Friday Flash Poll: Are new pension changes enough?

We’d like to know if the proposed pension changes will help you.

Are new pension changes enough?

New changes to the Age Pension could come into effect as soon as 1 July, and we’d like to know if they’re enough to have a positive impact on your retirement.

Over one third of Australian pensioners live below the poverty line. Many of these people do not own their home. Many can’t find employment, whether they are denied the opportunities afforded younger people or are not fit to work, and many don’t have enough savings or assets to even consider lifetime retirement income streams. So how will these changes have any effect on them?

Once again, it seems that most of the changes will benefit the already ‘comfortable’ retirees – which is great – but what of those who are actually doing it tough?

Read Kaye’s article for a full explanation of the coming changes. Will the new pension changes actually improve your retirement?

Friday Flash Poll: Will new pension changes improve your retirement?

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And, of course, we welcome your opinions in the comments section below.






    COMMENTS

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    15th Feb 2019
    10:52am
    Oh no , not the "One third of pensioners living below the poverty line" nonsense
    This imaginary poverty line myth has been debunked time and time again, yet the opportunists use this lie time and time again to promote their agenda
    As soon as I read that, I lost interest in this yet another leftie biased article
    annie
    15th Feb 2019
    12:06pm
    Not all pensioners are self funded and not all have the luxury of owning their own home. Take away $500 per fortnight for rent and they don't have much left to live on and pay bills. You need to have a look at just what is considered the poverty line. I am amazed the comments on this site are of a nasty nature in regard to others. It's not left or right based, it's making sure all Australian's can live with dignity.
    HDRider
    15th Feb 2019
    1:11pm
    Lothario, toy are a fool! You come on here to store people up, yet, you know nothing!
    Have you any idea what poverty is? Do you not understand that some elderly people are really struggling with what they get?
    It has nothing to do with left or right ie anything else.
    Not a Bludger
    15th Feb 2019
    2:12pm
    Once again, Lothario, you are quite correct.
    Sunday, Mick et al are far more interested in mindless loathing than they are in unequivocal facts.
    Sundays
    15th Feb 2019
    2:52pm
    Who do I loathe Not a Bludger? That’s right this current Liberal party who no matter what the topic start every response with, Labor did this, Labor will do that. For two terms it has been difficult to get beyond the hubris as to what they will actually do. Well, if the Libs ‘have a go, they might get a go’ .
    MICK
    15th Feb 2019
    2:53pm
    Straight from a 'righty' bastard. Supported by one of the trolls.

    Loathing, envy? etc. You don't know what you are talking about Bludger. FYI we have NEVER drawn $1 of pension nor have we utilised the fraudulent schemes of arrangement put in place by the top end of town (you?) to avoid paying taxes. You?
    Triss
    15th Feb 2019
    3:52pm
    Luckily most people have compassion and caring for the vulnerable people in our society, Lothario, without those attributes you’re just a narcissist.
    Old Geezer
    15th Feb 2019
    6:32pm
    If people can't live on the pension then they are simply living way beyond their means. We live on less than Newstart ourselves.
    MICK
    15th Feb 2019
    9:50pm
    BS OG. You can only do that if you own your own home, have low rates, never go anywhere, go to Maccas twice a year and shop at Aldi for everything.
    You are full of it and you are very well off. Just lying like your political master. Rats of a feather lie together!
    Arvo
    16th Feb 2019
    3:43am
    Some of the comments here against people on social safety net are contemptuous and detestable lies. Just another batch of contemptuous fascist trolls. It's people like them that you might see drowning in a lake, you just walk by and let them drown.
    TREBOR
    16th Feb 2019
    9:47am
    Well, if the Libs ‘have a go, they might get a go’ . There's always a first time....

    Actually the debunking has been the other way - and the problem always remains that not matter how much Social Security rises (whatever component of SS it is) other costs always rise to meet - same as with wage rises, which, BTW, always pursue endlessly rises in costs of living, and not the other way around.

    For historical confirmation, you need only look at the advent of the MADIF (Mandatory Dual Income Family) on home prices, the never-ending spiral of rising costs forcing rising income demands due to 'privatisation' and other failed government moves,the mandatory rise in cost of public housing for any rise in 'pay'., and so on endlessly.

    There is always some vulture/parasite out there ready, willing and able to look at the market, force a rise in cost, and then whine about how much wages/incomes are costing, since they are inevitably forced to rise to meet.

    I've given the example of a worker forced to travel motorways daily to get to work - and the pressure that puts on their NEED for income.

    This endless variation on a theme is the REAL inflation we are enduring, since with every rise in cost and every rise in income required to even keep up, the real purchasing power of the dollar declines.

    Of course, this impacts most on those on a limited and defined income - all of who are either in no position to upgrade income or must wait for the crumbs to fall from the overfed government table..... before taking the next rise in costs on the chin until the next set of crumbs fall.

    In any thinking population, this is the stuff from which revolutions arise.... oh, well - I did say thinking population........ no wonder our Guv'Nah of Two Parties floods us with semi-literates, innumerates, and social retards from Third World nations - people who think $10 an hour is a fortune and who never rock the boat because the boss holds total power.

