will affect retirees

rate cuts

How rate cut will affect retirees

Reserve Bank is set to cut official interest rates, which is bad news for retirees.

Age Pension under pressure?

Is the Age Pension under pressure?

Age Pension under pressure?

The future of the Age Pension: Is the family home safe from assets tests?

Will wage rise affect pensions?

Will three per cent minimum wage rise affect pensions?

Will wage rise affect pensions?

Could wage rise finally trigger a lift in the base rate of the Age Pension?

When will you get your payment?

When will you receive your Energy Assistance Payment?

When will you get your payment?

When will you receive your one-off Energy Assistance Payment?

How good is free money?

Franking Credits: how good is free money?

How good is free money?

Bank shares have shot up since Labor's franking credits policy was shot down in flames.

Does retirement plan make sense?

Can Gordon’s retirement plan deliver lifestyle he wants?

Does retirement plan make sense?

Gordon aims to retire in three years and asks Noel Whittaker to evaluate his plan.

Super system’s ‘glaring failure’

Super system’s ‘glaring failure’

Super system’s ‘glaring failure’

Independent, reliable and easy-to-understand information not available, says AIST.

Govt to review retirement income

Govt to review retirement income

Govt to review retirement income

Super, pensions and taxation will all be scrutinised, says Treasurer.

Find cheap parking in the city

How to find cheap parking in a big city

Find cheap parking in the city

Tips to help you find free or cheap car parking in a big city.

Retirees should know this

Retirees should know this

Retirees should know this

Myths, risks and lies: the good and not-so-good about life after work.

Franking credits review tipped

franking credits

Franking credits review tipped

Government may need to review its policy on refundable franking credits, says KPMG.

Providing for child from aged care

How can mum provide for daughter from aged care?

Providing for child from aged care

Rod Cunich explains how Roger can help his aunt best provide for her daughter.

10 simple water-saving tips

10 simple water-saving tips that can save you hundreds

10 simple water-saving tips

Simple ways you can cut your water bill.

Are you being overcharged for energy?

Are you being overcharged for energy?

Are you being overcharged for energy?

Is your energy provider incorrectly charging you too much for your usage?

Super funds bucking trends

Super funds delivering positive returns despite gloomy outlook

Super funds bucking trends

Super funds deliver positive returns in April, but there are dark clouds on the horizon.

What you need to know about SMSFs

Considering an SMSF? Here’s what you need to know

What you need to know about SMSFs

What you need to know when considering setting up a self-managed super fund.

Planning an early retirement

Noel’s early retirement income planning tips

Planning an early retirement

Frank has asked Noel Whittaker for guidance on early retirement planning.

How your home can boost your income

Unlock the family home to boost your retirement income

How your home can boost your income

Are you an asset-rich but cash-poor homeowner? Emmett Wilkinson has some solutions.

The facts about franking credits

kaye fallick

The facts about franking credits

Ninety-two per cent of Australians unaffected by Labor’s proposal.

Replace these items regularly

Replace these items regularly

Replace these items regularly

You might think you are frugal but not replacing some items can affect your health.

The ‘gender tax’ on everyday items

The ‘gender tax’ on everyday items

The ‘gender tax’ on everyday items

Survey discovers the shocking truth about how much more one sex is paying.

Will they contest her will?

Will they contest her will?

Will they contest her will?

What can carer Greg do to protect his friend’s will from being contested by her ...

Benefits of delaying retirement

The unexpected benefits of delaying your retirement

Benefits of delaying retirement

You can build a bigger bank by working a bit longer, but there are other ...

Are age pensioners being robbed?

deeming

Are age pensioners being robbed?

Deeming rates are set at 3.25 per cent, but try to find a term deposit ...

Warning signs of financial abuse

How to detect financial abuse and what to do about it

Warning signs of financial abuse

If you suspect financial abuse, you should be aware of these warning signs.

Pensioners the losers in CPI stakes

Pensioners the losers in CPI stakes

Pensioners the losers in CPI stakes

Age pensioners doing it tougher, self-funded retirees gain ground.

Renting retirees finding life harder

Renting retirees finding life harder

Renting retirees finding life harder

The number of rental listings suitable for age pensioners has dropped dramatically.

How to save money with DIY beauty

attractive middle aged woman applying beauty cream to her face

How to save money with DIY beauty

Here are five fabulous potions and lotions mostly made with cheap, basic ingredients.

Insurance claims: Your rights

Understanding insurance claims: What are your rights?

Insurance claims: Your rights

Making a claim on an insurance policy isn’t as simple as a quick phone call ...

Can Australia afford its retirees?

retired couple

Can Australia afford its retirees?

Survey finds more Australians are retiring with inadequate funds.

Offloading mum or dad

Beware the temptation to offload mum or dad

Offloading mum or dad

Peter Leith advises that we should proceed with caution in any match-making game.

New tech to help you save on fees

CommBank’s new technology to help travellers save on fees

New tech to help you save on fees

CommBank is targeting travellers with new technology to help them save on fees.

Is renting a good retirement option?

Is renting a good option for your retirement?

Is renting a good retirement option?

Is owning your home the best option for your retirement or is there another option?

Blocking father from son’s legacy

Can Joan provide for son and block a controlling father?

Blocking father from son’s legacy

Joan wants to leave her son a legacy but block his controlling father.

When granny flats go wrong

When granny flats go wrong – the perils for retired parents

When granny flats go wrong

The potential perils for parents in granny flats highlight the need for law reform.

What is putting pressure on you?

Rising food costs put most pressure on retirement tribes

What is putting pressure on you?

The Consumer Price Index (CPI) rose 0.5 per cent in the December quarter of 2018.

Starting the aged care conversation

Preparing for the aged care conversation with your adviser

Starting the aged care conversation

What you should know before speaking with your financial adviser about aged care.

Are insurance bonuses income?

Does Centrelink treat insurance bonuses as income?

Are insurance bonuses income?

Brendan wants to know how Centrelink will assess bonuses from his life insurance policy.

Are super funds breaking the law?

Is your super fund breaking the law?

Are super funds breaking the law?

New ASIC laws aimed at safeguarding your super.

Supermarkets’ online bonanza

Online grocery shoppers a lucrative market: research

Supermarkets’ online bonanza

If you shop for groceries online and think you’re saving money, you may be in ...

Retirees expect more assistance

Government is not doing enough for retirees: YLC members

Retirees expect more assistance

YourLifeChoices members believe the government is not doing enough to support retirees.

ATO doubles down on retirees

ATO doubles down on retirees

ATO doubles down on retirees

Rental property owners are being warned to ensure their claims are accurate this tax time.

Borrow or dig up the super?

Would it be better to borrow from the bank or should I use my super?

Borrow or dig up the super?

Would Kerry avoid interest payments if he used his super instead of a bank loan ...

Medicare rebate freeze explained

How does the Medicare rebate freeze affect you?

Medicare rebate freeze explained

Labor promises to end freeze within 50 days if it is elected.

