retirement

The following articles have the tag retirement

Plan to simplify retirement

Plan to simplify retirement

Plan to simplify retirement

The Federal Government wants to make it easier for people to understand retirement.

Retirement income top up extended

Retirement income top up extended

Retirement income top up extended

This is how you can access equity in your home to boost your spending clout.

Your loss is also your gain

Your loss is also your gain

Your loss is also your gain

Six things you no longer need in retirement that will save you money.

2018 super fund of the year

Top-performing funds named, but PC thinks they could do better

2018 super fund of the year

Top super funds announced, but the Productivity Commission thinks they could do better.

How to build an emergency fund

How to build an emergency fund

How to build an emergency fund

An emergency fund gives you some breathing space to deal with unexpected challenges.

Retire before 65 and reap benefits

Study finds those who retire before 65 reap benefits

Retire before 65 and reap benefits

Retirement offers a great opportunity to lead a healthier life: study finds.

Move to increase economic security

Move to increase economic security

Move to increase economic security

Women fleeing domestic violence will be granted early access to their super.

Retirement slipping from our grasp

Retirement slipping from our grasp

Retirement slipping from our grasp

A new study reveals Australians are less confident they will be able to retire comfortably.

Both payments woefully inadequate

Both payments woefully inadequate

Both payments woefully inadequate

YourLifeChoices members share their views on increasing Newstart or the pension.

How to tap into your super savings

How to tap into your super savings

How to tap into your super savings

You may be able to draw an income from your superannuation before you retire.

Is the ‘tree-change’ back in vogue?

Is the ‘tree-change’ back in vogue?

Is the ‘tree-change’ back in vogue?

There has been a surge in demand for properties located in ‘lifestyle’ regions.

Out of touch with reality

The top end of town is out of touch with retirement: survey

Out of touch with reality

Friday Flash Poll findings reveal that the top end is out of touch with retirement.

Revealing the reality of retirement

Revealing the reality of retirement

Revealing the reality of retirement

Take part in our Friday Flash Poll and reveal the reality retirement.

Self-funded retirees hit hardest

self-funded retirees pay highest cost

Self-funded retirees hit hardest

Older Australians bear the brunt of cost of living rises.

Ultra-low-fee super on the way

New super fund with low fees

Ultra-low-fee super on the way

New kids on the block set to disrupt traditional super industry.

Is retirement paradise or hell?

Is retirement paradise or hell?

Is retirement paradise or hell?

Most retirees are loving life, but survey finds some are doing it tough.

False view of retirement 'heaven'

Pensioners doing it tough

False view of retirement 'heaven'

Comment: Financial stress in retirement is very real, writes Kaye Fallick.

Retirees living the dream: report

well-off retiree

Retirees living the dream: report

Most retirees are comfortable and can actually save in retirement, report finds.

Franking credits could cost votes

Franking credits could cost votes

Franking credits could cost votes

A survey of older Aussies finds little support for closing the franking credits loophole.

PM dangles carrots for older voters

PM says he would prefer to increase the pension over Newstart

PM dangles carrots for older voters

Scott Morrison says he would rather increase the Age Pension than Newstart.

Should this tax loophole be closed?

Friday Flash Poll: Is shutting this tax loophole long overdue?

Should this tax loophole be closed?

Labor’s unpopular franking credits policy has a new enemy.

Why your financial plans will fail

Why your financial plans will fail

Why your financial plans will fail

What makes a successful financial plan? Is there a foolproof formula?

How super changes will affect you

Government announces retirement income changes

How super changes will affect you

New super changes address some minor but important issues that affect retirees.

The sting in your fund's tail

account-based pensions have higher fees

The sting in your fund's tail

Shop around for better value, superannuation specialist urges.

Prepared for retirement surprises?

Friday Flash Poll: Are you prepared for an emergency?

Prepared for retirement surprises?

Do you have an emergency fund to deal with surprise situations?

Job services failing older Aussies

Anglicare calls for reform to employment services

Job services failing older Aussies

Australia’s employment services are under fire for failing older people.

Is BoMaD ruining your retirement?

Is BoMaD ruining your retirement?

Is BoMaD ruining your retirement?

Most parents are keen to help their adult children, but at what price?

Our pension system is B-graded

Australian pension system worsens on global index

Our pension system is B-graded

Rejigged assets test has caused retirement income system to deteriorate: index.

Super still a work in progress

Super still a work in progress

Super still a work in progress

Exposing the gap between super targets and average savings.

Income strategy is always important

Income strategy is always important

Income strategy is always important

Jeff and Marion have a $420,000 super nest egg, but the future looks challenging.

Health and transport drive up costs

Health and transport drive up costs

Health and transport drive up costs

Transport has been a significant driver of price increases in the past year.

How to let others invest your money

How to let others invest your money

How to let others invest your money

You may be the best person to manage your own money.

Seniors slugged by super fund fees

Super fund fees rose by 10 per cent last year, reveals finance research group

Seniors slugged by super fund fees

Super fund fees rose by 10 per cent last year, reveals finance research group.

Positive attitude key to retirement

Positive attitude key to retirement

Positive attitude key to retirement

YourLifeChoices members believe that a positive attitude is vital to retirement.

Older Aussies embrace empty nests

Older Aussies embrace empty nests

Older Aussies embrace empty nests

Getting kids out of the family home contributes to financial and social freedom.

Female nest eggs set cracking pace

Women retirees sitting pretty

Female nest eggs set cracking pace

Pollster warns super balances not enough for retirement independent of Age Pension.

How to ensure income for life

How to ensure income for life

How to ensure income for life

Can Constrained Couple structure their saving to ensure they don’t run out of money?

Explaining the retirement tribes

Explaining the retirement tribes

Explaining the retirement tribes

How they were created and why.

Latest retirement income changes

Latest retirement income changes

Latest retirement income changes

The latest pension rates, supplement details, and asset and income test thresholds.

Pay bills and have money to spare

Pay bills and have money to spare

Pay bills and have money to spare

Paula struggles from week to week to pay essential bills. We sought some advice.

Lifeline for struggling retirees

Lifeline for struggling retirees

Lifeline for struggling retirees

Retirees are turning to the sharing economy to boost their income.

Super fund flags withdrawal freeze

fund may withhold savings

Super fund flags withdrawal freeze

Fears of sector meltdown prompt super fund to warn it may sit on members’ savings.

Retirees 'cause' population surge

Hospitals services strained

Retirees 'cause' population surge

Retiring baby boomers leave bosses with no option but to hire migrants: expert.

Campaign to fight for older people

EveryAGE Counts aims to protect the rights of older people

Campaign to fight for older people

The EveryAGE Counts campaign aims to protect the rights of older people.

Jack and Sue’s retirement makeover

Retirement makeover improves couple's financial situation

Jack and Sue’s retirement makeover

Retirement expert Glenn Smith-Cameron gives Jack and Sue a retirement makeover.

Retirement Affordability Index September 2018

Retirement Affordability Index September 2018

Retirement Affordability Index September 2018

Here are the strategies that can make your superannuation go further.

Solving the aged care mystery

Friday Flash Poll: Help us solve the aged care mystery

Solving the aged care mystery

Take part in our Friday Flash Poll and help us solve the aged care mystery.

Ten million ‘lack the will’

Ten million Australians don’t have a will: study

Ten million ‘lack the will’

Ten million Australians are in danger of losing control of their estate.

Will your retirement income last?

We know your retirement concerns, now here’s the solution …

Will your retirement income last?

Making your money last is the number one retirement concern.

Main drain on retirement savings

Main drain on retirement savings

Main drain on retirement savings

Research reveals that rising energy costs are hurting retirees the most.

Do you have retirement concerns?

Do you have retirement concerns?

Do you have retirement concerns?

Most retirees are concerned that their savings will not last in retirement.

Your postcode can ruin retirement

Your postcode significantly affects the cost of retirement

Your postcode can ruin retirement

Report shows super funds may be failing members in predicting retirement costs.

Retiring overseas: will it work?

Retiring overseas: will it work?

Retiring overseas: will it work?

Look before you leap: what you must know before retiring overseas.

Health issues cost retirees $142k

retirement

Health issues cost retirees $142k

Preventable health problems forcing retirement rethink, says study.

Best time to open pension account

Best time to open pension account

Best time to open pension account

Timing is everything when it comes to opening a retirement phase pension account.

Boomers less reliant on pension

Boomers less reliant on pension

Boomers less reliant on pension

Proportion of older Aussies relying on the pension decreases significantly.

Older Aussies want to leave a legacy

Older Aussies want to leave a legacy

Older Aussies want to leave a legacy

Leaving a financial legacy is becoming less important to older Australians.

Are these the best over-50s resort homes?

Are these the best over-50s resort homes?

Are these the best over-50s resort homes?

Quality resort-style living in a beautiful location – the ultimate in retirement luxury.

Why would you work until 70?

What would encourage older Australians to work until 70?

Why would you work until 70?

What would encourage older Australians to work longer?

Costs delaying your retirement

Costs delaying your retirement

Costs delaying your retirement

Aussies are working more years before retirement. Here’s why.

Backflip better late than never

Backflip better late than never

Backflip better late than never

Reversal of Government’s Age Pension eligibility policy welcome news for many.

Plan to lift pension age scrapped

age pensioners

Plan to lift pension age scrapped

Government does U-turn on plan to lift retirement age to 70.

What would make you work longer?

What would make you work longer?

What would make you work longer?

Could you be convinced to work until you were 70?

Super grows 8 per cent wealthier

Superannuation assets exceed $2.7 trillion barrier

Super grows 8 per cent wealthier

Despite the growth spurt, superannuation fund payouts slide nearly five per cent.

Avoid this if you retire early

Avoid this if you retire early

Avoid this if you retire early

Faced with the prospect of an early retirement, planning could save your sanity.

Reverse mortgages concern ASIC

Reverse mortgages concern ASIC

Reverse mortgages concern ASIC

Older Australians are increasingly turning to reverse mortgages to fund their retirement.

The healthcare costs challenge

Will baby boomers break the system?

The healthcare costs challenge

Will longer-living baby boomers break the system?

Top 10 retirement havens

Top 10 retirement havens

Top 10 retirement havens

Top 10 retirement destinations in Australia outside of metropolitan areas.

Government’s super plan slammed

Government’s super plan slammed

Government’s super plan slammed

ACTU accuses Government of abandoning women in response to super report.

The thing about living longer

The thing about living longer

The thing about living longer

YourLifeChoices members share their hopes and fears for those extra years.

Money musts before you die

Money musts before you die

Money musts before you die

Having your financial affairs in order will make a difficult time easier on your family.

The holiday or healthcare?

The holiday or healthcare?

The holiday or healthcare?

Why universal access to basic health and aged care is pivotal to a secure retirement.