    They want unthinking sheep who will take sh1t handed to them and think it's gold by comparison with conditions from which they came....
    GreyViper
    16th Feb 2019
    4:13pm
    Hello all, I have come back and taken a look at this web site after quite some time and the first view quickly reminded me why I took myself off the YLC mailing list. I have never come across such a group of mean, grumpy, nasty, old people as a lot of those who comment on this web site! I'm a self funded retiree and I do feel sorry for a lot of those who are trying to live on only the old aged pension as I'm sure that it is very tough but I started saving for my retirement when I first started work at 17 and I was able to retire at 58 due to smart investing and and some luck along the way. Just because someone disagrees with you does not make them a 'leftie' or a 'righty' or what ever is opposite to your particular political views. Previously, I tried to have discussions on the issues but that proved impossible on this forum as people always brought politics into it! Anyone who ALWAYS votes the same way in politics is very foolish, in my opinion, as you need to change your politics from time to time to try and achieve the right outcomes. Hello, Mick, you are the classic example, where if you don't like what somebody says you label them and then, in your mind, you can dismiss their opinions without coming up with a legitimate argument. Still banging on about the 'Top end of Town' I see. Looks like envy to me!
    Hello Old Geezer, still trying to fight the good fight, I see. True to form, Mick immediately brands what you say as BS, brands you as well off without probably having any idea of your financial circumstances, and then calls you names. He never was much good at serious debate! Keep trying Old Geezer, but I, however, have much better things to do with my time like rearrange my sock drawer, manicure my nails or iron my underwear!
    TREBOR, nice to see you making some insightful comments. You make a very good point in your comments today.
    The fact remains that the biggest cost to the federal budget, by quite some margin, is welfare, and the biggest part of that welfare cost is the aged! It won't matter which party wins government they don't have any money to pay for a decent increase in the old aged pension, it is simply too big a hit to the annual budget so I wouldn't get your hopes up too high, regardless of who wins the next election!
    So keep on arguing with each other, calling each other names and dancing to the tune of the people who run this website and all to achieve ABSOLUTELY NOTHING! I'm not sure why YLC started sending me emails again, after all this time, but it was good to come back briefly and see how much better off I am without this crap in my life. If you take my advice, people (and you won't!) take yourselves off this mailing list and find something much better to do with your time (shouldn't be too hard) and stop arguing with each other. Life is too short!
    MD
    16th Feb 2019
    6:24pm
    Just the sort of contribution that is bound to win plaudits herein - NOT - particularly coming as they have from a one eyed trouser snake eh GreyViper.

    My tuppence worth aside, at least that's how I imagine the response (if any) will pan out, good onya!
    TREBOR
    16th Feb 2019
    6:32pm
    What are your views on the issues, Mad Dog?
    The Care Bear.
    17th Feb 2019
    9:30am
    Well said GV, sorry to see you go.
    JB
    21st Feb 2019
    2:04pm
    I feel this forum brings out a lot of nasty people . No compassion or empathy. I think the old saying “don’t judge until you have walked in my shoes “ but no they won’t because that will take them out of their judgmental ivory tower .

    15th Feb 2019
    10:52am
    Oh no , not the "One third of pensioners living below the poverty line" nonsense
    This imaginary poverty line myth has been debunked time and time again, yet the opportunists use this lie time and time again to promote their agenda
    As soon as I read that, I lost interest in this yet another leftie biased article
    inextratime
    15th Feb 2019
    11:36am
    Yes Lothario another leftie biased article unless of course you are one of the pensioners who are living below the poverty line, which you clearly are not. Give it a rest. Oh but you are one of those rightie biased opportunists.
    inextratime
    15th Feb 2019
    11:36am
    Yes Lothario another leftie biased article unless of course you are one of the pensioners who are living below the poverty line, which you clearly are not. Give it a rest. Oh but you are one of those rightie biased opportunists.
    Nascar.
    15th Feb 2019
    12:34pm
    oi harLot, RUBBISH.
    Anonymous
    15th Feb 2019
    12:46pm
    anything useful to contribute Nastycar ?
    Anonymous
    15th Feb 2019
    12:46pm
    anything useful to contribute Nastycar ?
    MICK
    15th Feb 2019
    2:54pm
    You need to read your own hateful right wing gutter comments Lothario.
    Misty
    15th Feb 2019
    10:20pm
    What goes around comes around Lothario, you like to dish it out but don't like it when people retaliate and won't put up with your insults and BS, get out of your Ivory Tower, OG too, and go to Minto and see how people live on the poverty line.
    Anonymous
    15th Feb 2019
    10:37pm
    Where is Minto ?
    Is it a Philippines ghetto ????
    Misty
    15th Feb 2019
    10:44pm
    Look it up on the globe or Google it, don't play dumb and stupid Lothario.
    Anonymous
    15th Feb 2019
    10:46pm
    Love you too Misty Eyes.
    No wonder you can’t see clearly or you’d never be a leftie
    TREBOR
    16th Feb 2019
    9:59am
    LowThario doesn't have to PLAY dumb and stupid... chees... get with it!
    Sundays
    15th Feb 2019
    1:30pm
    Lothario, time to leave the bunker. Get out, meet people, take up a hobby, volunteer, read more broadly
    Old Geezer
    15th Feb 2019
    6:33pm
    No that's not any fun at all.
    KB
    15th Feb 2019
    2:03pm
    Lothario has no idea of how real pensioners live. It can be a real struggle for many particularly for people who rent and have to pay medical costs on top of living costs. No much left in the kitty if you rely on the aged of disability pension
    KB
    15th Feb 2019
    2:03pm
    Lothario has no idea of how real pensioners live. It can be a real struggle for many particularly for people who rent and have to pay medical costs on top of living costs. No much left in the kitty if you rely on the aged of disability pension
    MICK
    15th Feb 2019
    9:52pm
    Lothario is not a real poster. He is paid for services to the Liberal Party.
    TREBOR
    16th Feb 2019
    10:00am
    Dang - as usual it's becoming all about the local losers, Lothario and then OG.. must really stroke their egos .... **rolls eyes as they glaze**
    dick
    15th Feb 2019
    2:13pm
    I MADE A BIG MISTAKE... I (and my wife) saved hard .. worked 2 jobs.. did overtime scrimped and saved to put money into super to be self sufficient in retirement. We get no concessions and pay full price on everything.. mainly prescriptions car rego etc. We are not wealthy live in an average price house and get nothing from the Govt... we pay our own way. Shorten is now looking to take income away from to go on a spending spree which will mean we are worse off than pensioners.. go figure.
    Anonymous
    15th Feb 2019
    3:04pm
    Yep - Shorten wants to take away your all your savings over and above the asset threshold
    It’s called a socialist egalitarian society where everyone is brought down to the lowest common denominator
    Karl Marx
    15th Feb 2019
    4:21pm
    Lothario, on another issue for your rich greedy corporate mates, ASIC threatens maximum jail terms of 15 years and much steeper fines for convicted white-collar criminals
    Old Geezer
    15th Feb 2019
    6:39pm
    I agree Dick. It is nothing more than a kick in the pants for those who did the right thing for the country but we have some idiots that want to take over our country and stuff it for everyone. The wealthy can't wait because they will buy assets at fire sale prices and make a fortune when those idiots do take over our country. That's right the wealthy will get even wealthier under Labor.
    MICK
    15th Feb 2019
    9:56pm
    Shorten wants to take away your savings? The truth is the current government HAS taken away your savings because it gave then to rich Australians as tax cuts.
    Lets get it right troll Lothario.
    TREBOR
    16th Feb 2019
    10:01am
    Abolish franked dividends and do your taxes right - not one cent lost.
    Anonymous
    16th Feb 2019
    10:05am
    You don’t understand the imputation system Trebor even after having it explained to you hundreds of times
    You’re thick as 8 planks
    TREBOR
    16th Feb 2019
    10:15am
    .. and I've explained the truth of it to you hundreds of times, and you are as thick as ten planks.

