Australian pensioners living in poverty

Australian pensioners don’t have enough money to live on.

Pensioner living in poverty with only bread to eat

A report released by the Organisation for Economic Co-operation and Development (OECD) has confirmed what we already know – Australian pensioners don’t have enough money to live on.

Pensions at a Glance 2015 compared Australia to 33 other countries and found that it ranks second last when it comes to social equity. A whopping 36 per cent of pensioners live below the poverty line, which is defined in the report as being half of a country’s median household income. The OECD average is 12.6 per cent.

Of course, the findings won’t come as a surprise to those trying to live on the Age Pension. The Australian Government contributes less to pensioner benefits, just 3.5 per cent of GDP, than any other OECD country, with the average spent in such countries 7.9 per cent.

The findings mirror those of the Global Age Watch Index 2015, which ranks 96 countries in total and found that 33 per cent of Australians over 60 were living in poverty. 

The good news is though that Australia does do better than South Korea, with 50 per cent of pensioners there living below the poverty line.

Do you live below the poverty line? How much would the Age Pension have to rise by to meet the cost of living in retirement?

Top 10 countries to grow old in





    COMMENTS

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    Peterrj
    8th Jan 2016
    9:56am
    Bet no one disagrees with this subject!
    LiveItUp
    8th Jan 2016
    4:16pm
    I disagree while ever I see pensioners playing pokies, bingo etc at the clubs and pubs. If they can afford to do this then they are not living below the poverty line.

    The house needs to be included in the assets test as this is the most inequitable part of the age pension tests. People can't be allowed to live in multimillion dollars houses and get the full pension with a tax free windfall passed on after their death.
    Sceptic
    8th Jan 2016
    4:28pm
    Surely the key is if you agree that the poverty line is 50% of the median household income. It really is a meaningless figure as many other factors need to be taken into consideration.
    Peterrj
    8th Jan 2016
    4:39pm
    Bonny, " People can't be allowed to live in multimillion dollars houses and get the full pension with a tax free windfall passed on after their death.". Is that your worthless opinion or a statement of the law?

    Sometimes it pays to be a bit sceptical?
    LiveItUp
    8th Jan 2016
    4:54pm
    Peterrj that is a statement of fact as I know people who are doing just that. One lady I knows gets her family to pay all her expenses as they will own the house one day while she spends her pension on the holidays, hair done each week and other luxuries. Another one spends her pension on cruising the world.
    Mygasheater
    8th Jan 2016
    5:37pm
    Bronny, including your home in the assets test would be good if all homes are valued the same. Your home in Palm Beach or Darling Point would be valued much more than mine here at Collie.

    Perhaps there could be a deeming value put on homes to even out the equation. That way my home would be valued as much as mine (I'd like that) or yours could be valued the same as mine. This would be fair.
    Rae
    9th Jan 2016
    8:26am
    Yes Bonny and you should have a good look at what young families are spending their tax payer rebates on. Fancy restaurant meals, holidays, shoes and expensive scarves etc. Not to mention the mobile plans. If it is alright for the young to get home owner grants, baby bonuses, childcare rebates, salary sacrifice rebates and so on without putting their house up as collateral then your plan is age discrimination at the very least.
    I don't get a government pension and never got any of the other tax rebates either but I am over my demographic always having to pay for everyone else. If you want to include homes in asset tests then it has to be everyones homes not just those of people past working age.
    Oldman Roo
    9th Jan 2016
    4:32pm
    Bonny , I very much disagree with your outright criticism on Pensioners playing Bingo and the Pokies . I am one of them and like many others I know , they set aside a small amount of their Pension each fortnight for cheap entertainment . Are you denying them to at least have some simple pleasures in life ? Your comment is nothing new to me because I have heard it often enough from the Liberal supporters trying to make every Pensioner looklike living in luxury .
    Anonymous
    9th Jan 2016
    7:05pm
    I agree, Oldman Roo. But Bonny comes across as selfish and self-serving - always wanting to deny older people the few comforts they have worked a lifetime to earn but ignoring the fact that the young live very well, enjoying comforts our generation could never dream of having and taking regular restaurant dinners and luxury holidays for granted. Four-bed/two-bath/2 garage/rumpus room new brick and tile home, landscaped, often with a pool in the back yard, is the expected standard now - not the 30-year-old 2-bed + sleepout timber home in need of renovation that we borrowed at 17.5% to buy.

    I'm sick of all this beating up on retirees. We earned our retirement, Bonny. The figures prove we are being short-changed. The nation can well afford to be more generous. We supported our parents and grandparents without complaint. Now it's our turn, and I, for one, am fed up with the selfish bastards who want to deny us our just rewards for decades of hard work and frugal living.
    Peterrj
    9th Jan 2016
    11:38pm
    Bonny, " People can't be allowed to live in multimillion dollars houses and get the full pension with a tax free windfall passed on after their death.". I have no doubt that some pensioners do just as you suggest. BUT, 'People can't be allowed ... ' is not the law, not a pension rule, not a tax law ... It's just your worthless opinion and nothing else!!!!

    If your were 'honest' then perhaps we could have some meaningful dialogue but trying to hood wink us in thinking your statement is not an opinion is just 'not on'! Better luck next time!
    Peterrj
    11th Jan 2016
    9:13am
    Rainey, your 17.5% mortgage jogged my memory. It was during that time we obtained a Terminating Society Home Loan of a mere $20,000 to buy out first house .... We went through that period paying off the loan as 2%!!! That gave us a good kick start ... Plus both of us worked for most of our working life?
    Jurassicgeek
    8th Jan 2016
    10:06am
    well what a consolation that is "we do better than South korea"....and that is supposed to be good news???...Debbie get into the real world!!!...international comparisons mean jack s... to anyone on a pension in Australia.. we are all living in poverty..
    wally
    8th Jan 2016
    10:32am
    I'd suspect that we do better than North Koreans, too!
    particolor
    8th Jan 2016
    4:42pm
    Well at least they just got a Radiation Boost !! :-)
    Philhal2
    29th Jan 2016
    2:03pm
    The Australian $ has plummeted , the average lifestyle is below reasonable levels , the pensioners are being sucked dry after giving their life's work to a greedy Political system that has no issues in spending billions on resettling immigrants regardless of legality . Billions are spent on indigenous causes , politicians are feathering their own nests , the unemployed are fat and lazy , the Muslims control most of our Government departments . Give the money back to those that built this country with hard work , poor living conditions , high taxes and all the other burdens imposed by greedy and stupid Governments handing out NATIONAL WEALTH to the Rich and the BLUDGERS . There is no National pride anymore , it has been replaced by greed and stupidity . Our Country has been sold out from underneath us and will sink into the mess it has allowed to be created by stealth and deception from people who want nothing unless it's for themselves and can be taken freely .
    doclisa
    8th Jan 2016
    10:11am
    Pensioners do live in poverty and the current government seems to want to make it worse. Still they dont tax billionaires...but pensioners living in their own homes..that is the family home we all sacrificed mush to have for safety in our retirement..is being stolen form us. Evidently we are using up infrastructure!! Regardless that it is ours to use, it is our own home. This is criminal...if they want to shift infrastructure from private ownership to public ownership could they start with mm BHP? or Gina Rienhardt, or twiggy??? they are so out of touch. Really no understanding at all for how people live!
    Peterrj
    8th Jan 2016
    10:34am
    Hi doclisa, I don't just look upon plans for retirement but I am trying to factor in plans for the 'rest of my life'. I will go from my 'home', and if I live long enough, and I will graduate to the retirement village, then low and then high level care and beyond.

    My fear is that decisions made now to tailor my retirement may adversely impact upon later stages of life .... trying to work out those rules (in you favour) is almost an impossible task.

    I own a home and I am intrigued by your comment, "... the family home we all sacrificed so much to have for safety in our retirement..is being stolen form us."

    Frankly I don't want my home 'stolen' so can you just outline how the home is now being stolen from 'us'? I suspect this some how may come into play when one enters a Care Hostel??? Regards Peterrj
    Blossom
    8th Jan 2016
    1:50pm
    Petrrj
    Many home owners are struggling to pay their rates and taxes because of the increase of property value in their areas. What may have been a very basic home when built is probably in a very expensive area now. mzny blocks in those areas are being subdivided and Local Councils and State Governments are reaping the dividends. I wish they spent the funds wisely. I don't know if you know the regulations of "Low Care" Aged Care facilities. You are only allowed a certain monetary value of assets including your current home, bank accounts etc. "High Care" costs more than your pension so in many cases it doesn't take long to be on the poverty line.
    Peterrj
    9th Jan 2016
    11:57pm
    Hi Blossom, Without boring too many to tears, some stats as they relate to my mother:

    She sold her house for $125,000 and moved into a retirement village at the cost of $105,000. This was like a bond and it was eaten into at the rate of $10,000 each year for three years. Plus she had to pay maintenance fees of $200/month. She paid for her own food and electricity.

    She left and moved into a Low Level Hostel. Her assets were $75,000 refund on the village bond and $50,000"cash. Here is the interesting part, the bond to deposited for the hostel room was $250,000. Their rule was that you keep the first $50,000 and the put in up to the $250,000. Any short fall was paid for by the Govt. She gifted $20,000 over two financial years (June and July) and only Paid $55,000 bond money ... Which is being eaten into at a great rate of knots! Plus she give the hostel 85% of her pension.

    This may not be everyone's experience but it was for my mother.

    Those who are buying bigger houses to eat up some assessable assets may find that they have made a poor choice when they have to go to a hostel????
    stekmer
    8th Jan 2016
    10:22am
    I think poverty is a relative rather than absolute concept.
    Poverty in some countries means no health care, shelter, food, water, electricity, transport etc while in other countries it means choosing to eat more vegetables than meat and delaying upgrading the size of your TV.
    Cold comfort perhaps but I'd rather be living in the Australian standard of poverty than a lot of other places.
    Arby
    8th Jan 2016
    10:28am
    I so agree with you stekmer. We live fine, simple but fine. But if we have to move from our owned home.. we will be in deep doo doo!
    buby
    8th Jan 2016
    1:22pm
    Yes Arby, thats where i am IN Deep DOO DOO.
    Cause i don't have my own home. I am always in fear of being chucked out.
    as i'm getting older, the more disabled, and unable to take care of my surrounds....and i don't have family that cares!!!
    Paddles
    8th Jan 2016
    1:26pm
    stekmer

    May I welcome another voice of reason to this forum?
    Philhal2
    29th Jan 2016
    2:04pm
    The Australian $ has plummeted , the average lifestyle is below reasonable levels , the pensioners are being sucked dry after giving their life's work to a greedy Political system that has no issues in spending billions on resettling immigrants regardless of legality . Billions are spent on indigenous causes , politicians are feathering their own nests , the unemployed are fat and lazy , the Muslims control most of our Government departments . Give the money back to those that built this country with hard work , poor living conditions , high taxes and all the other burdens imposed by greedy and stupid Governments handing out NATIONAL WEALTH to the Rich and the BLUDGERS . There is no National pride anymore , it has been replaced by greed and stupidity . Our Country has been sold out from underneath us and will sink into the mess it has allowed to be created by stealth and deception from people who want nothing unless it's for themselves and can be taken freely .
    SuzeB
    8th Jan 2016
    11:01am
    What's the median household income these days? I think a lot depends on personal circumstances. My neighbour to the left thinks she's having a tight time if she can't put away $200 out of each pension payment. People with health issues that Medicare doesn't cover might find it more difficult. I'm able to save some money from each Centrelink payment. But hey, if the Government wants to give me more, I'm up for it.
    PlanB
    8th Jan 2016
    11:01am
    I have my own home and a car I do not drink Gamble or smoke but I do have to up keep my home, so I save to do that
    I have a very simple life but I will continue to do without some things to enable me to pay for what I have to have and what I have to do to look after my home and replace what has to be replaced without having to owe money.
    Peterrj
    10th Jan 2016
    10:24am
    That does not sound like PlanB it sounds more like a Plan A!
    Chookylynn
    8th Jan 2016
    11:02am
    I recently turned 65 and went onto the Age Pension. Prior to that I had been receiving Widow Allowance. After the most recent increase, my fortnightly pay on WA was $582. Add in the quarterly allowances, averaged out over the year, and it came to a smidge over $600. When I went on to the pension at $867 per fortnight, I felt like a millionaire.

