superannuation

The following articles have the tag superannuation

Regulator orders super to shape up

super funds told to prioritise member outcomes

Regulator orders super to shape up

New APRA rules to crackdown on underperforming superannuation funds.

Plan to simplify retirement

Plan to simplify retirement

Plan to simplify retirement

The Federal Government wants to make it easier for people to understand retirement.

Super changes hurting members

Super changes hurting members

Super changes hurting members

Super fund members are the losers of policies providing concessions to the for-profit sector.

Finance complaints body swamped

Complaints about banks have soared

Finance complaints body swamped

New financial misconduct body receives 13,000 calls in first month.

Super fund returns 'may dry up'

Super funds have lost value

Super fund returns 'may dry up'

Super is running out of investments, foreshadowing poorer returns, says funds chief.

2018 super fund of the year

Top-performing funds named, but PC thinks they could do better

2018 super fund of the year

Top super funds announced, but the Productivity Commission thinks they could do better.

Axe taken to super savings

Shares slide hurts super returns

Axe taken to super savings

Super funds on track to return less than two per cent this year after stocks ...

Move to increase economic security

Move to increase economic security

Move to increase economic security

Women fleeing domestic violence will be granted early access to their super.

Average retiree 'needs tax refund'

Average retiree 'needs tax refund'

Average retiree 'needs tax refund'

MPs have been urged not to remove cash refunds for franking credits.

How to tap into your super savings

How to tap into your super savings

How to tap into your super savings

You may be able to draw an income from your superannuation before you retire.

Out of touch with reality

The top end of town is out of touch with retirement: survey

Out of touch with reality

Friday Flash Poll findings reveal that the top end is out of touch with retirement.

Revealing the reality of retirement

Revealing the reality of retirement

Revealing the reality of retirement

Take part in our Friday Flash Poll and reveal the reality retirement.

Ultra-low-fee super on the way

New super fund with low fees

Ultra-low-fee super on the way

New kids on the block set to disrupt traditional super industry.

False view of retirement 'heaven'

Pensioners doing it tough

False view of retirement 'heaven'

Comment: Financial stress in retirement is very real, writes Kaye Fallick.

Retirees living the dream: report

well-off retiree

Retirees living the dream: report

Most retirees are comfortable and can actually save in retirement, report finds.

Should this tax loophole be closed?

Friday Flash Poll: Is shutting this tax loophole long overdue?

Should this tax loophole be closed?

Labor’s unpopular franking credits policy has a new enemy.

How super changes will affect you

Government announces retirement income changes

How super changes will affect you

New super changes address some minor but important issues that affect retirees.

How to manage the retirement years

How to manage the retirement years

How to manage the retirement years

Your super is as good as it’s going to get, now to use those funds ...

The sting in your fund's tail

account-based pensions have higher fees

The sting in your fund's tail

Shop around for better value, superannuation specialist urges.

The 10 best and worst super funds

The 10 best and worst super funds

The 10 best and worst super funds

Online investment adviser Stockspot releases its annual super rankings.

Tribunal braces for 1000 gripes

New complaints body for financial services

Tribunal braces for 1000 gripes

The new superannuation guard dog is ready to bare its teeth.

Jitters strip millions from super

stock market slides

Jitters strip millions from super

For super members, the share plunge could equal the cost of a short, overseas trip.

Levy mooted to fund older Aussies

Elderly to be looked after

Levy mooted to fund older Aussies

Keating calls for levy on wages to fund living costs of the elderly.

Our pension system is B-graded

Australian pension system worsens on global index

Our pension system is B-graded

Rejigged assets test has caused retirement income system to deteriorate: index.

Unpaid super problem getting worse

Unpaid super problem getting worse

Unpaid super problem getting worse

New analysis of ATO data suggests the scourge of unpaid super is getting worse.

Income strategy is always important

Income strategy is always important

Income strategy is always important

Jeff and Marion have a $420,000 super nest egg, but the future looks challenging.

Is your super being maximised?

Is your super being maximised?

Is your super being maximised?

Super rules are changing all the time. Here we tell you what you need to ...

Seniors slugged by super fund fees

Super fund fees rose by 10 per cent last year, reveals finance research group

Seniors slugged by super fund fees

Super fund fees rose by 10 per cent last year, reveals finance research group.

Tax break boosts your super income

Tax break boosts your super income

Tax break boosts your super income

Salary sacrificing easily lowers your tax rate while growing your nest egg.

Female nest eggs set cracking pace

Women retirees sitting pretty

Female nest eggs set cracking pace

Pollster warns super balances not enough for retirement independent of Age Pension.

How to ensure income for life

How to ensure income for life

How to ensure income for life

Can Constrained Couple structure their saving to ensure they don’t run out of money?

Super fund flags withdrawal freeze

fund may withhold savings

Super fund flags withdrawal freeze

Fears of sector meltdown prompt super fund to warn it may sit on members’ savings.

Calls to ban for-profit super funds

Calls to ban for-profit super funds

Calls to ban for-profit super funds

ALP senate candidate urges industry super funds to force companies to pay tax.

Jack and Sue’s retirement makeover

Retirement makeover improves couple's financial situation

Jack and Sue’s retirement makeover

Retirement expert Glenn Smith-Cameron gives Jack and Sue a retirement makeover.

Super fund safeguards sought

super image

Super fund safeguards sought

Minimum balances, better education put on the agenda.

Have your say on super boost

older worker

Have your say on super boost

Chance to tell Treasury what you really think of the work test for superannuation.

Will your retirement income last?

We know your retirement concerns, now here’s the solution …

Will your retirement income last?

Making your money last is the number one retirement concern.

ATO sets its sights on super

Australian Tax Office turning its sights to super

ATO sets its sights on super

The Australian Tax Office is targeting self-managed super funds.

Do you have retirement concerns?

Do you have retirement concerns?

Do you have retirement concerns?

Most retirees are concerned that their savings will not last in retirement.

Your postcode can ruin retirement

Your postcode significantly affects the cost of retirement

Your postcode can ruin retirement

Report shows super funds may be failing members in predicting retirement costs.

Super funds drag feet on gripes

Super funds slow to sign on to new complaints tribunal

Super funds drag feet on gripes

New body for superannuation complaints to go live, but funds go missing.

Best time to open pension account

Best time to open pension account

Best time to open pension account

Timing is everything when it comes to opening a retirement phase pension account.

How to compare super funds

How to compare super funds

How to compare super funds

Super comparison websites can be useful in helping you to compare super funds.

Boomers less reliant on pension

Boomers less reliant on pension

Boomers less reliant on pension

Proportion of older Aussies relying on the pension decreases significantly.

New minister to fix super for all

New minister says he will fix super for all retirees

New minister to fix super for all

New Assistant Treasurer Stuart Robert says he will focus on fixing super for all.

Grandfathered commissions stopped

Grandfathered commissions stopped

Grandfathered commissions stopped

The National Australia Bank announces it will stop taking grandfathered commissions.

Richest man wants your super

super funds want to be lenders

Richest man wants your super

Super chief wants pension funds to lend to business when banks refuse.

Super grows 8 per cent wealthier

Superannuation assets exceed $2.7 trillion barrier

Super grows 8 per cent wealthier

Despite the growth spurt, superannuation fund payouts slide nearly five per cent.

Government’s super plan slammed

Government’s super plan slammed

Government’s super plan slammed

ACTU accuses Government of abandoning women in response to super report.

Finance industry watchdogs savaged

Kenneth Hayne chairs super inquiry

Finance industry watchdogs savaged

Findings of bad behaviour ranging from disappointing to downright shocking.

Bank super funds admit breaches

Superannuation fees eat into savings

Bank super funds admit breaches

Bank-owned super funds tell inquiry they charged fees they knew were illegal.

Super inquiry week one wrap up

Super inquiry week one wrap up

Super inquiry week one wrap up

Bank-owned funds’ bad behaviour exposed in probe.

Are your super fund fees fair?

Fees strip returns

Are your super fund fees fair?

Comparing super fund fees is no easy task if you want to shop around for ...

Top 20 funds really ripping you off

The top 20 super funds that may really be ripping you off

Top 20 funds really ripping you off

Members matter when it comes to claims of high fees charged by super funds.

It’s about to get worse for banks

Royal commission spotlight about to shift to super

It’s about to get worse for banks

The situation may be about to get a lot worse for banks as spotlight shifts ...

Which super funds satisfy most?

Which super funds satisfy most?

Which super funds satisfy most?

Industry super fund members report being more satisfied than retail customers.

A shock to the super system

A shock to the super system

A shock to the super system

Australia’s $2.6 trillion super industry may be in for a shock.

Super funds ‘exploiting’ members

Super funds are ‘exploiting’ members: ASIC chairman

Super funds ‘exploiting’ members

ASIC chairman reminds sector it is built on other people’s money.

Can you trust your super fund?

Mature couple speaking to a banker

Can you trust your super fund?

The next stage of the banking inquiry will reveal if you can trust your super ...

Aussies face 12-year super shortage

Aussies face 12-year super shortage

Aussies face 12-year super shortage

People are seriously underestimating how much money they need to retire.

Super fees likely to increase: APRA

Government moves could lead to super fund premium increase

Super fees likely to increase: APRA

APRA confirms that Government moves could increase super fund fees.

The shift from saving to spending

The shift from saving to spending in retirement

The shift from saving to spending

New superannuation proposals seek to address the fact Australians are living longer.

Future is bright for Aussie super

Super fund members can expect a better second half of 2018

Future is bright for Aussie super

SuperRatings says fund members can expect a much better second half of 2018.