    Pay your taxes, you bludger....
    TREBOR
    16th Feb 2019
    12:22pm
    Obviously you feel threatened by abolition of franked dividends, Loathie - even though the tax aid is supposed to be included in your gross income for taxation purposes.... it stand to reason that if your tax affairs are being reported correctly, franked and unfranked dividends would make no difference to your gross income - getting something for nothing, are we?
    Anonymous
    16th Feb 2019
    12:54pm
    Again you show your ignorance
    Nfi about taxation and imputation
    TREBOR
    16th Feb 2019
    3:57pm
    Attacking the man won't help you, Loathsome..

    a. I best you every time

    b. They're coming for you and your kind.... finally...
    Karl Marx
    16th Feb 2019
    4:53pm
    Yes Trebor, from the rants of OGR, Lothario & others they are running scared because the days are well & truly numbered for this corrupt government & their mates.
    Lets see what happens with FC as it needs to be drawn up, debated, adjusted, debated & passed by both houses before it becomes law.
    These trolls are just pushing the fear factor for their own agenda
    The ALP is the alternative as 86.93% of Australian voters are too pathetic to vote outside of the 2 party system.
    Karl Marx
    18th Feb 2019
    10:58pm
    yes yes yes OGR, just like Tony Abbott's promises to pensioners. You are the ignorant one. All you go on about is YOUR FC. Well, according to Bowen you won't be disadvantaged, nor any pensioner.
    The legislation hasn't even been drawn up yet never mind debated, amended, debated, reamended, etc etc, It also has to pass both houses & before that even happens there has to be a federal election.
    If Bowen is telling porkies, (I'm sure all the pensioners believed Abbott & Hockey at the time as well) then he & the ALP won't last will they.
    So how about instead of shouting from your high horse about me, me, me, & flaming & insulting me & Trebor for posting facts, stop worrying about what may happen because most likely it won't. What will happen if this current LNP government is re-elected is that you'll be worse off as will everyone else who is retired.
    Oh, & you only need to post once you know we aren't going to read your same post twice.
    Fisherman
    15th Feb 2019
    2:16pm
    The article is not exclusively about Aged Pensioners! Next time you are in Brisbane, I can take you through the city to meet the homeless people doing it tough! With the attitude of some commentators here, I would not be surprised to see them here on the street before 2030! Many people and families are only one monthly paycheck away from disaster!
    Maybe ScuMo will publish his Vision for Australia in 2030 before the next election and give LNP voters some HOPE? If Shorten can write and publish his Vision too, we may have some idea of the differences between the two Franchise bidders?
    MICK
    15th Feb 2019
    2:58pm
    Instead of posting your usual anti climate change propaganda perhaps write some more factual comments like this one.
    This government has destituted average Australians whilst telling them/lying to them that its that awful Labor mob.
    Tax cuts for the wealthy anyone? Company tax cuts to come for the same if re-elected? New coal fired power stations? Government sponsored rail link for Adani with taxpayers to fund it?
    Of course people are one paycheque away from destitution. That's how the slavery game from the top end of society works.
    Old Geezer
    15th Feb 2019
    6:40pm
    Anyone with a job with no savings is one pay cheque away from bankruptcy.
    Misty
    15th Feb 2019
    10:23pm
    How would you know OG?.
    Rae
    16th Feb 2019
    9:45am
    Yes OG and the major indexes are starting to fall. Next lot of superannuation statements will shock everyone.
    The UK, US, China, Australia are all over indebted, over priced assets and about to lose untold amounts of paper wealth. The overpopulated and resource depleted countries are in chaos.

    Those one pay check from disaster had best pull their heads in and stop spending.

    We had all better think of how to save the planet or how to survive if we can't.

