retirement income

Today’s 40-year-olds are paying twice as much to support retirees than boomers did at the ...

We've broken style in this week's Mind Your Own Retirement podcast, but that just means ...

Kaye and ‘Deeksie’ chat with seniordriveraus.com motoring writer Paul Murrell to discuss the deadly traps ...

Just 19 per cent of Australians expect to be able to live comfortably off their ...

The current financial climate may inspire some to take risks with their savings.

Making sense of retirement savings – and how best to ‘spend’ them.

Building your nest egg is part of the journey. How to use those savings is ...

There’s no room for complacency when it comes your super and pension funds.

How can living costs be such an issue when the official measure of inflation is ...

Were the Senator's comments taken out of context?

The Minister is deeply concerned that her comments may have caused offence.

Despite a rollercoaster ride of a year, super funds have finished well in the black.

The deeming rates have finally been cut, but it’s “too little too late”, say critics.

It's week four of our podcast, Mind Your Own Retirement, with Kaye and 'Deeksie'.

Disengaged consumers want the Government to act on multiple super accounts.

Industry super funds increased their lead over retail funds based on member satisfaction.

Retirees are suffering from cash rate cuts, prompting calls for cuts to deeming rates.

It's week three of our podcast, Mind Your Own Retirement, with Kaye and 'Deeksie'.

Outlining the latest government retirement income rules and changes.

Cuts will see retirees fall further behind, writes Kaye Fallick.

Superannuation fund facing class action over payments to financial advisers.

It's week two of our podcast, Mind Your Own Retirement, with Kaye and 'Deeksie'. They ...

Retirees are taking a double hit to their income due to government inaction.

WEF report reveals that retirees may run out of money a decade before they die.

It may not be long before the family home is on the assets test? Is ...

The future of the Age Pension: Is the family home safe from assets tests?

Could wage rise finally trigger a lift in the base rate of the Age Pension?

Bank shares have shot up since Labor's franking credits policy was shot down in flames.

Support for pre-retirees needs urgent reform, says Rice Warner.

Super funds deliver positive returns in April, but there are dark clouds on the horizon.

Frank has asked Noel Whittaker for guidance on early retirement planning.

Government decision means financial advisers can effectively ‘steal’ from your super.

New ASIC laws aimed at safeguarding your super.

Superannuation is facing a grim financial year as markets flatten.

Reduced returns for twice the cost – the problem with bank-owned super products.

Retirees won’t benefit much from this Budget, but those still saving for retirement may.

Raising super contributions could lead to a pension increase.

Your home equity could save your retirement – or your children’s future.

Pension poverty is real. It’s time politicians realised this and did something about it.

From 20 March 2019, Newstart rates and thresholds will be indexed.

Should an increase to the Age Pension base rate become an election issue?

Rice Warner suggests three alternatives to Labor’s franking credits policy.

Actuaries Institute urges Government to cap value of the family home for means test.

ISA is calling for a change to superannuation laws that are costing Aussies millions.

The issue that matters the most.

Franking credits are being ‘rorted on an industrial scale’, says prominent economist.

Six in 10 older Australians say the new pension changes won’t improve retirement.

We’d like to know if the proposed pension changes will help you.

New Age Pension rules could come into effect on 1 July 2019.

Opportunity missed to right the wrongs of our system.

How does the royal commission affect older Australians and retirees?

Graham Hand highlights the problems missed by the royal commission.

A new report finds that Australians in the Future Fund could be worse off.

Here are the things to avoid if you want to make sure your retirement is ...

Super members are at risk of their first annual loss since 2011.

Christmas chews through your money faster than you can say 'Dear Santa' … till now.

How would you fix the pension system? Here are your ideas …

We want to know your take on pension issues.

Formula shows how the Government can afford to increase Centrelink payments.

The Federal Government wants to make it easier for people to understand retirement.

This is how you can access equity in your home to boost your spending clout.

Six things you no longer need in retirement that will save you money.

An emergency fund gives you some breathing space to deal with unexpected challenges.

Women fleeing domestic violence will be granted early access to their super.

A new study reveals Australians are less confident they will be able to retire comfortably.

