HomeBuilder ‘fails’ those doing it tough, say agencies

New scheme ‘lining the kitchens and bathrooms of people who can already afford it’.

HomeBuilder ‘fails’ those doing it tough, say agencies

“If you’ve been putting off that renovation or new build, the extra $25,000 we’re putting on the table, along with record-low interest rates, means now’s the time to get started,” said Prime Minister Scott Morrison as he announced details of the government’s HomeBuilder program.

The aim is to boost demand in the construction sector and keep builders employed. But will it assist the right people to improve their lives?

Callers to various radio stations this morning are adamant it will not, as are key welfare agencies.

“I live in north Queensland and my back steps are falling down and unsafe. I can’t afford to fix them. But this will not help me,” said one caller.

Another said: “I’m 76 and my bathroom needs a major update to seal leakages and repair flooring. I qualify from an income perspective but I can’t spend $150,000 [the minimum required spend for a renovation].”

And another: “I live in the country and would love to take advantage of this scheme, but my house is only valued at $75,000 so I’m out of luck.”

HomeBuilder offers grants of $25,000 to eligible owner-occupiers – individuals who earned up to $125,000 last financial year or couples who earned up to $200,000 – who want to build a new home or substantially renovate an existing one. But … you need to be planning to build a new home valued at up to $750,000 (including land) or wish to renovate your home, valued at less than $1.5 million, with works of between $150,000 and $750,000.

There is no plan – at least none that has been announced – to provide for people such as those above or more social housing. And renters are left high and dry.

Anglicare Australia executive director Kasy Chambers describes the program as a “lost opportunity”.

“Renters are on the frontline of this downturn,” she said. “Many are losing their incomes, and some are scared of losing their homes.

“Anglicare Australia’s 2020 Rental Affordability Snapshot shows that renters on low incomes were in crisis even before the pandemic. With this downturn due to last for years and so many Australians losing their jobs, record numbers of people are at risk of poverty and homelessness.”

She says there is a shortfall of 500,000 social and affordable rentals across the country, and a homelessness crisis that is getting worse. A simple solution would be to finance more social housing, she says, arguing that more people would get a roof over their heads and the economy would get a badly needed boost.

“Today’s announcement was a lost opportunity to end our social housing shortfall and help people in need. Instead we’re back to business as usual – handing out money to people who can already afford to renovate or invest,” Ms Chambers said.

“Social housing projects would create more jobs than renovations or grants for new builds. Modelling released just yesterday shows that social housing investment would boost construction by $15.7 billion and boost GDP by $6.7 billion.

 “It would also create 24,500 jobs in the regions that need them the most.

 “This kind of boost is much stronger than lining the kitchens and bathrooms of people who can already afford it.”

The Australian Council of Social Service (ACOSS) has also condemned the scheme.

Chief executive Dr Cassandra Goldie says the recession will see more and more people struggling to pay rent, leading to greater homelessness and placing more pressure on social housing.

“We should be focusing on ensuring everyone has a roof over their head, not on government support for people who are relatively well off to upgrade their roofs,” she says.

“We have a massive shortfall of social housing and there is clear agreement from Master Builders Australia, the CFMEU and community groups for a national social housing construction program of about 30,000 homes.

“There is also dire need for repairs and renovations of existing social housing dwellings that workers could get started on next week.”

Dr Goldie argues that such funds should also be used to install solar panels and improve energy efficiency in low-income homes to ease the winter bill shock.

“We must work together to get out of this recession, not leave people behind and out in the cold without a home,” she said.

Shadow housing minister Jason Clare has also questioned the targeting of the $688 million scheme, arguing that “not everyone has $150,000” to throw around.

Opposition Leader Anthony Albanese said while there was “nothing wrong with supporting private housing”, the government needed to have a comprehensive plan that also dealt with social housing. “That’s the big weakness in the package,” he said.

Are you supportive of HomeBuilder? Is it money going to the wrong people? Have low-income Australians been overlooked?

If you enjoy our content, don’t keep it to yourself. Share our free eNews with your friends and encourage them to sign up.

RELATED ARTICLES





    COMMENTS

    To make a comment, please register or login
    panos
    4th Jun 2020
    4:11pm
    This package would have to be the dumbest thing they have done yet, who has $150,000 lazy ones hanging around to get 25 grand.... Who the hell thinks of these things, a 2 year old...

    They want people to carry more debt to the banks which means less money to spend in the economy.....