Research reveals bad super products

Research reveals bad super products

Research reveals bad super products

Reduced returns for twice the cost – the problem with bank-owned super products.

Retiree home ownership to plummet

Retiree home ownership to plummet

Retiree home ownership to plummet

Soon little more than half will own where they live.

Will you get a super fee refund?

Will you get a super fee refund?

Will you get a super fee refund?

Regulators give the super industry until 30 June to clean up – or else.

Super just ‘not going to do it’

super savings

Super just ‘not going to do it’

Contributions of 9.5 per cent not enough to become a self-funded retiree: ex-treasurer.

Are you in the right area to retire?

Are you living in the wrong place for your retirement?

Are you in the right area to retire?

A successful retirement requires several elements. Where you live is vitally important.

The inside story on term deposits

The inside story on term deposits

The inside story on term deposits

Choosing a term deposit might sound simple, but you should consider these tips.

Super satisfaction takes a dive

super satisfaction

Super satisfaction takes a dive

Satisfaction with industry super funds jumps as overall satisfaction within the sector falls.

Will new law affect Sisha’s will?

How can Sisha protect her daughter’s inheritance?

Will new law affect Sisha’s will?

Sisha is worried that new laws may mean she can’t leave her share of the ...

ATO ‘spoofing’ scams on the rise

ato scam

ATO ‘spoofing’ scams on the rise

The ATO has already received 40,225 reports of impersonation scams in 2019.

What to do if you are underpaid

What do you do if Centrelink has been underpaying you?

What to do if you are underpaid

David thinks his mother-in-law has been underpaid and wants to know what to do.

Super reform needed now: ASFA

Urgent super reform needed now, ASFA warns

Super reform needed now: ASFA

Low confidence in retirement among women has broad social implications: ASFA chief.

Medicare to benefit

Medicare to benefit from our healthy economy

Medicare to benefit

It seems that a healthy economy means big health spending.

Backing up claims to fix banking

Federal Budget 2019: $607m to fix banking and finance

Backing up claims to fix banking

The Government commits $607m to fix banking and finance system.

Super changes hardly super

Super changes minor, but somewhat helpful

Super changes hardly super

Retirees won’t benefit much from this Budget, but those still saving for retirement may.

Improved access to medicines

Improved access to medicines and health services

Improved access to medicines

Australians will benefit from more affordable medicines and access to health services.

More funds for at-home aged care

More funds aimed to make a dent in at-home aged-care wait lists

More funds for at-home aged care

More funds aimed to make a dent in at-home aged-care wait lists

One thing is guaranteed

At least one budget measure is guaranteed

One thing is guaranteed

But will it have an impact on how you will vote in May?

The tax measure labelled ‘silly’

The tax offset that doubled before it even came into effect

The tax measure labelled ‘silly’

Government’s ‘immediate relief for taxpayers’ cops a whack.

Federal Budget 2019 overview

Federal Budget 2019 overview

Federal Budget 2019 overview

We’ve dug deep to find how Federal Budget 2019 will affect you.

The Treasurer’s speech

Treasurer spruiks surplus in an otherwise empty budget

The Treasurer’s speech

Federal Treasurer Josh Frydenberg spruiks the economy’s return to surplus.

Home loans in retirement

Are you able to apply for a home loan on the Age Pension?

Home loans in retirement

Ron has returned to Australia and wants to buy a house but is worried about ...

Super plan could raise pensions

Labor backing for super plan could see pension increases

Super plan could raise pensions

Raising super contributions could lead to a pension increase.

Why retirement risks keep rising

Why retirement risks keep rising

Why retirement risks keep rising

Assessing potential risks in retirement should be a significant part of your planning.

When will my super run out?

How to estimate when super stash will run out

When will my super run out?

Martha* asks Noel Whittaker how she can estimate when she will need an Age Pension.

Is it too late to invest in property?

Are you too old to invest in property?

Is it too late to invest in property?

House prices are dropping around Australia so can retirees capitalise on the situation?

Super funds bounce back

Super funds bounce back

Super funds bounce back

Funds have emerged from the recent market downturn in top shape.

Are you in the ATO’s crosshairs?

What will the ATO be targeting come tax time this year?

Are you in the ATO’s crosshairs?

What will the ATO be targeting come tax time this year?

‘I don’t want to benefit from will’

‘I don’t want to benefit from will’

‘I don’t want to benefit from will’

Vera’s friend wants to make her the beneficiary of her will – against her wishes. ...

How to spot a dud super fund

How to spot a dud super fund

How to spot a dud super fund

An under-performing super fund can cost you about 13 years’ pay over a working lifetime.

Pension funds to face pressure

Pension funds to face pressure

Pension funds to face pressure

APRA will begin publishing ‘heat maps’ of the performance of pension funds next year.

Financial equality eludes women

worried women

Financial equality eludes women

Parity unlikely to be achieved before 2031, index finds

Using equity to live a little

Noel Whittaker

Using equity to live a little

Pat has a house but no super and very little retirement income. Is there a ...

How to save on household spending

How to save on household spending

How to save on household spending

Make the most of every dollar by following these tips.

$900b tapped to save retirement

$900b in home equity could save your retirement

$900b tapped to save retirement

Your home equity could save your retirement – or your children’s future.

Bribing the Russian police

Travel Horror Story: Bribing the Russian police

Bribing the Russian police

Drew had a run in with the Russian police due to passport procedures.

PM warned of Age Pension dangers

Super changes to pile pressure on pension, PM warned

PM warned of Age Pension dangers

Generations at risk of retirement poverty, Government warned.

Real change, not small change

Pension poverty

Real change, not small change

Pension poverty is real. It’s time politicians realised this and did something about it.

Surprising reality of retirement

Surprising reality of retirement

Surprising reality of retirement

Surprising things about retirement that no one tells you about before you retire.

What will an executor cost?

What will an executor cost?

What will an executor cost?

Where to find an executor when family and friends are ruled out?

Assessing credit card sign-up deals

Assessing credit card sign-up deals

Assessing credit card sign-up deals

Credit card sign-up deals can be good value – if you get the right one.

Alternatives to unliked ‘retiree tax’

Three alternatives to Labor’s unpopular ‘retiree tax’

Alternatives to unliked ‘retiree tax’

Rice Warner suggests three alternatives to Labor’s franking credits policy.

States with the most money stress

States with the most money stress

States with the most money stress

More than half of all Australians feel some form of financial stress.

Will $700,000 nest egg be enough?

Will $700,000 nest egg be enough?

Will $700,000 nest egg be enough?

Jeanette fears they may run out of money and asks Noel Whittaker for guidance.

Tips for smarter online shopping

Tips for smarter online shopping

Tips for smarter online shopping

Follow these tips for smarter online shopping.

Super laws cost Aussies millions

Laws costing Aussies millions in super

Super laws cost Aussies millions

ISA is calling for a change to superannuation laws that are costing Aussies millions.

Election 2019: Increase the pension

Fixing pension poverty is the main issue

Election 2019: Increase the pension

The issue that matters the most.

