retirement income

The following articles have the tag retirement income

The big four retirement questions

The four questions you need to ask about retirement

The big four retirement questions

What do you want from retirement? Are you even ready to retire?

Can I take a super lump sum?

How will a super lump sum affect Centrelink payments?

Can I take a super lump sum?

Hazel wants to take a lump sum out of her super but is worried about ...

Mind Your Own Retirement Episode 24

'Deeksie' and Kaye present Mind Your Own Retirement Episode 24

Mind Your Own Retirement Episode 24

Hank Jongen shares his true feelings about his role as Centrelink spokesperson, then explains what ...

Ready for the unexpected?

Ready for the unexpected?

Ready for the unexpected?

How do you deal with medical expenses that can take a large amount of your ...

Pension cuts on the way

migrant pensioner

Pension cuts on the way

‘More cuts to income support payments is also the last thing the country needs,’ says ...

What is decumulation?

How superannuation converts into retirement income

What is decumulation?

What happens when it’s time to start drawing down on your super?

New super rules ‘confusing’

people with confused looks on their faces

New super rules ‘confusing’

‘While ASIC is trying to get this right, this is a missed opportunity for consumers,’ ...

Possible pension tweaks: report

letters on blocks spelling out pension

Possible pension tweaks: report

Would a pension rate linked to an individual’s working life salary be better than total ...

Mind Your Own Retirement Episode 23

'Deeksie' and Kaye present Mind Your Own Retirement Episode 23

Mind Your Own Retirement Episode 23

William Jolly from savings.com.au offers great tips on choosing the best term deposit for retirees. ...

Australian retirees versus the world

Australian retirees versus the world

Australian retirees versus the world

The OECD has released a report comparing retirement systems and Australia isn't performing as well ...

Govt looking after top end: report

older couple walking down the street

Govt looking after top end: report

Report sure to spark debate over the intended purpose of superannuation and tax breaks that ...

Mind Your Own Retirement Episode 22

'Deeksie' and Kaye present Mind Your Own Retirement Episode 22

Mind Your Own Retirement Episode 22

Russell Markham shares tips on how to read the stock market.

Super fund of the year announced

the crowd at the australian selectingsuper awards

Super fund of the year announced

It’s not because of their size, but because of what they do with it.

Plan to keep older Aussies working

Plan to keep older Aussies working

Plan to keep older Aussies working

In the past decade a 30-year trend to earlier retirement has been reversed.

Report reveals retirees most at risk

Report reveals retirees most at risk

Report reveals retirees most at risk

Excessive or indefinite deferral of home purchase can have consequences.

Government’s ‘super tax grab’

shop assistant

Government’s ‘super tax grab’

Government idea called “nothing less than a tax grab” by one industry expert and “farcical” ...

Basic flaw in new super tool?

traffic lights

Basic flaw in new super tool?

APRA’s new super tool is leaving some people scratching their heads.

ATO publishes lost super hotspots

digital map of australia with location markers

ATO publishes lost super hotspots

Australians can, for the first time, be reunited with lost money without having to take ...

Mind Your Own Retirement Episode 21

'Deeksie' and Kaye present Mind Your Own Retirement Episode 21

Mind Your Own Retirement Episode 21

Noel Whittaker considers whether it’s too late for you to reap the rewards of investing.

Why older Aussies refuse to downsize

shadow of a large house

Why older Aussies refuse to downsize

‘It will be the death of a spouse or ill health that forces them to ...

Super funds build momentum

Super returns

Super funds build momentum

Funds are off to a positive start in the December quarter.

Retirees ‘flying solo’ with finances

Retirees ‘flying solo’ with finances

Retirees ‘flying solo’ with finances

A large number of retired Australians are independently navigating their way through their retirement finances.

Fatal flaw in retirement planning

Fatal flaw in retirement planning

Fatal flaw in retirement planning

Institute claims longevity tables are faulty and could ruin retirees’ strategies.

Pension system needs to ‘grow up’

australian coins with an australian flag in the background

Pension system needs to ‘grow up’

‘The big role of pension funds at the end of the day is about paying ...

Most complained about super funds

filing cabinet containing complaints

Most complained about super funds

Superannuation funds and advisers high on the list of complaints to AFCA.

Mind Your Own Retirement Episode 20

'Deeksie' and Kaye present Mind Your Own Retirement Episode 20

Mind Your Own Retirement Episode 20

Everything you need to know about a power of attorney, including the reasons you should ...

Spend your age and a bit more

Actuaries Institute devises a simple rule for a happy retirement

Spend your age and a bit more

Simple rule of thumb helps retirees decide how much they can draw down.

Retirement savings under attack

Retirement savings vulnerable to cyber attacks, says InPayTech

Retirement savings under attack

The complexity of Australia’s super system could provide fertile ground for hackers to steal your ...

Fixing super’s flaws

‘Fix the design flaws in super that hurt the vulnerable’

Fixing super’s flaws

Flaws in the superannuation system have been allowed to proliferate for too long.

Mind Your Own Retirement Episode 19

'Deeksie' and Kaye present Mind Your Own Retirement Episode 19

Mind Your Own Retirement Episode 19

Rod Cunich shares the three essential things you need to know about estate planning.

Surviving low rates

Surviving low rates

Surviving low rates

If you have your retirement savings in a term deposit, chances are you’re watching your ...

Improving the retirement system

Stability, integration the keys to improving retirement system

Improving the retirement system

What’s wrong with our retirement income system? Plenty, says Michael Rice.

Age pensioners safe – for now

DHS won’t rule out targeting age pensioners next

Age pensioners safe – for now

Any decision to expand the robo-debt scheme to meet budget targets would happen ‘further down ...

Mind Your Own Retirement Episode 18

'Deeksie' and Kaye present Mind Your Own Retirement Episode 18

Mind Your Own Retirement Episode 18

Deeksie and Kaye speak to Sheryl about cord blood gifting – one of the best ...

Government gouging pensioners

Government under pressure to review Pension Loans Scheme interest rate

Government gouging pensioners

Seniors groups pressure government to reassess ‘unfair’ interest rate.

‘Super has failed Australians’

‘I feel very sorry for retirees at the moment’: former treasurer

‘Super has failed Australians’

Peter Costello says compulsory super has failed Australians and reform is needed.

Government move to strip pensions

Government move to strip Age Pension supplements

Government move to strip pensions

‘To cut people off completely just doesn't pass the pub test for fairness,’ says advocate.

Pension assets test ‘too stringent’

Australia’s retirement system third best, but needs to fix pension

Pension assets test ‘too stringent’

Australia’s retirement system rises through global rankings, but flaws in the system have been exposed. ...

Mind Your Own Retirement Episode 17

'Deeksie' and Kaye present Mind Your Own Retirement Episode 17

Mind Your Own Retirement Episode 17

In today’s episode of Mind Your Own Retirement, Centrelink general manager Hank Jongen tells Kaye ...

Experts on retirement review

Experts, members add their voice to retirement review

Experts on retirement review

Ensure your concerns are heard in the Government’s retirement income review.

Retirement ‘pillar’ is crumbling

Government must step up for homeowners and renters

Retirement ‘pillar’ is crumbling

Home ownership is a fundamental plank in our retirement income system, but it’s crumbling, write ...

Retirees could lose out on changes

Retirees could lose out on changes

Retirees could lose out on changes

‘It’s really important that Australians check on their accounts before it’s too late,’ says super ...

Make money without unretiring

How to make some extra money without unretiring

Make money without unretiring

Simple ways to earn passive income to stretch your retirement dollars.

Think tank gets super wrong – again

Think tank gets super wrong – again

Think tank gets super wrong – again

‘The claims made by the Grattan Institute are based on a fantasy world that doesn’t ...

Mind Your Own Retirement Episode 16

'Deeksie' and Kaye present Mind Your Own Retirement Episode 16

Mind Your Own Retirement Episode 16

Deeksie and Kaye chat with Department of Human Services head honcho Hank Jongen (AKA Centrelink ...

How best to use your nest egg

The missing link – how best to use the retirement nest egg

How best to use your nest egg

Making sense of retirement savings – and how best to ‘spend’ them.

Impact of excluding home from test

Retirement review the perfect time to assess the family home

Impact of excluding home from test

Terms of reference offer the Government a chance to scrutinise such policies as the treatment ...

Review could end up costing you

Fears the retirement income review could end up costing you

Review could end up costing you

Is Dr Deborah Ralston the right person for the job? Will this review end up ...

Super 'lottery' costing you thousands

Poor-performing funds costing Aussies $500,000 by retirement age

Super 'lottery' costing you thousands

More than one million accounts are costing retirees a fortune.

Why retirees are too conservative

Why retirees are too conservative

Why retirees are too conservative

If they have all this time on their hands, why then are they not spending ...

Retirement Affordability Index™ September 2019

Retirement Affordability Index™ September 2019

Retirement Affordability Index™ September 2019

Outlining the latest government retirement income rules and changes.

Mind Your Own Retirement Episode 15

'Deeksie' and Janelle present Mind Your Own Retirement Episode 15

Mind Your Own Retirement Episode 15

Deeksie and Janelle chat with Bendigo Bank’s head of economics and market research for today’s ...