    DOPES
    JB
    4th Jun 2020
    4:19pm
    Agree 100%!!!!!
    Arvo
    4th Jun 2020
    5:05pm
    Very true panos but, why in hell are taxpayers subsidising the rich?
    panos
    4th Jun 2020
    5:14pm
    They are an unlimited resource of tax dollars.....
    thommo
    4th Jun 2020
    8:50pm
    Agree Panos. Morrison is a charlatan, and he proves this over and ove again.
    This LNP govenrnment is all about looking after the rich and big end of town.
    Morrison won't even concede that ROBODEBT was unlawful, cruel and malicious, yet we leave him at the Lodge as our PM. Morrison was the architect of the ROBODEBT scheme, yet he tries to justify its integrity. What a disgraceful human being.
    He is a gisgrace to the human race.
    The spooner he is purged from our society the better, and good riddance.
    libsareliars
    5th Jun 2020
    11:12am
    What a sick joke this is - you have to spend $150,000 to get $25,000!! I don't know too many people around that would have that much spare cash floating around for this. Just shows you what a different world the government lives in to ordinary folk.
    Viking
    4th Jun 2020
    4:15pm
    The scheme was only ever designed to help affluent LNP voters. What does everyone expect, this is the LNP returning to its core business.
    Lookfar
    4th Jun 2020
    4:38pm
    My situation is that I live in a cyclone area, I found after I bought the place, (really hard to see this) that some roof had gone in Larry and a glossy 'cardboard box' replaced the original bathroom/laundry, - unfortunately it was not really attached to the rest of the house.
    As Yasi approached I did quite a lot of nailing down, welding a major corner support to a deep foundation, placing a long timber support which attached to the ends of the original roof so that was all supported and inter-connected, - survived Yasi, then found the whole side of the house connected to that wasn't, so designed a new long timber support with lotsa connections and big steel supports, brackets connectors etc and the missing guttering, so for years got all this together, all the coach screws, drivers, electrical tools, timber, steel, Big cold gal underground anchors, etc, etc, - would cost many thousands to get again, but severe Arthritus intervened, so what an opportunity, - a grant that basically only provides labour, if you provide the more expensive Material portion, - and the Labour is what needs to be supported to keep the building industry alive, so my job should be perfect, - although relatively small, still many a mickle makes a muckle, so I am very interested to hear if I will be eligible for this grant, - an appropriate one for such a small community as mine, as well, so very interested to see if I will be eligible, - probably only a few hundred dollars of labour, but that enough to allow a competent tradesman to live for another week.

    Will I get that Grant? We will see.
    panos
    4th Jun 2020
    4:50pm
    The answer is No by what you have put forward... important thing is do you have $150,000 in cash or borrowings...if the answer is no your out of luck
    Horace Cope
    4th Jun 2020
    4:47pm
    A family member updated the bathroom, added a room, increased the size of another room and added a front porch. The job was finished last month and cost a shade over $200,000. The family member is not rich, does not have much more than average income and could hardly be called "rich" (whatever the definition of that is). My point is that not a lot of work needs to be done to exceed the $150,000 limit.

    In case you missed it, Australia is in a recession and any time there has been a recession, the first group to feel the effects is the building industry. This program has been designed to boost the building industry. To those who knock the proposed scheme, it's easy to sit back and criticise, not so easy to come up with a viable alternative. If there is a better way I'm sure that it will be listened to.
    panos
    4th Jun 2020
    4:53pm
    Must have been a big renovation for $200,000 large. or they got ripped

    You make it sound like it was only a small reno. Pity they missed out on the 25,000 extra could have added a new kitchen.
    sainter
    4th Jun 2020
    5:16pm
    Horace don't dress it up,the ordinary Joe Blow doesn't have $150,000 under their bed mate,if this was a grant of say $25,000 for your $25.000 it might have more support,$150,000 is a lot of money to spend on a renovation.....but not if your in group that earns a big salary....and I mean big.
    Karl Marx
    4th Jun 2020
    9:21pm
    The answer to help the building trades Horace Cope is public housing which will also help low or no income earners.
    Public housing worked in the 50's through to the 80's until state governments decided to abandon the scheme.
    Public housing benefits a lot more than just tradies etc it benefits society
    Eddy
    5th Jun 2020
    8:00am
    For 200 grand Horace your relative must have added a ballroom.
    Missed out again, we already had our renovations done back in 2012, no added rooms but renovated kitchen, bathroom, en-suite, laundry (same basic designs as original, all new cabinetry with manufactured stone benchtops, glass splashbacks, new sinks and plumbing, new shower screens, refurbished bath), replaced some Al sliding doors with French doors and completely replaced, from ground up, our 7m x 4m deck and 12-tread steps plus some electrical work installing down-ights, new stove top and oven and extractor fan. Total cost a tad under $70000, although I did do some of the work myself with the help of family (ie demolishing and removing the old, painting the new and nailing down the decking etc). If I had sat back and had everything done I cannot see the cost going over $100000 total (even if we included the $8000 for PV solar panels).
    I really wonder just where this governments priorities lie. After building up a stock of political capital during the Covid-19 crisis they appear determined to throw it all away with a scheme designed to benefit only those who would vote for them anyway. Most people do not want to spend, nor could they afford, anywhere near $150k yet their need is the same, if not greater, as those who can. For instance having a bathroom or kitchen renovated and/or modified to make living easier and accommodate ones needs in our later years.
    Youngagain
    6th Jun 2020
    7:58am
    Horace Cope, your family member is either rich or stupid. Got their money way too easily if they spent that much for so little value. Sorry, but that's just ridiculous waste. You can build a new five-bedroom house for around $250,000!
    Farside
    6th Jun 2020
    5:39pm
    Youngagain, if you are impressed with a 5 bed volume build for $250K, then that says more about you than Horace's reno. You would need to see the plans to make an informed sense of value. Some people are happy at the budget end of the market while others may step a level in class and finish. Eddy, you're dreaming if you think labour component for your job is only worth $30k - the deck and steps would be $10k alone. You guys need to get out more.

