rai

The following articles have the tag rai

COVID heaps pressure on estate planning

Nothing like a pandemic to put pressure on estate planning

COVID heaps pressure on estate planning

Why we need to get our affairs in order – and keep them that way.

How the COVID fallout is affecting you

COVID-19 ushers in new period of retirement income uncertainty

How the COVID fallout is affecting you

Survey reveals a major rethink about retirement savings as a result of the pandemic.

Assistance you should know about

Assistance you should know about

Assistance you should know about

Support payments, Age Pension updates, Robo-debt refunds, free travel and more.

There’s worse to come

Be prepared – things will get worse before they get better

There’s worse to come

COVID ‘widening gap between savvy money managers and those who live for the moment’.

Nest egg strategies under the microscope

What COVID-19 taught us about investing for retirement income

Nest egg strategies under the microscope

The ‘Bears’ are up against the ‘Goldilocks’ to see whose savings perform the best.

Affluents cruise, Cash-Strapped lose

Affluents cruise, Cash-Strapped bear brunt of increases

Affluents cruise, Cash-Strapped lose

Fires and drought have biggest impact on March quarter costs.

What to do when the market turns nasty

How to protect your portfolio when the market turns nasty

What to do when the market turns nasty

Analyst Russell Markham tells how he weathers the storm when the economy tumbles.

Is deflation good news for your budget?

Is deflation good news for your living costs?

Is deflation good news for your budget?

A pandemic, a recession and deflation … what does it all mean for retirees?

Money going to the wrong people

Biggest trap for retirees? Our entire retirement income system

Money going to the wrong people

Australia must confront fundamental problems with its retirement income system.

Tracking cost-of-living increases

Tracking tribes’ cost-of-living increases

Tracking cost-of-living increases

Cash-Strapped Couples and Singles and Constrained Singles bear the brunt of cost-of-living increases in the ...

Noel helps ‘cash-strapped' retiree

older woman at the chemist

Noel helps ‘cash-strapped' retiree

Could this 'cash-strapped' retiree be better placed? Personal finance expert Noel Whittaker assesses her financial ...

Noel helps ‘constrained' retirees

older couple shopping at a market

Noel helps ‘constrained' retirees

Could these constrained retirees be better placed? Personal finance expert Noel Whittaker assesses their financial ...

Noel helps ‘affluent' retirees

Noel Whittaker helps ‘typical retirees’ organise their finances

Noel helps ‘affluent' retirees

Could these 'affluent' retirees be better organised financially? Personal finance expert Noel Whittaker assesses their ...

Noel helps ‘typical retirees’

retired couple walking up stairs

Noel helps ‘typical retirees’

Could these retirees be better placed? Personal finance expert Noel Whittaker assesses their financial health ...

Take guesswork out of retirement

Rule of thumb takes the guesswork out of retirement

Take guesswork out of retirement

Retired actuary and ‘rule of thumb’ co-creator John De Ravin explains how you can spend ...

When retirement spending peaks

Knowledge is power in juggling your spending in retirement

When retirement spending peaks

Will you spend more in retirement than during your working life? Will your spending change ...

Costs that could hurt your retirement

The living costs that could hurt your retirement

Costs that could hurt your retirement

Australia Institute senior economist Matt Grudnoff dusts off the crystal ball to help you budget ...

What we wish we knew about retirement

What we wish we knew about retirement

What we wish we knew about retirement

There seem to be many questions without answers for retirees and pre-retirees, writes Janelle Ward. ...

Rethink dual Age Pension tests

Rethink dual Age Pension tests

Rethink dual Age Pension tests

Economist Sean Corbett tells how the Age Pension system must change.

Retirees need not live in poverty

Here’s why older Australians need not be living in poverty

Retirees need not live in poverty

Government funds are going to the wrong people, writes economist Matt Grudnoff.

Retirement ‘pillar’ is crumbling

Government must step up for homeowners and renters

Retirement ‘pillar’ is crumbling

Home ownership is a fundamental plank in our retirement income system, but it’s crumbling, write ...

How to use the RAI?

How to use the RAI to properly plan your retirement budget

How to use the RAI?

Ken is using the Retirement Affordability Index to plan his return to Australia.

Retirement Affordability Index™ March 2019

How to cut the cost of owning a home - and cash in if you need to boost your income

Retirement Affordability Index™ March 2019

As a valued member of YourLifeChoices’ website, you know our mission is to deliver up-to-date, ...

How to save on household spending

How to save on household spending

How to save on household spending

Make the most of every dollar by following these tips.

Rent relief for ‘Cash-Strapped’?

Rent relief for ‘Cash-Strapped’?

Rent relief for ‘Cash-Strapped’?

Without rent assistance, poverty will continue to plague ‘Cash-Strapped’ tribes.

How ‘Affluents’ will be challenged

How ‘Affluents’ will be challenged

How ‘Affluents’ will be challenged

AMP Capital chief economist Dr Shane Oliver predicts what 2019 is likely to deliver.

Costs set to test ‘Constrained’

Costs set to test ‘Constrained’

Costs set to test ‘Constrained’

Per Capita’s Myfan Jordan predicts the pressure points for the ‘Constrained’ tribes.

Cost rises hit Affluents hardest

Cost rises hit Affluents hardest

Cost rises hit Affluents hardest

Transport and recreation greatest burden on tribes.

Changes affecting retirees in 2019

Changes affecting retirees in 2019

Changes affecting retirees in 2019

YourLifeChoices keeps you up to date with retirement and income changes.

Creative ways to make extra cash

Creative ways to make extra cash

Creative ways to make extra cash

Ten ways you can make some extra cash from home.

Price rises set to hurt the most

Price rises set to hurt the most

Price rises set to hurt the most

Economist Matt Grudnoff reviews 2018 and forecasts the key changes to expect this year

Retirement Affordability Index™ December 2018

What you need to know to make the most of your retirement savings

Retirement Affordability Index™ December 2018

What you need to know to make the most of your retirement savings.

Super still a work in progress

Super still a work in progress

Super still a work in progress

Exposing the gap between super targets and average savings.

Income strategy is always important

Income strategy is always important

Income strategy is always important

Jeff and Marion have a $420,000 super nest egg, but the future looks challenging.

Health and transport drive up costs

Health and transport drive up costs

Health and transport drive up costs

Transport has been a significant driver of price increases in the past year.

How to ensure income for life

How to ensure income for life

How to ensure income for life

Can Constrained Couple structure their saving to ensure they don’t run out of money?

Pay bills and have money to spare

Pay bills and have money to spare

Pay bills and have money to spare

Paula struggles from week to week to pay essential bills. We sought some advice.

Retirement Affordability Index September 2018

Retirement Affordability Index September 2018

Retirement Affordability Index September 2018

Here are the strategies that can make your superannuation go further.

Struggling with health costs

Key tribe struggling with health costs

Struggling with health costs

Constrained Couples were most affected by the health-care increases.

Retirement Affordability Index June 2018

Retirement Affordability Index June 2018

Retirement Affordability Index June 2018

We explore the challenges – for government budgets, support services and your planning.

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