    I expect to be manning soup kitchens again in the future. You had to see the US in 2009 or Egypt in 2012 or even Greece then to have any idea of how fast and hard everything falls apart when Governments make stupid , ideological decisions or financial decisions implode.

    Both Parties are unfair to savers but they are desperate now. Everything has been sold or contracted away to privateers and the revenue base is collapsing. This is no accident.

    They don't have vision. They can't even see the consequences coming. It's very frustrating.
    TREBOR
    16th Feb 2019
    10:03am
    No party extant has any plan or vision for this nation beyond getting into the hot seat and dispensing cash to their personal favourites.
    Chris B T
    15th Feb 2019
    2:20pm
    Everyone Receives a Pension and all Income Taxed at going Rate.
    No Means or Asset Test or any Other "B S".
    No need for The "CentreLink Police"
    To Simple so it will never happen.
    MICK
    15th Feb 2019
    2:59pm
    Actually not Chris.
    The very low Assets test from our current government has knocked out many who earn little more than the pension. We do not get a pension.
    Chris B T
    15th Feb 2019
    3:27pm
    Every one Receives A Pension. That Is Every One than pay Taxes Collectively On All Income Including Pension that you receive. No Asset Tests.
    MICK
    15th Feb 2019
    9:45pm
    We always paid our taxes unlike the top end of town which has ways to avoid them. We don't get $1 of pension but I have no hard feelings other than the unfairness of the wealthy crooks who own the game and make the rules through their (corrupt) political party.
    TREBOR
    16th Feb 2019
    10:06am
    A+ Chris BT.... it's the only way forward - but you know politicians won't accept a measly pension top-up if they have to pay tax on their vastly preferential 'superannuation' system, and all the other goodies such as investment properties and business opportunities they've garnered while in 'office'.....

    They earned it all, don' cha know - by their sacrifice and service to the people....
    MICK
    15th Feb 2019
    2:49pm
    What's a pension? We wish.
    beyond caring
    15th Feb 2019
    3:14pm
    age pension is very important to most older Australian and regardless of those who say it's not a given right, many of us have paid full taxes. Worked without any previous govt support of over 40 odd years, in my case I worked for a age of 14 until I was 67 and in the time while at times out of work say for week or so, always found a paying taxed job. many who talk about the pension not a right , are those who may of had the opportunity, to has higher paying job. more and likely after gaining Uni cert etc. that's great . but remember the govt and working tax payers paid for much of the costs of allowing you time not working to gain the position and the $$ that it provided.
    Karl Marx
    15th Feb 2019
    4:13pm
    The current pension system is broken, can’t be fixed. The pension needs to be scrapped & a universal pension introduced ASAP.
    How simple & uncomplicated is the Kiwi universal pension. Australia would save billions of dollars just in administration by abolishing the current system & possibly generate further income by taxing all earning from work, assets etc. Shame the LNP & ALP are so entrenched in keeping it complicated or their own gain. And no Robo Debt on pensions ever again.
    New Zealand's public pension system, the New Zealand Superannuation (NZS), differs from those in many other countries. Its primary goal is to provide social protection rather than to replace earnings.
    The non-contributory flat-rate pension is paid to all residents fulfilling the residence requirements at the age of 65. The beneficiary must have lived in New Zealand for at least 10 years since turning 20 with at least five years spent in the country after the age of 50. The pension is financed from general tax revenues. *The residency requirements are set for discussion 2017/18.

    All benefits received under NZS are subject to income tax. The pension is paid regardless of whether the person is still employed or not. It is neither work nor income-tested. New Zealand has not legislated for a compulsory retirement age and employers are not allowed to specify a mandatory retirement age in employment contracts.
    Rae
    16th Feb 2019
    10:02am
    I wish I'd realised how unfair the Australian system would become. Moving to NZ with the kids decades ago would have been a great move.

    Equity needs to be returned as you suggest.
    CountryCatkin
    15th Feb 2019
    4:24pm
    When I see Lothario’s name and so-called photo onscreen, I shudder, because there will be another diatribe from his biased, intolerant and ‘I know best’ mindset. I am single, worked full time for 50 years, own my home, love my country life and yet I am only just keeping my head above water, thanks to receiving a proportion of aged pension money. I do not live extravagantly. Thousands of other decent people are worse off. Health and other issues can make or break finances, and eat into savings.
    Lothario, please get off your political hobby horse and show a little empathy or compassion for your fellow humans. If necessary, look up those words in the dictionary!
    Even though my finances are tight, I am glad to have been born in this country where we can freely say what we wish and also live in a way that countless people in other countries can only imagine.
    Jannie
    15th Feb 2019
    6:40pm
    The government would rather give our taxes to refugees, handouts to overseas countries, their self greed eg high wages and pensions higher than the average retiree. So fed up with funds being directed overseas and no help for our pensioners or farmers suffering from the floods and droughts. We are stuffed you only have to look at the pollies on tv to see what fools they are.
    Old Geezer
    15th Feb 2019
    6:43pm
    Agree but Labor is even worse as they want to give back $34 billion in franking credits to high income earners and steal $5 billion in franking credits form low income earners. It's annoys me that people are so stupid that they can't see this and how unfair it is.
    MICK
    15th Feb 2019
    9:47pm
    You forgot to mention rich man's welfare from the current government OG. Better known as tax cuts for those who are already rich and do not need them.
    Arvo
    16th Feb 2019
    3:58am
    Jannie, ask yourself, how many countries provided Australia with foreign aid due its severe drought, Townsville floods and numerous bush fires? Can you name one?
    Jannie
    16th Feb 2019
    2:28pm
    Arvo you are 100% right no other country in the world comes to our aid when we need it. What a corrupt world we live in........................... our pollies are piss weak
    Jannie
    16th Feb 2019
    2:30pm
    I made some comments and the site would not accept my post who is editing this site???
    Misty
    16th Feb 2019
    2:41pm
    I wonder sometimes if anybody does Jannie, I have reported comments but nothing ever happens.
    Anonymous
    16th Feb 2019
    2:52pm
    I hope you reported yourself Misty
    Or why not just delete your offending posts
    TREBOR
    16th Feb 2019
    4:00pm
    Oh - I'd venture to say you get the gold medal on that, Loathie.... mind you, I don't report, so not my problem ... might need a heap of reports to work..
    jeffr
    15th Feb 2019
    9:55pm
    Flicked through the comments yet again.....Hi OG...Hi Lothario,,,more rubbish, you have now fully convinced me NOT to read comments
    Anonymous
    15th Feb 2019
    10:31pm
    You obviously have no capacity to stop , think , introspect and then re- engage with a little more enlightened mind