    I did a reno over 20 years ago that only added one bedroom but cost more than $120k so for me it's not so hard to see how two rooms, an extension and a porch might shade $200k by the time you add up costs for electrical, plaster, floors, painting and decorating. (fwiw, improved value on rates notice was $37k – it was an old house)
    Youngagain
    8th Jun 2020
    12:49pm
    Farside, I must be smarter than the average person then, because I helped a relative build a house that cost $280,000 and it rivalled one that sold for $1 million - luxury finishes throughout. And I did not say I was 'impressed' with a build for $250,000, but anyone who spends $200,000 on the limited amount Horace described is throwing money in the fire. $120,000 for one extra bedroom, 20 years ago? You were thoroughly ripped off. Sorry.
    Farside
    8th Jun 2020
    2:36pm
    Don't be sorry Youngagain, I would be more than happy if I could be "ripped off" like that again. The reno actually added many times more than its cost to the house value and we were able to enjoy it for more than 20 years. You really have no idea if you only measure value in a renovation by the amount of square metres that are added. It's in the name i.e. renovation.
    DanielTech
    4th Jun 2020
    4:47pm
    We certainly don't have $150,000, in fact we don't even have a spare $50,000 so no extra money for us to pay for renovations that my old house needs. We're lucky that I can use a sander and paint brush, so we can do simple things like repaint some of the rooms in the house. Once again the LNP are looking after the more affluent end of town.
    Lookfar
    4th Jun 2020
    5:14pm
    There is some ambiguity in the announcements Daniel so I live in hope,- and indeed several small jobs will amount to about the same as a normal, (currently funded? or not week so would still do what is intended, - many a mickle makes a muckle, so the Govt should not in all fairness limit the size of the job.
    You sound like you are on the opposite side, - you can do the work but Don't have the materials, - you would be a perfect match for someone in my circumstance, but I guess you have to be registered in some bureaucratic scheme, - no I don't think they are looking after you, nor probably after me..
    You get that.
    Dave R
    4th Jun 2020
    5:26pm
    Lookfar you don't even come close to qualifying. This scheme is for the benefit of the multimillionaires who donate to the LNP.
    And I doubt even many of those will be interested.
    Mondo
    4th Jun 2020
    5:44pm
    You'll probably need to spend $10,000 on a consultant to do the paperwork just to get in the door!
    Youngagain
    4th Jun 2020
    5:48pm
    No Dave R. It's not for multimillionaires who donate to the LNP. It's to fund MAJOR renovation projects or new homes for people who earn below a defined income threshold and whose home will be worth less than $1.5 mil after the work is done.

    I agree the scheme is seriously flawed and I don't agree with requiring people to spend $150,000 to qualify - although I can see the logic in wanting substantial jobs to be made available so builders aren't racing about doing fiddly little jobs all over the place for peanuts, because that won't boost the industry. But let's not exaggerate the flaws. There are logical reasons for the way the scheme is structured. It's just a shame that the government couldn't have shown a little more interest in those with very limited resources who genuinely need renovation work done. Perhaps we could write to the government and suggest they allow people in various areas to group together to have less substantial renovations done so that a builder gets his $150,000 job but it consists of multiple small jobs for various people who pool their funds through a community organisation.

    Perhaps we could suggest that Rotary or Lions Clubs co-ordinate projects to employ a builder at $150,000 to do a whole series of smaller reno jobs for battlers?

    Complaints and criticism won't help. But a constructive suggestion might just get a positive response.
    Youngagain
    4th Jun 2020
    5:48pm
    No Dave R. It's not for multimillionaires who donate to the LNP. It's to fund MAJOR renovation projects or new homes for people who earn below a defined income threshold and whose home will be worth less than $1.5 mil after the work is done.

    I agree the scheme is seriously flawed and I don't agree with requiring people to spend $150,000 to qualify - although I can see the logic in wanting substantial jobs to be made available so builders aren't racing about doing fiddly little jobs all over the place for peanuts, because that won't boost the industry. But let's not exaggerate the flaws. There are logical reasons for the way the scheme is structured. It's just a shame that the government couldn't have shown a little more interest in those with very limited resources who genuinely need renovation work done. Perhaps we could write to the government and suggest they allow people in various areas to group together to have less substantial renovations done so that a builder gets his $150,000 job but it consists of multiple small jobs for various people who pool their funds through a community organisation.

    Perhaps we could suggest that Rotary or Lions Clubs co-ordinate projects to employ a builder at $150,000 to do a whole series of smaller reno jobs for battlers?

    Complaints and criticism won't help. But a constructive suggestion might just get a positive response.
    mike
    4th Jun 2020
    5:07pm
    I am 74 and disabled. Our house badly needs repairs and repainting and also new carpets. I am unable to do this myself and don't qualify for the $150000 renovation. So what good is it. It doesnt help the people that need it
    panos
    4th Jun 2020
    5:12pm
    There seems to be some confusion over the this grant of largesse from the GOVT.

