The following articles have the tag retirement income
We discuss the risks associated with bone breakages and share a tool to help you. ...
Around 393,000 Australians will receive unexpected windfalls in coming weeks.
Westpac’s chief economist expects the RBA to cut interest rates to just 0.10 per cent.
Aaron Minney explains why it is important for all retirees to have a financial planner.
There was no pension increase on 20 September, but a boost is expected in October.
The recovery in superannuation continued through August as funds posted further gains.
Retirement sector must find more compelling ways to engage older Australians.
No changes, but there will be ‘necessary tinkering’.
We speak with Hugh Mackay about his book, The Inner Self, which is about the ...
Home-ownership could become the cornerstone of retirement under proposal.
Thank the banks for missing out on a collective $1.6 billion in the past six ...
Pensions and pensioners face huge challenges now and in the future. Here’s why.
Is this a case of ‘here we go again’ as senator refers to Retirement Income ...
Why we need to get our affairs in order – and keep them that way.
In Mind Your Own Retirement, co-hosts John Deeks and Kaye Fallick talk with The Australia ...
Dr Peter Murphy explains how tele optometry may help you during the pandemic.
Westpac’s scrapping of dividend payments will slash one million retirement incomes.
The Age Pension system may make Aussie retirees wealthier than their German counterparts.
Enjoy episode 54 of Mind Your Own Retirement with co-hosts John Deeks and Kaye Fallick.
Josh Frydenberg has the Retirement Income Review, what will he do with it?
Enjoy episode 53 of Mind Your Own Retirement with co-hosts John Deeks and Kaye Fallick.
When retirement planning becomes life planning it is a challenging, fun and fulfilling task.
Survey reveals a major rethink about retirement savings as a result of the pandemic.
COVID ‘widening gap between savvy money managers and those who live for the moment’.
The ‘Bears’ are up against the ‘Goldilocks’ to see whose savings perform the best.
Analyst Russell Markham tells how he weathers the storm when the economy tumbles.
A pandemic, a recession and deflation … what does it all mean for retirees?
As funds finalise their reporting for June 2020, the fallout from the COVID-19 crisis is ...
Should compulsory longevity risk management be added to all super products?
Enjoy episode 52 of Mind Your Own Retirement with co-hosts John Deeks and Kaye Fallick.
‘Activities of daily living tests’ preventing payouts to unemployed Aussies.
Retirement planning is complex, but these trends are set to make things even harder.
Investments will help member balances and get the economy growing again.
More older Australians can now make voluntary contributions to their super.
Quiz will quickly show whether you’re on the right path – or not.
Audiologist Emma Scanlan tells how tele-audiology works and whether this is the future of hearing ...
Deeksie and Kaye speak with Household Capital founder Josh Funder to learn more about two ...
‘Everybody is having a punt,’ says investment expert.
It’s episode 51 of Mind Your Own Retirement with your effervescent host and the holder ...
Long-term strategies and quick fixes are required, but who’ll fund them?
Is drawing on home equity in times such as these a more sensible option?
Understanding this concept is a fundamental plank in being money smart.
Super funds have proven resilient to the turmoil that hit markets in the wake of ...
Not in the business of telling you how to spend your own money: senator.
Throwing Australian retirees a lifeline could save more than retirement dreams.
It’s episode 50 of Mind Your Own Retirement with your effervescent host and the holder ...
Australia must confront fundamental problems with its retirement income system.
Peak financial body suggests super could play a big part in pandemic recovery.
Humans have a natural preference for things to stay as they are. But in a ...
Some women are having to withdraw entire super balances to survive the pandemic.
Most Aussies wrongly believed their funds would de-risk pre-COVID-19.
Retired actuary John De Ravin crunches the numbers on part-time work to help you decide. ...
Government assistance is only good if people can access it.
Calls to overhaul the pension system and introduce a universal part pension.
If your retirement income has taken a hit, a household loan might be the right ...
Research house SuperRatings predicts a negative result for super this financial year.
Post-pandemic retirement intentions will shape the future for younger workers.
Life will never be the same, but decisions retirees make now can still help.
Jeremy Duffield discusses what retirement will look like in a post COVID-19 world.
You can access super within five days, but at what cost to your future income?
If you fail to fully understand all the government assistance available, you’re falling into a ...
The pandemic has exposed flaws in how companies operated pre-COVID-19.
All that extra time you now have in lockdown could be used to boost your ...
Super members are scrambling to check their account balances.
RBA Shadow Board says the cash rate should stay at historic low.
The PM says ‘no’, but could franking credits and dividends still be seen as options?
There may still be some things you can do to protect what you have and ...
This week’s podcast of Mind Your Own Retirement we have a great round of interviews ...