    Ah well , that’s asking too much of a leftie
    Karl Marx
    16th Feb 2019
    1:38am
    Always the same comment from Lothario, if you don't agree you're a leftie. Doesn't occur to him that most of us as far more intelligent than he & his other troll mates combined lol.
    Arvo
    16th Feb 2019
    4:01am
    1984-What else did you expect from fascist comments?
    TREBOR
    16th Feb 2019
    10:08am
    Lothario is a troll - just ignore him and he might disappear...
    johnyperth
    16th Feb 2019
    5:56am
    I will be a very young 68 years old at the end of August.
    I rent privately and it costs me $520:00 per fortnight.
    I have just payed $100:00 for my utility bills.
    Doesn't leave me that much for another fortnight!!??
    We have been told to have a sociable coffee as much as we can, but, with the pension rise we had last September I can't afford to but 2 coffees per fortnight!!
    The problem with this federal constitutive government that it believes in economics 101 which has been proved over the years that it doesn't work!!
    This current LNP government want's to take us back into history with the husband working, the wife at home with the whit picked fence!!
    Australia needs to have a government that wants to progress in to the future!!!
    TREBOR
    16th Feb 2019
    10:10am
    johny - hit 'post' and then hit F5 (Function 5) to refresh the page - that way you only post once.
    Rae
    16th Feb 2019
    10:16am
    Get your friends to meet up in the park or somewhere with a sandwich and a thermos and take turns at bringing the cake. We did that for years when working to save for retirement.

    Don't buy lotto or lottery either. Save that money instead. It's surprising what a few hundred dollars buffer can make to easing the problem of no money.

    Card afternoons at someone's house is also cheap.

    Use your imagination. There are many ways to stretch the dollars.

    Rent is tough but $520 plus the rental assistance is manageable. Those paying over $800 are the ones in trouble.