Older Aussies leading homelessness

Older Aussies leading homelessness

Older Aussies leading homelessness

Older people are becoming homeless in increasing numbers and action is needed now.

How does sale affect Age Pension?

How does sale affect Age Pension?

How does sale affect Age Pension?

Mavis is considering the pension implications of moving into a retirement village.

Why aged-care planning is vital

Why aged-care planning is vital

Why aged-care planning is vital

It’s tempting to ignore the costs, but do so at your peril.

Global crisis confronting retirees

workers

Global crisis confronting retirees

‘Potential for outliving retirement savings is high’, says report

Why we should work until 70 – or not

Why we should work until 70 – or not

Why we should work until 70 – or not

Influential voices on both sides of the fence have their say.

Hoarding disorder and loneliness

Hoarding disorder and loneliness

Hoarding disorder and loneliness

The consequences of hoarding escalate as people get older.

Aussies face 12-year super shortage

Aussies face 12-year super shortage

Aussies face 12-year super shortage

People are seriously underestimating how much money they need to retire.

Retirement income changes

Keeping you up to date with retirement income changes

Retirement income changes

The latest government updates to help you fully understand your entitlements.

The shift from saving to spending

The shift from saving to spending in retirement

The shift from saving to spending

New superannuation proposals seek to address the fact Australians are living longer.

What guarantees happy retirement?

What guarantees happy retirement?

What guarantees happy retirement?

Money doesn’t guarantee a happy retirement. Here’s what does.

Crisis “to get worse” for over 55s

Crisis for over 55s “only going to get worse”

Crisis “to get worse” for over 55s

Immediate action is critical to solve growing homelessness problem.

Research reveals retiree spending

Retirees spending less than the Age Pension: report

Research reveals retiree spending

Retirees spending less than the Age Pension, even though they can afford to spend more.

How retirement will change in 2030

How retirement will change in 2030

How retirement will change in 2030

Will technology make retirement better or worse in the next decade?

Retirement income unfair for one group

Retirement income unfair for one group

Retirement income unfair for one group

Australia’s system may seem fair, but new research tells another story.

Major banks in trouble over super

Major banks in trouble over super

Major banks in trouble over super

Customers sold super products from staff unauthorised to provide advice.

Retirement Affordability Index June 2018

Retirement Affordability Index June 2018

Retirement Affordability Index June 2018

We explore the challenges – for government budgets, support services and your planning.

How to see Australia on a budget

Stunning katherine gorge in northern territory australia beautiful location in our backyard

How to see Australia on a budget

Forget high-priced holidays – here’s how to see Australia on a budget.

When one spouse retires first

When one spouse retires first

When one spouse retires first

How to avoid the major pitfalls of a mixed-retirement relationship.

‘Super only doing half its job’

‘Super only doing half its job’

‘Super only doing half its job’

Australia’s super system has reached critical mass, but remains under-developed.

Boomers would rather retire early

Male baby boomers would rather retire early than work part time

Boomers would rather retire early

Baby boomer men would rather retire early than take on part-time work.

How to invest $20,000 each year

How to invest $20,000 each year

How to invest $20,000 each year

Noel Whittaker advises what to do with annual savings as couple eyes retirement.

Best time to plan for retirement

Best time to plan for retirement

Best time to plan for retirement

Many retire unexpectedly, so the sooner planning for retirement begins, the better.

Top overseas retirement destination

Top overseas retirement destination

Top overseas retirement destination

New Zealand is the number one destination for Aussies looking to retire overseas.

The small super fund beating yours

The small super fund beating yours

The small super fund beating yours

How does this non-industry fund beat other superannuation funds over the long term?

What makes Aussies retire early?

What makes Aussies retire early?

What makes Aussies retire early?

The top seven triggers causing Australians to retire earlier than expected.

How to avoid common injuries

How to avoid common injuries

How to avoid common injuries

As we age, our ability to care for ourselves begins to diminish.

Simple tips for big savings

Coins in a jar money saved while renting

Simple tips for big savings

Even retirees on a budget should follow these simple savings tips.

Aussies not willing to work past 65

Aussies not willing to work past 65

Aussies not willing to work past 65

Few Aussies retire at 70, an age pension threshold the Government is proposing.

Do retirees have an income problem?

Do retirees have an income problem?

Do retirees have an income problem?

Is the Age Pension adequate or are those advocates living on a different planet?

Downsizing: the good, bad and ugly

Could downsizing save your retirement?

Downsizing: the good, bad and ugly

The good, the bad and the ugly of downsizing to save your retirement.

Calls to fix pension poverty

Calls to fix pension poverty

Calls to fix pension poverty

Australia is far from the ‘lucky country’ for 500,000 older Australians.

Worst-performing funds named

List of worst super funds surfaces. Is yours on it?

Worst-performing funds named

Productivity Commission wants to extinguish underperforming super funds.

Wave of seniors retiring at sea

Spending retirement years on a cruise liner

Wave of seniors retiring at sea

More retirees are growing sea legs and hitting the deck permanently.

I think I need a retirement coach

I think I need a retirement coach

I think I need a retirement coach

The financial plan is in place; now for the hard part.

Budget boost for annuities

Budget boost for annuities

Budget boost for annuities

Evaluating whether a lifetime product is right for you.

Super work exemption test

Federal Budget 2018: One-year exemption from work test

Super work exemption test

Recent retirees will be allowed to boost their superannuation balances.

ACCC ‘lack of action’ on Aveo

ACCC ‘lack of action’ on Aveo

ACCC ‘lack of action’ on Aveo

Aveo chief executive yet to be quizzed by competition regulator.

Fee-free retirement homes are here

Fee-free retirement homes are here

Fee-free retirement homes are here

Retirees offered innovative contracts by some village companies … but not Aveo.

How upsizing protects your pension

How upsizing protects your pension

How upsizing protects your pension

Retirees are buying bigger homes to protect their pensions and investments.

Financial literacy is a minefield

Financial literacy is a minefield – I need superannuation 101!

Financial literacy is a minefield

Lynne Dorney describes financial literacy as a minefield and has asked us for help.

YourLifeChoices RetirePlanner™

Pension and super rules are complex, but help is available

YourLifeChoices RetirePlanner™

Why you need the YourLifeChoices RetirePlanner™ tool.

Retirees’ cost of living rising

Transport and food drive household cost increases

Retirees’ cost of living rising

Household costs for age pensioners rose 0.6 per cent in the December 2017 quarter.

Which plans are most baffling?

Insurance, mobile phones, super or energy. Which is most confusing?

Which plans are most baffling?

Olga Galacho reveals the plans and products that are most confusing.

Pension changes March 2018

Government Update: Changes to pension payments and rules

Pension changes March 2018

We keep you up to date with retirement income changes and updates.

The costs that cut deepest

Matt Grudnoff: The costs that cut the deepest

The costs that cut deepest

Where does your money go? We ask economist Matt Grudnoff for some answers.

Understanding annuities

Could annuities be the solution to a reliable income stream?

Understanding annuities

Annuities are becoming a popular means of ensuring a reliable income stream.

Why older people are happier

Evidence that older people could be living the dream

Why older people are happier

Ageing and wellbeing expert discusses why older people are happier.

Next RBA rate hike will shock

RBA's 'shocking' impending rate hike may be a boon for retirees

Next RBA rate hike will shock

The next cash rate hike will come as a shock, says RBA boss.

Industry super funds rule league

Industry funds beat for-profit super managers again

Industry super funds rule league

Despite Government bullying, industry superannuation funds still outdo bank rivals.

Beginner’s guide: downsizing rules

Beginner’s guide: downsizing rules

Beginner’s guide: downsizing rules

From 1 July, new rules will incentivise Australians aged over 65 to grow their super.

Who profits from aged-care funds?

Charities find aged-care profits elusive, while shareholders rake it in

Who profits from aged-care funds?

Report highlights how private aged care companies make more money than charities.

Minister lashes out at super funds

Minister says Aussies need to save more for retirement

Minister lashes out at super funds

Minister tells retirees to save more while taking swipe at superannuation chiefs.

How to find your tax refund

How to find your tax refund

How to find your tax refund

You may not realise you are owed a refund from company tax paid on your ...

Is Australia the best place to retire?

Is Australia the best place to retire?

Is Australia the best place to retire?

Australia is ranked in the top third of countries considered the best countries to retire.

Politicians’ views on Age Pension

Politicians’ views on Age Pension

Politicians’ views on Age Pension

Politicians have avoided talking about Age Pensioners, so we asked them to speak up.

Beginners’ Guide: super funds

Beginners’ Guide: super funds

Beginners’ Guide: super funds

As you near retirement, you need to think carefully about how to draw on your ...

Has retirement made you a scrooge?

Has retirement made you a scrooge?

Has retirement made you a scrooge?

Some retirees become so good at saving for retirement that they forget to enjoy it.

All your cruise questions answered

All your cruise questions answered

All your cruise questions answered

Learn all the answers to your cruise questions at the 2018 Melbourne Bootcamp.

Experts explain franking credits

australian stock exchange screen

Experts explain franking credits

The franking credits fiasco has become more complicated than necessary.

Your retirement questions answered

Older woman asking retirement questions

Your retirement questions answered

Retirement experts to gather for the Melbourne Retirement Bootcamp™.

Are we working for the love of it?

Are we working for the love of it?

Are we working for the love of it?

Retirement is becoming a dirty word for 60-year-olds.

Do you need a money coach?

Do you need a money coach?

Do you need a money coach?

Just like playing an instrument, knowing how to manage your money better is a learned ...

Retirees could escape 'tax grab'

Change to Labor 'tax grab' will benefit 350,000 older Australians

Retirees could escape 'tax grab'

Labor's election win prompts Bill Shorten to forge ahead with unpopular tax grab.

Age Pension too complicated

Age Pension too complicated

Age Pension too complicated

The rules surrounding the Age Pension are complicated, say older Australians.

How to apply for an Age Pension

How to apply for an Age Pension

How to apply for an Age Pension

Our Beginner’s Guide helps you navigate the process.

More older people homeless

The rate of homeless people who are seniors has risen

More older people homeless

Australia's rate of homelessness is now almost on par with Britain.

Retirees speak up on homes test

A quarter of retirees want homes included in asset test

Retirees speak up on homes test

Call for homes worth just $500,000 to be asset tested for the Age Pension.

Super disadvantages and solutions

Kaye discusses the life-course disadvantages of super

Super disadvantages and solutions

Kaye talks to ABC News Radio about the challenges faced by female retirees.

Pension rises fail the vulnerable

Pension rises fail the vulnerable

Pension rises fail the vulnerable

Increases will not deliver a dignified retirement for older Australians.

‘Dice loaded in favour of boomers’

‘Dice loaded in favour of boomers’

‘Dice loaded in favour of boomers’

Oxford historian claims generational conflict will dictate the future of politics.