Noel Whittaker, Kirby Rappell and Russell Markham share their thoughts.
Australia’s largest super funds not immune to effects of global pandemic.
Is it too late to save your super?
This week’s podcast of Mind Your Own Retirement we have a great round of interviews ...
Pensioners receive a one-off cash payment in the government’s stimulus package.
From 20 March 2020, JobSeeker rates and thresholds will be indexed.
Scheme could enable greater wealth for all, with big benefits flowing to low-income earners.
‘Barefoot Investor’ Scott Pape says there’s no need to panic about your retirement savings.
A cut to deeming rates is expected this week as part of a federal government ...
Beware, April Fool’s Day is fast approaching, so keep your wits about you. But the ...
Almost 40 per cent of recent Australian retirees are struggling to make ends meet
Increased longevity is heaping real pressure on retirees’ finances.
There is a way to ensure a reliable income stream without the volatility of the ...
Elaine reveals how using RateSetter helped her prepare for a relaxing retirement.
Create a steady income stream and stay ahead of the curve during low-rate environment.
Impact investing aims to balance the twin objectives of acceptable financial returns and positive social ...
Australia’s retirement incomes system works well, but there are things that need fixing.
It’s that time of the week again – your weekly dose of retirement news and ...
Worried about running out of money? This concept could ensure income for life.
‘Tax refunds are simply helping us to get by now,’ says Money.com.au spokesperson.
It’s that time of the week again – your weekly dose of retirement news and ...
Super funds kick off the new year with an impressive start, returning 1.9 per cent ...
Older people working longer are being unfairly penalised for effectively trying to avoid pension poverty.
Working later or retiring early? It’s a choice taken away by age discrimination.
In today’s Mind Your Own Retirement podcast, we shine a light on the biggest retirement ...
‘With a universal age pension, Australians will have an incentive to save for retirement,’ says ...
Markets are starting to feel the pinch as they react to the outbreak of the ...
What should you do with an inheritance? Should you spend it on your mortgage? A ...
Do you believe the banks have abandoned Aussie retirees?
Squeals would be heard, but there would be relatively few squealers and they might be ...
In this very special episode 33 of the Mind Your Own Retirement podcast, we’re focusing ...
There are huge positives to maintaining your learning, even post-retirement.
‘Harsh tax’ hinders those who have responsibly saved to fund their own retirement, says ISA.
We asked for your help to prepare a submission to the government’s retirement income review. ...
Australia's peak welfare group is pushing for a $400 per month rise to Newstart payments.
Age Pension costs less than super and delivers more, say experts.
In episode 32 of Mind Your Own Retirement, Kaye and Deeksie discuss maintaining an affordable ...
Super industry lobby slams gender gap and generous tax treatment of the wealthy.
Accumulating more savings could work against you come retirement time.
Today, it’s the John and Janelle show. First up, they chat with Jonathan Brown, consumer ...
A few simple changes could improve your quality of life in retirement.
While 2019 was a good year, fund members are reminded that super is a long ...
YourLifeChoices keeps you up to date with government changes that could affect your retirement.
Deeksie makes a confession about what he did last night before he and Kaye share ...
Make some super simple changes that could make a lifetime of difference in retirement.
2020 could be the ‘year of the merger’ – meaning lower fees for members.
Many are concerned this will give the banks and authorities too much control over how ...
Deeksie and Kaye give us a glimpse into their “wild” New Year’s Eves and explain ...
Cash-poor retirees in Melbourne and Sydney could be sitting on a goldmine.
‘This is their money they have worked hard to accumulate, and in some cases – ...
What is the likelihood of a downturn in 2020? And how might it affect retirees?
No one knows aged care like Louise Biti, and she joins the team to discuss ...
What do you want from retirement? Are you even ready to retire?
Louise Biti is Australia’s foremost authority on aged care in Australia, and she comes in ...
Hank Jongen joins Deeksie and Kaye to explain what happens to your Centrelink payments over ...
How do you deal with medical expenses that can take a large amount of your ...
Australia Institute senior economist Matt Grudnoff comes in to discuss working later in life.
Hazel wants to take a lump sum out of her super but is worried about ...
Hank Jongen shares his true feelings about his role as Centrelink spokesperson, then explains what ...
In the past decade a 30-year trend to earlier retirement has been reversed.
‘More cuts to income support payments is also the last thing the country needs,’ says ...
What happens when it’s time to start drawing down on your super?
‘While ASIC is trying to get this right, this is a missed opportunity for consumers,’ ...
Would a pension rate linked to an individual’s working life salary be better than total ...
William Jolly from savings.com.au offers great tips on choosing the best term deposit for retirees. ...