    It costs around $300 a fortnight in rates, insurance , water and maintenance to live in your own home for many home owners.
    Anonymous
    18th Feb 2019
    9:46pm
    Costs me way more than $300 a fortnight to live in my own home, Rae. But pensioners are screaming that I should be taxed 30% of an income LESS than the OAP because I dared to save instead of cruising the world, buying a flash house, and putting my hand out.
    johnyperth
    16th Feb 2019
    5:56am
    I will be a very young 68 years old at the end of August.
    I rent privately and it costs me $520:00 per fortnight.
    I have just payed $100:00 for my utility bills.
    Doesn't leave me that much for another fortnight!!??
    We have been told to have a sociable coffee as much as we can, but, with the pension rise we had last September I can't afford to but 2 coffees per fortnight!!
    The problem with this federal constitutive government that it believes in economics 101 which has been proved over the years that it doesn't work!!
    This current LNP government want's to take us back into history with the husband working, the wife at home with the whit picked fence!!
    Australia needs to have a government that wants to progress in to the future!!!
    johnyperth
    16th Feb 2019
    5:56am
    I will be a very young 68 years old at the end of August.
    I rent privately and it costs me $520:00 per fortnight.
    I have just payed $100:00 for my utility bills.
    Doesn't leave me that much for another fortnight!!??
    We have been told to have a sociable coffee as much as we can, but, with the pension rise we had last September I can't afford to but 2 coffees per fortnight!!
    The problem with this federal constitutive government that it believes in economics 101 which has been proved over the years that it doesn't work!!
    This current LNP government want's to take us back into history with the husband working, the wife at home with the whit picked fence!!
    Australia needs to have a government that wants to progress in to the future!!!
    johnyperth
    16th Feb 2019
    5:56am
    I will be a very young 68 years old at the end of August.
    I rent privately and it costs me $520:00 per fortnight.
    I have just payed $100:00 for my utility bills.
    Doesn't leave me that much for another fortnight!!??
    We have been told to have a sociable coffee as much as we can, but, with the pension rise we had last September I can't afford to but 2 coffees per fortnight!!
    The problem with this federal constitutive government that it believes in economics 101 which has been proved over the years that it doesn't work!!
    This current LNP government want's to take us back into history with the husband working, the wife at home with the whit picked fence!!
    Australia needs to have a government that wants to progress in to the future!!!
    johnyperth
    16th Feb 2019
    5:57am
    I will be a very young 68 years old at the end of August.
    I rent privately and it costs me $520:00 per fortnight.
    I have just payed $100:00 for my utility bills.
    Doesn't leave me that much for another fortnight!!??
    We have been told to have a sociable coffee as much as we can, but, with the pension rise we had last September I can't afford to but 2 coffees per fortnight!!
    The problem with this federal constitutive government that it believes in economics 101 which has been proved over the years that it doesn't work!!
    This current LNP government want's to take us back into history with the husband working, the wife at home with the whit picked fence!!
    Australia needs to have a government that wants to progress in to the future!!!
    johnyperth
    16th Feb 2019
    5:57am
    I will be a very young 68 years old at the end of August.
    I rent privately and it costs me $520:00 per fortnight.
    I have just payed $100:00 for my utility bills.
    Doesn't leave me that much for another fortnight!!??
    We have been told to have a sociable coffee as much as we can, but, with the pension rise we had last September I can't afford to but 2 coffees per fortnight!!
    The problem with this federal constitutive government that it believes in economics 101 which has been proved over the years that it doesn't work!!
    This current LNP government want's to take us back into history with the husband working, the wife at home with the whit picked fence!!
    Australia needs to have a government that wants to progress in to the future!!!
    johnyperth
    16th Feb 2019
    5:57am
    I will be a very young 68 years old at the end of August.
    I rent privately and it costs me $520:00 per fortnight.
    I have just payed $100:00 for my utility bills.
    Doesn't leave me that much for another fortnight!!??
    We have been told to have a sociable coffee as much as we can, but, with the pension rise we had last September I can't afford to but 2 coffees per fortnight!!
    The problem with this federal constitutive government that it believes in economics 101 which has been proved over the years that it doesn't work!!
    This current LNP government want's to take us back into history with the husband working, the wife at home with the whit picked fence!!
    Australia needs to have a government that wants to progress in to the future!!!
    johnyperth
    16th Feb 2019
    5:57am
    I will be a very young 68 years old at the end of August.
    I rent privately and it costs me $520:00 per fortnight.
    I have just payed $100:00 for my utility bills.
    Doesn't leave me that much for another fortnight!!??
    We have been told to have a sociable coffee as much as we can, but, with the pension rise we had last September I can't afford to but 2 coffees per fortnight!!
    The problem with this federal constitutive government that it believes in economics 101 which has been proved over the years that it doesn't work!!
    This current LNP government want's to take us back into history with the husband working, the wife at home with the whit picked fence!!
    Australia needs to have a government that wants to progress in to the future!!!
    Anonymous
    18th Feb 2019
    9:42pm
    You mean like a Shorten government that will rob 600,000 SFRs and push hundreds of thousands more onto pensions, blowing the budget and ensuring there is far less money available for people like you?
    Jannie
    16th Feb 2019
    2:35pm
    Who is editing this site?? I made some comments and it states please wait and nothing happens...........................
    TREBOR
    16th Feb 2019
    4:01pm
    Hit 'post' and when it says 'please wait' - hit F5 on your keyboard right at the top to refresh the page.
    GreyViper
    16th Feb 2019
    3:32pm
    Hello all, I have come back and taken a look at this web site after quite some time and the first view quickly reminded me why I took myself off the YLC mailing list. I have never come across such a group of mean, grumpy, nasty, old people as a lot of those who comment on this web site! I'm a self funded retiree and I do feel sorry for a lot of those who are trying to live on only the old aged pension as I'm sure that it is very tough but I started saving for my retirement when I first started work at 17 and I was able to retire at 58 due to smart investing and and some luck along the way. Just because someone disagrees with you does not make them a 'leftie' or a 'righty' or what ever is opposite to your particular political views. Previously, I tried to have discussions on the issues but that proved impossible on this forum as people always brought politics into it! Anyone who ALWAYS votes the same way in politics is very foolish, in my opinion, as you need to change your politics from time to time to try and achieve the right outcomes. Hello, Mick, you are the classic example, where if you don't like what somebody says you label them and then, in your mind, you can dismiss their opinions without coming up with a legitimate argument. Still banging on about the 'Top end of Town' I see. Looks like envy to me!
    Hello Old Geezer, still trying to fight the good fight, I see. True to form, Mick immediately brands what you say as BS, brands you as well off without probably having any idea of your financial circumstances, and then calls you names. He never was much good at serious debate! Keep trying Old Geezer, but I, however, have much better things to do with my time like rearrange my sock drawer, manicure my nails or iron my underwear!
    TREBOR, nice to see you making some insightful comments. You make a very good point in your comments today.
    The fact remains that the biggest cost to the federal budget, by quite some margin, is welfare, and the biggest part of that welfare cost is the aged! It won't matter which party wins government they don't have any money to pay for a decent increase in the old aged pension, it is simply too big a hit to the annual budget so I wouldn't get your hopes up too high, regardless of who wins the next election!
    So keep on arguing with each other, calling each other names and dancing to the tune of the people who run this website and all to achieve ABSOLUTELY NOTHING! I'm not sure why YLC started sending me emails again, after all this time, but it was good to come back briefly and see how much better off I am without this crap in my life. If you take my advice, people (and you won't!) take yourselves off this mailing list and find something much better to do with your time (shouldn't be too hard) and stop arguing with each other. Life is too short!
    Anonymous
    16th Feb 2019
    3:37pm
    Good advice GreyViper
    Think I’ll take time off this site as well
    Too many idiots posting garbage ,totally incapable of intelligent thought
    MD
    16th Feb 2019
    6:35pm
    Just the sort of contribution that is bound to win plaudits herein - NOT - particularly coming as they have from a one eyed trouser snake eh GreyViper.

    My tuppence worth aside, at least that's how I imagine the response (if any) will pan out, good onya!
    TREBOR
    16th Feb 2019
    6:38pm
    **Phew** It'll be a relief not having to deal with your narcissistic stirring and personal jibes on any with a different idea to your extremely narrow and self-serving ones... the politics of greed and of envy just in case you imagine someone is getting something for nothing...

