The following articles have the tag superannuation
Investments will help member balances and get the economy growing again.
More older Australians can now make voluntary contributions to their super.
Data-matching program set to uncover anyone exploiting the early super release scheme.
Superannuation Early Release Scheme presents big issues for future retirees.
The tax office is zeroing in on fraud schemes taking advantage of stimulus packages.
Retired actuary John De Ravin crunches the numbers on owning a home and the Age ...
Changes to superannuation pension are set to start from 1 July.
Is drawing on home equity in times such as these a more sensible option?
Super funds have proven resilient to the turmoil that hit markets in the wake of ...
Not in the business of telling you how to spend your own money: senator.
Throwing Australian retirees a lifeline could save more than retirement dreams.
How AFCA can help you resolve issues with financial services providers.
Outgoing head of monitoring service says cost to consumers could be $3.6 billion.
The pace of super fund mergers will continue to rise over the next two years.
Superannuation fund results defy coronavirus crisis, APRA stats show.
Blame COVID-19 and a royal commission, but your super looks set to cost your more. ...
Peak financial body suggests super could play a big part in pandemic recovery.
Humans have a natural preference for things to stay as they are. But in a ...
Some women are having to withdraw entire super balances to survive the pandemic.
Most Aussies wrongly believed their funds would de-risk pre-COVID-19.
Experts tell how government may seek to ease the financial burden of COVID-19.
Property returns to superannuation funds are predicted to decline.
Experts says these retirees have been largely missed out in COVID-19 support measures.
‘Payouts consistent with Treasury estimate and not presenting liquidity issues’.
Rice Warner reveals what to expect in superannuation earnings over the next 10 years.
Research house SuperRatings predicts a negative result for super this financial year.
Returns escape plunge experienced during the Global Financial Crisis.
Post-pandemic retirement intentions will shape the future for younger workers.
Life will never be the same, but decisions retirees make now can still help.
Chris’s wife is worried her pension will be reduced.
For many, understanding investment risk has been a painful lesson of COVID-19.
What’s the ‘rule’ about keeping some funds readily accessible for emergencies?
APRA releases data relating to the first week of the early superannuation initiative.
Super taxes, rather than a rise in GST, touted as the way forward post COVID-19.
When a person dies, in most cases their super provider pays their remaining super to ...
Chant West shares its research as fewer Australians than expected take up the superannuation early ...
Agnes is confused about what will happen if she reduces her payments from an account-based ...
The government’s early access to super scheme could be weighed down by ineligible claims.
You can access super within five days, but at what cost to your future income?
It’s been a bit tricky trying to coordinate recording our podcast, considering strict social isolation ...
Our favourite money man is Noel Whitaker. Noel has very kindly made himself available to ...
Super members are scrambling to check their account balances.
When planning for retirement, add wishful thinking to wilful ignorance, and ruin is assured.
Ron’s super has taken a hit due to the COVID-19 pandemic. Should he get more ...
Personal finance expert Noel Whittaker tells how to choose a financial adviser and what you ...
Scammers trying to exploit Australians hit financially by the COVID-19 crisis.
A superannuation expert discusses how to earn an income after you retire.
Exhaust every other stimulus measure before accessing your super, say super experts.
There may still be some things you can do to protect what you have and ...
Small funds deny they have a problem as the regulator prepares to issue fresh guidance ...
For the first time, there are now more people over the age of 65 than ...
Australia’s largest super funds not immune to effects of global pandemic.
Is it too late to save your super?
Scheme could enable greater wealth for all, with big benefits flowing to low-income earners.
‘Barefoot Investor’ Scott Pape says there’s no need to panic about your retirement savings.
What fund experts say about the impact of the coronavirus on your retirement plans.
There is a way to ensure a reliable income stream without the volatility of the ...
Elaine reveals how using RateSetter helped her prepare for a relaxing retirement.
Create a steady income stream and stay ahead of the curve during low-rate environment.
Impact investing aims to balance the twin objectives of acceptable financial returns and positive social ...
Australia’s retirement incomes system works well, but there are things that need fixing.
Worried about running out of money? This concept could ensure income for life.
Retirement Income Review submissions highlight shortcomings.
Labor puts aged care reform and workplace retraining at top of policy rollout for older ...
Super funds kick off the new year with an impressive start, returning 1.9 per cent ...
‘With a universal age pension, Australians will have an incentive to save for retirement,’ says ...
Australia discriminates against the majority of its population, according to financial services giant KPMG.
Markets are starting to feel the pinch as they react to the outbreak of the ...
What should you do with an inheritance? Should you spend it on your mortgage? A ...
Squeals would be heard, but there would be relatively few squealers and they might be ...
‘Harsh tax’ hinders those who have responsibly saved to fund their own retirement, says ISA.
We asked for your help to prepare a submission to the government’s retirement income review. ...
Comment: Government changes introduced in 2017 will eventually mean all of us will be taxed ...
Age Pension costs less than super and delivers more, say experts.
Super industry lobby slams gender gap and generous tax treatment of the wealthy.
As funds defend fee rises, senior economist and government minister go on the attack.
Chandra wants to know how the upcoming changes to the super work test will operate.
Accumulating more savings could work against you come retirement time.
Law firm Maurice Blackburn has launched a class action against the National Australia Bank.
While 2019 was a good year, fund members are reminded that super is a long ...
Make some super simple changes that could make a lifetime of difference in retirement.