YourLifeChoices members share their views on increasing Newstart or the pension.

MPs have been urged not to remove cash refunds for franking credits.

Age pensioners should be a little better off thanks to rising wages.

Friday Flash Poll findings reveal that the top end is out of touch with retirement.

Take part in our Friday Flash Poll and reveal the reality retirement.

Scott Morrison says he would rather increase the Age Pension than Newstart.

Labor’s unpopular franking credits policy has a new enemy.

What makes a successful financial plan? Is there a foolproof formula?

Online investment adviser Stockspot releases its annual super rankings.

Australia’s employment services are under fire for failing older people.

You may be the best person to manage your own money.

Super fund fees rose by 10 per cent last year, reveals finance research group.

YourLifeChoices members believe that a positive attitude is vital to retirement.

Retirees are turning to the sharing economy to boost their income.

Retirement expert Glenn Smith-Cameron gives Jack and Sue a retirement makeover.

Making your money last is the number one retirement concern.

Research reveals that rising energy costs are hurting retirees the most.

Australians urged to claim their share of $1.1 billion in unclaimed money.

Most retirees are concerned that their savings will not last in retirement.

Report shows super funds may be failing members in predicting retirement costs.

New body for superannuation complaints to go live, but funds go missing.

Super comparison websites can be useful in helping you to compare super funds.

From 20 September 2018, Newstart rates and thresholds will be indexed.

New Assistant Treasurer Stuart Robert says he will focus on fixing super for all.

What would encourage older Australians to work longer?

Despite the growth spurt, superannuation fund payouts slide nearly five per cent.

ACTU accuses Government of abandoning women in response to super report.

Members matter when it comes to claims of high fees charged by super funds.

Industry super fund members report being more satisfied than retail customers.

ASIC chairman reminds sector it is built on other people’s money.

People are seriously underestimating how much money they need to retire.

APRA confirms that Government moves could increase super fund fees.

How much you think you’d need to be financially free in retirement?

The latest government updates to help you fully understand your entitlements.

SuperRatings says fund members can expect a much better second half of 2018.

Government’s proposed retirement income framework is making Australians nervous.

Information on choosing between the Age Pension and Carer Payment.

Retirees spending less than the Age Pension, even though they can afford to spend more.

Australia’s system may seem fair, but new research tells another story.

Customers sold super products from staff unauthorised to provide advice.

One Australian super fund is outperforming the pack by a significant margin.

Funds are investing in products like the ones that led to the Global Financial Crisis.

The application process for the Age Pension is “too complicated and too long”.

Super funds bounced back in May despite global tensions shaking the market.

The good, the bad and the ugly of downsizing to save your retirement.

Recent retirees will be allowed to boost their superannuation balances.

Grattan Institute argues against increasing the superannuation guarantee.

Lynne Dorney describes financial literacy as a minefield and has asked us for help.

Why you need the YourLifeChoices RetirePlanner™ tool.

Household costs for age pensioners rose 0.6 per cent in the December 2017 quarter.

Olga Galacho reveals the plans and products that are most confusing.

We keep you up to date with retirement income changes and updates.

Annuities are becoming a popular means of ensuring a reliable income stream.

Super funds need more access to members’ financial data, says expert.

Expert analyses the pros and cons of lifting the preservation age.

Like many retirees, Karen believes that deeming rates are simply too high.

An increase to Newstart payments high on new Senator's to-do list.

Australia is ranked in the top third of countries considered the best countries to retire.

Labor's election win prompts Bill Shorten to forge ahead with unpopular tax grab.

February delivers negative return but long-term performance still positive.

The rules surrounding the Age Pension are complicated, say older Australians.

Kaye talks to ABC News Radio about the challenges faced by female retirees.

From 20 March 2018, Newstart rates and thresholds will be indexed.

Six savvy moves to make when you’re over 50

Handing tax office power to rule on early access to super ‘will cut red tape’.

Gerald wants to know if he’ll lose his Pensioner Concession Card.

The Grattan Institute says compulsory super increases should be put on hold.

Australia's superannuation market is the world’s fastest growing system.

New Age Pension assets and income test claims almost 90,000 part-pensions.