Coping on the smell of an oily rag

Coping on the smell of an oily rag

Coping on the smell of an oily rag

How to overcome fear of running out of money when you retire.

Money myths you should know

Money myths you should know

Money myths you should know

Buying into popular money myths can be costly. Here are some to avoid.

Cashing in on your property

Cashing in on your property

Cashing in on your property

You don’t have to choose between a roof over your head or the cash.

Govt to blame for housing crisis

Government to blame for housing crisis: Grattan Institute

Govt to blame for housing crisis

The Grattan Institute says governments are to blame for 'poisonous' politics of housing.

Opposing views on the Age Pension

Opposing views on the Age Pension

Opposing views on the Age Pension

The Government says all is good, the Opposition begs to differ.

Aveo court case widens scope

Aveo court case widens scope

Aveo court case widens scope

The Federal Court will soon hear allegations involving retirement village firm Aveo.

Landmark home-care reform planned

Landmark home-care reform planned

Landmark home-care reform planned

Federal Government hints at overhaul of home-care regulations in coming months.

How much to update a will?

How much to update a will?

How much to update a will?

Marcia wants to know how much it will cost to update her will.

Stop SMSF property punt: expert

Stop SMSF property punt: expert

Stop SMSF property punt: expert

Government urged to act in this year’s Budget.

Tech to save your retirement

Tech to save your retirement

Tech to save your retirement

Six savvy moves to make when you’re over 50

How to fix the Age Pension system

How to fix the Age Pension system

How to fix the Age Pension system

It’s possible for every Australian to live in retirement with dignity.

Super members stripped of $3300

Market slide cost some super members $3300

Super members stripped of $3300

The share market slide may have been costly for super but the long term looks ...

A day in the life of Max

A day in the life of Max

A day in the life of Max

Max Williams shares a day in the life of a real-life retiree.

Could divorce ruin your retirement?

Could divorce ruin your retirement?

Could divorce ruin your retirement?

Divorce does not only hurt the heart, but also the wallet.

How your money works in retirement

How your money works in retirement

How your money works in retirement

The lifestyles afforded the haves and the have-nots are poles.

The retirement income story

The retirement income story

The retirement income story

Retirees are living on the edge, what is the solution?

Retirees share their journeys

Retirees share their journeys

Retirees share their journeys

We asked for your stories if you were finding life as a retiree challenging.

How to fix the Age Pension

How to fix the Age Pension

How to fix the Age Pension

Retirees are hurting with one in four now living in poverty in Australia.

Energy costs are responsible

Energy costs are responsible

Energy costs are responsible

More than three million Australian retirees are living on a fixed income.

Critics lambast Age Pension system

Critics lambast Age Pension system

Critics lambast Age Pension system

There is a problem. At least that is what an overwhelming number of retirees say ...

Don’t panic over share losses

Don’t panic over share losses

Don’t panic over share losses

Super fund members told to sit tight for share market recovery.

Aussie super assets grow fastest

Aussie super assets grow fastest

Aussie super assets grow fastest

Australia's superannuation market is the world’s fastest growing system.

New assets test nabs almost 90,000

New assets test claims 90,000 Age Pension payments

New assets test nabs almost 90,000

New Age Pension assets and income test claims almost 90,000 part-pensions.

How to time your retirement

How to time your retirement

How to time your retirement

Many retire as soon as they hit retirement age, but is there a better way?

Reducing pension confusion

Reducing pension confusion

Reducing pension confusion

Most Australians are more confused than ever about their Age Pension entitlements.

Can your house cope with you?

Can your house cope with you?

Can your house cope with you?

Longer-lived Australians sacrificing quality of life by refusing to quit home

Bank practice putting seniors at risk

Poor lending practice putting older Australians at risk

Bank practice putting seniors at risk

Lenders to blame for the surging rates of mortgage stress.

Beat back these big money fears

Beat back these big money fears

Beat back these big money fears

The three money worries keeping older Australians awake can actually be solved.

Are you ready to retire quiz

are you ready to retire quiz, australians, life-work, transition, work, retirement planning

Are you ready to retire quiz

Have you done the necessary planning before beginning your transition?

Do you have to declare eBay sales?

Do you have to declare eBay sales?

Do you have to declare eBay sales?

Maria wants to know if she can sell items on eBay without declaring it to ...

Seniors to feel insurance pain

Older Australians will be worst hit by health cover hike

Seniors to feel insurance pain

More older Australians will feel the greatest pain from health insurance increases.

Are any cash jobs legal?

Some cash payments could land pensioners in trouble

Are any cash jobs legal?

Don’t forget to tell the taxman about your cash-in-hand bonus.

Tech that will change your life

Tech that will change your life

Tech that will change your life

These devices will change your life and the future.

Aussie super costliest in world

Aussie superannuation management the world’s costliest

Aussie super costliest in world

Super fund managers spend more of your savings on operation costs.

Will your money last in retirement?

Will your money last in retirement?

Will your money last in retirement?

Kaye joins Macquarie Radio to discuss why retirees are worried their money won't last.

Set your dream retirement nest egg

Set your dream retirement nest egg

Set your dream retirement nest egg

Calculate whether your super and pensions will deliver your desired lifestyle

Investment strategies after retirement

Investment strategies after retirement

Investment strategies after retirement

money, retirement, invest, mistake

Will an inheritance affect Linda’s pension?

Will an inheritance affect Linda’s pension?

Will an inheritance affect Linda’s pension?

Some lump sums are excluded from assessment, but which ones?

Four mistakes that wreck retirement

Four mistakes that wreck retirement

Four mistakes that wreck retirement

Here are the things to avoid if you want to make sure your retirement is ...

Declutter your life and save

Declutter your life and save

Declutter your life and save

By decluttering your life, you may save more than just space, you’ll save money too. ...

Where to retire for good health

Where to retire for good health

Where to retire for good health

Some cities are better than others for retirees’ health.

How to have a tax-free retirement

How to have a tax-free retirement

How to have a tax-free retirement

Expert advice on how to make your funds go further

Australia’s least expensive address

Australia’s least expensive address

Australia’s least expensive address

Your household bills are determined by where you live

Set your financial goals for 2018

Set your financial goals for 2018

Set your financial goals for 2018

ASIC is encouraging Australians to start the New Year by setting financial goals.

Fewer retired women need men

Fewer retired women need men

Fewer retired women need men

More women are returning to work after retiring than men, according to the ABS.

Surprising new retirement trend

older people painting activity

Surprising new retirement trend

Survey reveals that more older Australians are choosing to live in retirement villages.

How does an overseas pension work?

How does an overseas pension work?

How does an overseas pension work?

Maryanne wants to know if she can retire in the UK and still receive an ...

Five unexpected retirement expenses

Five unexpected retirement expenses

Five unexpected retirement expenses

No matter how good your planning is, there are always unforeseen expenses.

Noose tightens on super funds

Noose tightens on super funds

Noose tightens on super funds

Super funds put on notice to enhance performance or quit the industry.

Concerns about retirees’ spending

Retirees worried they’ll run out of time before money is spent

Concerns about retirees’ spending

Retirees spending big for fear they’ll run out of life before they run out of ...

Superannuation system fails women

Superannuation system fails women

Superannuation system fails women

Women retire with $113,000 less super than men.

Mending your retirement mentality

Mending your retirement mentality

Mending your retirement mentality

Planning for good mental health is as important as your retirement finances.

Fund launches aged-based pricing

Fund launches aged-based pricing

Fund launches aged-based pricing

Older workers to suffer from new insurance pricing policy.

Happy retirement a fantasy for many

Happy retirement a fantasy for many

Happy retirement a fantasy for many

The system is broken and a big group of retirees are suffering.

Renters face homelessness risk

Renters face homelessness risk

Renters face homelessness risk

Growing number of homeless made up of elderly people who rented.

Boomers’ biggest retirement fear

Study reveals baby boomers’ biggest retirement fear

Boomers’ biggest retirement fear

Study shows that sudden financial shocks top the list of retirement fears.

Should Age Pensions rise with wages?

older woman down on her luck

Should Age Pensions rise with wages?

The ACTU is worried about workers living in poverty, but what about our pensioners?

Is Ken Wyatt kidding himself?

Is Ken Wyatt kidding himself?

Is Ken Wyatt kidding himself?

Is Ken Wyatt kidding? Or is he on to something with his ‘senior gap year’?

Government entitlements update

Government entitlements update

Government entitlements update

Retirement affordability requires a full understanding of your entitlements.

How your spending will change

How your spending will change

How your spending will change

Living longer than previous generations comes at a price.

How price hikes affect your tribe

How price hikes affect your tribe

How price hikes affect your tribe

Recent price increases, especially in energy, have hit all Australians hard.

How much are you spending?

Retirement Affordability Index

How much are you spending?

The most current and relevant expenditure guidelines available for Australian retirees.

A tale of three retirements

A tale of three retirements

A tale of three retirements

The ‘big picture’ of retirement reveals there are about 4.35 million retirees in Australia.

The landscape of retirement

retriees

The landscape of retirement

As Australia’s super system matures, workers will retire with larger balances.

Single older women at risk

Single older women at risk

Single older women at risk

The single older woman who doesn’t own her own home is one of the most ...

Most Aussies will never fully retire

Analysis reveals that most Australians will never fully retire

Most Aussies will never fully retire

Analysis reveals that most Australians will never fully retire.

Free guide to retirement living

Free guide to retirement living

Free guide to retirement living

A free retirement living guide that explains common retirement accommodation options.

ATO reveals $2.5 billion tax rort

Government letting big fish off the hook

ATO reveals $2.5 billion tax rort

Why are we lifting the retirement age instead of chasing companies for unpaid billions?

Get ready for an income shock

income shock

Get ready for an income shock

When the best-laid plans fail to protect you against a nasty income shock.

Is your fund ‘stealing’ from you?

Stockspot releases its annual Fat Cat Funds Report

Is your fund ‘stealing’ from you?

Report reveals the super funds that charge high fees and deliver low returns.

Design your own downsize

Design your own downsize

Design your own downsize

Ellivo Architects would like to better understand your downsizing preferences.

Property helping older Aussies

Property gains spark inequality claims

Property helping older Aussies

Older Australians are much wealthier than they were 12 years ago.

Most retirees will run out of money

Most retirees will run out of money

Most retirees will run out of money

New research shows more than 60 per cent of retirees will run out of money ...

The gravy train and your pension

Hitch a ride on the gravy train and keep your pension

The gravy train and your pension

Hitch a ride to work on the gravy train and keep your full Age Pension.

Is it too late to start investing?

couple investing

Is it too late to start investing?

Have you left it too late to begin buying investments?

