Finance

The mistake costing you $498

The common mistake costing boomers nearly $500 a year

The mistake costing you $498

Baby boomers remain the least wasteful of all Australians, throwing out only $498 of their ...

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What chance a recession in 2020?

How will retirees deal with a recession in 2020?

What chance a recession in 2020?

What is the likelihood of a downturn in 2020? And how might it affect retirees?

Money matters for 2020

New year is the time to get your affairs in order

Money matters for 2020

Get your financial affairs in order and start the year on the right foot.

Water better than cleaning fluids

Water outperforms many cleaning fluids in CHOICE tests

Water better than cleaning fluids

‘No cleaner justifies the cost and effort you'd need to expend on buying these products,’ ...

ATO warning over illegal scheme

ATO warning over illegal scheme

ATO warning over illegal scheme

Beware of offers to withdraw your superannuation early, and illegally.

Why we must plan for death

Why we must plan for death

Why we must plan for death

Financial planner Helen Baker guides us through the really important conversation that many of us ...

Best (last minute) gift cards

Best (last minute) gift cards

Best (last minute) gift cards

Avoid the gift card you give becoming one of the tens of thousands never redeemed.

Superannuation

Options when you can’t keep working

Tina doesn’t think she will be able to keep working up until her pension age.

Centrelink Q&A

‘Can I still contribute to super?’

Terry has been blocked from making a contribution to his super account and wants an explanation of the rules.

Centrelink Q&A

Critics give super tool F for fail

The superannuation fund regulator has signalled the start of new era of transparency in the sector with the release of its eagerly awaited heat maps. But has it delivered?

Methodology questioned

Banking & Investment

Money matters for 2020

Get your financial affairs in order and start the year on the right foot.

All in order

Australia the lucky country?

It might be lucky for some, but does that largesse extend to the nation’s retirees?

Pensioner poverty

What you need to know about shares

Personal finance guru Noel Whittaker has updated his book, Making Money Made Simple. He shares this extract on shares with YourLifeChoices members.

Where to start

Credit Cards

Paying for services you don’t use?

The nature of direct debits means you can lose track of who you are paying and when.

Direct debit disasters

How to pick the right credit card

Credit cards are a convenient way to pay for things, but that convenience can come at a cost.

Credit choice

When you shouldn’t use your card

Older Australians are increasingly asking for help in managing credit card debt.

Manage your credit

Property

Sharing too much with Centrelink

Tony lost his part pension eligibility after downsizing his house and wants to know what he can do about it.

Downsizer downfall

How life’s delays affect retirees

We’re delaying major life events, and our retirement income system hasn’t kept pace.

Redress the balance

Report reveals retirees most at risk

Excessive or indefinite deferral of home purchase can have consequences.

Retirees at risk

Insurance

Are you too lazy to save money?

The easy way to mitigate the cost of rising insurance premiums.

Too lazy to save?

Money matters for 2020

Get your financial affairs in order and start the year on the right foot.

All in order

Are you underinsured?

Aussie property owners could have their homes underinsured by up to 66 per cent.

Real estate worry

Legal & General

Making sense of estate planning woes

Estate planning expert Rod Cunich helps YourLifeChoices members with their queries about wills, powers of attorney and difficulties relating to bequests.

Know your rights

Money matters for 2020

Get your financial affairs in order and start the year on the right foot.

All in order

Why challenge to will is inevitable

Jacob* wants to block an estranged daughter from his will while providing for a disabled son and his brother. Rod Cunich explains the issues.

Best chance

Mortgage & Home Loans

Why we must plan for death

Financial planner Helen Baker guides us through the really important conversation that many of us prefer to postpone – repeatedly.

Be clear to be kind

Mortgage stress infiltrates retirement

More older Australians are finding it difficult to pay off their mortgage debt before they retire.

Mortgage stress

Mortgage debt ruining retirements

Record numbers of older Australians are battling to pay off their mortgages before retirement.

Housing policy turmoil

Seniors Finance

Making sense of estate planning woes

Estate planning expert Rod Cunich helps YourLifeChoices members with their queries about wills, powers of attorney and difficulties relating to bequests.

Know your rights

Do you need financial advice?

Financial advice is a term with a multitude of meanings.

Getting good advice

Are you too lazy to save money?

The easy way to mitigate the cost of rising insurance premiums.

Too lazy to save?

Finance News

Cheques to be phased out soon: RBA

An entire generation has probably never even seen a cheque, says finance analyst.

Cheque’n out

ATO warning over illegal scheme

Beware of offers to withdraw your superannuation early, and illegally.

Super schemers

Best (last minute) gift cards

Avoid the gift card you give becoming one of the tens of thousands never redeemed.

Thoughts that count