2020 could be the ‘year of the merger’ – meaning lower fees for members.
About one-third of all workers are missing out on legally entitled superannuation payments, according to ...
‘This is their money they have worked hard to accumulate, and in some cases – ...
Terry has been blocked from making a contribution to his super account and wants an ...
Are you thinking about retiring soon? Here’s a checklist to help you decide if you’re ...
Tina doesn’t think she will be able to keep working up until her pension age.
Sue has not hit pension age but wants to know if putting inheritance money into ...
Have you received the perfect early Christmas present? Chant West reveals how funds are shaping ...
The superannuation fund regulator has signalled the start of new era of transparency in the ...
Beware of offers to withdraw your superannuation early, and illegally.
ASIC has warned Australians considering self-managed superannuation funds to be wary.
Hazel wants to take a lump sum out of her super but is worried about ...
What happens when it’s time to start drawing down on your super?
‘While ASIC is trying to get this right, this is a missed opportunity for consumers,’ ...
Would a pension rate linked to an individual’s working life salary be better than total ...
The OECD has released a report comparing retirement systems and Australia isn't performing as well ...
Report sure to spark debate over the intended purpose of superannuation and tax breaks that ...
It’s not because of their size, but because of what they do with it.
A large number of retired Australians are independently navigating their way through their retirement finances.
Government idea called “nothing less than a tax grab” by one industry expert and “farcical” ...
APRA’s new super tool is leaving some people scratching their heads.
Australians can, for the first time, be reunited with lost money without having to take ...
‘It will be the death of a spouse or ill health that forces them to ...
Funds are off to a positive start in the December quarter.
‘The big role of pension funds at the end of the day is about paying ...
Superannuation funds and advisers high on the list of complaints to AFCA.
Simple rule of thumb helps retirees decide how much they can draw down.
The complexity of Australia’s super system could provide fertile ground for hackers to steal your ...
Flaws in the superannuation system have been allowed to proliferate for too long.
$6.3 billion a year in Age Pension payments go to about 255,000 pensioners who own ...
What’s wrong with our retirement income system? Plenty, says Michael Rice.
Lorraine* is 64 and wants to ensure she gets to enjoy a retirement. She asks ...
Peter Costello says compulsory super has failed Australians and reform is needed.
Australia’s retirement system rises through global rankings, but flaws in the system have been exposed. ...
‘It’s really important that Australians check on their accounts before it’s too late,’ says super ...
Fee drop attributed to pressure on retail funds.
Super watchdog butts heads with funds over a comparison tool that could quickly and reliably ...
‘The claims made by the Grattan Institute are based on a fantasy world that doesn’t ...
Super funds posted modest gains in September, but are facing challenges to deliver income to ...
ASIC says funds are failing to comply with a new code of conduct.
Is Dr Deborah Ralston the right person for the job? Will this review end up ...
More than one million accounts are costing retirees a fortune.
There’s no room for complacency when it comes to your super and pension funds.
The drawdown or spending phase of superannuation is ripe for greater attention.
Review to assess how the retirement income system will perform as the population ages.
Climate change and ageing populations are interacting to create 'a perfect storm'.
Rice Warner queries super funds’ strategies in ‘uncharted economic times’.
There have been some wild changes in the latest super satisfaction rankings.
Marie and her husband are both at retirement age but haven’t touched their super yet.
Syndicate bought stolen identification information on the dark web to raid super funds.
There are indications that global growth could be negligible for many years.
Jack wants to know which of his investments may be exempt from deeming rates.
One of the golden rules of superannuation is, the less you pay, the more you ...
Jan is approaching retirement and isn’t sure how her super will be assessed.
Economist Sean Corbett explains the sweet spot and why the superannuation system is failing.
ASIC has given the AFCA approval to name financial firms in its determinations.
Max’s pension has been cut from $574 a fortnight to just $220, and he wants ...
Terry wants to sell his home and has questions about what to do with the ...
A better designed assets test would ensure that we didn’t penalise thrift.
Today’s 40-year-olds are paying twice as much to support retirees than boomers did at the ...
Australians must have online super comparison tool, says watchdog.
Just 19 per cent of Australians expect to be able to live comfortably off their ...
More than two million Australians are living on the edge.
Could move from retail to an industry fund affect couple’s pension entitlements?
The current financial climate may inspire some to take risks with their savings.
Building your nest egg is part of the journey. How to use those savings is ...
Despite a rollercoaster ride of a year, super funds have finished well in the black.
Disengaged consumers want the Government to act on multiple super accounts.
ASIC has tightened the rules regarding retirement calculators.
Industry super funds increased their lead over retail funds based on member satisfaction.
Owen thinks he has found a way to increase his pension, but will it work?
Older Australians downsizing have contributed $1 billion to their superannuation funds.
Superannuation fund facing class action over payments to financial advisers.
WEF report reveals that retirees may run out of money a decade before they die.
Independent, reliable and easy-to-understand information not available, says AIST.
John has taken all the money out of his super but fears he may have ...
Support for pre-retirees needs urgent reform, says Rice Warner.
Super funds deliver positive returns in April, but there are dark clouds on the horizon.
Frank has asked Noel Whittaker for guidance on early retirement planning.
You can build a bigger bank by working a bit longer, but there are other ...
Government decision means financial advisers can effectively ‘steal’ from your super.
What is the process for transferring your UK pension to Australia?
New ASIC laws aimed at safeguarding your super.