Cash refunds should stay: economist

Franking credits are being ‘rorted on an industrial scale’

Cash refunds should stay: economist

Franking credits are being ‘rorted on an industrial scale’, says prominent economist.

Tips to pay off debt and save money

Tips to pay off debt and save money

Tips to pay off debt and save money

A banking expert reveals his tips to pay off your debts and save money.

Aussies tightening their belts

Aussies tightening their belts

Aussies tightening their belts

Australia’s financial comfort gap has narrowed for the first time in seven years.

Caring from beyond the grave

Caring from beyond the grave

Caring from beyond the grave

Estate planning lawyer Rod Cunich lays out a plan for when ‘that’ day comes.

Why we distrust the CPI

Why we distrust the CPI

Why we distrust the CPI

Exploring the doubts about the accuracy of the Consumer Price Index.

Super changes needed urgently

Super changes needed urgently

Super changes needed urgently

Parliament urged to use this sitting week to pass laws to protect super savings.

What of the victims of bank crime?

Older Australians speak up on banking royal commission failure

What of the victims of bank crime?

The next step for the royal commission is ensuring that victims get compensation.

Your loyalty could be costing you

Your loyalty could be costing you

Your loyalty could be costing you

Are you loyal to your energy retailer? It could be costing you.

So-called ‘retiree tax’ debacle

Inquiry into franking credit policy being scrutinised

So-called ‘retiree tax’ debacle

Inquiry to test public response to franking credit policy now under scrutiny.

Medicare sitting on $110m in rebates

Medicare sitting on $110m in unpaid rebates

Medicare sitting on $110m in rebates

Australians who’ve failed to file correct information with Medicare are owed $110m.

Did the RC report go far enough?

Did the royal commission report go far enough?

Did the RC report go far enough?

Are you confident that the royal commission report will fix the finance sector?

Crime goes unpunished

Opportunity missed to right the wrongs of our system

Crime goes unpunished

Opportunity missed to right the wrongs of our system.

How will the report affect you?

How will the report affect you?

How will the report affect you?

How does the royal commission affect older Australians and retirees?

Royal commission recommendations

Royal commission recommendations

Royal commission recommendations

Banking report slams industry for putting profits before people.

Royal commission omissions

Eight problems the royal commission missed

Royal commission omissions

Graham Hand highlights the problems missed by the royal commission.

How best to assess super funds

How best to assess super funds

How best to assess super funds

Greg asks Noel Whittaker how to work out which super funds are really the best.

Bad government leads to bad banks

What you won’t be told in the royal commission final report

Bad government leads to bad banks

What you won’t read in the final report of the banking royal commission on Monday ...

‘Are my fund fees too high?’

‘Are my fund fees too high?’

‘Are my fund fees too high?’

Mike asks personal finance guru Noel Whittaker if his pension fund fees are too high.

Can I block estranged child?

Can I block estranged child?

Can I block estranged child?

Lawyer Rod Cunich explains what a will codicil will achieve.

Little trust left in money advice

Little trust left in money advice

Little trust left in money advice

This is what you think of the professional financial advice you have paid for.

Creative ways to make extra cash

Creative ways to make extra cash

Creative ways to make extra cash

Ten ways you can make some extra cash from home.

What if your property doesn’t sell?

What if your property doesn’t sell?

What if your property doesn’t sell?

Downsizing might seem like a great idea, but what do you do if your property ...

Credit card switcheroos that work

Credit card switcheroos that work

Credit card switcheroos that work

Promotional offers to avoid crippling credit card debt are useful, but not free.

New retiree assets test this year

New retiree assets test this year

New retiree assets test this year

Retirees should prepare to avoid this year’s new ‘tax grab’: Noel Whittaker.

Six tips to cut your travel costs

Travel savings money in a jar with earth globe

Six tips to cut your travel costs

Leon's tips for saving money while you travel.

The place with the highest premiums

The place with the highest premiums

The place with the highest premiums

A range of complex issues means property owners in some areas pay more for insurance.

When to book flights and save

When to book flights and save

When to book flights and save

When it’s cheapest to book a flight, down to the hour.

Super set to post a shocker

Super set to post a shocker

Super set to post a shocker

Super members are at risk of their first annual loss since 2011.

Start your year with a bang

Start your year with a bang

Start your year with a bang

Tips to end your year on a high and get the new one off to ...

Aussies wasting travel money

Aussies wasting travel money

Aussies wasting travel money

Aussie travellers are wasting money on avoidable travel expenses.

How to make easy money from home

How to make easy money from home

How to make easy money from home

Starting a home business could just be your best retirement decision yet.

Don’t fall for funeral insurance

Don’t fall for funeral insurance

Don’t fall for funeral insurance

Funeral insurers have convinced many consumers to pay too much for their costs.

Fast-track your savings

Fast-track your savings

Fast-track your savings

Christmas chews through your money faster than you can say 'Dear Santa' … till now.

Conquer your credit card debt

Conquer your credit card debt

Conquer your credit card debt

It can be very tempting to overindulge during the festive season.

Your most-asked end-of-life queries

Your most-asked end-of-life queries

Your most-asked end-of-life queries

Estate planning lawyer Rod Cunich answers the questions that are most regularly asked.

Noel on all matters retirement

Noel on all matters retirement

Noel on all matters retirement

Your queries answered: investment, super, the lot.

How over 55s would fix the pension

How over 55s would fix the Age Pension and Centrelink

How over 55s would fix the pension

How would you fix the pension system? Here are your ideas …

Supermarket pricing under review

supermarket comparison pricing under review

Supermarket pricing under review

Money-saving supermarket price comparisons under review ahead of 2019 expiry date.

How to choose the right credit card

How to choose the right credit card

How to choose the right credit card

Credit cards are a convenient way to pay for things, but convenience can come at ...

Centrelink payments may increase

Centrelink payments may increase

Centrelink payments may increase

Formula shows how the Government can afford to increase Centrelink payments.

Explained: Rent assistance

Explained: Rent assistance

Explained: Rent assistance

There are strict rules and limits relating to how much Rent Assistance you can receive.

Seven money secrets of the rich

Rich man wearing suit with light bulb

Seven money secrets of the rich

Seven suggestions that can teach us a thing or two about the secrets of the ...

Beware these holiday season scams

Beware these holiday season scams

Beware these holiday season scams

Scamwatch is warning people to be careful about being caught out by holiday season scams.

Shock to the super system

APRA takes IOOF executives to court

Shock to the super system

APRA has taken off the gloves and made its most aggressive move in a decade.

Make their home your castle

Make their home your castle

Make their home your castle

Fancy taking care of someone else’s home? It could fast-track your savings.

Retiree fleeced of $236,000

Phone scammers threaten issuing arrest warrant

Retiree fleeced of $236,000

Thousands of Australians unwittingly reveal bank details after threats of arrest.

Centrelink running ‘elaborate sham’

Centrelink running ‘elaborate sham’

Centrelink running ‘elaborate sham’

A prominent Victorian barrister wants to challenge the robo-debt recovery scheme in court.