    Maybe, without your presence, we can have a decent discussion instead of endless 'playing the man' as a substitute for genuine knowledge and understanding...

    You obviously have no capacity or desire to stop, think , introspect and then re- engage with a little more enlightened mind.

    Ah well , that’s asking too much of a self-proclaimed rightie....

    Easy meat!!
    Colours
    16th Feb 2019
    6:19pm
    The deeming rate is absurd. They are encouraging pensioners to speculate on the stock market.
    Colours
    16th Feb 2019
    6:22pm
    The deeming rate is absurd. They are encouraging pensioners to speculate on the stock market.
    TREBOR
    16th Feb 2019
    6:40pm
    Full Function 5 my father lies, his teeth are of coral made,
    These are pearls that were his eyes....

    Hit post and then Function 5 at the top of your keyboard.
    Misty
    16th Feb 2019
    8:53pm
    I have put that info about F5 also on this and other sites too TREBOR, but it doesn't seem to be etting through as people are still posting multiple comments.
    Anonymous
    16th Feb 2019
    8:56pm
    Perhaps it’s because people take no notice of you both. Ever thought of that ?
    Try posting some common sense opinions for a change . No need to try and be smart or funny but fail miserable - TREBORE !!!- keep it simple
    Misty
    16th Feb 2019
    9:05pm
    What are you still doing here Lotharfio?, didn't you say you were taking a break or leaving, please do, the quicker the better, your rudeness is unbelievable for a person who says he is intelligent and we can do without that, thank you very much.
    bigjohn
    16th Feb 2019
    6:35pm
    What idiots came up with the ridiculous idea of proof of life after age 80 for expat pensioners. They obviously haven't done their homework or given this any proper thought. using myself as an example, although I still have 11 years to go until I'm 80. 1. Why can't Centrelink interface their computer systems with the Immigration Depts of where the expats are living? They already know which countries we are in because they send our base pension payments directly to our overseas bank accounts. 2. The reason for #1 is that at the very least we MUST report to Immigration of the country we are residing in on an annual basis to get an extension of stay. 3. Where I'm based, in Thailand, we MUST also report to Immigration EVERY 90 days to report where we are living. 4. Absolutely NO consideration has been given to whether an expat is incapacitated in any way and unable to travel to the Australian Embassy/Consul. 5. In Thailand most Province capital cities do NOT have a Consulate Office, which means that expats have to incur the cost of travelling, in many cases over 1000 km each way to visit the Australian Embassy in Bangkok. 6. When a foreigner dies in Thailand, the first thing the police do is notify both Immigration & the Australian Embassy and the bank accounts are immediately frozen, even if it's a joint account. 7. Here in Thailand, a foreigner cannot be buried or cremated without permission of the home embassy, and for that to be given 2 death certificates ( 1 from the dr/hospital & 1 from the District Office - translated from Thai to English - MUST be given to the
    Embassy. 8. So even if computer databases are not interfaced, there are already more than enough processes in place for Centrelink to be advised of an expat pensioners death, without having to inconvenience them further. 9. The Australian Embassy is not interested in helping Aussie Expats unless they can make money out of you. They already charge 1600 baht ( approx AUD $75.00 ) to witness a Statutory Declaration. I can only begin to imagine what they would charge for this procedure. This is just another example of Australian Politicians having absolutely no idea of how low income earners live. Why on earth do they think we moved overseas in the first place? It's because if we lived in Australia on the pittance that is the age pension, we'd have no quality of life and be homeless. Once again SHAME on the morons sitting in canberra making unrealistic decisions. Perhaps they should get off their cusshy fat cat salaries and try to live on the aged pension for 6 months and see how they manage. They'd be giving themselves a 100% increase without hesitation.
    TREBOR
    16th Feb 2019
    6:45pm
    They do need some way of certifying that people are still alive and that their 'new family' are not just taking the cash as it comes in...

