retirement

Could this 'cash-strapped' retiree be better placed? Personal finance expert Noel Whittaker assesses her financial ...

Baby boomers are spending about $1 billion of their children’s inheritance every year by gradually ...

It’s that time of the week again – your weekly dose of retirement news and ...

Could these constrained retirees be better placed? Personal finance expert Noel Whittaker assesses their financial ...

Older people working longer are being unfairly penalised for effectively trying to avoid pension poverty.

Working later or retiring early? It’s a choice taken away by age discrimination.

Hint: it’s got nothing to do with money, your career, a fancy car or a ...

In today’s Mind Your Own Retirement podcast, we shine a light on the biggest retirement ...

What’s stopping older Australians from downsizing?

‘With a universal age pension, Australians will have an incentive to save for retirement,’ says ...

Some people take to retirement like a duck to water; others find the work environment ...

Australia discriminates against the majority of its population, according to financial services giant KPMG.

Could these 'affluent' retirees be better organised financially? Personal finance expert Noel Whittaker assesses their ...

Do you believe the banks have abandoned Aussie retirees?

In this very special episode 33 of the Mind Your Own Retirement podcast, we’re focusing ...

Could these retirees be better placed? Personal finance expert Noel Whittaker assesses their financial health ...

There are huge positives to maintaining your learning, even post-retirement.

‘Harsh tax’ hinders those who have responsibly saved to fund their own retirement, says ISA.

Retired actuary and ‘rule of thumb’ co-creator John De Ravin explains how you can spend ...

We asked for your help to prepare a submission to the government’s retirement income review. ...

Age Pension costs less than super and delivers more, say experts.

In episode 32 of Mind Your Own Retirement, Kaye and Deeksie discuss maintaining an affordable ...

Treasurer’s rates review welcome news for older Australians seeking to boost their income.

Accumulating more savings could work against you come retirement time.

Today, it’s the John and Janelle show. First up, they chat with Jonathan Brown, consumer ...

Financial advice is a term with a multitude of meanings.

A few simple changes could improve your quality of life in retirement.

PAT helps over-60s detect minor health issues before they evolve into something worse.

While 2019 was a good year, fund members are reminded that super is a long ...

Price rises in the September quarter were smaller than in the June quarter with all ...

Will you spend more in retirement than during your working life? Will your spending change ...

Do you know how much you can ‘safely’ spend in retirement? Accurium (part of the ...

YourLifeChoices members generously participate in numerous surveys each year. These yield valuable information about the ...

YourLifeChoices keeps you up to date with government changes that could affect your retirement.

Deeksie makes a confession about what he did last night before he and Kaye share ...

Make some super simple changes that could make a lifetime of difference in retirement.

Author and retired actuary John De Ravin has some strong words for retirees holding too ...

Loneliness rivals smoking and obesity in its impact on shortening longevity.

Deeksie and Kaye give us a glimpse into their “wild” New Year’s Eves and explain ...

Retirees are buying bigger homes to protect their pensions and investments.

Australia Institute senior economist Matt Grudnoff dusts off the crystal ball to help you budget ...

There seem to be many questions without answers for retirees and pre-retirees, writes Janelle Ward. ...

‘This is their money they have worked hard to accumulate, and in some cases – ...

What is the likelihood of a downturn in 2020? And how might it affect retirees?

When it comes to their golden years, there are three essential factors retirees should take ...

What you can expect to pay more for this year based on 2019 trends.

No one knows aged care like Louise Biti, and she joins the team to discuss ...

What do you want from retirement? Are you even ready to retire?

Are you thinking about retiring soon? Here’s a checklist to help you decide if you’re ...

Louise Biti is Australia’s foremost authority on aged care in Australia, and she comes in ...

Personal income specialist Noel Whittaker assists YourLifeChoices members with queries about retirement plans, the Age ...

Hank Jongen joins Deeksie and Kaye to explain what happens to your Centrelink payments over ...

How do you deal with medical expenses that can take a large amount of your ...

An entire generation has probably never even seen a cheque, says finance analyst.

Australia Institute senior economist Matt Grudnoff comes in to discuss working later in life.

Most of the one million taking the test walked away with shocking results.

Hazel wants to take a lump sum out of her super but is worried about ...

Hank Jongen shares his true feelings about his role as Centrelink spokesperson, then explains what ...

In the past decade a 30-year trend to earlier retirement has been reversed.

We’re delaying major life events, and our retirement income system hasn’t kept pace.

What happens when it’s time to start drawing down on your super?

‘While ASIC is trying to get this right, this is a missed opportunity for consumers,’ ...

Older Australians are dynamic, youthful and courageous, according to new research, and we shouldn’t be ...

Would a pension rate linked to an individual’s working life salary be better than total ...

William Jolly from savings.com.au offers great tips on choosing the best term deposit for retirees. ...

It might be lucky for some, but does that largesse extend to the nation’s retirees? ...

The OECD has released a report comparing retirement systems and Australia isn't performing as well ...

Economist Sean Corbett tells how the Age Pension system must change.

Report sure to spark debate over the intended purpose of superannuation and tax breaks that ...

Russell Markham shares tips on how to read the stock market.

Older Australians must work for longer for a sustainable economy, says the Treasurer.