Major bank’s massive data leak

Massive data leak exposes the details of countless customers

Major bank’s massive data leak

Massive data breach exposes sensitive medical details of bank customers.

Did Jan cash in on her random find?

Did Jan cash in on her random find?

Did Jan cash in on her random find?

Jan found an envelope on the road containing a wad of cash. What did she ...

Centrelink Q&A: Carer’s allowance

Centrelink Q&A: Carer’s allowance

Centrelink Q&A: Carer’s allowance

Rosario is caring for a husband with dementia and wants to know if she can ...

Super fund returns 'may dry up'

Super funds have lost value

Super fund returns 'may dry up'

Super is running out of investments, foreshadowing poorer returns, says funds chief.

Xmas spending warning issued

Warning on overspending at Christmas

Xmas spending warning issued

Watchdog flags payment risks for consumers ahead of Christmas season.

Your loss is also your gain

Your loss is also your gain

Your loss is also your gain

Six things you no longer need in retirement that will save you money.

Cash for comparing energy providers

State Government offering $50 for comparing your energy provider

Cash for comparing energy providers

One savvy state government has a plan to get you to compare your energy provider.

How Visa’s tokenisation works

Explained: How Visa’s tokenisation works

How Visa’s tokenisation works

Credit cards are about to become more resistant to fraudsters.

Bill shock you may not know about

solar panels

Bill shock you may not know about

Electricity consumers in many states are failing to take full advantage of cheaper plans.

Massive confusion on energy woes

australia money power cables

Massive confusion on energy woes

Are we any closer to solving our energy cost crisis?

How to simplify our tax system

How to simplify our tax system

How to simplify our tax system

Noel Whittaker offers a solution that he says is working well.

Australia’s newest tourist attraction

Australia's most alluring attraction for international tourists

Australia’s newest tourist attraction

Can you guess the Aussie attraction luring international travellers to our shores?

Labor vows to 'fix electricity'

Labor plans to subsidise energy storage batteries

Labor vows to 'fix electricity'

Labor policy aims to secure power supplies and jobs, lower bills and cut pollution.

How to build an emergency fund

How to build an emergency fund

How to build an emergency fund

An emergency fund gives you some breathing space to deal with unexpected challenges.

Prices may climb under jobs plan

Jobs could be funded by the Government

Prices may climb under jobs plan

Economists argue for governments to print money to fund jobs for the unemployed.

Axe taken to super savings

Shares slide hurts super returns

Axe taken to super savings

Super funds on track to return less than two per cent this year after stocks ...

Knowing your gift card rights

Knowing your gift card rights

Knowing your gift card rights

There is no worse feeling than finding an expired gift card, but can you do ...

Retirement slipping from our grasp

Retirement slipping from our grasp

Retirement slipping from our grasp

A new study reveals Australians are less confident they will be able to retire comfortably.

Is the ‘tree-change’ back in vogue?

Is the ‘tree-change’ back in vogue?

Is the ‘tree-change’ back in vogue?

There has been a surge in demand for properties located in ‘lifestyle’ regions.

How to make sure products are safe

How to make sure products are safe

How to make sure products are safe

ACCC targets the number of unsafe consumer products being sold online.

Smart ways John can minimise tax

Smart ways John can minimise tax

Smart ways John can minimise tax

Noel Whittaker explains the CGT implications of a plan to subdivide.

Is Tina being short-changed?

Is Tina being short-changed?

Is Tina being short-changed?

Are super fund and cash deposits denying her a full Age Pension?

Revealing the reality of retirement

Revealing the reality of retirement

Revealing the reality of retirement

Take part in our Friday Flash Poll and reveal the reality retirement.

How public trustees can help you

How public trustees can help you

How public trustees can help you

For a small fee, public trustees can make financial and legal worries disappear.

Franking credits could cost votes

Franking credits could cost votes

Franking credits could cost votes

A survey of older Aussies finds little support for closing the franking credits loophole.

Is it too late to seek will info?

Is it too late to seek will info?

Is it too late to seek will info?

Children hit a brick wall when seeking details of late father’s will.

Will shares affect Age Pension?

Will shares affect Age Pension?

Will shares affect Age Pension?

Explaining how shares and dividends are assessed.

The great hearing-aid hoodwink

Hearing aid retailers fined millions for misleading pensioners

The great hearing-aid hoodwink

Hearing aid retailers fined $2.5 million for misleading age pensioners.

Why your financial plans will fail

Why your financial plans will fail

Why your financial plans will fail

What makes a successful financial plan? Is there a foolproof formula?

How super changes will affect you

Government announces retirement income changes

How super changes will affect you

New super changes address some minor but important issues that affect retirees.

Tribunal braces for 1000 gripess

New complaints body for financial services

Tribunal braces for 1000 gripess

The new superannuation guard dog is ready to bare its teeth.

Why your power bill will stay high

Power prices won't fall

Why your power bill will stay high

The PM is misguided if he believes more coal power will lower electricity costs.

Should you buy the cheapest fuel?

Should you buy the cheapest fuel?

Should you buy the cheapest fuel?

Petrol prices have sky rocketed recently, but what do the cheaper options do to your ...

Could a robot manage your finances?

robo advice

Could a robot manage your finances?

Trust in financial advisers has plummeted and robo-advice is tipped to flourish.

How to limit issues after death

How to limit issues after death

How to limit issues after death

Brian has Powers of Attorney and pre-paid funerals on his mind.

Super still a work in progress

Super still a work in progress

Super still a work in progress

Exposing the gap between super targets and average savings.

Income strategy is always important

Income strategy is always important

Income strategy is always important

Jeff and Marion have a $420,000 super nest egg, but the future looks challenging.

Health and transport drive up costs

Health and transport drive up costs

Health and transport drive up costs

Transport has been a significant driver of price increases in the past year.

Focus should shift to flat income

Focus should shift to flat income

Focus should shift to flat income

Some retirees are being hit harder by increases in energy costs.

Can Jenny request pension early?

Can Jenny request pension early?

Can Jenny request pension early?

Jenny has limited savings and is concerned about possible processing delays.

How to let others invest your money

How to let others invest your money

How to let others invest your money

You may be the best person to manage your own money.

Tax break boosts your super income

Tax break boosts your super income

Tax break boosts your super income

Salary sacrificing easily lowers your tax rate while growing your nest egg.

Older Aussies embrace empty nests

Older Aussies embrace empty nests

Older Aussies embrace empty nests

Getting kids out of the family home contributes to financial and social freedom.

Energy prices hit pensioners hard

Energy prices hit pensioners hard

Energy prices hit pensioners hard

Householders’ income spent on energy in Australia is surging, says ACOSS.

Shoppers pay the price of ‘loyalty’

Aldi attacks loyalty ‘schemes’ as a manipulative waste of time

Shoppers pay the price of ‘loyalty’

Aldi says loyalty programs are a waste of time and only benefit shareholders.