    Yes, the pension could be better. And yes, in comparison with the pay of parliamentarians and big business it is pathetic. But all things are relative, and even here in Australia there are many worse off.
    Scrivener
    8th Jan 2016
    11:05am
    C'mon guys. There's nothing wrong with tinned dog food. Just don't look at it while you eat it. That's all we deserve. Went to war for this country - well that's the crap we were told - and now we have a new enemy at home trying to kill us as quickly as possible - a big, fat, self-satisfied, spoilt enemy who needs constant and larger gratification each and every day. The enemy now are the people we were prepared to give our lives for.
    I'm not even asking for gratitude - all I want is to be left alone. I want all the slugs in this world to undock their vacuum cleaners from my declining bank account and savings - the government, Centrelink, IGA, and so on.
    Pass the Ductape
    8th Jan 2016
    11:18am
    Spot on!
    Blossom
    8th Jan 2016
    2:11pm
    Do NOT blame IGA - you choose to shop there. They don't have as big a buying power as the big national chains. ALL of their supermarkets are independently owned. I have personally seen some of the supermarkets' rent and electricity bills. How some of them afford the rent they pay is beyond me. It is calculated on floor space, location and some even charge a % of the shops takings. They also contribute money to charities via their Community Chest Program --- Some lines that are on special promotions a certain amount of the income from them. Some of the charities the donations are given to people can apply for assistance from.......ALSO When bushfire relief was needed during bushfires on Eyre Peninsula IGA Supermarkets were the first to order extra food, some of which was either donated or sold at rock bottom prices. The Company that supplies them with groceries and other products actually donated PALLETS of drinking water and paid for urgent express transport for several deliveries of them. Some staff who worked a couple of the IGA Supermarkets lost their lives fighting the bushfires too. The same has applied in other disaster areas.
    nena
    8th Jan 2016
    10:42pm
    But dog food is very expensive...I cannot afford even that so I just eat what my pet cat leaves aaaa and also love her biscuits...yuummm!!! when one eat rest of pet´s food after a couple of week it is fine...I´m still alive,,,give it a try
    cheers
    particolor
    9th Jan 2016
    5:26pm
    WOOF !!
    Peterrj
    10th Jan 2016
    10:25am
    particolor, why you old dog!
    particolor
    11th Jan 2016
    5:05pm
    Good O's are OK for breakfast ! But you have to soak them in your Water Bowl till morning tea time or you'll break your teeth !! :-) :-)
    Peterrj
    11th Jan 2016
    9:23pm
    Good doggie, good doggie!

    But are you 'house trained'???
    Polly Esther
    8th Jan 2016
    11:23am
    A woman has to learn to accept her limitations. Everybody wants more no matter how much they have. Make the most of what you do have and be happy. My philosophy, so there.
    Peterrj
    8th Jan 2016
    3:56pm
    Polly Esther,"A woman has to learn to accept her limitations.".

    Gee, I would never be game enough to say that, ever!!!!

    However, not trying to upset the PC brigade and see that you have raised it, Google "Women, know you place." It's good Old style BBC humour!!!
    Abby
    10th Jan 2016
    1:34pm
    Good one Peterrj !! LOL
    Mez
    10th Jan 2016
    2:19pm
    Peterrj.....and "wome know you place" is also basic to domestic violence which kills 1 to 2 women every week by their partner or former partner!
    Their excuse for violence most commonly is "got to put her in her place".
    Reason also for large numbers of women who are homeless most of them being elderly.
    PlanB
    10th Jan 2016
    5:01pm
    And WHAT might I ask is a Women's PLACE!?
    Peterrj
    11th Jan 2016
    4:58pm
    Any place she prefers to be would be PlanA!
    Mygasheater
    8th Jan 2016
    11:24am
    We all know Australians CHOOSE to get old just so they can get the age pension. Age pensioners are just rorters stealing money that should go to our betters, you know mining magnates and big business types. Better still, just go away and die. Stop being a burden on society, you greedy old sods.
    Jannie
    8th Jan 2016
    1:29pm
    We might as well give up lets do a massive suicide pact that would fix the pollies for all time.. or better still lets commit crimes and go to jail we would be better off living in jail than going to an aged care facility that rips us all off.
    Golden Oldie
    8th Jan 2016
    6:25pm
    Better make the suicide fairly soon. A prominent policeman in NSW wants to take away our drivers licence once we are over 70. Means cannot have a quick death through a car crash, but have to die slowly from boredom and starvation, as we cannot drive to the shops to pick up our groceries
    Philhal2
    29th Jan 2016
    2:05pm
    The Australian $ has plummeted , the average lifestyle is below reasonable levels , the pensioners are being sucked dry after giving their life's work to a greedy Political system that has no issues in spending billions on resettling immigrants regardless of legality . Billions are spent on indigenous causes , politicians are feathering their own nests , the unemployed are fat and lazy , the Muslims control most of our Government departments . Give the money back to those that built this country with hard work , poor living conditions , high taxes and all the other burdens imposed by greedy and stupid Governments handing out NATIONAL WEALTH to the Rich and the BLUDGERS . There is no National pride anymore , it has been replaced by greed and stupidity . Our Country has been sold out from underneath us and will sink into the mess it has allowed to be created by stealth and deception from people who want nothing unless it's for themselves and can be taken freely .
    Mygasheater
    8th Jan 2016
    11:24am
    We all know Australians CHOOSE to get old just so they can get the age pension. Age pensioners are just rorters stealing money that should go to our betters, you know mining magnates and big business types. Better still, just go away and die. Stop being a burden on society, you greedy old sods.
    Mygasheater
    8th Jan 2016
    11:24am
    We all know Australians CHOOSE to get old just so they can get the age pension. Age pensioners are just rorters stealing money that should go to our betters, you know mining magnates and big business types. Better still, just go away and die. Stop being a burden on society, you greedy old sods.
    Anonymous
    8th Jan 2016
    11:40am
    Mygasheater you are repeating yourself a lot
    Peterrj
    8th Jan 2016
    4:02pm
    It's the old adage, 'If you say something often enough you will eventually start to believe it!'

    I think that my gas heater has just passed it's use by date and needs to be traded in for a a solar panel???
    Mygasheater
    8th Jan 2016
    11:24am
    We all know Australians CHOOSE to get old just so they can get the age pension. Age pensioners are just rorters stealing money that should go to our betters, you know mining magnates and big business types. Better still, just go away and die. Stop being a burden on society, you greedy old sods.
    Mygasheater
    8th Jan 2016
    11:39am
    Apologies for the multiple posts.
    Anonymous
    8th Jan 2016
    12:52pm
    You are full of gas, of gas, of gas, of gas, of gas........
    buby
    8th Jan 2016
    1:27pm
    :( thats what happens when you get old. you do end up with a lot of GAS. And bills you don't know what to do with with.
    And ppl taking advantage of you!!!!
    petergrimbeek
    8th Jan 2016
    11:33am
    No surprise
    Pass the Ductape
    8th Jan 2016
    11:33am
    We don't consider ourselves to be living on or below the poverty line, but we quite possibly could be if we hadn't managed to find the funds - and the time to build our own home.

    However I have a challenge for any politician who claims that pensioners are doing adequately well!

    We are prepared to gladly give up our house, land, and all claims to whatever other things considered to be an asset, the value of such assets to be realised and handed free of all encumbrances to the said politician - if it can be guaranteed that the same politician will authorise a fortnightly payment - to continue being paid until the time of our deaths, and which he/she considers to be an amount, equal to an amount they themselves might consider sufficient to live on during the same period.
    particolor
    8th Jan 2016
    11:54pm
    Yeah like that'll happen !! :-)
    Philhal2
    29th Jan 2016
    2:06pm
    The Australian $ has plummeted , the average lifestyle is below reasonable levels , the pensioners are being sucked dry after giving their life's work to a greedy Political system that has no issues in spending billions on resettling immigrants regardless of legality . Billions are spent on indigenous causes , politicians are feathering their own nests , the unemployed are fat and lazy , the Muslims control most of our Government departments . Give the money back to those that built this country with hard work , poor living conditions , high taxes and all the other burdens imposed by greedy and stupid Governments handing out NATIONAL WEALTH to the Rich and the BLUDGERS . There is no National pride anymore , it has been replaced by greed and stupidity . Our Country has been sold out from underneath us and will sink into the mess it has allowed to be created by stealth and deception from people who want nothing unless it's for themselves and can be taken freely .
    PJ
    8th Jan 2016
    11:35am
    I am grateful to have my health, wonderful family and friends. I do voluntary work and enjoy being involved in the community (costs nothing but very rewarding) The pension isn't a huge amount to live on and I empathise with anyone who has to pay rent as that would erode the fortnightly amount significantly. Having travelled overseas (Malaysia) and talking to many of the locals we are really a lucky country by comparison Not to mention the thousands of dispossessed people living in fear for their lives and have had to flee their homes. Appreciate your freedom and enjoy your lives instead of dwelling on the negatives.

    8th Jan 2016
    11:37am
    Most pensioners I know have plenty and living quite well. I have a single mate on the pension who puts through at least $50 a week at the tab and at least $100 on grog a week but he does have a go at the stock exchange and he is living like a king.

    Also when I go into the pokies have a guess full of overpaid pensioners so if you cant live well on the pension with all its benefits there is something wrong with you.
    Tom Tank
    8th Jan 2016
    11:52am
    The question raised here is your single mate entitled to a aged pension or is there some fiddle going on here?
    Anonymous
    8th Jan 2016
    11:58am
    No fiddle at all Tom Tank but has had some success in the Stock Exchange that has reduced his pension a little bit but mind you he does not travel much or do much else but he seems to enjoy himself.
    Pass the Ductape
    8th Jan 2016
    12:09pm
    Horses for courses I guess robbo. Some people are good money managers and others not so good. I doubt your mate is living like a king, but never-the-less, $150 a week isn't much to consider when it gives them a weeks 'pleasure' - and they probably don't do much else with their time amyway.

    Many people I know spend $150 and a lot more on regular weekly restaurant meals alone.

    After a trying day at the doctors recently, I decided I needed a treat and bought myself a cup of coffee and a muffin at the Coffee Club. Surely I could afford that! I nearly choked on my muffin when I was told total was $10!

    No more treats for me. That kind of money would supply me with mince-meat to live for four days.
    Pass the Ductape
    8th Jan 2016
    11:43am
    The removal of Panadol Osteo from the PBS and subsequent rise in the cost of this medication for pensioners who suffer from arthritic problems has simply negated any rise in the pension received during the last twelve months in one foul swoop!

    Congratulations Morrison - never was there a truer saying expressed by any person than the one that was uttered by a native America.... "White man speak with forked tongue".

    Morrison would have made a first class used car salesman.
    Rae
    8th Jan 2016
    3:28pm
    Check out the discount chemists. Panadol osteo can often be bought for around the $5 for 96 tablets. That is around two weeks worth if you take the maximum dosage. Your pension is going up by $30.
    Actually a packet was $4.90 last week so I bought 3 packs .

    I know because as I always worked and saved I don't get a pension or any of the discounts at all. I have to shop around as a doctors visit costs me $36.

    It was stupid to use taxes to pay doctors to write a script when you can buy the drug for less than $10 a fortnight.
    Sceptic
    8th Jan 2016
    4:31pm
    If you pay any more than $1.50 for paracetamol you are wasting money.
    maelcolium
    8th Jan 2016
    11:48am
    The OECD report cites $32,000 as the poverty line, but 41% of pensioners live on the full pension which is circa $22,0000. So the real number in my view is 41% living below the poverty line at the extra $10,000 income would disallow the full pension.

