Will you have to wait to apply for the Age Pension?

Who will be affected by the eligibility age for the Age Pension increasing?

man waiting

Rita and her friends believe that they are affected by the increase in the eligibility age for the Age Pension, but they aren't sure when they will be able to make a claim.

Q. Rita

I know that you have previously printed a table that detailed the increases of the Age Pension eligibility age. My friends and I were all born after June 1952, so we believe we fall into the category of people affected by the change. Are you able to republish the information?

A. You’re correct. As of 1 July 2017, the eligibility age for claiming an Age Pension has started to increase. If you’re not already eligible, how much longer will you have to wait to apply?

The good news is that the increase is gradual, affecting those born on or after 1 July 1952. Announced as part of the then-Labor government’s sustainable pension reforms in 2009, the Age Pension will be increased to 67 years of age at a rate of six months every two years, as indicated in the able below:


Age Pension age

Born between

From 1 July 2017


From 1 July 1952 to 31 December 1953

From 1 July 2019


From 1 January 1954 to 30 June 1955

From 1 July 2021


From 1 July 1955 to 31 December 1956

From 1 July 2023


On or after 1 January 1957



    To make a comment, please register or login
    3rd Jul 2017
    Apart from the fact that we are now all supposed to be funding ourselves there will be a shift in how we work in later years. Some jobs are just not age friendly and not everyone can get the managers job. So more people will need to seek a change of career to a softer option before the age of unemployability (50). The trouble is at fifty you are still quite fit - but just one mishap or age related illness and your custard.
    3rd Jul 2017
    Rosret There is so much pressure on workers in the workforce these days. In non-physical positions, there's constant pressure to achieve performance targets, to reach higher performance levels. This plays a toll on those with medical conditions. I am sure many will never reach the 67 or 70 retirement criteria. Those working full time don't have the time to attend medical appointments and money for medical costs.
    3rd Jul 2017
    Where is it written that everyone over the age of say 50 is unemployable, sick, disabled, senile, pressured, unable to seek medical advice/treatment etc?

    For goodness sake people! Hundreds of thousands (if not millions) of people over the age of 50 are perfectly well and physically able. Stop writing us off! Something the Government is accused of doing - or are you saying they are right?
    3rd Jul 2017
    Jackie - I hear you - so true.
    KSS - I don't write people off - employers do. They don't even invite people over 50 to interviews.
    1. Don't employ anyone older or more intelligent than yourself.
    2. Employ young and inexperienced as they are cheaper and expendable.
    Now since we have adapted a new promotion style in Aus where "young and vibrant" 40 year olds are thought to be better for a business than old and wise that means if an older person loses their job it is extremely hard to get a new job. You hear their cries in the media all the time.
    Of course they are quite capable and better than most of their juniors - but how do you stop this thinking.
    Retired Knowall
    3rd Jul 2017
    I'm 70 this year, still employed and looking forward to working at least another couple of years.
    If you have the skills and give value for money you will always have work.
    Old Geezer
    3rd Jul 2017
    Gee 50 is unemployable, sick, disabled etc. If so where did I go wrong? I'm well over 50 and employable today the same as I have always been. No poisons and can still do what I could do at 30.

    Just been for a tour around Queensland and ticked some items off my bucket list. Lots of swimming. canoeing, walking etc so feeling quite fit. Now catching up on all the work I didn't do while I was away.
    3rd Jul 2017
    My husband had the skills and experience along with strong motivation and good work ethic and would have certainly given value for money to any employer but.........the barriers were employers who wouldn't invite him for an interview. In his 50's in the corporate business world he was over the hill . Be a little more broad minded before making sweeping statements about your own little experience's in the work world. An unskilled job would not have paid our mortgage so we had to sell our home to survive.
    Old Geezer
    3rd Jul 2017
    I am very broad minded as that over 50 is just an excuse used by many who don't make the grade in other ways.
    3rd Jul 2017
    Oh my husband made the grade (thanks for the insult)
    Along with many others in the current environment he had to trade permanent full time work for casual contract work. Still working hard ....just with no financial certainty.
    This is common place in todays work world if you're interested which being broadminded I'm sure you are.
    Old Geezer
    3rd Jul 2017
    I'd take contract work over employment any day myself.
    3rd Jul 2017
    The above table doesn't give any indication when you're actually eligible for the pension. The table below should take all the confusion out of it, as we want actual dates we are eligible from, rather than the change in legislation dates.

