Sharon

I am 59 years old and took my Super last year after retiring to help pay off some of our Mortgage. I have recently been offered a casual part time position and would like to return to the workforce as we still need the extra income. My income will be minimal but there could still be an Employers Super contribution. As I have no Super Fund can this be paid into my husband's Super Fund? We only have the next five years to make as many contributions as we can before retirement but will still have to draw a part pension when this happens.

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Evening sharon

Because every retiree is has different goals I would suggest that you seek professional advise from a registered financial adviser, accountant or centerlink. This is the ideal time to maximise your new income stream and it pays to get it right the first time and this is where these professionals come in handy. Admittedly you are charged but unless you are really up to date and fully understand the system it can be a mine field and I have found that it is money well spent.

 Good luck and happy retirement (in 5 years)

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