The OECD has released a report comparing retirement systems and Australia isn't performing as well ...
Report sure to spark debate over the intended purpose of superannuation and tax breaks that ...
Russell Markham shares tips on how to read the stock market.
It’s not because of their size, but because of what they do with it.
Excessive or indefinite deferral of home purchase can have consequences.
A large number of retired Australians are independently navigating their way through their retirement finances.
Government idea called “nothing less than a tax grab” by one industry expert and “farcical” ...
APRA’s new super tool is leaving some people scratching their heads.
Australians can, for the first time, be reunited with lost money without having to take ...
Noel Whittaker considers whether it’s too late for you to reap the rewards of investing.
‘It will be the death of a spouse or ill health that forces them to ...
Funds are off to a positive start in the December quarter.
If you have your retirement savings in a term deposit, chances are you’re watching your ...
Institute claims longevity tables are faulty and could ruin retirees’ strategies.
‘The big role of pension funds at the end of the day is about paying ...
Superannuation funds and advisers high on the list of complaints to AFCA.
Everything you need to know about a power of attorney, including the reasons you should ...
Simple rule of thumb helps retirees decide how much they can draw down.
The complexity of Australia’s super system could provide fertile ground for hackers to steal your ...
Flaws in the superannuation system have been allowed to proliferate for too long.
Rod Cunich shares the three essential things you need to know about estate planning.
What’s wrong with our retirement income system? Plenty, says Michael Rice.
Any decision to expand the robo-debt scheme to meet budget targets would happen ‘further down ...
Deeksie and Kaye speak to Sheryl about cord blood gifting – one of the best ...
Seniors groups pressure government to reassess ‘unfair’ interest rate.
Peter Costello says compulsory super has failed Australians and reform is needed.
‘To cut people off completely just doesn't pass the pub test for fairness,’ says advocate.
Australia’s retirement system rises through global rankings, but flaws in the system have been exposed. ...
In today’s episode of Mind Your Own Retirement, Centrelink general manager Hank Jongen tells Kaye ...
Ensure your concerns are heard in the Government’s retirement income review.
Home ownership is a fundamental plank in our retirement income system, but it’s crumbling, write ...
‘It’s really important that Australians check on their accounts before it’s too late,’ says super ...
Simple ways to earn passive income to stretch your retirement dollars.
‘The claims made by the Grattan Institute are based on a fantasy world that doesn’t ...
Deeksie and Kaye chat with Department of Human Services head honcho Hank Jongen (AKA Centrelink ...
Making sense of retirement savings – and how best to ‘spend’ them.
Terms of reference offer the Government a chance to scrutinise such policies as the treatment ...
Is Dr Deborah Ralston the right person for the job? Will this review end up ...
More than one million accounts are costing retirees a fortune.
If they have all this time on their hands, why then are they not spending ...
Outlining the latest government retirement income rules and changes.
Deeksie and Janelle chat with Bendigo Bank’s head of economics and market research for today’s ...
Minister for unemployment opposes ‘near-universal’ calls to raise paltry Newstart payments.
There’s no room for complacency when it comes to your super and pension funds.
The drawdown or spending phase of superannuation is ripe for greater attention.
Review to assess how the retirement income system will perform as the population ages.
On Mind Your Own Retirement today, co-hosts Janelle and ‘Deeksie’ talk with motoring writer Paul ...
From 20 September 2019, Newstart rates and thresholds will be indexed.
John Deeks and Janelle Ward talk with Stockspot chief Chris Brycki, who names and shames ...
There are indications that global growth could be negligible for many years.
John Deeks and Janelle Ward talk with resident Centrelink expert Ben Hocking about why Centrelink ...
One of the golden rules of superannuation is, the less you pay, the more you ...
Deeksie and Kaye to talk about the Age Pension, capturing amazing images and saving money ...
Jan is approaching retirement and isn’t sure how her super will be assessed.
Compliance officers claim they were routinely shamed for not reaching daily targets.
Pensioners will have two reasons to smile in September with the scheduled increase to the ...
John and Kaye talk with Webjet Exclusives GM Brendan Sawyers, Heart Foundation dietitian Sian ...
Today’s 40-year-olds are paying twice as much to support retirees than boomers did at the ...
We've broken style in this week's Mind Your Own Retirement podcast, but that just means ...
Kaye and ‘Deeksie’ chat with seniordriveraus.com motoring writer Paul Murrell to discuss the deadly traps ...
Just 19 per cent of Australians expect to be able to live comfortably off their ...
The current financial climate may inspire some to take risks with their savings.
Building your nest egg is part of the journey. How to use those savings is ...
How can living costs be such an issue when the official measure of inflation is ...
Were the Senator's comments taken out of context?