Many retire as soon as they hit retirement age, but is there a better way?

Fraud and financial misconduct has cost Australian SMSF owners up to $103 billion.

Bruce wants to know if he has to be a citizen to apply for an ...

Federal Treasury report on cost of Age Pension alienates older Australians.

Martin has some questions about how Centrelink assesses property.

Here are the things to avoid if you want to make sure your retirement is ...

ASIC is encouraging Australians to start the New Year by setting financial goals.

More women are returning to work after retiring than men, according to the ABS.

Women and young migrants are easing the burden on Australia’s pension system.

Super fund returns may hit double digits, but don’t become complacent.

Survey reveals that more older Australians are choosing to live in retirement villages.

There are rumblings that we could see bitcoin used for retirement accounts.

You can save less, retire early and still have enough for a comfortable retirement.

Marcy is confused about how living overseas affects her Age Pension.

SelectingSuper has announced the Super Fund of the Year for 2017.

Study shows that sudden financial shocks top the list of retirement fears.

The latest Superannuation Funds Tribunal report reveals common super complaints.

ASIC will appoint an external expert to review super costs and fees.

Is Ken Wyatt kidding? Or is he on to something with his ‘senior gap year’?

Report compares the pension systems of 12 countries.

Fast-track wealth: Warren Buffett’s winning ways with investments for retirement.

Analysis reveals that most Australians will never fully retire.

Peter Costello calls on the Government to take control of default super.

Here are seven simple ways to cut your grocery costs.

Report reveals the super funds that charge high fees and deliver low returns.

Older Australians are much wealthier than they were 12 years ago.

New research shows more than 60 per cent of retirees will run out of money ...

Have you left it too late to begin buying investments?

How you can work around the Work Bonus and earn up to $3250 extra Age ...

Project aims to help older women turn hobbies turn into cash businesses.

When is using the cash tied up in your home to fund retirement a sensible ...

Individual retirees could lose as much as $270,000 as a result of super wipeout.

From 20 September 2017, Newstart rates and thresholds will be indexed.

Millions will receive an increase to their pension payments on 20 September 2017.

Gozitano wants to know if working overseas will affect his Age Pension.

David Williams explains how to manage your longevity.

How to carve up super when a relationship breaks down is becoming a big issue.

The CBA share price slide is eroding the life savings of millions of Australian retirees.

Government boosts ATO’s powers to recover unpaid superannuation from dodgy employers.

ASIC implements reforms aimed at improving access to superannuation information.

Retired Australians with two nationalities could claim two pensions

Australians are underprepared for retirement according to new figures.

Noel Whittaker explains how self-managed super funds work.

Industry super funds have attacked proposals that may favour bank-owned funds.

Most Australians believe they will fall short of the amount needed for retirement.

Are you ready to retire? Leon discusses the five golden rules of retirement preparation.

Australia rates highly on the Global Retirement Index, but there’s room to improve.

Australian super funds deposit $140 billion into the retirement kitty.

The cost of renting and the increase in renters may blow out our pension system.

Should Francine apply for an Age Pension, even though her husband works?

Pensioners are selling prescription painkillers to make ends meet.

Avoiding these savings sins may help you regain the upper hand.

Some super funds falling short of their public disclosure requirements.

The need to provide for a longer retirement has become more critical than ever.

Tired of being attacked for being old? I sure am.

RBA dilemma: raising interest rates may help the economy but cripple many households.

The 1 July changes to super are just days away, so what do you need ...

The top 10 performing super funds are set to end the financial year on a ...

Turning 60 often sharpens your focus on the need to plan for your financial future.

Many Australians are forced into retirement so delaying access to super makes no sense.

Kane Jiang shares the five most common questions financial planners are asked.

A paper has debunked claims that a $1m super balance is the only way ...

Retirement in Australia now requires a $1.5 million nest egg.

Martin is unsure how holiday pay will affect his claim for the Age Pension.

Review highlights need for a secure a sustainable retirement income system.

Can Peter receive a super co-contribution while on the Age Pension?

How does Australia’s superannuation system compare with the rest of the world?

