Pre-existing medical conditions

Font Size:

Q. Mary

I have cardiovascular disease and my cardiologist has given me clearance to travel. As it is a pre-existing condition will I be able to secure travel insurance?

 

A. Not all insurance companies will cover pre-existing medical conditions and, in some instances, they may impose waiting periods on benefits for pre-existing conditions.

Any heart or cardiovascular disease, including stroke, angina, previous heart surgery and heart attack are automatically exclude. However there are medical conditions which will automatically be covered, provided you have not been hospitalised, including day surgery and attendance in the emergency department, within the past 24 months. If you have been hospitalised for any of the following conditions, you can pay an additional premium and receive coverage.   

•           Hypercholesterolaemia (High Cholesterol)

•           Hyperlipidaemia (High Blood Lipids)

•           Hypertension (High Blood Pressure)

I suggest you contact a few different insurance companies to find out whether they will cover you with your doctor’s clearance.

Written by Andrea



SPONSORED LINKS

Sign-up to the YourLifeChoices Enewsletter

continue reading

Superannuation News

Super fund recovery steps up pace

Long-term trends such as the digitisation or economies and work automation, which have been sped up by the COVID-19 pandemic,...

Finance News

Financial advisers lobby for permanent reduction in regulation

The financial services sector wants consumer protection laws watered down, claiming they are pushing the cost of financial advice beyond...

Legal & General

Is there a safe way to block estranged child from will?

Can Angie block an estranged daughter from her will without consigning her other children to a drawn-out challenge after her...

Health

How to stop gas pain

It’s normal to have some gas. But if the gas can’t easily get out, you may feel uncomfortable and bloated....

Chicken

Crumbed Chicken Three Ways

Discover how to make crumbed chicken with three different toppings, so you’re never short of a recipe again. Ingredients Main...

COVID-19

Over 50s to receive COVID jab earlier than expected

Australians over the age of 50 could soon receive the AstraZeneca vaccine earlier than expected after the states and territories agreed...

Lifestyle

Signs you order too much stuff online

Online shopping can be a dangerous hobby. A few absent-minded clicks on a lazy Sunday morning can empty your bank...

Food and Recipes

Vegetarian Biryani with a twist

Created by Iraqi chef Dhuha from Eat Offbeat, the New York catering company that employs refugees who have resettled in...

LOADING MORE ARTICLE...