Older Aussies to keep doing it tough

No Newstart raise on the way, says Senator Ruston

Older Aussies to keep doing it tough

Minister for unemployment opposes ‘near-universal’ calls to raise paltry Newstart payments.

Is your super fund right for you?

How to ensure your super fund is the right one for you

Is your super fund right for you?

There’s no room for complacency when it comes to your super and pension funds.

Retirees too conservative with super

Retirees too conservative with super

Retirees too conservative with super

The drawdown or spending phase of superannuation is ripe for greater attention.

Retirement review compromised?

Treasurer announces guidelines for retirement income review

Retirement review compromised?

Review to assess how the retirement income system will perform as the population ages.

Mind Your Own Retirement Episode 14

Mind Your Own Retirement Episode 14

Mind Your Own Retirement Episode 14

On Mind Your Own Retirement today, co-hosts Janelle and ‘Deeksie’ talk with motoring writer Paul ...

Newstart changes 20 Sept 2019

Changes to Newstart rates and thresholds

Newstart changes 20 Sept 2019

From 20 September 2019, Newstart rates and thresholds will be indexed.

Mind Your Own Retirement Episode 13

'Deeksie' and Janelle present Mind Your Own Retirement Episode 13

Mind Your Own Retirement Episode 13

John Deeks and Janelle Ward talk with Stockspot chief Chris Brycki, who names and shames ...

It’s not all super doom and gloom

Grim outlook for Australian super funds

It’s not all super doom and gloom

There are indications that global growth could be negligible for many years.

Mind Your Own Retirement Episode 12

'Deeksie' and Janelle present Mind Your Own Retirement Episode 12

Mind Your Own Retirement Episode 12

John Deeks and Janelle Ward talk with resident Centrelink expert Ben Hocking about why Centrelink ...

Is your super fund fleecing you?

StockSpot’s Fat Cat Funds Report reveals the big super ‘rip-off’

Is your super fund fleecing you?

One of the golden rules of superannuation is, the less you pay, the more you ...

Mind Your Own Retirement Episode 11

'Deeksie' and Kaye present Mind Your Own Retirement Episode 11

Mind Your Own Retirement Episode 11

Deeksie and Kaye to talk about the Age Pension, capturing amazing images and saving money ...

How is your super assessed?

How is super assessed when applying for the pension?

How is your super assessed?

Jan is approaching retirement and isn’t sure how her super will be assessed.

Lifting the lid on robo-debt

Robo-debt whistleblowers lift the lid on the controversial scheme

Lifting the lid on robo-debt

Compliance officers claim they were routinely shamed for not reaching daily targets.

Age Pension boost on the way

Age pensioners set to get a pay rise

Age Pension boost on the way

Pensioners will have two reasons to smile in September with the scheduled increase to the ...

Mind Your Own Retirement Episode 10

'Deeksie' and Kaye present Mind Your Own Retirement Episode 10

Mind Your Own Retirement Episode 10

John and Kaye talk with Webjet Exclusives GM Brendan Sawyers, Heart Foundation dietitian Sian ...

Are boomers a burden?

For the first time in centuries, we're setting up a generation to be worse off than the one before it

Are boomers a burden?

Today’s 40-year-olds are paying twice as much to support retirees than boomers did at the ...

Mind Your Own Retirement Episode 9

'Deeksie' and Kaye present Mind Your Own Retirement Episode 9

Mind Your Own Retirement Episode 9

We've broken style in this week's Mind Your Own Retirement podcast, but that just means ...

Mind Your Own Retirement Episode 8

'Deeksie' and Kaye present  Mind Your Own Retirement Episode 8

Mind Your Own Retirement Episode 8

Kaye and ‘Deeksie’ chat with seniordriveraus.com motoring writer Paul Murrell to discuss the deadly traps ...

Aussies fear super shortfall

Aussies fear super shortfall

Aussies fear super shortfall

Just 19 per cent of Australians expect to be able to live comfortably off their ...

When is super worth the risk?

When is super worth the risk?

When is super worth the risk?

The current financial climate may inspire some to take risks with their savings.

How to make your savings sing

You work, you save, you retire. How best to use your money?

How to make your savings sing

Building your nest egg is part of the journey. How to use those savings is ...

Why the cost of living is rising

Inflation is low, yet living costs are rising. Here’s why

Why the cost of living is rising

How can living costs be such an issue when the official measure of inflation is ...

Wrap: Senator Ruston's bad week

Wrap: Senator Ruston's bad week

Wrap: Senator Ruston's bad week

Were the Senator's comments taken out of context?

Senator responds to angry seniors

Exclusive: Senator Anne Ruston responds to pensioner’s outrage

Senator responds to angry seniors

The Minister is deeply concerned that her comments may have caused offence.

Time to check your super fund?

Super funds deliver solid returns after a shaky financial year

Time to check your super fund?

Despite a rollercoaster ride of a year, super funds have finished well in the black.

Rate cut “too little too late”

Cut to deeming rates will see pensioners slightly better off

Rate cut “too little too late”

The deeming rates have finally been cut, but it’s “too little too late”, say critics.

Mind Your Own Retirement Episode 4

Kaye and 'Deeksie' present  Mind Your Own Retirement Episode 4

Mind Your Own Retirement Episode 4

It's week four of our podcast, Mind Your Own Retirement, with Kaye and 'Deeksie'.

One in four have super problem

One in four have super problem

One in four have super problem

Disengaged consumers want the Government to act on multiple super accounts.

Super funds that satisfy

Super funds that satisfy

Super funds that satisfy

Industry super funds increased their lead over retail funds based on member satisfaction.

Government needs to step up

Time for the Government to step up on deeming rates: Labor

Government needs to step up

Retirees are suffering from cash rate cuts, prompting calls for cuts to deeming rates.

Mind Your Own Retirement Episode 3

Kaye and 'Deeksie' reveal the retirement income changes that took affect from 1 July

Mind Your Own Retirement Episode 3

It's week three of our podcast, Mind Your Own Retirement, with Kaye and 'Deeksie'.

Retirement Affordability Index™ June 2019

Retirement Affordability Index™ June 2019

Retirement Affordability Index™ June 2019

Outlining the latest government retirement income rules and changes.

Retirees hurt by tax cuts

Retirees hurt by tax cuts

Retirees hurt by tax cuts

Cuts will see retirees fall further behind, writes Kaye Fallick.

Another super fund in strife

Another super fund in strife

Another super fund in strife

Superannuation fund facing class action over payments to financial advisers.

Mind Your Own Retirement Episode 2

Kaye and 'Deeksie' reveal the hottest retirement postcodes in today's podcast

Mind Your Own Retirement Episode 2

It's week two of our podcast, Mind Your Own Retirement, with Kaye and 'Deeksie'. They ...

Push to adjust deeming rates

Retirees tired of being ‘milked’ call for deeming rates change

Push to adjust deeming rates

Retirees are taking a double hit to their income due to government inaction.

Retiree nest eggs ‘10 years short’

Retirees may run out of money a decade before they die: report

Retiree nest eggs ‘10 years short’

WEF report reveals that retirees may run out of money a decade before they die.

Would you give up your home?

Friday Flash Poll: Should the family home be on the assets test?

Would you give up your home?

It may not be long before the family home is on the assets test? Is ...

Age Pension under pressure?

Is the Age Pension under pressure?

Age Pension under pressure?

The future of the Age Pension: Is the family home safe from assets tests?

Will wage rise affect pensions?

Will three per cent minimum wage rise affect pensions?

Will wage rise affect pensions?

Could wage rise finally trigger a lift in the base rate of the Age Pension?

How good is free money?

Franking Credits: how good is free money?

How good is free money?

Bank shares have shot up since Labor's franking credits policy was shot down in flames.

Super funds’ advice lashed

Funds’ advice ‘variable and sporadic’, says super expert

Super funds’ advice lashed

Support for pre-retirees needs urgent reform, says Rice Warner.

Super funds bucking trends

Super funds delivering positive returns despite gloomy outlook

Super funds bucking trends

Super funds deliver positive returns in April, but there are dark clouds on the horizon.

Planning an early retirement

Noel’s early retirement income planning tips

Planning an early retirement

Frank has asked Noel Whittaker for guidance on early retirement planning.

Loophole allows advisers to ‘rob’ you

Government effectively leaving you vulnerable to raids on super

Loophole allows advisers to ‘rob’ you

Government decision means financial advisers can effectively ‘steal’ from your super.

Are super funds breaking the law?

Is your super fund breaking the law?

Are super funds breaking the law?

New ASIC laws aimed at safeguarding your super.

Superannuation facing a grim year

Superannuation facing a grim year

Superannuation facing a grim year

Superannuation is facing a grim financial year as markets flatten.

Research reveals bad super products

Research reveals bad super products

Research reveals bad super products

Reduced returns for twice the cost – the problem with bank-owned super products.

Super changes hardly super

Super changes minor, but somewhat helpful

Super changes hardly super

Retirees won’t benefit much from this Budget, but those still saving for retirement may.

Super plan could raise pensions

Labor backing for super plan could see pension increases

Super plan could raise pensions

Raising super contributions could lead to a pension increase.

$900b tapped to save retirement

$900b in home equity could save your retirement

$900b tapped to save retirement

Your home equity could save your retirement – or your children’s future.