How to save on a road trip

The smartest ways to save money on your road trip

How to save on a road trip

It’s easy to bag a bargain when you put rubber to the road on your ...

ACCC to fight unfair fees

ACCC to fight unfair fees

ACCC to fight unfair fees

Australian travellers are being “ripped off”, says Treasurer Josh Frydenberg.

How to ensure income for life

How to ensure income for life

How to ensure income for life

Can Constrained Couple structure their saving to ensure they don’t run out of money?

Pay bills and have money to spare

Pay bills and have money to spare

Pay bills and have money to spare

Paula struggles from week to week to pay essential bills. We sought some advice.

Living longer, living smarter

Living longer, living smarter

Living longer, living smarter

Your retirement savings need to keep working hard long after you stop work.

Health cover hike to sting seniors

health insurance may cost more

Health cover hike to sting seniors

Insurers may force older Australians to pay more for common medical procedures.

Lifeline for struggling retirees

Lifeline for struggling retirees

Lifeline for struggling retirees

Retirees are turning to the sharing economy to boost their income.

Calls to ban for-profit super funds

Calls to ban for-profit super funds

Calls to ban for-profit super funds

ALP senate candidate urges industry super funds to force companies to pay tax.

Noel offers retirement strategy

Noel offers retirement strategy

Noel offers retirement strategy

Should Deirdre put her earnings into super or shares or both?

Retirees' cash being chipped away

Cash savings are dwindling

Retirees' cash being chipped away

Retirees face dilemma as low interest rates rob them of income from savings.

Who can you trust with your money?

Who can you trust with your money?

Who can you trust with your money?

There is a way to rebuild trust in the financial planning sector, a peak body ...

Main drain on retirement savings

Main drain on retirement savings

Main drain on retirement savings

Research reveals that rising energy costs are hurting retirees the most.

ATO sets its sights on super

Australian Tax Office turning its sights to super

ATO sets its sights on super

The Australian Tax Office is targeting self-managed super funds.

How to stretch your holiday money

How to stretch your holiday money

How to stretch your holiday money

Our currency might be weak, but there are still ways to stretch your holiday money.

Will land put pension in peril?

Will land put pension in peril?

Will land put pension in peril?

Trent lives on acreage and is unclear how that affects an Age Pension.

Medicines set to become cheaper

Some prescription drugs will become less expensive

Medicines set to become cheaper

Is your medication on the new list of less expensive prescription drugs?

Aussies urged to claim their share

Aussies urged to claim their share of $1.1 billion

Aussies urged to claim their share

Australians urged to claim their share of $1.1 billion in unclaimed money.

Do you have retirement concerns?

Do you have retirement concerns?

Do you have retirement concerns?

Most retirees are concerned that their savings will not last in retirement.

Be wary of fake celebrity scams

Be wary of fake celebrity scams

Be wary of fake celebrity scams

People are increasingly being caught out by celebrity endorsement scams.

Beware the ‘death tax’

Beware the ‘death tax’

Beware the ‘death tax’

It’s easy to avoid but requires planning, says Noel Whittaker.

New bid to block retiree refunds

Retiree's franking credit at risk

New bid to block retiree refunds

Treasurer orders committee to probe if retirees really rely on franking credits.

Your postcode can ruin retirement

Your postcode significantly affects the cost of retirement

Your postcode can ruin retirement

Report shows super funds may be failing members in predicting retirement costs.

The issue with insurance fine print

The issue with insurance fine print

The issue with insurance fine print

Government-mandated insurance disclosure doesn’t help make purchasing decisions.

How much stuff do Aussies hoard?

How much stuff do Aussies hoard?

How much stuff do Aussies hoard?

Australia is a nation of hoarders with up to $4200 worth of unwanted goods at ...

Super funds drag feet on gripes

Super funds slow to sign on to new complaints tribunal

Super funds drag feet on gripes

New body for superannuation complaints to go live, but funds go missing.

It’s not a game, retirees warned

It’s not a game, retirees warned

It’s not a game, retirees warned

Even the ‘experts’ have trouble after years of training.

Best time to open pension account

Best time to open pension account

Best time to open pension account

Timing is everything when it comes to opening a retirement phase pension account.

How to tell if your card is hacked

How to tell if your card is hacked

How to tell if your card is hacked

Banks can’t fight online credit card fraud alone, and neither can you.

Older Aussies want to leave a legacy

Older Aussies want to leave a legacy

Older Aussies want to leave a legacy

Leaving a financial legacy is becoming less important to older Australians.

New minister to fix super for all

New minister says he will fix super for all retirees

New minister to fix super for all

New Assistant Treasurer Stuart Robert says he will focus on fixing super for all.

Will father’s death affect legacy?

Will father’s death affect legacy?

Will father’s death affect legacy?

Estate lawyer Rod Cunich explains the impact of a father’s terminal illness.

Make your garden grow money

Make your garden grow money

Make your garden grow money

Find the treasure chest bursting with riches at the bottom of your garden.

RBA boss urges ‘risky’ payments

cyber payments

RBA boss urges ‘risky’ payments

Reserve Bank boss tells Aussies to hurry and register for new payment system.

Grandfathered commissions stopped

Grandfathered commissions stopped

Grandfathered commissions stopped

The National Australia Bank announces it will stop taking grandfathered commissions.

Flight delay insurance

Flight delay insurance

Flight delay insurance

Travellers can now be covered for the cost of a delayed flight.

Super grows 8 per cent wealthier

Superannuation assets exceed $2.7 trillion barrier

Super grows 8 per cent wealthier

Despite the growth spurt, superannuation fund payouts slide nearly five per cent.

Reverse mortgages concern ASIC

Reverse mortgages concern ASIC

Reverse mortgages concern ASIC

Older Australians are increasingly turning to reverse mortgages to fund their retirement.

Can Katy contest 20-year-old will?

Can Katy contest 20-year-old will?

Can Katy contest 20-year-old will?

Lawyer Rod Cunich reveals whether it’s too late.

Will loan scheme affect pension?

Fears Pension Loan Scheme funds may affect pension

Will loan scheme affect pension?

Health Department clears up confusion on how funds are assessed.

How to put your points to good use

How to put your points to good use

How to put your points to good use

Are you a frequent flyer with piles of points you can afford to offload?

Energy rebate rescued from ashes

help with heating bills

Energy rebate rescued from ashes

The Government has abandoned plans to scrap payments that help with energy bills.

Why gas producers slug you

Why gas producers slug you

Why gas producers slug you

Just when you need to stay warm, your gas bill tariffs start to soar.

Govt wants to help you make money

Kelly O’Dwyer launches national money-making scheme

Govt wants to help you make money

Government launches financial literacy plan to make Australians $200 billion richer.

Shopping tip could save you $1000s

Shopping tip could save you $1000s

Shopping tip could save you $1000s

An interesting shopping tip that could shave thousands off your annual grocery bill.

Finance industry watchdogs savaged

Kenneth Hayne chairs super inquiry

Finance industry watchdogs savaged

Findings of bad behaviour ranging from disappointing to downright shocking.