Excessive or indefinite deferral of home purchase can have consequences.

A large number of retired Australians are independently navigating their way through their retirement finances.

Financial adviser and author Helen Baker tells what you should be doing to ensure your ...

APRA’s new super tool is leaving some people scratching their heads.

Australians can, for the first time, be reunited with lost money without having to take ...

Noel Whittaker considers whether it’s too late for you to reap the rewards of investing.

‘It will be the death of a spouse or ill health that forces them to ...

Government funds are going to the wrong people, writes economist Matt Grudnoff.

Funds are off to a positive start in the December quarter.

If you have your retirement savings in a term deposit, chances are you’re watching your ...

Institute claims longevity tables are faulty and could ruin retirees’ strategies.

Score a bargain of a lifetime at Australia’s biggest online shopping event this year.

‘The big role of pension funds at the end of the day is about paying ...

Superannuation funds and advisers high on the list of complaints to AFCA.

Everything you need to know about a power of attorney, including the reasons you should ...

Flaws in the superannuation system have been allowed to proliferate for too long.

$6.3 billion a year in Age Pension payments go to about 255,000 pensioners who own ...

Rod Cunich shares the three essential things you need to know about estate planning.

What’s wrong with our retirement income system? Plenty, says Michael Rice.

Lorraine* is 64 and wants to ensure she gets to enjoy a retirement. She asks ...

Former YourLifeChoices owner and publisher David Fallick has a toe on the retirement treadmill. He ...

Deeksie and Kaye speak to Sheryl about cord blood gifting – one of the best ...

Staggering number of YourLifeChoices members don’t ever want to retire from work.

‘To cut people off completely just doesn't pass the pub test for fairness,’ says advocate.

Australia’s retirement system rises through global rankings, but flaws in the system have been exposed. ...

In today’s episode of Mind Your Own Retirement, Centrelink general manager Hank Jongen tells Kaye ...

YourLifeChoices keeps you up to date with retirement income changes.

Ensure your concerns are heard in the Government’s retirement income review.

Home ownership is a fundamental plank in our retirement income system, but it’s crumbling, write ...

Simple ways to earn passive income to stretch your retirement dollars.

The June quarter saw inflation pick up after a flat March quarter.

Deeksie and Kaye chat with Department of Human Services head honcho Hank Jongen (AKA Centrelink ...

Super funds posted modest gains in September, but are facing challenges to deliver income to ...

If you want to live well in retirement, investment is the key, but watch out ...

Outlining the latest government retirement income rules and changes.

Deeksie and Janelle chat with Bendigo Bank’s head of economics and market research for today’s ...

In association with The Australia Institute, we created six tribes to help you understand how ...

Australia’s global retirement ranking is dropping as fast as the official cash rate.

What comes to mind when you think of your retirement? Is it excitement?

To have or have-not? What happens if Kevin sells the family home?

The drawdown or spending phase of superannuation is ripe for greater attention.

Review to assess how the retirement income system will perform as the population ages.

On Mind Your Own Retirement today, co-hosts Janelle and ‘Deeksie’ talk with motoring writer Paul ...

Climate change and ageing populations are interacting to create 'a perfect storm'.

Rice Warner queries super funds’ strategies in ‘uncharted economic times’.

Australia has ranked second in a study measuring the resilience of global workforces.

Government set to designate ‘sacred cows’ in retirement review: reports

Ken is using the Retirement Affordability Index to plan his return to Australia.

Syndicate bought stolen identification information on the dark web to raid super funds.

In retirement you’ll need to find a new way to cover your living costs.

John Deeks and Janelle Ward talk with Stockspot chief Chris Brycki, who names and shames ...

How can age pensioners ensure they are making every dollar count?

More older Australians are finding it difficult to pay off their mortgage debt before they ...

Jan is finding retirement confusing but is worried about dodgy financial advisers.

John Deeks and Janelle Ward talk with resident Centrelink expert Ben Hocking about why Centrelink ...

Are individuals and governments doing enough to prepare people for retirement?

Deeksie and Kaye to talk about the Age Pension, capturing amazing images and saving money ...

Jan is approaching retirement and isn’t sure how her super will be assessed.

Economist Sean Corbett explains the sweet spot and why the superannuation system is failing.

John and Kaye talk with Webjet Exclusives GM Brendan Sawyers, Heart Foundation dietitian Sian ...

Financial adviser Scott Pape outlines the retirement strategy ‘that works for everyone’.

Jan asks Noel Whittaker how to structure the couple’s assets before she retires.

We've broken style in this week's Mind Your Own Retirement podcast, but that just means ...

Who says what about how much retirees are spending – and when.

Kaye and ‘Deeksie’ chat with seniordriveraus.com motoring writer Paul Murrell to discuss the deadly traps ...

The Centrelink rules that apply if you have a caravan park address.

Kaye and ‘Deeksie’ chat with Challenger’s chairman of retirement income, Jeremy Cooper, who offers his ...

Your retirement is your journey, writes expert Bruce Manners.

The surprising results of YourLifeChoices' sex poll, Susan's unexpected sexual encounter and Leon's five tips ...

Just 19 per cent of Australians expect to be able to live comfortably off their ...

More than two million Australians are living on the edge.

Academic says local tourism helps retiree wellbeing and improves ageing.