    This is disgraceful and inhumane.
    Mez
    8th Jan 2016
    1:42pm
    Agree....considering that it is approx. twice the amount Australian age pension and the cost of living here is one of the few highest in the world including taxes!
    Rae
    8th Jan 2016
    3:31pm
    Yes Mez it is the high cost of living in Australia. Especially the cost of insurances, financial fees and fresh foods. Rates to local councils are very high as well in a lot of areas.
    Richard
    8th Jan 2016
    11:53am
    The number one priority should be to stop taxing saving our savings for old age and aim to make us all independepent in old age . In the meantime the pension should be paid to individuals not lowered to couples and raised by 50 per cent to 30,000 a year . This would cost 14 billion and could be saved by not paying family allowance to the wealthy and not having free GP visits for the wealthy ...
    Young
    8th Jan 2016
    11:54am
    You are correct Stekmer.
    Compared to most countries our poverty is "living in Heaven".
    We winge far too much.
    tia-maria
    8th Jan 2016
    2:00pm
    Hey Mr or Mrs Young, don't compare us to other countries........many retired pensioners do have chronic health issues and out of pocket expense...as many of us travel from Regional area to see specialists and major issues are dealt in major hospital....... not regional.............Its a dam big struggle (we don't whinge) but we should expect more consideration........... from our greedy Politicians who are taking from taxpayers.............and giving themselves massive big pensions and perks after politics.......and that what would make me whinge..............
    Glen48
    8th Jan 2016
    11:58am
    I was set up to retire early until my ex decided she wants a divorce after 20 yrs ,,,we built a new house and I found out she had low self esteem and she could not be seen living in a flash house and she decided divorce was the only way out,,which happened,,, she then started up business against me taking my customers with her,,,single Mother with kids needs all the help she can get,,and I was paying her child support as she was putting me out of business,,,I then had to sell a rental property as there are no tax deductions if you are pay Commonwealth Suicide Assistance...this was before the cheap money came in and got housing up and inflated,,, ,,I then had to stop working due to an eye sight prob... so now I am renting a room she is still single after lot of failed r/ships and the taxpayer are now supporting me for as long as the pension lasts,,,,my grip is she wanted out and I have to get dragged down with her mental illness,,,OHhh she thought washing old rags each month was away of saving money on Tampons, I can see a lot more Fathers ending up in the same situation, so the money CSA gets is paid back in a invaled pension .

    8th Jan 2016
    12:02pm
    No one seems to have any money nowadays, everyone is crying "poor!". The latest con is having a pass-the-hat-around collection for a family member's funeral. Peoples' dignity in paying for their own loved one's funeral has even been lost. The natural reaction to any loss, be it a relative, partner, or loved one, a house, car, dog, or whatever, seems to be the automatic out-thrusting of one's arm with the palm up. Not only has personal dignity been lost, but self-reliance and the fortitude to cope have been left at the wayside in favour of a handout. Pathetic! If anyone should have to pay recompense for a loss it should be the person/s responsible, or payment extracted from their estate or belongings.
    Anonymous
    8th Jan 2016
    2:33pm
    Your right Fast Eddie if you can"t pay for your own funeral you don"t deserve one.
    Had a bloke at the local some 15 years ago who contacted pancreatic cancer as he was nearly dead they took up a collection to bury him although he owned his own house, I wouldn't give a cent' now this guy is still alive today with his house and a job don"t know what happened to the money. Anyone who gives money to these people dead or alive is crazy.
    PlanB
    11th Jan 2016
    6:28am
    OMG Robo what a mongrel of a bloke -- not paying the money back
    Laboheme
    8th Jan 2016
    12:18pm
    I am like chookylynne I am just on 63 been on bereavement payment and managed OK on that I am now on widows allowance which in considerablly less I don't have a job to go back to and are several years off age pension .I still have a mortgage and would not be able to manage with out family help .so I will need to look for work .I will proberably need to sell that's OK but will still have a mortgage so bank obviously isn't thrilled with my income if only at this stage I could have full pension .I really think they need to bring back full widows pension especially if you don't have a working background .
    Mez
    8th Jan 2016
    12:51pm
    36% of pensioners living below the poverty line would be mostly comprised of women of whom many are homeless due to economic circumstances that are unfavourable for women.
    As a result, they are not able to afford the internet to be making comments here! Very sad indeed!
    Dancer
    8th Jan 2016
    3:59pm
    Here here! and too true! Single women on age pension are most certainly the worst off. Many women have not had the opportunity to accumulate superannuation, have never worked or maybe just in low-paying work, so they don't have work skills. Notwithstanding that, trying to continue paying for private health insurance is adding to the difficulty of living well on a single pension. Oh and is private health insurance a luxury ? or necessity as we continue to see problems and cuts to the public health system.. If all pensioners with private health insurance decided to stop it and rely on the public health system, then it would completely collapse. Perhaps therein lies the answer - not a plan to "dispose" of us all but for us to plan to cease private health insurance!!
    older&wiser
    10th Jan 2016
    9:32pm
    Totally agree. My dear aunt approaching age 84...her husband died 18 months ago. They lived solely on the pension. As she herself admits, whilst he was alive, with the couples pension, they managed. But from the day he died, her pension was reduced, and now I see an anxious, worried and very scared person. She really, really struggles financially - just because her husband died and her pension was reduced, her bills aren't reduced. Going from the couples pension to single pension sees a drop of 34% per fortnight - but bills don't drop. Insurance, rates, car rego are still the same. Qld rates are just unbelievable - $51 a week, as opposed to $11 in another state. I help her out as much as I can - petrol and grocery gift cards are great for presents. But it makes me angry to see a once confident, capable and outgoing person reduced to staying in her house because she can't afford to get out, but too scared to turn on her room fan because she's scared of the power bill. She now faces a major operation, and her required medicines, etc will only mean more financial stress. Elderly Australians shouldn't have to live in poverty - and the Govt should stop attacking Aged Pensioners for budget cuts. They should be well down the list, with politicians and 'working families' top of the list for cost cutting.
    Rae
    11th Jan 2016
    7:49am
    It is appalling that elderly women, who were denied the right to work after marriage are forced into a fearful existence.

    While ever tax dollars can rebate high income earners for childcare and salary sacrifice we can afford to care properly for our elderly.
    Phil1943
    8th Jan 2016
    12:52pm
    Where a person lives will have a lot to do with how one can survive (or not) on the pension. I'm more concerned that the underlying aim of the Libs is to do away with the age pension entirely and they'll continue whittling away at it until it's gone.
    As self-funded retirees, we're fortunate to own a home in Sydney and the day will come when we have to sell it to fund whatever's left of our lifetimes. Homes in other parts of Australia won't provide as much capital and therefore make people's later lives less certain.
    Our friends and relatives who receive the age pension all seem to be doing okay, although nobody's buying new cars or traveling overseas. The simple truth is that we're being abandoned by governments and will increasingly have to look out for ourselves. To plan on receiving an age pension in ten year's time is a case of "tell 'em they're dreaming".
    Mez
    8th Jan 2016
    12:59pm
    Apparently, most of the homeless people are elderly women!
    We do not hear from them unfortunately, only those who do not want to downgrade from their large and empty houses!
    Supernan
    8th Jan 2016
    12:59pm
    Am not surprised. Of course its true.

    Think circumstances have a big effect on managaing on the pension though. In cool climates people spend more on heating & cooking hot food. Living near supermarkets, discount stores, secondhand clothing stores & cheap clothing stores like Rivers makes pensions go further. Health also makes a difference - how many medications or specialists you need. If people can do small jobs that dont affect their pensions, its a big help. So does rent, rates, water, etc which varies council to council & state to state.

    Worst off are the older & sicker aged living in high rent, high cost areas.
    Mez
    8th Jan 2016
    1:43pm
    True!
    Hoppy
    8th Jan 2016
    1:03pm
    I have always questioned the Henderson poverty line measured as half the median household income. People defined as living in poverty in very wealthy countries will have a much higher standard of living than those in less well off countries. If the median net disposable income of a country increases but the net disposable income of a certain sector remains the same does that make them worse off. Of course not - except in comparison to others.
    We need a better measure of poverty. I believe that people in private rental totally reliant on the pension are really struggling the rest of us should be able to manage quite well.
    Mez
    8th Jan 2016
    1:30pm
    So true!
    buby
    8th Jan 2016
    1:34pm
    Yes you could be right there HOPPY:)
    Paddles
    8th Jan 2016
    1:38pm
    Those who wish to contribute an emotive and/or economically ignorant comment on this thread may consider commenting on the number (vast) of Australian OAP's living the life of Reilly in various parts of Asia.
    To do this, you will need to address both the quantum and geographic relevance of our Pension.
    Jannie
    8th Jan 2016
    1:40pm
    The biggest worry we all have is when we eventually have to go into an aged care facility, the food is disgusting, the staff can hardly speak English and our families get ripped off in the end due to our funds being invested which the facility takes and in the end another large amount is deducted from the principal amount given in trust. The system is not right and we are not protected or given the proper advice. If we do get advice the system is so complex nobody understands the bottom line.
    Mez
    8th Jan 2016
    1:54pm
    Again....so true because as a nurse, I have worked in many via private nurses' agencies and as permanent part timer in a few aged care facilities which are either owned by churches or large property investment companies like LendLease.
    A couple of them I needed to report on because of witnessed sexual abuse and another because of OHS breaches and bullying by staff.
    Many need more staff, especially high care and on night shifts and a couple on the Mornington peninsula were overcrowded and dirty when I had popped around without calling first to decide which would have been best for my mother who has since passed away.
    There are some very good ones but most are fairly average.
    Paddles
    8th Jan 2016
    9:29pm
    Jannie

    There is absolutely no chance that you will ever be mistaken for a battery as they have a positive to balance out the negative.
    Your gloomy prejudgment is breathtaking and I can only conclude that you will never have need for an aged care facility.
    Frankly, you may be happier in necking yourself.
    Mannagum
    8th Jan 2016
    1:47pm
    As one of the commenters says, 'I'd rather be living in poverty in Australia than...' But our general wellbeing - health, education services, the pension, depends on a fair - progressive - tax system. That's what we need to campaign for, not just an increase in the fortnightly pension. Every tax cut, every corporation allowed to move its profits offshore,increases social poverty which is our buffer against individual poverty.
    Mez
    8th Jan 2016
    1:55pm
    Good start!

    8th Jan 2016
    1:50pm
    All pensioners are not living in poverty. It depends whether you are on a full pension, getting a half pension or getting one dollar of pension.

    Many pensioners are living very well and at the opposite end there are many living on the bread line.

    Generalising like this article is stupid in my opinion. How come we see so many pensioners with huge four wheel drives and caravans or winebagoes if all are on the poverty line travelling around Australia. Nah, does not ring true with me at all.
    Mez
    8th Jan 2016
    1:58pm
    The really poor and homeless like many elderly women cannot afford the internet so yes....we do not hear from them.
    Foxy
    8th Jan 2016
    5:34pm
    Agree's with Mez - many women did not have super (they stayed home and looked after the family all their lives!) - then when Divorce hit - they had NOTHING!!! A lot of "family" homes are "lost" in divorce!

    What about pensioners living in Private Rental? Private rental takes 3/4 of their pension! It' time Centrelink updated their "Rental Allowance" and brought it into line with today's high rent prices! Their ridiculous paltry "rental allowance" is still in the Dark Ages!

    Elderly women/men - IMO - get hit the hardest if they have NO assets. Homeless people?? - well - poor sods - that's just "another story"!!
    Paddles
    8th Jan 2016
    9:42pm
    Radish

    By and large, your comments make sense. We live comfortably with our only income being the OAP and even save a little and this is mainly due to some sensible decisions taken in our late fifties.
    The really big factor, as a couple of posters have touched on, is home ownership.
    Get rid of the rate eating, maintenance needing old pile and finance yourself into a quality self care retirement village.
    Another essential is to rid yourself of the obsession to "leave something for the kids". I worked damned hard for the little that I accumulated and I expect my progeny to do the same, which is no big ask as they are the beneficiaries of Govt allowances that we would not have dreamed of.
    Final word of advice.....Make your move soon after 55 when you qualify for aged care accommodation.
    pom13
    8th Jan 2016
    1:57pm
    These figures are going to be a lot worse when the new laws come into effect in 2017!
    Peterrj
    8th Jan 2016
    4:16pm
    I hope you are you are not a whinging Pom???