Australia’s lowest paid workers will receive an extra $22.20* a week.

Got the eye? You can make money from your travel pics. Here’s how …

Find out how the super changes will affect you from 1 July 2017.

The three retirement risks all Australians need to address.

Australian superannuants have reason to be pleased with their super fund returns.

There may be a financial sting in the tail for those considering downsizing.

Securing an adequate and sustainable income is the savings goal of most Australians.

Can Toni claim New Zealand Super if he doesn't qualify for an Age Pension?

By focusing too much on our retirement income, it’s likely we’ve overlooked a more critical ...

Older Australians are taking control and acting to save their own retirements.

Super laws change on 1 July and they may still effect your retirement income.

Feeling the pinch? You’re not alone when it comes to retirement affordability.

How can you make the most of super and your retirement income?

Australia could become a cashless society by 2020. How will it affect you?

Scott Pape: you don’t need $1 million for a successful retirement.

Tony Shepherd has renewed calls for the family home to be included in the assets ...

Tony Shepherd predicts that Australia risks being ‘crippled by pension spending’.

The myth that the Age Pension is unaffordable and unsustainable is simply not true.

The pros and cons of allowing people early access to super to buy a home.

New package could encourage older Australians to sell the family home.

Will the extra $10.40 per fortnight in Age Pension payments really make a difference?

Seven out of 10 Australians do not trust banks to manage their super.

Employer super contributions may not be enough to fund retirement.

Kaye shares five basic rules for reviewing your retirement savings or income.

Want to know how well super has performed so far this year?

Bernie Fraser delivers his long-awaited superannuation governance review.

More than half of working Australians are not retirement-ready at all.

Sue is seeking clarification on the assessment of income from a defined benefit pension.

Australians aspiring to live a comfortable retirement may need to get real about super.

Noel Whittaker looks at what action you should take to protect your retirement savings.

Thousands of Australians’ super accounts have been short-changed by employers.

If you’re struggling with money, accessing super may seem the ideal solution.

Australians will retire later with insufficient superannuation balances.

SuperRatings releases its report on the top ten performing funds for 2016.

Australians are being warned that the ATO is tracking online sources of income.

How does super and the Age Pension affect your retirement income?

In an era of low returns, many retirees are questioning the value of cash investments. ...

Denise is confused as to whether or not she needs to apply for a pension ...

Five tips to help you take control of your finances.

We show you how to get an idea of long your super will last.

Changes to the asset test thresholds took effect from 1 January 2017.

When it comes to superannuation, you can never know too much.

It’s easy to forget that the Age Pension changes were actually the preferred option.

Changes to the Age Pension asset test mean retirement saving is pointless.

The Government is making a grab for 100,000 lost super accounts.

Should you downsize? Listing the pros and cons may help you to decide.

The Age Pension was introduced as a right for all – never a handout.

Affordable housing and financial prospects for age pensioners are not promising.

Letters advising changes to Age Pension payments couldn’t have come at a worse time.

The Government’s superannuation reform package clears Parliament.

Bill Shorten discusses how superannuation investments could better benefit the nation.

A number of Australians are considering equity release products, to manage finances.

Should super top ups be scrapped in favour of an Age Pension or rent assistance ...

Most Australians are concerned that they will not have enough money to retire.

The volatility of the stock market means that most opt for safe shares.

How should Australian retirees view Trump's victory?

The much-discussed super changes will be introduced in to Parliament today.

Many retirees are unaware that they need to jump out of their pot of debt.

Many retirees are unaware that they need to jump out of their pot of debt.

Much-trumpeted August increase in term deposit rates have now been reversed.

Would a review of your financial advice put your mind at rest?

Peter would like to know if he can be assessed as single age pensioner.

Government to introduce new body to oversee the financial advisory sector.

The number of Australians living below the poverty line is increasing.

To clear credit card debt on a limited income you need some clever strategies.

Should Michael make a pension claim even though he’ll fail the income test?

Have you ever wondered why some super funds outperform others?

Just eight hours – minus lunch – to sort banking sector problems beggars belief

Here is clarification of how the asset threshold changes will be applied.

A new report claims that super’s importance to retirement savings is ‘overblown’.