    Mike you have to stump up $150,000 first out of your pocket then they will add $25,000 extra as the grant...

    I am sure you do not qualify...in your circumstances.

    You and I quite a few others are the unlucky ones not to have unlimited resources $$$$$ in retirement......for home reno's
    Lookfar
    4th Jun 2020
    5:25pm
    Hi Mike, I guess I am similiar to you except I saved and purchased for years tiny bit by tiny bit to get all this hardware together, only to not be able to install it. - I am sorry you can't take advantage of this scheme, - and I have never been even notionally eligible to any scheme, but I assume you will feel happy that all my scrimping and saving has got me to (very very maybe) able to apply to this scheme?
    Misty
    4th Jun 2020
    5:59pm
    You need more then hardware Lookfar, you also need the $150,000 to qualify and goodness only knows what else is in the fine print.
    Misty
    4th Jun 2020
    6:04pm
    Just reporting on Chanel 7 news that thousands of Sydney dwellers qualify for this $25,000 reno grant, once again nothing for country people where a lot of homes are not worth much more then the $150,000 amount you need to spend. Why don't they build more public housing, that would keep the building industry going.
    Circum
    7th Jun 2020
    7:17pm
    Its a bit like having a school hall built in your backyard so the govt gives you $25000.Dejavous.
    Circum
    7th Jun 2020
    7:17pm
    Its a bit like having a school hall built in your backyard so the govt gives you $25000.Dejavous.
    older&wiser
    4th Jun 2020
    6:10pm
    I just don't get it. I have a friend who is a builder and he agrees that he has never been busier over the past few months. He has just put on a 2nd apprentice. This grant is just stupid, will only help the wealthy. I am solely on aged pension, my 1960's kitchen is falling apart, but I can't afford the cheapest quote of $18,000 let alone the minimum of $150,000 required for this grant.
    Lookfar
    5th Jun 2020
    7:46am
    Misty,
    Normally if one has "in kind" ie the materials, that is a version of the $150,000. or part thereof.
    Perhaps in this case also..

    Not holding my breathe though.
    KSS
    5th Jun 2020
    7:01pm
    Tradies are busoier than ever duting lockdown due to all the 'home renovators' thinkoing they can do things they are not qualified to do. The Tradies are sorting out them messes left by the home owners!
    Youngagain
    8th Jun 2020
    12:56pm
    Older&wiser, I'm sorry you can't afford to replace a kitchen that is falling apart. Try looking for used kitchens. I often see a very nice kitchen advertised for a few hundred dollars - sold by a wealthy person wanting an upgrade. Now that they can get a grant to help fund their renovations, you might see a few good used kitchens for sale. Our local 'Salvage Shed' always has several to choose from at prices under $2000, and some are very nice indeed.
    Sundays
    4th Jun 2020
    6:11pm
    People already planning to build or undertake a significant renovation will think this is great. However, in this time of recession many will balk at spending $150,000. I doubt the Government will get a big take up! Again, all smoke and mirrors from this Government
    rattler
    4th Jun 2020
    6:34pm
    I live fortnight to fortnight on the pension and live in a 1940 circa cottage. I want to remain at home I am 76 and want to age in place. With steps at the front door and a gravel drive it will be hard,I also have steps to the kitchen.There is no way I can modify and add safety measures.Only the hot water is on solar so electricity is a cost as well.
    Triss
    4th Jun 2020
    6:45pm
    This government thinks every problem is solved by throwing money at it...and then prices of tradies, houses, etc goes up as well as everyone scrambles for their piece of government cash.
    I wonder how many pollies with their multi houses are eligible for this largesse. Never vote millionao and multimillionaires into government.
    Lookfar
    5th Jun 2020
    7:56am
    Triss, every problem in a depressed economy IS solved by throwing money at it, that is what the Govt. is learning, but they have to throw more and in the right places.
    Triss
    5th Jun 2020
    9:25am
    Sorry. Lookfar, can't agree. Granted a depressed economy needs cash but our various governments seem to think it stops there so much of the money goes to administrators, etc and not to the people who it should go to and who need it.
    Brissiegirl
    4th Jun 2020
    6:57pm
    I feel the politicians are not explaining the economic logic behind the $25,000 grant scheme. If I'm correct, this is not a "giveaway". It's a serious nudge to home-owners who have funds lying idle in the bank, gaining little to no inerest. It's saying to them, "we want to encourage you to spend that large amount of savings, now's the time to sink it into our ailing economy". They would have done the sums to see how every private $150,000 rapidly invested in the building industry will help kick start the economy. I don't think their budget would permit every low-income householder to be gifted $25,000. However I can see why people want money - for nothing. This scheme requires a substantial personal investment in their home. it's not about simply getting something for nothing.
    Youngagain
    6th Jun 2020
    7:48am
    Yes, Brissiegirl. They did their numbers. And they figured that since 80% of the population earn less than $200,000, 80% will qualify for the grant. They missed the bit about the vast majority of that 80% not even being able to dream about spending $150,000+ on renovations, let alone being in a position to plan to build a new home within the next six months.
    Bottom line: THEY GOT IT HOPELESSLY WRONG.
    And now they are estimating only a tiny handful of applications. So maybe the goal was always to put up a pretence of doing something while actually doing nothing at all. But no. Master Builders gave the advice that 80% of the population would qualify. Clearly the assessment was done by overpaid, overprivileged idiots who have no idea what life is like in the real world.
    Youngagain
    6th Jun 2020
    8:05am
    Or maybe they didn't get it wrong. Maybe the goal was always to make taxpayers contribute to the cost of wealthy people extending and improving their million-dollar mansions?
    Unikat
    4th Jun 2020
    7:36pm
    My home needs to be rewired along with some plumbing and other liveability issues. I am on a DSP.