Earn up to $3250 extra Age Pension

Work Bonus workaround could earn you up to $3250 a year

Earn up to $3250 extra Age Pension

How you can work around the Work Bonus and earn up to $3250 extra Age ...

Which bank insults seniors?

Congratulating you for using ATMs is downright patronising

Which bank insults seniors?

Are you tired of organisations congratulating you for being able to use technology?

Project boosts older women’s incomes

Project aims to turn hobbies into cash businesses

Project boosts older women’s incomes

Project aims to help older women turn hobbies turn into cash businesses.

Home is where the extra cash is

reverse mortgage

Home is where the extra cash is

When is using the cash tied up in your home to fund retirement a sensible ...

Should you work for longer?

happy couple

Should you work for longer?

Research from the US indicates that working longer may actually be beneficial.

Debt, super, Age Pension all linked

stephen kinsella

Debt, super, Age Pension all linked

The type of household debt in Australia may change, but the amount stays the same.

More scrutiny of retirement groups

More scrutiny of retirement groups

More scrutiny of retirement groups

Retirement village operators are coming under closer scrutiny.

The three chapters of retirement

The three chapters of retirement

The three chapters of retirement

David Williams explains how to manage your longevity.

Test ‘drive’ a retirement home

Test ‘drive’ a retirement home

Test ‘drive’ a retirement home

Should buyers trial retirement village living before they sign a contract?

Aussies in the dark over super

Aussies in the dark over super

Aussies in the dark over super

Australians are underprepared for retirement according to new figures.

Retirement income concerns rise

Retirement money concerns rise

Retirement income concerns rise

Most Australians believe they will fall short of the amount needed for retirement.

Golden rules of early retirement

early retirement

Golden rules of early retirement

Are you ready to retire? Leon discusses the five golden rules of retirement preparation.

HILDA shows threat to Age Pension

young family in debt

HILDA shows threat to Age Pension

The latest HILDA survey reveals a trend that may threaten the retirement income system.

Things to consider when turning 60

couple walking

Things to consider when turning 60

The end of your working life is in sight, what do you do now?

Global Retirement Index rankings

Global Retirement Index rankings

Global Retirement Index rankings

Australia rates highly on the Global Retirement Index, but there’s room to improve.

Super funds deliver $140b windfall

Australian super funds enjoy the strongest returns in four years

Super funds deliver $140b windfall

Australian super funds deposit $140 billion into the retirement kitty.

Can two live as cheaply as one?

middle-aged couple sitting on couch looking at their finances

Can two live as cheaply as one?

What financial issues should you consider before taking the plunge?

Rent costs may bust pension system

house key sitting on top of hundred dollar notes

Rent costs may bust pension system

The cost of renting and the increase in renters may blow out our pension system.

Are you our Bootcamp winner?

Are you our Bootcamp winner?

Are you our Bootcamp winner?

We announce the lucky winner of our Sydney Retirement Bootcamp contest.

Can I get an Age Pension?

My husband works. Should I apply for an Age Pension?

Can I get an Age Pension?

Should Francine apply for an Age Pension, even though her husband works?

5 questions to ask your planner

Five important questions retirees forget to ask their planner

5 questions to ask your planner

Here are five important questions retirees forget to ask their planner.

ACCC to investigate Aveo

ACCC to investigate the Aveo national retirement village scandal

ACCC to investigate Aveo

ACCC will now launch an investigation into the Aveo retirement village scandal.

Worst retirement mistake to make

Next eggs with retirement plan book

Worst retirement mistake to make

There are many ‘experts’ who will tell you the shortcut to retirement bliss.

Layered approach for retirement income

middle aged couple planning retirement

Layered approach for retirement income

The need to provide for a longer retirement has become more critical than ever.

Minister responds to Aveo scandal

Minister responds to Aveo scandal

Minister responds to Aveo scandal

Behaviour that leads to the exploitation of elderly and vulnerable will not be tolerated.

Super set to end the year on a high

Australian money, calculator and notepad

Super set to end the year on a high

The top 10 performing super funds are set to end the financial year on a ...

The fun of being a senior

The fun of being a senior

The fun of being a senior

If your children pester you to spend your time wisely, it may be time to ...

Seven common retirement mistakes

Seven common retirement mistakes

Seven common retirement mistakes

When it comes to retirement, knowing what not to do is just as important as ...

Five steps to a happy retirement

Five steps to a happy retirement

Five steps to a happy retirement

When it comes to retirement, it’s easy to confuse success with happiness.

Managing your money at 60

Stacks of gold coins for money management

Managing your money at 60

Turning 60 often sharpens your focus on the need to plan for your financial future.

Tips for stretching a fixed income

Tips for stretching a fixed income

Tips for stretching a fixed income

Money-saving tips to help stretch a fixed income

Five best ways to cut power costs

Five best ways to cut power costs

Five best ways to cut power costs

Five best ways to reduce the ‘idle load’ cost of your power bill.

Can you get paid to live in Italy?

bormida italy

Can you get paid to live in Italy?

Italy is doing whatever it can to attract new residents, including cash and property offers.

$1m retirement income mumbo jumbo

$1m retirement income mumbo jumbo

$1m retirement income mumbo jumbo

A paper has debunked claims that a $1m super balance is the only way ...

Will his income be assessed?

Income assessment of money with magnifying glass

Will his income be assessed?

Carol is concerned that her partner’s income will stop her getting an Age Pension.

Five ways that you can save

Five ways that you can save

Five ways that you can save

Start saving today, with these five marvellous mini money hacks.

Loneliness in old age

Loneliness in old age

Loneliness in old age

Petra Bensted has created this photo essay to illustrate the loneliness felt by seniors.

25 ways to save $25 a week

pile of australian gold coins that add up to 25 dollars

25 ways to save $25 a week

Saving $25 per week may be simpler than you think. Here’s how you can do ...

The high cost of retirement

The high cost of retirement

The high cost of retirement

Retirement in Australia now requires a $1.5 million nest egg.

What will happen to your super?

What will happen to your super?

What will happen to your super?

The latest share market dip could mean trouble for Australians looking to retire soon.

Moves to outlaw fees for paper bills

Moves to outlaw fees for paper bills

Moves to outlaw fees for paper bills

Draft laws propose banning companies from charging for paper statements.

Seven money dos and don’ts

Couple looks over their finances and budget

Seven money dos and don’ts

The simplest actions, whether done or avoided, can have the biggest impact on finances.

How to halve your grocery bill

How to halve your grocery bill

How to halve your grocery bill

We discover which supermarket can save you the most on groceries.

How long will you live?

How long will you live?

How long will you live?

David Williams shares how to measure your longevity, and how it shapes your retirement.

When can I claim an Age Pension?

When can I claim an Age Pension?

When can I claim an Age Pension?

Martin is unsure how holiday pay will affect his claim for the Age Pension.

Sex and older women

Sex and older women

Sex and older women

A new study debunks the myths about older women’s attitudes towards sex.

Housing system broken and unfair

Is a 15 per cent increase in Rent Assistance enough?

Housing system broken and unfair

Productivity Commission proposes 15 per cent increase in rent assistance.

Understanding key retirement risks

Understanding key retirement risks

Understanding key retirement risks

The three retirement risks all Australians need to address.

Reaching preservation age

Reaching preservation age

Reaching preservation age

Preservation age is the first retirement milestone but what does it mean?

More pain for renters

for lease sign

More pain for renters

Competition in the rental market often results in renters paying more than is necessary.

Is your retirement going in style?

Is your retirement going in style?

Is your retirement going in style?

How’s your retirement going? Is it everything you hoped it would be?

Who should benefit from your super?

Who should benefit from your super?

Who should benefit from your super?

What happens to your super when you die isn't something most people consider.

Retirement haves and have nots

Our research shows retirement renters are doing it toughest

Retirement haves and have nots

Scott Morrison needs to consider housing affordability for retiree renters.

Will you get a pension payment?

Will you get a pension payment?

Will you get a pension payment?

Xenophon’s deal to pass company tax legislation is parochial and short term.

Do you fear a cashless society?

How will a cashless society affect older Australians?

Do you fear a cashless society?

Australia could become a cashless society by 2020. How will it affect you?

Plan your SMART retirement

plan for retirement question mark and hand

Plan your SMART retirement

Plan retirement using these five steps to guide you to your ideal lifestyle.

Busting the $1million super myth

scott pape

Busting the $1million super myth

Scott Pape: you don’t need $1 million for a successful retirement.

Family home not safe from test

Renewed calls for the family home to be included in the assets test

Family home not safe from test

Tony Shepherd has renewed calls for the family home to be included in the assets ...

Geez Louise, here we go again

Geez Louise, here we go again

Geez Louise, here we go again

The myth that the Age Pension is unaffordable and unsustainable is simply not true.

Pension spending time bomb

Tony Shepherd predicts that Australia risks being ‘crippled by pension spending’.

Pension spending time bomb

Tony Shepherd predicts that Australia risks being ‘crippled by pension spending’.

Retirement system under threat

Declining home ownership threatens retirement system

Retirement system under threat

The rate of home ownership is declining so fast that it threatens to undermine the ...

Making your retirement affordable

Five ways to make retirement more affordable

Making your retirement affordable

Living on a reduced income can be daunting, but there are ways to cut costs.

Retirees pessimistic about future

Survey shows that Australian retirees are the happiest people in the nation.

Retirees pessimistic about future

Survey shows that Australian retirees are the happiest people in the nation.

Could super be used to buy a home?

Should Australians be able to access super to buy a house?

Could super be used to buy a home?

The pros and cons of allowing people early access to super to buy a home.

Could retirees cash in with new rules?

New package could incentivise older Australians to sell the family home

Could retirees cash in with new rules?

New package could encourage older Australians to sell the family home.

Easing into retirement

Ease into retirement

Easing into retirement

YourLifeChoices Publisher Kaye Fallick chats with members of the Today show to discuss how you ...

Avoid this classic super error

Beware the super-spruiker promising worry-free wealth

Avoid this classic super error

Super changes create a potential risk for those making the maximum top-up.

A way to reduce assessable assets

an older man with his grandchild on his shoulders

A way to reduce assessable assets

There is one step people can take to reduce their assets tested.

Five rules of retirement

The five rules of retirement

Five rules of retirement

Kaye shares five basic rules for reviewing your retirement savings or income.

Busting the biggest retirement myth

It’s time to bust the worst retirement myth of all

Busting the biggest retirement myth

More than half of working Australians are not retirement-ready at all.

Missing the point on super

Should the Government raise compulsory super contributions?

Missing the point on super

Australians aspiring to live a comfortable retirement may need to get real about super.

Are you thinking of downsizing?

Have you considered all your downsizing options?

Are you thinking of downsizing?

You may have to consider all your options to make downsizing financially beneficial.