Real change, not small change

Pension poverty

Real change, not small change

Pension poverty is real. It’s time politicians realised this and did something about it.

Newstart changes 20 March 2019

Changes to Newstart rates and thresholds

Newstart changes 20 March 2019

From 20 March 2019, Newstart rates and thresholds will be indexed.

Let's bump up the base rate

Age Pension Poll: Should the Age Pension be an election issue?

Let's bump up the base rate

Should an increase to the Age Pension base rate become an election issue?

Alternatives to unliked ‘retiree tax’

Three alternatives to Labor’s unpopular ‘retiree tax’

Alternatives to unliked ‘retiree tax’

Rice Warner suggests three alternatives to Labor’s franking credits policy.

Calls for changes to assets test

Calls for changes to assets test

Calls for changes to assets test

Actuaries Institute urges Government to cap value of the family home for means test.

Super laws cost Aussies millions

Laws costing Aussies millions in super

Super laws cost Aussies millions

ISA is calling for a change to superannuation laws that are costing Aussies millions.

Election 2019: Increase the pension

Fixing pension poverty is the main issue

Election 2019: Increase the pension

The issue that matters the most.

Cash refunds should stay: economist

Franking credits are being ‘rorted on an industrial scale’

Cash refunds should stay: economist

Franking credits are being ‘rorted on an industrial scale’, says prominent economist.

Age Pension changes won’t help

Six in 10 say pension changes won’t improve retirement

Age Pension changes won’t help

Six in 10 older Australians say the new pension changes won’t improve retirement.

Are new pension changes enough?

Are new pension changes enough?

Are new pension changes enough?

We’d like to know if the proposed pension changes will help you.

Pension income boost?

Pension income boost?

Pension income boost?

New Age Pension rules could come into effect on 1 July 2019.

Crime goes unpunished

Opportunity missed to right the wrongs of our system

Crime goes unpunished

Opportunity missed to right the wrongs of our system.

How will the report affect you?

How will the report affect you?

How will the report affect you?

How does the royal commission affect older Australians and retirees?

Royal commission omissions

Eight problems the royal commission missed

Royal commission omissions

Graham Hand highlights the problems missed by the royal commission.

Some retirees are set for a shortfall

Some retirees are set for a shortfall

Some retirees are set for a shortfall

A new report finds that Australians in the Future Fund could be worse off.

Five mistakes that wreck retirement

Five mistakes that wreck retirement

Five mistakes that wreck retirement

Here are the things to avoid if you want to make sure your retirement is ...

Super set to post a shocker

Super set to post a shocker

Super set to post a shocker

Super members are at risk of their first annual loss since 2011.

Fast-track your savings

Fast-track your savings

Fast-track your savings

Christmas chews through your money faster than you can say 'Dear Santa' … till now.

How over 55s would fix the pension

How over 55s would fix the Age Pension and Centrelink

How over 55s would fix the pension

How would you fix the pension system? Here are your ideas …

A poll on all things ‘pension’

How could the Government fix the pension system?

A poll on all things ‘pension’

We want to know your take on pension issues.

Centrelink payments may increase

Centrelink payments may increase

Centrelink payments may increase

Formula shows how the Government can afford to increase Centrelink payments.

Plan to simplify retirement

Plan to simplify retirement

Plan to simplify retirement

The Federal Government wants to make it easier for people to understand retirement.

Retirement income top up extended

Retirement income top up extended

Retirement income top up extended

This is how you can access equity in your home to boost your spending clout.

Your loss is also your gain

Your loss is also your gain

Your loss is also your gain

Six things you no longer need in retirement that will save you money.

How to build an emergency fund

How to build an emergency fund

How to build an emergency fund

An emergency fund gives you some breathing space to deal with unexpected challenges.

Move to increase economic security

Move to increase economic security

Move to increase economic security

Women fleeing domestic violence will be granted early access to their super.

Retirement slipping from our grasp

Retirement slipping from our grasp

Retirement slipping from our grasp

A new study reveals Australians are less confident they will be able to retire comfortably.

Both payments woefully inadequate

Both payments woefully inadequate

Both payments woefully inadequate

YourLifeChoices members share their views on increasing Newstart or the pension.

Average retiree 'needs tax refund'

Average retiree 'needs tax refund'

Average retiree 'needs tax refund'

MPs have been urged not to remove cash refunds for franking credits.

Signs point to rise in Age Pension

Money coming the way of pensioners

Signs point to rise in Age Pension

Age pensioners should be a little better off thanks to rising wages.

Out of touch with reality

The top end of town is out of touch with retirement: survey

Out of touch with reality

Friday Flash Poll findings reveal that the top end is out of touch with retirement.

Revealing the reality of retirement

Revealing the reality of retirement

Revealing the reality of retirement

Take part in our Friday Flash Poll and reveal the reality retirement.

PM dangles carrots for older voters

PM says he would prefer to increase the pension over Newstart

PM dangles carrots for older voters

Scott Morrison says he would rather increase the Age Pension than Newstart.

Should this tax loophole be closed?

Friday Flash Poll: Is shutting this tax loophole long overdue?

Should this tax loophole be closed?

Labor’s unpopular franking credits policy has a new enemy.

Why your financial plans will fail

Why your financial plans will fail

Why your financial plans will fail

What makes a successful financial plan? Is there a foolproof formula?

The 10 best and worst super funds

The 10 best and worst super funds

The 10 best and worst super funds

Online investment adviser Stockspot releases its annual super rankings.

Job services failing older Aussies

Anglicare calls for reform to employment services

Job services failing older Aussies

Australia’s employment services are under fire for failing older people.

How to let others invest your money

How to let others invest your money

How to let others invest your money

You may be the best person to manage your own money.

Seniors slugged by super fund fees

Super fund fees rose by 10 per cent last year, reveals finance research group

Seniors slugged by super fund fees

Super fund fees rose by 10 per cent last year, reveals finance research group.

Positive attitude key to retirement

Positive attitude key to retirement

Positive attitude key to retirement

YourLifeChoices members believe that a positive attitude is vital to retirement.

Lifeline for struggling retirees

Lifeline for struggling retirees

Lifeline for struggling retirees

Retirees are turning to the sharing economy to boost their income.

Jack and Sue’s retirement makeover

Retirement makeover improves couple's financial situation

Jack and Sue’s retirement makeover

Retirement expert Glenn Smith-Cameron gives Jack and Sue a retirement makeover.

Will your retirement income last?

We know your retirement concerns, now here’s the solution …

Will your retirement income last?

Making your money last is the number one retirement concern.

Main drain on retirement savings

Main drain on retirement savings

Main drain on retirement savings

Research reveals that rising energy costs are hurting retirees the most.

Aussies urged to claim their share

Aussies urged to claim their share of $1.1 billion

Aussies urged to claim their share

Australians urged to claim their share of $1.1 billion in unclaimed money.

Do you have retirement concerns?

Do you have retirement concerns?

Do you have retirement concerns?

Most retirees are concerned that their savings will not last in retirement.

Your postcode can ruin retirement

Your postcode significantly affects the cost of retirement

Your postcode can ruin retirement

Report shows super funds may be failing members in predicting retirement costs.

Super funds drag feet on gripes

Super funds slow to sign on to new complaints tribunal

Super funds drag feet on gripes

New body for superannuation complaints to go live, but funds go missing.

How to compare super funds

How to compare super funds

How to compare super funds

Super comparison websites can be useful in helping you to compare super funds.

Newstart changes 20 September 2018

Changes to Newstart rates and thresholds

Newstart changes 20 September 2018

From 20 September 2018, Newstart rates and thresholds will be indexed.

New minister to fix super for all

New minister says he will fix super for all retirees

New minister to fix super for all

New Assistant Treasurer Stuart Robert says he will focus on fixing super for all.

Why would you work until 70?

What would encourage older Australians to work until 70?

Why would you work until 70?

What would encourage older Australians to work longer?

Super grows 8 per cent wealthier

Superannuation assets exceed $2.7 trillion barrier

Super grows 8 per cent wealthier

Despite the growth spurt, superannuation fund payouts slide nearly five per cent.

Government’s super plan slammed

Government’s super plan slammed

Government’s super plan slammed

ACTU accuses Government of abandoning women in response to super report.

Top 20 funds really ripping you off

The top 20 super funds that may really be ripping you off

Top 20 funds really ripping you off

Members matter when it comes to claims of high fees charged by super funds.

Which super funds satisfy most?

Which super funds satisfy most?

Which super funds satisfy most?

Industry super fund members report being more satisfied than retail customers.

Super funds ‘exploiting’ members

Super funds are ‘exploiting’ members: ASIC chairman

Super funds ‘exploiting’ members

ASIC chairman reminds sector it is built on other people’s money.

Aussies face 12-year super shortage

Aussies face 12-year super shortage

Aussies face 12-year super shortage

People are seriously underestimating how much money they need to retire.

Super fees likely to increase: APRA

Government moves could lead to super fund premium increase

Super fees likely to increase: APRA

APRA confirms that Government moves could increase super fund fees.

The price of financial freedom

How much you think you’d need to be financially free in retirement?

The price of financial freedom

How much you think you’d need to be financially free in retirement?

Retirement income changes

Keeping you up to date with retirement income changes

Retirement income changes

The latest government updates to help you fully understand your entitlements.