The Minister is deeply concerned that her comments may have caused offence.
Despite a rollercoaster ride of a year, super funds have finished well in the black.
The deeming rates have finally been cut, but it’s “too little too late”, say critics.
It's week four of our podcast, Mind Your Own Retirement, with Kaye and 'Deeksie'.
Disengaged consumers want the Government to act on multiple super accounts.
Industry super funds increased their lead over retail funds based on member satisfaction.
Retirees are suffering from cash rate cuts, prompting calls for cuts to deeming rates.
It's week three of our podcast, Mind Your Own Retirement, with Kaye and 'Deeksie'.
Outlining the latest government retirement income rules and changes.
Cuts will see retirees fall further behind, writes Kaye Fallick.
Superannuation fund facing class action over payments to financial advisers.
It's week two of our podcast, Mind Your Own Retirement, with Kaye and 'Deeksie'. They ...
Retirees are taking a double hit to their income due to government inaction.
WEF report reveals that retirees may run out of money a decade before they die.
It may not be long before the family home is on the assets test? Is ...
The future of the Age Pension: Is the family home safe from assets tests?
Could wage rise finally trigger a lift in the base rate of the Age Pension?
Bank shares have shot up since Labor's franking credits policy was shot down in flames.
Support for pre-retirees needs urgent reform, says Rice Warner.
Super funds deliver positive returns in April, but there are dark clouds on the horizon.
Frank has asked Noel Whittaker for guidance on early retirement planning.
Government decision means financial advisers can effectively ‘steal’ from your super.
New ASIC laws aimed at safeguarding your super.
Superannuation is facing a grim financial year as markets flatten.
Reduced returns for twice the cost – the problem with bank-owned super products.
Retirees won’t benefit much from this Budget, but those still saving for retirement may.
Raising super contributions could lead to a pension increase.
Your home equity could save your retirement – or your children’s future.
Pension poverty is real. It’s time politicians realised this and did something about it.
From 20 March 2019, Newstart rates and thresholds will be indexed.
Rice Warner suggests three alternatives to Labor’s franking credits policy.
Actuaries Institute urges Government to cap value of the family home for means test.
ISA is calling for a change to superannuation laws that are costing Aussies millions.
The issue that matters the most.
Franking credits are being ‘rorted on an industrial scale’, says prominent economist.
Six in 10 older Australians say the new pension changes won’t improve retirement.
We’d like to know if the proposed pension changes will help you.
New Age Pension rules could come into effect on 1 July 2019.
How does the royal commission affect older Australians and retirees?
Graham Hand highlights the problems missed by the royal commission.
A new report finds that Australians in the Future Fund could be worse off.
Here are the things to avoid if you want to make sure your retirement is ...
Super members are at risk of their first annual loss since 2011.
Christmas chews through your money faster than you can say 'Dear Santa' … till now.
How would you fix the pension system? Here are your ideas …
We want to know your take on pension issues.
Formula shows how the Government can afford to increase Centrelink payments.
The Federal Government wants to make it easier for people to understand retirement.
This is how you can access equity in your home to boost your spending clout.
Six things you no longer need in retirement that will save you money.
An emergency fund gives you some breathing space to deal with unexpected challenges.
Women fleeing domestic violence will be granted early access to their super.
A new study reveals Australians are less confident they will be able to retire comfortably.
YourLifeChoices members share their views on increasing Newstart or the pension.
MPs have been urged not to remove cash refunds for franking credits.
Age pensioners should be a little better off thanks to rising wages.
Friday Flash Poll findings reveal that the top end is out of touch with retirement.
Take part in our Friday Flash Poll and reveal the reality retirement.
Scott Morrison says he would rather increase the Age Pension than Newstart.
Labor’s unpopular franking credits policy has a new enemy.
What makes a successful financial plan? Is there a foolproof formula?
Online investment adviser Stockspot releases its annual super rankings.
Australia’s employment services are under fire for failing older people.
You may be the best person to manage your own money.
Super fund fees rose by 10 per cent last year, reveals finance research group.
YourLifeChoices members believe that a positive attitude is vital to retirement.
Retirees are turning to the sharing economy to boost their income.
Retirement expert Glenn Smith-Cameron gives Jack and Sue a retirement makeover.
Research reveals that rising energy costs are hurting retirees the most.
Australians urged to claim their share of $1.1 billion in unclaimed money.
Most retirees are concerned that their savings will not last in retirement.
Report shows super funds may be failing members in predicting retirement costs.
New body for superannuation complaints to go live, but funds go missing.
Super comparison websites can be useful in helping you to compare super funds.
From 20 September 2018, Newstart rates and thresholds will be indexed.
New Assistant Treasurer Stuart Robert says he will focus on fixing super for all.