Building a granny flat adds value to your home and could create a new revenue ...

The latest news on deeming rates, how to go in search of family links in ...

YourLifeChoices keeps you up to date with retirement income changes.

Inflation softened in the March quarter, with most experiencing negative inflation.

Retirement planning is about so much more than just money.

It's week four of our podcast, Mind Your Own Retirement, with Kaye and 'Deeksie'.

Disengaged consumers want the Government to act on multiple super accounts.

ASIC has tightened the rules regarding retirement calculators.

Don’t make the mistake of converting all your assets to cash on the day you ...

It's week three of our podcast, Mind Your Own Retirement, with Kaye and 'Deeksie'.

Outlining the latest government retirement income rules and changes.

Older Australians downsizing have contributed $1 billion to their superannuation funds.

Your life expectancy has increased – will your retirement savings last the distance?

Superannuation fund facing class action over payments to financial advisers.

There are some purchases buyers are bound to regret.

It's week two of our podcast, Mind Your Own Retirement, with Kaye and 'Deeksie'. They ...

Sea change or tree change? That’s the question many retirees ask. But what is the ...

The Pension Loans Scheme has been expanded to include all people of Age Pension age ...

Ageism seen as socially acceptable, says the World Health Organisation.

You all know the voice, now get to know the man behind the microphone.

Over-55s say they are ‘content’ but too many are having a tough time of it.

WEF report reveals that retirees may run out of money a decade before they die.

As a valued member of YourLifeChoices’ website, you know our mission is to deliver up-to-date, ...

Implications for physical and mental health ‘huge’, say experts.

Retirement is meant to be permanent, but many people are changing their minds.

Retirement coach Peter Black tells what he has learnt about working past 65.

Nervous Frank asks Dr Emmanuella how to make a happy transition into retirement.

For all those who want to stay in their homes for as long as possible, ...

Independent, reliable and easy-to-understand information not available, says AIST.

Super, pensions and taxation will all be scrutinised, says Treasurer.

Older Australians want to age at home, but how can they minimise those big household ...

Petra Bensted has created this photo essay to highlight the loneliness felt by many older ...

Older Australians who rent their home should know these strategies, says Centrelink expert Glenn Smith-Cameron.

Myths, risks and lies: the good and not-so-good about life after work.

Frank has asked Noel Whittaker for guidance on early retirement planning.

You can build a bigger bank by working a bit longer, but there are other ...

David’s wife is considering retiring soon, but he wants to get the timing right.

Some thrive in retirement, some dread it, others opt to never really retire. But why?

Survey finds more Australians are retiring with inadequate funds.

Is owning your home the best option for your retirement or is there another option?

The Consumer Price Index (CPI) rose 0.5 per cent in the December quarter of 2018.

YourLifeChoices members believe the government is not doing enough to support retirees.

Superannuation is facing a grim financial year as markets flatten.

The election issue that will get the ‘older’ vote.

Soon little more than half will own where they live.

A successful retirement requires several elements. Where you live is vitally important.

We are committed to keeping our 230,000 members fully informed about all matters important to ...

Raising super contributions could lead to a pension increase.

Assessing potential risks in retirement should be a significant part of your planning.

The services and care that you say are pivotal to lifting the sector’s image.

Make the most of every dollar by following these tips.

Your home equity could save your retirement – or your children’s future.

Surprising things about retirement that no one tells you about before you retire.

Older Australians are turning to share housing for financial and social reasons.

Actuaries Institute urges Government to cap value of the family home for means test.

ISA is calling for a change to superannuation laws that are costing Aussies millions.

Which election issues will sway your vote in the federal election?

The issue that matters the most.

The Actuaries Institute has welcomed changes to Australia’s superannuation system.

One group of older Australians is doing it particularly tough.

Franking credits are being ‘rorted on an industrial scale’, says prominent economist.

Six in 10 older Australians say the new pension changes won’t improve retirement.

We’d like to know if the proposed pension changes will help you.

New Age Pension rules could come into effect on 1 July 2019.

Mandatory retirement ages are – rightly – mostly a thing of the past in Australia.

Self-managed super fund expert looks to protect self-funded retirees.

A new report finds that Australians in the Future Fund could be worse off.

Here are the things to avoid if you want to make sure your retirement is ...

Without rent assistance, poverty will continue to plague ‘Cash-Strapped’ tribes.

AMP Capital chief economist Dr Shane Oliver predicts what 2019 is likely to deliver.

Per Capita’s Myfan Jordan predicts the pressure points for the ‘Constrained’ tribes.

Forget high-priced holidays – here’s how to see Australia on a budget.

The losers from Labor’s capital gains tax policy aren’t all where you would expect them ...

Combine a lifetime annuity with an account-based pension to ease income worries.

Ten ways you can make some extra cash from home.

YourLifeChoices keeps you up to date with retirement and income changes.

Positive ageing expert reveals the simple secrets to a happy life.

Retirees should prepare to avoid this year’s new ‘tax grab’: Noel Whittaker.

The key differences between two retirement incomes.

What you need to know to make the most of your retirement savings.

Some cities are better than others for retirees’ health.

We round up the topics that most mattered to you in 2018.

Starting a home business could just be your best retirement decision yet.

Your queries answered: investment, super, the lot.