Future is bright for Aussie super

Super fund members can expect a better second half of 2018

Future is bright for Aussie super

SuperRatings says fund members can expect a much better second half of 2018.

Retirement income plan unnerving

Government’s plan to provide retirement stability is backfiring

Retirement income plan unnerving

Government’s proposed retirement income framework is making Australians nervous.

How to choose the right payment

How to choose the right payment

How to choose the right payment

Information on choosing between the Age Pension and Carer Payment.

Research reveals retiree spending

Retirees spending less than the Age Pension: report

Research reveals retiree spending

Retirees spending less than the Age Pension, even though they can afford to spend more.

Retirement income unfair for one group

Retirement income unfair for one group

Retirement income unfair for one group

Australia’s system may seem fair, but new research tells another story.

Major banks in trouble over super

Major banks in trouble over super

Major banks in trouble over super

Customers sold super products from staff unauthorised to provide advice.

Super fund blitzes the competition

Super fund outperforming the pack by a significant margin

Super fund blitzes the competition

One Australian super fund is outperforming the pack by a significant margin.

Super funds risking your money

Super funds are gambling with members’ money on risky options

Super funds risking your money

Funds are investing in products like the ones that led to the Global Financial Crisis.

Age Pension “too hard”

Age Pension process is “too hard, too complicated and too long”

Age Pension “too hard”

The application process for the Age Pension is “too complicated and too long”.

Aussie super funds bounce back

Aussie super funds bounce back

Aussie super funds bounce back

Super funds bounced back in May despite global tensions shaking the market.

Downsizing: the good, bad and ugly

Could downsizing save your retirement?

Downsizing: the good, bad and ugly

The good, the bad and the ugly of downsizing to save your retirement.

Super work exemption test

Federal Budget 2018: One-year exemption from work test

Super work exemption test

Recent retirees will be allowed to boost their superannuation balances.

Is super guarantee hike a mistake?

Is super guarantee hike a mistake?

Is super guarantee hike a mistake?

Grattan Institute argues against increasing the superannuation guarantee.

Financial literacy is a minefield

Financial literacy is a minefield – I need superannuation 101!

Financial literacy is a minefield

Lynne Dorney describes financial literacy as a minefield and has asked us for help.

YourLifeChoices RetirePlanner™

Pension and super rules are complex, but help is available

YourLifeChoices RetirePlanner™

Why you need the YourLifeChoices RetirePlanner™ tool.

Retirees’ cost of living rising

Transport and food drive household cost increases

Retirees’ cost of living rising

Household costs for age pensioners rose 0.6 per cent in the December 2017 quarter.

Which plans are most baffling?

Insurance, mobile phones, super or energy. Which is most confusing?

Which plans are most baffling?

Olga Galacho reveals the plans and products that are most confusing.

Pension changes March 2018

Government Update: Changes to pension payments and rules

Pension changes March 2018

We keep you up to date with retirement income changes and updates.

Understanding annuities

Could annuities be the solution to a reliable income stream?

Understanding annuities

Annuities are becoming a popular means of ensuring a reliable income stream.

Could your fund perform better?

Could your fund perform better?

Could your fund perform better?

Super funds need more access to members’ financial data, says expert.

Not such a super idea

Not such a super idea

Not such a super idea

Expert analyses the pros and cons of lifting the preservation age.

Deeming rates: are they too high?

Are deeming rates too high?

Deeming rates: are they too high?

Like many retirees, Karen believes that deeming rates are simply too high.

What about the Age Pension, Tim?

What about the Age Pension, Tim?

What about the Age Pension, Tim?

An increase to Newstart payments high on new Senator's to-do list.

Is Australia the best place to retire?

Is Australia the best place to retire?

Is Australia the best place to retire?

Australia is ranked in the top third of countries considered the best countries to retire.

Retirees could escape 'tax grab'

Change to Labor 'tax grab' will benefit 350,000 older Australians

Retirees could escape 'tax grab'

Labor's election win prompts Bill Shorten to forge ahead with unpopular tax grab.

The risk in switching super funds

Super fund members warned about the dangers of switching

The risk in switching super funds

February delivers negative return but long-term performance still positive.

Age Pension too complicated

Age Pension too complicated

Age Pension too complicated

The rules surrounding the Age Pension are complicated, say older Australians.

Super disadvantages and solutions

Kaye discusses the life-course disadvantages of super

Super disadvantages and solutions

Kaye talks to ABC News Radio about the challenges faced by female retirees.

Newstart rates and thresholds 20 March

Changes to Newstart rates and thresholds

Newstart rates and thresholds 20 March

From 20 March 2018, Newstart rates and thresholds will be indexed.

Tech to save your retirement

Tech to save your retirement

Tech to save your retirement

Six savvy moves to make when you’re over 50

Super red tape to be slashed

Super red tape to be slashed

Super red tape to be slashed

Handing tax office power to rule on early access to super ‘will cut red tape’.

Will I lose my concession card?

Gerald wants to know if he’ll lose his Pensioner Concession Card.

Will I lose my concession card?

Gerald wants to know if he’ll lose his Pensioner Concession Card.

Should the Age Pension increase?

Should the Age Pension increase?

Should the Age Pension increase?

The Grattan Institute says compulsory super increases should be put on hold.

Aussie super assets grow fastest

Aussie super assets grow fastest

Aussie super assets grow fastest

Australia's superannuation market is the world’s fastest growing system.

New assets test nabs almost 90,000

New assets test claims 90,000 Age Pension payments

New assets test nabs almost 90,000

New Age Pension assets and income test claims almost 90,000 part-pensions.

How to time your retirement

How to time your retirement

How to time your retirement

Many retire as soon as they hit retirement age, but is there a better way?

Financial fraud costs super $103b

Financial fraud and misconduct costing SMSF owners $103 billion

Financial fraud costs super $103b

Fraud and financial misconduct has cost Australian SMSF owners up to $103 billion.

Age Pension and residential status

Age Pension and residential status

Age Pension and residential status

Bruce wants to know if he has to be a citizen to apply for an ...

Government alienates older Aussies

Government alienates older Aussies

Government alienates older Aussies

Federal Treasury report on cost of Age Pension alienates older Australians.

How Centrelink assesses property

How Centrelink assesses property

How Centrelink assesses property

Martin has some questions about how Centrelink assesses property.

Four mistakes that wreck retirement

Four mistakes that wreck retirement

Four mistakes that wreck retirement

Here are the things to avoid if you want to make sure your retirement is ...

Set your financial goals for 2018

Set your financial goals for 2018

Set your financial goals for 2018

ASIC is encouraging Australians to start the New Year by setting financial goals.

Fewer retired women need men

Fewer retired women need men

Fewer retired women need men

More women are returning to work after retiring than men, according to the ABS.

Immigration may save your pension

Young migrants and women easing Age Pension burden

Immigration may save your pension

Women and young migrants are easing the burden on Australia’s pension system.

Ensure your fund is fighting fit

Super funds may be returning generously, but don’t become complacent

Ensure your fund is fighting fit

Super fund returns may hit double digits, but don’t become complacent.

Surprising new retirement trend

older people painting activity

Surprising new retirement trend

Survey reveals that more older Australians are choosing to live in retirement villages.

Could Bitcoin save your retirement?

Could Bitcoin save your retirement?

Could Bitcoin save your retirement?

There are rumblings that we could see bitcoin used for retirement accounts.

The retirement income sweet spot

Super experts believe they’ve found the retirement income sweet spot

The retirement income sweet spot

You can save less, retire early and still have enough for a comfortable retirement.

Working life residence explained

Working life residence explained

Working life residence explained

Marcy is confused about how living overseas affects her Age Pension.

Super fund of the year revealed

The Rainmaker SelectingSuper Super Fund of the Year

Super fund of the year revealed

SelectingSuper has announced the Super Fund of the Year for 2017.

Boomers’ biggest retirement fear

Study reveals baby boomers’ biggest retirement fear

Boomers’ biggest retirement fear

Study shows that sudden financial shocks top the list of retirement fears.

Avoid a nasty retirement shock

Avoid a nasty retirement shock

Avoid a nasty retirement shock

The latest Superannuation Funds Tribunal report reveals common super complaints.

ASIC backflips on super regulations

ASIC backflips on new super transparency regulations

ASIC backflips on super regulations

ASIC will appoint an external expert to review super costs and fees.

Is Ken Wyatt kidding himself?

Is Ken Wyatt kidding himself?

Is Ken Wyatt kidding himself?

Is Ken Wyatt kidding? Or is he on to something with his ‘senior gap year’?

How does our pension system rate?

How does our pension system rate?

How does our pension system rate?

Report compares the pension systems of 12 countries.

Awesome advice from the Oracle

warren buffett

Awesome advice from the Oracle

Fast-track wealth: Warren Buffett’s winning ways with investments for retirement.

Most Aussies will never fully retire

Analysis reveals that most Australians will never fully retire

Most Aussies will never fully retire

Analysis reveals that most Australians will never fully retire.

Should Govt manage default super?

Peter Costello calls for Government control of default super

Should Govt manage default super?

Peter Costello calls on the Government to take control of default super.

How to shop smart and save

Seven simple ways to slash your grocery bills

How to shop smart and save

Here are seven simple ways to cut your grocery costs.

Is your fund ‘stealing’ from you?