What would encourage older Australians to work longer?
Despite the growth spurt, superannuation fund payouts slide nearly five per cent.
ACTU accuses Government of abandoning women in response to super report.
Members matter when it comes to claims of high fees charged by super funds.
Industry super fund members report being more satisfied than retail customers.
ASIC chairman reminds sector it is built on other people’s money.
People are seriously underestimating how much money they need to retire.
APRA confirms that Government moves could increase super fund fees.
How much you think you’d need to be financially free in retirement?
The latest government updates to help you fully understand your entitlements.
SuperRatings says fund members can expect a much better second half of 2018.
Government’s proposed retirement income framework is making Australians nervous.
Information on choosing between the Age Pension and Carer Payment.
Retirees spending less than the Age Pension, even though they can afford to spend more.
Australia’s system may seem fair, but new research tells another story.
Customers sold super products from staff unauthorised to provide advice.
One Australian super fund is outperforming the pack by a significant margin.
Funds are investing in products like the ones that led to the Global Financial Crisis.
The application process for the Age Pension is “too complicated and too long”.
Super funds bounced back in May despite global tensions shaking the market.
The good, the bad and the ugly of downsizing to save your retirement.
Recent retirees will be allowed to boost their superannuation balances.
Grattan Institute argues against increasing the superannuation guarantee.
Lynne Dorney describes financial literacy as a minefield and has asked us for help.
Household costs for age pensioners rose 0.6 per cent in the December 2017 quarter.
Olga Galacho reveals the plans and products that are most confusing.
We keep you up to date with retirement income changes and updates.
Annuities are becoming a popular means of ensuring a reliable income stream.
Super funds need more access to members’ financial data, says expert.
Expert analyses the pros and cons of lifting the preservation age.
Like many retirees, Karen believes that deeming rates are simply too high.
An increase to Newstart payments high on new Senator's to-do list.
Australia is ranked in the top third of countries considered the best countries to retire.
Labor's election win prompts Bill Shorten to forge ahead with unpopular tax grab.
February delivers negative return but long-term performance still positive.
Kaye talks to ABC News Radio about the challenges faced by female retirees.
From 20 March 2018, Newstart rates and thresholds will be indexed.
Six savvy moves to make when you’re over 50
Handing tax office power to rule on early access to super ‘will cut red tape’.
Gerald wants to know if he’ll lose his Pensioner Concession Card.
The Grattan Institute says compulsory super increases should be put on hold.
Australia's superannuation market is the world’s fastest growing system.
New Age Pension assets and income test claims almost 90,000 part-pensions.
Many retire as soon as they hit retirement age, but is there a better way?
Fraud and financial misconduct has cost Australian SMSF owners up to $103 billion.
Bruce wants to know if he has to be a citizen to apply for an ...
Federal Treasury report on cost of Age Pension alienates older Australians.
Martin has some questions about how Centrelink assesses property.
Here are the things to avoid if you want to make sure your retirement is ...
ASIC is encouraging Australians to start the New Year by setting financial goals.
More women are returning to work after retiring than men, according to the ABS.
Women and young migrants are easing the burden on Australia’s pension system.
Super fund returns may hit double digits, but don’t become complacent.
Survey reveals that more older Australians are choosing to live in retirement villages.
There are rumblings that we could see bitcoin used for retirement accounts.
You can save less, retire early and still have enough for a comfortable retirement.
Marcy is confused about how living overseas affects her Age Pension.
SelectingSuper has announced the Super Fund of the Year for 2017.
Study shows that sudden financial shocks top the list of retirement fears.
The latest Superannuation Funds Tribunal report reveals common super complaints.
ASIC will appoint an external expert to review super costs and fees.
Report compares the pension systems of 12 countries.
Fast-track wealth: Warren Buffett’s winning ways with investments for retirement.
Analysis reveals that most Australians will never fully retire.
Peter Costello calls on the Government to take control of default super.
Here are seven simple ways to cut your grocery costs.
Report reveals the super funds that charge high fees and deliver low returns.
New research shows more than 60 per cent of retirees will run out of money ...
Have you left it too late to begin buying investments?
How you can work around the Work Bonus and earn up to $3250 extra Age ...
Project aims to help older women turn hobbies turn into cash businesses.
When is using the cash tied up in your home to fund retirement a sensible ...
Individual retirees could lose as much as $270,000 as a result of super wipeout.
From 20 September 2017, Newstart rates and thresholds will be indexed.
Millions will receive an increase to their pension payments on 20 September 2017.
Gozitano wants to know if working overseas will affect his Age Pension.
David Williams explains how to manage your longevity.
How to carve up super when a relationship breaks down is becoming a big issue.