Sandra is retiring with 16 weeks of long service leave and is worried about her ...

The Federal Government wants to make it easier for people to understand retirement.

This is how you can access equity in your home to boost your spending clout.

Six things you no longer need in retirement that will save you money.

Top super funds announced, but the Productivity Commission thinks they could do better.

An emergency fund gives you some breathing space to deal with unexpected challenges.

Retirement offers a great opportunity to lead a healthier life: study finds.

Women fleeing domestic violence will be granted early access to their super.

A new study reveals Australians are less confident they will be able to retire comfortably.

YourLifeChoices members share their views on increasing Newstart or the pension.

You may be able to draw an income from your superannuation before you retire.

There has been a surge in demand for properties located in ‘lifestyle’ regions.

Friday Flash Poll findings reveal that the top end is out of touch with retirement.

Take part in our Friday Flash Poll and reveal the reality retirement.

Older Australians bear the brunt of cost of living rises.

New kids on the block set to disrupt traditional super industry.

Most retirees are loving life, but survey finds some are doing it tough.

Comment: Financial stress in retirement is very real, writes Kaye Fallick.

Most retirees are comfortable and can actually save in retirement, report finds.

A survey of older Aussies finds little support for closing the franking credits loophole.

Scott Morrison says he would rather increase the Age Pension than Newstart.

Labor’s unpopular franking credits policy has a new enemy.

What makes a successful financial plan? Is there a foolproof formula?

New super changes address some minor but important issues that affect retirees.

Shop around for better value, superannuation specialist urges.

Do you have an emergency fund to deal with surprise situations?

Australia’s employment services are under fire for failing older people.

Most parents are keen to help their adult children, but at what price?

Rejigged assets test has caused retirement income system to deteriorate: index.

Exposing the gap between super targets and average savings.

Jeff and Marion have a $420,000 super nest egg, but the future looks challenging.

Transport has been a significant driver of price increases in the past year.

You may be the best person to manage your own money.

Super fund fees rose by 10 per cent last year, reveals finance research group.

YourLifeChoices members believe that a positive attitude is vital to retirement.

Getting kids out of the family home contributes to financial and social freedom.

Pollster warns super balances not enough for retirement independent of Age Pension.

Can Constrained Couple structure their saving to ensure they don’t run out of money?

The latest pension rates, supplement details, and asset and income test thresholds.

Paula struggles from week to week to pay essential bills. We sought some advice.

Retirees are turning to the sharing economy to boost their income.

Fears of sector meltdown prompt super fund to warn it may sit on members’ savings.

Retiring baby boomers leave bosses with no option but to hire migrants: expert.

The EveryAGE Counts campaign aims to protect the rights of older people.

Retirement expert Glenn Smith-Cameron gives Jack and Sue a retirement makeover.

Here are the strategies that can make your superannuation go further.

Take part in our Friday Flash Poll and help us solve the aged care mystery.

Ten million Australians are in danger of losing control of their estate.

Making your money last is the number one retirement concern.

Research reveals that rising energy costs are hurting retirees the most.

Most retirees are concerned that their savings will not last in retirement.

Report shows super funds may be failing members in predicting retirement costs.

Look before you leap: what you must know before retiring overseas.

Preventable health problems forcing retirement rethink, says study.

Timing is everything when it comes to opening a retirement phase pension account.

Proportion of older Aussies relying on the pension decreases significantly.

Leaving a financial legacy is becoming less important to older Australians.

Quality resort-style living in a beautiful location – the ultimate in retirement luxury.

What would encourage older Australians to work longer?

Aussies are working more years before retirement. Here’s why.

Reversal of Government’s Age Pension eligibility policy welcome news for many.

Government does U-turn on plan to lift retirement age to 70.

Could you be convinced to work until you were 70?

Despite the growth spurt, superannuation fund payouts slide nearly five per cent.

Faced with the prospect of an early retirement, planning could save your sanity.

Older Australians are increasingly turning to reverse mortgages to fund their retirement.

Will longer-living baby boomers break the system?

Top 10 retirement destinations in Australia outside of metropolitan areas.

ACTU accuses Government of abandoning women in response to super report.

YourLifeChoices members share their hopes and fears for those extra years.

Having your financial affairs in order will make a difficult time easier on your family.

Why universal access to basic health and aged care is pivotal to a secure retirement.

Older people are becoming homeless in increasing numbers and action is needed now.

Mavis is considering the pension implications of moving into a retirement village.

It’s tempting to ignore the costs, but do so at your peril.

‘Potential for outliving retirement savings is high’, says report

Influential voices on both sides of the fence have their say.

The consequences of hoarding escalate as people get older.

People are seriously underestimating how much money they need to retire.

The latest government updates to help you fully understand your entitlements.

New superannuation proposals seek to address the fact Australians are living longer.

Money doesn’t guarantee a happy retirement. Here’s what does.

Immediate action is critical to solve growing homelessness problem.

Retirees spending less than the Age Pension, even though they can afford to spend more.

Will technology make retirement better or worse in the next decade?

Australia’s system may seem fair, but new research tells another story.

Customers sold super products from staff unauthorised to provide advice.

We explore the challenges – for government budgets, support services and your planning.

How to avoid the major pitfalls of a mixed-retirement relationship.