Retirement income plan unnerving

Government’s plan to provide retirement stability is backfiring

Retirement income plan unnerving

Government’s proposed retirement income framework is making Australians nervous.

Know your pension entitlements

Know your pension entitlements

Know your pension entitlements

Here are the latest government updates to help you stay on track.

$700b ‘lost’ in super fees: analyst

$700b ‘lost’ in super fees: analyst

$700b ‘lost’ in super fees: analyst

Regulators not doing their job to control overcharging, says study.

Retirement income unfair for one group

Retirement income unfair for one group

Retirement income unfair for one group

Australia’s system may seem fair, but new research tells another story.

Major banks in trouble over super

Major banks in trouble over super

Major banks in trouble over super

Customers sold super products from staff unauthorised to provide advice.

Super fund blitzes the competition

Super fund outperforming the pack by a significant margin

Super fund blitzes the competition

One Australian super fund is outperforming the pack by a significant margin.

Super funds risking your money

Super funds are gambling with members’ money on risky options

Super funds risking your money

Funds are investing in products like the ones that led to the Global Financial Crisis.

‘Super only doing half its job’

‘Super only doing half its job’

‘Super only doing half its job’

Australia’s super system has reached critical mass, but remains under-developed.

Super scammers target savings

Super scammers target savings

Super scammers target savings

Scammers encouraging people to access their retirement savings early.

Super insurance costs to soar

Super insurance costs to soar

Super insurance costs to soar

Removal of default cover set to have a big impact, accounting firm warns.

Best time to plan for retirement

Best time to plan for retirement

Best time to plan for retirement

Many retire unexpectedly, so the sooner planning for retirement begins, the better.

Aussie super funds bounce back

Aussie super funds bounce back

Aussie super funds bounce back

Super funds bounced back in May despite global tensions shaking the market.

The small super fund beating yours

The small super fund beating yours

The small super fund beating yours

How does this non-industry fund beat other superannuation funds over the long term?

Taxman has last say on super ‘dip’

Taxman to have last say on early release superannuation

Taxman has last say on super ‘dip’

Final say on accessing super early on compassionate grounds will rest with the taxman.

Do I really need $1m to retire?

Do I really need $1 million to retire?

Do I really need $1m to retire?

It’s never too early to start working out how much you need for your retirement.

How responsible is your super?

How responsible is your super?

How responsible is your super?

Responsible Investment Association ranks the most ethical super funds.

Will illness compo affect pension?

Will illness compo affect pension?

Will illness compo affect pension?

Margaret wants to know how a super payment will be assessed.

Worst-performing funds named

List of worst super funds surfaces. Is yours on it?

Worst-performing funds named

Productivity Commission wants to extinguish underperforming super funds.

Super failing retirees: report

Super failing retirees: report

Super failing retirees: report

Superannuation industry labelled an ‘unlucky lottery’.

Your thoughts on assessing the home

YLC members archetype

Your thoughts on assessing the home

YourLifeChoices members have their say on Rice report recommendations.

CBA fee hike an out-and-out gouge

commbank customers

CBA fee hike an out-and-out gouge

CommBank tells customers they will foot the $80m bill for regulatory compliance.

Making a universal pension work

Making a universal pension work

Making a universal pension work

Australia should follow Danish approach to pensions to achieve fairer outcomes.

Industry funds warn of super risk

Industry funds warn of super risk

Industry funds warn of super risk

A $10 billion shortfall in super savings is expanding, according to new research.

Assess home for pension: expert

Assess home for pension: expert

Assess home for pension: expert

Pension and superannuation systems ‘favour wealthy, home-owning retirees’.

Superannuation changes from 1 July

Explained … the changes to super rules from 1 July

Superannuation changes from 1 July

Several changes to super introduced in recent Budgets are about to kick off on 1 ...

Planned change to pension revealed

Planned change to pension revealed

Planned change to pension revealed

Superannuation funds will be forced to offer lifetime income streams to members.

Super funds return to riches

Super funds return to riches

Super funds return to riches

Two months of losses reversed by superannuation funds as shares pile on the fat.

Budgeting for lifelong income

Budgeting for lifelong income

Budgeting for lifelong income

There is a view that forcing retirees to buy annuities will wean them off the ...

Super work exemption test

Federal Budget 2018: One-year exemption from work test

Super work exemption test

Recent retirees will be allowed to boost their superannuation balances.

Move to cap excessive super fees

Federal Budget 2018: Moves to cap excessive super fees

Move to cap excessive super fees

New plan to make it easier to switch your superannuation fund.

Time to leave super alone?

businessman backing off

Time to leave super alone?

The Federal Budget has fiddled with super every year for the past nine years.

Financial tribunal gets the nod

Financial tribunal gets the nod

Financial tribunal gets the nod

The new board to oversee complaints about superannuation has been named.

Super fund rules revised

Super fund rules revised

Super fund rules revised

Less red tape, more flexibility expected after overhaul.

Super slump continues

Australian super funds suffer second monthly decline in returns

Super slump continues

Australian super funds suffer second monthly decline in returns but there's still good news.

Is super guarantee hike a mistake?

Is super guarantee hike a mistake?

Is super guarantee hike a mistake?

Grattan Institute argues against increasing the superannuation guarantee.

Financial literacy is a minefield

Financial literacy is a minefield – I need superannuation 101!

Financial literacy is a minefield

Lynne Dorney describes financial literacy as a minefield and has asked us for help.

YourLifeChoices RetirePlanner™

Pension and super rules are complex, but help is available

YourLifeChoices RetirePlanner™

Why you need the YourLifeChoices RetirePlanner™ tool.

How Centrelink assesses your super

How Centrelink assesses your super

How Centrelink assesses your super

Centrelink uses a glad bag of rules when assessing super: Here are some of them.

Could your fund perform better?

Could your fund perform better?

Could your fund perform better?

Super funds need more access to members’ financial data, says expert.

Super shocked by shaky market

Super funds shocked by shaky share market

Super shocked by shaky market

Super fund holders look for ways to subvert a shaky share market.

Next RBA rate hike will shock

RBA's 'shocking' impending rate hike may be a boon for retirees

Next RBA rate hike will shock

The next cash rate hike will come as a shock, says RBA boss.

Industry super funds rule league

Industry funds beat for-profit super managers again

Industry super funds rule league

Despite Government bullying, industry superannuation funds still outdo bank rivals.

Property slump worries for super

Property slump worries for super

Property slump worries for super

Former PM issues warning on ramifications for funds.

Beginner’s guide: downsizing rules

Beginner’s guide: downsizing rules

Beginner’s guide: downsizing rules

From 1 July, new rules will incentivise Australians aged over 65 to grow their super.

Not such a super idea

Not such a super idea

Not such a super idea

Expert analyses the pros and cons of lifting the preservation age.

Greens talk pension and retirement

Greens talk pension and retirement

Greens talk pension and retirement

We grill the Greens on pension eligibility, super and rising energy and healthcare costs.

Minister lashes out at super funds

Minister says Aussies need to save more for retirement

Minister lashes out at super funds

Minister tells retirees to save more while taking swipe at superannuation chiefs.

Government woos older Australians

Government woos older Australians

Government woos older Australians

The battle for the hearts and minds of retirees has already begun.

Politicians’ views on Age Pension

Politicians’ views on Age Pension

Politicians’ views on Age Pension

Politicians have avoided talking about Age Pensioners, so we asked them to speak up.

Beginners’ Guide: super funds

Beginners’ Guide: super funds

Beginners’ Guide: super funds

As you near retirement, you need to think carefully about how to draw on your ...

Experts explain franking credits

australian stock exchange screen

Experts explain franking credits

The franking credits fiasco has become more complicated than necessary.

The risk in switching super funds

Super fund members warned about the dangers of switching

The risk in switching super funds

February delivers negative return but long-term performance still positive.

Super disadvantages and solutions

Kaye discusses the life-course disadvantages of super

Super disadvantages and solutions

Kaye talks to ABC News Radio about the challenges faced by female retirees.

Coping on the smell of an oily rag

Coping on the smell of an oily rag

Coping on the smell of an oily rag

How to overcome fear of running out of money when you retire.

Govt to blame for housing crisis

Government to blame for housing crisis: Grattan Institute

Govt to blame for housing crisis

The Grattan Institute says governments are to blame for 'poisonous' politics of housing.

Super red tape to be slashed

Super red tape to be slashed

Super red tape to be slashed

Handing tax office power to rule on early access to super ‘will cut red tape’.

Super members stripped of $3300

Market slide cost some super members $3300

Super members stripped of $3300

The share market slide may have been costly for super but the long term looks ...

Tax breaks could make super worse

Tax breaks could make super worse

Tax breaks could make super worse

Superannuation system still failing Australia’s poorest: Grattan.

Should the Age Pension increase?

Should the Age Pension increase?

Should the Age Pension increase?

The Grattan Institute says compulsory super increases should be put on hold.

Don’t panic over share losses

Don’t panic over share losses

Don’t panic over share losses

Super fund members told to sit tight for share market recovery.

Aussie super assets grow fastest

Aussie super assets grow fastest

Aussie super assets grow fastest

Australia's superannuation market is the world’s fastest growing system.

How to time your retirement

How to time your retirement

How to time your retirement

Many retire as soon as they hit retirement age, but is there a better way?

How is your super fund stacking up?

How is your super fund stacking up?

How is your super fund stacking up?

Industry super funds continue to outperform retail funds and the gap is widening.

Financial fraud costs super $103b

Financial fraud and misconduct costing SMSF owners $103 billion

Financial fraud costs super $103b

Fraud and financial misconduct has cost Australian SMSF owners up to $103 billion.