Stockspot releases its annual Fat Cat Funds Report

Is your fund ‘stealing’ from you?

Report reveals the super funds that charge high fees and deliver low returns.

Property helping older Aussies

Property gains spark inequality claims

Property helping older Aussies

Older Australians are much wealthier than they were 12 years ago.

Most retirees will run out of money

Most retirees will run out of money

Most retirees will run out of money

New research shows more than 60 per cent of retirees will run out of money ...

Is it too late to start investing?

couple investing

Is it too late to start investing?

Have you left it too late to begin buying investments?

Earn up to $3250 extra Age Pension

Work Bonus workaround could earn you up to $3250 a year

Earn up to $3250 extra Age Pension

How you can work around the Work Bonus and earn up to $3250 extra Age ...

Project boosts older women’s incomes

Project aims to turn hobbies into cash businesses

Project boosts older women’s incomes

Project aims to help older women turn hobbies turn into cash businesses.

Home is where the extra cash is

reverse mortgage

Home is where the extra cash is

When is using the cash tied up in your home to fund retirement a sensible ...

$100 billion nixed from nest eggs

match burning hundred dollar note

$100 billion nixed from nest eggs

Individual retirees could lose as much as $270,000 as a result of super wipeout.

Newstart rates and thresholds 20 September

Newstart rates and thresholds 20 September

Newstart rates and thresholds 20 September

From 20 September 2017, Newstart rates and thresholds will be indexed.

20 September pension increases

20 September pension increases

20 September pension increases

Millions will receive an increase to their pension payments on 20 September 2017.

Working and the Age Pension

working in malta

Working and the Age Pension

Gozitano wants to know if working overseas will affect his Age Pension.

The three chapters of retirement

The three chapters of retirement

The three chapters of retirement

David Williams explains how to manage your longevity.

Superannuation and break-ups

fight over super

Superannuation and break-ups

How to carve up super when a relationship breaks down is becoming a big issue.

CBA share slide eats into super

older couple reviewing super

CBA share slide eats into super

The CBA share price slide is eroding the life savings of millions of Australian retirees.

Govt cracks down on unpaid super

Govt cracks down on unpaid super

Govt cracks down on unpaid super

Government boosts ATO’s powers to recover unpaid superannuation from dodgy employers.

ASIC making super fees transparent

ASIC making super fees transparent

ASIC making super fees transparent

ASIC implements reforms aimed at improving access to superannuation information.

Dual citizens may score two pensions

Dual citizens may score two pensions

Dual citizens may score two pensions

Retired Australians with two nationalities could claim two pensions

Aussies in the dark over super

Aussies in the dark over super

Aussies in the dark over super

Australians are underprepared for retirement according to new figures.

Should you start your own SMSF?

Should you start your own SMSF?

Should you start your own SMSF?

Noel Whittaker explains how self-managed super funds work.

Another round of super reforms?

helan rowell

Another round of super reforms?

Industry super funds have attacked proposals that may favour bank-owned funds.

Retirement income concerns rise

Retirement money concerns rise

Retirement income concerns rise

Most Australians believe they will fall short of the amount needed for retirement.

Golden rules of early retirement

early retirement

Golden rules of early retirement

Are you ready to retire? Leon discusses the five golden rules of retirement preparation.

Global Retirement Index rankings

Global Retirement Index rankings

Global Retirement Index rankings

Australia rates highly on the Global Retirement Index, but there’s room to improve.

Super funds deliver $140b windfall

Australian super funds enjoy the strongest returns in four years

Super funds deliver $140b windfall

Australian super funds deposit $140 billion into the retirement kitty.

Rent costs may bust pension system

house key sitting on top of hundred dollar notes

Rent costs may bust pension system

The cost of renting and the increase in renters may blow out our pension system.

Can I get an Age Pension?

My husband works. Should I apply for an Age Pension?

Can I get an Age Pension?

Should Francine apply for an Age Pension, even though her husband works?

Pensioners selling prescriptions

Pensioners selling prescription painkillers to make ends meet

Pensioners selling prescriptions

Pensioners are selling prescription painkillers to make ends meet.

Six sins of saving

Jar of retirement savings coins beside an alarm clock

Six sins of saving

Avoiding these savings sins may help you regain the upper hand.

What is your super fund hiding?

Some super funds falling short of their public disclosure requirements

What is your super fund hiding?

Some super funds falling short of their public disclosure requirements.

Layered approach for retirement income

middle aged couple planning retirement

Layered approach for retirement income

The need to provide for a longer retirement has become more critical than ever.

The fake intergenerational war

Grattan Institute commentary an attack on older Australians

The fake intergenerational war

Tired of being attacked for being old? I sure am.

Household debt at an all-time high

middle aged couple dealing with debt

Household debt at an all-time high

RBA dilemma: raising interest rates may help the economy but cripple many households.

Time to review your super?

time for review salary scarifice

Time to review your super?

The 1 July changes to super are just days away, so what do you need ...

Super set to end the year on a high

Australian money, calculator and notepad

Super set to end the year on a high

The top 10 performing super funds are set to end the financial year on a ...

Managing your money at 60

Stacks of gold coins for money management

Managing your money at 60

Turning 60 often sharpens your focus on the need to plan for your financial future.

The truth about retirement

The truth about retirement

The truth about retirement

Many Australians are forced into retirement so delaying access to super makes no sense.

Common questions planners are asked

Five most common questions planners are asked

Common questions planners are asked

Kane Jiang shares the five most common questions financial planners are asked.

$1m retirement income mumbo jumbo

$1m retirement income mumbo jumbo

$1m retirement income mumbo jumbo

A paper has debunked claims that a $1m super balance is the only way ...

The high cost of retirement

The high cost of retirement

The high cost of retirement

Retirement in Australia now requires a $1.5 million nest egg.

When can I claim an Age Pension?

When can I claim an Age Pension?

When can I claim an Age Pension?

Martin is unsure how holiday pay will affect his claim for the Age Pension.

Long-term retirement income view

House built out of Australia money

Long-term retirement income view

Review highlights need for a secure a sustainable retirement income system.

Can you receive a super co-contribution?

money jar

Can you receive a super co-contribution?

Can Peter receive a super co-contribution while on the Age Pension?

Is our super system working?

Is Australia’s superannuation system working?

Is our super system working?

How does Australia’s superannuation system compare with the rest of the world?

Workers score minimum wage increase

Poor pensioner with empty pockets

Workers score minimum wage increase

Australia’s lowest paid workers will receive an extra $22.20* a week.

How to make money from travel

Travel photos

How to make money from travel

Got the eye? You can make money from your travel pics. Here’s how …

Super changes simplified

Superannuation: how the changes will affect you

Super changes simplified

Find out how the super changes will affect you from 1 July 2017.

Understanding key retirement risks

Understanding key retirement risks

Understanding key retirement risks

The three retirement risks all Australians need to address.

Have your super returns soared?

Global volatility not enough to stop super fund returns from soaring

Have your super returns soared?

Australian superannuants have reason to be pleased with their super fund returns.

Crunching the downsizing numbers

Crunching the downsizing numbers

Crunching the downsizing numbers

There may be a financial sting in the tail for those considering downsizing.

What is an annuity?

Retired couple discussing finances with planner

What is an annuity?

Securing an adequate and sustainable income is the savings goal of most Australians.

Claiming a New Zealand pension

NZ Nest Egg

Claiming a New Zealand pension

Can Toni claim New Zealand Super if he doesn't qualify for an Age Pension?

Your money or your health?

Your money or your health?

Your money or your health?

By focusing too much on our retirement income, it’s likely we’ve overlooked a more critical ...

Retirees seeking financial advice

More older Australians seeking financial advice

Retirees seeking financial advice

Older Australians are taking control and acting to save their own retirements.

Already retired?

Retired couple looking over their garden fence

Already retired?

Super laws change on 1 July and they may still effect your retirement income.

Is retirement now unaffordable?

Revealing the truth about retirement affordability

Is retirement now unaffordable?

Feeling the pinch? You’re not alone when it comes to retirement affordability.

How long will your superannuation last?

Superannuation: how can you make yours last longer?

How long will your superannuation last?

How can you make the most of super and your retirement income?

Do you fear a cashless society?

How will a cashless society affect older Australians?

Do you fear a cashless society?

Australia could become a cashless society by 2020. How will it affect you?

Busting the $1million super myth

scott pape

Busting the $1million super myth

Scott Pape: you don’t need $1 million for a successful retirement.

Family home not safe from test

Renewed calls for the family home to be included in the assets test

Family home not safe from test

Tony Shepherd has renewed calls for the family home to be included in the assets ...

Pension spending time bomb

Tony Shepherd predicts that Australia risks being ‘crippled by pension spending’.

Pension spending time bomb

Tony Shepherd predicts that Australia risks being ‘crippled by pension spending’.

Geez Louise, here we go again

Geez Louise, here we go again

Geez Louise, here we go again

The myth that the Age Pension is unaffordable and unsustainable is simply not true.

Could super be used to buy a home?

Should Australians be able to access super to buy a house?

Could super be used to buy a home?

The pros and cons of allowing people early access to super to buy a home.

Could retirees cash in with new rules?

New package could incentivise older Australians to sell the family home

Could retirees cash in with new rules?