Australia’s super system has reached critical mass, but remains under-developed.

Baby boomer men would rather retire early than take on part-time work.

Noel Whittaker advises what to do with annual savings as couple eyes retirement.

Many retire unexpectedly, so the sooner planning for retirement begins, the better.

New Zealand is the number one destination for Aussies looking to retire overseas.

How does this non-industry fund beat other superannuation funds over the long term?

The top seven triggers causing Australians to retire earlier than expected.

As we age, our ability to care for ourselves begins to diminish.

Even retirees on a budget should follow these simple savings tips.

Few Aussies retire at 70, an age pension threshold the Government is proposing.

Is the Age Pension adequate or are those advocates living on a different planet?

The good, the bad and the ugly of downsizing to save your retirement.

Australia is far from the ‘lucky country’ for 500,000 older Australians.

Productivity Commission wants to extinguish underperforming super funds.

More retirees are growing sea legs and hitting the deck permanently.

The financial plan is in place; now for the hard part.

Evaluating whether a lifetime product is right for you.

Recent retirees will be allowed to boost their superannuation balances.

Aveo chief executive yet to be quizzed by competition regulator.

Retirees offered innovative contracts by some village companies … but not Aveo.

Retirees are buying bigger homes to protect their pensions and investments.

Lynne Dorney describes financial literacy as a minefield and has asked us for help.

Why you need the YourLifeChoices RetirePlanner™ tool.

Household costs for age pensioners rose 0.6 per cent in the December 2017 quarter.

Olga Galacho reveals the plans and products that are most confusing.

We keep you up to date with retirement income changes and updates.

Where does your money go? We ask economist Matt Grudnoff for some answers.

Annuities are becoming a popular means of ensuring a reliable income stream.

Ageing and wellbeing expert discusses why older people are happier.

The next cash rate hike will come as a shock, says RBA boss.

Despite Government bullying, industry superannuation funds still outdo bank rivals.

From 1 July, new rules will incentivise Australians aged over 65 to grow their super.

Report highlights how private aged care companies make more money than charities.

Minister tells retirees to save more while taking swipe at superannuation chiefs.

You may not realise you are owed a refund from company tax paid on your ...

Australia is ranked in the top third of countries considered the best countries to retire.

Politicians have avoided talking about Age Pensioners, so we asked them to speak up.

As you near retirement, you need to think carefully about how to draw on your ...

Some retirees become so good at saving for retirement that they forget to enjoy it.

Learn all the answers to your cruise questions at the 2018 Melbourne Bootcamp.

The franking credits fiasco has become more complicated than necessary.

Retirement experts to gather for the Melbourne Retirement Bootcamp™.

Retirement is becoming a dirty word for 60-year-olds.

Just like playing an instrument, knowing how to manage your money better is a learned ...

Labor's election win prompts Bill Shorten to forge ahead with unpopular tax grab.

The rules surrounding the Age Pension are complicated, say older Australians.

Our Beginner’s Guide helps you navigate the process.

Australia's rate of homelessness is now almost on par with Britain.

Call for homes worth just $500,000 to be asset tested for the Age Pension.

Kaye talks to ABC News Radio about the challenges faced by female retirees.

Increases will not deliver a dignified retirement for older Australians.

Oxford historian claims generational conflict will dictate the future of politics.

How to overcome fear of running out of money when you retire.

Buying into popular money myths can be costly. Here are some to avoid.

You don’t have to choose between a roof over your head or the cash.

The Grattan Institute says governments are to blame for 'poisonous' politics of housing.

The Government says all is good, the Opposition begs to differ.

The Federal Court will soon hear allegations involving retirement village firm Aveo.

Federal Government hints at overhaul of home-care regulations in coming months.

Marcia wants to know how much it will cost to update her will.

Government urged to act in this year’s Budget.

Six savvy moves to make when you’re over 50

It’s possible for every Australian to live in retirement with dignity.

The share market slide may have been costly for super but the long term looks ...

Max Williams shares a day in the life of a real-life retiree.

Divorce does not only hurt the heart, but also the wallet.

The lifestyles afforded the haves and the have-nots are poles.

Retirees are living on the edge, what is the solution?

We asked for your stories if you were finding life as a retiree challenging.

Retirees are hurting with one in four now living in poverty in Australia.

More than three million Australian retirees are living on a fixed income.

There is a problem. At least that is what an overwhelming number of retirees say ...

Super fund members told to sit tight for share market recovery.

Australia's superannuation market is the world’s fastest growing system.

New Age Pension assets and income test claims almost 90,000 part-pensions.

Many retire as soon as they hit retirement age, but is there a better way?

Most Australians are more confused than ever about their Age Pension entitlements.

Longer-lived Australians sacrificing quality of life by refusing to quit home

Lenders to blame for the surging rates of mortgage stress.

The three money worries keeping older Australians awake can actually be solved.

Have you done the necessary planning before beginning your transition?

Maria wants to know if she can sell items on eBay without declaring it to ...

More older Australians will feel the greatest pain from health insurance increases.

Don’t forget to tell the taxman about your cash-in-hand bonus.

These devices will change your life and the future.

Super fund managers spend more of your savings on operation costs.

Kaye joins Macquarie Radio to discuss why retirees are worried their money won't last.