    But I feel confident that you are 100% correct and many yet don't realise how much worse off they will be in just 12 months time!!!!!
    Aravis
    8th Jan 2016
    2:18pm
    Since I am 75 and still need to work 5 hours a week to make ends meet, yes, I am living in poverty, or I would be if I did not work. But then, this government believes we should all work till we drop. And I don't accept what some are saying, that poverty is relative; yes it is, but that does not mean we should accept being ripped off after a lifetime of honest work. We have worked for the small pension we receive. It is not welfare; it is an entitlement, and earned far more than any politician's. I am so tired of working, but fear to stop. Is that fair?
    Jannie
    8th Jan 2016
    2:31pm
    I am in the same boat Aravis almost 70 and still working as a casual to get extra money to make ends meet, if I earn any more than $250 a fortnight my pension starts reducing, so work your guts out to get some extra money and the government takes it back again works out I sometimes work for $10 per hour when the pension is reduced.
    Also Centrelink does not take into account our outstanding mortgages the interest we pay, but they tax us on our super or savings we are totally ripped off.
    Peterrj
    8th Jan 2016
    4:30pm
    Jamie, please tell me if I am wrong but my understanding is that you can have an income of $162 single or $288 couple per fortnight before you start to lose some Aged Pension??? And if working you can, single or couple, earn an extra $250/fn above this $162/$288 before you start to lose some of your pension payment???

    But you say you lose some pension after your fortnightly income exceeds $250???

    I'm either wrong (and I don't mind being wrong if I learn something) or you are being riped off?

    Can you double check your stats and report back. Thanks.
    Jude
    9th Jan 2016
    7:12am
    Peterrj, two different categories. The first payment you mentioned is what you are allowed in income assets e.g. Super payments, bank interest etc. the $250 of is income from paid employment. May be wrong, but that's my understanding.
    Mez
    9th Jan 2016
    6:55pm
    Yes one is allowed $250 er fortnight before your pension is reduced by approx. $1.00 for every $10.00 earned over $250 but one has to report the earnngs and submit salary slip into C.L. every fortnight which is easy and convenient using the Seniors Express app on my smart phone which automatically replies with the calculated amount to be received on coming pension pay day.
    Not necessary to front up at the C.L. office! Easy!
    Peterrj
    10th Jan 2016
    12:17am
    Jude, yes, that seems to be the case bit it is not abundantly clear to me???? I thought that the first $162 or the $288 were factored in first on the income threshold scale and the comes the $250???

    Any one out there able to assist????

    Mez, sorry but I think that you lose 50c for every $1 over the '$250'. That's $5/$10 ... that's pretty savage and makes working very unattractive!
    Mez
    10th Jan 2016
    9:59am
    Peterrj.....I am going by what is in print from C.L. and what happens to my pension when I go over $250 on the Work Bonus scheme since I turned 65 last year.
    PlanB
    10th Jan 2016
    10:23am
    http://www.humanservices.gov.au/customer/enablers/income-test-pensions
    Peterrj
    10th Jan 2016
    10:57am
    Sorry if this is a bit long:

    Single
    Fortnightly income up to $162 over $162
    Reduction in payment none – full payment 50 cents for each dollar over $162
    Couple combined, couple separated due to ill health
    Fortnightly income up to $288 over $288
    Reduction in payment none – full payment 50 cents for each dollar over $288(combined)
    I read that to be that the first $162 single and first $288 couple is free income that does not impact upon your Aged Pension payment.

    Then comes the extra ability to earn $250/fn with no pension penalty???

    I found this, it is a bit out of date but the principles should be the same:

    "Work Bonus
    The Work Bonus provides an incentive for pensioners over Age Pension age to participate in the workforce by allowing them to keep more of their pension when they have earnings from working.

    How does the Work Bonus affect pension rates?
    The Work Bonus increases the amount an eligible pensioner can earn from employment before it affects their pension rate. The first $250 of fortnightly employment income is not assessed and is not counted under the pension income test.

    The Work Bonus operates in addition to the pension income test free area. From 1 July 2013, for single pensioners, the pension income test free area is $156 a fortnight and for couples combined, it is $276 a fortnight. For example, this means a single pensioner over Age Pension age with no other private income could earn up to $406 ($156 + $$250 = $406) a fortnight from employment and still receive the maximum rate of pension.

    Work Bonus Income Bank
    Pensioners over Age Pension age accrue any unused part of the $250 fortnightly Work Bonus exemption amount in a Work Bonus income bank, up to a maximum of $6,500. The income bank amount offsets future employment income from the pension income test. The income bank amount is not time limited; if unused, it carries forward, even across years.

    The Work Bonus income bank is useful for pensioners who wish to work, particularly those who undertake intermittent or occasional work.

    How does the new Work Bonus work for single pensioners?
    Example 1: Bob is an age pensioner working as a school crossing supervisor, earning $300 a fortnight. He has no income other than the Age Pension. Under the Work Bonus, the first $250 of Bob’s employment income is not assessed, and only $50 is counted under the pension income test. This is less than the pension income test free area of $156 a fortnight for a single pensioner, and Bob will still receive the maximum rate of Age Pension.

    Example 2: Maria is an age pensioner who works for three fortnights as an accountant. She has no other income. As Maria has not worked in the previous 12 months, she has accumulated the maximum income bank amount of $6,500 (26 fortnights x $250). During the three fortnights that she works, Maria earns $2,000 a fortnight, a total of $6,000. As Maria’s income bank amount is more than her employment income, none of the $6,000 is assessed under the income test and she will still receive the maximum rate of Age Pension.

    In addition, Maria will retain $1,250 in her income bank to offset any future employment earnings ($6,500 - $6,000 earnings + $250 Work Bonus concession for each of the three fortnights that Maria works).

    How does the Work Bonus affect the employment income of your partner?
    The Work Bonus applies to individual pensioners. It cannot be shared by a pensioner couple.

    Example: Mary and Jim are a couple who both receive the Age Pension. Mary has employment income of $550 a fortnight and Jim has employment income of $200 a fortnight. They have no other income.

    Under the Work Bonus, the first $250 of an individual’s employment income is not assessed. Only $300 a fortnight is assessed as income for Mary and nothing is assessed as income for Jim. Under the pension income test, pension is reduced by 50c for every $1 of income over the income test free area. Mary and Jim’s combined assessed income of $300 a fortnight is $24 higher than the income test free area ($276 a fortnight for a couple) and their combined pensions are reduced by $12 a fortnight ($6 a fortnight each).

    If Jim was under pension age, he would not be eligible for the Work Bonus and all of his earnings of $200 a fortnight would be assessed as income.

    Who is eligible for the Work Bonus?
    All pensioners over Age Pension age are eligible for the Work Bonus if they have employment income. This includes: Age Pension, Carer Payment, Bereavement Allowance, Disability Support Pension, Widow B Pension and Wife Pension recipients.

    Employment income
    Employment income is income from paid work undertaken by the person as an employee in an employer/employee relationship. This includes but is not limited to salary, wages, leave payments, commissions, employment-related fringe benefits, bonus payments, supported wages and casual loading.

    Employment income does not include income from self-employment or business income. Pensioners who are self-employed or running a business are not entitled to the Work Bonus, but are able to make business deductions from their income."

    This clearly (diluted with mud) tells me that you deduct $250/fn from any employer income paid to you. You the. Have the income free zone of $162 single or $288 couple BEFORE you start having your Aged Pension reduced????

    I'm a mug and know no more than what I read. From the above I think that I could be right?

    If you lose pension payment after just $240 then go back to Centrelink and ask them, "What about my income free amount? What an happens to it???"

    Please report back when you have the answer from Centrelink. If necessary quote the above examples!!!!


    Something is wrong and does not add up????
    Mez
    10th Jan 2016
    11:33am
    What you have quoted is for couples and the $6500 is PER ANNUM!
    Peterrj
    10th Jan 2016
    10:08pm
    M ez, see the heading 'How does the new Work Bonus work for single pensioners?'. I think that deals with singles???
    Wonga
    8th Jan 2016
    2:27pm
    I am sure Scott Morrison would be most concerned.
    Peterrj
    10th Jan 2016
    12:20am
    You could say that again!
    Wonga
    8th Jan 2016
    2:27pm
    I am sure Scott Morrison would be most concerned.
    Hasbeen
    8th Jan 2016
    2:42pm
    Just perhaps that is why Australia is only going broke, & not already flat broke like Greece, & almost flat broke like most of the EU.

    I live on the pension, & have spent over $2000 on hobbies in the last 6 months. No problem, if you don't, drink, smoke or gamble.

    You know this poverty can't be too bad. I must be eating OK, as I'm not loosing weight, even when trying.
    Anonymous
    8th Jan 2016
    3:54pm
    Your right has been I don"t know a pensioner who is doing it hard one a
    couple I know go overseas every year without a problem he has a $10000.00 machine to find Gold a motorbike and a 4 wheel drive and just helped his daughter out who blew her house on the pokies they are quite happy with there lot and doing easy. They have the same vices as you none.
    nena
    9th Jan 2016
    10:20pm
    Hasbeen, If one eats lots of carbohydrates can keep or put on more weight. It can happen to those who cannot afford the good food
    i. e. lots of fresh vegetables and fruit, seeds, beans... Many people eats the wrong food (greasy...salty...sugary...) to feel satisfied but it does not mean being healthy! I survive on the OAP because I´m vegan...good for my health and pocket, good for the Planet and infinitely GOOD FOR THE ANIMALS...poor darling vulnerable beings.
    BElle
    8th Jan 2016
    2:54pm
    All Governments have treated the Aged in a most demoralising way. This is not help by the media constantly raising issues of elder persons. These are almost invariably negative. The occasional positive item is viewed with condescending attitude by most people. These articles are treated as though they are a "one off" and not the normal manner in which aged persons spend their time and energies. This then flows into the general community and as a consequence older persons are treated as parasites on society. We are in fact a large part of the social and community actions. We certainly spend most of our income as prices rise beyond our capacity to pay. It is always astounding to me at the cost of some items in relation to the low income levels.
    One only has to spend a short time at our local shopping centre to observe that many aged pensioners are living below the poverty line.
    It is not because they have been frivolous with their income, it is because they have NEVER had the opportunity to provide for their older years. If you are over 70 then your chances of having anything substantial in Superannuation are virtually NIL. If you are a female then your options are even less.
    Australia currently ranks 63rd in the developed world for the way in which its Aged Pensioners are treated. An utterly appalling statistic for an affluent country.
    Dancer
    8th Jan 2016
    4:07pm
    Once again - here, here! and too true!
    Just reading comments about "pensioners" having overseas holidays and 4-wheel drive vehicles - I suspect those in that category are not living solely on an aged pension but have substantial superannuation or investments which is funding their lifestyle
    Therein lies a big problem - people think they are poor if they don't get a full age pension because of their other income - try living on nothing but the age pension and you'll soon decide you are better off with superannuation plus a pension top-up.
    I would much rather be financially independent and living well than relying on any government payment. So those of you on super plus pension, count your blessings!
    dobo
    8th Jan 2016
    3:00pm
    just what is the poverty line. if you live of 2 age pensions only ie: no other money, is that below the poverty line
    dobo
    Rae
    8th Jan 2016
    3:47pm
    No.

    Two single aged pensioners house sharing would be doing okay unless they were wasting money or one had a big mortgage.

    In fact house sharing for elderly renters or even single home owners might be a very good idea.

    Perhaps a site like airbnb for retirees wanting to live in a sharehouse situation could be established.

    Legal leases would be needed.
    Anonymous
    8th Jan 2016
    3:57pm
    There you are Rae a new business venture for you to set up', keep you off the streets and might make you a few bob.
    Rae
    9th Jan 2016
    9:05am
    Thanks robbo it is an idea. I still work a bit though on contract and I have to work at producing an income as I don't get a government pension. I have access to a web designer though so it is worth a look.
    We are familiar with setting up and running businesses including incorporation. It is a lot of work. Facing challenges is better than boredom though in my opinion.

    The share house idea worked well in my youth when we lived in a city close to the uni and i have a son who house shares during the week close to his city office and goes home at the weekends.