Can Bec avoid capital gains tax?

Can Bec avoid capital gains tax?

Can Bec avoid capital gains tax?

Noel Whittaker outlines the likely ramifications in sale of inherited house.

Doing the maths on investments

Doing the maths on investments

Doing the maths on investments

Here’s what happened to a $5 commemorative coin bought in 1988.

Stashing your cash on the move

Stashing your cash on the move

Stashing your cash on the move

There are many creative ways to store your spending money. Here are seven of the ...

Beware this realistic fake bill scam

Beware this realistic fake bill scam

Beware this realistic fake bill scam

Emails claiming to be from Optus are the latest scam threat to watch out for.

Explained: get a pension top up

Explained: get a pension top up

Explained: get a pension top up

If you receive less than a full pension, the Government may lend you some money.

Money musts before you die

Money musts before you die

Money musts before you die

Having your financial affairs in order will make a difficult time easier on your family.

Steer towards an insurance refund

Steer towards an insurance refund

Steer towards an insurance refund

Not too late to check if you are owed a refund for buying junk car ...

Seniors steadying property market

Older Australians holding the property market steady

Seniors steadying property market

Older Australians are the reason Australia’s property prices won’t dive.

Do you qualify for a PCC?

Do you qualify for a PCC?

Do you qualify for a PCC?

Bob’s wife is eligible for concessions even though she’s not an age pensioner.

When to check your pension

When to check your pension

When to check your pension

Your pension is not always static, so how often should you check for changes?

Commbank takes hit over laundering

Commbank profit slides five per cent after company fines

Commbank takes hit over laundering

Corporate fines cost Commbank a record profit, new chief executive laments.

Top 20 funds really ripping you off

The top 20 super funds that may really be ripping you off

Top 20 funds really ripping you off

Members matter when it comes to claims of high fees charged by super funds.

Increase the value of your home

Increase the value of your home

Increase the value of your home

Choose the wrong colour and you could actually decrease the value of your home.

Govt bank response falls short

Treasurer believes “consumer power” will drive banking reform

Govt bank response falls short

Treasurer says customers “complicit in allowing the deck to be stacked against us”.

Site sinks teeth into dental costs

New service puts overcharging dentists on notice

Site sinks teeth into dental costs

Seniors no longer need to put up with expensive dental work, thanks to a new ...

Supermarkets’ hypocrisy revealed

Shopper in a supermarket

Supermarkets’ hypocrisy revealed

Woolies sends ‘shocking’ tweet and Coles caves in to slow-to-adapt customers.

A shock to the super system

A shock to the super system

A shock to the super system

Australia’s $2.6 trillion super industry may be in for a shock.

Explained: slash car repair costs

Explained: slash car repair costs

Explained: slash car repair costs

This is how to avoid becoming a victim of expensive rorting by car mechanics.

Should I keep my life insurance?

Should I keep my life insurance?

Should I keep my life insurance?

Noel Whittaker tells Andrea whether she and her husband should ditch life insurance.

Super funds ‘exploiting’ members

Super funds are ‘exploiting’ members: ASIC chairman

Super funds ‘exploiting’ members

ASIC chairman reminds sector it is built on other people’s money.

Can you trust your super fund?

Mature couple speaking to a banker

Can you trust your super fund?

The next stage of the banking inquiry will reveal if you can trust your super ...

Should I downsize?

Should I downsize?

Should I downsize?

Harry thinks he understands downsizing, but he asks Noel Whittaker for his advice.

How to share travel expenses

How to share travel expenses

How to share travel expenses

How to avoid fights over travel expenses when you travel with a friend.

Scammers pocketing $4.3m a month

Scammers pocket $4.3m a month, on track for a record

Scammers pocketing $4.3m a month

People aged 45 to 64 most at risk, ACCC warns.

Manage money with minimal effort

Manage money with minimal effort

Manage money with minimal effort

Who wants to spend valuable time worrying about balancing the budget?

Super fees likely to increase: APRA

Government moves could lead to super fund premium increase

Super fees likely to increase: APRA

APRA confirms that Government moves could increase super fund fees.

Aussies stung by credit card fees

Aussie travellers warned of travel credit card rip off

Aussies stung by credit card fees

Should you use a credit or debit card, or put your money in a pre-paid ...

The price of financial freedom

How much you think you’d need to be financially free in retirement?

The price of financial freedom

How much you think you’d need to be financially free in retirement?

Future is bright for Aussie super

Super fund members can expect a better second half of 2018

Future is bright for Aussie super

SuperRatings says fund members can expect a much better second half of 2018.

The only budgeting tool you need

The only budgeting tool you need

The only budgeting tool you need

If you don’t want to run out of money before your next payment, you need ...

Jobless seniors face health risks

Consumer group urges higher dole to cut health risks

Jobless seniors face health risks

Boosting the dole would reduce chronic disease among the poorest.

Retirement income plan unnerving

Government’s plan to provide retirement stability is backfiring

Retirement income plan unnerving

Government’s proposed retirement income framework is making Australians nervous.

Know your pension entitlements

Know your pension entitlements

Know your pension entitlements

Here are the latest government updates to help you stay on track.

How to choose the right payment

How to choose the right payment

How to choose the right payment

Information on choosing between the Age Pension and Carer Payment.

What guarantees happy retirement?

What guarantees happy retirement?

What guarantees happy retirement?

Money doesn’t guarantee a happy retirement. Here’s what does.

When ‘natural’ can be artificial

aldi shoppers

When ‘natural’ can be artificial

High Court has its say on Aldi hair product promise.

Woman fails to lodge 91 tax returns

Woman fails to lodge 91 tax returns

Woman fails to lodge 91 tax returns

Court orders 12-month suspended sentence for woman who defied the ATO.

Complete guide to estate planning

Complete guide to estate planning

Complete guide to estate planning

Lawyer Rod Cunich explains what you need to know when sorting your affairs

Research reveals retiree spending

Retirees spending less than the Age Pension: report

Research reveals retiree spending

Retirees spending less than the Age Pension, even though they can afford to spend more.

Pay off solar sooner than you think

Pay off solar sooner than you think

Pay off solar sooner than you think

Will you ever be able to pay off a solar installation in time to enjoy ...

AIA National Investors Conference

AIA National Investors Conference

AIA National Investors Conference

YourLifeChoices subscribers are invited to attend the AIA National Investors Conference.

Time to “unmask the crooks”

“It’s time to unmask the crooks”, say irate members

Time to “unmask the crooks”

Irate members have their say on all that’s wrong in the energy sector.

Electricity market is broken: ACCC

Electricity market is broken, says ACCC

Electricity market is broken: ACCC

Report predicts annual savings of between $290 and $415.

Splitting between cash and card

Splitting between cash and card

Splitting between cash and card

Joan wants to know how best to split her travel budget between card and cash.

The reason Aussies overspend

The reason Aussies overspend

The reason Aussies overspend

The decreasing reliance on cash is leading people to lose control of their finances.