Assets test changes ruining retirement?

Are Age Pension changes ruining your retirement?

Assets test changes ruining retirement?

Changes to the Age Pension rules are having a detrimental effect on retirees.

Aussie super costliest in world

Aussie superannuation management the world’s costliest

Aussie super costliest in world

Super fund managers spend more of your savings on operation costs.

Will your money last in retirement?

Will your money last in retirement?

Will your money last in retirement?

Kaye joins Macquarie Radio to discuss why retirees are worried their money won't last.

Set your dream retirement nest egg

Set your dream retirement nest egg

Set your dream retirement nest egg

Calculate whether your super and pensions will deliver your desired lifestyle

Why Aussies raid their super early

Why Aussies raid their super early

Why Aussies raid their super early

There has been a rapid increase in the number of Australians dipping into super early.

How to have a tax-free retirement

How to have a tax-free retirement

How to have a tax-free retirement

Expert advice on how to make your funds go further

Set your financial goals for 2018

Set your financial goals for 2018

Set your financial goals for 2018

ASIC is encouraging Australians to start the New Year by setting financial goals.

Immigration may save your pension

Young migrants and women easing Age Pension burden

Immigration may save your pension

Women and young migrants are easing the burden on Australia’s pension system.

Ensure your fund is fighting fit

Super funds may be returning generously, but don’t become complacent

Ensure your fund is fighting fit

Super fund returns may hit double digits, but don’t become complacent.

How to supercharge your super savings

How to supercharge your super savings

How to supercharge your super savings

Putting extra super away now will accelerate your nest egg’s growth

Could Bitcoin save your retirement?

Could Bitcoin save your retirement?

Could Bitcoin save your retirement?

There are rumblings that we could see bitcoin used for retirement accounts.

SMSF and why my balance is zero

SMSF and why my balance is zero

SMSF and why my balance is zero

Super funds in default mode outperform SMSF – and I’m happy.

Proposed super changes shelved

Proposed super changes shelved

Proposed super changes shelved

Deferred super changes ‘exactly the wrong model’, says expert.

The retirement income sweet spot

Super experts believe they’ve found the retirement income sweet spot

The retirement income sweet spot

You can save less, retire early and still have enough for a comfortable retirement.

Noose tightens on super funds

Noose tightens on super funds

Noose tightens on super funds

Super funds put on notice to enhance performance or quit the industry.

Superannuation system fails women

Superannuation system fails women

Superannuation system fails women

Women retire with $113,000 less super than men.

Big business is after your super

Should we give Australian businesses access to our super?

Big business is after your super

Australia’s richest get together to ‘scheme’ for your super.

Fund launches aged-based pricing

Fund launches aged-based pricing

Fund launches aged-based pricing

Older workers to suffer from new insurance pricing policy.

Don’t get hitched to disaster

Don’t get hitched to disaster

Don’t get hitched to disaster

Money talks essential before you tie the knot second time around.

Happy retirement a fantasy for many

Happy retirement a fantasy for many

Happy retirement a fantasy for many

The system is broken and a big group of retirees are suffering.

Super fund of the year revealed

The Rainmaker SelectingSuper Super Fund of the Year

Super fund of the year revealed

SelectingSuper has announced the Super Fund of the Year for 2017.

Massive windfall for super funds

Massive windfall for super funds

Massive windfall for super funds

Australia’s top super funds reporting massive windfalls due to bullish market.

Could we nationalise our super?

Could we nationalise our super?

Could we nationalise our super?

Super reforms appear to have better served the financial sector than fund members.

Your super just made you wealthier

Your super just made you wealthier

Your super just made you wealthier

Roaring trade on the stock exchange has boosted superannuation balances.

Four tips to protect your super

Four tips to protect your super

Four tips to protect your super

Four tips to stop your super earnings falling into a fund manager’s hands

ASIC backflips on super regulations

ASIC backflips on new super transparency regulations

ASIC backflips on super regulations

ASIC will appoint an external expert to review super costs and fees.

How does our pension system rate?

How does our pension system rate?

How does our pension system rate?

Report compares the pension systems of 12 countries.

Government entitlements update

Government entitlements update

Government entitlements update

Retirement affordability requires a full understanding of your entitlements.

How your spending will change

How your spending will change

How your spending will change

Living longer than previous generations comes at a price.

How price hikes affect your tribe

How price hikes affect your tribe

How price hikes affect your tribe

Recent price increases, especially in energy, have hit all Australians hard.

How much are you spending?

Retirement Affordability Index

How much are you spending?

The most current and relevant expenditure guidelines available for Australian retirees.

A tale of three retirements

A tale of three retirements

A tale of three retirements

The ‘big picture’ of retirement reveals there are about 4.35 million retirees in Australia.

The landscape of retirement

retriees

The landscape of retirement

As Australia’s super system matures, workers will retire with larger balances.

September quarter super returns

super fund returns graph

September quarter super returns

Super funds have enjoyed a steady start to the new financial year.

Should Govt manage default super?

Peter Costello calls for Government control of default super

Should Govt manage default super?

Peter Costello calls on the Government to take control of default super.

Proposed super changes go too far

Proposed super changes go too far

Proposed super changes go too far

Unions, company directors and consumer groups worried about super changes.

Is your fund ‘stealing’ from you?

Stockspot releases its annual Fat Cat Funds Report

Is your fund ‘stealing’ from you?

Report reveals the super funds that charge high fees and deliver low returns.

Property helping older Aussies

Property gains spark inequality claims

Property helping older Aussies

Older Australians are much wealthier than they were 12 years ago.

$18 billion superannuation bonanza

$18 billion superannuation bonanza

$18 billion superannuation bonanza

One in four Australians have claims to more than $18 billion in superannuation.

Calls to clean up super fee-asco

Calls to clean up super fee-asco

Calls to clean up super fee-asco

The introduction of new disclosure laws risks muddying the superannuation waters.

Debt, super, Age Pension all linked

stephen kinsella

Debt, super, Age Pension all linked

The type of household debt in Australia may change, but the amount stays the same.

$100 billion nixed from nest eggs

match burning hundred dollar note

$100 billion nixed from nest eggs

Individual retirees could lose as much as $270,000 as a result of super wipeout.

Govt attacks industry super again

Govt attacks industry super again

Govt attacks industry super again

The Government has revived its push to change industry super funds.

Super tax carve-up explained

superannuation tax

Super tax carve-up explained

The taxman has many ways of extracting a share of your super.

Is this the fix for unpaid super?

Is this the fix for unpaid super?

Is this the fix for unpaid super?

Plan to align superannuation guarantee payments to the wage cycle.

Hackers now targeting your super

Superannuation savings being targeted by organised crime gangs

Hackers now targeting your super

Your superannuation savings could be the golden goose for organise crime.

The three chapters of retirement

The three chapters of retirement

The three chapters of retirement

David Williams explains how to manage your longevity.

Superannuation and break-ups

fight over super

Superannuation and break-ups

How to carve up super when a relationship breaks down is becoming a big issue.

CBA share slide eats into super

older couple reviewing super

CBA share slide eats into super

The CBA share price slide is eroding the life savings of millions of Australian retirees.

Govt cracks down on unpaid super

Govt cracks down on unpaid super

Govt cracks down on unpaid super

Government boosts ATO’s powers to recover unpaid superannuation from dodgy employers.

ASIC making super fees transparent

ASIC making super fees transparent

ASIC making super fees transparent

ASIC implements reforms aimed at improving access to superannuation information.

Industry super funds still the best

Industry super funds still the best

Industry super funds still the best

The performance gap between industry and retail superannuation funds is widening.

Aussies in the dark over super

Aussies in the dark over super

Aussies in the dark over super

Australians are underprepared for retirement according to new figures.

Should you start your own SMSF?

Should you start your own SMSF?

Should you start your own SMSF?

Noel Whittaker explains how self-managed super funds work.

Another round of super reforms?

helan rowell

Another round of super reforms?

Industry super funds have attacked proposals that may favour bank-owned funds.

Retirement income concerns rise

Retirement money concerns rise

Retirement income concerns rise

Most Australians believe they will fall short of the amount needed for retirement.

Golden rules of early retirement

early retirement

Golden rules of early retirement

Are you ready to retire? Leon discusses the five golden rules of retirement preparation.

HILDA shows threat to Age Pension

young family in debt

HILDA shows threat to Age Pension

The latest HILDA survey reveals a trend that may threaten the retirement income system.

Australians raid early-release super

Australians raid early-release super

Australians raid early-release super

Australians are raiding their super in record numbers to pay for medical procedures.

Downsides to downsizing

Downsides to downsizing

Downsides to downsizing

Beware governments bearing superannuation gifts for downsizers.

Superannuation fund law overhaul

Superannuation fund law overhaul

Superannuation fund law overhaul

The Federal Government has announced an overhaul of laws governing super funds.

Super funds deliver $140b windfall

Australian super funds enjoy the strongest returns in four years

Super funds deliver $140b windfall

Australian super funds deposit $140 billion into the retirement kitty.

Six sins of saving

Jar of retirement savings coins beside an alarm clock

Six sins of saving

Avoiding these savings sins may help you regain the upper hand.

What is your super fund hiding?

Some super funds falling short of their public disclosure requirements

What is your super fund hiding?

Some super funds falling short of their public disclosure requirements.

Are super savings going up in smoke?

Are super savings going up in smoke?

Are super savings going up in smoke?

ASIC finds some super funds have inappropriate default settings.

Layered approach for retirement income

middle aged couple planning retirement

Layered approach for retirement income

The need to provide for a longer retirement has become more critical than ever.