New package could encourage older Australians to sell the family home.

Can you live on an Age Pension?

Age Pension increases miss the much-needed income mark

Can you live on an Age Pension?

Will the extra $10.40 per fortnight in Age Pension payments really make a difference?

Aussies don’t trust banks with super

Australians do not trust banks to manage their super

Aussies don’t trust banks with super

Seven out of 10 Australians do not trust banks to manage their super.

Boosting your super made simple

grandfather walking along the beach with his grandson

Boosting your super made simple

Employer super contributions may not be enough to fund retirement.

Five rules of retirement

The five rules of retirement

Five rules of retirement

Kaye shares five basic rules for reviewing your retirement savings or income.

The 2017 early super return report

Tree with super returns growing

The 2017 early super return report

Want to know how well super has performed so far this year?

Mr Fraser: super model not broken

Bernie Fraser supports the status quo, saying model “not broken”

Mr Fraser: super model not broken

Bernie Fraser delivers his long-awaited superannuation governance review.

Busting the biggest retirement myth

It’s time to bust the worst retirement myth of all

Busting the biggest retirement myth

More than half of working Australians are not retirement-ready at all.

Assessment of defined benefit income

Older woman holding a pen with her finger keeping place on a document

Assessment of defined benefit income

Sue is seeking clarification on the assessment of income from a defined benefit pension.

Missing the point on super

Should the Government raise compulsory super contributions?

Missing the point on super

Australians aspiring to live a comfortable retirement may need to get real about super.

Recession proofing your retirement

What should you do to protect your retirement savings?

Recession proofing your retirement

Noel Whittaker looks at what action you should take to protect your retirement savings.

The big super rip off

Thousands of Australians are missing money from their super accounts

The big super rip off

Thousands of Australians’ super accounts have been short-changed by employers.

Tempted to raid your super?

Mature couple at home assessing finances

Tempted to raid your super?

If you’re struggling with money, accessing super may seem the ideal solution.

Not enough money for retirement

Lack of retirement funds forcing later retirement

Not enough money for retirement

Australians will retire later with insufficient superannuation balances.

Is your super fund in the top 10?

SuperRatings releases its top 10 superannuation funds

Is your super fund in the top 10?

SuperRatings releases its report on the top ten performing funds for 2016.

Taxman gunning for online sellers

The ATO is targeting anyone who earns money from online sources

Taxman gunning for online sellers

Australians are being warned that the ATO is tracking online sources of income.

Age Pension and your super

Hand with calculator working out superannuation

Age Pension and your super

How does super and the Age Pension affect your retirement income?

Rethinking the role of cash

couple assessing retirement income

Rethinking the role of cash

In an era of low returns, many retirees are questioning the value of cash investments. ...

Do I need to claim a UK pension?

Person applying for a UK pension

Do I need to claim a UK pension?

Denise is confused as to whether or not she needs to apply for a pension ...

Five steps to a better financial future

woman putting money in her back pocket

Five steps to a better financial future

Five tips to help you take control of your finances.

How long will your super last?

How long will your super last?

How long will your super last?

We show you how to get an idea of long your super will last.

Has your Age Pension changed?

hundred dollar notes on scales

Has your Age Pension changed?

Changes to the asset test thresholds took effect from 1 January 2017.

The A to Z of super

Our A–Z of super will help you to understand your retirement savings

The A to Z of super

When it comes to superannuation, you can never know too much.

Pension changes understood

Age pensioner counting cents after pension cuts

Pension changes understood

It’s easy to forget that the Age Pension changes were actually the preferred option.

Why bother saving for retirement?

Pension changes threaten the point of saving for retirement

Why bother saving for retirement?

Changes to the Age Pension asset test mean retirement saving is pointless.

Government’s $220m super grab

Government to make a $220 million grab for lost super

Government’s $220m super grab

The Government is making a grab for 100,000 lost super accounts.

The pros and cons of downsizing

What are the financial pros and cons of downsizing?

The pros and cons of downsizing

Should you downsize? Listing the pros and cons may help you to decide.

Age Pension meaning changes

Since when was the Age Pension a handout?

Age Pension meaning changes

The Age Pension was introduced as a right for all – never a handout.

Private renters fear the future

A bleak future for pensioners who don’t own a home

Private renters fear the future

Affordable housing and financial prospects for age pensioners are not promising.

No Centrelink Christmas cheer

Age Pension: how will you be affected by the changes?

No Centrelink Christmas cheer

Letters advising changes to Age Pension payments couldn’t have come at a worse time.

Super changes are now law

Government super reform package clears Parliament

Super changes are now law

The Government’s superannuation reform package clears Parliament.

Could super be better invested?

Bill Shorten talks about a better future for superannuation

Could super be better invested?

Bill Shorten discusses how superannuation investments could better benefit the nation.

Pros and cons of equity release

Pros and cons of reverse mortgages

Pros and cons of equity release

A number of Australians are considering equity release products, to manage finances.

Age Pension boost or super top up?

Age Pension boost or super top ups? Which would help pensioners more?

Age Pension boost or super top up?

Should super top ups be scrapped in favour of an Age Pension or rent assistance ...

Do you have enough for retirement?

Three in five Australians will not have enough money to retire

Do you have enough for retirement?

Most Australians are concerned that they will not have enough money to retire.

10 stocks to boost your savings

Marcus Padley

10 stocks to boost your savings

The volatility of the stock market means that most opt for safe shares.

Has Trump ruined your retirement?

Retirement savings graph

Has Trump ruined your retirement?

How should Australian retirees view Trump's victory?

Super changes set for vote

scott morrison in parliament

Super changes set for vote

The much-discussed super changes will be introduced in to Parliament today.

Is debt ruining your retirement?

Time to face the reality of debt in retirement

Is debt ruining your retirement?

Many retirees are unaware that they need to jump out of their pot of debt.

Is debt ruining your retirement?

Time to face the reality of debt in retirement

Is debt ruining your retirement?

Many retirees are unaware that they need to jump out of their pot of debt.

Savers ‘fooled’ over interest rates

savings rates for term deposits

Savers ‘fooled’ over interest rates

Much-trumpeted August increase in term deposit rates have now been reversed.

Don’t trust financial advisers?

Mature couple skeptical of financial advisor

Don’t trust financial advisers?

Would a review of your financial advice put your mind at rest?

Should I now get a single pension?

Single woman of pension age considers applying-for a singles age pension

Should I now get a single pension?

Peter would like to know if he can be assessed as single age pensioner.

Watchdog to oversee finance sector

New standards watchdog to oversee the financial sector

Watchdog to oversee finance sector

Government to introduce new body to oversee the financial advisory sector.

Real shame of the poverty figures

Woman putting coins in purse

Real shame of the poverty figures

The number of Australians living below the poverty line is increasing.

Clearing debt on a limited income

Debt free just ahead road sign

Clearing debt on a limited income

To clear credit card debt on a limited income you need some clever strategies.

Is it worth making a pension claim?

Dice with Australian money

Is it worth making a pension claim?

Should Michael make a pension claim even though he’ll fail the income test?

Industry or retail fund?

Australian money AUD with calculator notebook selective focus toning copy space background

Industry or retail fund?

Have you ever wondered why some super funds outperform others?

Regulators to be grilled over banks

banker with a fist full of money

Regulators to be grilled over banks

Just eight hours – minus lunch – to sort banking sector problems beggars belief

What if I lose my Age Pension?

Pension concept Australian coins in a jar

What if I lose my Age Pension?

Here is clarification of how the asset threshold changes will be applied.

Is super a big mistake?

The Grattan Institute claims that super’s importance is overblown

Is super a big mistake?

A new report claims that super’s importance to retirement savings is ‘overblown’.

Should you consider an SMSF?

mature couple discussing an smsf with a planner

Should you consider an SMSF?

SMSFs are often seen as a means to having more control over your retirement savings. ...

Super shift needed

Patricia Pascuzzo

Super shift needed

Policy needs to look beyond super to address retirement income issues.

Aussies want clarity on super

Aussies want increased clarity on how their super is invested

Aussies want clarity on super

Around 46 per cent of Australians don’t know how their super is invested.

Noel answers your questions: Part 3

Hand holding piggy bank with question marks

Noel answers your questions: Part 3

Is it worth saving for retirement or should you just spend what you have?

Ease into your retirement

TTR: your retirement ready strategy

Ease into your retirement

When considering a transition to retirement strategy, what should your focus be?

The Age Pension is inadequate

Aussies living in poverty prove Age Pension inadequacy

The Age Pension is inadequate

A new report has found that the Age Pension is thoroughly inadequate.

Super backflip costs retirees

Coalition backflip on superannuation hurts retirees

Super backflip costs retirees

Treasurer Scott Morrison announces further changes to superannuation.

Noel answers your questions: Part 2

Hand writing Where to invest

Noel answers your questions: Part 2

Should James put his money in super or keep it invested in property?

Noel answers your questions: part 1

Older woman giving piggy bank as gift

Noel answers your questions: part 1

We’ve turned to finance expert Noel Whittaker to answer your money questions.

Pension increases – 20 September 2016

Increases to Age Pension rates

Pension increases – 20 September 2016

In accordance with indexation, Age Pension rates will increase on 20 September 2016.