Family home in assets test: ACCI

ACCI says family home should be included in assets test

Family home in assets test: ACCI

The ACCI recommends that the family home be included in pension assets test.

Recession proofing your retirement

What should you do to protect your retirement savings?

Recession proofing your retirement

Noel Whittaker looks at what action you should take to protect your retirement savings.

The big super rip off

Thousands of Australians are missing money from their super accounts

The big super rip off

Thousands of Australians’ super accounts have been short-changed by employers.

Who wouldn’t want to live here?

Retirement video battle: Aussies up the ante

Who wouldn’t want to live here?

Homeowners of the Ocean Club Resort have upped the ante.

Not enough money for retirement

Lack of retirement funds forcing later retirement

Not enough money for retirement

Australians will retire later with insufficient superannuation balances.

Early retirement checklist

Thinking about retiring? Use this checklist to find out if you’re really ready

Early retirement checklist

Are you thinking about retiring soon? Here’s a checklist to help you decide if you’re ...

Centrelink reporting and payment dates

Centrelink reporting dates

Centrelink reporting and payment dates

Centrelink will be closed on Australia Day.

Take control of your retirement in 2017

How to take control of your retirement in 2017

Take control of your retirement in 2017

The burning issues you need to address to ensure your retirement gets back on track.

How to be richer this time next year

Person holding multiple 100 dollar notes

How to be richer this time next year

These seven tips should see you be richer in a year's time.

How long will your super last?

How long will your super last?

How long will your super last?

We show you how to get an idea of long your super will last.

The A to Z of super

Our A–Z of super will help you to understand your retirement savings

The A to Z of super

When it comes to superannuation, you can never know too much.

Housing affordability not an issue

affordable housing for everyone written on a wall

Housing affordability not an issue

The Government’s 20-month inquiry into housing affordability gave its findings on Friday.

Simple savings in retirement

Simple savings in retirement

Simple savings in retirement

these savings may seem simple but it's good to have a reminder.

The pros and cons of downsizing

What are the financial pros and cons of downsizing?

The pros and cons of downsizing

Should you downsize? Listing the pros and cons may help you to decide.

Does your family really know you?

Ten things my family doesn’t know about me

Does your family really know you?

Sometimes what makes us so special are the things people don’t know about us.

Home care versus aged care

Home care versus aged care

Home care versus aged care

Case studies in June’s example compare cost of home vs residential care.

Private renters fear the future

A bleak future for pensioners who don’t own a home

Private renters fear the future

Affordable housing and financial prospects for age pensioners are not promising.

Five best retirement calculators

Five best retirement calculators

Five best retirement calculators

We’ve rounded up the top five free retirement calculators on the internet.

What is Noni’s L.A.W.?

Noni Hazlehurst on acting, life and not retiring

What is Noni’s L.A.W.?

Noni Hazlehurst isn’t afraid to tell it like it is and we’re only too happy ...

Who’s really getting screwed?

Senior bashing has become the new media sport

Who’s really getting screwed?

Claims that seniors are rorting tax and screwing younger generations.

Seniors tax breaks in firing line

Pensioner couple worried about bills

Seniors tax breaks in firing line

The Grattan Institute has turned the focus to seniors – the new group of “taxed ...

Did Grinch steal your retirement?

Did the Grinch steal your retirement? Or was it your adult kids?

Did Grinch steal your retirement?

Are you one of the sandwich generation? Yes? Then you have our sympathy.

Super changes, super confusing

Super changes revealed to be confusing for many

Super changes, super confusing

Many Australians are confused by the Federal Government’s proposed super changes.

Your free retirement living guide

Retired couple looking at retirement living guide

Your free retirement living guide

Making the decision where to live in retirement has never been more confusing.

Opposition to stall super reforms

Opposition to stall super reforms

Opposition to stall super reforms

Federal Labor to put forward a proposal that would see steeper cuts to super concessions.

Politician pension increases rejected

High Court rejects politician pension increases

Politician pension increases rejected

The High Court rejected the bid of four retired politicians to claim larger retirement pensions.

Home ownership dream dead

older moan moving to rented property

Home ownership dream dead

The dream of home ownership is all but dead for those over 45.

Is super a big mistake?

The Grattan Institute claims that super’s importance is overblown

Is super a big mistake?

A new report claims that super’s importance to retirement savings is ‘overblown’.

More parents footing the bill

parents handing over money to an adult child

More parents footing the bill

Do you feel as though you’re constantly forking out to help your adult children?

Retirees secure doctorates

Retired couple celebrates achieving doctorates

Retirees secure doctorates

Proving that life doesn’t end at retirement, David and Susie secured PhDs.

Your retirement and the Age Pension

Your retirement and the Age Pension

Your retirement and the Age Pension

Simplified and concise information on retirement and the Age Pension.

Have your say on super

call for submissions on super changes

Have your say on super

Now is the time to let your thoughts be known on superannuation changes.

The upside of old

Kaye’s podcast on ageing positively

The upside of old

Our publisher, Kaye, spoke to ABC Overnights about the upside of ageing.

Preparing for the asset changes

Could a prepaid funeral help reduce your assessable assets?

Preparing for the asset changes

A prepaid funeral may help reduce your assessable assets.

Super changes cater to wealthy

Super changes reinforce Government’s focus on rich

Super changes cater to wealthy

Scrapping the $500,000 lifetime cap will only benefit rich Australians.

The Age Pension is inadequate

Aussies living in poverty prove Age Pension inadequacy

The Age Pension is inadequate

A new report has found that the Age Pension is thoroughly inadequate.

Is this the dream retirement house?

Japanese architect designs the dream retirement house

Is this the dream retirement house?

A Japanese architect has designed the dream retirement house.

Seven worst retirement mistakes

Green road sign saying retriement next exit

Seven worst retirement mistakes

Here are the seven planning mistakes that it will pay you to avoid.

Looking fabulous over 50

Growing old(er) gracefully

Looking fabulous over 50

Have you, too, endured a ‘Julia’ moment when a salesperson snubs you?

Why you’ll struggle to be debt-free

Woman using credit card to pay online

Why you’ll struggle to be debt-free

Here are four reasons why you will never be debt-free.

Tips to fix your retirement shortfall

Retirement nest egg on a deck

Tips to fix your retirement shortfall

If your retirement savings haven't quite gone to plan, here are some tips to fix ...

Are you ready for retirement?

Retirement: are you ready to make the change?

Are you ready for retirement?

The only way to evaluate if your ready to retire is to take charge.

Rich versus poor in retirement

Most retirees have modest spending habits regardless of income

Rich versus poor in retirement

New research has found that the expenditure levels for most retirees is similar.

Super more than pension supplement

Man confused about superannuation

Super more than pension supplement

Does the current proposal to enshrine super's purpose go far enough?

Take five on retirement

Is our retirement income system really broken?

Take five on retirement

Director of CEPAR, John Piggott, shares his point of view on retirement.

Super needs to be fixed right now

Major bank chief says superannuation needs to be fixed now

Super needs to be fixed right now

Westpac’s head of wealth management says super needs to be fixed now.

Re-education could save retirement

Should the Government fork out for midlife training?

Re-education could save retirement

Midlife education could be the key to improving the quality of life for older Australians.

Treasurer 'leaks' super tweaks

Mr Morrison reveals clues about further ‘tweaks’ to super

Treasurer 'leaks' super tweaks

Scott Morrison has confirmed there will be ‘tweaks’ to the Coalition’s super policy.

Baby boomers feeling the pinch

Standard of retirement living for baby boomers on the decline

Baby boomers feeling the pinch

Baby boomers are claiming lower levels of financial comfort in retirement.

Can your will be challenged?

How easy is it to challenge a last will and testament

Can your will be challenged?

We often read sensational stories about wills being challenged.

How do I start my retirement?

How do I start my retirement?

How do I start my retirement?

Robert is planning on retiring but isn’t sure when he should apply for an Age ...

Super changes need revisiting

Superannuation: not all proposed changes makes sense

Super changes need revisiting

The Federal Government should hold firm on its $1.6 million pension phase cap.

Home ownership numbers dwindling

Housing affordability in the spotlight after HILDA report findings

Home ownership numbers dwindling

In a few years’ time, a minority of Australians will own a home.

Australia ranks high for retirement

Australia ranks sixth in Natixis Global Retirement Index report

Australia ranks high for retirement

Australia has ranked highly in the latest annual Natixis Global Retirement Index report.

Does your retirement need a rethink?

Does your retirement need a rethink?

Does your retirement need a rethink?

Will the proposed changes to super have an impact on your retirement income?

How to crowd fund your holiday

Happy older couple on holiday with map laughing together

How to crowd fund your holiday

Do you want to tick a box on your travel bucket list but don’t have ...

MPs: older voters distrust e-voting

MPs say older Australians would be distrustful of electronic voting

MPs: older voters distrust e-voting

Malcolm Turnbull and Bill Shorten have called for electronic voting in future elections.

Retiree’s modelling wish comes true

phillipe dumas

Retiree’s modelling wish comes true

Sixty-year-old Phillipe Dumas wish of being a model came true, thanks to the internet.

The future of super in doubt – again

The future of super in doubt – again

The future of super in doubt – again

The future of super again in doubt due to close Election 2016 result

Why super doesn’t work

Superannuation – where did it go wrong?

Why super doesn’t work

Five reasons why our super system is stuffed.

How is my car valued as an asset?

How is my car valued as an asset?

How is my car valued as an asset?

How will the purchase of a new car affect Diane’s Age Pension?

Has Brexit ruined your retirement?

Brexit: is your retirement in danger?

Has Brexit ruined your retirement?

We ask Noel Whittaker for his take on Brexit and your retirement.

Deeming rates in detail

Deeming rates in detail

Deeming rates in detail

Deeming rate thresholds will change from 1 July 2016

Should we give up on retirement?

Does the popular definition of ‘retirement’ still apply?

Should we give up on retirement?

Longer work lives and life expectancy may mean we need to rethink retirement.

Your super questions answered

Noel Whittaker answers your questions on super

Your super questions answered

Noel Whittaker answers your questions on changes to superannuation.

Average retiree debt now $158,000

Older Australians are entering retirement more than $158,000 in debt

Average retiree debt now $158,000

An increasing number of older Australians are retiring burdened with massive debt.

Older voters hold Election power

Election 2016: Older voters hold the power

Older voters hold Election power

Who will decide the outcome of this year’s Federal Election?

Election 2016 and retirement

Election 2016 – the real challenges of retirement

Election 2016 and retirement

Can politicians ever really understand the challenges of retirement?

Are older workers hogging jobs?

Age discrimination not about who has the job

Are older workers hogging jobs?

Here’s a longer answer that explains why this damaging claim is simply untrue.