Time to review your super?

time for review salary scarifice

Time to review your super?

The 1 July changes to super are just days away, so what do you need ...

Super set to end the year on a high

Australian money, calculator and notepad

Super set to end the year on a high

The top 10 performing super funds are set to end the financial year on a ...

The truth about retirement

The truth about retirement

The truth about retirement

Many Australians are forced into retirement so delaying access to super makes no sense.

$1m retirement income mumbo jumbo

$1m retirement income mumbo jumbo

$1m retirement income mumbo jumbo

A paper has debunked claims that a $1m super balance is the only way ...

What will happen to your super?

What will happen to your super?

What will happen to your super?

The latest share market dip could mean trouble for Australians looking to retire soon.

Super Ombudsman funding cut

Super Ombudsman funding cut

Super Ombudsman funding cut

The Superannuation Complaints Tribunal has its funding halved.

Five EOFY saving opportunities

Five EOFY saving opportunities

Five EOFY saving opportunities

Keep more money in your pocket with these end of financial year savings tips.

Is our super system working?

Is Australia’s superannuation system working?

Is our super system working?

How does Australia’s superannuation system compare with the rest of the world?

Concerns over pension age push

Increasing pension age to 70 will hurt older workers: AIST

Concerns over pension age push

According to peak super body, many people don’t get to choose when they retire.

Super changes simplified

Superannuation: how the changes will affect you

Super changes simplified

Find out how the super changes will affect you from 1 July 2017.

Understanding key retirement risks

Understanding key retirement risks

Understanding key retirement risks

The three retirement risks all Australians need to address.

How much will the bank levy cost you?

australian money and a calculator

How much will the bank levy cost you?

The Australia Institute has calculated how much the bank levy will cost if it’s passed ...

Is your super a gender issue?

Is your super a gender issue?

Is your super a gender issue?

AustralianSuper begins voting against senior directors on all-male boards.

Should you have to work until 70?

Tired older worker at desk

Should you have to work until 70?

Plans are still afoot to increase the Age Pension qualifying age.

Have your super returns soared?

Global volatility not enough to stop super fund returns from soaring

Have your super returns soared?

Australian superannuants have reason to be pleased with their super fund returns.

Super changes lead to Liberal unrest

Super changes lead to Liberal unrest

Super changes lead to Liberal unrest

Upset millionaire seemingly seeks his revenge on Financial Services Minister.

Retirees seeking financial advice

More older Australians seeking financial advice

Retirees seeking financial advice

Older Australians are taking control and acting to save their own retirements.

Super and the Age Pension

Super and the Age Pension

Super and the Age Pension

Understanding whether your super is assessed as income or an asset is vital.

How to take control of your super

How to take control of your super

How to take control of your super

New products allow investors to be more active in their superannuation.

Still working and saving?

Still working and saving? What super changes mean for you

Still working and saving?

Super laws change on 1 July – do you know how it will affect your ...

Should you consolidate your super?

Should you consolidate your super?

Should you consolidate your super?

There are sound reasons to consider combining your superannuation balances.

Already retired?

Retired couple looking over their garden fence

Already retired?

Super laws change on 1 July and they may still effect your retirement income.

Planning retirement?

Planning retirement? What the changes to super mean for you

Planning retirement?

Super laws change on 1 July – do you have to review your retirement plans?

Who should benefit from your super?

Who should benefit from your super?

Who should benefit from your super?

What happens to your super when you die isn't something most people consider.

Older Australians deserting the PM

Older Australians are deserting the Coalition

Older Australians deserting the PM

Since super and Age Pension changes, older Australians are deserting the Coalition.

Lost super and the Age Pension

Finding lost super: how it affects your Age Pension

Lost super and the Age Pension

Ben is unsure how lost super will affect his Age Pension

How long will your superannuation last?

Superannuation: how can you make yours last longer?

How long will your superannuation last?

How can you make the most of super and your retirement income?

Streamlining default super funds

man putting golden eggs into one nest

Streamlining default super funds

New report suggests ways to address proliferation of multiple super accounts.

Busting the $1million super myth

scott pape

Busting the $1million super myth

Scott Pape: you don’t need $1 million for a successful retirement.

Will APRA target your super fund?

Helen Rowell from APRA has put underperforming super funds on notice

Will APRA target your super fund?

APRA has issued a warning to underperforming super funds.

Geez Louise, here we go again

Geez Louise, here we go again

Geez Louise, here we go again

The myth that the Age Pension is unaffordable and unsustainable is simply not true.

Retirement system under threat

Declining home ownership threatens retirement system

Retirement system under threat

The rate of home ownership is declining so fast that it threatens to undermine the ...

Could super be used to buy a home?

Should Australians be able to access super to buy a house?

Could super be used to buy a home?

The pros and cons of allowing people early access to super to buy a home.

Could retirees cash in with new rules?

New package could incentivise older Australians to sell the family home

Could retirees cash in with new rules?

New package could encourage older Australians to sell the family home.

Aussies don’t trust banks with super

Australians do not trust banks to manage their super

Aussies don’t trust banks with super

Seven out of 10 Australians do not trust banks to manage their super.

Avoid this classic super error

Beware the super-spruiker promising worry-free wealth

Avoid this classic super error

Super changes create a potential risk for those making the maximum top-up.

Five rules of retirement

The five rules of retirement

Five rules of retirement

Kaye shares five basic rules for reviewing your retirement savings or income.

The 2017 early super return report

Tree with super returns growing

The 2017 early super return report

Want to know how well super has performed so far this year?

Mr Fraser: super model not broken

Bernie Fraser supports the status quo, saying model “not broken”

Mr Fraser: super model not broken

Bernie Fraser delivers his long-awaited superannuation governance review.

Busting the biggest retirement myth

It’s time to bust the worst retirement myth of all

Busting the biggest retirement myth

More than half of working Australians are not retirement-ready at all.

Missing the point on super

Should the Government raise compulsory super contributions?

Missing the point on super

Australians aspiring to live a comfortable retirement may need to get real about super.

Recession proofing your retirement

What should you do to protect your retirement savings?

Recession proofing your retirement

Noel Whittaker looks at what action you should take to protect your retirement savings.

The big super rip off

Thousands of Australians are missing money from their super accounts

The big super rip off

Thousands of Australians’ super accounts have been short-changed by employers.

Tempted to raid your super?

Mature couple at home assessing finances

Tempted to raid your super?

If you’re struggling with money, accessing super may seem the ideal solution.

Not enough money for retirement

Lack of retirement funds forcing later retirement

Not enough money for retirement

Australians will retire later with insufficient superannuation balances.

Come and meet the team

Bootcamp image

Come and meet the team

Come and meet the YourLifeChoices team and our expert commentators.

Early retirement checklist

Thinking about retiring? Use this checklist to find out if you’re really ready

Early retirement checklist

Are you thinking about retiring soon? Here’s a checklist to help you decide if you’re ...

Is your super fund in the top 10?

SuperRatings releases its top 10 superannuation funds

Is your super fund in the top 10?

SuperRatings releases its report on the top ten performing funds for 2016.

Five steps to a better financial future

woman putting money in her back pocket

Five steps to a better financial future

Five tips to help you take control of your finances.

How long will your super last?

How long will your super last?

How long will your super last?

We show you how to get an idea of long your super will last.

The A to Z of super

Our A–Z of super will help you to understand your retirement savings

The A to Z of super

When it comes to superannuation, you can never know too much.

Government’s $220m super grab

Government to make a $220 million grab for lost super

Government’s $220m super grab

The Government is making a grab for 100,000 lost super accounts.

Age Pension meaning changes

Since when was the Age Pension a handout?

Age Pension meaning changes

The Age Pension was introduced as a right for all – never a handout.

Workers missing super payments

Worker on site not paid superannuation

Workers missing super payments

A new report highlights that workers were underpaid the superannuation due to them.

Super changes are now law

Government super reform package clears Parliament

Super changes are now law

The Government’s superannuation reform package clears Parliament.

Could super be better invested?

Bill Shorten talks about a better future for superannuation

Could super be better invested?

Bill Shorten discusses how superannuation investments could better benefit the nation.

Who’s really getting screwed?

Senior bashing has become the new media sport

Who’s really getting screwed?

Claims that seniors are rorting tax and screwing younger generations.

Age Pension boost or super top up?

Age Pension boost or super top ups? Which would help pensioners more?

Age Pension boost or super top up?

Should super top ups be scrapped in favour of an Age Pension or rent assistance ...

Do you have enough for retirement?

Three in five Australians will not have enough money to retire

Do you have enough for retirement?

Most Australians are concerned that they will not have enough money to retire.

Super changes, super confusing

Super changes revealed to be confusing for many

Super changes, super confusing

Many Australians are confused by the Federal Government’s proposed super changes.

Opposition to stall super reforms

Opposition to stall super reforms

Opposition to stall super reforms

Federal Labor to put forward a proposal that would see steeper cuts to super concessions.

Will your claim be paid?

rejected insurance claim

Will your claim be paid?

ASIC report into life insurance finds TPD claims more likely to be denied.

Politician pension increases rejected

High Court rejects politician pension increases

Politician pension increases rejected

The High Court rejected the bid of four retired politicians to claim larger retirement pensions.

Industry or retail fund?

Australian money AUD with calculator notebook selective focus toning copy space background

Industry or retail fund?

Have you ever wondered why some super funds outperform others?

Home ownership dream dead

older moan moving to rented property

Home ownership dream dead

The dream of home ownership is all but dead for those over 45.

Is super a big mistake?

The Grattan Institute claims that super’s importance is overblown

Is super a big mistake?