    The only real problem is the security factor and I imagine it would be the same as airbnb or uber or other share house residents face.
    carmencita
    8th Jan 2016
    3:11pm
    We already know that. That was established a while ago. But, the most vulnerable are the ones easy to oppress. There is no voice or politicians don't want to hear that since, it do not affect them. While international issues such as asylum seekers, boat people, climate change make a big noise and this government readily promises billions to the issues while forgetting that people at home need those aid more.
    particolor
    8th Jan 2016
    4:46pm
    Redirect Foreign Aid to OUR FARMERS !!
    particolor
    8th Jan 2016
    4:43pm
    I Haven't got enough Ink to make a Reply here ! :-( :-(
    particolor
    9th Jan 2016
    8:47pm
    I'm getting sick of the look of that Stale piece of Brown Bread up there ! :-( It reminds me of something :-(
    Peterrj
    10th Jan 2016
    10:38pm
    particolor, you have too much time on your hands!!!!
    particolor
    13th Aug 2016
    6:35pm
    That Brown Bread would look better with some Golden Syrup on it !! :-) But is 9 Bucks a Tin :-( :-(
    Roses
    8th Jan 2016
    4:51pm
    I receive a Disability Support Pension, I am 66 years old. My total pension is $808 + $128 rent relief. I live in a private rental and pay $550 fortnightly rent. I own a beat up Getz that is about 10 years old and a few pieces of furniture. I DO NOT HAVE ANY OTHER PROPERTY OR INCOME!
    I am tired of comments and articles which overlook people like me...of course I live in poverty. I have a chronic illness with several co-morbidities, I can pay out in the vicinity of $50 each time I fill my prescriptions. Do the math and see where that leaves me....
    particolor
    8th Jan 2016
    5:32pm
    Dear Roses.
    I have many friends in that same Predicament, but thank God I wouldn't know what a Doctor looked like ? But I do what I can for them ! :-)
    275 Bucks a week Rent ? YOW !! :-( That Hurt :-(
    Mez
    9th Jan 2016
    7:19pm
    I pay $540 per fortnight rent which is over half of my pension with only $129 Rental assistance!
    At 66 yrs of age, that person should be on an age pension instead of a disability pension.....surely???
    Doesn't the age pension pay more than the disability one?
    particolor
    9th Jan 2016
    8:00pm
    No !~ Its the same ..
    particolor
    9th Jan 2016
    8:02pm
    You don't even get an Extra Biscuit at Morning Tea Time !! :-(
    Peterrj
    10th Jan 2016
    12:29am
    Hi Roses and Mez .... Agreed, after paying your rent you have very little left. I don't know how you survive? Talk is cheap, but I do wish you and all other's renting on the pension all the best for your future.
    PlanB
    10th Jan 2016
    7:11am
    Roses I really do feel for you and this year will be worse as far as teats and cost of scripts go --

    You said that you got $808 pension ?
    Well the Aged pension is $867 per fortnight and you would still get a rent allowance.
    particolor
    10th Jan 2016
    11:01pm
    Any wonder they are trying to Stop Free Speech with Political Correctness Garbage. I've watched this for years, The State and Federal Governments working in Unison ! Both Libs ! We get a Pension rise and they move the Rent up to JUST BELLOW the cut in point for Rent Relief :-) And if it looks Dicey they Reassess the Market value for rent on the property Higher !! But the public are Dumb don't forget !! :-) :-)
    LiveItUp
    8th Jan 2016
    5:01pm
    No matter how much most pensioners get it would not be enough. Most wage earners are the same. Budgeting to me is like saying to someone you have so much to spend so spend it.
    Foxy
    8th Jan 2016
    5:36pm
    A pensioner in Private Rental are you no doubt??????
    LiveItUp
    8th Jan 2016
    5:38pm
    No I'm a fully self funded retiree living on a country estate.
    particolor
    8th Jan 2016
    5:59pm
    I've got so much saved I cant Budge It ! :-)
    Foxy
    8th Jan 2016
    6:08pm
    Ohhhh good for you Bonny! lol - I thought you may have been one of the privileged ones? - married to some old rich guy and sailing around the world and living on the QE2?? Or perhaps lucky enough to score a mega inheritance?

    If you were "doing it tough" like so many are - you would not make such an outrageous comment! Old saying "walk a mile in my shoes" huh??? Oh and not necessarily "my shoes" - 'cause i actually have compassion for other people!
    LiveItUp
    8th Jan 2016
    7:10pm
    No I've just got myself a toy boy who lives in his own dwelling on my country estate. No mega inheritance just lots of hard work that's paid off. Don't like sailing as I get seasick so not QE2 for me.

    I do it tough out of choice as I can't see the need to have more than necessary.

    I have a lady pensioner who does my housework and cooking in return for her accommodation. I don't like cooking or housework and she needed somewhere to live.

    Anything else you would like to know?
    particolor
    8th Jan 2016
    7:14pm
    A Message to al Sticky Beaks, Glued to this Site !! :-) :-)
    Foxy
    8th Jan 2016
    8:11pm
    Hahahaha - good one Bonny - I thought from the start you were BS - now I know! Good call! lol lol
    LiveItUp
    8th Jan 2016
    8:18pm
    Ha Ha Maybe not. You will never know.
    Anonymous
    9th Jan 2016
    7:19pm
    Bonny, there is nothing more contemptible, in my view, than arrogance and lack of empathy, and you take the prize for it. What do you know about the challenges other people face? So you are okay. Good for you. There are thousands who are NOT, through no fault of their own. Parents of disabled children who spent hundreds of thousands on specialist medical care and educational and disability aids for a start. People who suffered chronic illness or had a devastating accident. People who were born disabled. People who were widowed and left with a family to raise alone and weren't left any money. People who grew up in orphanages - abused and deprived - and have psychological problems as a result.

    Get a life! Stop gloating about your claimed ''success'' and start showing respect for others who have had it much, much tougher than you have. So maybe you do live simply. Lots of folk do. But that's not a remedy for poverty when you face serious life challenges.

    Honestly, it disgusts me to see how arrogant and ''holier than though'' some people are. You should ''walk a mile in their shoes'' before you criticize and choose. You might discover that you are not nearly as smart as you think.
    Peterrj
    10th Jan 2016
    12:38am
    Bonny, "No matter how much most pensioners get it would not be enough." I may agree with some of your postings but I totally wash my hands of this rather silly comment. I tend to agree with Rainey on this one!!!!
    bebby
    10th Jan 2016
    3:20pm
    Bonny, just catching up and am curious to know how you identify the pensioners you observe wasting their money at the pokies. Do they have signs hanging around their necks, or are you a professional pensioner spotter?
    Peterrj
    10th Jan 2016
    11:43pm
    Bonney, 'Anything else you would like to know?'. Seeing that you have asked ... You say that you are a self funded retiree with considerable assets as well as a toy boy yet you could easily change your situation to qualify the full Aged Pension?

    Pray tell, how could you easily do that???

    You could gift your assets away but that would take a five year turn around.

    You could liquidate all your assests and buy a bigger home.

    Do you have another 'easier' method to qualify for the Aged Pension???
    mareela
    8th Jan 2016
    5:41pm
    Bonny do you live in a home or a caravan? Most people spend their lives paying off their homes only to hear some crank like yourself say they should include this home in the asset test. My home is certainly not worth a million dollars and even if it was it does not belong to this or any government. Are you even a pensioner? From what comments you make you sound like you're a paid up member of the conservatives. You are entitled to your opinion but every time you make you're statements it makes my blood boil to say the least. I simply can't believe any pensioner who owns their own home would want to even contemplate including it in the assets test. I've spent most of my working life paying off my home and I now own it lock stock and barrel with no intention of ever moving. So Bonny if you want to live in a caravan good luck to you but leave the rest of us alone.
    LiveItUp
    8th Jan 2016
    5:58pm
    As I said I live in a large house on my country estate. No I am not a pensioner but a self funded retiree. I could quite easily organise my affairs so that I could get the full pension. But is that really fair? I don't think so. I know many people who have done just that. That is why I want to house included in the assets test.

    Yes I own a caravan and wish I could use it more other than have other people use it instead.
    Jannie
    8th Jan 2016
    7:11pm
    Bonny you are lucky we have to live on $400 a week, paying a mortgage or rent, food, car and running expenses, rates, electricity, gas, the list goes on, not a week goes by that a bill does not have to be paid. How do we afford a holiday, clothes and any other little treat??? It is hard out there.
    Anonymous
    9th Jan 2016
    7:30pm
    Bonny, if you are a self-funded retiree, you have been extremely fortunate and have no idea what it's like to walk in the shoes of those who fortune hasn't smiled on.

    We worked hard for our homes, and we didn't do it so the bloody government can take more from us to waste. We did it so we could have some comfort and security in later life and leave something to our offspring so they don't have it quite as tough a we did. In my case, I want to leave some to a disabled grandson who would otherwise live his whole life in poverty - and I'll be saving the government heaps by providing for him, so why the hell should I have to give up my home and live in poverty in old age to line the pockets of the rich and greedy.

    A lot of things aren't fair in life. For one thing, it's grossly UNFAIR that someone who struggled and went without to save should now be effectively ''taxed'' (by denial of pension benefits) at the rate of 160%. It's WRONG that people should have to live on hard-won savings that were never tax advantaged in any way and were NOT put aside to live on in old age but rather to ensure certain comforts were available over and above what the government provides. It's VERY WRONG that someone who got a compensation payout after an accident should now have to live on that money instead of spending it on the disability aids, medical care and home help it was intended to fund.

    Yes, there are aspects of excluding the family home from the assets test that are unfair. But the solution to unfairness is NOT to deprive retirees of the proceeds of a lifetime of hard work. And only the disgustingly selfish and arrogant would suggest that approach. The real solution to unfairness is to abandon the assets test completely and test incomes only, applying a sensible deeming rate to ensure people don't lock up money in non-returning assets just to get a higher pension. Then offer low interest loans, repayable on death, to anyone who really can't release equity in assets and therefore has inadequate income.

    The pension IS A RIGHT for everyone who paid the compulsory tax levy that was intended to fund it. And it's time people stopping whinging and bitching about the cost of supporting retirees and acknowledged that we paid that levy, and it isn't our fault that successive irresponsible governments squandered our money. We funded our parents' and grandparents' retirement, and now it's our turn. And we have every right to expect to be treated with respect and courtesy and afforded a comfortable living standard in our last years. A pox on any greedy bastard who seeks to argue.
    particolor
    9th Jan 2016
    7:35pm
    $$$ 12 Grand a Year saved in the Bonny Bonny Bank of Loch Lonesome ! :-) All you have to do is put half Your daily loot in a jar and cashit in later !! :-) An Estate with room for a Pony is handy too :-)
    mareela
    8th Jan 2016
    5:51pm
    Bonny you say you're a self finder retiree. What makes you the pensioner police? How dare you comment and assume pensioners waste money on pokies, smoking etc. Why do you, like the government,judge the many by the few. I'm just amazed by people like yourself who seem to be so self righteous and judgemental. Try walking in the shoes of someone less fortunate than yourself. Not everyone is able to lead the good life like yourself so please try and be at least a little more understanding and not make such sweeping statements about pensioners as you don't know every pensioner story in Australia.
    particolor
    8th Jan 2016
    6:03pm
    HEAR ! HEAR !! :-)
    Foxy
    8th Jan 2016
    6:12pm
    Yayyyy for Mareela and particolor - my sentiments exactly!!!

    (I just made another comment above this......in reply to Bonny!) Possibly it is "sarcasm" and doesn't live in a country estate? lol lol ....Who would ever know? Hey - I could say that - but I'd be lying! :-)
    particolor
    8th Jan 2016
    6:21pm
    Franks Mum !! :-) :-)
    Foxy
    8th Jan 2016
    8:12pm
    Who's Frank ??
    Foxy
    8th Jan 2016
    8:13pm
    I would never have a son with such a dorky name? lol lol
    Foxy
    8th Jan 2016
    8:15pm
    .....apologies i guess to alllllll the "Frank's" in the world? What's Frank short for "Frankenstein"????? lol
    LiveItUp
    8th Jan 2016
    8:20pm
    Yes Who is Frank?

    Had a Great Uncle Frank that won the lottery when I was a kid but I never saw any of it.
    particolor
    8th Jan 2016
    8:25pm
    Nor Him Again !! :-) :-) Bon Voyage Great Uncle Frank ! BYE !! :-)
    roy
    8th Jan 2016
    8:29pm
    Frank and Foxy are one and the same methinks.
    Foxy
    8th Jan 2016
    8:34pm
    Oh thought that was where your Country Estate may have come from Bonny?? Passed down via the family lotto winnings?

