Smartphones are really just mini computers these days. Unlike computers, however, we shove them into our back pockets, lose them in our bags and drop them without worrying too much. They do, however, cost quite a bit to replace if you don’t have smartphone insurance.
If you lose or break your smartphone while you’re still under a contract it can become a very expensive accident. Often you will be required to pay the rest of the contract out, which either means paying for a service you can’t access or buying another new phone. Most phone companies offer smartphone insurance for an additional fee per month, and we’ve looked at what you get for your money with three major Australian mobile phone service providers.
Optus Smart Insurance
Cost: $13.99 per month
- Accidental loss
- Accidental damage
- Electronic breakdown/failure
- All accessories/car kits
- Unauthorised calls
Repair excess: $100
Replacement excess: $250
Fine print: claims on iPhones made within the first three months will incur an additional excess of $100. For more information visit the Optus phone insurance website.
Click Next to find out how Vodaphone and Telstra compare
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