Reduce your mortgage by 10 years

How to reduce your mortgage by 10 years

Reduce your mortgage by 10 years

It’s easier than you think to knock years off your home loan.

Super changes don’t stack up

New super limits will force more Australians onto the Age Pension

Super changes don’t stack up

Under new super limits more Australians will be forced onto the Age Pension, or to ...

Investment risks explained

risk reward image for retirement article

Investment risks explained

Noel Whittaker illustrates the dangers of not understanding investment risks.

Five everyday tips to save money

Thick stack of Australian bank notes clipped together

Five everyday tips to save money

These small changes can make much difference to how much you save.

Are deeming rates too high?

Older woman concerned about deeming rates

Are deeming rates too high?

Betty believes that deeming rates are simply too high.

Will an inheritance fund retirement?

Will an inheritance fund retirement?

Will an inheritance fund retirement?

Australians may be relying on an inheritance to fund retirement.

Are you spending too much?

30 per cent of retirees are spending more

Are you spending too much?

It can be tempting to splurge on living the good life as soon as you ...

Are you banking on an Age Pension?

Many Australians are banking on government support in retirement

Are you banking on an Age Pension?

43 per cent of Australians believe they can rely on government support.

Living a comfortable retirement

Want to know how much income you'll need each week?

Living a comfortable retirement

A weekly budget to live a comfortable retirement is more than you think.

The new Australian dream

The new Australian dream is paying off the mortgage

The new Australian dream

Paying off the mortgage is the new Australian dream.

Will your retirement savings last?

Imagine outliving your retirement savings

Will your retirement savings last?

Imagine outliving your retirement savings by up to 13 years.

New lifestyle isn't so average

The new Australian lifestyle isn't so average

New lifestyle isn't so average

Lifestyle expectations have changed over the years.

Boost your retirement income

60 per cent of our retirement income

Boost your retirement income

Starting your retirement doesn’t mean your savings stop growing.

Does $1 million make you rich?

Does 1 million in the bank mean youre rich

Does $1 million make you rich?

Does $1 million in the bank mean you’re rich?

Can you fund your retirement?

You need a lump sum of 640000

Can you fund your retirement?

How much money do you need to fund a comfortable retirement?

Is that all there is?

Is that all there is?

Is that all there is?

There are two ways to review Scott Morrison’s first budget.

Super changes for high earners

australian money in varying denominations

Super changes for high earners

Treasurer Scott Morrison has swung the axe to make super fairer.

What does this mean for you?

How will the new tax changes affect the individual?

What does this mean for you?

How will the Government’s 2016 Budget affect real people?

Scott Morrison talks superannuation

Budget 2016/17: Scott Morrison on a fairer super system

Scott Morrison talks superannuation

Here’s why the Treasurer thinks a fairer superannuation system is important.

Nothing fair about these changes

Budget 2016/17: the goal posts have moved again

Nothing fair about these changes

The reality of Budget 2016/17 is that retirees and pre-retirees will see little or no ...

Super tax concession cut confirmed

Men pulling at budget comment

Super tax concession cut confirmed

Tax changes will be the cornerstone of Budget 2016/17.

What’s in the budget for you?

Budget 2016/17: What’s in it for retirees?

What’s in the budget for you?

How does Budget 2016/17 shape up for you?

Dear Mr Morrison …

older couple looking seriously into the camera

Dear Mr Morrison …

Here’s what real Australians would like to see in Budget 2016/17.

RBA tipped to cut interest rates

RBA tipped to cut interest rates

RBA tipped to cut interest rates

The Reserve Bank of Australia is tipped to cut the cash rate to a record ...

Budget – what do you want to know?

Budget – what do you want to know?

Budget – what do you want to know?

If given the chance, what would you ask the Treasurer?

How to budget (in retirement)

older couple working out a budget

How to budget (in retirement)

Are you brave enough to follow Kaye Fallick’s formula to save?

Unfair super rules cost veterans

older veteran looking worried at his lack of super

Unfair super rules cost veterans

According to Herb Ellerbock veterans’ superannuation is being unfairly indexed.

Super contributions explained

Mature couple working out their super contributions

Super contributions explained

Our simple guide explains the different super contributions you can make.

Converting super into income

couple working our best way to convert super into income

Converting super into income

The basic purpose of super is to provide a means to save for retirement.

Should you have to pay to pay?

Senior woman opens a paper bill unhappily

Should you have to pay to pay?

Is it right to charge people to receive paper copies of bills?

It’s four-star for me: Boomers travel habits revealed

It’s four-star for me: Boomers travel habits revealed

It’s four-star for me: Boomers travel habits revealed

Australian boomers are making the most of retirement by travelling the country often and not ...

Fairness and the family home

middle aged couple stand outside their home

Fairness and the family home

Simon Cowan explains why the family home should be assessed.

Blow for self managed super funds

Blow for self managed super funds

Blow for self managed super funds

How can you calculate how much you will need to cover your living costs?

Prep your home for winter and save

Prep your home for winter and save

Prep your home for winter and save

Don’t be left out in the cold this winter – now is an ideal time ...

Are deeming rates unfair?

house icon and percentage sign on opposite ends of a see saw

Are deeming rates unfair?

Deeming rates can be higher than actual interest paid.

Australians too poor to retire

Australians too poor to retire

Australians too poor to retire

The number of over 45s who say they will not retire before turning 70 has ...

Why studying could be good for you

Portrait of a smiling woman by other mature students using computers in the computer room

Why studying could be good for you

Do have a love of learning? Perhaps you should consider adult education.

Banks need to change culture

Banks need to change culture

Banks need to change culture

It will take more than a catchy phrase for banks to rebuild customer trust.

Tips for a successful garage sale

people at a garage sale

Tips for a successful garage sale

Leon’s garage sale tips will put money in your pocket and a smile on your ...

Time for super tax concession changes

Rolls of money received in superannuation tax concessions

Time for super tax concession changes

Changes to superannuation tax concession will happen but what are they likely to be?

Calculating your retirement needs

older couple calculating their retirement needs

Calculating your retirement needs

How can you calculate how much it will take to cover your living costs?

Super tax concessions on the way out

Super tax concessions on the way out

Super tax concessions on the way out

Superannuation tax concessions will be wound back in the May 2016 budget.

Retirement ages and stages

Retirement ages and stages

Retirement ages and stages

Good financial planning is the key to a comfortable retirement.

Saving your retirement

Saving your retirement

Saving your retirement

Accessing equity in the family home could be a retirement saver for millions.

Response to Age Pension portability

old man looking out at the sea

Response to Age Pension portability

The changes to Age Pension portability will have an affect on real Aussies. Frank is ...

Policy ban to help homeless women

Policy ban to help homeless women

Policy ban to help homeless women

Homelessness NSW called on government to ban detrimental policy.

Will I get a pension bonus?

Yellow folder with pension with papers and calculator

Will I get a pension bonus?

Is Martin entitled to an extra payment from Centrelink when he retires?

Super to be enshrined in legislation

Super to be enshrined in legislation

Super to be enshrined in legislation

The objective of super is to be enshrined in law before the system can be ...

Boomer babble

boxing glove punching a middle aged man in the face

Boomer babble

Boomers may be an easy target for the media to bash but it has to ...

Retiring politicians’ bumper pensions

Warren Truss addressing an audience

Retiring politicians’ bumper pensions

‘Retiring’ politicians will add $2 million to the parliamentary pension bill.

The Age Pension bunfight

The Age Pension bunfight

The Age Pension bunfight

A new report released by the Centre for Independent Studies may have missed the point ...

Aussies urged to find a better health deal

Aussies urged to find a better health deal

Aussies urged to find a better health deal

With the cost of private health cover rising, Australians are being urged to find a ...

The murky future of retirement

The murky future of retirement

The murky future of retirement

Three quarters of Australians aged 45 and over dream of retiring early but can’t.

Special Report on downsizing

Downsizing for trade marketing

Special Report on downsizing

Understanding that downsizing is the topic du jour for those seeking a comfortable life after ...

Enhance your retirement with social media

Enhance your retirement with social media

Enhance your retirement with social media

More and more older Australians are using social media to enhance their retirement.

Frustration over tax plan confusion

Taxation think bubble

Frustration over tax plan confusion

Frustration is mounting over the Government’s lack of clarity on tax plans.

The continued rise of elder abuse

young lady with inheritance impatience looks enviously at her mother

The continued rise of elder abuse

Yesterday, George Brandis addressed a national conference on elder abuse.

Senate inquiry into gender super gap

Senate inquiry into gender super gap

Senate inquiry into gender super gap

A Senate inquiry into improving the finances of retired women is underway.

Plan to offer super opt-out

purse with a few coins depicting a reduced income in retirement

Plan to offer super opt-out

You don’t need to spend big to show your true feelings.

Want a longer life? Join the club

Want a longer life? Join the club

Want a longer life? Join the club

New research shows that those who stay socially connected will live a longer life.

Super benefits for the rich ‘obscene’

Super benefits for the rich ‘obscene’

Super benefits for the rich ‘obscene’

A retired accountant has discovered the shocking inequity in the current super system.

Aussies living payday to payday

Aussies living payday to payday

Aussies living payday to payday

One in two Australians live payday to payday, with unrealistic expectations of retirement.

How safe is your super?

hands protecting a pile of coins and a spout meant to suggest superannuation savings

How safe is your super?

It may be worthwhile asking your super fund just how safe is your super.

Age Pension and a de facto partner

defacto older couple holding hands

Age Pension and a de facto partner

How does a de facto relationship affect an Age Pension Claim?

Pension to become a loan?

house of money with sold sign

Pension to become a loan?

Watch out home owners – they’re coming to get you!

Age Pension to become a loan?

house of money with sold sign

Age Pension to become a loan?

Watch out home owners – they’re coming to get you!

Pension portability changes approved

Age Pension portability changes pass Lower House

Pension portability changes approved

Changes to Age Pension portability have passed the Lower House of Parliament.

Top five topics for boomers

Top five topics for boomers

Top five topics for boomers

While the internet provides a plethora of options available to browsers of all ages, which ...

No rise in GST but super in spotlight

woman counting dollars of income and superannuation

No rise in GST but super in spotlight

Raising the GST may have lost its appeal for Prime Minister Malcolm Turnbull.

Older workers vital to nation’s growth

The “untapped wealth of wisdom” of older workers

Older workers vital to nation’s growth

Older workers possess vital skills and experience for Australia’s future.

Redefining retirement

A woman approaching retirement age looks out the window with uncertainty

Redefining retirement

Reimagining retirement is very much a necessity.

Age Pension portability under threat

age pensioner looking at the globe planning travel

Age Pension portability under threat

Changes to portability of the Age Pension will be discussed in Parliament this week.

Age Pension paid overseas

A couple look over their pension information unsure if they will receive an overseas pension

Age Pension paid overseas

We clarify the rules for Age Pension payment outside of Australia.

