Travel insurance for cruising

Travel insurance can seem like a costly add-on to your holiday, especially if you’re cruising for an extended period, but what can happen if you travel without?

Cruise travel insurance: A lifeboat for your wallet
Insurance is important in every facet of your life, and vacations are no exception. Educating yourself on travel insurance for any type of trip you are planning is a vital part of the process. Cruise travel insurance is a must for all cruisers, and can really save you money, time, and stress (if problems arise with your booking, the weather, or your health). Continue reading below and find out why travel insurance is so important.

Why should I purchase cruise travel insurance?
Let’s face it, there’s always the possibility of something going wrong when you are travelling away from home. Whether it’s trouble in another country, health issues, or the elements interfering with your voyage, you want to be covered financially if anything goes wrong. When you purchase cruise travel insurance, you can ease your mind and your wallet.

How much does it cost?
This is different in each cruise travel agency, but is usually only a fraction of the total cruise cost. Basically, what we’re saying is the cost of cruise travel insurance is miniscule compared to the potential cost of dealing with travel problems (see above) sans insurance.

What does it cover?
Reasonably unforeseen occurrences before and during your cruise, such as:

  • flight problems (the flight is covered under the insurance)
  • missed cruise connections (portion of the cost)
  • incidents during the trip to and from the cruise ship (known as tendering)
  • baggage troubles
  • injuries and illnesses (both onboard and ashore) 

Travelling without insurance is never adviseable and it’s important to get the right policy for your needs. Ensure all pre-existing conditions are covered and that the countries you will be visiting on your trip are also included. Remember, a safe trip is a happy trip.

Written by Debbie McTaggart