Experts Choice Travel Insurance Awards

Experts Choice Travel Insurance Awards

Best travel insurance policies

Comparison site Mozo has scrutinised and rated 60 travel insurance policies to see which one ranks as the best product in its Experts Choice Travel Insurance Awards.

Policies were measured on their overseas medical emergency coverage, luggage and personal effect coverage, and cancellation coverage.

“We’ve compared 60 travel insurance policies that met our comprehensive cover minimum to find the policies offering Australian travellers exceptional quality travel insurance,” said Mozo’s Peter Marshall.

“It’s important to set a standard for what constitutes exceptional quality and our award winners surpass these standards, providing great cover for a lot of unfavourable scenarios that could occur.”

World2Cover took out the top prize as Travel Insurer of the Year. Cover-More, Qantas and Travel Insurance Saver all received two awards each.

Through comparison, high quality travel insurance was identified as having unlimited cover for medical fees, cancellation fees and additional accommodation, generous limits on lost luggage cover of up to $12,000 and hospital cash allowances often as high as $6000.

The research pointed out the benefits of choosing comprehensive cover over the cheapest insurance option.

“Top quality policies cover you for common situations such as flight cancellations or luggage delays. As much as we don’t like to think about it, these things can happen to anyone,” said Mr Marshall.

“It can be tempting to just opt for the cheapest policy you can find, but travellers who opt for basic policies or head off without insurance could see themselves having to pay thousands of dollars if, for example, they wind up sick or injured.”

View the full list of winners.


From whom do you purchase travel insurance?



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    18th Aug 2018
    If you travel more than once a year you might be better off with buying a one year long policy, works out cheaper, the one I bought also covers 200 klm from home so anywhere in australia.
    18th Aug 2018
    Totally disagree with the results they are the most expensive and offer the least cover. It must have been industry rating industry cover.
    18th Aug 2018
    I find it difficult to believe that CHUBB Travel Insurance does not rate a mention. My wife and I where travelling in America, when I had a severe dose of food poisoning requiring a stay in a hospital in Omaha, Nebraska. We where Insured through Australian Seniors by Chubb.
    They have been terrific in covering our cost, which were quite large, and their service has been exceptional.
    I would have no hesitation in recommending Chubb Travel Insurance.
    18th Aug 2018
    My son travelled os and covermore came good both times he claimed.
    My husband and I were up in the kimberlies a few weeks ago, we had 1 night on the true north ship before my husband got kidney stones. We were airlifted off then needed a charter flight , hospital stays etc then cancelation of our unfinished holiday.
    We are waiting to see if covermore come to the party.
    18th Aug 2018
    I have used different comparison sites for travel insurance including Mozo, they seem to concentrate on the more expensive policies, I think they use the analogy that the more expensive the policy the better value for money and the better the cover, not the case guy’s. The best policies are the ones that cover what you need, I use the budget arm of InsureandGo, it is called tick insurance, it covers me for unlimited medical, cancellation, cruising and repatriation, it also covers other things but the ones I have listed are the important ones to me, about 2 years ago I had booked a cruise, I had a heart attack before going on the cruise and the process of getting my money back couldn’t have been easier. The only down side is they don’t offer an annual policy where cruising is involved and you have pre existing conditions, but your one off travel policy does cover for pre existing conditions. The policy might not suit everyone but it’s worth a look.
    18th Aug 2018
    You must have been on the Travel Insurance Club site Leon.

    YOU DO NOT NEED PAID TRAVEL INSURANCE!!!! As has been discussed many times on this website Platinum Credit Cards carry complimentary Travel Insurance. Of course READ THE PDF before you take up the card because some cards are more strict than others.
    We have an ANZ card and it has always been extremely flexible. We took out other insurance twice before we eventually got the card and never looked back and the insurance was identical to the paid product. I also read extensive reviews to make sure they paid and they all came back clean so we had confidence in the product.
    Good luck to those who have more money than sense.
    18th Aug 2018
    Good luck with that!
    19th Aug 2018
    Aquarian - I have the feeling you don't agree with Mick? Nothing at all wrong with credit card insurance, cover is just as good or better, Zurich Insurance are the providers, you pay a fee (was $45.00 a few years ago) for existing conditions being included and that's all.

    These Travel Insurance policies are total crap, unnecessary and a waste of money - only fools pay.

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