Your super returns snapshot

A gold superannuation nest egg with investment return graph document

Your super returns snapshot

Adam Gee gives us a snapshot of superannuation returns in 2015.

Super suffers as shares drop

Superannuation – no escaping the share market link

Super suffers as shares drop

Peter Costello has taken a shot at our superannuation system.

Super funds set to post a loss in 2016

Superannuation: returns set to take a hit in 2016

Super funds set to post a loss in 2016

Australian superannuation funds have already posted a 2.5 per cent loss in 2016.

Retirees living in needless frugality

Retirees living in needless frugality

Retirees living in needless frugality

Most Australians are living in unnecessary frugality during retirement.

Will your home be taxed?

Should the family homes tax exemption be scrapped?

Will your home be taxed?

A new report suggests that the capital gains tax exemption for the main residence should ...

Retirement affordability suggestions

Retirement affordability suggestions

Retirement affordability suggestions

In this four-part series of articles, we’ve chosen 20 of your best tips.

Australian pensioners living in poverty

Pensioner living in poverty with only bread to eat

Australian pensioners living in poverty

Australian pensioners don’t have enough money to live on.

Family home into a family trust?

A small house constructed from 50 dollar notes

Family home into a family trust?

David wants to know how one goes about moving the family home into a family ...

Calls for fairer credit card system

Senate inquiry calls for a fairer credit card system

Calls for fairer credit card system

A Senate inquiry has called on the Government to help those struggling with debt.

(How to) rate your retirement

(How to) rate your retirement

(How to) rate your retirement

What makes a good retirement? Money? Friends? Travel? Golf? Grandkids?

Family home safe from assets test

Family home safe from assets test

Family home safe from assets test

Scott Morrison has confirmed that the family home will not be means tested.

Age Pension no guarantee

Age Pension no guarantee

Age Pension no guarantee

Scott Morrison has outlined the government’s vision for a new retirement income system.

Case Study: NAB-MLC

Case Study: NAB-MLC

Case Study: NAB-MLC

Positioning MLC as retirement experts to their target audience.

Cut the clichés, catch the boomers!

Cut the clichés, catch the boomers!

Cut the clichés, catch the boomers!

YourLifeChoices research identifies two very different concepts of retirement.

Super reform to target the wealthy

Super reform to target the wealthy

Super reform to target the wealthy

The Government could save almost $7 billion per year by better targeting super tax.

Ageing population a global problem

Ageing population a global problem

Ageing population a global problem

The RBA claims that an ageing population coupled with low interest rates is a global ...

Why do women retire in poverty?

Why do women retire in poverty?

Why do women retire in poverty?

Women retire with half as much superannuation as men. We need to close this gap.

Is your future being stolen?

Is your future being stolen?

Is your future being stolen?

Research suggests $44 billion in retirement savings could be lost over the next 10 years.

When should I sell?

When should I sell?

When should I sell?

Alice wants to know whether she should sell her investment property now or after she ...

PM Turnbull now targeting super

PM Turnbull now targeting super

PM Turnbull now targeting super

The Turnbull Government may now be targeting super tax instead of raising the GST.

Are you ready to retire?

Are you ready for retirement?

Are you ready to retire?

If you get the timing right, retirement could be your best decision.

How to plan your retirement

How to plan your retirement

How to plan your retirement

Retirement has changed and, in fact, will continue to do so for many years to ...

Punished by postcode?

Punished by postcode?

Punished by postcode?

The percentage of a property's purchase price NAB will lend is being capped in 80 ...

Super tax breaks back on agenda

Super tax breaks back on agenda

Super tax breaks back on agenda

Financial Services Inquiry head, David Murray, has called for the new PM to rethink super.

Older Australians retiring in debt

Older Australians retiring in debt

Older Australians retiring in debt

Australians are carrying higher levels of debt into retirement than the previous generation.

One third of over 60s in poverty

One third of over 60s in poverty

One third of over 60s in poverty

Australia has a poverty rate of 33 per cent for those over 60.

$60 billion sharemarket crash

$60 billion sharemarket crash

$60 billion sharemarket crash

The worst day of losses for the Australian sharemarket since the global financial crisis.

Brendan Nelson: lessons learned

Brendan Nelson: lessons learned

Brendan Nelson: lessons learned

Brendan Nelson has squeezed a lot into just 58 years, all in the service of ...

Calls to index family home

Calls to index family home

Calls to index family home

The CSRI are calling for the exemption status of the family home to be revisited.

Industry vs retail super funds

Industry vs retail super funds

Industry vs retail super funds

Why do industry super funds outperform retail?

Abbott out of touch on renewables

Abbott out of touch on renewables

Abbott out of touch on renewables

An Oxfam report shows that coal is not, in fact, good for humanity.

Retiring at 60 a pipedream

Retiring at 60 a pipedream

Retiring at 60 a pipedream

A report released yesterday has found that the notion of retiring at 60 is becoming ...

Three steps to kickstart your health

Three steps to kickstart your health

Three steps to kickstart your health

These three steps will help you to recognise your rocks and create a holistic health ...

The ages and stages of retirement

The ages and stages of retirement

The ages and stages of retirement

Our finance expert Richard Shermon explains the finer points of retirement.

Income or asset test?

Income or asset test?

Income or asset test?

When is an Age Pension payment assessed under the income or asset test?

More people seeking super advice

More people seeking super advice

More people seeking super advice

New research shows an increase in people seeking advice when switching super.

June 2015 Government update

June 2015 Government update

June 2015 Government update

Debbie explains all things pension in our comprehensive Government update.

Super funds face major reforms

Super funds face major reforms

Super funds face major reforms

Super funds will undergo a major shake up after new reforms announced late last night.

Age discrimination at work

Age discrimination at work

Age discrimination at work

What can you do if you experience age discrimination in the workplace?

Pension changes approved

Pension changes approved

Pension changes approved

New pension legislation changes will save the Government $2.4 billion.

Super fees can be super high

Super fees can be super high

Super fees can be super high

A failure to understand superannuation rules may be costing you thousands.

Silicon Valley’s oldest worker

Silicon Valley’s oldest worker

Silicon Valley’s oldest worker

Barbara Beskind is a 91-year-old inventor who has landed her dream job after 80 years.

Your job may be automated by 2025

Your job may be automated by 2025

Your job may be automated by 2025

Around 40 per cent of Australian jobs could be replaced by technology by 2025.

Aussies accessing super early

Aussies accessing super early

Aussies accessing super early

The rate of approval for early access to superannuation is increasing.

Making retirement sustainable

Making retirement sustainable

Making retirement sustainable

Experts have joined forces to investigate our retirement income system.

Super changes to tax free income

Super changes to tax free income

Super changes to tax free income

ASFA and Westpac are pushing for limits on tax-free superannuation incomes in retirement.

Do your investments pass the test?

Do your investments pass the test?

Do your investments pass the test?

Before you move your money, there are three questions you should ask.

Save with these budgeting apps

Save with these budgeting apps

Save with these budgeting apps

Get to know your spending habits with one of these free budgeting apps.

Budget affects retiree spending

Budget affects retiree spending

Budget affects retiree spending

Retiree spending habits are changing in response to the 2015/16 Budget.

Call to expand Pension Loan Scheme

Call to expand Pension Loan Scheme

Call to expand Pension Loan Scheme

Senate crossbenchers want the government to expand the Pension Loans Scheme.

Starting a pension from an SMSF

Starting a pension from an SMSF

Starting a pension from an SMSF

Barry is unsure of the process of retiring and advising his SMSF.

Age Pension indexation

Age Pension indexation

Age Pension indexation

Proposed Age Pension changes announced in the 2014 Budget have been scrapped.

Push for financial ethics training

Push for financial ethics training

Push for financial ethics training

Two of the big banks have called for ethics education for planners.

Retirement now less affordable

Retirement now less affordable

Retirement now less affordable

The costs of securing a retirement income have increased considerably.

New age discrimination inquiry

New age discrimination inquiry

New age discrimination inquiry

The Human Rights Commission to investigate low employment rates for older Australians.

Simple ways to save money

Simple ways to save money

Simple ways to save money

Is saving money a challenge for you? These simple tips may help you on your ...

An end of tax breaks for the rich?

An end of tax breaks for the rich?

An end of tax breaks for the rich?

The super rich could soon see an end to tax concessions on their superannuation incomes.

Time to rethink retirement

Time to rethink retirement

Time to rethink retirement

What is retirement? What does it mean to you?

Bag yourself a new job

Bag yourself a new job

Bag yourself a new job

There are steps you can take to bag yourself a new job more quickly.

Register of planners launched

Register of planners launched

Register of planners launched

ASIC’s register of qualified financial planners is now online.

Abbott to ‘pocket your pension’

Abbott to ‘pocket your pension’

Abbott to ‘pocket your pension’

Labor have commenced a campaign to lobby against changes to the Age Pension.

Lump sum superannuation to end

Lump sum superannuation to end

Lump sum superannuation to end

Australians will have their superannuation made available as a self-funded pension.

Pretend you make less and save

Pretend you make less and save

Pretend you make less and save

Pretending that you earn less can save you money.

Retirement Update September 2015

Retirement Update September 2015

Retirement Update September 2015

It’s time to spring into action and take control of your own retirement.

British pension transfer deadline

British pension transfer deadline

British pension transfer deadline

Time is running out if you wish to transfer a UK public service pension benefit.

Millionaire pension payments

Millionaire pension payments

Millionaire pension payments

Asset-rich retirees have been receiving around $500 million in benefits per year.

Finding a financial planner

Finding a financial planner

Finding a financial planner

Those approaching retirement are no doubt being confronted with some important financial decisions.

Your shortfall – your fault?

Your shortfall – your fault?

Your shortfall – your fault?

Understanding why you have a retirement funding shortfall may help you redress the balance.

RBA cuts interest rate to record low

RBA cuts interest rate to record low

RBA cuts interest rate to record low

The Reserve Bank of Australia has cut interest rates for the first time since August ...

CHOICE calls on banks to be fair

CHOICE calls on banks to be fair

CHOICE calls on banks to be fair

CHOICE has called on the banks to pass on the latest RBA rate cut to ...

Push for greater ASIC powers

Push for greater ASIC powers

Push for greater ASIC powers

The government is considering a move which would see ASIC granted the powers to remove ...

Australians underfunded for retirement

Australians underfunded for retirement

Australians underfunded for retirement

Research shows Australians have a 13-year shortfall in their retirement savings.

Your rights in transition

Your rights in transition

Your rights in transition

Help is at hand for mature workers as they negotiate their workplace exit.

Retire rich on a low income

Retire rich on a low income

Retire rich on a low income

Retirement is another country. So which one will it be for you?