A new report claims that super’s importance to retirement savings is ‘overblown’.

Should you consider an SMSF?

mature couple discussing an smsf with a planner

Should you consider an SMSF?

SMSFs are often seen as a means to having more control over your retirement savings. ...

Super shift needed

Patricia Pascuzzo

Super shift needed

Policy needs to look beyond super to address retirement income issues.

Is your bank super costing you $100k?

The wrong choice of super fund may cost you $100,000

Is your bank super costing you $100k?

By choosing the wrong super fund, people in their 50s could lose $100,000.

Aussies want clarity on super

Aussies want increased clarity on how their super is invested

Aussies want clarity on super

Around 46 per cent of Australians don’t know how their super is invested.

Your retirement and the Age Pension

Your retirement and the Age Pension

Your retirement and the Age Pension

Simplified and concise information on retirement and the Age Pension.

Have your say on super

call for submissions on super changes

Have your say on super

Now is the time to let your thoughts be known on superannuation changes.

Ease into your retirement

TTR: your retirement ready strategy

Ease into your retirement

When considering a transition to retirement strategy, what should your focus be?

Super changes cater to wealthy

Super changes reinforce Government’s focus on rich

Super changes cater to wealthy

Scrapping the $500,000 lifetime cap will only benefit rich Australians.

Super backflip costs retirees

Coalition backflip on superannuation hurts retirees

Super backflip costs retirees

Treasurer Scott Morrison announces further changes to superannuation.

Treasurer ‘proves’ super savings

Treasurer ‘proves’ super savings

Treasurer ‘proves’ super savings

Mr Morrison says super changes are vital for a sustainable super system.

Economy rests on super reforms

Superannuation: changes only hope of fixing deficit

Economy rests on super reforms

Super changes must happen if there’s any hope of saving budget.

How to make your super last

older man calculating if his super will last

How to make your super last

How long your super will last is a major retirement concern.

Search, combine and save on fees

Superannuation: combine your accounts and save

Search, combine and save on fees

43 percent of Australians aged between 51 and 65 have more than one super fund. ...

How will super changes affect you?

Super changes: will you be affected?

How will super changes affect you?

You should be aware of how the super changes will affect your retirement income.

Give your super a boost

Superannuation: how to give your super a book

Give your super a boost

It's never too late to make a difference to your super balance.

Explaining the asset threshold changes

Explaining the asset threshold changes

Explaining the asset threshold changes

From 1 January 2017, the asset thresholds and taper rate that apply to the Age ...

Are you ready for retirement?

Retirement: are you ready to make the change?

Are you ready for retirement?

The only way to evaluate if your ready to retire is to take charge.

Are you in the right super fund?

Superannuation: are you in the right super fund?

Are you in the right super fund?

How much do you know about your super fund?

Rich versus poor in retirement

Most retirees have modest spending habits regardless of income

Rich versus poor in retirement

New research has found that the expenditure levels for most retirees is similar.

Labor offers super compromise

Labor offers superannuation compromise

Labor offers super compromise

Labor has offered a compromise on the Government’s proposed super measures.

Super more than pension supplement

Man confused about superannuation

Super more than pension supplement

Does the current proposal to enshrine super's purpose go far enough?

Take five on retirement

Is our retirement income system really broken?

Take five on retirement

Director of CEPAR, John Piggott, shares his point of view on retirement.

More clues about super exemptions

Scott Morrison sheds more light on super cap exemptions

More clues about super exemptions

Treasurer Scott Morrison sheds more light on ‘life event’ super cap exemptions.

Super needs to be fixed right now

Major bank chief says superannuation needs to be fixed now

Super needs to be fixed right now

Westpac’s head of wealth management says super needs to be fixed now.

Re-education could save retirement

Should the Government fork out for midlife training?

Re-education could save retirement

Midlife education could be the key to improving the quality of life for older Australians.

Treasurer 'leaks' super tweaks

Mr Morrison reveals clues about further ‘tweaks’ to super

Treasurer 'leaks' super tweaks

Scott Morrison has confirmed there will be ‘tweaks’ to the Coalition’s super policy.

Baby boomers feeling the pinch

Standard of retirement living for baby boomers on the decline

Baby boomers feeling the pinch

Baby boomers are claiming lower levels of financial comfort in retirement.

Super changes need revisiting

Superannuation: not all proposed changes makes sense

Super changes need revisiting

The Federal Government should hold firm on its $1.6 million pension phase cap.

Home ownership numbers dwindling

Housing affordability in the spotlight after HILDA report findings

Home ownership numbers dwindling

In a few years’ time, a minority of Australians will own a home.

MP to cross floor over super policy

Nationals MP will cross floor to vote down super policy

MP to cross floor over super policy

MP will cross floor to vote down the Coalition’s super policy unless changes are made. ...

Insurer denies cover to save baby

Family told by insurer that saving their baby daughter is ‘elective’

Insurer denies cover to save baby

An Aussie family has been told by their insurer that surgery to save their daughter ...

ACOSS to fight welfare changes

Welfare body calls for better care of those on low incomes

ACOSS to fight welfare changes

ACOSS is prepared to fight the Government over proposed welfare changes.

More super changes on the cards

retiree examining is superannuation or retirement income

More super changes on the cards

Softening of the proposed superannuation changes may be on the cards

LNP Senator scorns party over super

Liberal Senator Eric Abetz lashes out at the Coalition’s super policies

LNP Senator scorns party over super

LNP Senator Eric Abetz has lashed out at his party for its handling of super.

Retrospective change hurts retirees

Superannuation: retrospectivity to cut retirement income

Retrospective change hurts retirees

Finally, someone at the big end of town sees sense.

The future of super in doubt – again

The future of super in doubt – again

The future of super in doubt – again

The future of super again in doubt due to close Election 2016 result

Do your debts die with you?

Do your debts die with you?

Do your debts die with you?

What happens to debts when you die? Is your family responsible for paying them off? ...

What was all that about?

What was all that about?

What was all that about?

A vote for the LNP was said to be a vote for stability. Well so ...

Why super doesn’t work

Superannuation – where did it go wrong?

Why super doesn’t work

Five reasons why our super system is stuffed.

Labor’s super plan still unclear

Labor is being criticised of keeping voters in the dark about super

Labor’s super plan still unclear

Labor is being accused of keeping voters in the dark about its plans for superannuation.

Will your retirement be affected?

How Election 2016 might change your retirement

Will your retirement be affected?

Noel Whittaker explains how your transition to retirement strategy might change.

Deeming rates in detail

Deeming rates in detail

Deeming rates in detail

Deeming rate thresholds will change from 1 July 2016

Should we give up on retirement?

Does the popular definition of ‘retirement’ still apply?

Should we give up on retirement?

Longer work lives and life expectancy may mean we need to rethink retirement.

Your super questions answered

Noel Whittaker answers your questions on super

Your super questions answered

Noel Whittaker answers your questions on changes to superannuation.

Average retiree debt now $158,000

Older Australians are entering retirement more than $158,000 in debt

Average retiree debt now $158,000

An increasing number of older Australians are retiring burdened with massive debt.

The great retiree blame game

It’s time to stop beating up older Australians

The great retiree blame game

It’s time to stop beating up older Australians.

Election 2016 and retirement

Election 2016 – the real challenges of retirement

Election 2016 and retirement

Can politicians ever really understand the challenges of retirement?

Super changes don’t stack up

New super limits will force more Australians onto the Age Pension

Super changes don’t stack up

Under new super limits more Australians will be forced onto the Age Pension, or to ...

Are super changes fair?

Timing of superannuation changes important to retirees

Are super changes fair?

There are two competing superannuation proposals on the election platform.

Bill’s Budget 2016/17 rebuff

Budget 2016/17: Bill Shorten rebuffs the Budget

Bill’s Budget 2016/17 rebuff

Bill Shorten last night gave his Budget 2016/17 reply speech.

Will an inheritance fund retirement?

Will an inheritance fund retirement?

Will an inheritance fund retirement?

Australians may be relying on an inheritance to fund retirement.

Are you spending too much?

30 per cent of retirees are spending more

Are you spending too much?

It can be tempting to splurge on living the good life as soon as you ...

Are you banking on an Age Pension?

Many Australians are banking on government support in retirement

Are you banking on an Age Pension?

43 per cent of Australians believe they can rely on government support.

Living a comfortable retirement

Want to know how much income you'll need each week?

Living a comfortable retirement

A weekly budget to live a comfortable retirement is more than you think.

The new Australian dream

The new Australian dream is paying off the mortgage

The new Australian dream

Paying off the mortgage is the new Australian dream.

Will your retirement savings last?

Imagine outliving your retirement savings

Will your retirement savings last?

Imagine outliving your retirement savings by up to 13 years.

New lifestyle isn't so average

The new Australian lifestyle isn't so average

New lifestyle isn't so average

Lifestyle expectations have changed over the years.

Boost your retirement income

60 per cent of our retirement income

Boost your retirement income

Starting your retirement doesn’t mean your savings stop growing.

Does $1 million make you rich?

Does 1 million in the bank mean youre rich

Does $1 million make you rich?

Does $1 million in the bank mean you’re rich?

Can you fund your retirement?

You need a lump sum of 640000

Can you fund your retirement?

How much money do you need to fund a comfortable retirement?

Is that all there is?

Is that all there is?

Is that all there is?

There are two ways to review Scott Morrison’s first budget.

What does this mean for you?

How will the new tax changes affect the individual?

What does this mean for you?

How will the Government’s 2016 Budget affect real people?