    If I was over 70 my home could be reverse mortgaged and my equity would quickly disintegrate.

    Under the old Housing Commission scheme (long defunct) I could have got a cheap housing loan.

    Under Labour I got a lovely letter from Peter Garrett that my home situation qualified for a Green Loan but that was trashed before I could get it operational.

    Under the Morrison scheme I will fume.
    Farside
    4th Jun 2020
    8:12pm
    Have to wonder who crunched the numbers on this if the idea is to provide stimulus in coming months? Those planning a $175k extension will already be able to fund it, while persuading those who might be incentivised to think about it are unlikely to get going in the next six months by the time design, quotes, approvals, mobilisation and so on are completed. How hard would it have been to offer work on smaller projects that could be shovel ready in a matter of weeks or spend the money on social housing?
    Farside
    4th Jun 2020
    8:18pm
    If it kicked in on say up to $25k of labour on a $1:$2 (or whatever) there are a number of projects I might have gone ahead with like pergolas, deck, some paving, handrails, a small slab etc. The idea is to keep trades employed.
    Lookfar
    6th Jun 2020
    6:05pm
    On the Money, Farside, this is Stimulus, costs nobody anything, - yes the Govt needs to stimulate response spending but 1 for 1 would be fine, - they would then be doubling their money and then the 6 fold multiplier as the money comes back up through the econonomy, - as long as you can keep the rich from grabbing it and stalling the process..
    Viking
    4th Jun 2020
    8:13pm
    It might have made more sense to allow home owners to claim the GST back on any building /renovation project over say $5,000. This could expose thousands of builders who may have rarely paid tax or charged GST, stimulated the economy in the short term and raised more tax revenue for the long term.
    Farside
    4th Jun 2020
    8:19pm
    what a good idea. Hope Josh Frydenberg's uncle is reading this and gives him a heads up.
    Viking
    4th Jun 2020
    8:24pm
    Of course the whole thing would have made far more sense if we still made most of our bulding supplies in Australia, a real magnifier effect that we miss out on with all retail stimuli.
    Farside
    7th Jun 2020
    3:51pm
    building supplies issue easily parked if the stimulus was on the labour component only – now sorting the building supplies pipeline is less easy to resolve, too many aussies love cheap and don't give a rats where it comes from
    pedro the swift
    4th Jun 2020
    9:26pm
    Another typical Coalition scheme to give taxpayers money the those who dont need it. A $25000 grant for home improvements with no need for a massive extra spend would help many peop;e who need repairs or such done around their homes.
    No, instead you have to cough up $15000 min. before you even qualify to apply.Scomo scumbag does it again!
    Lookfar
    5th Jun 2020
    7:37am
    That's it Pedro.
    Ozzieg
    4th Jun 2020
    9:59pm
    I want to spend around $30,000 converting a room into an accessible bathroom, plus a few other things. Wouldn’t it make sense to give me a grant of $5,000? I don’t have the money for more than that, and my house, in a regional area isn’t worth enough for a $150,000 renovation, even if I could afford it.
    ollie
    5th Jun 2020
    12:16am
    That home owner said it all get off the grass just who are they trying to impress not the people that really need the support MORONS
    Incognito
    5th Jun 2020
    1:58am
    Builders and tradies are flat out in my neighbourhood where I live, in the last 6 months I have seen two complete (fully gutted) renos, 3 other reno's, 1 tear down and rebuild, roofs replaced, solar panels installed, driveways built, new fencing done and 3 new estates are being built with houses going up so fast it is mind boggling. So many people have the money they are all double storey taking up the whole block too.
    My mum's house needs a little reno but she certainly does not have $150,000, my rental needs a complete reno but my owners would not spend that much money, so who benefits from this scheme, those who already can afford the money, seems very unfair and this money could have gone to many other things that could create work.
    KSS
    5th Jun 2020
    7:04pm
    And most likely those rebuilds and renovations were planned long before the COVID-19 lockdowns! Plans and council approvals would have been applied for months ago if nothing else. Those people would already have got the money/loans for the work well before lockdown.
    johnyperth
    5th Jun 2020
    5:13am
    A stimulus package is "supposed" to have full impact for everybody.
    What Morrison should had done was to negotiate with all state and territories to have a 50/50 deal where the federal government would pay half, and, the states and territories to build more state housing.
    This way the poor disadvantage would win, and, we "may" see less street people.
    Morrison's plans are only available to a short select of people.
    Youngagain
    5th Jun 2020
    7:41am
    Wish I could find some of these unemployed tradies to do my little renovation jobs. I have advertised for tradesmen to do several jobs and got zero response. My neighbour is a tiler and says all building tradespeople are flat out - never been busier!
    Lookfar
    5th Jun 2020
    1:09pm
    Hi Youngagain, everybody has been in "Lockdown" so there will be lots of un-finished orders begging to be finished.
    Perhaps in a week or so the reality of 40% reduced housing approvals will start to bite, - then we the poorer people may have more evidence and influence.
    Cheers.
    Youngagain
    5th Jun 2020
    8:38am
    Are they totally brainless? Master Builders claims:

    “The eligibility criteria mean that the vast majority of Australians will be able to access the scheme. More than 80 per cent of households have income of $200,000 or less.”

    Well, yes! But what portion of that 80% can afford $150,000 in renovations, or are in the market to build a new home?

    Mind-boggling how out of touch the privileged in this country are!
    Dorothy
    5th Jun 2020
    9:33am
    Yes it is a ridiculous waste to money. If they said they would support small projects that the average person could afford like repairs or maybe a new kitchen or bathroom they many people would benefit. If they subsidised solar panels being installed then it would not only boost the economy but also solve in part the huge electric bills that lower income people and retirees Who cannot afford to install solar panels face. Giving money to people who are earning $200,000 a year is obscene.
    Lookfar
    5th Jun 2020
    12:22pm
    Something of the order of, you organise the job, you spend $25.000, or in kind of materials, the Govt matches it, would help the battlers and the economy.
    In kind has to have proved current purchase price equivalent, ie from a local hardware shop etc, the registered Builder has to be happy with the in-kind contribution, ie fit for purpose and in as new condition except for tarnish etc. (ie not a bucket of rust)

    This would mean that the old codger could use his quality stuff to help pay for the total job, but would have to buy some new stuff as well, - good material the which would otherwise have to be purchased overseas can be used, - lowering our problem of meeting our Balance of Payments necessity , some actual money released to go round and round plus the matching grant, - the builder gets to meet people and become locally known and earn money. win win win.

    Being a member of the local Lion's club I have introduced this discussion of a group of people/jobs organised as a single entity to meet the Govt's larger total amount requirement but we all agree that the amount of $25,000, basically a thirtieth of the total is a joke.
    - 50% is doable, that makes sense, we could justify our free labour for that, but 3.3% is insulting, - probably a friedenburg input, he really needs to unclench.
    Lookfar
    5th Jun 2020
    12:30pm
    Panos, the rich are not a source of tax dollars, the rich have accountants that make sure every cent is untaxeable, - even the stimulus money, - their greed makes them totally unreasonable, - they are almost all incapable of contrubutin to community distress.
    Desmund
    5th Jun 2020
    12:37pm
    Totally agree Panos, this would have to be the most useless project from these clowns thus far. This scheme misses the target completely, we have thousands of homeless craving for a roof over their heads. We still have people living in temporary housing from last years bush fires. We need homes to be constructed for these groups of people, loads of good solid long term building projects needing builders and tradies. On the other hand, I believe this crackpot scheme has been set up to be almost impossible to qualify for. therefore it will cost them nothing. Just another stunt to make it look like they are actually doing something, in reality they are doing nothing to help whatsoever.
    johnp
    5th Jun 2020
    1:27pm
    yep; another stupid package with many shortcomings like JobKeeper !!
    JoJozep
    5th Jun 2020
    3:11pm
    Here we go again. Another stupid scheme/thought bubble, designed to make it appear the LNP is doing something to counter the recession at the taxpayer's ever increasing debt and expense.

    Hardly a single comment above is showing support for the the scheme. Note it has been carefully targeted so that no more than 30,000 people odd will be assisted, where the need for it is in the millions of people. This government has no more expertise in social and general housing needs as a dumb bat on boot hill. Again, carefully designed to provide photo ops, to boost a sagging and besieged treasurer, and backed by the grinning ScoMo. How come we only see these two on TV? Where are the other politicians or have they already deserted the party? Maybe, they got exemptions for an overseas holiday in a Covid-19 free place?

    Is this a Pink Batts scheme in disguise?. At least that scheme did provide assistance to millions of people.

    Like I keep saying over and over, your vote decides the quality of our leadership, and at present I see none.
    apache
    5th Jun 2020
    5:03pm
    Will he ever get it right??? Money to spend? Why not social housing which is a desperate need!!! What an idiot.
    Eddy
    5th Jun 2020
    6:19pm
    Not an idiot apache, just from a class of people who do not understand what it is like to not have enough money to do almost anything you want, like a holiday in Honolulu. These people do not realise that not everyone has a prime ministerial salary. The fact that some families actually exist on less than $30k per year or do not have a roof over their head is totality incomprehensible to them.
    KSS
    5th Jun 2020
    6:57pm
    So a new help package and as usual oput cpme all the whingers all looking for a Government handout for their own individual circumstances.