Calculate whether your super and pensions will deliver your desired lifestyle

Some lump sums are excluded from assessment, but which ones?

Here are the things to avoid if you want to make sure your retirement is ...

By decluttering your life, you may save more than just space, you’ll save money too. ...

Expert advice on how to make your funds go further

Your household bills are determined by where you live

ASIC is encouraging Australians to start the New Year by setting financial goals.

More women are returning to work after retiring than men, according to the ABS.

Survey reveals that more older Australians are choosing to live in retirement villages.

Maryanne wants to know if she can retire in the UK and still receive an ...

No matter how good your planning is, there are always unforeseen expenses.

Super funds put on notice to enhance performance or quit the industry.

Retirees spending big for fear they’ll run out of life before they run out of ...

Women retire with $113,000 less super than men.

Planning for good mental health is as important as your retirement finances.

Older workers to suffer from new insurance pricing policy.

The system is broken and a big group of retirees are suffering.

Growing number of homeless made up of elderly people who rented.

Study shows that sudden financial shocks top the list of retirement fears.

The ACTU is worried about workers living in poverty, but what about our pensioners?

Is Ken Wyatt kidding? Or is he on to something with his ‘senior gap year’?

Retirement affordability requires a full understanding of your entitlements.

Living longer than previous generations comes at a price.

Recent price increases, especially in energy, have hit all Australians hard.

The most current and relevant expenditure guidelines available for Australian retirees.

The ‘big picture’ of retirement reveals there are about 4.35 million retirees in Australia.

As Australia’s super system matures, workers will retire with larger balances.

The single older woman who doesn’t own her own home is one of the most ...

Analysis reveals that most Australians will never fully retire.

A free retirement living guide that explains common retirement accommodation options.

Why are we lifting the retirement age instead of chasing companies for unpaid billions?

When the best-laid plans fail to protect you against a nasty income shock.

Report reveals the super funds that charge high fees and deliver low returns.

Ellivo Architects would like to better understand your downsizing preferences.

Older Australians are much wealthier than they were 12 years ago.

New research shows more than 60 per cent of retirees will run out of money ...

Hitch a ride to work on the gravy train and keep your full Age Pension.

Have you left it too late to begin buying investments?

How you can work around the Work Bonus and earn up to $3250 extra Age ...

Are you tired of organisations congratulating you for being able to use technology?

Project aims to help older women turn hobbies turn into cash businesses.

When is using the cash tied up in your home to fund retirement a sensible ...

Research from the US indicates that working longer may actually be beneficial.

The type of household debt in Australia may change, but the amount stays the same.

Retirement village operators are coming under closer scrutiny.

David Williams explains how to manage your longevity.

Should buyers trial retirement village living before they sign a contract?

Australians are underprepared for retirement according to new figures.

Most Australians believe they will fall short of the amount needed for retirement.

Are you ready to retire? Leon discusses the five golden rules of retirement preparation.

The latest HILDA survey reveals a trend that may threaten the retirement income system.

The end of your working life is in sight, what do you do now?

Australia rates highly on the Global Retirement Index, but there’s room to improve.

Australian super funds deposit $140 billion into the retirement kitty.

What financial issues should you consider before taking the plunge?

The cost of renting and the increase in renters may blow out our pension system.

We announce the lucky winner of our Sydney Retirement Bootcamp contest.

Should Francine apply for an Age Pension, even though her husband works?

Here are five important questions retirees forget to ask their planner.

ACCC will now launch an investigation into the Aveo retirement village scandal.

There are many ‘experts’ who will tell you the shortcut to retirement bliss.

The need to provide for a longer retirement has become more critical than ever.

Behaviour that leads to the exploitation of elderly and vulnerable will not be tolerated.

The top 10 performing super funds are set to end the financial year on a ...

If your children pester you to spend your time wisely, it may be time to ...

When it comes to retirement, knowing what not to do is just as important as ...

When it comes to retirement, it’s easy to confuse success with happiness.

Turning 60 often sharpens your focus on the need to plan for your financial future.

Money-saving tips to help stretch a fixed income

Five best ways to reduce the ‘idle load’ cost of your power bill.

Italy is doing whatever it can to attract new residents, including cash and property offers.

A paper has debunked claims that a $1m super balance is the only way ...

Carol is concerned that her partner’s income will stop her getting an Age Pension.

Start saving today, with these five marvellous mini money hacks.

Saving $25 per week may be simpler than you think. Here’s how you can do ...

Retirement in Australia now requires a $1.5 million nest egg.

The latest share market dip could mean trouble for Australians looking to retire soon.

Draft laws propose banning companies from charging for paper statements.

The simplest actions, whether done or avoided, can have the biggest impact on finances.

We discover which supermarket can save you the most on groceries.

David Williams shares how to measure your longevity, and how it shapes your retirement.

Martin is unsure how holiday pay will affect his claim for the Age Pension.

A new study debunks the myths about older women’s attitudes towards sex.

Productivity Commission proposes 15 per cent increase in rent assistance.

The three retirement risks all Australians need to address.

Preservation age is the first retirement milestone but what does it mean?

Competition in the rental market often results in renters paying more than is necessary.

How’s your retirement going? Is it everything you hoped it would be?

What happens to your super when you die isn't something most people consider.