Scott Morrison talks superannuation

Budget 2016/17: Scott Morrison on a fairer super system

Scott Morrison talks superannuation

Here’s why the Treasurer thinks a fairer superannuation system is important.

Nothing fair about these changes

Budget 2016/17: the goal posts have moved again

Nothing fair about these changes

The reality of Budget 2016/17 is that retirees and pre-retirees will see little or no ...

Fairer, more sustainable super

Budget 2016/17: making super fairer and sustainable

Fairer, more sustainable super

Has Scott Morrison delivered on his promise to make super fairer?

Super tax concession cut confirmed

Men pulling at budget comment

Super tax concession cut confirmed

Tax changes will be the cornerstone of Budget 2016/17.

What’s in the budget for you?

Budget 2016/17: What’s in it for retirees?

What’s in the budget for you?

How does Budget 2016/17 shape up for you?

RBA tipped to cut interest rates

RBA tipped to cut interest rates

RBA tipped to cut interest rates

The Reserve Bank of Australia is tipped to cut the cash rate to a record ...

Unfair super rules cost veterans

older veteran looking worried at his lack of super

Unfair super rules cost veterans

According to Herb Ellerbock veterans’ superannuation is being unfairly indexed.

Super contributions explained

Mature couple working out their super contributions

Super contributions explained

Our simple guide explains the different super contributions you can make.

Converting super into income

couple working our best way to convert super into income

Converting super into income

The basic purpose of super is to provide a means to save for retirement.

How the PM plans to tax super

portrait of australian prime  minister malcolm turnbull

How the PM plans to tax super

Big changes to how the Government plans to tax superannuation may be on the way.

How your superannuation is taxed

couple working out tax on superannuation

How your superannuation is taxed

This simple guide outlines the basics of superannuation and tax.

Your money milestones

person pushing a cart with dollar sign in

Your money milestones

Managing your money doesn’t get any easier as you get older, but there are certain ...

Make retirement work for you

mature couple considering how to make the most of retirement

Make retirement work for you

If you plan properly, the transition into retirement can be seamless.

Time for super tax concession changes

Rolls of money received in superannuation tax concessions

Time for super tax concession changes

Changes to superannuation tax concession will happen but what are they likely to be?

Super tax concessions on the way out

Super tax concessions on the way out

Super tax concessions on the way out

Superannuation tax concessions will be wound back in the May 2016 budget.

Retirement ages and stages

Retirement ages and stages

Retirement ages and stages

Good financial planning is the key to a comfortable retirement.

Policy ban to help homeless women

Policy ban to help homeless women

Policy ban to help homeless women

Homelessness NSW called on government to ban detrimental policy.

Super to be enshrined in legislation

Super to be enshrined in legislation

Super to be enshrined in legislation

The objective of super is to be enshrined in law before the system can be ...

Retirement: the risk is all yours

Retired couple look over their retirement finances with concern for risk

Retirement: the risk is all yours

The risk of funding retirement income has well and truly shifted – and now it’s ...

The Age Pension bunfight

The Age Pension bunfight

The Age Pension bunfight

A new report released by the Centre for Independent Studies may have missed the point ...

The murky future of retirement

The murky future of retirement

The murky future of retirement

Three quarters of Australians aged 45 and over dream of retiring early but can’t.

Frustration over tax plan confusion

Taxation think bubble

Frustration over tax plan confusion

Frustration is mounting over the Government’s lack of clarity on tax plans.

Downsizing Guide January 2016

Downsizing Guide January 2016

Downsizing Guide January 2016

You only need to look around your own suburb to see the ‘for sale’ signs ...

Senate inquiry into gender super gap

Senate inquiry into gender super gap

Senate inquiry into gender super gap

A Senate inquiry into improving the finances of retired women is underway.

TTR strategy not fair for all

TTR strategy not fair for all

TTR strategy not fair for all

TTR strategy should be the focus of the upcoming federal budget.

Plan to offer super opt-out

purse with a few coins depicting a reduced income in retirement

Plan to offer super opt-out

You don’t need to spend big to show your true feelings.

Super benefits for the rich ‘obscene’

Super benefits for the rich ‘obscene’

Super benefits for the rich ‘obscene’

A retired accountant has discovered the shocking inequity in the current super system.

Aussies living payday to payday

Aussies living payday to payday

Aussies living payday to payday

One in two Australians live payday to payday, with unrealistic expectations of retirement.

How safe is your super?

hands protecting a pile of coins and a spout meant to suggest superannuation savings

How safe is your super?

It may be worthwhile asking your super fund just how safe is your super.

Generation wealth gap widens

Generation wealth gap widens

Generation wealth gap widens

A recent report shows that older Aussies are becoming increasingly financially comfortable.

No rise in GST but super in spotlight

woman counting dollars of income and superannuation

No rise in GST but super in spotlight

Raising the GST may have lost its appeal for Prime Minister Malcolm Turnbull.

Are you losing money from your super?

Superannuation: fossil fuels may be hurting your financial future

Are you losing money from your super?

Renewable investments outperformed fossil-fuel investments in 2015.

Super-dooper spin

Superannuation: super-dooper spin

Super-dooper spin

We must ask why our retirement income system is yet to be properly overhauled.

Your super returns snapshot

A gold superannuation nest egg with investment return graph document

Your super returns snapshot

Adam Gee gives us a snapshot of superannuation returns in 2015.

Super suffers as shares drop

Superannuation – no escaping the share market link

Super suffers as shares drop

Peter Costello has taken a shot at our superannuation system.

Super funds set to post a loss in 2016

Superannuation: returns set to take a hit in 2016

Super funds set to post a loss in 2016

Australian superannuation funds have already posted a 2.5 per cent loss in 2016.

Retirees living in needless frugality

Retirees living in needless frugality

Retirees living in needless frugality

Most Australians are living in unnecessary frugality during retirement.

Steady as it goes for super

Steady as it goes for super

Steady as it goes for super

The 2015 median investment return on balanced super funds was 5.3 per cent.

Age Pension changes flawed

Age Pension: Industry Super Australia calls tempered changes

Age Pension changes flawed

ISA has called for the May 2015 budget pension changes to be wound back.

Age Pension no guarantee

Age Pension no guarantee

Age Pension no guarantee

Scott Morrison has outlined the government’s vision for a new retirement income system.

Dangers of a lump sum withdrawal

Dangers of a lump sum withdrawal

Dangers of a lump sum withdrawal

When planning your retirement, the idea of a cashing out your superannuation as a lump ...

Women and superannuation

Women and superannuation

Women and superannuation

The fact that many women retire with half as much super as men can’t be ...

Boost your super using TTR

Boost your super using TTR

Boost your super using TTR

Did you know you could start receiving income from your superannuation while you’re still working?

When trust is non-negotiable

When trust is non-negotiable

When trust is non-negotiable

If you're going to handover your life savings to someone, you'll want to know you ...

Super reform to target the wealthy

Super reform to target the wealthy

Super reform to target the wealthy

The Government could save almost $7 billion per year by better targeting super tax.

Ageing population a global problem

Ageing population a global problem

Ageing population a global problem

The RBA claims that an ageing population coupled with low interest rates is a global ...

Why do women retire in poverty?

Why do women retire in poverty?

Why do women retire in poverty?

Women retire with half as much superannuation as men. We need to close this gap.

Your Age Pension fact check

Your Age Pension fact check

Your Age Pension fact check

The claim that super should replace the Age Pension is a porky.

Is your future being stolen?

Is your future being stolen?

Is your future being stolen?

Research suggests $44 billion in retirement savings could be lost over the next 10 years.

PM Turnbull now targeting super

PM Turnbull now targeting super

PM Turnbull now targeting super

The Turnbull Government may now be targeting super tax instead of raising the GST.

An SMSF – is it too late?

An SMSF – is it too late?

An SMSF – is it too late?

Anne wants to know whether it’s too late to consider an SMSF.

Will my pension be reduced?

Will my pension be reduced?

Will my pension be reduced?

What will changes to the defined benefit rules mean to pensions?

Joe Hockey’s last hurrah

Joe Hockey’s last hurrah

Joe Hockey’s last hurrah

Yesterday, former treasurer Joe Hockey said goodbye to a 20-year parliamentary career.

Super’s real purpose

Super’s real purpose

Super’s real purpose

The Government announces support for the Murray Report’s super recommendations.

Paying extra can boost super

Paying extra can boost super

Paying extra can boost super

Super remains a tax-effective means by which to save for retirement.

Women’s super under review

Women’s super under review

Women’s super under review

A Senate Inquiry is reviewing economic security for women in retirement.

All taxes up for consideration

All taxes up for consideration

All taxes up for consideration

Tax concessions that tend to benefit the wealthy may be under threat.

Spring clean your finances

spring clean, finances, money, property, superannuation, moneysmart, savings

Spring clean your finances

Reap the rewards of breathing new life into your finances.

Claiming lost super to be simpler

Claiming lost super to be simpler

Claiming lost super to be simpler

New legislation should make it easier to claim lost superannuation.

How much income will I have?

How much income will I have?

How much income will I have?

How much income will your super provide and is it enough to meet your lifestyle ...

Super tax breaks back on agenda

Super tax breaks back on agenda

Super tax breaks back on agenda

Financial Services Inquiry head, David Murray, has called for the new PM to rethink super.

Retirement housing dilemma

Retirement housing dilemma

Retirement housing dilemma

Home ownership is vital for income security in retirement says CEDA report.

Are you money smart?

Are you money smart?

Are you money smart?

MoneySmart’s Money Health Check will help you highlight the areas which need urgent attention

$60 billion sharemarket crash

$60 billion sharemarket crash

$60 billion sharemarket crash

The worst day of losses for the Australian sharemarket since the global financial crisis.