    It is very clear that a batheroom or kitchen renovation is not covered by this package nor should it be. However, knock down the external wall, increase the floor area and put a second story on top and then install a new kitchen, would be covered. The whole point is to give work to the buliding sector, not just kitchen cabinet installers!

    Get over yourselves. So you don't qualify. Why would you think you should?
    Youngagain
    6th Jun 2020
    7:37am
    Yep. Take taxpayer's money and give it to wealthy people to extend their already luxurious homes and make them into mansions. Great idea. Taxpayers should be cheering. I suggest the struggling SFR couples who have around $1 mil and are barely scraping an income equivalent to the OAP take a few hundred thousand out of their kitty and do a lavish home extension. Get $25K contribution toward the cost and then go on a part OAP with all the lovely concessions and benefits and supplements. Great for them. Stuff the national debt. The working class can pay.
    Youngagain
    6th Jun 2020
    7:40am
    PS. If the goal was to give work to the building sector, reducing the minimum spend for renovation work would have done the job far better. Very few people will qualify for the scheme - particularly in country areas where a spend of $150K+ on renovations would be a gross over-capitalization on most homes. Funny, though - I can't find a tradie to do any building work. They are all flat out!
    KSS
    6th Jun 2020
    1:14pm
    For your information, Youngagain, many suburbs in NSW that qualify for this latest handout from the Government are all in the Western suburbs of Sydney. NOT the wealthy areas at all. Before you sound off about 'wealthy people and luxurious homes' do your homework. It can also be used for a new build property as well as the significant renovations of at least $150,000 that require a number of different trades.

    Would I qualify? No. But so what?

    And this may come as a bit of a shock....... Not everyone lost their jobs. Many are still fully employed but working from home or even in their usual jobs in their usual workplaces. Yes some are doing it tough, but some are better off under Job Keeper and Job Seeker than when they were in work, and for others there is no change in income.

    And frankly those doing it tough when working would not be those contemplating home renovations before the lockdown, much less now. Those that were, may have paused plans and it is those people who are now being encouraged to go ahead with those plans.
    Youngagain
    6th Jun 2020
    4:44pm
    KSS, anyone who can afford a $150,000+ renovation (let alone at $750,000 one) doesn't need taxpayer-funded handouts. And I referred to COUNTRY areas, not Western Sydney. Vast numbers of country towns have average housing prices around the $400K - $500K, or even less. And that money buys a very nice house. Nobody with a brain would spend anywhere near $150,000 on home renovations in those towns unless they were very wealthy and living in a mansion - in which case they SHOULD NOT be getting taxpayer-funded grants to improve their home.

    And no, it doesn't come as a shock that not everyone lost their jobs. Only one person in my extended family did. I know very few who actually lost their job due to lock-down, though I do know a few who were unemployed long before and were very happy with their bonus income.

    As for pausing plans - anyone who was planning a $150,000+ renovation would not have paused plans due to lock down. And certainly anyone who could afford a $500,000+ renovation wouldn't have any cause to have second thoughts. Anyone who can afford that level of home improvement is very well heeled, even if they happen to live in Western Sydney (and I suspect more of the Western Sydney folk who apply for the grant are building new - in which case the terms of the grant are far more reasonable.)
    Youngagain
    6th Jun 2020
    8:03am
    Well, I reckon lots of self-funded retirees would be way better off spending a few hundred thousand on lavish home renovations or building a new home, claiming the $25K, and then going on a part pension. Many are struggling now to get an income anywhere near the OAP, so if they have to spend their savings to live they would be far better off spending them on a very comfortable home they can leave to their offspring when they die and claiming some of the benefits pensioners enjoy.
    Farside
    6th Jun 2020
    5:41pm
    sounds like a plan
    Lookfar
    6th Jun 2020
    4:13pm
    Hi KSS, I am replying to your penultimate email, - not the final one at 15:38, - the which I basically agree with, but the earlier one where you challenge that anyone could expect anything.

    I feel that you are Utterly wrong on that point, because my understanding is that the wealth of the Human race has been achieved by the acts of all human beings however combined and however apportioned.

    This means, whoever did it we all achieved it, because the whole becomes the one.
    No money or power seeker is likely to achieve much as their souls are rotten, so whatever history says, - written by the paid historians, does not tell the story, - we experience that thousands of years down to now, - in a way, We are All entitled, the Country of Australia would not exist but for the early blacks and our white folks later stumbling efforts, often exhibiting Enormous will, but now we still each contribute, and if we did not the Multi Billionaires would have to leave as they never contribute, they do no work.

