SuperRatings disclaimer

SuperRatings Pty Limited holds Australian Financial Services Licence No. 311880.  Past performance is not a reliable indicator of future performance.  Any express or implied rating or advice presented in this report is limited to “General Advice” (as defined in the Corporations Act 2001 (Cth)) and based solely on consideration of the merits of the superannuation financial product(s) alone, without taking into account the objectives, financial situation and particular needs (‘financial circumstances’) of any particular person.
Before making an investment decision based on the rating(s) or advice, the reader must consider whether it is personally appropriate in light of his or her financial circumstances, or should seek independent financial advice on its appropriateness. If SuperRatings’ advice relates to the acquisition or possible acquisition of particular financial product(s), the reader should obtain and consider the Product Disclosure Statement for each superannuation financial product before making any decision about whether to acquire a financial product.