Superannuation is facing a grim financial year as markets flatten.
Reduced returns for twice the cost – the problem with bank-owned super products.
Regulators give the super industry until 30 June to clean up – or else.
Contributions of 9.5 per cent not enough to become a self-funded retiree: ex-treasurer.
Retirees won’t benefit much from this Budget, but those still saving for retirement may.
‘Sustainable’ investment funds are exposed to the same challenges as traditional funds.
Funds have emerged from the recent market downturn in top shape.
An under-performing super fund can cost you about 13 years’ pay over a working lifetime.
APRA will begin publishing ‘heat maps’ of the performance of pension funds next year.
Pat has a house but no super and very little retirement income. Is there a ...
Generations at risk of retirement poverty, Government warned.
Rice Warner suggests three alternatives to Labor’s franking credits policy.
ISA is calling for a change to superannuation laws that are costing Aussies millions.
Iris hasn’t reached retirement age but is ready to stop working. So what are her ...
The Actuaries Institute has welcomed changes to Australia’s superannuation system.
Franking credits are being ‘rorted on an industrial scale’, says prominent economist.
Parliament urged to use this sitting week to pass laws to protect super savings.
Self-managed super fund expert looks to protect self-funded retirees.
Banking report slams industry for putting profits before people.
Graham Hand highlights the problems missed by the royal commission.
A new report finds that Australians in the Future Fund could be worse off.
Volatility set to be a feature of markets, says SuperRatings
Suzie is approaching retirement age and is worried her husband will lose his Age Pension.
Review set to drive out under-performers, make fees more transparent.
Super members are at risk of their first annual loss since 2011.
New APRA rules to crackdown on underperforming superannuation funds.
The Federal Government wants to make it easier for people to understand retirement.
Super fund members are the losers of policies providing concessions to the for-profit sector.
New financial misconduct body receives 13,000 calls in first month.
Super is running out of investments, foreshadowing poorer returns, says funds chief.
Top super funds announced, but the Productivity Commission thinks they could do better.
Super funds on track to return less than two per cent this year after stocks ...
Women fleeing domestic violence will be granted early access to their super.
MPs have been urged not to remove cash refunds for franking credits.
You may be able to draw an income from your superannuation before you retire.
Friday Flash Poll findings reveal that the top end is out of touch with retirement.
Take part in our Friday Flash Poll and reveal the reality retirement.
New kids on the block set to disrupt traditional super industry.
Comment: Financial stress in retirement is very real, writes Kaye Fallick.
Most retirees are comfortable and can actually save in retirement, report finds.
Labor’s unpopular franking credits policy has a new enemy.
New super changes address some minor but important issues that affect retirees.
Your super is as good as it’s going to get, now to use those funds ...
Shop around for better value, superannuation specialist urges.
Online investment adviser Stockspot releases its annual super rankings.
The new superannuation guard dog is ready to bare its teeth.
For super members, the share plunge could equal the cost of a short, overseas trip.
Keating calls for levy on wages to fund living costs of the elderly.
Rejigged assets test has caused retirement income system to deteriorate: index.
New analysis of ATO data suggests the scourge of unpaid super is getting worse.
Jeff and Marion have a $420,000 super nest egg, but the future looks challenging.
Super rules are changing all the time. Here we tell you what you need to ...
Super fund fees rose by 10 per cent last year, reveals finance research group.
Salary sacrificing easily lowers your tax rate while growing your nest egg.
Pollster warns super balances not enough for retirement independent of Age Pension.
Can Constrained Couple structure their saving to ensure they don’t run out of money?
Fears of sector meltdown prompt super fund to warn it may sit on members’ savings.
ALP senate candidate urges industry super funds to force companies to pay tax.
Retirement expert Glenn Smith-Cameron gives Jack and Sue a retirement makeover.
Minimum balances, better education put on the agenda.
Chance to tell Treasury what you really think of the work test for superannuation.
Making your money last is the number one retirement concern.
The Australian Tax Office is targeting self-managed super funds.
Most retirees are concerned that their savings will not last in retirement.
Report shows super funds may be failing members in predicting retirement costs.
New body for superannuation complaints to go live, but funds go missing.
Timing is everything when it comes to opening a retirement phase pension account.
Super comparison websites can be useful in helping you to compare super funds.
Proportion of older Aussies relying on the pension decreases significantly.
New Assistant Treasurer Stuart Robert says he will focus on fixing super for all.
The National Australia Bank announces it will stop taking grandfathered commissions.
Super chief wants pension funds to lend to business when banks refuse.
Despite the growth spurt, superannuation fund payouts slide nearly five per cent.
ACTU accuses Government of abandoning women in response to super report.
Findings of bad behaviour ranging from disappointing to downright shocking.
Bank-owned super funds tell inquiry they charged fees they knew were illegal.
Bank-owned funds’ bad behaviour exposed in probe.
Comparing super fund fees is no easy task if you want to shop around for ...
Members matter when it comes to claims of high fees charged by super funds.
The situation may be about to get a lot worse for banks as spotlight shifts ...
Industry super fund members report being more satisfied than retail customers.
Australia’s $2.6 trillion super industry may be in for a shock.
ASIC chairman reminds sector it is built on other people’s money.
The next stage of the banking inquiry will reveal if you can trust your super ...
People are seriously underestimating how much money they need to retire.
APRA confirms that Government moves could increase super fund fees.