    From 01/07/52 - 31/12/53, you have to wait until 01/01/2018 - 30/06/2019 (65.5)
    From 01/01/54 - 30/06/55, you have to wait until 01/01/2020 - 30/06/2021 (66)
    From 01/07/55 - 31/12/56, you have to wait until 01/01/2022 - 30/06/2023 (66.5)
    From 01/01/57 on, you have to wait until 01/01/2024 (67)

    There will always be a 6 month period between eligibility dates.

    Examples - you're born
    13/12/1953, you're eligible on 13 June 2019 (65.5)
    09/05/1955, you're eligible on 09/05/2021 (66)
    16/07/1956, you're eligible on 16/01/2023 (66.5)
    29/04/1957, you're eligible on 29/04/2024 (67)

    If you're already on a Centrelink payment, they will usually contact you around 9 weeks before you're eligible for the Age Pension and invite you to apply. You can apply from up to 13 weeks prior to your eligibility date. You won't get your first payment until the date you're eligible.

    Make an appointment to see Centrelink prior to making any decisions and leaving work (if you're still working now).
    3rd Jul 2017
    Gosh this must be hitting some impending retirees hard. I counted the years to go for so long I can't remember.
    One more year would have been devastating especially as work demands were pointlessly spiralling out of control.
    Old Geezer
    3rd Jul 2017
    Even though I'm way passed those ages still not eligible for any senior welfare payments (old age pension).

    Seems to me that my counting is now well into negative numbers.
    3rd Jul 2017
    Does anyone know whether one gets to use the pension concession between July 1 and October 9.???.
    Barbara Mathieson
    3rd Jul 2017
    Served by a young girl today whilst she learned on the counter and I could admire all her tattoos ! Oh well, I don't have to go back there at least.
    3rd Jul 2017
    Agree Rosret & Jacky. I am angry & disappointed with how this govt treats working people, especially older workers & old age pensioners! Work our arses off to support who they decide to give our taxes to & we contribute to their dodgey choices & get no reward for it, just more kicks in the guts!

    Hating big time on all politicians. I'm sure the rotten rotating shiftwork (12hr shifts, night & day) that I do to survive & get by will have me killed off well before I'm 67 (I'm 56) & if not I'll prob suicide from not being able to make ends meet, pay the taxes, medicare levies still not afford medical treatments, utility bills, rates, etc.. only place to go is the scrapheap or cemetary unless I decide to live in a car or van & not looking forward to winters like that but what else is there. So unfair! :(
    3rd Jul 2017
    So if everyone has to work longer, and the Government expects all those on Newstart and Disability pension to also work, plus those on youth allowance to get straight in to work, where are all those jobs? Does anyone know the statistics of how many jobs are available verses those seeking work? Working longer is great for those who love their work and it is easy enough for them but not everyone is so lucky, some have very hard back breaking stressful jobs, and to work longer means more health problems and more money being spent on health care. Is this part of the plan, to get everyone either paying taxes, spending on health care, or go to their grave early?
    Old Geezer
    4th Jul 2017
    People don't have to work longer as you can retire at any age. If you want welfare OAP then you just won't get it until you reach the new OAP age.

    Many people give up work early and live on their savings until they reach pension age.
    29th Sep 2017
    My husband worked 6mths over his retirement age but has now waited 3 months and still waiting for his OAP. We have meager savings and minimal super. I've written everywhere today from PM to media. It's not good.
    Liverpool Anne
    4th Jul 2017
    The Pollies should be made to wait for the super and perks to the current age of entitlement like the rest of us. Unfortunately a number of blue collar workers, brickies, tilers etc, their bodies are stuffed before they reach even 60. Retraining is useless as their are no jobs for them after changing.
    It is all very well for these fat cats changing pension date, but they side on the backsides every day. A day as a brickie would sort them out
    Old Geezer
    4th Jul 2017
    Pollies entering Parliament today have the same rules as everyone else.

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