    Hey Mick - wrong! least I don't go under "two" names on here and have great conversation's with myself? lol lol lol :-)
    particolor
    8th Jan 2016
    8:35pm
    Methinks Youthinks Right ! :-) :-)
    particolor
    8th Jan 2016
    8:38pm
    "YAK ! YAK !! YAK !!!" Said one Yak to the other Yak !! :-)
    Foxy
    8th Jan 2016
    9:02pm
    Well - I'm off with my cheap glass of pensioner wine - and go catch up on "The Project" (a show I never ever watch.....) but recorded it earlier tonight as they are running a story regarding " 1 in 3 Pensioners are living in Poverty" so - will go see what 'they" have to say about us lil dahling's and will give you the HOT "goss' tomorrow!
    Cheers ......... :-)
    *Imagine*
    8th Jan 2016
    9:16pm
    I too disagree with counting the family home as a Centrelink asset. In fact I totally disagree with the concept of income and asset tests for the pension per se. The British scheme where everybody gets a basic pension and those who paid more into the system while working (Graduated Contributions) get more on retirement, is a good welfare scheme. Indeed the AUS system started out that way until our useless politicians undid the scheme and put the contributions into general revenue. However, and it is a big HOWEVER - I have to agree with Bonny. If we are going down the path of assets and income tests for return of contributions made during our working life (as promised all those years ago) then we do need to count Total Wealth. We have friends who have a 1.6 million dollar house in Adelaide, a $200,000 yacht and a new BMW and are on pretty much a full pension.
    Other friends have an average $500,000 house, $700,000 in super and a River Murray shack with rateable value of $200,000 but Centrelink valuation of $350,000. Even counting their 10yr old car their total wealth is less than the first couple, yet they get no pension. They live off 5% of their super ($35,000) and are asking if their saving in super was worth it.
    To be equitable the family home must be counted. Perhaps it could be done by counting any value in excess of $100,000 more than the median for the area as an asset. Or better still Scrap the whole stupid system and go down the Finnish track and give every retiree a basic income.
    LiveItUp
    8th Jan 2016
    9:17pm
    Might watch it on the catch up channel for a good laugh.
    Mez
    10th Jan 2016
    10:22am
    I knew a Frank who did not pay the $10 a week maintainance money for his illegimate child in the 1970's even after he requested a blood test which proved that the child was his!
    After that child establishes contact and a few years of correspondence, he disappears!
    Dot
    8th Jan 2016
    10:26pm
    Ever see refugees live in poverty, I haven't.
    particolor
    8th Jan 2016
    10:31pm
    I've seen plenty of them driving BMW's and they cant even read nor Speak English ?? :-(
    Happy Jack
    9th Jan 2016
    4:05am
    Where's germsjerk69??? Why aren't you coming out in defence of your loving LIEberal party? LIEberal party offices still shut for the holidays!? Germsjerk69? These liars stand condemned.
    PlanB
    9th Jan 2016
    7:53am
    I think Bonny is having a poke as she / he had a crack at people on medications as well.

    All I can say is I feel for those that have to pay rent, even though I have to pay rates and upkeep and insurance at least I know I don't have to move if the land lord sees fit.

    I worked long and hard but I own my home and car and owe nothing but I do not Smoke gamble or drink -- I live a simple life and would fight like hell if the home was included in the assets!
    particolor
    9th Jan 2016
    11:36am
    I wouldn't say I'm living in Abject Poverty ! :-( But I'm certainly not living in {Poly}unsaturated Luxury either ! :-(
    Mez
    10th Jan 2016
    9:53am
    Labour party no more honest than the Liberals.....maybe even worse like that Juliar Gillard!
    gonebush
    9th Jan 2016
    9:34am
    HI Well lam on the age pension(DVA) and yes l live ok lam single and have my little dog l find these words of wisdom may help ,give up the booze and the smokes and get out from behind the pokies,l don't live in public housing as there isn't any to be had ,l run a car and have food in the fridge so if that is living in poverty so be it
    Foxy
    9th Jan 2016
    10:09am
    ......suggest you "stay bush" - lol ..... quote - "give up the booze, the smokes and get out from behind the pokies"???

    You can't be serious??? You tell me anyone ANYONE who is living only on the Age Pension who would possibly have ONE DOLLAR to spare for any of the above 3 "indulgences:" you mention??
    Banjo
    9th Jan 2016
    10:16am
    Sorry folks but the truth as I see it, the majority of pensioners are not living in poverty. Those who own their own homes are living in style. I have seen it with my own eyes.

    The pensioners who have to rent and pay for lots of medicines are the ones who are having difficulties.

    gonebush, I congratulate you for saying it as it is. Somewhere on the thread someone said no matter how much you increase the pension, people's wants will expand, so that it will never be enough. I ask the question, where is the money going to come from?
    particolor
    9th Jan 2016
    10:41am
    Many More Long Happy Years to all those Pensioners who don't get on the Booze,Hammer the Pokies , And Puff their heads off! Living in a Chook Shed with a Fridge and a Dog sounds like the Perfect Retirement Plan to Me ! :-) :-)
    Banjo
    9th Jan 2016
    2:42pm
    Particolor, do you pay rent? If you do and you're on the pension then I have empathy.

    If you own your own home - then the pension is adequate in my opinion. Unless you have champagne tastes on a beer budget.
    particolor
    9th Jan 2016
    3:13pm
    Yes of coarse I Rent !.... But even in your own home the Council is your Land Lord and don't forget the Rent :-)
    Foxy
    9th Jan 2016
    3:23pm
    ...lol lol - you just contradicted yourself beautifully Banjo ..... "unless you have champagne tastes on a beer budget!" ...

    Obviously the Age Pension doesn't qualify for "Champagne Tastes" as pensioners are paid barely enough or a paltry "Beer Budget"? There - is your answer!!!
    Foxy
    9th Jan 2016
    3:28pm
    ...... FOR a paltry Beer Budget"? ..... oooops :-)
    Banjo
    9th Jan 2016
    3:41pm
    Fox, no contradiction, just a commonsense statement. If you want to drink champagne on a beer budget, then a p/t job might help to provide enough to quench one's thirst.

    Besides, beers vary in price, they're no longer at the cheap end of the market!
    Foxy
    9th Jan 2016
    3:53pm
    ...wouldn't know BANJ, don't drink beer!!!
    Happy Jack
    9th Jan 2016
    10:30am
    Geez, where's hermsjerk69? getting worried about him. Perhaps he's not well or most probably taken a break while the LIEberal partying offices are shut and he's off somewhere hanging onto the coat tails of those he admires and aspires to emulate. Then it may be that he's discovered the lousy, selfish conservatives don't pay penalty rates over the holidays! wake up germsjerk69- THEIR USING YOU.
    aly_rob60
    9th Jan 2016
    11:20am
    Seriously...is this news?????

    We are being forced into poverty and left no other choice but to downsize or sell our family homes, which we worked hard for and paid all our friggin taxes, to be just cast aside and left on the pavement!

    There is NO respect for pensioners these days, which is just a disgrace! And it starts from the top.....our PM and politicians don't give a rats about us and never will.....as long as they get their big fat pensions and cushy jobs when they leave politics....that is all they care about.

    phht!
    particolor
    9th Jan 2016
    11:27am
    HEAR ! HEAR !! FLAMIN ! HEAR !!! :-(
    PlanB
    9th Jan 2016
    12:09pm
    And HEAR HEAR from me TOO
    Foxy
    9th Jan 2016
    3:26pm
    ... I would retire happily on a "Pollies" Pension.....6 figures isn't it - p.a.???
    particolor
    9th Jan 2016
    4:10pm
    Well and Bloody Truly !!
    Peterrj
    10th Jan 2016
    10:52pm
    You sell your own house and then complain about living on the pavement???
    Not Senile Yet!
    9th Jan 2016
    4:06pm
    Ever since they combined Age Pensions with Centrelink...they have continued to label Age Pensions as Welfare simply because they stopped them being a Separate Department from Welfare!!!!
    Welfare is Unemployment, Disability Payments and Single Parent Payments......always was and always will be.
    However, our Clever Party Puppet Pollies decided to rename Disability Payments as Disability Pensions so it links with Age Pensions and in doing so could then apply the Word Welfare to Age Pensions.
    It is a total Marketing Ploy to convince the Younger Generation that ALL Pensions ARE WELFARE PAYMENTS and therefore sought after by Bludgers!!!!
    Think about it ...Boat People.....Cue Jumpers.....Freeloaders....Lifters and Leaners.....Illegal Immigrants!!!
    All the Jargon used to convince people that people are unworthy through Name Calling and Labelling!!!!
    It is no more than the worm on the hook when fishing to catch you out!!!!
    The Smart Marketing People have produced Cathy Phrases to convince you ALL to argue and hence divide rather than UNITE against the Corrupt Party Puppets.....who will never balance a budget...no need to when they can reduce anything at will....from medicare to Medicine to grants to Public Hospitals & Schools to shore up the shortfall!!!
    In the meantime they give themselves pay rises well above anyone else's that is not tied to productivity increases and then padd their expense accounts and super.
    But the biggest crime of ALL is that Most People simply do not understand that they simply can STOP Voting for the Party Puppets and put them Last on the preferences when they Vote!!!!!
    It is simple every Vote that Labor or Liberal or any other Party do NOT get....reduces their control in BOTH houses!!!!
    If enough revolt against ALL the Corrupt Parties and their Party Puppets......then they loose their majority to implement their Policies and further changes attacking the Aged Pensioners.
    Furthermore ....the added independants could also see the Major Parties change their Policies with regard to Pensioners in an effort to regain their votes before the next election!!!!
    As to the Assest Tests to get an Aged Pension.....it was never a Policy to acquire and Aged Pension.
    It was brought in to save Money after Budget Blowouts and after Malcolm Fraser robbed the Aged Pension Piggy Bank Account of Billions to build the New Parliament House in Canberra.
    Everyone knows this and to date no-one is willing to make public How Many Billions was Legally Stolen from the Pension Piggy Bank by the Corrupt Parties in the 90's!!!!!
    PlanB
    9th Jan 2016
    4:55pm
    Yes dead right NSY --they lot of them are utter bastards
    Foxy
    9th Jan 2016
    5:42pm
    .... and then some !!! All these stupid TV programmes that depict the "Old Age Pensioner" are nothing less than a joke!

    I remember some of them from last year - right? Angry Anderson (ex. Rose Tatoo front man) .....did one for ACA ..also that twit "Baby John Burgess" - did one!! (After he went bankrupt on the Gold Coast!)...and could not sustain his "luxury lifestyle" anymore!

    ..all they did (ACA) was to spread out on the table 'food bills - utilities - petrol money- medications" NOT ONE OF THEM ...mentioned PRIVATE RENTAL into the mix?? Dentists? Car repairs? They could not survive on necessities alone - little own pay any rent or House Rates??? - mind you - house rates p.a. are like one month of anyone's private rental!!!! Sucks!



    Something has to be done re Pensioners in Private Rental!!!
    PlanB
    9th Jan 2016
    6:12pm
    YES Foxy I remember that and Pollies should be made to live off the Pension for 6 months TOTALLY -- renting and all there is NO way they could
    particolor
    9th Jan 2016
    6:25pm
    This has to Cease !! :-( I just heard that they are allowed to Smoke at the Villawood Detention Centre, that's when their not Rioting, Setting Fire to the Joint and Sitting on the Roof !! What The ? That's My Money they're Smoking !! :-( :-(.
    Any wonder we cant get a DECENT Pension Rise ! :-(
    Or at the Very Least FREE Cigarettes ! :-) :-)
    Peterrj
    10th Jan 2016
    11:07pm
    "As to the Assest Tests to get an Aged Pension.....it was NEVER a Policy to acquire and Aged Pension. ... Every one knows this.'

    Time and time and time I keep on reading that the Aged Pension was 'not' dependent upon an Asset Test until recent time???

    OK, I'll bite, can a person far more wiser than myself nominate a date or even just on year when you could be paid the Aged Pension in Australia regardless of your assets???