SMSFs are often seen as a means to having more control over your retirement savings. ...

Policy needs to look beyond super to address retirement income issues.

Around 46 per cent of Australians don’t know how their super is invested.

Is it worth saving for retirement or should you just spend what you have?

When considering a transition to retirement strategy, what should your focus be?

A new report has found that the Age Pension is thoroughly inadequate.

Treasurer Scott Morrison announces further changes to superannuation.

Should James put his money in super or keep it invested in property?

We’ve turned to finance expert Noel Whittaker to answer your money questions.

In accordance with indexation, Age Pension rates will increase on 20 September 2016.

Here are the seven planning mistakes that it will pay you to avoid.

Will Paul’s superannuation pensions have an effect on his Age Pension?

Mr Morrison says super changes are vital for a sustainable super system.

Super changes must happen if there’s any hope of saving budget.

How long your super will last is a major retirement concern.

If your retirement savings haven't quite gone to plan, here are some tips to fix ...

Planned benefit cut may be more costly than expected.

43 percent of Australians aged between 51 and 65 have more than one super fund. ...

You should be aware of how the super changes will affect your retirement income.

It's never too late to make a difference to your super balance.

From 1 January 2017, the asset thresholds and taper rate that apply to the Age ...

How much do you know about your super fund?

Director of CEPAR, John Piggott, shares his point of view on retirement.

Treasurer Scott Morrison sheds more light on ‘life event’ super cap exemptions.

Westpac’s head of wealth management says super needs to be fixed now.

The need for a Royal Commission into banks will not go away.

Research says we are too optimistic about using our homes to fund retirement.

YourLifeChoices clarifies the status of asset threshold indexation.

Will renting space in her home cost Lyn under the asset test?

Australian households are getting richer, but are we better off?

Are you keen to learn more about your investment strategy?

Softening of the proposed superannuation changes may be on the cards

Reverse mortgages may become more popular as a means to fund retirement.

Finally, someone at the big end of town sees sense.

Will charging his children board and lodging affect Seth’s Age Pension?

Noel Whittaker explains how your transition to retirement strategy might change.

Older voters have well and truly made up their minds how they will vote.

Read on for a sneak preview of how retirees will vote in Election 2016.

Noel Whittaker answers your questions on changes to superannuation.

Does the Work Bonus make part-time work worthwhile? That is, will it affect my Age ...

Tony would like to know how his Age Pension might be affected by providing homestay.

There are two competing superannuation proposals on the election platform.

Will the Age Pension payment be reduced?

Betty believes that deeming rates are simply too high.

Has Scott Morrison delivered on his promise to make super fairer?

The basic purpose of super is to provide a means to save for retirement.

There are pitfalls to be avoided when refinancing.

This simple guide outlines the basics of superannuation and tax.

If you plan properly, the transition into retirement can be seamless.

A possible hit to retirement income earnings in Budget 2016/17 may affect you.

The objective of super is to be enshrined in law before the system can be ...

TTR strategy should be the focus of the upcoming federal budget.

We must ask why our retirement income system is yet to be properly overhauled.

We clarify what the 1 January 2017 pension changes actually mean.

In this four-part series of articles, we’ve chosen 20 of your best tips.

Scott Morrison has outlined the government’s vision for a new retirement income system.

When planning your retirement, the idea of a cashing out your superannuation as a lump ...

When a lump-sum super withdrawal runs out, or returns are not as expected, what happens ...

The fact that many women retire with half as much super as men can’t be ...

Did you know you could start receiving income from your superannuation while you’re still working?

If you're going to handover your life savings to someone, you'll want to know you ...

The Government could save almost $7 billion per year by better targeting super tax.

How can Rosanne find out her National Insurance number from the UK?

If you get the timing right, retirement could be your best decision.

Anne wants to know whether it’s too late to consider an SMSF.

What will changes to the defined benefit rules mean to pensions?

Plans to raise GST could cost the average family an extra $2915 per year.

Amanda and her husband are considering making the move back to the UK.

There is a clear gap between our retirement dreams and income reality.

Do you meet the criteria to qualify for an Age Pension?