New superannuation proposals seek to address the fact Australians are living longer.
SuperRatings says fund members can expect a much better second half of 2018.
Government’s proposed retirement income framework is making Australians nervous.
Here are the latest government updates to help you stay on track.
Regulators not doing their job to control overcharging, says study.
Australia’s system may seem fair, but new research tells another story.
Customers sold super products from staff unauthorised to provide advice.
One Australian super fund is outperforming the pack by a significant margin.
Funds are investing in products like the ones that led to the Global Financial Crisis.
Australia’s super system has reached critical mass, but remains under-developed.
Scammers encouraging people to access their retirement savings early.
Removal of default cover set to have a big impact, accounting firm warns.
Many retire unexpectedly, so the sooner planning for retirement begins, the better.
Super funds bounced back in May despite global tensions shaking the market.
How does this non-industry fund beat other superannuation funds over the long term?
Final say on accessing super early on compassionate grounds will rest with the taxman.
It’s never too early to start working out how much you need for your retirement.
Responsible Investment Association ranks the most ethical super funds.
Margaret wants to know how a super payment will be assessed.
Productivity Commission wants to extinguish underperforming super funds.
Superannuation industry labelled an ‘unlucky lottery’.
YourLifeChoices members have their say on Rice report recommendations.
CommBank tells customers they will foot the $80m bill for regulatory compliance.
Australia should follow Danish approach to pensions to achieve fairer outcomes.
A $10 billion shortfall in super savings is expanding, according to new research.
Pension and superannuation systems ‘favour wealthy, home-owning retirees’.
Several changes to super introduced in recent Budgets are about to kick off on 1 ...
Superannuation funds will be forced to offer lifetime income streams to members.
Two months of losses reversed by superannuation funds as shares pile on the fat.
There is a view that forcing retirees to buy annuities will wean them off the ...
New plan to make it easier to switch your superannuation fund.
Recent retirees will be allowed to boost their superannuation balances.
The Federal Budget has fiddled with super every year for the past nine years.
The new board to oversee complaints about superannuation has been named.
Less red tape, more flexibility expected after overhaul.
Australian super funds suffer second monthly decline in returns but there's still good news.
Grattan Institute argues against increasing the superannuation guarantee.
Lynne Dorney describes financial literacy as a minefield and has asked us for help.
Why you need the YourLifeChoices RetirePlanner™ tool.
Centrelink uses a glad bag of rules when assessing super: Here are some of them.
Super funds need more access to members’ financial data, says expert.
Super fund holders look for ways to subvert a shaky share market.
The next cash rate hike will come as a shock, says RBA boss.
Despite Government bullying, industry superannuation funds still outdo bank rivals.
Former PM issues warning on ramifications for funds.
From 1 July, new rules will incentivise Australians aged over 65 to grow their super.
Expert analyses the pros and cons of lifting the preservation age.
We grill the Greens on pension eligibility, super and rising energy and healthcare costs.
Minister tells retirees to save more while taking swipe at superannuation chiefs.
The battle for the hearts and minds of retirees has already begun.
Politicians have avoided talking about Age Pensioners, so we asked them to speak up.
As you near retirement, you need to think carefully about how to draw on your ...
The franking credits fiasco has become more complicated than necessary.
February delivers negative return but long-term performance still positive.
Kaye talks to ABC News Radio about the challenges faced by female retirees.
How to overcome fear of running out of money when you retire.
The Grattan Institute says governments are to blame for 'poisonous' politics of housing.
Handing tax office power to rule on early access to super ‘will cut red tape’.
The share market slide may have been costly for super but the long term looks ...
Superannuation system still failing Australia’s poorest: Grattan.
The Grattan Institute says compulsory super increases should be put on hold.
Super fund members told to sit tight for share market recovery.
Australia's superannuation market is the world’s fastest growing system.
Many retire as soon as they hit retirement age, but is there a better way?
Industry super funds continue to outperform retail funds and the gap is widening.
Fraud and financial misconduct has cost Australian SMSF owners up to $103 billion.
Changes to the Age Pension rules are having a detrimental effect on retirees.
Super fund managers spend more of your savings on operation costs.
Kaye joins Macquarie Radio to discuss why retirees are worried their money won't last.
Calculate whether your super and pensions will deliver your desired lifestyle
There has been a rapid increase in the number of Australians dipping into super early.
Expert advice on how to make your funds go further
ASIC is encouraging Australians to start the New Year by setting financial goals.
Women and young migrants are easing the burden on Australia’s pension system.
Super fund returns may hit double digits, but don’t become complacent.
Putting extra super away now will accelerate your nest egg’s growth
There are rumblings that we could see bitcoin used for retirement accounts.
Super funds in default mode outperform SMSF – and I’m happy.
Deferred super changes ‘exactly the wrong model’, says expert.
You can save less, retire early and still have enough for a comfortable retirement.
Super funds put on notice to enhance performance or quit the industry.
Women retire with $113,000 less super than men.
Australia’s richest get together to ‘scheme’ for your super.
Older workers to suffer from new insurance pricing policy.
Money talks essential before you tie the knot second time around.
The system is broken and a big group of retirees are suffering.
SelectingSuper has announced the Super Fund of the Year for 2017.
Australia’s top super funds reporting massive windfalls due to bullish market.
Super reforms appear to have better served the financial sector than fund members.
Roaring trade on the stock exchange has boosted superannuation balances.