    Come on, don't be shy!
    FM
    9th Jan 2016
    5:58pm
    I imagine the majority of people such as Bonny who think that Australian pensions and superannuation are adequate are not retired nor do they have much financial nous. She advocates including people’s homes in the assets test. Just having a roof over one's head does not provide income and it is expensive to maintain accommodation even if you largely provide it yourself. If including one's home in the assets test meant people did not have income they would be forced to sell their homes. This would be forced on the poorest and most vulnerable. Why should old people be rendered homeless in Australia? This is not advocated anywhere in the world. If pensioners sold their homes where would they live? Workhouses? It would cost a great deal more to pay for housing and aged care for them. Their houses are not worth more than anyone else's in whatever city they live in. We could just as validly say all people who own a home should sell it and live on the proceeds and not be paid government or other salaries.
    The ongoing Fascist attacks on pensioners that have been popularized by current politicians and some members of the media are deplorable. All the cuts in the last Budgets have been foisted on pensioners with low incomes. We now have a strident lobby fronted by people such as John Daley and Peter Martin that wants cuts to taxes for high income earners to be paid for by taxing retirees.
    Those who are intent on persecuting and robbing current pensioners need to realize that they will one day retire, though a lot of people seem to think they will stay young forever and be very wealthy when they retire. Instead of trying to improve retirement they are advocating a system that will ultimately leave themselves very badly off.
    Australia is the only Western Country that does not have an aged pension despite the fact that a life time tax contribution is made towards it. This was introduced in 1945 and is still enveloped in the taxes we pay. Perhaps it is important that that social contribution be again listed separately.
    Bonny grudges the few coins some pensioners appear to spend on 1 cent machines in the hope of a win. Perhaps someone needs to look at what Bonny spends her money on. Perhaps she is overpaid?
    What a backward country we have become run by atavistic men. Perhaps we should change our National Anthem to 'Retreat Australia Fair'. We seem have arrived at the Fascist 1930’s in a couple of years on our way to the dark ages.
    PlanB
    9th Jan 2016
    6:16pm
    I have been calling this Government Fascists for 18 months now and at one stage was told off for saying that, however I have not changed my mind and they are getting worst!
    Foxy
    9th Jan 2016
    6:20pm
    ...hey FM - appreciate your post very much - loads of sense - however - I don't know Bonny - but - I think he/she is "having a lend of us" - what with her/his "country estate" - "toy boy" - "house maids" - etc. etc. - if truth be known - probably as skint as a lot of pensioners are! :-)
    particolor
    9th Jan 2016
    6:29pm
    Its Stress Relieving to Fantasize, So leave Her be !! :-) :-)
    Peterrj
    10th Jan 2016
    11:18pm
    'We could just as validly say all people who own a home should sell it and live on the proceeds ...' I think that is Bonney's proposition.

    I don't support that point of view but our Politicians will find the idea attractive!!!

    Don't lightly dismiss the proposal, it does have some merit and it does have some common sense about it!
    Peterrj
    10th Jan 2016
    11:31pm
    FM 'Australia is the only Western Country that does NOT have an aged pension despite the fact that a life time tax contribution is made towards it. This was introduced in 1945 and is still enveloped in the taxes we pay.'

    You have lost me on this post????

    Can you please explain ... if that is possible???
    Mez
    9th Jan 2016
    7:09pm
    Nice to see so many really good and worthwhile comments since I last posted my comments!
    Definitely RENTAL ALLOWANCE MUST BE INCREASE IN LINE WITH THE HUGE RENT INCREASES!
    $129.00 per fortnight is TOTALLY UNREALISTIC & LUDICROUS! No wonder many women age pensioners are homeless and comprises most of the homeless in total!
    Also a very good suggestion made by one commenter was an AIR BNB type of arrangement for accommodation! Just need some enterprising people to instigate it!
    I only hope that some C.L. people read these comments as well as other government officials and pollies to take up some of these ideas and suggestions.
    particolor
    9th Jan 2016
    7:24pm
    they are too busy Cuddling and Appeasing their Date Gobblers at the Moment to have any Interest in the Country !!..:-(
    Mez
    9th Jan 2016
    7:28pm
    Ha ha ha! That'll be right!
    Foxy
    9th Jan 2016
    8:20pm
    Well - why don't we ask YLC Admin. to start a "change.org" petition which we allll can sign regarding the Pension (or lack of it?) ..they reckon they have like over 100,000 people of us on their site? Also it goes through change.org and it can be signed by anyone who gets it in their "email"/inbox???
    dobo
    9th Jan 2016
    7:30pm
    please stop emails of all comments dobo
    Peterrj
    10th Jan 2016
    11:23pm
    ?????????????

    9th Jan 2016
    7:39pm
    And now Morrison is saying "Australians should not expect a pension on retirement''. Excuse me. Who the hell made him God almighty and gave him the right to thumb his nose at the people he was elected to represent. The people, in the majority I believe, don't think politicians should get the obscene undeserved pensions they collect. But the people, in the majority, DO believe we should all be allowed to retire in reasonable comfort after a lifetime of endeavor, and each generation should take its turn caring for the aged and infirm.

    Morrison hasn't the right to overrule the majority of Australians. His job is to REPRESENT our views, NOT overrule them. He should be SACKED IMMEDIATELY for being so arrogant, disrespectful, and contemptuous of HIS EMPLOYER (the people). Time for us all to stand up to this self-righteous creep and tell him to pull his head in and do as he is told.
    particolor
    9th Jan 2016
    7:54pm
    24 million Big Brothers are better than One !! :-)
    Rae
    11th Jan 2016
    4:56pm
    I'm beginning to think Morrison has a real personal problem with the elderly. If so he should not be Treasurer.
    bebby
    10th Jan 2016
    3:29pm
    To Bonny, how did you know the people you saw playing the pokies and bingo are pensioners, did they have signs hanging around their necks or are you a professional pensioner spotter?
    roy
    10th Jan 2016
    9:34pm
    Because they all had grey hair or were bald and they all had wrinkles and most of them had more chins than the Hong Kong telephone directory.
    mareela
    10th Jan 2016
    3:57pm
    Bebby you're post gave me a good laugh. I'm sick of people vilifying older people and assuming they're a waste of space. This country would not survive if all pensioners stopped their volunteer work and withdrew their services. That goes for free child minding as well. You never hear of all that when the conservatives rage on about lack of money and the inability of government to continue to pay pensions. Unless we change government this country will go down the gurgler.
    Glen48
    10th Jan 2016
    4:32pm
    Lost cause who do you vote for,,both parties are the same,,they decide who runs and who does what job...Think don't vote until some one starts asking questions???
    PlanB
    10th Jan 2016
    5:05pm
    Yes both Parties have the same agenda -- however the Libs are the ones with NO empathy at all,


    Vote Independent and at least they have to get it pas them then.
    particolor
    10th Jan 2016
    7:39pm
    As a Serf I couldn't care less whose Getting their Strings Pulled in there anymore !
    I take what I'm given, And thank The Lord I'm getting anything ! :-) :-)
    roy
    10th Jan 2016
    9:29pm
    Vote independent for sure.
    roy
    10th Jan 2016
    9:32pm
    Both parties are not the same.
    roy
    10th Jan 2016
    9:35pm
    Vote for Penny Wong, ate least she knows which side to bat for, just joking.
    Peterrj
    10th Jan 2016
    11:28pm
    Aye? I thought she did not like cricket?
    particolor
    11th Jan 2016
    12:16am
    OK You lot ! Who wants New Lifestyle and way to get out of Poverty ?
    Go to You/Tube and Watch...
    Muslim Immigrants in Australia Welfare Leeches Living in Luxury Paid for by Aussie Taxpayers
    Unbelievable !! No wonder Old Age Genuine Pensioners cant get a Decent Pension !! :-(
    Jannie
    11th Jan 2016
    11:02am
    THIS IS SUCH A HOT TOPIC WHY CANT THESE COMMENTS BE PASSED ON TO A RELEVANT MEMBER OF PARLIAMENT WE HAVE THE STRENGTH AND NUMBERS TO OUST ANY GOVERNMENT BUT WE NEED TO STICK TOGETHER. WE NEED A GUTSY RETIREE TO PUT OUR CASE FORWARD AS WE DO HAVE THE NUMBERS AND ALL OF THE POLLIES NEED TO LISTEN TO US OR ELSE THEY WILL BE OUTED AT THE NEXT ELECTION.
    Peterrj
    11th Jan 2016
    5:38pm
    If you believe Rainey, he has stated that he has put the case of retirees to politicians. Unfortunately his stats were simply wrong by a country and that gives 'our' case little or no credibility. And the basis of most comments on YLC is that all politicians are over paid, under worked and are paid too must have pension money in their retirement. That sort of argument won't get anywhere.

    Plus we need to get rid of emotive words and get our arguments sorted out.

    To be successful you need to find a logical argument against Bonney's assertion that homes should not be excluded from the Asset Test ... that is the coming battle which retirees will lose!!!!

    In the meantime were are like frogs in boiling water .... the process is slow and we can't see the end game!

    Who complained when those rich btd's on a Defind Govt pension lost their Aged Pension payment at the start of this year?

    Who will complain when those 100,000 even richer $1millionaire pensioners also lose their pension payment in 2017? They may squeal ... but who really cares as they are rich!

    And as more and more retires hit pensionable age having saved more in Super more will exceed the pension thresholds .... they should count themselves lucky to be soo rich. They don't deserve to be paid the pension do they?

    When retirees have been thoroughly screwed then will come the Bonney solution ... add the value of family home into the Assets Test. I have a 'good' idea, let retirees have the first $1.5m and any value over $1.5m becomes an assessible asset!!!!

    Who would complain about that???? Aged Pensioners who are multi millionaires may complain??? But who gives a stuff about them???

    Then over time that asset home free threshold will get smaller as home values increase.

    I like your idea, yes we should complain to politicians but about what exactly??? Whinge, 'we want more money'?? Whinge, 'we have paid taxes ect.'? But what about those who have never paid any tax??? Do they get a free ride???

    Finding common ground to take to the politicians is difficult as the many, varied and often incorrect points of view by YLC posters make it an impossible task.

    OK, let's not be so negative and take up you idea:

    What is a common ground issue that all retirees agree upon that we want to put to politicians that has a reasonable chance of success????

    Any suggestions????
    Jannie
    11th Jan 2016
    6:25pm
    Peterrg
    One thing that I feel is so unfair is that Centrelink do not take into account our liabilities eg mortgages on our family home they only look at our assets. The other aspect is our investments eg super is going backwards due to the sharemarket losses, also any other monies we may have left are in savings and the interest is also very low at present. We are loosing from all directions.
    Jannie
    11th Jan 2016
    6:28pm
    Another aspect is that if you are still working at the age of 70 to make ends meet as $400 per week is not enough every dollar over $250 per fortnight is deducted from your pension at 50 cents in the dollar
    Peterrj
    11th Jan 2016
    9:42pm
    Jannie, that's a good call:

    'That the taper rate for income is too high and should be lowered from 50c in the dollar to 25c in the dollar?"

    That's a good start.

    Anyone else out there who thinks the same on Jannie''s suggestion???
    Robin7
    11th Jan 2016
    1:23pm
    Older Australians get to live below the poverty line while our pollies have increased their wages so much that, when you add in all the "non-audited allowances" they get as perks, the pollies are well and truly into the top 1%.

    Pollies listen to pensioners?? Not Likely, all they have to say to us lot is "now just hurry up and drop off the twig".
    particolor
    11th Jan 2016
    5:15pm
    EERK !!... PLOP ! :-(
    Jannie
    11th Jan 2016
    5:22pm
    This topic is becoming a joke, well I tell you it is not a joke and it is time we all stand up for our rights. The pollies are full of bull shit so it is time for us, we are the baby boomers and will be a burden on the welfare system due to the large numbers well if that is the case we have the numbers to do something.
    Jannie
    11th Jan 2016
    5:25pm
    We have been told we will be a burden on the welfare system due to the large number of baby boomers, yes it has been rammed down our necks that we the baby boomers are a large number so lets ban together and get rid of the pollies that are reaping the benefits.
    particolor
    11th Jan 2016
    6:22pm
    They haven't woken up yet ,that a Village is useless without its People of ALL Ages !! All they see is a Pot of Gold at the end of THEIR Rainbow !! :-(
    Adrianus
    11th Jan 2016
    7:54pm
    Robin7 I believe there is a difference between wages and welfare. Sorry to break it to you but if you want one to match the other then you're not being realistic.
    Adrianus
    11th Jan 2016
    7:51pm
    I think our social security system is worlds best practice. Therefor if 33% of people over 60 are living in poverty they may need to change something about their lifestyle.
    Peterrj
    11th Jan 2016
    9:36pm
    Frank, I think that a majority of pensioners in poverty rent??? No I don't have no stats to back up that opinion but renting pensioners must be doing it tough.

