For far too long the many years in the life stage known as retirement has been treated as a ‘dead-end’ and the people who are in retirement as a big, beige homogenous blob, who demand a one-size-fits-all solution. 

Having written and published content for and about retirees for the past 17 years, the team at YourLifeChoices has become exceedingly frustrated by the inaccuracies inherent in this broad brush approach, particularly when related to projections for retirement income. The glaring omission to date has been the assumption that all retirees live in a home with no mortgage.

YourLifeChoices, in partnership with The Australia Institute, is excited to announce the Retirement Affordability Index™ – the only report that investigates the real retirement tribe that best matches your situation, so you can compare your spending.

To help calculate the weekly, monthly and annual expenditure for each retirement tribe and to keep you abreast of changes in the cost of living, the Retirement Affordability Index™ will be updated every three months, following the release of CPI data.

How to use the RAI?

How to use the RAI to properly plan your retirement budget

How to use the RAI?

Ken is using the Retirement Affordability Index to plan his return to Australia.

Top Stories

  1. Did your costs drop?
  1. Why the cost of living is rising
  1. Retirement Affordability Index™ June 2019
  1. Home is where the heart is
  1. Pension Loans Scheme changes

Investing for retirement is different

Why investing for retirement is different

Investing for retirement is different

In retirement you’ll need to find a new way to cover your living costs.

Your allowances and discounts

Allowances and discounts you should know about

Your allowances and discounts

How can age pensioners ensure they are making every dollar count?

The sweet spot and super failings

The sweet spot, super failings and where to next

The sweet spot and super failings

Economist Sean Corbett explains the sweet spot and why the superannuation system is failing.

Government updates July 2019

All the latest Government updates

Government updates July 2019

YourLifeChoices keeps you up to date with retirement income changes.

How best to use your nest egg

The missing link – how best to use the retirement nest egg

How best to use your nest egg

Making sense of retirement savings – and how best to ‘spend’ them.

How to make your savings sing

You work, you save, you retire. How best to use your money?

How to make your savings sing

Building your nest egg is part of the journey. How to use those savings is ...