Tax cuts to end bracket creep

Tax cuts to end bracket creep

Tax cuts to end bracket creep

Treasurer Joe Hockey will today announce planned income tax cuts.

Should over 65s pay income tax?

Should over 65s pay income tax?

Should over 65s pay income tax?

Major groups are calling on Canberra to stay open-minded about tax reform.

Smart ways to use your tax refund

Smart ways to use your tax refund

Smart ways to use your tax refund

According to the ATO, the average taxpayer receives a refund of $2000.

The magic of compound interest

The magic of compound interest

The magic of compound interest

Interest is calculated on the increasing balance, generating more and more interest.

Industry vs retail super funds

Industry vs retail super funds

Industry vs retail super funds

Why do industry super funds outperform retail?

Abbott out of touch on renewables

Abbott out of touch on renewables

Abbott out of touch on renewables

An Oxfam report shows that coal is not, in fact, good for humanity.

ANZ offers free super advice

ANZ offers free super advice

ANZ offers free super advice

ANZ is offering free financial advice to women with less than $50,000 in super.

The ages and stages of retirement

The ages and stages of retirement

The ages and stages of retirement

Our finance expert Richard Shermon explains the finer points of retirement.

Thousands of UK pensions in limbo

Thousands of UK pensions in limbo

Thousands of UK pensions in limbo

Thousands of Australian residents have seen their pension transfers frozen.

More people seeking super advice

More people seeking super advice

More people seeking super advice

New research shows an increase in people seeking advice when switching super.

50 questions to ask an adviser

finance, superannuation, insurance, investment, adviser

50 questions to ask an adviser

YourLifeChoices has 50 useful questions you may wish to ask.

Start the financial year properly

Start the financial year properly

Start the financial year properly

The new financial year is a good time to get back on track.

Super access age increase proposed

Super access age increase proposed

Super access age increase proposed

Up to $7 billion a year could be saved by increasing the super access age ...

Superannuation and the Age Pension

Superannuation and the Age Pension

Superannuation and the Age Pension

Frank has a few questions on how his super might affect his Age Pension.

Super funds face major reforms

Super funds face major reforms

Super funds face major reforms

Super funds will undergo a major shake up after new reforms announced late last night.

Super guarantee after 65

Super guarantee after 65

Super guarantee after 65

Pauline has heard that she may not be entitled to super from her employer.

Super fees can be super high

Super fees can be super high

Super fees can be super high

A failure to understand superannuation rules may be costing you thousands.

Aussies happy with tax levels

Aussies happy with tax levels

Aussies happy with tax levels

Australians are generally happy with the amount of tax they pay.

Aussies accessing super early

Aussies accessing super early

Aussies accessing super early

The rate of approval for early access to superannuation is increasing.

Super changes to tax free income

Super changes to tax free income

Super changes to tax free income

ASFA and Westpac are pushing for limits on tax-free superannuation incomes in retirement.

Budget affects retiree spending

Budget affects retiree spending

Budget affects retiree spending

Retiree spending habits are changing in response to the 2015/16 Budget.

Super or high-interest account?

Super or high-interest account?

Super or high-interest account?

Gaye would like to know if super is a good alternative to a high-interest account.

Retirement incomes need overhaul

Retirement incomes need overhaul

Retirement incomes need overhaul

David Murray has called on the government to overhaul the retirement incomes framework.

Superannuation and life insurance

Superannuation and life insurance

Superannuation and life insurance

Life insurance within and outside of superannuation explained.

Starting a pension from an SMSF

Starting a pension from an SMSF

Starting a pension from an SMSF

Barry is unsure of the process of retiring and advising his SMSF.

Politics wins over policy

Politics wins over policy

Politics wins over policy

No wonder Joe Hockey is looking so happy with himself.

MySuper explained

MySuper explained

MySuper explained

MySuper has been around for almost two years, but do you know how it works?

Hands off super: Costello

Hands off super: Costello

Hands off super: Costello

Peter Costello has warned the government against tinkering with our superannuation system.

Protecting you and your family

Protecting you and your family

Protecting you and your family

Getting the right insurance cover could be more affordable than you think.

Lump sum or pension?

Lump sum or pension?

Lump sum or pension?

Choosing whether to take your super as a lump sum or pension depends on your ...

Your preferred Budget policies

Your preferred budget policies

Your preferred Budget policies

Generous super concessions remain older Australians’ greatest bugbear.

Super tax breaks policy

Super tax breaks policy

Super tax breaks policy

The Labor party is proposing a change to the contentious super tax breaks

Your essential guide to super

Your essential guide to super

Your essential guide to super

Our quick guide will help you to understand your super better.

Sneaky super fees explained

Sneaky super fees explained

Sneaky super fees explained

Julie is outraged that she is expected to pay additional fees through her super.

An end of tax breaks for the rich?

An end of tax breaks for the rich?

An end of tax breaks for the rich?

The super rich could soon see an end to tax concessions on their superannuation incomes.

An end to indexation uncertainty?

An end to indexation uncertainty?

An end to indexation uncertainty?

Recommendations have been made for a review of eligibility for a part Age Pension.

Lump sum superannuation to end

Lump sum superannuation to end

Lump sum superannuation to end

Australians will have their superannuation made available as a self-funded pension.

Early access to superannuation

Early access to superannuation

Early access to superannuation

The Intergenerational Report has inspired the Treasurer to suggest early access to super.

Sort out your super

Sort out your super

Sort out your super

ASFA is encouraging females to take an hour to sort out their super.

British pension transfer deadline

British pension transfer deadline

British pension transfer deadline

Time is running out if you wish to transfer a UK public service pension benefit.

Do you have the right super fund?

Do you have the right super fund?

Do you have the right super fund?

A new year is a good time to review how insurance premiums may be eroding ...

Super stays steady as dollar drops

Super stays steady as dollar drops

Super stays steady as dollar drops

The Australian dollar falls to a five-year low, but superannuation returns remain steady.

A fair go for older Australians

A fair go for older Australians

A fair go for older Australians

The rich are getting richer and the poor are getting poorer.

Will more super affect my pension?

Will more super affect my pension?

Will more super affect my pension?

Would extra super payments be assessed by Centrelink and affect the Age Pension?

A better financial planning sector

A better financial planning sector

A better financial planning sector

David Murray highlights the urgent need for a major overhaul of the financial advice sector.

No financial sector untouched

No financial sector untouched

No financial sector untouched

David Murray has delivered his Financial Systems Inquiry (FSI) report.

Is her super an asset?

Is her super an asset?

Is her super an asset?

Richard is concerned that he will have to pay back the Age Pension he has ...

Older women the poorest

Older women the poorest

Older women the poorest

An estimated 533,000 women over 65 are living under the poverty line.

Super rules change again

Super rules change again

Super rules change again

Included in the legislation to repeal the mining is changes to the SGC.

Using super to pay out mortgage

Using super to pay out mortgage

Using super to pay out mortgage

Could Jenny use her super to pay out her mortgage and still get an Age ...

Super fund risk versus reward

Super fund risk versus reward

Super fund risk versus reward

How do you know if you’re in the right superannuation fund?

What will really change today?

What will really change today?

What will really change today?

Discover exactly which budget items will take effect today.

Super fees too high

Super fees too high

Super fees too high

The recent returns maybe high, but our super fees are excessive.

Dear Treasurer, help us

Dear Treasurer, help us

Dear Treasurer, help us

The budget fails to address the long term issues confronting longer living older Australians.

Changes to superannuation

Changes to superannuation

Changes to superannuation

The schedule for increasing the superannuation guarantee has been amended.

Assessing your super ‘risk profile’

super risk profile, retirement, saving, superannuation, investment

Assessing your super ‘risk profile’

How much do you know about your super ‘risk profile’ and whether it is right ...

Crisis looming for tax system

Crisis looming for tax system

Crisis looming for tax system

Now is the time for action on our complex and unsustainable taxation system.

Superannuation spending concerns

Superannuation spending concerns

Superannuation spending concerns

2013 showed the highest average superannuation returns since the GFC.

Australians are retiring early

Australians are retiring early

Australians are retiring early

The average age of retirement in Australia for 2012/13 was 53.8 years of age.

GST and pension changes needed

GST and pension changes needed

GST and pension changes needed

Pensions, asset test inclusion, superannuation contributions and GST all in the firing line.

Is my wife’s super an asset?

Is my wife’s super an asset?

Is my wife’s super an asset?

Glen is planning ahead for his retirement and would like to know what is included ...

Super still baffles most Australians

Super still baffles most Australians

Super still baffles most Australians

Half of Australians don’t know what superannuation fees they are paying

$1 million not enough

$1 million not enough

$1 million not enough

Staggeringly, $1 million will not be enough to retire on in the very near future

Super fees bite into balance

Super fees bite into balance

Super fees bite into balance

52 per cent of Australians don’t know what fees they are paying on super accounts.

Superannuation research cluster

Superannuation research cluster

Superannuation research cluster

A new research group is aiming to apply science and logic to superannuation

Five tips for selecting a super fund

Five tips for selecting a super fund

Five tips for selecting a super fund

These five tips from Craig Hall of NICRI can help you make the right super ...

Superannuation advocacy group

Superannuation advocacy group

Superannuation advocacy group

Is there anyone who actively monitors superannuation funds?

Calculate your extra super payments

Calculate your extra super payments

Calculate your extra super payments

How much extra super will you receive after 1 July?