    To avoid repeat posts - hit post and then Function5 at the top of keyboard - refreshes page and shows your post.
    bigjohn
    16th Feb 2019
    6:35pm
    What idiots came up with the ridiculous idea of proof of life after age 80 for expat pensioners. They obviously haven't done their homework or given this any proper thought. using myself as an example, although I still have 11 years to go until I'm 80. 1. Why can't Centrelink interface their computer systems with the Immigration Depts of where the expats are living? They already know which countries we are in because they send our base pension payments directly to our overseas bank accounts. 2. The reason for #1 is that at the very least we MUST report to Immigration of the country we are residing in on an annual basis to get an extension of stay. 3. Where I'm based, in Thailand, we MUST also report to Immigration EVERY 90 days to report where we are living. 4. Absolutely NO consideration has been given to whether an expat is incapacitated in any way and unable to travel to the Australian Embassy/Consul. 5. In Thailand most Province capital cities do NOT have a Consulate Office, which means that expats have to incur the cost of travelling, in many cases over 1000 km each way to visit the Australian Embassy in Bangkok. 6. When a foreigner dies in Thailand, the first thing the police do is notify both Immigration & the Australian Embassy and the bank accounts are immediately frozen, even if it's a joint account. 7. Here in Thailand, a foreigner cannot be buried or cremated without permission of the home embassy, and for that to be given 2 death certificates ( 1 from the dr/hospital & 1 from the District Office - translated from Thai to English - MUST be given to the
    Embassy. 8. So even if computer databases are not interfaced, there are already more than enough processes in place for Centrelink to be advised of an expat pensioners death, without having to inconvenience them further. 9. The Australian Embassy is not interested in helping Aussie Expats unless they can make money out of you. They already charge 1600 baht ( approx AUD $75.00 ) to witness a Statutory Declaration. I can only begin to imagine what they would charge for this procedure. This is just another example of Australian Politicians having absolutely no idea of how low income earners live. Why on earth do they think we moved overseas in the first place? It's because if we lived in Australia on the pittance that is the age pension, we'd have no quality of life and be homeless. Once again SHAME on the morons sitting in canberra making unrealistic decisions. Perhaps they should get off their cusshy fat cat salaries and try to live on the aged pension for 6 months and see how they manage. They'd be giving themselves a 100% increase without hesitation.
    MD
    16th Feb 2019
    6:41pm
    And for those seeming to think entitlement offers the best of both worlds maybe it's high time to rethink exactly where your values lie.
    Gee Whiz
    17th Feb 2019
    10:39am
    Name your sources that debunk the " the poverty line figures".
    Gee Whiz
    17th Feb 2019
    10:39am
    Name your sources that debunk the " the poverty line figures".
    Gee Whiz
    17th Feb 2019
    10:39am
    Name your sources that debunk the " the poverty line figures".
    Misty
    17th Feb 2019
    12:00pm
    They never answer Gee Whiz, make these outlandish statements but never back them up with proof.
    Anonymous
    17th Feb 2019
    1:26pm
    Lazy ignorant git’s. Do your own research !!!
    Anonymous
    17th Feb 2019
    1:37pm
    In Australia the OECD poverty would equate to a "disposable income of less than $358 per week for a single adult
    Use of relative poverty and median incomes is misleading as those falling below median in Oz have a good standard of living and by no means poor
    Misty
    17th Feb 2019
    1:53pm
    Really Lothario?, and a person paying $350.00 a week rent has to manage on $8.00 to pay for their food, medications, if any, and power and travel expenses, tell me Lothario how does that work?. I know not everyone has to pay that for rent but a lot do and rent assistance does not cover much for OAP and I don't think low income families receive rent assistance.
    Misty
    17th Feb 2019
    1:54pm
    Why should we do the research Lothario?, you are the one making the statement.
    Karl Marx
    17th Feb 2019
    2:30pm
    Because Misty, Lothario is just a lazy, ignorant useless, uneducated git, apart from that he won't give his sources etc because he's full of BS. ALL his statements are either flaming others or he's reciting the same old BS, to dumb to make any real contribution.
    Anonymous
    17th Feb 2019
    5:41pm
    If you earn $358 a week you don’t then go rent a place for $350 ffs
    Which idiot would do that ?
    That’s for a single person who is on the so called “poverty line”
    Go rent a room for $150-$200 inclusive of utilities
    Duh !!!
    The figure I quoted is from the OECD
    Misty
    17th Feb 2019
    5:46pm
    You rent where you can, sometimes it is not possib le to get the area you want or the price you want so you take what is available, get in the real world Lothario.
    Anonymous
    17th Feb 2019
    8:24pm
    Bullshit
    You live within your means and if that means moving then bloody well do it
    Don’t expect the taxpayer to fund your lifestyle choice
    Karl Marx
    17th Feb 2019
    8:29pm
    Hey Lothario weren't you leaving this site or was that just more dribble & bullshit.
    Misty
    17th Feb 2019
    10:32pm
    How dare you talk to me like that Lothario, what a pieced of work you are, no one is asking the taxpayer to fund anything you i--t.
    Misty
    19th Feb 2019
    5:18pm
    I am fed up to the back teeth with your ranting and raving, bullying insults OGR, I have never said people should be able to live where they choose, I just pointed out that people have to take what accomadation they can and sometimes that can cost hundreds, HOW DARE YOU CALL ME AND OTHER PENSIONERS A PIECE OF WORK. I won't stoop to your level to tell you what I think of you. It was your choice to lnvest the way you did, and the way you lived your adult life, live with the consequences as everyone else has to do.
    Adrianus
    18th Feb 2019
    9:32am
    Will it be enough? Sadly no, in my opinion, it will never be enough.

    Q. When was the last time Labor had a budget surplus?
    A. 1987.

    This is where the cultural influence of living beyond ones means is deeply rooted.

    If we are going to break the cycle in places like Minto, then we need to provide practical solutions which should be delivered in schools.
    Its very sad that people have children but don't provide that essential ingredient.. unconditional love.
    For those heavily relying on the OAP, it will never be enough because it was never enough when they were much younger
    Karl Marx
    19th Feb 2019
    1:12am
    For all those whinging & squealing like little piggies this is the latest on who cares about your FC. sooner the ALP get in & fix this rort the better.
    For those little piggies squealing that they will lose 10s of thousands of dollars my advice is to have a plan in place. Don't whing as the majority don't give a rats & that includes those that may lose some money.
    Suck it up princesses.
    https://www.abc.net.au/news/2019-02-18/these-wealthy-retirees-are-happy-to-see-the-end-of-franking/10815854
    Karl Marx
    19th Feb 2019
    10:44am
    I will never scream like a little piggy, not like you have been for months now. I will just rearrange all my investments including any shares that may be affected. If you can't diversify & change your investments when rules change then YOU have a problem.
    I posted part policy & read the latest whole document from Bowen, see no problem with it for the majority of retirees unless you're wealthy then you may lose some.
    Like I said, if it happens then change your investments. Suck it up princess
    And people who receive the pension or part pension aren't greedy.
    And if anyone is a bully & abusing people it's you & a few other of your LNP troll mates on YLC.
    Your posts are all about you, you don't care about anyone else just yourself.
    Have a nice day OGR.
    Karl Marx
    19th Feb 2019
    2:26am
    https://www.facebook.com/photo.php?fbid=2223278294656923&set=a.1376729369311824&type=3&theater


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