Ann believes that she is eligible to apply for the Age Pension later this year. But she isn’t sure how her British pension or her husband’s income will affect her claim.
In November, it will have been 10 years since I emigrated to Australia. I am 67 and have been receiving a British State Pension, paid directly into my bank for seven years. I have heard that I can transfer to an Australian Age Pension after living in this country for 10 years and being an Australian citizen, which will be in November this year.
The problem is that my husband, who is Australian and has lived here for all of his life, is 17 years younger than me and is self-employed. Being only fifty, he won't qualify for an Age Pension for another fifteen years. Will I qualify for an Australian Age Pension in my own right as I did in Britain?
A. Once you have been a resident of Australia for 10 years you can apply for an Age Pension. You will not transfer from your British Pension.
The Australian Age Pension is means tested and this means that any income you receive or assets you hold will be assessed. Your British Pension will be included as income. As you are married, your husband's income and assets will also be assessed. It's also worth noting that your husband won't actually qualify for the Age Pension until he is 67.
You can find out the current thresholds for income and assets by clicking the links below. The limits which apply to your situation are under ‘One partner eligible’.
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