    This whole concept that the Govt can create money is something you personally need to examine, - I understand that you are hostile to it but feel you are relaxing there, but my belief is that you should not denigrate the poor, because the poor can educate the rich, the rich can not educate the poor.
    Youngagain
    6th Jun 2020
    4:35pm
    The rich could certainly educate the poor if the poor would pay attention, Lookfar. Tell them to budget sensibly and they will not remain poor. Tell them to save their earnings to buy a home instead of spending it on fancy cars, holidays or drink. Tell them to grow food and learn to make, mend and make do. Tell them not to reproduce irresponsibly. Tell them not to hasten into relationships and once in one, remain committed. Tell them to develop a strong work ethic and be loyal to their employer. Tell them to stop looking for instant gratification and instead plan ahead. Sadly, the vast numbers of the poor seem incapable of heeding good advice, but very skilled at then whinging about the inadequacy of handouts.

    We are not 'all entitled', Lookfar. In today's Australia, the wealthy are entitled, the genuinely needy (due to illness, family crisis, natural disaster, incapacity, etc.) are entitled, the bludgers and spendthrifts are entitled, the whinging minorities are entitled, the immoral are entitled... the only folk NOT entitled in today's Australia are the hard-working, responsible-living upper working class and lower middle class. The only thing they are entitled to is abuse, insults and a kick in the teeth for working hard and saving well.
    Lookfar
    6th Jun 2020
    4:50pm
    Young Again, the rich can not educate the poor because the greedy will destroy the Earth and the Rich are the greedy, - they can not see beyond their greed, despite the lessons happening all over the Earth, - Global Warming, /heating, / Reef destruction, - these sick humans can not take personal responsibility because they believe in human irresponsibility, - they are Stirnerite Anarchists.

    You and me need to think about these things, - and I will never respect you for belching a clique.
    Why can't you grow up and take responsibility without leaning on dead philosophies, eg Morrison.
    Lookfar
    6th Jun 2020
    5:26pm
    Young again, all over the world the very rich are destroying the middle class, this has been going on for years, decades, Milleniums, it is text book what happened in Rome, South America, Atlantis, Lemuria, - on and on, it is sick, - that philosophy is the Heat Death of the Universe, - you have to eschew that death.
    Lookfar
    8th Jun 2020
    1:53pm
    Youngagain, looking back over these discussions, the which you started off well, but then got more and more bogged down into judgementalism, I am disappointed, but fine, I am responsible for my own expectations, just wonder whether you should call yourself Youngagain as per haps you are still attached too closely to the old perennial mistake of being Old and Always Right?

    Hope that helps.
    JoJozep
    6th Jun 2020
    8:21pm
    Can someone explain to me if there are any pensioners or poor people who are lucky enough to have a house, why they would need renovations especially involving extensions. I mean two people of retiree age could live comfortabley in their existing home and would only require more space if they intended to expand their family, bring in boarders or live beyond their means. How does that work for the average pensioner?

    On the other side of the equation, desparate young people who save up for a deposit ($100,00-$200,000) which will take them on average 10 years to save, won't qualify for the scheme in the short time frame of this stupid, ill thought out and worse, something everyone's younger generation has to pay for. As soon as the LNP is kicked out, Labour will be faced with a massive debt and guess who pays - yep the taxpayer, not so much the rich as they pay bugger all tax, but the middle income people.

    If the government really wanted to help the average working family, they should bring in an assistance package to make it possible for them to meet the deposit, even if it is only a lousy $25,000 grant. You have to understand that an average house of three bedrooms in an inner suburb of Melbourne or Sydney can easily demand $1,000,000 meaning a deposit of $100,000 at 10% or $200,000 at 20%. Yet the scheme excludes these people - Why?

    KSS, I read some of your comments and find your deductions utterly false and misleading. The present scheme of course would benefit the high end of town builders, but the majority of homeless who need assistance would miss out.

    The scheme is not just totally flawed, it raises issues of unfairness and even criminal negligence and fraud.
    KSS
    8th Jun 2020
    8:11pm
    Except the scheme is NOT a handout to the homeless.

    And it would not exclude the people you say can afford a $1000000 home in Melbourne or Sydney. If the renovations they want/plan for their inner city suburb they would qualify for the $25000 help. If those same people wanted to buy and build up to $750000 they would also qualify and save money to boot.

    People here moaning they can't afford to upgrade their kitchen or bathroom because it wouldn't cost enough simply do not understand the help that is on offer. They are too busy bemoaning their own circumstances to bother to understand. No on is entitled to anything or any of the assistance that has been offered over the last few weeks, all of which was and always was temporary. The next fight will be over the rescission of free child care. Just wait until that happens and all the bleeding hearts will be back out hands out wanting the resumption of the People's Republic of Australia!

    Not all financial help is universally targeted. And no one should expect anything.
    sainter
    8th Jun 2020
    11:04am
    Home Builder sounds great,but the design of it is was a rushed no thought idea....BIG..F..for FAIL.
    sainter
    8th Jun 2020
    11:04am
    Home Builder sounds great,but the design of it is was a rushed no thought idea....BIG..F..for FAIL.
    Lescol
    8th Jun 2020
    11:37am
    I think yet another example of gov marketing - wishing to be seen to be doing something but not wanting to give away money oc change the status Q. Its why we need to change the fed government as soon as possible.


    Join YOURLifeChoices, it’s free

    • Receive our daily enewsletter
    • Enter competitions
    • Comment on articles