    How do you suggest that renting pensioners coul possibly change their lifestyle???

    My further guess, and it may not be all that attractive but I will try and answer my own question with one possibility:

    They could get assessed and apply to go to a low level hostel. My mother went to one recently and if she had no money then she would have been admitted for free!!!!

    Yes, that may not be a real,option for some not even a desirable one but it is an option.

    Now over to you Frank, what do you say??? Be careful and don't forget, there is a 'tar and feather party' out there just looking for an excuse to have fun at your expense!!!!
    particolor
    11th Jan 2016
    9:47pm
    Cant afford the Tar !
    Adrianus
    12th Jan 2016
    7:42pm
    Peter, I think around 20% of pensioners rent and of these many would get some rental assistance. Please consider how much it costs to own a home even without a mortgage. Council rates increasing each year and every pedestal is an extra few hundred dollars. I once acquired a building with 8 toilets, and by getting rid of 6 of them I cut the rates in half. Pensioners who rent get an extra $200k margin on assets testing. Renters are minimalists. Meaning no huge gardens. No buying chemicals for pools. Really its not as bad as renters would like to make out.
    I know, they didn't get the breaks and we should donate more of our money to them. Yes ok increase our taxes, but when will it stop?
    When I was a kid I can remember charities asking for donations for starving Africans. They are still asking.
    My point is that if pensioners are finding it tough renting then it's time to think outside the nine dots.
    Why not lower the cost of renting by considering share accommodation for example? I saw two old mates sharing a holiday unit in a seaside caravan park. They told me they were never happier and saving plenty. People who are disabled or ill or old and frail reject change, I know, but maybe it's time to take stock of the situation and find a way to make it work?
    I know I will be tarred, feathered and lambasted. You know I think there is a real danger in Australia's Citizens becoming too dependent on the government.
    particolor
    12th Jan 2016
    8:11pm
    ?? Now what to do with 6 Used Dunny's ??
    Any Offers ? :-)
    Adrianus
    12th Jan 2016
    8:49pm
    parti, in the old days the plumbers used a cement mix in the base so it is hard to remove then without getting a crack in them. :)
    particolor
    12th Jan 2016
    9:19pm
    OK ! And the Men's Toilets ?
    Adrianus
    12th Jan 2016
    10:16pm
    It's a bit of a strain regardless. My advice if you are going to tackle this sort of job is don't pussy foot around with it just use a heavy hammer and be done with it! Saves a lot of time.
    mareela
    12th Jan 2016
    12:36pm
    Frank according to figures just released Australia is the second worst country in the OECD in spending money for social security i. e. Aged pension. Only 3.5% of GDP compared to most other affluent countries who spend almost double that of Australia. I don't think it is world's best practice. There are many aged Australians who are barely surviving and I think that needs to be recognised and addressed. I don't profess to be an economist but successive governments including the current ones have failed to address inequalities in our tax and super systems. Perhaps a little more governing for the people might help to fix our problems instead of constant short term fixes of both political persuasions. One can't help but see the widening gap between the "haves" and the "will never have's"!
    particolor
    12th Jan 2016
    2:03pm
    Hang in there !!:-) I think they've got something in the Pipeline for 2025 ? :-)
    Adrianus
    12th Jan 2016
    7:57pm
    mareela it may not mean much to you, I know. However, have you realised we still have a budget crisis? Our terms of trade are not looking too hot either. Is the OECD a political party?
    Jannie
    12th Jan 2016
    8:12pm
    FOUND THIS TODAY PERHAPS WE COULD DO A PETITION

    What will you change in 2016?

    A big brand's unfair treatment of customers? A dangerous intersection near you that never gets fixed? Is there a policy you think Prime Minister Malcolm Turnbull should finally change?

    You have power in numbers. 1 in 7 Australians now use Change.org – and with 3.5 million people starting and signing petitions that matter to them, online people power has never been more powerful to win change.

    Jan, start making change happen in 2016 – click here to post your own petition on Change.org now.

    Start a petition
    If last year proved anything, it was that Australians are an incredible force for good when they come together. It takes one person like you, Jan, to start a petition – but then millions of people will be there to back you up.

    Have your say on what needs to change this year in Australia. Start a petition now.

    All the best,

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    mareela
    12th Jan 2016
    8:28pm
    Hey Frank before our previous esteemed Treasurer, the one and onlyJoe Hockey who now resides in Washington went to NZ and told everyone over there that Australia didn't really have a budget crisis. Judging by the increased deficit our present government has presided over makes me wonder if Joe spoke with forked tongue or even if he had any idea what he was talking about. He also said Australia DIDN'T have a revenue problem only a spending problem. Uhm....You're a worry Frank if you really believe that there's a budget crisis. Both Liberal and Labor politicians have badly failed the people of Australia. Too busy lining their own pockets. Bring on the Pensioner Party and Independents!
    Adrianus
    12th Jan 2016
    8:52pm
    I have no desire to get political. All I know is that we have a problem and the longer it remains unresolved, the worse the problem becomes. I would hope that our Aussie politicians talk up our great country when they are os otherwise we should sack them.
    Jannie
    13th Jan 2016
    7:38pm
    AGREE WITH YOU MAREELA BUT WE ALL NEED TO VOTE TOGETHER ON THE PENSIONERS PARTY OR INDEPENDENTS TOO MANY BIG MOUTHS BUT NO ACTION.
    mareela
    13th Jan 2016
    5:22pm
    Does that give them the right to lie Frank? I think not. Sad to say that the people of Australia have been told so many porkys by our politicians that most have tuned out which permits the continuation of mediocrity in Australian politics. Aged pensions are affordable and it will probably be another 20 years at least before Aussies will be self supporting with their Super and of course that will depend on whether successive governments keep changing the rules.
    Adrianus
    13th Jan 2016
    5:47pm
    Oh no, here we go again. Another one of mick's disciples. Try thinking mareela? You claim the OECD makes a claim that Australia spends less on welfare than other countries. So what? You caught Joe Hockey out when he was asked if Australia could pay its bills. So what?
    If you really want to know if aged pensions are affordable then why not look at the facts? Politics is just another religion these days and organisations like the OECD are just another political group, so their claims no longer carry any weight with me.
    Jannie
    13th Jan 2016
    7:44pm
    SUPER FUNDS HAVE PLUMMETED OVER THE LAST FEW MONTHS HOW ON EARTH WILL THE YOUNG ONES OF TODAY HAVE ENOUGH SUPER TO SUPPORT THEMSELVES THERE WILL HAVE TO BE SOME SORT OF PENSION TO HELP RETIREES OF THE FUTURE. WE HAVE TO STOP HANDING OUT WELFARE TO FAMILIES FROM OVERSEAS TO MEN THAT HAVE SEVERAL WIVES AND ARE BREEDING LIKE RABBITS. WHAT A WORRY THIS IS AND NOBODY IS SPEAKING UP ABOUT THIS. I LIVE IN AN AREA WHERE THERE IS A MAJORITY OF MUSLIMS AND THEY ALL DRIVE AROUND IN BM'S OR FOUR WHEEL DRIVE BLACK VEHICLES HOW CAN THEY AFFORD THIS????
    Adrianus
    13th Jan 2016
    7:51pm
    Jannie I notice you've gone to caps.
    particolor
    13th Jan 2016
    9:15pm
    And here was Me thinking that Aiding and Abetting the Enemy was TREASON ? Perhaps not nowadays ? :-(
    "Refugees" My Backside !! :-( :-(
    mareela
    13th Jan 2016
    7:44pm
    Frank is no one allowed another opinion to you? And please don't presume to think you know how I vote. Am merely giving an opinion which you obviously disagree with. Does that bother me? Will I lose sleep over your views? Hardly. I believe an open forum s just that-a forum where one can make a comment. Perhaps you should politely say you disagree with my thoughts and agree to disagree. At least I can see faults on both sides of our major political party's without getting all worked up. You sound like you need to take a bex and have a good lie down. Settle down Frank and let's hope none of the major party's ever get control of both Houses of Parliament or I can see the Aged Pension and pensioners coming off second if not third best. Oh for a decent Australian Statesman! Unfortunately looking at what's on offer at the moment that ain't gonna happen in my lifetime
    Jannie
    13th Jan 2016
    7:49pm
    AGREE MAREELA THERE ARE NO GUTSY STATES PEOPLE OUT THERE AT PRESENT THAT WILL SPEAK UP THEY ARE ALL CHICKEN AS TO WHAT THE BACKLASH WOULD BE THE ONLY ONE THAT HAS GUTS IS PAULINE.
    Adrianus
    13th Jan 2016
    7:50pm
    LOL whoa mareela, calm down. I'm just suggesting you think about the political bs you print. LOL
    Adrianus
    13th Jan 2016
    7:53pm
    Jannie, LOL it's on the left half way up. Just tap once. :)
    Jannie
    13th Jan 2016
    7:55pm
    FRANK YOU SHOULD RESPECT OTHER PEOPLES OPINIONS MAREELA HAS SOME GOOD POINTS OF VIEW.
    EVERYONE NEEDS TO LOOK AT THE BIG PICTURE FOR AUSTRALIA TO BE A GREAT COUNTRY AGAIN, WE ARE BEING INVADED UNDER OUR NOSES AND MOST CANNOT SEE WHAT IS HAPPENING, YES WE ALL SHOULD BE AFRAID AS THERE IS A HIDDEN AGENDA AND OUR POLLIES ARE TOO STUPID TO DO SOMETHING TO STOP THIS INVASION.
    particolor
    13th Jan 2016
    8:58pm
    Pretty hard to do anything about it when Your Government KEEPS Bringing in more of their Troops !! :-( :-(
    Glen48
    13th Jan 2016
    7:53pm
    One day soon we will only have Muslims to vote for... problem solved,
    Jannie
    13th Jan 2016
    7:57pm
    OH THERE IS SOMEBODY OUT THERE GLEN48 WHO DOES SEE THE BIG PICTURE. I ASK ALL OF YOU WHY AUSTRALIA HAS NOT BEEN TARGETED BY TERRORISM - BECAUSE THEY WANT THIS LAND.
    mareela
    13th Jan 2016
    8:47pm
    You seem a bit rattled Frank. RUOK?
    Philhal2
    29th Jan 2016
    2:01pm
    The Australian $ has plummeted , the average lifestyle is below reasonable levels , the pensioners are being sucked dry after giving their life's work to a greedy Political system that has no issues in spending billions on resettling immigrants regardless of legality . Billions are spent on indigenous causes , politicians are feathering their own nests , the unemployed are fat and lazy , the Muslims control most of our Government departments . Give the money back to those that built this country with hard work , poor living conditions , high taxes and all the other burdens imposed by greedy and stupid Governments handing out NATIONAL WEALTH to the Rich and the BLUDGERS . There is no National pride anymore , it has been replaced by greed and stupidity . Our Country has been sold out from underneath us and will sink into the mess it has allowed to be created by stealth and deception from people who want nothing unless it's for themselves and can be taken freely .
    particolor
    13th Aug 2016
    6:31pm
    O Well said !! :-) You get the Olympic Gold Medal for that ! :-) :-) :-)
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    13th Aug 2016
    3:30am
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    29th Sep 2016
    9:34pm
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    Freedom13
    21st Oct 2016
    12:29pm
    I am currently on disability support pension and I have a boyfriend who is on newstart allowance.. if we move in together will I loose my pension? Also my daughter is my carer and gets carer pension but she is getting married next year and will move out... can my boyfriend become my carer and if he can will he get it easily or will he have to jump all the hoops my daughter had to?. I am in my 50'sleep and my boyfriend is 55 so not age pension age I'm worried about my finances if we hook up please advise