Energy prices explained

Energy prices explained

Energy prices explained

Cutting through the waffle to explain how energy pricing works.

Noel's tips for cash-strapped duo

Two homes but this couple are struggling

Noel's tips for cash-strapped duo

When is the right time for this cash-strapped couple to sell their second house?

Save on energy at home while you’re away

Save on energy at home while you’re away

Save on energy at home while you’re away

About to go on holiday? Here are five energy-saving tips for your home.

Super fund blitzes the competition

Super fund outperforming the pack by a significant margin

Super fund blitzes the competition

One Australian super fund is outperforming the pack by a significant margin.

Clearing debt on an Age Pension

money, debt, savings, finance, age pension,

Clearing debt on an Age Pension

Getting out of debt is about recognising the problem and taking steps, says expert.

100,000 pensioners lose funding

Government winds back funding to 100,000 older Aussies

100,000 pensioners lose funding

Home-care packages promised to 100,000 eligible retirees will now be dropped.

What the ATO will target this year

Tax-time refresher before you complete your return

What the ATO will target this year

Cryptocurrency and Uber claims join the income tax return hit list.

Super funds risking your money

Super funds are gambling with members’ money on risky options

Super funds risking your money

Funds are investing in products like the ones that led to the Global Financial Crisis.

When one spouse retires first

When one spouse retires first

When one spouse retires first

How to avoid the major pitfalls of a mixed-retirement relationship.

Could you borrow from a bank?

Could you borrow from a bank?

Could you borrow from a bank?

The strategies you need to know if you are over 50 and want to borrow ...

Power price reductions are here

Power price reductions are here

Power price reductions are here

Australian energy providers introduced lower rates as of 1 July.

GPs issue health check warning

GPs issue health check warning

GPs issue health check warning

Australian GPs have issued a warning on free health checks.

Make your council rates affordable

Make your council rates affordable

Make your council rates affordable

There are a number of ways to remove the sting of your council rates.

Does PayPass work overseas?

Does PayPass work overseas?

Does PayPass work overseas?

Does PayPass work overseas, or do you still need to buy foreign currency?

Smart ways to keep extra cash

Smart ways to keep extra cash

Smart ways to keep extra cash

Be in the best position you can as the new financial year begins with this ...

When death is not a tax deduction

When death is not a tax deduction

When death is not a tax deduction

How to know if an estate needs to lodge an income tax return.

Prepare for ‘Aldi on steroids’

Superstore hailed as ‘Aldi on steroids’ is coming to Australia

Prepare for ‘Aldi on steroids’

German discount superstore Kaufland is coming to Australia.

‘Super only doing half its job’

‘Super only doing half its job’

‘Super only doing half its job’

Australia’s super system has reached critical mass, but remains under-developed.

Super scammers target savings

Super scammers target savings

Super scammers target savings

Scammers encouraging people to access their retirement savings early.

Would a trust benefit your family?

Would a trust benefit your family?

Would a trust benefit your family?

Can trusts keep avoiding $3.5b in taxes and Bill Shorten’s threats to make them pay?

Age Pension “too hard”

Age Pension process is “too hard, too complicated and too long”

Age Pension “too hard”

The application process for the Age Pension is “too complicated and too long”.

How tax cuts will affect you

Tax cuts: older Australians will lose out in the long run

How tax cuts will affect you

The Government’s tax package promises short-term gains but long-term pain.

Why private labels are taking over

Supermarkets are stocking more of their own brands even as they shrink stores

Why private labels are taking over

Supermarkets are stocking more of their own brands even as they shrink stores.

Boomers would rather retire early

Male baby boomers would rather retire early than work part time

Boomers would rather retire early

Baby boomer men would rather retire early than take on part-time work.

How to invest $20,000 each year

How to invest $20,000 each year

How to invest $20,000 each year

Noel Whittaker advises what to do with annual savings as couple eyes retirement.

Best time to plan for retirement

Best time to plan for retirement

Best time to plan for retirement

Many retire unexpectedly, so the sooner planning for retirement begins, the better.

Where the wild savings are

Where the wild savings are

Where the wild savings are

End-of-financial-year sales help you avoid winter blues without breaking the bank.

Aussie super funds bounce back

Aussie super funds bounce back

Aussie super funds bounce back

Super funds bounced back in May despite global tensions shaking the market.

How to have that tricky money talk

How to have that tricky money talk

How to have that tricky money talk

Choose your words carefully when talking money with your elderly parents.

A sector you trust less than banks

A sector you trust less than banks

A sector you trust less than banks

Discounting not understood, satisfaction in freefall.

The small super fund beating yours

The small super fund beating yours

The small super fund beating yours

How does this non-industry fund beat other superannuation funds over the long term?

Will this Centrelink cut cost you?

Will this Centrelink cut cost you?

Will this Centrelink cut cost you?

Key carers forced to switch into new payment system and forego payment.

Super fund calls for tougher rules

Super fund calls for tougher rules

Super fund calls for tougher rules

Real Estate Industry Super calls for stricter controls on self-managed super funds.

Centrelink cuts coming your way

Centrelink cuts coming your way

Centrelink cuts coming your way

Centrelink is scrapping one payment, refusing to backdate another: are you affected?

How much can I gift my son?

How much can I gift my son?

How much can I gift my son?

Janice wants to know if she can help her disabled son without affecting her Age ...

Simple tips for big savings

Coins in a jar money saved while renting

Simple tips for big savings

Even retirees on a budget should follow these simple savings tips.

Retirees missing out on the boom?

Retirees missing out on the boom?

Retirees missing out on the boom?

Economy may be surging, but pensioners are losing out on the growth spurt.

The one credit fix you don’t need

The one credit fix you don’t need

The one credit fix you don’t need

Don’t pay to fix your bad credit rating, warns ASIC.

How responsible is your super?

How responsible is your super?

How responsible is your super?

Responsible Investment Association ranks the most ethical super funds.

Where will $700m CBA fine end up?

Where will $700m CBA fine end up?

Where will $700m CBA fine end up?

CommBank cops hefty fine, but market doesn’t blink and instead pushes shares higher.

Downsizing: the good, bad and ugly

Could downsizing save your retirement?

Downsizing: the good, bad and ugly

The good, the bad and the ugly of downsizing to save your retirement.

Will wage ruling boost pensions?

Will wage ruling boost pensions?

Will wage ruling boost pensions?

The boost to the minimum wage should flow to Age Pensions.

Tips for buying glasses online

Tips for buying glasses online

Tips for buying glasses online

The internet can save you money on eyewear, especially if your prescription is simple.

Adult kids cost parents thousands

Children who stay put costing parents $12.2b a year

Adult kids cost parents thousands

Parents spend about $112 a week on adult children who refuse to move out: research.

The rich get richer

Australia’s wealthiest should be the Government’s next tax target

The rich get richer

Australia’s richest added $49.6 billion to their collective coffers.