New MySuper accounts

New MySuper accounts

New MySuper accounts

A new type of low fee super account will be available from 1 July

More super for older workers

More super for older workers

More super for older workers

From 1 July 2013 older workers may be eligible to earn more superannuation

Using super to buy a car

Using super to buy a car

Using super to buy a car

What will happen to Tom’s Age Pension if he uses his super to buy a ...

Switching super to a SMSF

Switching super to a SMSF

Switching super to a SMSF

What do you need to know if you’re considering a SMSF

Will super affect our pension?

Will super affect our pension?

Will super affect our pension?

Will Deb's superannuation affect her getting an Age Pension when she reaches 65

Will your super be worse-off?

Will your super be worse-off?

Will your super be worse-off?

The much-hyped changes to superannuation

Super struggle

Super struggle

Super struggle

Super argument over the fabulously wealthy

Government grab for unclaimed super

Government grab for unclaimed super

Government grab for unclaimed super

A new measure will ensure that unclaimed super will go to the Australian Tax Office

Retirement calculators

retirement, superannuation, calculators, finance, superannuation calculators

Retirement calculators

A useful calculator is one which helps you determine 'how much will I need?'

Super contribution limits

Super contribution limits

Super contribution limits

Getting caught out paying too much into super can result in a hefty and unexpected ...

Can we still contribute?

Can we still contribute?

Can we still contribute?

Craig Hall of NICRI helps a couple approaching 65 clarifiy their options contributing to their ...

Ease into retirement

Ease into retirement

Ease into retirement

No longer is retirement about giving up work completely, but finding the balance between work ...

Financial advice reforms pass Senate

Financial advice reforms pass Senate, Australia, Future of Financial Advice, Government, Parliamentary Joint Committee, ban, remuneration, structure, percentage-based fees, investment, commissions, mistrust, superannuation

Financial advice reforms pass Senate

The Future of Financial Advice reforms passed the Senate on 20 June 2012.

The A-Z of superannuation

Superannuation, finance, martin murden, retirement, self managed super funds

The A-Z of superannuation

Sometimes it seems that financial advisers speak a different language.

Where the savings will come from

Budget, federal budget,  superannuation, dental, health, pensioners, aged care reforms, National disability insurance scheme, cuts, older workers, job seeker assistance, tax-free threshold, newstart allowance, ANZAC,  breakdown, wrapup, Seniors

Where the savings will come from

The Government will make $33.6 billion worth of savings to fund the return to surplus.

National Disability Insurance Scheme

Budget, federal budget,  superannuation, dental, health, pensioners, aged care reforms, National disability insurance scheme, cuts, older workers, job seeker assistance, tax-free threshold, newstart allowance, ANZAC,  breakdown, wrapup, Seniors

National Disability Insurance Scheme

An NDIS will fundamentally change the way disability care and support is provided.

Better health

Budget, federal budget,  superannuation, dental, health, pensioners, aged care reforms, National disability insurance scheme, cuts, older workers, job seeker assistance, tax-free threshold, newstart allowance, breakdown, wrapup, better health, seniors

Better health

The Government will improve access to health care, new hospitals, mental health reforms and e-Health.

Commemorating the Centenary of ANZAC

Budget, federal budget,  superannuation, dental, health, pensioners, aged care reforms, National disability insurance scheme, cuts, older workers, job seeker assistance, tax-free threshold, newstart allowance, ANZAC,  breakdown, wrapup

Commemorating the Centenary of ANZAC

The Government has committed $83.5 million to commemorating the ANZACs.

New Supplementary Allowance

Budget, federal budget,  superannuation, dental, health, pensioners, aged care reforms, National disability insurance scheme, cuts, older workers, job seeker assistance, tax-free threshold, newstart allowance, ANZAC,  breakdown, wrapup

New Supplementary Allowance

Good news for those receiving Newstart Allowance.

Superannuation tax changes

Federal budget 2012 2013,  superannuation, older workers, high earners, cut in half, super balances, contributions

Superannuation tax changes

The concession tax rate for high earners is being cut in half.

What they say

Budget, federal budget,  superannuation, dental, health, pensioners, aged care reforms, National disability insurance scheme, cuts, older workers, job seeker assistance, tax-free threshold, newstart allowance, ANZAC,  breakdown, wrapup

What they say

Who said what in today’s newspapers

Super policy: back-to-front and inside out

super policy, Government, Australia, superannuation

Super policy: back-to-front and inside out

Changes to the current superannuation policy are due to take effect on 1 July ...

Super women

Super women, superannuation, retirement funding, females, Australian Tax Office, The Office for Women

Super women

For many women, superannuation and retirement funding is something which is, more often than ...

Mid-year budget cuts

Mid-year budget cuts, superannuation, government, treasurer, Australia

Mid-year budget cuts

Hell-bent on getting the balance sheet back in the black, Treasurer Wayne Swan has ...

Swan’s retirement savings rhetoric

Treasurer Swan, retirement, superannuation, pension, Australia

Swan’s retirement savings rhetoric

It is a well-known fact that most Australians are under-funded for their later years, ...

Australian super funds rebound

superannuation, super, retirement, super funds, australian, australia

Australian super funds rebound

While the rest of the world seems to be losing its head financially, Australia ...

Bring forward rules for your non-concessional contributions

Bring forward rules for your non-concessional contributions

Bring forward rules for your non-concessional contributions

An effective way of reaching your retirement goal

Preparing for the first day of the rest of your life

retirement, financial strategy, finance, money, superannuation

Preparing for the first day of the rest of your life

Retirement is a big step which requires careful planning and a considered approach to ...

Superannuation shortfall solutions

Superannuation, Finance, Money, Westpac, Bank, Australian, Age, Fund, Downsizing, Segue Financial Services

Superannuation shortfall solutions

The earlier you can start planning, the better your chances of meeting your retirement targets.

Age limit abolished

superannuation, super, superannuation guarantee, age limit, finance, money

Age limit abolished

The Federal Government has announced that it will be abolishing the age limit for superannuation ...

Save your super

Super, Superannuation, saving, retirement income, fees, accounts, balances, australia, seniors, ato, banks, balance, unclaimed super

Save your super

The recent share market plunge will have knocked 3 to 5 percent off super ...

Why use a planner?

financial, adviser, planner, plan, superannuation, why use, relationship, money, benefit, costs, expectations, ASFA

Why use a planner?

Financial planners often get bad press but that doesn’t mean the whole industry should ...

ATO increases taxes after death

taxes, death, estate, superannuation, ATO, bills

ATO increases taxes after death

As the old saying goes, there is nothing surer than death and ...

Good housekeeping for SMSFs

SMSF, Self Managed Super Funds, Superannuation, Australia, Seniors, ATO, Pension Payments, Rules, Finance, Money

Good housekeeping for SMSFs

Australia currently boasts around 435,000 Self Managed Super Funds. Martin Murden provides ...

Superannuation – excess contribution reform

Superannuation, Excess contribution reform, Budget 2011, Australia, Pension Supplement, Veterans' Pharmaceutical Reimbursement Scheme

Superannuation – excess contribution reform

Thanks to the complex tax regulations which are applied to Australia's superannuation system, making excess contributions is not as difficult as it sounds. Currently, those aged over 50 can contribute $50,000 into superannuation and only the concessional tax rate is applied to this amount. However, as this includes payments ...

Money tips for women

Money tips for women, retirement, superannuation

Money tips for women

With females on average living longer than males, it’s important for women to understand their own finances and the need to fund their retirement. Of course, accumulating enough superannuation to last through retirement is no easy task. Many women now approaching retirement age will not have ...

Salary sacrificing to superannuation

Salary Sacrifise, Superannuation, maximise your super fund, Australia, Government, Federal, Centrelink, Age Pension

Salary sacrificing to superannuation

As of 1 July 2009, the Government implemented changes to superannuation concessions. If you’re still salary sacrificing into your superannuation fund, you need to make sure this is still the best way to maximise your super. The annual cap on concessional superannuation contributions will be ...

Cooper on super

Cooper Review, Super, Superannuation, Labor Government, Australians

Cooper on super

The Cooper Review of superannuation was announced in May 2009 as an initiative of the Labor Government intended to scrutinise the way superannuation works and to ‘maximise retirement incomes for Australians’. The Review was conducted in three phases – Governance, Operation and Efficiency, and Structure – and was delivered ...

Withdrawing from a super fund

Withdrawing from a super fund, Age Pension, Effect, Money, Finanace, Superannuation, Centrelink, Newstart, Volunteering

Withdrawing from a super fund

YOURLifeChoices subscriber Guy, would like to know what effect withdrawing money from his wife’s superannuation would have on his Age Pension. Q. Guy I am a pensioner and I get Centrelink payments as single. My wife will be 60 shortly and ...

Super the most tax-effective investment for a worry-free retirement

Super the most tax-effective investment for a worry-free retirement, Superannuation, Australia

Super the most tax-effective investment for a worry-free retirement

Next to your first home purchase, superannuation is one of the most important investment decisions that you will make in their lifetime. Statistics show that with people now living 20 or 30 years in retirement, there is a greater need to ensure sufficient funds are ...

Find your super

Find your super, superannuation, $13 billion, Australians, unclaimed, ERF, SuperSeeker, ATO, Government

Find your super

With more than $13 billion in unclaimed super looking for a home, Australians are ...

67 before you get your super

Harmer Review, Henry Review, Superannuation, Australians, 67, Financial, Money, Savings

67 before you get your super

Hidden behind the budget news is the recommendation, apparently in the finally released Harmer Review and also the Henry review, to increase the age (from 55 to 67) at which super can be accessed. What will this mean? The Harmer Review into pensions and retirement income ...

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