Retirement living sector review

Retirement living sector review

Retirement living sector review

The retirement living sector is to be reviewed.

Baby boomers no burden

Baby boomers no burden

Baby boomers no burden

Time and time again we’re told that baby boomers are a burden on our country’s ...

Five costly money mistakes

Five costly money mistakes

Five costly money mistakes

We suggest five financial faux pas you should rectify as soon as possible.

Back flip could save retirement

Back flip could save retirement

Back flip could save retirement

FoFA legislation under fire as senators back flip on agreement.

Youth can’t replace experience

Youth can’t replace experience

Youth can’t replace experience

Australia may be ‘dumbed down’ as baby boomers move towards retirement.

Are you a dole bludger?

Are you a dole Bludger?

Are you a dole bludger?

If you’re claiming Newstart Allowance then the chances are that you are considered a dole ...

Is Newstart classed as income?

Is Newstart classed as income?

Is Newstart classed as income?

Does a wife’s claim for the Newstart Allowance affect her husband’s Age Pension?

Older women the poorest

Older women the poorest

Older women the poorest

An estimated 533,000 women over 65 are living under the poverty line.

Super rules change again

Super rules change again

Super rules change again

Included in the legislation to repeal the mining is changes to the SGC.

World’s top 10 places to retire

World’s top 10 places to retire

World’s top 10 places to retire

The top destinations which offer the best value for your retirement.

Virtual cruise ship tour

Virtual cruise ship tour

Virtual cruise ship tour

You can now take a virtual tour of this cruise ship with Google’s Street View.

The #1 best way to improve health

The #1 best way to improve health

The #1 best way to improve health

Dr Michael Evans has come up with the single best thing you can do for ...

No equal pay in our lifetime

No equal pay in our lifetime

No equal pay in our lifetime

Equal pay for men and women is some 75 years away.

Where to go: Christmas in July

Where to go: Christmas in July

Where to go: Christmas in July

Find a Christmas in July event near you with this list of festive celebrations.

Grey nomads take the driver’s seat

Grey nomads take the driver’s seat

Grey nomads take the driver’s seat

Judy and Richard are on a caravan trip, despite both suffering from chronic illnesses.

Your right to work

Your right to work

Your right to work

Age Discrimination Commissioner, Susan Ryan, explains your rights.

Finding work after 50

Finding work after 50

Finding work after 50

Here Kaye shares 10 great tips for ‘funemployment’.

Ignorance is never bliss

Ignorance is never bliss

Ignorance is never bliss

According to nearly 4500 respondents, the outlook is bleak.

Diabetes risk test

Diabetes risk test

Diabetes risk test

Take the test to discovering whether you are at an increased risk of developing diabetes.

Speaking to a person with hearing loss

Speaking to a person with hearing loss

Speaking to a person with hearing loss

Sometimes hearing aids alone aren’t enough, so what else can you do?

Study shows over 65s to suffer

Study shows over 65s to suffer

Study shows over 65s to suffer

Those aged over 65 will be hit hardest by the proposed Medicare $7 co-payment.

At home support

At home support

At home support

Jennene Buckley can help you remain at home for longer.

Woollies offers health checks

Woollies offers health checks

Woollies offers health checks

Free medical checks are being trialled in Woolworths stores.

What will really change today?

What will really change today?

What will really change today?

Discover exactly which budget items will take effect today.

DIY will kits

DIY will kits

DIY will kits

How to activate probate when in possession of a DIY will, and are such kits ...

Let’s save retirement

Let’s save retirement

Let’s save retirement

An exhibition of live-action, life-sized dioramas which dramatise the extinction of retirement.

Assessing your super ‘risk profile’

super risk profile, retirement, saving, superannuation, investment

Assessing your super ‘risk profile’

How much do you know about your super ‘risk profile’ and whether it is right ...

Know your rights

Know your rights

Know your rights

The process of planning for retirement can be a far from simple process.

Retirement – oh what a year!

Retirement – oh what a year!

Retirement – oh what a year!

What a year it’s been for retirees and those planning to do so.

Australians are retiring early

Australians are retiring early

Australians are retiring early

The average age of retirement in Australia for 2012/13 was 53.8 years of age.

Kevin Rudd retires from politics

Kevin Rudd retires from politics

Kevin Rudd retires from politics

A teary former PM Kevin Rudd last night announced his retirement from politics.

Roadmap for your retirement

Roadmap for your retirement

Roadmap for your retirement

An essential guide to assist you in assessing your goals for the later stage of ...

Are you entitled to a UK pension?

Are you entitled to a UK pension?

Are you entitled to a UK pension?

Many British expats are unaware that they may be entitled to a UK pension.

$1 million not enough

$1 million not enough

$1 million not enough

Staggeringly, $1 million will not be enough to retire on in the very near future

Is it ageing or depression?

Is it ageing or depression?

Is it ageing or depression?

The incidence of depression among seniors is quite high.

Five tips for selecting a super fund

Five tips for selecting a super fund

Five tips for selecting a super fund

These five tips from Craig Hall of NICRI can help you make the right super ...

Retirement time bomb

Retirement time bomb

Retirement time bomb

What’s wrong with retirement planning in Australia? Everything!

The Pope retires

The Pope retires

The Pope retires

Pope Benedict is the first Pope to retire in nearly 600 years

How shares affect the Age Pension

How shares affect the Age Pension

How shares affect the Age Pension

Janet is concerned that an elderly acquaintance may not be getting the correct Age Pension ...

How much part Age Pension will we get?

How much part Age Pension will we get?

How much part Age Pension will we get?

Rosemarie could receive a part Age Pension, but she may need to reduce her assets

Retirement calculators

retirement, superannuation, calculators, finance, superannuation calculators

Retirement calculators

A useful calculator is one which helps you determine 'how much will I need?'

Pensioners hoard cash

Pensioners hoard cash

Pensioners hoard cash

The disappearance of $100 notes may be due to pensioners hoarding cash under their mattresses.

Assistance for impending retirees

Assistance for impending retirees

Assistance for impending retirees

Taking the first steps towards retirement can be daunting, and most retirees feel they need ...

Ease into retirement

Ease into retirement

Ease into retirement

No longer is retirement about giving up work completely, but finding the balance between work ...

Call to remove barriers to working after 60

Call to remove barriers to working after 60

Call to remove barriers to working after 60

A lack of jobs for older workers is not the main obstacle for those willing ...

Changes to overseas Centrelink payments

centrelink, travel, overseas, retirement

Changes to overseas Centrelink payments

Income support rules for Australians travelling overseas have been tightened.

The A-Z of superannuation

Superannuation, finance, martin murden, retirement, self managed super funds

The A-Z of superannuation

Sometimes it seems that financial advisers speak a different language.

Skivvy succession planning

Long live the Wiggles, retirement, replacement

Skivvy succession planning

The Wiggles have announced that three out of four of their group are retiring.

Aged care reforms update

Aged care reforms update

Aged care reforms update

Julia Gillard today announced major reforms on aged care.

Money: you can’t just give it away

money, pensioners, windfall, defence force, retirement

Money: you can’t just give it away

Sharing a windfall with family may seem a kind gesture but with the restrictive ...

Age Pension payments in the UK

UK, retirement, payments, age pension

Age Pension payments in the UK

Approaching retirement age can focus your attention on where you wish to see out ...

Spending the inheritance

Spending the inheritance, baby boomers, apia life, retirement, accommodation, university, nest egg, mortgage

Spending the inheritance

In the recently released Apia Life begins at 50 report , ...

Swan’s retirement savings rhetoric

Treasurer Swan, retirement, superannuation, pension, Australia

Swan’s retirement savings rhetoric

It is a well-known fact that most Australians are under-funded for their later years, ...

What Next Your Career Change Companion - New Tricks

What Next, Your Career Change Companion, New Tricks, Work, Sterotypes, Profile, Tim Lane, Retirement, Super, Self Actualisation, Funeral Notes, Flexibility Rules

What Next Your Career Change Companion - New Tricks

Old stereotypes die hard. And none die harder than the cliché of the old fogey worker.

Australian super funds rebound

superannuation, super, retirement, super funds, australian, australia

Australian super funds rebound

While the rest of the world seems to be losing its head financially, Australia ...

Bring forward rules for your non-concessional contributions

Bring forward rules for your non-concessional contributions

Bring forward rules for your non-concessional contributions

An effective way of reaching your retirement goal

Preparing for the first day of the rest of your life

retirement, financial strategy, finance, money, superannuation

Preparing for the first day of the rest of your life

Retirement is a big step which requires careful planning and a considered approach to ...

How do I apply for an Age Pension?

Applying for an Age Pension, Centrelink, Australia, How To, Senior, Concession Cards, Retirement

How do I apply for an Age Pension?

Q. How do I apply for an Age Pension? I will reach Age Pension age early next year but don’t know how to start the process of retirement. I have never had any dealings with Centrelink and don’t know whether I need to contact them, ...

Money tips for women

Money tips for women, retirement, superannuation

Money tips for women

With females on average living longer than males, it’s important for women to understand their own finances and the need to fund their retirement. Of course, accumulating enough superannuation to last through retirement is no easy task. Many women now approaching retirement age will not have ...

Transferring your UK pension to Australia

Transferring your UK pension to Australia

Transferring your UK pension to Australia

Having a pension fund across the world may not be financially beneficial in terms ...

How to start retirement

Retirement, Centrelink, Australia, Senior, Age, Work Bonus, Income, Assets, Limits

How to start retirement

Q. Tom I will reach Age Pension age early next year but don’t know how to start the process of retirement. I have never had any dealings with Centrelink and don’t know whether I need to contact them, if they will contact me or if I ...

How to make the most of your salary

How to make the most of your salary, retirement, saving, nest egg, finance, money

How to make the most of your salary

Whether retirement is a long way off or just around the corner, it’s ...

Life stage financial planning

Life stage financial planning, starting out, maximising your income, retirement, mortages and families, death

Life stage financial planning

Understanding how much money you need at each stage of your life is the first step to reaching financial security. It’s never too late to start planning but the sooner you get a handle on your money the better. Remember telling your children how important it ...

Accommodation options

Accommodation options, retirement, later years, style, financial

Accommodation options

Finding and going through the process of organising your parent or parents into a new form of accommodation can be a time-consuming and draining experience. Living styles and options have expanded and the financial arrangements you will be entering into have become more complex and sophisticated. Here’s an introduction ...

Centrelink asset classes

Centrelink asset classes

Centrelink asset classes

Maureen is contemplating a move to over 50s accommodation.

Gifting – how does it work

Gifting, Retirement, Centrelink, Rent, Joint Tenacy, Divorce, Dixon Advisory Service

Gifting – how does it work

As YOURLifeChoices subscriber Allan considers his options for retirement, he’s keen to ...

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