The CBA share price slide is eroding the life savings of millions of Australian retirees.
Government boosts ATO’s powers to recover unpaid superannuation from dodgy employers.
ASIC implements reforms aimed at improving access to superannuation information.
Retired Australians with two nationalities could claim two pensions
Australians are underprepared for retirement according to new figures.
Noel Whittaker explains how self-managed super funds work.
Industry super funds have attacked proposals that may favour bank-owned funds.
Most Australians believe they will fall short of the amount needed for retirement.
Are you ready to retire? Leon discusses the five golden rules of retirement preparation.
Australia rates highly on the Global Retirement Index, but there’s room to improve.
Australian super funds deposit $140 billion into the retirement kitty.
The cost of renting and the increase in renters may blow out our pension system.
Should Francine apply for an Age Pension, even though her husband works?
Pensioners are selling prescription painkillers to make ends meet.
Avoiding these savings sins may help you regain the upper hand.
Some super funds falling short of their public disclosure requirements.
The need to provide for a longer retirement has become more critical than ever.
Tired of being attacked for being old? I sure am.
RBA dilemma: raising interest rates may help the economy but cripple many households.
The 1 July changes to super are just days away, so what do you need ...
The top 10 performing super funds are set to end the financial year on a ...
Turning 60 often sharpens your focus on the need to plan for your financial future.
Many Australians are forced into retirement so delaying access to super makes no sense.
Kane Jiang shares the five most common questions financial planners are asked.
A paper has debunked claims that a $1m super balance is the only way ...
Retirement in Australia now requires a $1.5 million nest egg.
Martin is unsure how holiday pay will affect his claim for the Age Pension.
Review highlights need for a secure a sustainable retirement income system.
Can Peter receive a super co-contribution while on the Age Pension?
How does Australia’s superannuation system compare with the rest of the world?
Australia’s lowest paid workers will receive an extra $22.20* a week.
Got the eye? You can make money from your travel pics. Here’s how …
Find out how the super changes will affect you from 1 July 2017.
The three retirement risks all Australians need to address.
Australian superannuants have reason to be pleased with their super fund returns.
There may be a financial sting in the tail for those considering downsizing.
Securing an adequate and sustainable income is the savings goal of most Australians.
Can Toni claim New Zealand Super if he doesn't qualify for an Age Pension?
By focusing too much on our retirement income, it’s likely we’ve overlooked a more critical ...
Older Australians are taking control and acting to save their own retirements.
Super laws change on 1 July and they may still effect your retirement income.
Feeling the pinch? You’re not alone when it comes to retirement affordability.
How can you make the most of super and your retirement income?
Australia could become a cashless society by 2020. How will it affect you?
Scott Pape: you don’t need $1 million for a successful retirement.
Tony Shepherd has renewed calls for the family home to be included in the assets ...
Tony Shepherd predicts that Australia risks being ‘crippled by pension spending’.
The myth that the Age Pension is unaffordable and unsustainable is simply not true.
The pros and cons of allowing people early access to super to buy a home.
New package could encourage older Australians to sell the family home.
Will the extra $10.40 per fortnight in Age Pension payments really make a difference?
Seven out of 10 Australians do not trust banks to manage their super.
Employer super contributions may not be enough to fund retirement.
Kaye shares five basic rules for reviewing your retirement savings or income.
Want to know how well super has performed so far this year?
Bernie Fraser delivers his long-awaited superannuation governance review.
More than half of working Australians are not retirement-ready at all.
Sue is seeking clarification on the assessment of income from a defined benefit pension.
Australians aspiring to live a comfortable retirement may need to get real about super.
Noel Whittaker looks at what action you should take to protect your retirement savings.
Thousands of Australians’ super accounts have been short-changed by employers.
If you’re struggling with money, accessing super may seem the ideal solution.
Australians will retire later with insufficient superannuation balances.
SuperRatings releases its report on the top ten performing funds for 2016.
Australians are being warned that the ATO is tracking online sources of income.
How does super and the Age Pension affect your retirement income?
In an era of low returns, many retirees are questioning the value of cash investments. ...
Denise is confused as to whether or not she needs to apply for a pension ...
Five tips to help you take control of your finances.
We show you how to get an idea of long your super will last.
Changes to the asset test thresholds took effect from 1 January 2017.
When it comes to superannuation, you can never know too much.
It’s easy to forget that the Age Pension changes were actually the preferred option.
Changes to the Age Pension asset test mean retirement saving is pointless.
The Government is making a grab for 100,000 lost super accounts.
Should you downsize? Listing the pros and cons may help you to decide.
The Age Pension was introduced as a right for all – never a handout.
Affordable housing and financial prospects for age pensioners are not promising.