Scott Morrison needs to consider housing affordability for retiree renters.

Xenophon’s deal to pass company tax legislation is parochial and short term.

Australia could become a cashless society by 2020. How will it affect you?

Plan retirement using these five steps to guide you to your ideal lifestyle.

Scott Pape: you don’t need $1 million for a successful retirement.

Tony Shepherd has renewed calls for the family home to be included in the assets ...

The myth that the Age Pension is unaffordable and unsustainable is simply not true.

Tony Shepherd predicts that Australia risks being ‘crippled by pension spending’.

The rate of home ownership is declining so fast that it threatens to undermine the ...

Living on a reduced income can be daunting, but there are ways to cut costs.

Survey shows that Australian retirees are the happiest people in the nation.

The pros and cons of allowing people early access to super to buy a home.

New package could encourage older Australians to sell the family home.

YourLifeChoices Publisher Kaye Fallick chats with members of the Today show to discuss how you ...

Super changes create a potential risk for those making the maximum top-up.

There is one step people can take to reduce their assets tested.

Kaye shares five basic rules for reviewing your retirement savings or income.

More than half of working Australians are not retirement-ready at all.

Australians aspiring to live a comfortable retirement may need to get real about super.

You may have to consider all your options to make downsizing financially beneficial.

The ACCI recommends that the family home be included in pension assets test.

Noel Whittaker looks at what action you should take to protect your retirement savings.

Thousands of Australians’ super accounts have been short-changed by employers.

Homeowners of the Ocean Club Resort have upped the ante.

Australians will retire later with insufficient superannuation balances.

Centrelink will be closed on Australia Day.

The burning issues you need to address to ensure your retirement gets back on track.

These seven tips should see you be richer in a year's time.

We show you how to get an idea of long your super will last.

When it comes to superannuation, you can never know too much.

The Government’s 20-month inquiry into housing affordability gave its findings on Friday.

these savings may seem simple but it's good to have a reminder.

Should you downsize? Listing the pros and cons may help you to decide.

Sometimes what makes us so special are the things people don’t know about us.

Case studies in June’s example compare cost of home vs residential care.

Affordable housing and financial prospects for age pensioners are not promising.

We’ve rounded up the top five free retirement calculators on the internet.

Noni Hazlehurst isn’t afraid to tell it like it is and we’re only too happy ...

Claims that seniors are rorting tax and screwing younger generations.

The Grattan Institute has turned the focus to seniors – the new group of “taxed ...

Are you one of the sandwich generation? Yes? Then you have our sympathy.

Many Australians are confused by the Federal Government’s proposed super changes.

Making the decision where to live in retirement has never been more confusing.

Federal Labor to put forward a proposal that would see steeper cuts to super concessions.

The High Court rejected the bid of four retired politicians to claim larger retirement pensions.

The dream of home ownership is all but dead for those over 45.

A new report claims that super’s importance to retirement savings is ‘overblown’.

Do you feel as though you’re constantly forking out to help your adult children?

Proving that life doesn’t end at retirement, David and Susie secured PhDs.

Simplified and concise information on retirement and the Age Pension.

Now is the time to let your thoughts be known on superannuation changes.

Our publisher, Kaye, spoke to ABC Overnights about the upside of ageing.

A prepaid funeral may help reduce your assessable assets.

Scrapping the $500,000 lifetime cap will only benefit rich Australians.

A new report has found that the Age Pension is thoroughly inadequate.

A Japanese architect has designed the dream retirement house.

Here are the seven planning mistakes that it will pay you to avoid.

Have you, too, endured a ‘Julia’ moment when a salesperson snubs you?

Here are four reasons why you will never be debt-free.

If your retirement savings haven't quite gone to plan, here are some tips to fix ...

The only way to evaluate if your ready to retire is to take charge.

New research has found that the expenditure levels for most retirees is similar.

Does the current proposal to enshrine super's purpose go far enough?

Director of CEPAR, John Piggott, shares his point of view on retirement.

Westpac’s head of wealth management says super needs to be fixed now.

Midlife education could be the key to improving the quality of life for older Australians.

Scott Morrison has confirmed there will be ‘tweaks’ to the Coalition’s super policy.

Baby boomers are claiming lower levels of financial comfort in retirement.

We often read sensational stories about wills being challenged.

Robert is planning on retiring but isn’t sure when he should apply for an Age ...

The Federal Government should hold firm on its $1.6 million pension phase cap.

In a few years’ time, a minority of Australians will own a home.

Australia has ranked highly in the latest annual Natixis Global Retirement Index report.

Will the proposed changes to super have an impact on your retirement income?

Do you want to tick a box on your travel bucket list but don’t have ...

Malcolm Turnbull and Bill Shorten have called for electronic voting in future elections.

Sixty-year-old Phillipe Dumas wish of being a model came true, thanks to the internet.

The future of super again in doubt due to close Election 2016 result

Five reasons why our super system is stuffed.

How will the purchase of a new car affect Diane’s Age Pension?

We ask Noel Whittaker for his take on Brexit and your retirement.

Deeming rate thresholds will change from 1 July 2016

Longer work lives and life expectancy may mean we need to rethink retirement.

Noel Whittaker answers your questions on changes to superannuation.