Why you still need a planner

Why you still need a planner

Why you still need a planner

Yes there are dodgy financial advisers, but not all are bad.

Lending your child a helping hand

How can I help my child get into the property market?

Lending your child a helping hand

Younger people are finding it harder to break into the property market, but you can ...

Super – who gets what?

Super – who gets what?

Super – who gets what?

How can you make sure your family receive your fortune?

CBA fee hike an out-and-out gouge

commbank customers

CBA fee hike an out-and-out gouge

CommBank tells customers they will foot the $80m bill for regulatory compliance.

Telco fined $1.5m for NBN deception

Optus forced to pay out $1.5m for misleading NBN customers

Telco fined $1.5m for NBN deception

Federal Court forces Optus to pay $1.5m for misleading NBN customers.

When should you review your will?

When should you review your Will?

When should you review your will?

The slightest error could void your will. And once you’re gone, you can’t fix it.

$340 million lost to scams in 2017

$340 million lost to scams in 2017

$340 million lost to scams in 2017

The amount of money lost to scams in 2017 will shock you.

10 terrible spending habits

buying bottled water

10 terrible spending habits

Spending less than you earn sounds easy, but there are traps out there.

What to do with a surprise windfall

What to do with a surprise windfall

What to do with a surprise windfall

Noel Whittaker explains how Ginny can best use her inheritance.

Budget boost for annuities

Budget boost for annuities

Budget boost for annuities

Evaluating whether a lifetime product is right for you.

Super funds return to riches

Super funds return to riches

Super funds return to riches

Two months of losses reversed by superannuation funds as shares pile on the fat.

Ask these questions to save money

Ask these questions to save money

Ask these questions to save money

If you don’t ask, you won’t know. It’s time to get motivated.

Power of attorney protocols

Power of attorney protocols

Power of attorney protocols

Can my spouse and daughter share the duties?

What to do with holiday shack funds

What to do with holiday shack funds

What to do with holiday shack funds

Can Pauline and Phil top up their super?

Coalition trading tax cuts for votes

Coalition trading tax cuts for votes

Coalition trading tax cuts for votes

The Government seems to be trading votes for a quick income tax cut sugar hit.

Tap into these water savings

Tap into these water savings

Tap into these water savings

You can probably save heaps on your water bill with a tweak of your daily ...

Energy cop damning on retailers

Regulator says power companies fail vulnerable customers

Energy cop damning on retailers

Watchdog report shows power retailers need to lift their game, says Energy Minister.

Are your savings at risk?

CBA now scrambles to tell customers of huge data loss

Are your savings at risk?

CommBank admits to losing data of around 20 million customer accounts.

Financial tribunal gets the nod

Financial tribunal gets the nod

Financial tribunal gets the nod

The new board to oversee complaints about superannuation has been named.

How deeming rates affect you

How deeming rates affect you

How deeming rates affect you

Each year, tweaks to the deeming rate formula erode some pension entitlements

Pensioner housing woes worsening

Age pensioners' housing woes worsen

Pensioner housing woes worsening

Shockingly few affordable homes are available for pensioners and low-income earners.

Super slump continues

Australian super funds suffer second monthly decline in returns

Super slump continues

Australian super funds suffer second monthly decline in returns but there's still good news.

So who needs a financial adviser?

So who needs a financial adviser?

So who needs a financial adviser?

Tips to help you evaluate whether you need a planner.

Recouping your lost AMP money

Recouping your lost AMP money

Recouping your lost AMP money

A Sydney law firm has begun investigating a class action against AMP.

How upsizing protects your pension

How upsizing protects your pension

How upsizing protects your pension

Retirees are buying bigger homes to protect their pensions and investments.

Get tax right and triple the pension

Economists warn against company tax cuts

Get tax right and triple the pension

The Government's defence of proposed company tax cuts is becoming untenable.

Financial literacy is a minefield

Financial literacy is a minefield – I need superannuation 101!

Financial literacy is a minefield

Lynne Dorney describes financial literacy as a minefield and has asked us for help.

Retirees’ cost of living rising

Transport and food drive household cost increases

Retirees’ cost of living rising

Household costs for age pensioners rose 0.6 per cent in the December 2017 quarter.

Which plans are most baffling?

Insurance, mobile phones, super or energy. Which is most confusing?

Which plans are most baffling?

Olga Galacho reveals the plans and products that are most confusing.

Pension changes March 2018

Government Update: Changes to pension payments and rules

Pension changes March 2018

We keep you up to date with retirement income changes and updates.

The costs that cut deepest

Matt Grudnoff: The costs that cut the deepest

The costs that cut deepest

Where does your money go? We ask economist Matt Grudnoff for some answers.

Understanding annuities

Could annuities be the solution to a reliable income stream?

Understanding annuities

Annuities are becoming a popular means of ensuring a reliable income stream.

How Centrelink assesses your super

How Centrelink assesses your super

How Centrelink assesses your super

Centrelink uses a glad bag of rules when assessing super: Here are some of them.

Could your fund perform better?

Could your fund perform better?

Could your fund perform better?

Super funds need more access to members’ financial data, says expert.

Super shocked by shaky market

Super funds shocked by shaky share market

Super shocked by shaky market

Super fund holders look for ways to subvert a shaky share market.

Fears for financial decision making

Dementia will have dire consequences for financial decisions

Fears for financial decision making

Dementia will have dire consequences for financial decision making, report says.

Voters want energy efficiency

Voters want energy efficiency

Voters want energy efficiency

Australians want governments to do more to support energy efficiency.

Next RBA rate hike will shock

RBA's 'shocking' impending rate hike may be a boon for retirees

Next RBA rate hike will shock

The next cash rate hike will come as a shock, says RBA boss.

Industry super funds rule league

Industry funds beat for-profit super managers again

Industry super funds rule league

Despite Government bullying, industry superannuation funds still outdo bank rivals.

Banks to be grilled on poor advice

Banks to be grilled on poor advice

Banks to be grilled on poor advice

Banking inquiry will probe systematic failures in financial advice divisions.

Strangers pay pensioner's rent

Elderly renter finds Facebook group is a friend indeed

Strangers pay pensioner's rent

Rental manager driven to help elderly tenant reclaim pension and pay back debt.

Canada: shoulder season savings

How to get more bang for your buck on a Canada holiday

Canada: shoulder season savings

Want to know the cheapest time of the year to travel to Canada?

How to reduce home insurance costs

Nine ways to reduce your home insurance costs

How to reduce home insurance costs

Home insurance costs can take a chunk out of any budget. Here's how to minimise ...

Beginner’s guide: downsizing rules

Beginner’s guide: downsizing rules

Beginner’s guide: downsizing rules

From 1 July, new rules will incentivise Australians aged over 65 to grow their super.

Not such a super idea

Not such a super idea

Not such a super idea

Expert analyses the pros and cons of lifting the preservation age.

Deeming rates: are they too high?

Are deeming rates too high?

Deeming rates: are they too high?

Like many retirees, Karen believes that deeming rates are simply too high.

Minister lashes out at super funds