Centrelink – Services Australia

The Age Pension and downsizing

Will I lose my pension if I sell my home or downsize to a smaller one? Learn the effects of selling or downsizing on income and assets test for your age pension.

Retirement Planning

What to ditch when downsizing

Downsizing your home is a way to get a new start, so taking your old clutter with you defeats the purpose. Instead, why not consider ditching these seven items?


What stops you from downsizing?

More than half of Australians over the age of 55 are open to downsizing, according to a new report. The main barrier to moving to a smaller home is a lack of housing that matches their needs and preferences.

Centrelink – Services Australia

Sharing too much with Centrelink

Tony lost his part pension eligibility after downsizing his house and wants to know what he can do about it.

Living in retirement

Downsizing: the good, bad and ugly

Almost 40 per cent of respondents to our Financial Literacy Survey said they would consider downsizing to free up income for their retirement. Kaye Fallick explores the good, the bad and the ugly about this tactic.

Finance News

Why older Aussies refuse to downsize

Older Australians who reach retirement age prefer to stay in the family home unless declining health forces them to leave, new research shows.

Centrelink – Services Australia

What to do with downsizing funds

Jan has sold her house, but her new one is still being built. She wants to know how long her funds are exempt from the income and assets tests.

Age Pension

Terry’s downsizing dilemma

Terry wants to sell his home and has questions about what to do with the money.

Age Pension

Bridging finance and the pension

John has bought a new home as the first step in downsizing and wants to know if his bridging loan will affect his Age Pension payments.


Downsizer contributions go big

Older Australians downsizing from their family homes have contributed $1 billion to their superannuation funds.


Are you in the right area to retire?

A successful retirement requires several elements. Where you live is vitally important. Here are the signs you might be living in the wrong place for your retirement.

Pension eligibility

Downsizing your home and the Age Pension

David is considering downsizing but is worried about what will happen with his pension payments.

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