Letters advising changes to Age Pension payments couldn’t have come at a worse time.
The Government’s superannuation reform package clears Parliament.
Bill Shorten discusses how superannuation investments could better benefit the nation.
A number of Australians are considering equity release products, to manage finances.
Should super top ups be scrapped in favour of an Age Pension or rent assistance ...
Most Australians are concerned that they will not have enough money to retire.
The volatility of the stock market means that most opt for safe shares.
How should Australian retirees view Trump's victory?
The much-discussed super changes will be introduced in to Parliament today.
Many retirees are unaware that they need to jump out of their pot of debt.
Many retirees are unaware that they need to jump out of their pot of debt.
Much-trumpeted August increase in term deposit rates have now been reversed.
Would a review of your financial advice put your mind at rest?
Peter would like to know if he can be assessed as single age pensioner.
Government to introduce new body to oversee the financial advisory sector.
The number of Australians living below the poverty line is increasing.
To clear credit card debt on a limited income you need some clever strategies.
Should Michael make a pension claim even though he’ll fail the income test?
Have you ever wondered why some super funds outperform others?
Just eight hours – minus lunch – to sort banking sector problems beggars belief
Here is clarification of how the asset threshold changes will be applied.
A new report claims that super’s importance to retirement savings is ‘overblown’.
SMSFs are often seen as a means to having more control over your retirement savings. ...
Policy needs to look beyond super to address retirement income issues.
Around 46 per cent of Australians don’t know how their super is invested.
Is it worth saving for retirement or should you just spend what you have?
When considering a transition to retirement strategy, what should your focus be?
A new report has found that the Age Pension is thoroughly inadequate.
Treasurer Scott Morrison announces further changes to superannuation.
Should James put his money in super or keep it invested in property?
We’ve turned to finance expert Noel Whittaker to answer your money questions.
In accordance with indexation, Age Pension rates will increase on 20 September 2016.
Here are the seven planning mistakes that it will pay you to avoid.
Will Paul’s superannuation pensions have an effect on his Age Pension?
Mr Morrison says super changes are vital for a sustainable super system.
Super changes must happen if there’s any hope of saving budget.
How long your super will last is a major retirement concern.
If your retirement savings haven't quite gone to plan, here are some tips to fix ...
Planned benefit cut may be more costly than expected.
43 percent of Australians aged between 51 and 65 have more than one super fund. ...
You should be aware of how the super changes will affect your retirement income.
It's never too late to make a difference to your super balance.
From 1 January 2017, the asset thresholds and taper rate that apply to the Age ...
How much do you know about your super fund?
Director of CEPAR, John Piggott, shares his point of view on retirement.
Treasurer Scott Morrison sheds more light on ‘life event’ super cap exemptions.
Westpac’s head of wealth management says super needs to be fixed now.
The need for a Royal Commission into banks will not go away.
Research says we are too optimistic about using our homes to fund retirement.
YourLifeChoices clarifies the status of asset threshold indexation.
Will renting space in her home cost Lyn under the asset test?
Australian households are getting richer, but are we better off?
Are you keen to learn more about your investment strategy?
Softening of the proposed superannuation changes may be on the cards
Reverse mortgages may become more popular as a means to fund retirement.
Finally, someone at the big end of town sees sense.
Will charging his children board and lodging affect Seth’s Age Pension?
Noel Whittaker explains how your transition to retirement strategy might change.
Older voters have well and truly made up their minds how they will vote.
Read on for a sneak preview of how retirees will vote in Election 2016.
Noel Whittaker answers your questions on changes to superannuation.
Does the Work Bonus make part-time work worthwhile? That is, will it affect my Age ...
Tony would like to know how his Age Pension might be affected by providing homestay.
There are two competing superannuation proposals on the election platform.
Betty believes that deeming rates are simply too high.
Has Scott Morrison delivered on his promise to make super fairer?
The basic purpose of super is to provide a means to save for retirement.
There are pitfalls to be avoided when refinancing.
This simple guide outlines the basics of superannuation and tax.
If you plan properly, the transition into retirement can be seamless.
A possible hit to retirement income earnings in Budget 2016/17 may affect you.
The objective of super is to be enshrined in law before the system can be ...
TTR strategy should be the focus of the upcoming federal budget.
We must ask why our retirement income system is yet to be properly overhauled.
We clarify what the 1 January 2017 pension changes actually mean.
In this four-part series of articles, we’ve chosen 20 of your best tips.
Scott Morrison has outlined the government’s vision for a new retirement income system.
When planning your retirement, the idea of a cashing out your superannuation as a lump ...
When a lump-sum super withdrawal runs out, or returns are not as expected, what happens ...
The fact that many women retire with half as much super as men can’t be ...