Four tips to stop your super earnings falling into a fund manager’s hands
ASIC will appoint an external expert to review super costs and fees.
Report compares the pension systems of 12 countries.
Retirement affordability requires a full understanding of your entitlements.
Living longer than previous generations comes at a price.
Recent price increases, especially in energy, have hit all Australians hard.
The most current and relevant expenditure guidelines available for Australian retirees.
The ‘big picture’ of retirement reveals there are about 4.35 million retirees in Australia.
As Australia’s super system matures, workers will retire with larger balances.
Super funds have enjoyed a steady start to the new financial year.
Peter Costello calls on the Government to take control of default super.
Unions, company directors and consumer groups worried about super changes.
Report reveals the super funds that charge high fees and deliver low returns.
Older Australians are much wealthier than they were 12 years ago.
One in four Australians have claims to more than $18 billion in superannuation.
The introduction of new disclosure laws risks muddying the superannuation waters.
The type of household debt in Australia may change, but the amount stays the same.
Individual retirees could lose as much as $270,000 as a result of super wipeout.
The Government has revived its push to change industry super funds.
The taxman has many ways of extracting a share of your super.
Plan to align superannuation guarantee payments to the wage cycle.
Your superannuation savings could be the golden goose for organise crime.
David Williams explains how to manage your longevity.
How to carve up super when a relationship breaks down is becoming a big issue.
The CBA share price slide is eroding the life savings of millions of Australian retirees.
Government boosts ATO’s powers to recover unpaid superannuation from dodgy employers.
ASIC implements reforms aimed at improving access to superannuation information.
The performance gap between industry and retail superannuation funds is widening.
Australians are underprepared for retirement according to new figures.
Noel Whittaker explains how self-managed super funds work.
Industry super funds have attacked proposals that may favour bank-owned funds.
Most Australians believe they will fall short of the amount needed for retirement.
Are you ready to retire? Leon discusses the five golden rules of retirement preparation.
The latest HILDA survey reveals a trend that may threaten the retirement income system.
Australians are raiding their super in record numbers to pay for medical procedures.
Beware governments bearing superannuation gifts for downsizers.
The Federal Government has announced an overhaul of laws governing super funds.
Australian super funds deposit $140 billion into the retirement kitty.
Avoiding these savings sins may help you regain the upper hand.
Some super funds falling short of their public disclosure requirements.
ASIC finds some super funds have inappropriate default settings.
The need to provide for a longer retirement has become more critical than ever.
The 1 July changes to super are just days away, so what do you need ...
The top 10 performing super funds are set to end the financial year on a ...
Many Australians are forced into retirement so delaying access to super makes no sense.
A paper has debunked claims that a $1m super balance is the only way ...
The latest share market dip could mean trouble for Australians looking to retire soon.
The Superannuation Complaints Tribunal has its funding halved.
Keep more money in your pocket with these end of financial year savings tips.
How does Australia’s superannuation system compare with the rest of the world?
According to peak super body, many people don’t get to choose when they retire.
Find out how the super changes will affect you from 1 July 2017.
The three retirement risks all Australians need to address.
The Australia Institute has calculated how much the bank levy will cost if it’s passed ...
AustralianSuper begins voting against senior directors on all-male boards.
Plans are still afoot to increase the Age Pension qualifying age.
Australian superannuants have reason to be pleased with their super fund returns.
Upset millionaire seemingly seeks his revenge on Financial Services Minister.
Older Australians are taking control and acting to save their own retirements.
Understanding whether your super is assessed as income or an asset is vital.
New products allow investors to be more active in their superannuation.
Super laws change on 1 July – do you know how it will affect your ...
There are sound reasons to consider combining your superannuation balances.
Super laws change on 1 July and they may still effect your retirement income.
Super laws change on 1 July – do you have to review your retirement plans?
What happens to your super when you die isn't something most people consider.
Since super and Age Pension changes, older Australians are deserting the Coalition.
Ben is unsure how lost super will affect his Age Pension
How can you make the most of super and your retirement income?
New report suggests ways to address proliferation of multiple super accounts.
Scott Pape: you don’t need $1 million for a successful retirement.
APRA has issued a warning to underperforming super funds.
The myth that the Age Pension is unaffordable and unsustainable is simply not true.
The rate of home ownership is declining so fast that it threatens to undermine the ...
The pros and cons of allowing people early access to super to buy a home.
New package could encourage older Australians to sell the family home.
Seven out of 10 Australians do not trust banks to manage their super.
Super changes create a potential risk for those making the maximum top-up.
Kaye shares five basic rules for reviewing your retirement savings or income.
Want to know how well super has performed so far this year?
Bernie Fraser delivers his long-awaited superannuation governance review.
More than half of working Australians are not retirement-ready at all.
Australians aspiring to live a comfortable retirement may need to get real about super.
Noel Whittaker looks at what action you should take to protect your retirement savings.
Thousands of Australians’ super accounts have been short-changed by employers.
If you’re struggling with money, accessing super may seem the ideal solution.
Australians will retire later with insufficient superannuation balances.
Come and meet the YourLifeChoices team and our expert commentators.
SuperRatings releases its report on the top ten performing funds for 2016.
Five tips to help you take control of your finances.
We show you how to get an idea of long your super will last.
When it comes to superannuation, you can never know too much.
The Government is making a grab for 100,000 lost super accounts.
The Age Pension was introduced as a right for all – never a handout.