Seven worst retirement mistakes

Green road sign saying retriement next exit

Seven worst retirement mistakes

Here are the seven planning mistakes that it will pay you to avoid.

Will super pensions affect Age Pension?

Older pensioner man's hands holding coins

Will super pensions affect Age Pension?

Will Paul’s superannuation pensions have an effect on his Age Pension?

Treasurer ‘proves’ super savings

Treasurer ‘proves’ super savings

Treasurer ‘proves’ super savings

Mr Morrison says super changes are vital for a sustainable super system.

Economy rests on super reforms

Superannuation: changes only hope of fixing deficit

Economy rests on super reforms

Super changes must happen if there’s any hope of saving budget.

How to make your super last

older man calculating if his super will last

How to make your super last

How long your super will last is a major retirement concern.

Tips to fix your retirement shortfall

Retirement nest egg on a deck

Tips to fix your retirement shortfall

If your retirement savings haven't quite gone to plan, here are some tips to fix ...

PM urged to drop benefit cut

PM urged to drop benefit cut

PM urged to drop benefit cut

Planned benefit cut may be more costly than expected.

Search, combine and save on fees

Superannuation: combine your accounts and save

Search, combine and save on fees

43 percent of Australians aged between 51 and 65 have more than one super fund. ...

How will super changes affect you?

Super changes: will you be affected?

How will super changes affect you?

You should be aware of how the super changes will affect your retirement income.

Give your super a boost

Superannuation: how to give your super a book

Give your super a boost

It's never too late to make a difference to your super balance.

Explaining the asset threshold changes

Explaining the asset threshold changes

Explaining the asset threshold changes

From 1 January 2017, the asset thresholds and taper rate that apply to the Age ...

Are you in the right super fund?

Superannuation: are you in the right super fund?

Are you in the right super fund?

How much do you know about your super fund?

Take five on retirement

Is our retirement income system really broken?

Take five on retirement

Director of CEPAR, John Piggott, shares his point of view on retirement.

More clues about super exemptions

Scott Morrison sheds more light on super cap exemptions

More clues about super exemptions

Treasurer Scott Morrison sheds more light on ‘life event’ super cap exemptions.

Super needs to be fixed right now

Major bank chief says superannuation needs to be fixed now

Super needs to be fixed right now

Westpac’s head of wealth management says super needs to be fixed now.

When will banks be accountable?

concerned older couple looking at their bank statement

When will banks be accountable?

The need for a Royal Commission into banks will not go away.

Will your home fund your retirement?

happy couple out thinking of using their home to fund retirement

Will your home fund your retirement?

Research says we are too optimistic about using our homes to fund retirement.

Will asset thresholds be frozen?

Senior using centrelink and human services online is confused over asset threshold changes

Will asset thresholds be frozen?

YourLifeChoices clarifies the status of asset threshold indexation.

Does Airbnb make my home an asset?

Woman looks at airbnb app on smartphone unsure how it will affect her pension

Does Airbnb make my home an asset?

Will renting space in her home cost Lyn under the asset test?

Do you feel richer?

rich older man

Do you feel richer?

Australian households are getting richer, but are we better off?

How investment savvy are you?

people discussing investments at a conference

How investment savvy are you?

Are you keen to learn more about your investment strategy?

More super changes on the cards

retiree examining is superannuation or retirement income

More super changes on the cards

Softening of the proposed superannuation changes may be on the cards

Is a reverse mortgage for you?

Documents for reverse mortgage on a table what is reverse mortgage

Is a reverse mortgage for you?

Reverse mortgages may become more popular as a means to fund retirement.

Retrospective change hurts retirees

Superannuation: retrospectivity to cut retirement income

Retrospective change hurts retirees

Finally, someone at the big end of town sees sense.

Is board assessed as income?

Mature parents with adult daughter giving money

Is board assessed as income?

Will charging his children board and lodging affect Seth’s Age Pension?

Will your retirement be affected?

How Election 2016 might change your retirement

Will your retirement be affected?

Noel Whittaker explains how your transition to retirement strategy might change.

Save your breath Malcolm and Bill

Election 2016: older voters fed up of election nonsense

Save your breath Malcolm and Bill

Older voters have well and truly made up their minds how they will vote.

Election 2016 – do you care?

Australian election voting board

Election 2016 – do you care?

Read on for a sneak preview of how retirees will vote in Election 2016.

Your super questions answered

Noel Whittaker answers your questions on super

Your super questions answered

Noel Whittaker answers your questions on changes to superannuation.

Work Bonus and part-time work

older school teacher thinking about the work bonus

Work Bonus and part-time work

Does the Work Bonus make part-time work worthwhile? That is, will it affect my Age ...

Will we get a full Age Pension?

worried senior thinking about full age pension

Will we get a full Age Pension?

Tony would like to know how his Age Pension might be affected by providing homestay.

Are super changes fair?

Timing of superannuation changes important to retirees

Are super changes fair?

There are two competing superannuation proposals on the election platform.

Are Age Pensions being cut?

Close up worried mature womans hand holding empty purse

Are Age Pensions being cut?

Will the Age Pension payment be reduced?

Are deeming rates too high?

Older woman concerned about deeming rates

Are deeming rates too high?

Betty believes that deeming rates are simply too high.

Fairer, more sustainable super

Budget 2016/17: making super fairer and sustainable

Fairer, more sustainable super

Has Scott Morrison delivered on his promise to make super fairer?

Converting super into income

couple working our best way to convert super into income

Converting super into income

The basic purpose of super is to provide a means to save for retirement.

5 refinancing mistakes to avoid

older couple reviewing their finances

5 refinancing mistakes to avoid

There are pitfalls to be avoided when refinancing.

How your superannuation is taxed

couple working out tax on superannuation

How your superannuation is taxed

This simple guide outlines the basics of superannuation and tax.

Make retirement work for you

mature couple considering how to make the most of retirement

Make retirement work for you

If you plan properly, the transition into retirement can be seamless.

Time to tax retirement income?

Calculator showing tax free for retirement investments

Time to tax retirement income?

A possible hit to retirement income earnings in Budget 2016/17 may affect you.

Super to be enshrined in legislation

Super to be enshrined in legislation

Super to be enshrined in legislation

The objective of super is to be enshrined in law before the system can be ...

TTR strategy not fair for all

TTR strategy not fair for all

TTR strategy not fair for all

TTR strategy should be the focus of the upcoming federal budget.

Super-dooper spin

Superannuation: super-dooper spin

Super-dooper spin

We must ask why our retirement income system is yet to be properly overhauled.

Pension changes clarified

Brown folder labelled pension detailing pension changes

Pension changes clarified

We clarify what the 1 January 2017 pension changes actually mean.

Retirement affordability suggestions

Retirement affordability suggestions

Retirement affordability suggestions

In this four-part series of articles, we’ve chosen 20 of your best tips.

Age Pension no guarantee

Age Pension no guarantee

Age Pension no guarantee

Scott Morrison has outlined the government’s vision for a new retirement income system.

Dangers of a lump sum withdrawal

Dangers of a lump sum withdrawal

Dangers of a lump sum withdrawal

When planning your retirement, the idea of a cashing out your superannuation as a lump ...

A regular income in retirement

A regular income in retirement

A regular income in retirement

When a lump-sum super withdrawal runs out, or returns are not as expected, what happens ...

Women and superannuation

Women and superannuation

Women and superannuation

The fact that many women retire with half as much super as men can’t be ...

Boost your super using TTR

Boost your super using TTR

Boost your super using TTR

Did you know you could start receiving income from your superannuation while you’re still working?

When trust is non-negotiable

When trust is non-negotiable

When trust is non-negotiable

If you're going to handover your life savings to someone, you'll want to know you ...

Super reform to target the wealthy

Super reform to target the wealthy

Super reform to target the wealthy

The Government could save almost $7 billion per year by better targeting super tax.

Lost National Insurance number

Lost National Insurance number

Lost National Insurance number

How can Rosanne find out her National Insurance number from the UK?

Are you ready to retire?

Are you ready for retirement?

Are you ready to retire?

If you get the timing right, retirement could be your best decision.

An SMSF – is it too late?

An SMSF – is it too late?

An SMSF – is it too late?

Anne wants to know whether it’s too late to consider an SMSF.

Will my pension be reduced?

Will my pension be reduced?

Will my pension be reduced?

What will changes to the defined benefit rules mean to pensions?

Higher GST will hit retirees

Higher GST will hit retirees

Higher GST will hit retirees

Plans to raise GST could cost the average family an extra $2915 per year.

Pension payments overseas

Pension payments overseas

Pension payments overseas

Amanda and her husband are considering making the move back to the UK.

Retirement planning disconnect

Retirement planning disconnect

Retirement planning disconnect

There is a clear gap between our retirement dreams and income reality.

Will you get an Age Pension?

Will you get an Age Pension?

Will you get an Age Pension?

Do you meet the criteria to qualify for an Age Pension?

Paying extra can boost super

Paying extra can boost super

Paying extra can boost super

Super remains a tax-effective means by which to save for retirement.

Aussie workers robbed of super

Aussie workers robbed of super

Aussie workers robbed of super

Bosses have been robbing workers by not paying compulsory super.

Are you ready to retire early?

Are you ready to retire early?

Are you ready to retire early?

Early retirement is the dream held by many, but realised by few.