Did you know you could start receiving income from your superannuation while you’re still working?
If you're going to handover your life savings to someone, you'll want to know you ...
The Government could save almost $7 billion per year by better targeting super tax.
How can Rosanne find out her National Insurance number from the UK?
If you get the timing right, retirement could be your best decision.
Anne wants to know whether it’s too late to consider an SMSF.
What will changes to the defined benefit rules mean to pensions?
Plans to raise GST could cost the average family an extra $2915 per year.
Amanda and her husband are considering making the move back to the UK.
There is a clear gap between our retirement dreams and income reality.
Do you meet the criteria to qualify for an Age Pension?
Super remains a tax-effective means by which to save for retirement.
Bosses have been robbing workers by not paying compulsory super.
Early retirement is the dream held by many, but realised by few.
Tax concessions that tend to benefit the wealthy may be under threat.
New legislation should make it easier to claim lost superannuation.
How much income will your super provide and is it enough to meet your lifestyle ...
Australia has a poverty rate of 33 per cent for those over 60.
The white paper on retirement incomes highlights the financial issues facing retirees.
This is one such opportunity you really can’t ignore.
Home ownership is vital for income security in retirement says CEDA report.
Treasurer Joe Hockey will today announce planned income tax cuts.
According to the ATO, the average taxpayer receives a refund of $2000.
Pension changes place further pressure on Australian retirees.
Microcaps might be an interesting asset class for those wishing to diversify their portfolio.
Former federal MPs have launched a bid to have their allowances increased.
ANZ is offering free financial advice to women with less than $50,000 in super.
Will a withdrawal from an allocated pension affect the Age Pension?
When is an Age Pension payment assessed under the income or asset test?
Thousands of Australian residents have seen their pension transfers frozen.
New research shows an increase in people seeking advice when switching super.
The new financial year is a good time to get back on track.
Looking for stimulation and the opportunity to mix with motivated and successful people?
A failure to understand superannuation rules may be costing you thousands.
Changes to pension asset thresholds and taper rate will pass through the Senate.
Experts have joined forces to investigate our retirement income system.
Four in-demand job ideas to help you cover your expenses in retirement.
Barry is unsure of the process of retiring and advising his SMSF.
Craig Hall explains how to calculate how much you need for retirement.
No wonder Joe Hockey is looking so happy with himself.
Two of the big banks have called for ethics education for planners.
MySuper has been around for almost two years, but do you know how it works?
Mark Bouris helps you to find independent retirement income advice
Did you know you have a 50 per cent chance of outliving your retirement savings?
Can Chris make a retrospective claim under the Pension Bonus Scheme?
The costs of securing a retirement income have increased considerably.
Talking to your loved ones about money can be one of the most difficult conversations.
Just how clever are you when it comes to investing?
Here are some things you should consider before making a move.
Getting the right insurance cover could be more affordable than you think.
Choosing whether to take your super as a lump sum or pension depends on your ...
There is a way to uses your super savings to generate an income.
How much is enough when it comes to your retirement nest egg?
Generous super concessions remain older Australians’ greatest bugbear.
Should you take out a reverse mortgage or line of credit?
ASFA is encouraging females to take an hour to sort out their super.
Australia has been ranked as one of the top countries in the world for retiree ...
Time is running out if you wish to transfer a UK public service pension benefit.
CHOICE has called on the government to halt ASIC funding cuts.
Those approaching retirement are no doubt being confronted with some important financial decisions.
Understanding why you have a retirement funding shortfall may help you redress the balance.
As NICRI’s Craig Hall explains, even the simplest money mistakes can cost you dearly.
A new year is a good time to review how insurance premiums may be eroding ...
Research shows Australians have a 13-year shortfall in their retirement savings.
Would extra super payments be assessed by Centrelink and affect the Age Pension?
We suggest five financial faux pas you should rectify as soon as possible.
David Murray highlights the urgent need for a major overhaul of the financial advice sector.
David Murray has delivered his Financial Systems Inquiry (FSI) report.
FoFA legislation under fire as senators back flip on agreement.
Maurice Patane shares his advice on how to create realistic and achievable budget.
Richard is concerned that he will have to pay back the Age Pension he has ...
Robert would like to know if the rate at which a pension is reduced has ...
How do you know if you’re in the right superannuation fund?
The top destinations which offer the best value for your retirement.
Equal pay for men and women is some 75 years away.
The schedule for increasing the superannuation guarantee has been amended.
Staggeringly, $1 million will not be enough to retire on in the very near future
These five tips from Craig Hall of NICRI can help you make the right super ...
Join YOURLifeChoices, it’s free
- Receive our daily enewsletter
- Enter competitions
- Comment on articles