A new report highlights that workers were underpaid the superannuation due to them.
The Government’s superannuation reform package clears Parliament.
Bill Shorten discusses how superannuation investments could better benefit the nation.
Claims that seniors are rorting tax and screwing younger generations.
Should super top ups be scrapped in favour of an Age Pension or rent assistance ...
Most Australians are concerned that they will not have enough money to retire.
Many Australians are confused by the Federal Government’s proposed super changes.
Federal Labor to put forward a proposal that would see steeper cuts to super concessions.
ASIC report into life insurance finds TPD claims more likely to be denied.
The High Court rejected the bid of four retired politicians to claim larger retirement pensions.
Have you ever wondered why some super funds outperform others?
The dream of home ownership is all but dead for those over 45.
A new report claims that super’s importance to retirement savings is ‘overblown’.
SMSFs are often seen as a means to having more control over your retirement savings. ...
Policy needs to look beyond super to address retirement income issues.
By choosing the wrong super fund, people in their 50s could lose $100,000.
Around 46 per cent of Australians don’t know how their super is invested.
Simplified and concise information on retirement and the Age Pension.
Now is the time to let your thoughts be known on superannuation changes.
When considering a transition to retirement strategy, what should your focus be?
Scrapping the $500,000 lifetime cap will only benefit rich Australians.
Treasurer Scott Morrison announces further changes to superannuation.
Mr Morrison says super changes are vital for a sustainable super system.
Super changes must happen if there’s any hope of saving budget.
How long your super will last is a major retirement concern.
43 percent of Australians aged between 51 and 65 have more than one super fund. ...
You should be aware of how the super changes will affect your retirement income.
It's never too late to make a difference to your super balance.
From 1 January 2017, the asset thresholds and taper rate that apply to the Age ...
The only way to evaluate if your ready to retire is to take charge.
How much do you know about your super fund?
New research has found that the expenditure levels for most retirees is similar.
Labor has offered a compromise on the Government’s proposed super measures.
Does the current proposal to enshrine super's purpose go far enough?
Director of CEPAR, John Piggott, shares his point of view on retirement.
Treasurer Scott Morrison sheds more light on ‘life event’ super cap exemptions.
Westpac’s head of wealth management says super needs to be fixed now.
Midlife education could be the key to improving the quality of life for older Australians.
Scott Morrison has confirmed there will be ‘tweaks’ to the Coalition’s super policy.
Baby boomers are claiming lower levels of financial comfort in retirement.
The Federal Government should hold firm on its $1.6 million pension phase cap.
In a few years’ time, a minority of Australians will own a home.
MP will cross floor to vote down the Coalition’s super policy unless changes are made. ...
An Aussie family has been told by their insurer that surgery to save their daughter ...
ACOSS is prepared to fight the Government over proposed welfare changes.
Softening of the proposed superannuation changes may be on the cards
LNP Senator Eric Abetz has lashed out at his party for its handling of super.
Finally, someone at the big end of town sees sense.
The future of super again in doubt due to close Election 2016 result
What happens to debts when you die? Is your family responsible for paying them off? ...
A vote for the LNP was said to be a vote for stability. Well so ...
Labor is being accused of keeping voters in the dark about its plans for superannuation.
Noel Whittaker explains how your transition to retirement strategy might change.
Deeming rate thresholds will change from 1 July 2016
Longer work lives and life expectancy may mean we need to rethink retirement.
Noel Whittaker answers your questions on changes to superannuation.
An increasing number of older Australians are retiring burdened with massive debt.
It’s time to stop beating up older Australians.
Can politicians ever really understand the challenges of retirement?
Under new super limits more Australians will be forced onto the Age Pension, or to ...
There are two competing superannuation proposals on the election platform.
Bill Shorten last night gave his Budget 2016/17 reply speech.
Australians may be relying on an inheritance to fund retirement.
It can be tempting to splurge on living the good life as soon as you ...
43 per cent of Australians believe they can rely on government support.
A weekly budget to live a comfortable retirement is more than you think.
Paying off the mortgage is the new Australian dream.
Imagine outliving your retirement savings by up to 13 years.
Lifestyle expectations have changed over the years.
Starting your retirement doesn’t mean your savings stop growing.
Does $1 million in the bank mean you’re rich?
How much money do you need to fund a comfortable retirement?
There are two ways to review Scott Morrison’s first budget.
How will the Government’s 2016 Budget affect real people?
Here’s why the Treasurer thinks a fairer superannuation system is important.
The reality of Budget 2016/17 is that retirees and pre-retirees will see little or no ...
Has Scott Morrison delivered on his promise to make super fairer?
Tax changes will be the cornerstone of Budget 2016/17.
How does Budget 2016/17 shape up for you?
The Reserve Bank of Australia is tipped to cut the cash rate to a record ...
According to Herb Ellerbock veterans’ superannuation is being unfairly indexed.
Our simple guide explains the different super contributions you can make.
The basic purpose of super is to provide a means to save for retirement.
Big changes to how the Government plans to tax superannuation may be on the way.
This simple guide outlines the basics of superannuation and tax.
Managing your money doesn’t get any easier as you get older, but there are certain ...
If you plan properly, the transition into retirement can be seamless.
Changes to superannuation tax concession will happen but what are they likely to be?
Superannuation tax concessions will be wound back in the May 2016 budget.
Good financial planning is the key to a comfortable retirement.