An increasing number of older Australians are retiring burdened with massive debt.

Who will decide the outcome of this year’s Federal Election?

Can politicians ever really understand the challenges of retirement?

Here’s a longer answer that explains why this damaging claim is simply untrue.

It’s easier than you think to knock years off your home loan.

Under new super limits more Australians will be forced onto the Age Pension, or to ...

Noel Whittaker illustrates the dangers of not understanding investment risks.

These small changes can make much difference to how much you save.

Betty believes that deeming rates are simply too high.

Australians may be relying on an inheritance to fund retirement.

It can be tempting to splurge on living the good life as soon as you ...

43 per cent of Australians believe they can rely on government support.

A weekly budget to live a comfortable retirement is more than you think.

Paying off the mortgage is the new Australian dream.

Imagine outliving your retirement savings by up to 13 years.

Lifestyle expectations have changed over the years.

Starting your retirement doesn’t mean your savings stop growing.

Does $1 million in the bank mean you’re rich?

How much money do you need to fund a comfortable retirement?

There are two ways to review Scott Morrison’s first budget.

Treasurer Scott Morrison has swung the axe to make super fairer.

How will the Government’s 2016 Budget affect real people?

Here’s why the Treasurer thinks a fairer superannuation system is important.

The reality of Budget 2016/17 is that retirees and pre-retirees will see little or no ...

Tax changes will be the cornerstone of Budget 2016/17.

How does Budget 2016/17 shape up for you?

Here’s what real Australians would like to see in Budget 2016/17.

The Reserve Bank of Australia is tipped to cut the cash rate to a record ...

If given the chance, what would you ask the Treasurer?

Are you brave enough to follow Kaye Fallick’s formula to save?

According to Herb Ellerbock veterans’ superannuation is being unfairly indexed.

Our simple guide explains the different super contributions you can make.

The basic purpose of super is to provide a means to save for retirement.

Is it right to charge people to receive paper copies of bills?

Australian boomers are making the most of retirement by travelling the country often and not ...

Simon Cowan explains why the family home should be assessed.

How can you calculate how much you will need to cover your living costs?

Don’t be left out in the cold this winter – now is an ideal time ...

Deeming rates can be higher than actual interest paid.

The number of over 45s who say they will not retire before turning 70 has ...

Do have a love of learning? Perhaps you should consider adult education.

It will take more than a catchy phrase for banks to rebuild customer trust.

Leon’s garage sale tips will put money in your pocket and a smile on your ...

Changes to superannuation tax concession will happen but what are they likely to be?

How can you calculate how much it will take to cover your living costs?

Superannuation tax concessions will be wound back in the May 2016 budget.

Good financial planning is the key to a comfortable retirement.

Accessing equity in the family home could be a retirement saver for millions.

The changes to Age Pension portability will have an affect on real Aussies. Frank is ...

Homelessness NSW called on government to ban detrimental policy.

Is Martin entitled to an extra payment from Centrelink when he retires?

The objective of super is to be enshrined in law before the system can be ...

Boomers may be an easy target for the media to bash but it has to ...

‘Retiring’ politicians will add $2 million to the parliamentary pension bill.

A new report released by the Centre for Independent Studies may have missed the point ...

With the cost of private health cover rising, Australians are being urged to find a ...

Three quarters of Australians aged 45 and over dream of retiring early but can’t.

Understanding that downsizing is the topic du jour for those seeking a comfortable life after ...

More and more older Australians are using social media to enhance their retirement.

Frustration is mounting over the Government’s lack of clarity on tax plans.

Yesterday, George Brandis addressed a national conference on elder abuse.

A Senate inquiry into improving the finances of retired women is underway.

You don’t need to spend big to show your true feelings.

New research shows that those who stay socially connected will live a longer life.

A retired accountant has discovered the shocking inequity in the current super system.

One in two Australians live payday to payday, with unrealistic expectations of retirement.

It may be worthwhile asking your super fund just how safe is your super.

How does a de facto relationship affect an Age Pension Claim?

Watch out home owners – they’re coming to get you!

Watch out home owners – they’re coming to get you!

Changes to Age Pension portability have passed the Lower House of Parliament.

While the internet provides a plethora of options available to browsers of all ages, which ...

Raising the GST may have lost its appeal for Prime Minister Malcolm Turnbull.

Older workers possess vital skills and experience for Australia’s future.

Reimagining retirement is very much a necessity.

Changes to portability of the Age Pension will be discussed in Parliament this week.

We clarify the rules for Age Pension payment outside of Australia.

Adam Gee gives us a snapshot of superannuation returns in 2015.

Peter Costello has taken a shot at our superannuation system.

Australian superannuation funds have already posted a 2.5 per cent loss in 2016.

Most Australians are living in unnecessary frugality during retirement.

A new report suggests that the capital gains tax exemption for the main residence should ...

In this four-part series of articles, we’ve chosen 20 of your best tips.

Australian pensioners don’t have enough money to live on.

David wants to know how one goes about moving the family home into a family ...

A Senate inquiry has called on the Government to help those struggling with debt.

What makes a good retirement? Money? Friends? Travel? Golf? Grandkids?

Scott Morrison has confirmed that the family home will not be means tested.

Scott Morrison has outlined the government’s vision for a new retirement income system.