Super remains a tax-effective means by which to save for retirement.

Bosses have been robbing workers by not paying compulsory super.

Early retirement is the dream held by many, but realised by few.

Tax concessions that tend to benefit the wealthy may be under threat.

New legislation should make it easier to claim lost superannuation.

How much income will your super provide and is it enough to meet your lifestyle ...

Australia has a poverty rate of 33 per cent for those over 60.

The white paper on retirement incomes highlights the financial issues facing retirees.

This is one such opportunity you really can’t ignore.

Home ownership is vital for income security in retirement says CEDA report.

Treasurer Joe Hockey will today announce planned income tax cuts.

According to the ATO, the average taxpayer receives a refund of $2000.

Pension changes place further pressure on Australian retirees.

Microcaps might be an interesting asset class for those wishing to diversify their portfolio.

Former federal MPs have launched a bid to have their allowances increased.

ANZ is offering free financial advice to women with less than $50,000 in super.

Will a withdrawal from an allocated pension affect the Age Pension?

When is an Age Pension payment assessed under the income or asset test?

Thousands of Australian residents have seen their pension transfers frozen.

New research shows an increase in people seeking advice when switching super.

The new financial year is a good time to get back on track.

Looking for stimulation and the opportunity to mix with motivated and successful people?

A failure to understand superannuation rules may be costing you thousands.

Changes to pension asset thresholds and taper rate will pass through the Senate.

Experts have joined forces to investigate our retirement income system.

Four in-demand job ideas to help you cover your expenses in retirement.

Barry is unsure of the process of retiring and advising his SMSF.

Craig Hall explains how to calculate how much you need for retirement.

No wonder Joe Hockey is looking so happy with himself.

Two of the big banks have called for ethics education for planners.

MySuper has been around for almost two years, but do you know how it works?

Did you know you have a 50 per cent chance of outliving your retirement savings?

Can Chris make a retrospective claim under the Pension Bonus Scheme?

The costs of securing a retirement income have increased considerably.

Talking to your loved ones about money can be one of the most difficult conversations.

Just how clever are you when it comes to investing?

Here are some things you should consider before making a move.

Getting the right insurance cover could be more affordable than you think.

Choosing whether to take your super as a lump sum or pension depends on your ...

There is a way to uses your super savings to generate an income.

How much is enough when it comes to your retirement nest egg?

Generous super concessions remain older Australians’ greatest bugbear.

Should you take out a reverse mortgage or line of credit?

ASFA is encouraging females to take an hour to sort out their super.

Australia has been ranked as one of the top countries in the world for retiree ...

Time is running out if you wish to transfer a UK public service pension benefit.

CHOICE has called on the government to halt ASIC funding cuts.

Those approaching retirement are no doubt being confronted with some important financial decisions.

Understanding why you have a retirement funding shortfall may help you redress the balance.

As NICRI’s Craig Hall explains, even the simplest money mistakes can cost you dearly.

A new year is a good time to review how insurance premiums may be eroding ...

Research shows Australians have a 13-year shortfall in their retirement savings.

Would extra super payments be assessed by Centrelink and affect the Age Pension?

We suggest five financial faux pas you should rectify as soon as possible.

David Murray highlights the urgent need for a major overhaul of the financial advice sector.

David Murray has delivered his Financial Systems Inquiry (FSI) report.

FoFA legislation under fire as senators back flip on agreement.

Maurice Patane shares his advice on how to create realistic and achievable budget.

Richard is concerned that he will have to pay back the Age Pension he has ...

Robert would like to know if the rate at which a pension is reduced has ...

How do you know if you’re in the right superannuation fund?

The top destinations which offer the best value for your retirement.

Equal pay for men and women is some 75 years away.

The budget fails to address the long term issues confronting longer living older Australians.

The schedule for increasing the superannuation guarantee has been amended.

Staggeringly, $1 million will not be enough to retire on in the very near future

Fewer taxpayers and more people living in retirement means a ticking time bomb

These five tips from Craig Hall of NICRI can help you make the right super ...

Mark Bouris helps you to find independent retirement income advice

The recent share market plunge will have knocked 3 to 5 percent off super ...