Homelessness NSW called on government to ban detrimental policy.
The objective of super is to be enshrined in law before the system can be ...
The risk of funding retirement income has well and truly shifted – and now it’s ...
A new report released by the Centre for Independent Studies may have missed the point ...
Three quarters of Australians aged 45 and over dream of retiring early but can’t.
Frustration is mounting over the Government’s lack of clarity on tax plans.
You only need to look around your own suburb to see the ‘for sale’ signs ...
A Senate inquiry into improving the finances of retired women is underway.
TTR strategy should be the focus of the upcoming federal budget.
You don’t need to spend big to show your true feelings.
A retired accountant has discovered the shocking inequity in the current super system.
One in two Australians live payday to payday, with unrealistic expectations of retirement.
It may be worthwhile asking your super fund just how safe is your super.
A recent report shows that older Aussies are becoming increasingly financially comfortable.
Raising the GST may have lost its appeal for Prime Minister Malcolm Turnbull.
Renewable investments outperformed fossil-fuel investments in 2015.
We must ask why our retirement income system is yet to be properly overhauled.
Adam Gee gives us a snapshot of superannuation returns in 2015.
Peter Costello has taken a shot at our superannuation system.
Australian superannuation funds have already posted a 2.5 per cent loss in 2016.
Most Australians are living in unnecessary frugality during retirement.
The 2015 median investment return on balanced super funds was 5.3 per cent.
ISA has called for the May 2015 budget pension changes to be wound back.
Scott Morrison has outlined the government’s vision for a new retirement income system.
When planning your retirement, the idea of a cashing out your superannuation as a lump ...
The fact that many women retire with half as much super as men can’t be ...
Did you know you could start receiving income from your superannuation while you’re still working?
If you're going to handover your life savings to someone, you'll want to know you ...
The Government could save almost $7 billion per year by better targeting super tax.
The RBA claims that an ageing population coupled with low interest rates is a global ...
Women retire with half as much superannuation as men. We need to close this gap.
The claim that super should replace the Age Pension is a porky.
Research suggests $44 billion in retirement savings could be lost over the next 10 years.
The Turnbull Government may now be targeting super tax instead of raising the GST.
Anne wants to know whether it’s too late to consider an SMSF.
What will changes to the defined benefit rules mean to pensions?
Yesterday, former treasurer Joe Hockey said goodbye to a 20-year parliamentary career.
The Government announces support for the Murray Report’s super recommendations.
Super remains a tax-effective means by which to save for retirement.
A Senate Inquiry is reviewing economic security for women in retirement.
Tax concessions that tend to benefit the wealthy may be under threat.
Reap the rewards of breathing new life into your finances.
New legislation should make it easier to claim lost superannuation.
How much income will your super provide and is it enough to meet your lifestyle ...
Financial Services Inquiry head, David Murray, has called for the new PM to rethink super.
Home ownership is vital for income security in retirement says CEDA report.
MoneySmart’s Money Health Check will help you highlight the areas which need urgent attention
The worst day of losses for the Australian sharemarket since the global financial crisis.
Treasurer Joe Hockey will today announce planned income tax cuts.
Major groups are calling on Canberra to stay open-minded about tax reform.
According to the ATO, the average taxpayer receives a refund of $2000.
Interest is calculated on the increasing balance, generating more and more interest.
Why do industry super funds outperform retail?
An Oxfam report shows that coal is not, in fact, good for humanity.
ANZ is offering free financial advice to women with less than $50,000 in super.
Our finance expert Richard Shermon explains the finer points of retirement.
Thousands of Australian residents have seen their pension transfers frozen.
New research shows an increase in people seeking advice when switching super.
YourLifeChoices has 50 useful questions you may wish to ask.
The new financial year is a good time to get back on track.
Up to $7 billion a year could be saved by increasing the super access age ...
Frank has a few questions on how his super might affect his Age Pension.
Super funds will undergo a major shake up after new reforms announced late last night.
Pauline has heard that she may not be entitled to super from her employer.
A failure to understand superannuation rules may be costing you thousands.
Australians are generally happy with the amount of tax they pay.
The rate of approval for early access to superannuation is increasing.
ASFA and Westpac are pushing for limits on tax-free superannuation incomes in retirement.
Retiree spending habits are changing in response to the 2015/16 Budget.
Gaye would like to know if super is a good alternative to a high-interest account.
David Murray has called on the government to overhaul the retirement incomes framework.
Life insurance within and outside of superannuation explained.
Barry is unsure of the process of retiring and advising his SMSF.
No wonder Joe Hockey is looking so happy with himself.
MySuper has been around for almost two years, but do you know how it works?
Peter Costello has warned the government against tinkering with our superannuation system.
Getting the right insurance cover could be more affordable than you think.
Choosing whether to take your super as a lump sum or pension depends on your ...
Generous super concessions remain older Australians’ greatest bugbear.
The Labor party is proposing a change to the contentious super tax breaks
Our quick guide will help you to understand your super better.
Julie is outraged that she is expected to pay additional fees through her super.
The super rich could soon see an end to tax concessions on their superannuation incomes.
Recommendations have been made for a review of eligibility for a part Age Pension.
Australians will have their superannuation made available as a self-funded pension.
The Intergenerational Report has inspired the Treasurer to suggest early access to super.
ASFA is encouraging females to take an hour to sort out their super.
Time is running out if you wish to transfer a UK public service pension benefit.
