Pension eligibility

To be eligible for the Age Pension you must meet certain criteria which is assessed by the Department of Human Services. This includes:

Qualification age

From 1 July 2017, the qualification age for the Age Pension began to rise. It is increasing by six month every two years, until it reaches 67 by 1 July 2023. To calculate when you will be eligible to claim for an Age Pension, view the table below:

Date of Birth

Qualifying age at

1 July 1952 to 31 December 1953

65 years and 6 months

1 January 1954 to 30 June 1955

66 years

1 July 1955 to 31 December 1956

66 years and 6 months

From 1 January 1957

67 years

 

Residency requirements

When claiming the Age Pension, you must be resident in the country and must have lived in Australia as a citizen or permanent resident for a continuous period of 10 years, or for several periods which total over 10 years and include a continuous period of five years in total. There are certain exemptions and you can find out more at HumanServices.gov.au

Income test

Any income you earn will be subject to the income test to assess whether or not you will be granted an Age Pension. Currently you can earn $178 per fortnight for singles before your Age Pension is affected. If you chose to work past Age Pension age, the Work Bonus will be applied and $300 of income from wages will be excluded from assessment.

Asset test

Your claim for an Age Pension will also be subject to an asset test and should you exceed the asset disqualification limit, you will not receive an Age Pension. There are certain exemptions from the asset test, such as your main residence if owned. The current asset disqualification limits for a single, full Age Pension applicant are $268,000 for a homeowner and $482,500 for a non-homeowner.

You can find out more about Age Pension eligibility by viewing our articles below.

How is overseas property assessed?

Centrelink Q&A: How is overseas property assessed?

How is overseas property assessed?

Maria has property in Spain that she is unable to sell. Would she be eligible ...

Top Stories

  1. Do I need to reapply for pension?
  1. Calls to scrap pension means test
  1. Are you eligible for the pension?
  1. How does inheritance affect DSP?
  1. ‘Is mum going to lose her pension?’

Special partner provisions

Can you apply for special treatment to be treated as a single?

Special partner provisions

Michael’s change in relationship status has seen his pension cut and he wants a solution.

Deeming rate boost for retirees

Have you rechecked your pension eligibility?

Deeming rate boost for retirees

Changes to deeming rates last month may have made more people eligible for the pension.

Older Australians facing financial ruin

Concerned businessman talks on the phone about the economic impact of coronavirus

Older Australians facing financial ruin

Government assistance is only good if people can access it.

Push for universal part pension

happy seniors standing on a balcony

Push for universal part pension

Calls to overhaul the pension system and introduce a universal part pension.

Join YOURLifeChoices, it’s free

  • Receive our daily enewsletter
  • Enter competitions
  • Comment on articles