All taxes up for consideration

All taxes up for consideration

All taxes up for consideration

Tax concessions that tend to benefit the wealthy may be under threat.

Claiming lost super to be simpler

Claiming lost super to be simpler

Claiming lost super to be simpler

New legislation should make it easier to claim lost superannuation.

How much income will I have?

How much income will I have?

How much income will I have?

How much income will your super provide and is it enough to meet your lifestyle ...

One third of over 60s in poverty

One third of over 60s in poverty

One third of over 60s in poverty

Australia has a poverty rate of 33 per cent for those over 60.

Reliance on Age Pension remains

Reliance on Age Pension remains

Reliance on Age Pension remains

The white paper on retirement incomes highlights the financial issues facing retirees.

Live life on your own terms

Live life on your own terms

Live life on your own terms

This is one such opportunity you really can’t ignore.

Retirement housing dilemma

Retirement housing dilemma

Retirement housing dilemma

Home ownership is vital for income security in retirement says CEDA report.

Tax cuts to end bracket creep

Tax cuts to end bracket creep

Tax cuts to end bracket creep

Treasurer Joe Hockey will today announce planned income tax cuts.

Smart ways to use your tax refund

Smart ways to use your tax refund

Smart ways to use your tax refund

According to the ATO, the average taxpayer receives a refund of $2000.

Pension gap widens

Pension gap widens

Pension gap widens

Pension changes place further pressure on Australian retirees.

Adding microcaps to your SMSF

Adding microcaps to your SMSF

Adding microcaps to your SMSF

Microcaps might be an interesting asset class for those wishing to diversify their portfolio.

Former MPs’ allowances battle

Former MPs’ allowances battle

Former MPs’ allowances battle

Former federal MPs have launched a bid to have their allowances increased.

ANZ offers free super advice

ANZ offers free super advice

ANZ offers free super advice

ANZ is offering free financial advice to women with less than $50,000 in super.

Lump sum pension withdrawal

Lump sum pension withdrawal

Lump sum pension withdrawal

Will a withdrawal from an allocated pension affect the Age Pension?

Income or asset test?

Income or asset test?

Income or asset test?

When is an Age Pension payment assessed under the income or asset test?

Thousands of UK pensions in limbo

Thousands of UK pensions in limbo

Thousands of UK pensions in limbo

Thousands of Australian residents have seen their pension transfers frozen.

More people seeking super advice

More people seeking super advice

More people seeking super advice

New research shows an increase in people seeking advice when switching super.

Start the financial year properly

Start the financial year properly

Start the financial year properly

The new financial year is a good time to get back on track.

Underfunded for retirement?

Underfunded for retirement?

Underfunded for retirement?

Looking for stimulation and the opportunity to mix with motivated and successful people?

Super fees can be super high

Super fees can be super high

Super fees can be super high

A failure to understand superannuation rules may be costing you thousands.

Pension changes get Green light

Pension changes get Green light

Pension changes get Green light

Changes to pension asset thresholds and taper rate will pass through the Senate.

Making retirement sustainable

Making retirement sustainable

Making retirement sustainable

Experts have joined forces to investigate our retirement income system.

Careers for the future

Careers for the future

Careers for the future

Four in-demand job ideas to help you cover your expenses in retirement.

Starting a pension from an SMSF

Starting a pension from an SMSF

Starting a pension from an SMSF

Barry is unsure of the process of retiring and advising his SMSF.

How much do you need?

How much do you need?

How much do you need?

Craig Hall explains how to calculate how much you need for retirement.

Politics wins over policy

Politics wins over policy

Politics wins over policy

No wonder Joe Hockey is looking so happy with himself.

Push for financial ethics training

Push for financial ethics training

Push for financial ethics training

Two of the big banks have called for ethics education for planners.

MySuper explained

MySuper explained

MySuper explained

MySuper has been around for almost two years, but do you know how it works?

How long in retirement?

How long in retirement?

How long in retirement?

Did you know you have a 50 per cent chance of outliving your retirement savings?

Claiming the Pension Bonus

Claiming the Pension Bonus

Claiming the Pension Bonus

Can Chris make a retrospective claim under the Pension Bonus Scheme?

Retirement now less affordable

Retirement now less affordable

Retirement now less affordable

The costs of securing a retirement income have increased considerably.

Talking about money

Talking about money

Talking about money

Talking to your loved ones about money can be one of the most difficult conversations.

What makes a clever investor?

What makes a clever investor?

What makes a clever investor?

Just how clever are you when it comes to investing?

Coast or country retirement

Coast or country retirement

Coast or country retirement

Here are some things you should consider before making a move.

Protecting you and your family

Protecting you and your family

Protecting you and your family

Getting the right insurance cover could be more affordable than you think.

Lump sum or pension?

Lump sum or pension?

Lump sum or pension?

Choosing whether to take your super as a lump sum or pension depends on your ...

A regular pay cheque in retirement

A regular pay cheque in retirement

A regular pay cheque in retirement

There is a way to uses your super savings to generate an income.

How much is enough for retirement?

How much is enough for retirement?

How much is enough for retirement?

How much is enough when it comes to your retirement nest egg?

Your preferred Budget policies

Your preferred budget policies

Your preferred Budget policies

Generous super concessions remain older Australians’ greatest bugbear.

Reverse mortgage or line of credit

Reverse mortgage or line of credit

Reverse mortgage or line of credit

Should you take out a reverse mortgage or line of credit?

Sort out your super

Sort out your super

Sort out your super

ASFA is encouraging females to take an hour to sort out their super.

Australia ranks high for retirees

Australia ranks high for retirees

Australia ranks high for retirees

Australia has been ranked as one of the top countries in the world for retiree ...

British pension transfer deadline

British pension transfer deadline

British pension transfer deadline

Time is running out if you wish to transfer a UK public service pension benefit.

Calls to restore ASIC funding

Calls to restore ASIC funding

Calls to restore ASIC funding

CHOICE has called on the government to halt ASIC funding cuts.

Finding a financial planner

Finding a financial planner

Finding a financial planner

Those approaching retirement are no doubt being confronted with some important financial decisions.

Your shortfall – your fault?

Your shortfall – your fault?

Your shortfall – your fault?

Understanding why you have a retirement funding shortfall may help you redress the balance.

Financial pitfalls to avoid

Financial pitfalls to avoid

Financial pitfalls to avoid

As NICRI’s Craig Hall explains, even the simplest money mistakes can cost you dearly.

Do you have the right super fund?

Do you have the right super fund?

Do you have the right super fund?

A new year is a good time to review how insurance premiums may be eroding ...

Australians underfunded for retirement

Australians underfunded for retirement

Australians underfunded for retirement

Research shows Australians have a 13-year shortfall in their retirement savings.

Will more super affect my pension?

Will more super affect my pension?

Will more super affect my pension?

Would extra super payments be assessed by Centrelink and affect the Age Pension?

Five costly money mistakes

Five costly money mistakes

Five costly money mistakes

We suggest five financial faux pas you should rectify as soon as possible.

A better financial planning sector

A better financial planning sector

A better financial planning sector

David Murray highlights the urgent need for a major overhaul of the financial advice sector.

No financial sector untouched

No financial sector untouched

No financial sector untouched

David Murray has delivered his Financial Systems Inquiry (FSI) report.

Back flip could save retirement

Back flip could save retirement

Back flip could save retirement

FoFA legislation under fire as senators back flip on agreement.

Budgeting in retirement

How to budget in retirement

Budgeting in retirement

Maurice Patane shares his advice on how to create realistic and achievable budget.

Is her super an asset?

Is her super an asset?

Is her super an asset?

Richard is concerned that he will have to pay back the Age Pension he has ...

Asset reduction rates

Asset reduction rates

Asset reduction rates

Robert would like to know if the rate at which a pension is reduced has ...

Super fund risk versus reward

Super fund risk versus reward

Super fund risk versus reward

How do you know if you’re in the right superannuation fund?

World’s top 10 places to retire

World’s top 10 places to retire

World’s top 10 places to retire

The top destinations which offer the best value for your retirement.

No equal pay in our lifetime

No equal pay in our lifetime

No equal pay in our lifetime

Equal pay for men and women is some 75 years away.

Dear Treasurer, help us

Dear Treasurer, help us

Dear Treasurer, help us

The budget fails to address the long term issues confronting longer living older Australians.

Changes to superannuation

Changes to superannuation

Changes to superannuation

The schedule for increasing the superannuation guarantee has been amended.

$1 million not enough

$1 million not enough

$1 million not enough

Staggeringly, $1 million will not be enough to retire on in the very near future

Too much information

Too much information

Too much information

Fewer taxpayers and more people living in retirement means a ticking time bomb

Five tips for selecting a super fund

Five tips for selecting a super fund

Five tips for selecting a super fund

These five tips from Craig Hall of NICRI can help you make the right super ...

Mark Bouris – Your retirement income questions answered

Mark Bouris – Your retirement income questions answered

Mark Bouris – Your retirement income questions answered

Mark Bouris helps you to find independent retirement income advice

Save your super

Super, Superannuation, saving, retirement income, fees, accounts, balances, australia, seniors, ato, banks, balance, unclaimed super

Save your super

The recent share market plunge will have knocked 3 to 5 percent off super ...

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