A new year is a good time to review how insurance premiums may be eroding ...
The Australian dollar falls to a five-year low, but superannuation returns remain steady.
The rich are getting richer and the poor are getting poorer.
Would extra super payments be assessed by Centrelink and affect the Age Pension?
David Murray highlights the urgent need for a major overhaul of the financial advice sector.
David Murray has delivered his Financial Systems Inquiry (FSI) report.
Richard is concerned that he will have to pay back the Age Pension he has ...
An estimated 533,000 women over 65 are living under the poverty line.
Included in the legislation to repeal the mining is changes to the SGC.
Could Jenny use her super to pay out her mortgage and still get an Age ...
How do you know if you’re in the right superannuation fund?
Discover exactly which budget items will take effect today.
The recent returns maybe high, but our super fees are excessive.
The budget fails to address the long term issues confronting longer living older Australians.
The schedule for increasing the superannuation guarantee has been amended.
How much do you know about your super ‘risk profile’ and whether it is right ...
Now is the time for action on our complex and unsustainable taxation system.
2013 showed the highest average superannuation returns since the GFC.
The average age of retirement in Australia for 2012/13 was 53.8 years of age.
Pensions, asset test inclusion, superannuation contributions and GST all in the firing line.
Glen is planning ahead for his retirement and would like to know what is included ...
Half of Australians don’t know what superannuation fees they are paying
Staggeringly, $1 million will not be enough to retire on in the very near future
52 per cent of Australians don’t know what fees they are paying on super accounts.
A new research group is aiming to apply science and logic to superannuation
These five tips from Craig Hall of NICRI can help you make the right super ...
Is there anyone who actively monitors superannuation funds?
How much extra super will you receive after 1 July?
A new type of low fee super account will be available from 1 July
From 1 July 2013 older workers may be eligible to earn more superannuation
What will happen to Tom’s Age Pension if he uses his super to buy a ...
What do you need to know if you’re considering a SMSF
Will Deb's superannuation affect her getting an Age Pension when she reaches 65
The much-hyped changes to superannuation
A new measure will ensure that unclaimed super will go to the Australian Tax Office
A useful calculator is one which helps you determine 'how much will I need?'
Getting caught out paying too much into super can result in a hefty and unexpected ...
Craig Hall of NICRI helps a couple approaching 65 clarifiy their options contributing to their ...
No longer is retirement about giving up work completely, but finding the balance between work ...
The Future of Financial Advice reforms passed the Senate on 20 June 2012.
Sometimes it seems that financial advisers speak a different language.
The Government will make $33.6 billion worth of savings to fund the return to surplus.
An NDIS will fundamentally change the way disability care and support is provided.
The Government will improve access to health care, new hospitals, mental health reforms and e-Health.
The Government has committed $83.5 million to commemorating the ANZACs.
Good news for those receiving Newstart Allowance.
The concession tax rate for high earners is being cut in half.
Changes to the current superannuation policy are due to take effect on 1 July ...
For many women, superannuation and retirement funding is something which is, more often than ...
Hell-bent on getting the balance sheet back in the black, Treasurer Wayne Swan has ...
It is a well-known fact that most Australians are under-funded for their later years, ...
While the rest of the world seems to be losing its head financially, Australia ...
An effective way of reaching your retirement goal
Retirement is a big step which requires careful planning and a considered approach to ...
The earlier you can start planning, the better your chances of meeting your retirement targets.
The Federal Government has announced that it will be abolishing the age limit for superannuation ...
The recent share market plunge will have knocked 3 to 5 percent off super ...
Financial planners often get bad press but that doesn’t mean the whole industry should ...
As the old saying goes, there is nothing surer than death and ...
Australia currently boasts around 435,000 Self Managed Super Funds. Martin Murden provides ...
Thanks to the complex tax regulations which are applied to Australia's superannuation system, making excess contributions is not as difficult as it sounds. Currently, those aged over 50 can contribute $50,000 into superannuation and only the concessional tax rate is applied to this amount. However, as this includes payments ...
With females on average living longer than males, it’s important for women to understand their own finances and the need to fund their retirement. Of course, accumulating enough superannuation to last through retirement is no easy task. Many women now approaching retirement age will not have ...
As of 1 July 2009, the Government implemented changes to superannuation concessions. If you’re still salary sacrificing into your superannuation fund, you need to make sure this is still the best way to maximise your super. The annual cap on concessional superannuation contributions will be ...
The Cooper Review of superannuation was announced in May 2009 as an initiative of the Labor Government intended to scrutinise the way superannuation works and to ‘maximise retirement incomes for Australians’. The Review was conducted in three phases – Governance, Operation and Efficiency, and Structure – and was delivered ...
YOURLifeChoices subscriber Guy, would like to know what effect withdrawing money from his wife’s superannuation would have on his Age Pension. Q. Guy I am a pensioner and I get Centrelink payments as single. My wife will be 60 shortly and ...
Next to your first home purchase, superannuation is one of the most important investment decisions that you will make in their lifetime. Statistics show that with people now living 20 or 30 years in retirement, there is a greater need to ensure sufficient funds are ...
With more than $13 billion in unclaimed super looking for a home, Australians are ...
Hidden behind the budget news is the recommendation, apparently in the finally released Harmer Review and also the Henry review, to increase the age (from 55 to 67) at which super can be accessed. What will this mean? The Harmer Review into pensions and retirement income ...
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